<SEC-DOCUMENT>0000927089-19-000169.txt : 20190418
<SEC-HEADER>0000927089-19-000169.hdr.sgml : 20190418
<ACCEPTANCE-DATETIME>20190418123703
ACCESSION NUMBER:		0000927089-19-000169
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		3
CONFORMED PERIOD OF REPORT:	20190417
ITEM INFORMATION:		Results of Operations and Financial Condition
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20190418
DATE AS OF CHANGE:		20190418

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			GREAT SOUTHERN BANCORP, INC.
		CENTRAL INDEX KEY:			0000854560
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				431524856
		STATE OF INCORPORATION:			MD
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-18082
		FILM NUMBER:		19755321

	BUSINESS ADDRESS:	
		STREET 1:		1451 E BATTLEFIELD
		CITY:			SPRINGFIELD
		STATE:			MO
		ZIP:			65804
		BUSINESS PHONE:		417-887-4400

	MAIL ADDRESS:	
		STREET 1:		P O BOX 9009
		CITY:			SPRINGFIELD
		STATE:			MO
		ZIP:			65808-9009

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	GREAT SOUTHERN BANCORP INC
		DATE OF NAME CHANGE:	19920703
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>gsbc-8k041719.htm
<DESCRIPTION>CURRENT REPORT ON FORM 8-K FOR APRIL 17, 2019
<TEXT>
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      <div style="text-align: center; line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">UNITED STATES<font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><br>
        </font>SECURITIES AND EXCHANGE COMMISSION<font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><br>
        </font>Washington, D.C. 20549</div>
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      <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">FORM 8-K</font></div>
      <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
      </div>
      <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">CURRENT REPORT</font></div>
      <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
      </div>
      <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Pursuant to Section 13 or 15(d) of the<font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><br>
          </font>Securities Exchange Act of 1934</font></div>
      <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
      </div>
      <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Date of Report (Date of earliest event reported)</font></div>
      <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
      </div>
      <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">April 17, 2019</font></div>
      <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
      </div>
      <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">GREAT SOUTHERN BANCORP, INC.</font></div>
      <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">(Exact name of Registrant as specified in its Charter)</font></div>
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            <td style="width: 33%; vertical-align: middle; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Maryland</font></div>
            </td>
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              <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">&#160;</font></div>
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            <td style="width: 33%; vertical-align: middle; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">0-18082</font></div>
            </td>
            <td style="width: 1%; vertical-align: middle; padding-bottom: 2px;">
              <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">&#160;</font></div>
            </td>
            <td style="width: 32%; vertical-align: middle; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">43-1524856</font></div>
            </td>
          </tr>
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              <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">(State or other jurisdiction of<font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><br>
                  </font>incorporation)</font></div>
            </td>
            <td style="width: 1%; vertical-align: top;">
              <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">&#160;</font></div>
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            <td style="width: 33%; vertical-align: top;">
              <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">(Commission File No.)</font></div>
            </td>
            <td style="width: 1%; vertical-align: top;">
              <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">&#160;</font></div>
            </td>
            <td style="width: 32%; vertical-align: top;">
              <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">(IRS Employer Identification<font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><br>
                  </font>Number)</font></div>
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              <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">1451 East Battlefield, Springfield, Missouri</font></div>
            </td>
            <td style="width: 1%; vertical-align: middle; padding-bottom: 2px;">
              <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">&#160;</font></div>
            </td>
            <td style="width: 49%; vertical-align: middle; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">65804</font></div>
            </td>
          </tr>
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            <td style="width: 50%; vertical-align: middle;">
              <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">(Address of principal executive offices)</font></div>
            </td>
            <td style="width: 1%; vertical-align: middle;">
              <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">&#160;</font></div>
            </td>
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              <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">(Zip Code)</font></div>
            </td>
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      <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Registrant's telephone number, including area code:&#160;&#160;&#160;<font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><u>&#160;(417)


              887-4400&#160; &#160;</u></font></font></div>
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      <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">N/A</font></div>
      <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">(Former name or former address, if changed since last report)</font></div>
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      </div>
      <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the
          registrant under any of the following provisions:</font></div>
      <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;">

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              <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Segoe UI Symbol', sans-serif; font-size: 11pt;">&#9744;</font></div>
            </td>
            <td style="width: 95.46%; vertical-align: top;">
              <div style="text-align: left; line-height: 13.7pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</font></div>
            </td>
          </tr>
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            <td style="width: 4.54%; vertical-align: top;">
              <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Segoe UI Symbol', sans-serif; font-size: 11pt;">&#9744;</font></div>
            </td>
            <td style="width: 95.46%; vertical-align: top;">
              <div style="text-align: left; line-height: 13.7pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</font></div>
            </td>
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            <td style="width: 4.54%; vertical-align: top;">
              <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Segoe UI Symbol', sans-serif; font-size: 11pt;">&#9744;</font></div>
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            <td style="width: 95.46%; vertical-align: top;">
              <div style="text-align: left; line-height: 13.7pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</font></div>
            </td>
          </tr>
          <tr>
            <td style="width: 4.54%; vertical-align: top;">
              <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Segoe UI Symbol', sans-serif; font-size: 11pt;">&#9744;</font></div>
            </td>
            <td style="width: 95.46%; vertical-align: top;">
              <div style="text-align: left; line-height: 13.7pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</font></div>
            </td>
          </tr>

      </table>
      <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
      </div>
      <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; color: #231F20;">Indicate by check mark whether the registrant is an emerging growth company as de&#64257;ned in Rule 405 of the
          Securities Act of 1933 (&#167;230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (&#167;240.12b-2 of this chapter).</font></div>
      <div style="text-align: right; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; color: #231F20;">Emerging growth company <font style="font-family: 'Segoe UI Symbol', sans-serif; font-size: 11pt;">&#9744;</font></font></div>
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      </div>
      <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; color: #231F20;">If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended
          transition period for complying with any new or revised &#64257;nancial accounting standards provided pursuant to Section 13(a) of the Exchange Act. <font style="font-family: 'Segoe UI Symbol', sans-serif; font-size: 11pt;">&#9744;</font></font></div>
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        <div style="FONT-SIZE: 12pt; TEXT-DECORATION: underline; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold">Item 2.02.&#160;&#160;Results of Operations and Financial Condition</div>
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        <div style="FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman">On April 17, 2019, the Registrant issued a press release reporting&#160;preliminary financial results for the first quarter
            of the fiscal year ending December 31, 2019. A copy of the press release, including unaudited financial information released as a part thereof, is attached as Exhibit 99.1 to this Current Report on Form 8-K and incorporated herein by reference.</font></div>
        <div style="FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman"> <br>
          </font></div>
        <div style="FONT-SIZE: 12pt; TEXT-DECORATION: ; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold">
          <div style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman'; FONT-VARIANT: normal; FONT-WEIGHT: normal; FONT-STYLE: normal">&#160;</div>
          <div><u>Item 9.01.&#160;&#160;Financial Statements and Exhibits</u></div>
        </div>
        <div>&#160;</div>
        <div style="TEXT-ALIGN: left">
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                <td style="FONT-SIZE: 12pt; FONT-FAMILY: times new roman; WIDTH: 8%">&#160;</td>
                <td style="FONT-SIZE: 12pt; FONT-FAMILY: times new roman; WIDTH: 8.35%">(d)</td>
                <td colspan="2" style="FONT-SIZE: 12pt; FONT-FAMILY: times new roman; WIDTH: 83.63%">Exhibits<br>
                  <br>
                </td>
              </tr>
              <tr valign="top">
                <td style="FONT-SIZE: 12pt; FONT-FAMILY: times new roman; WIDTH: 8%">&#160;</td>
                <td style="FONT-SIZE: 12pt; FONT-FAMILY: times new roman; WIDTH: 8.35%">&#160;</td>
                <td style="FONT-SIZE: 12pt; FONT-FAMILY: times new roman; WIDTH: 7.68%"><a href="ex991.htm#Exhibit99">99.1</a></td>
                <td style="FONT-SIZE: 12pt; FONT-FAMILY: times new roman">Press release dated April 17, 2019<br>
                  <br>
                </td>
              </tr>

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        <div><br>
          &#160;</div>
        <div> <br>
        </div>
        <div> <br>
        </div>
        <div> <br>
        </div>
        <div> <br>
        </div>
        <div>&#160;</div>
        <div>&#160;</div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
          <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-family: 'Times New Roman', serif; font-size: 12pt; color: #000000; font-weight: normal; font-style: normal;" id="DSPFPageNumber">2</font></div>
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            <hr noshade="noshade" style="background-color: #ffffff; border-width: 0px; clear: both; color: #ffffff; height: 0px; margin: 4px 0px; width: 100%;"></div>
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        <br>
        <div>&#160;</div>
        <div>&#160;</div>
        <div style="FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; TEXT-ALIGN: center">SIGNATURES</div>
        <div style="TEXT-ALIGN: center">&#160;</div>
        <div style="FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman">Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned thereunto duly authorized.</div>
        <div style="FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman"><br>
          &#160;</div>
        <div style="TEXT-ALIGN: left">
          <table cellspacing="0" cellpadding="0" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; WIDTH: 100%">

              <tr valign="top">
                <td style="FONT-SIZE: 12pt; FONT-FAMILY: times new roman; WIDTH: 5%">&#160;</td>
                <td style="FONT-SIZE: 12pt; FONT-FAMILY: times new roman; WIDTH: 37%"><br>
                </td>
                <td colspan="2" style="FONT-SIZE: 12pt; FONT-FAMILY: times new roman; WIDTH: 5%; VERTICAL-ALIGN: top; FONT-WEIGHT: bold; TEXT-ALIGN: left">GREAT SOUTHERN BANCORP, INC.</td>
              </tr>
              <tr valign="top">
                <td style="FONT-SIZE: 12pt; FONT-FAMILY: times new roman; WIDTH: 5%">&#160;</td>
                <td style="FONT-SIZE: 12pt; FONT-FAMILY: times new roman; WIDTH: 37%"><br>
                </td>
                <td style="FONT-SIZE: 12pt; FONT-FAMILY: times new roman; WIDTH: 5%; TEXT-ALIGN: center"><br>
                </td>
                <td style="WIDTH: 53%"><br>
                </td>
              </tr>
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                <td style="FONT-SIZE: 12pt; FONT-FAMILY: times new roman; WIDTH: 5%">Date:</td>
                <td style="FONT-SIZE: 12pt; FONT-FAMILY: times new roman; WIDTH: 37%">April 18, 2019 <br>
                </td>
                <td style="FONT-SIZE: 12pt; FONT-FAMILY: times new roman; WIDTH: 5%; TEXT-ALIGN: center">By:</td>
                <td style="WIDTH: 53%">
                  <div style="FONT-SIZE: 12pt; TEXT-DECORATION: underline; FONT-FAMILY: times new roman">/s/ Joseph W. Turner&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </div>
                </td>
              </tr>
              <tr valign="top">
                <td style="FONT-SIZE: 12pt; FONT-FAMILY: times new roman; WIDTH: 5%">&#160;</td>
                <td style="FONT-SIZE: 12pt; FONT-FAMILY: times new roman; WIDTH: 37%">&#160;</td>
                <td style="FONT-SIZE: 12pt; FONT-FAMILY: times new roman; WIDTH: 5%">&#160;</td>
                <td style="FONT-SIZE: 12pt; FONT-FAMILY: times new roman; WIDTH: 53%">Joseph W. Turner, President&#160;</td>
              </tr>
              <tr valign="top">
                <td style="FONT-SIZE: 12pt; FONT-FAMILY: times new roman; WIDTH: 5%">&#160;</td>
                <td style="FONT-SIZE: 12pt; FONT-FAMILY: times new roman; WIDTH: 37%">&#160;</td>
                <td style="FONT-SIZE: 12pt; FONT-FAMILY: times new roman; WIDTH: 5%">&#160;</td>
                <td style="FONT-SIZE: 12pt; FONT-FAMILY: times new roman; WIDTH: 53%">and Chief Executive Officer&#160;</td>
              </tr>

