XML 99 R89.htm IDEA: XBRL DOCUMENT
v3.10.0.1

NOTE 6: LOANS AND ALLOWANCE FOR LOAN LOSSES: Allowance for Credit Losses on Financing Receivables (Details) - USD ($) $ in Thousands | 3 Months Ended | 9 Months Ended | 12 Months Ended
--- | --- | --- | ---
Sep. 30, 2018 | Sep. 30, 2017 | Sep. 30, 2018 | Sep. 30, 2017 | Dec. 31, 2017
Provision for Loan and Lease Losses | $ 1,300 | $ 2,950 | $ 5,200 | $ 7,150 |
One-to-Four-Family Residential Construction |  |  |  |  |
Provision for Loan Losses Expensed | 7 | 285 | 494 | 407 |
Financing Receivable, Allowance for Credit Losses, Write-downs | (18) | (74) | (59) | (150) |
Allowance for Doubtful Accounts Receivable, Recoveries | 79 | 46 | 252 | 91 |
One-to-Four-Family Residential Construction | Beginning of Period |  |  |  |  |
Provision for Loan and Lease Losses | 2,727 | 2,413 | 2,108 | 2,322 |
One-to-Four-Family Residential Construction | End of Period |  |  |  |  |
Provision for Loan and Lease Losses | 2,795 | 2,670 | 2,795 | 2,670 |
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment | 771 |  | 771 |  | $ 513
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 1,987 |  | 1,987 |  | 1,564
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Provision for Loan Losses | 37 |  |  |  | 31
Financing Receivable, Individually Evaluated for Impairment | 6,302 |  | 6,302 |  | 6,950
Financing Receivable, Collectively Evaluated for Impairment | 400,505 |  | 400,505 |  | 341,888
All Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Not Accounted for Using Income Recognition Model | 98,702 |  | 98,702 |  | 120,295
Other Residential |  |  |  |  |
Provision for Loan Losses Expensed | 341 | 190 | 1,310 | (1,708) |
Financing Receivable, Allowance for Credit Losses, Write-downs | (194) | (10) | (525) | (12) |
Allowance for Doubtful Accounts Receivable, Recoveries | 41 | 89 | 409 | 158 |
Other Residential | Beginning of Period |  |  |  |  |
Provision for Loan and Lease Losses | 3,845 | 3,655 | 2,839 | 5,486 |
Other Residential | End of Period |  |  |  |  |
Provision for Loan and Lease Losses | 4,033 | 3,924 | 4,033 | 3,924 |
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment | 0 |  | 0 |  | 0
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 4,006 |  | 4,006 |  | 2,813
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Provision for Loan Losses | 27 |  |  |  | 26
Financing Receivable, Individually Evaluated for Impairment | 0 |  | 0 |  | 2,907
Financing Receivable, Collectively Evaluated for Impairment | 791,786 |  | 791,786 |  | 742,738
All Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Not Accounted for Using Income Recognition Model | 12,927 |  | 12,927 |  | 14,877
Commercial Real Estate |  |  |  |  |
Provision for Loan Losses Expensed | 708 | 643 | 1,519 | 1,413 |
Financing Receivable, Allowance for Credit Losses, Write-downs | 0 | (357) | (102) | (1,649) |
Allowance for Doubtful Accounts Receivable, Recoveries | 1 | 74 | 127 | 100 |
Commercial Real Estate | Beginning of Period |  |  |  |  |
Provision for Loan and Lease Losses | 19,474 | 15,442 | 18,639 | 15,938 |
Commercial Real Estate | End of Period |  |  |  |  |
Provision for Loan and Lease Losses | 20,183 | 15,802 | 20,183 | 15,802 |
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment | 635 |  | 635 |  | 599
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 19,288 |  | 19,288 |  | 17,843
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Provision for Loan Losses | 260 |  |  |  | 197
Financing Receivable, Individually Evaluated for Impairment | 3,556 |  | 3,556 |  | 8,315
Financing Receivable, Collectively Evaluated for Impairment | 1,380,315 |  | 1,380,315 |  | 1,227,014
All Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Not Accounted for Using Income Recognition Model | 35,980 |  | 35,980 |  | 39,210
Commercial Construction |  |  |  |  |
Provision for Loan Losses Expensed | 538 | 298 | 1,009 | 74 |
Financing Receivable, Allowance for Credit Losses, Write-downs | (4) | 0 | (87) | (386) |
Allowance for Doubtful Accounts Receivable, Recoveries | 97 | 129 | 337 | 166 |
Commercial Construction | Beginning of Period |  |  |  |  |
Provision for Loan and Lease Losses | 2,395 | 1,711 | 1,767 | 2,284 |
Commercial Construction | End of Period |  |  |  |  |
Provision for Loan and Lease Losses | 3,026 | 2,138 | 3,026 | 2,138 |
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment | 0 |  | 0 |  | 0
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 2,953 |  | 2,953 |  | 1,690
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Provision for Loan Losses | 73 |  |  |  | 77
Financing Receivable, Individually Evaluated for Impairment | 14 |  | 14 |  | 15
Financing Receivable, Collectively Evaluated for Impairment | 1,327,956 |  | 1,327,956 |  | 1,112,308
All Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Not Accounted for Using Income Recognition Model | 4,240 |  | 4,240 |  | 3,806
Commercial Business |  |  |  |  |
Provision for Loan Losses Expensed | (1,019) | 562 | (991) | 1,786 |
Financing Receivable, Allowance for Credit Losses, Write-downs | (274) | (1,090) | (1,155) | (1,365) |
Allowance for Doubtful Accounts Receivable, Recoveries | 80 | 66 | 343 | 467 |
Commercial Business | Beginning of Period |  |  |  |  |
Provision for Loan and Lease Losses | 2,991 | 4,365 | 3,581 | 3,015 |
Commercial Business | End of Period |  |  |  |  |
Provision for Loan and Lease Losses | 1,778 | 3,903 | 1,778 | 3,903 |
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment | 324 |  | 324 |  | 2,140
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 1,438 |  | 1,438 |  | 1,369
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Provision for Loan Losses | 16 |  |  |  | 72
Financing Receivable, Individually Evaluated for Impairment | 2,008 |  | 2,008 |  | 3,018
Financing Receivable, Collectively Evaluated for Impairment | 344,208 |  | 344,208 |  | 372,192
All Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Not Accounted for Using Income Recognition Model | 4,613 |  | 4,613 |  | 5,275
Consumer |  |  |  |  |
Provision for Loan Losses Expensed | 725 | 972 | 1,859 | 5,178 |
Financing Receivable, Allowance for Credit Losses, Write-downs | (2,128) | (3,151) | (7,062) | (9,120) |
Allowance for Doubtful Accounts Receivable, Recoveries | 961 | 1,038 | 3,327 | 3,393 |
Consumer | Beginning of Period |  |  |  |  |
