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Consolidated Statements of Income (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2019
Sep. 30, 2018
Sep. 30, 2019
Sep. 30, 2018
INTEREST INCOME        
Loans $ 57,226 $ 51,063 $ 167,552 $ 144,447
Investment securities and other 2,961 1,919 8,715 5,361
TOTAL INTEREST INCOME 60,187 52,982 176,267 149,808
INTEREST EXPENSE        
Deposits 11,792 7,352 33,844 19,058
Federal Home Loan Bank advances 0 1,192 0 2,964
Short-term borrowings and repurchase agreements 1,123 177 2,904 385
Subordinated debentures issued to capital trust 253 252 787 692
Subordinated notes 1,095 1,024 3,283 3,073
TOTAL INTEREST EXPENSE 14,263 9,997 40,818 26,172
NET INTEREST INCOME 45,924 42,985 135,449 123,636
Provision for Loan Losses 1,950 1,300 5,500 5,200
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES 43,974 41,685 129,949 118,436
NON-INTEREST INCOME        
Commissions 173 309 670 868
Service charges and ATM fees 5,619 5,458 15,887 16,191
Net gains on loan sales 1,021 417 1,645 1,438
Net realized gains on sales of available-for-sale securities 0 2 10 2
Late Charges and Fees on Loans 364 466 1,066 1,240
Gain (loss) on derivative interest rate products (101) 5 (169) 53
Gain on sale of business units 0 7,414 0 7,414
Other income 1,579 533 4,154 1,792
TOTAL NON-INTEREST INCOME 8,655 14,604 23,263 28,998
NON-INTEREST EXPENSE        
Salaries and employee benefits 15,827 15,162 46,895 44,731
Net occupancy and equipment expense 6,613 6,551 19,462 19,234
Postage 792 843 2,342 2,544
Insurance 339 682 1,667 2,002
Advertising 794 589 2,162 1,892
Office supplies and printing 258 255 743 789
Telephone 904 827 2,645 2,339
Legal, audit and other professional fees 681 875 2,023 2,373
Expense on other real estate and repossessions 603 498 1,642 4,376
Partnership tax credit investment amortization 91 91 274 484
Acquired deposit intangible asset amortization 289 412 902 1,237
Other operating expenses 1,534 1,524 4,845 4,536
TOTAL NON-INTEREST EXPENSE 28,725 28,309 85,602 86,537
INCOME BEFORE INCOME TAXES 23,904 27,980 67,610 60,897
Provision for Income Taxes 4,172 5,464 11,890 11,076
NET INCOME AND NET INCOME AVAILABLE TO COMMON STOCKHOLDERS $ 19,732 $ 22,516 $ 55,720 $ 49,821
Basic Earnings Per Common Share $ 1.39 $ 1.59 $ 3.93 $ 3.53
Diluted Earnings Per Common Share 1.38 1.57 3.90 3.49
Dividends Declared Per Common Share $ 0.34 $ 0.32 $ 1.73 $ 0.88