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        <br>
        <div>&#160;</div>
        <div>&#160;</div>
        <div>&#160;</div>
        <div>&#160;</div>
        <div>&#160;</div>
        <div>&#160;</div>
        <br>
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<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>2
<FILENAME>ex991.htm
<DESCRIPTION>PRESS RELEASE DATED APRIL 17, 2019
<TEXT>
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        <div style="FONT-SIZE: 11pt; FONT-FAMILY: Arial, 'sans-serif'; TEXT-ALIGN: right; LINE-HEIGHT: 13.7pt"><a name="Exhibit99"><!--Anchor--></a>Exhibit 99.1</div>
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                  <div style="FONT-SIZE: 11pt; FONT-FAMILY: Arial, sans-serif; TEXT-ALIGN: left; LINE-HEIGHT: 12.55pt">April 17, 2019<br>
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                  <div style="FONT-SIZE: 11pt; FONT-FAMILY: Arial, sans-serif; TEXT-ALIGN: left; LINE-HEIGHT: 12.55pt">FOR IMMEDIATE RELEASE</div>
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          <div style="FONT-SIZE: 11pt; FONT-FAMILY: Arial, sans-serif; TEXT-ALIGN: left; LINE-HEIGHT: 12.55pt">CONTACT: Kelly Polonus, Great Southern, (417) 895-5242</div>
          <div style="FONT-SIZE: 11pt; FONT-FAMILY: Arial, sans-serif; COLOR: #0000ff; TEXT-ALIGN: left; LINE-HEIGHT: 12.55pt"><u>kpolonus@greatsouthernbank.com</u></div>
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  <div style="text-align: center; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Great Southern Bancorp, Inc. Reports Preliminary First Quarter Earnings of</div>
  <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">$1.23 Per Diluted Common Share</font></div>
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  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Preliminary Financial Results and Other Matters for the Quarter Ended March 31, 2019:</font></div>
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              <div><font style="font-family: Arial, sans-serif; font-size: 11pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;"><u>Significant Unusual Income or Expense Items</u></font><font style="font-family: Arial,
                    sans-serif; font-size: 11pt; font-weight: bold;">:</font><font style="font-family: Helvetica, sans-serif; font-size: 10pt;">&#160;</font>During the three months ended March 31, 2019, the Company recognized the following items:</font></div>
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            <td style="width: auto; vertical-align: top; text-align: left;">
              <div><font style="font-family: Arial, sans-serif; font-size: 11pt;">The Company recorded interest income of $513,000 as a result of an interest rate swap which the Company entered into on October 6, 2018.&#160; The terms of the swap require the
                  Company to pay a variable rate of one-month LIBOR (adjusted monthly) and receive a fixed rate of 3.018% from its counterparty in the transaction.&#160; The impact of this item, after the effect of the full tax rate for the Company, increased
                  earnings per common share by approximately 2.8 cents.&#160; In future periods, the positive interest income impact of the net swap payments will be reduced, and may become negative, if one-month LIBOR rates increase from levels that were in
                  place during the first quarter of 2019.</font></div>
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            <td style="width: 18pt; vertical-align: top; text-align: left;"><font style="font-family: Times New Roman">&#9679;</font></td>
            <td style="width: auto; vertical-align: top; text-align: left;">
              <div><font style="font-family: Arial, sans-serif; font-size: 11pt;">The Company recorded gains totaling $677,000 from the sale of, or recovery of, receivables and assets that were acquired several years ago in FDIC-assisted transactions.&#160; The
                  impact of this item, after the effect of the full tax rate for the Company, increased earnings per common share by approximately 3.6 cents.</font></div>
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              <div><font style="font-family: Arial, sans-serif; font-size: 11pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;"><u>Total Loans</u></font><font style="font-family: Arial, sans-serif; font-size: 11pt;
                    font-weight: bold;">:</font>&#160; Total gross loans (including the undisbursed portion of loans), excluding FDIC-assisted acquired loans and mortgage loans held for sale, decreased $11.4 million, or 0.2%, from December 31, 2018, to March
                  31, 2019.&#160; This decrease was primarily in construction and consumer loans, partially offset by increases in other residential (multi-family) loans and commercial real estate loans.&#160; During the quarter ended March 31, 2019, the
                  FDIC-acquired loan portfolios decreased $6.5 million and consumer auto loans decreased $23.8 million.&#160; Outstanding net loan receivable balances increased $61.3 million, from $3.99 billion at December 31, 2018 to $4.05 billion at March 31,
                  2019.</font></div>
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              <div><font style="font-family: Arial, sans-serif; font-size: 11pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;"><u>Asset Quality</u></font><font style="font-family: Arial, sans-serif; font-size: 11pt;
                    font-weight: bold;">:&#160; </font>Non-performing assets and potential problem loans, excluding those acquired in FDIC-assisted transactions (which are accounted for and analyzed as loan pools rather than individual loans), totaled $15.4
                  million at March 31, 2019, an increase of $357,000 from $15.1 million at December 31, 2018.&#160; Non-performing assets at March 31, 2019 were $10.3 million (0.22% of total assets), down $1.5 million from $11.8 million (0.25% of total assets)
                  at December 31, 2018.</font></div>
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              <div><font style="font-family: Arial, sans-serif; font-size: 11pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;"><u>Net Interest Income</u></font><font style="font-family: Arial, sans-serif; font-size:
                    11pt; font-weight: bold;">: </font> Net interest income for the first quarter of 2019 increased $5.2 million to $44.6 million compared to $39.4 million for the first quarter of 2018.&#160; Net interest income was $44.6 million for the
                  fourth quarter of 2018.&#160; Net interest margin was 4.06% for the quarter ended March 31, 2019, compared to 3.93% for the first quarter of 2018 and 4.07% for the quarter ended December 31, 2018.&#160; The increase in net interest margin compared
                  to the prior year first quarter is primarily due to increased yields in most loan categories and higher overall yields on investments and interest-earning deposits at the Federal Reserve Bank, partially offset by an increase in the
                  average interest rate paid on deposits and other borrowings.&#160; The positive impact on net interest margin from the additional yield accretion on acquired loan pools that was recorded during the period was 13, 12 and 14 basis points for the
                  quarters ended March 31, 2019, March 31, 2018, and December 31, 2018, respectively.&#160; For further discussion of the additional yield accretion of the discount on acquired loan pools, see &#8220;Net Interest Income.&#8221;</font></div>
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              <div><font style="font-family: Arial, sans-serif; font-size: 11pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;"><u>Capital</u></font><font style="font-family: Arial, sans-serif; font-size: 11pt;