Provision for Loan and Lease Losses | 6,124 | 8,947 | 7,558 | 8,355 |
Consumer | End of Period |  |  |  |  |
Provision for Loan and Lease Losses | 5,682 | 7,806 | 5,682 | 7,806 |
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment | 433 |  | 433 |  | 699
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 5,221 |  | 5,221 |  | 6,802
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Provision for Loan Losses | 28 |  |  |  | 57
Financing Receivable, Individually Evaluated for Impairment | 2,524 |  | 2,524 |  | 4,129
Financing Receivable, Collectively Evaluated for Impairment | 450,342 |  | 450,342 |  | 531,820
All Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Not Accounted for Using Income Recognition Model | 20,688 |  | 20,688 |  | 26,206
Loans Receivable |  |  |  |  |
Provision for Loan Losses Expensed | 1,300 | 2,950 | 5,200 | 7,150 |
Financing Receivable, Allowance for Credit Losses, Write-downs | (2,618) | (4,682) | (8,990) | (12,682) |
Allowance for Doubtful Accounts Receivable, Recoveries | 1,259 | 1,442 | 4,795 | 4,375 |
Loans Receivable | Beginning of Period |  |  |  |  |
Provision for Loan and Lease Losses | 37,556 | 36,533 | 36,492 | 37,400 |
Loans Receivable | End of Period |  |  |  |  |
Provision for Loan and Lease Losses | 37,497 | $ 36,243 | 37,497 | $ 36,243 |
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment | 2,163 |  | 2,163 |  | 3,951
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment | 34,893 |  | 34,893 |  | 32,081
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Provision for Loan Losses | 441 |  |  |  | 460
Financing Receivable, Individually Evaluated for Impairment | 14,404 |  | 14,404 |  | 25,334
Financing Receivable, Collectively Evaluated for Impairment | 4,695,112 |  | 4,695,112 |  | 4,327,960
All Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Not Accounted for Using Income Recognition Model | $ 177,150 |  | $ 177,150 |  | $ 209,669

X
- Definition The carrying amount as of the balance sheet date of loans not accounted for as debt securities, with evidence of deterioration of credit quality since origination that were acquired by completion of a transfer, for which it was deemed probable at acquisition that the investor would be unable to collect all contractually required payments, and to which the income recognition total model was not applied. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 30 -Section 50 -Paragraph 2 -Subparagraph (a)(4) -URI http://asc.fasb.org/extlink&oid=82894903&loc=d3e15032-111544 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 30 -Section 15 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=82894507&loc=d3e13503-111538 + Details
Name: | us-gaap_AllCertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesNotAccountedForUsingIncomeRecognitionModel
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amount of recoveries of receivables doubtful of collection that were previously charged off. + References No definition available. + Details
Name: | us-gaap_AllowanceForDoubtfulAccountsReceivableRecoveries
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Amount of expense related to loan loss not accounted for as debt securities, with evidence of deterioration of credit quality. + References No definition available. + Details
Name: | us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesProvisionForLoanLosses1
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition The valuation allowance for financing receivables that are expected to be uncollectible that were collectively evaluated for impairment. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (g) -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Amount of valuation allowance for financing receivables that are expected to be uncollectible that were individually evaluated for impairment. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (g) -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Amount of direct write-downs of financing receivables charged against the allowance. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(3) -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition The balance of financing receivables that were collectively evaluated for impairment. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (h) -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition The balance of financing receivables that were individually evaluated for impairment. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (h) -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amount of expense related to estimated loss from loan and lease transactions. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 28 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=109223946&loc=d3e3602-108585 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 220 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04.11) -URI http://asc.fasb.org/extlink&oid=114873765&loc=SL114874048-224260 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(2) -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953423-111524 + Details
Name: | us-gaap_ProvisionForLoanAndLeaseLosses
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amount of expense related to loss from loan transactions. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 220 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04.11) -URI http://asc.fasb.org/extlink&oid=114873765&loc=SL114874048-224260 + Details
Name: | us-gaap_ProvisionForLoanLossesExpensed
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Details
Name: | us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fil_OneToFourFamilyResidentialConstructionMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_CreationDateAxis=fil_BeginningOfPeriodMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_CreationDateAxis=fil_EndOfPeriodMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fil_OtherResidentialMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=us-gaap_CommercialRealEstateMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fil_CommercialConstructionMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fil_CommercialBusinessMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=fil_ConsumerMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=us-gaap_LoansReceivableMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |