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NOTE 6: LOANS AND ALLOWANCE FOR LOAN LOSSES: Financing Receivable Credit Quality Indicators (Tables)
6 Months Ended
Jun. 30, 2019
Tables/Schedules  
Financing Receivable Credit Quality Indicators

The loan grading system is presented by loan class below:

 

 

June 30, 2019

 

 

 

Special

 

 

 

 

Satisfactory

Watch

Mention

Substandard

Doubtful

Total

 

(In Thousands)

 

 

 

 

 

 

 

One- to four-family residential

 

 

 

 

 

 

construction

$        30,255

$               —

$               —

$              —

$               —

$        30,255

Subdivision construction

12,973

                  —

                 —

                 —

                  —

12,973

Land development

42,446

                  30

                 —

            3,556

                  —

46,032

Commercial construction

1,391,158

                  —

                 —

                 —

                  —

1,391,158

Owner occupied one- to four-

 

 

 

 

 

 

family residential

320,368

                  —

                 —

1,839

                  —

322,207

Non-owner occupied one- to

 

 

 

 

 

 

  four- family residential

121,952

                373

                 —

               533

                  —

122,858

Commercial real estate

1,407,401

           31,280

                 —

            7,485

                  —

1,446,166

Other residential

        796,341

                  —

                 —

                 —

                  —

        796,341

Commercial business

306,808

             4,762

                 —

            1,395

                  —

312,965

Industrial revenue bonds

          13,643

                  —

                 —

                 —

                  —

          13,643

Consumer auto

        200,146

                  77

                 —

               838

                  —

        201,061

Consumer other

          51,580

                103

                 —

               394

                  —

          52,077

Home equity lines of credit

        119,650

                  99

                 —

               353

                  —

        120,102

Loans acquired and accounted

 

 

 

 

 

 

for under ASC 310-30, 

 

 

 

 

 

 

net of discounts

          151,173

                 —

                 —

               521

                  —

       151,694

 

 

 

 

 

 

 

Total

$    4,965,894

$        36,724

$               —

$       16,914

$               —

$   5,019,532

 

 

December 31, 2018

 

 

 

Special

 

 

 

 

Satisfactory

Watch

Mention

Substandard

Doubtful

Total

 

(In Thousands)

 

 

 

 

 

 

 

One- to four-family residential

 

 

 

 

 

 

construction

$         25,803

$             374

$               —

$              —

$               —

$        26,177

Subdivision construction

            12,077

             1,718

                 —

                 49

                  —

          13,844

Land development

            39,892

             4,600

                 —

                 —

                  —

          44,492

Commercial construction

       1,417,166

                  —

                 —

                 —

                  —

     1,417,166

Owner occupied one- to-four-

 

 

 

 

 

 

family residential

          274,661

                  43

                 —

            2,162

                  —

       276,866

Non-owner occupied one- to-

 

 

 

 

 

 

four-family residential

          119,951

                941

                 —

            1,546

                  —

        122,438

Commercial real estate

       1,357,987

           11,061

                 —

            2,387

                  —

     1,371,435

Other residential

          784,393

                501

                 —

                 —

                  —

        784,894

Commercial business

          315,518

             5,163

                 —

            1,437

                  —

        322,118

Industrial revenue bonds

            13,940

                  —

                 —

                 —

                  —

          13,940

Consumer auto

          251,824

                116

                 —

            1,588

                  —

        253,528

Consumer other

            56,859

                157

                 —

               334

                  —

          57,350

Home equity lines of credit

          121,134

                118

                 —

               100

                  —

        121,352

Loans acquired and accounted

 

 

 

 

 

 

for under ASC 310-30, 

 

 

 

 

 

 

net of discounts

          167,632

                 —

                 —

                 19

                  —

       167,651

 

 

 

 

 

 

 

Total

$    4,958,837

$        24,792

$               —

$         9,622

$               —

$   4,993,251