                    font-weight: bold;">:</font>&#160; The capital position of the Company continues to be strong, significantly exceeding the thresholds established by regulators.&#160; On a preliminary basis, as of March 31, 2019, the Company&#8217;s Tier 1 Leverage
                  Ratio was 11.5%, Common Equity Tier 1 Capital Ratio was 11.3%, Tier 1 Capital Ratio was 11.8%, and Total Capital Ratio was 14.3%.</font></div>
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  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;">Springfield, Mo. &#8211; Great Southern Bancorp, Inc. (NASDAQ:GSBC), the holding company for Great Southern Bank, today reported that
      preliminary earnings for the three months ended March 31, 2019, were $1.23 per diluted common share ($17.6 million available to common shareholders) compared to $0.95 per diluted common share ($13.5 million available to common shareholders) for the
      three months ended March 31, 2018.</font></div>
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  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;">For the quarter ended March 31, 2019, annualized return on average common equity was 13.12%, return on average assets was 1.49%, and net
      interest margin was 4.06%, compared to 11.22%, 1.23% and 3.93%, respectively, for the quarter ended March 31, 2018.</font></div>
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  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;">President and CEO Joseph W. Turner commented, &#8220;We are pleased with our first quarter financial results. Return on average assets and
      return on average common equity were strong at 1.49% and 13.12%, respectively. Our efficiency ratio was 54.74% and reflected continued expense containment along with increased income from loan and investment growth. Net interest margin was 4.06%,
      which was an increase of 13 basis points from the first quarter of last year and a decrease of one basis point compared to the linked quarter.&#160; Core net interest margin was 3.93%, which was an increase of 12 basis points from the year ago quarter and
      flat compared to the linked quarter. Credit quality metrics during the quarter remained stable with low levels of classified assets.</font></div>
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  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;">&#8220;From the end of 2018, outstanding net loan receivable balances increased by $61 million. Total gross loan balances, which include
      unfunded loans, decreased $11 million from the end of 2018, with reductions in construction loans and consumer loans. We saw increases in outstanding balances for multi-family loans and commercial real estate loans. Consumer automobile loan balances
      were down $24 million during the quarter and are expected to continue decreasing in future periods.&#8221;</font></div>
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  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;">Turner continued, &#8220;The Company&#8217;s capital levels are strong and remain well in excess of regulatory capital requirements. The strength of
      our capital position enabled us during the first quarter to pay our stockholders a special cash dividend of $0.75 per common share and, separately, a regular quarterly cash dividend of $0.32 per common share. Even after these dividends, both our
      common equity to total assets ratio and tangible common equity to tangible assets ratio were unchanged from year-end 2018 levels.&#8221;</font></div>
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  </div>
  <div style="text-align: left; line-height: 13.1pt;"><font style="font-family: Arial, sans-serif; font-size: 11.5pt; font-weight: bold;">Selected Financial Data:</font></div>
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          <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">(In thousands, except per share data)</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="6">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Three Months Ended</font></div>
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">March 31,</font></div>
        </td>
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      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 64%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;"> 2019</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">2018</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Net interest income</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 15%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">44,605</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 15%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">39,438</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%;">
          <div style="text-align: left; text-indent: -10.8pt; margin-left: 10.8pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Provision for loan losses</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 15%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">1,950</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 15%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">1,950</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%;">
          <div style="text-align: left; text-indent: -10.8pt; margin-left: 10.8pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Non-interest income</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 15%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">7,450</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 15%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">6,935</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%;">
          <div style="text-align: left; text-indent: -10.8pt; margin-left: 10.8pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Non-interest expense</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 15%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">28,495</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 15%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">28,312</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; padding-bottom: 2px;">
          <div style="text-align: left; text-indent: -9pt; margin-left: 9pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Provision for income taxes</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 15%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">3,998</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 15%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">2,645</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; padding-bottom: 4px;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Net income and net income available to</font></div>
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;&#160;common shareholders</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 15%; border-bottom: 4px double rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">17,612</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 15%; border-bottom: 4px double rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">13,466</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 15%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 15%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; padding-bottom: 4px;">
          <div style="text-align: left; text-indent: -21.6pt; margin-left: 21.6pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Earnings per diluted common share</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 15%; border-bottom: 4px double rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">1.23</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 15%; border-bottom: 4px double rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">0.95</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
      </tr>

  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;"><u>NET INTEREST INCOME</u></font></font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;">Net interest income for the first quarter of 2019 increased $5.2 million to $44.6 million compared to $39.4 million for the first quarter
      of 2018.&#160; Net interest margin was 4.06% in the first quarter of 2019, compared to 3.93% in the same period of 2018, an increase of 13 basis points.&#160; For the three months ended March 31, 2019, the net interest margin decreased one basis point compared
      to the net interest margin of 4.07% in the three months ended December 31, 2018.&#160; The increase in the margin from the prior year first quarter was primarily the result of increased yields in most loan categories and higher overall yields on
      investments and </font></div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;"> <br>
    </font></div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-family: Arial,&quot;sans-serif&quot;; font-size: 11pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;" id="DSPFPageNumber">2</font></div>
    <div style="page-break-after: always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="background-color: #ffffff; border-width: 0px; clear: both; color: #ffffff; height: 0px; margin: 4px 0px; width: 100%;"></div>
  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;"> <br>
    </font></div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;"> <br>
    </font></div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;"> <br>
    </font></div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;"> <br>
    </font></div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;">interest-earning deposits at the Federal Reserve Bank and an increase in the additional yield accretion recognized in conjunction with
      updated estimates of the fair value of the acquired loan pools compared to the prior year period, partially offset by an increase in the average interest rate on deposits and other borrowings.&#160; The average interest rate spread was 3.75% for the three
      months ended March 31, 2019, compared to 3.74% for the three months ended March 31, 2018 and 3.79% for the three months ended December 31, 2018.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;">In October 2018, the Company entered into an interest rate swap transaction as part of its ongoing interest rate management strategies to
      hedge the risk of its floating rate loans.&#160; The notional amount of the swap is $400 million with a termination date in October 2025.&#160; Under the terms of the swap, the Company receives a fixed rate of interest of 3.018% and pays a floating rate of
      interest equal to one-month USD-LIBOR.&#160; The floating rate resets monthly and net settlements of interest due to/from the counterparty also occur monthly.&#160; The initial floating rate of interest was set at 2.277%, with monthly adjustments to the
      floating rate occurring after that time.&#160; To the extent that the fixed rate continues to exceed one-month USD-LIBOR, the Company will receive net interest settlements, which will be recorded as loan interest income.&#160; If one-month USD-LIBOR exceeds
      the fixed rate of interest in future periods, the Company will be required to pay net settlements to the counterparty and will record those net payments as a reduction of interest income on loans.&#160; The Company recorded loan interest income related to
      this swap transaction of $513,000 in the three months ended March 31, 2019.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;">The Company&#8217;s net interest margin has been positively impacted by significant additional yield accretion recognized in conjunction with
      updated estimates of the fair value of the loan pools acquired in the FDIC-assisted transactions. On an on-going basis, the Company estimates the cash flows expected to be collected from the acquired loan pools. For each of the loan portfolios
      acquired, the cash flow estimates increased during the current and prior periods presented below, based on payment histories and reduced credit loss expectations. This resulted in increased income that has been spread, on a level-yield basis, over
      the remaining expected lives of the loan pools (and, therefore, has decreased over time).&#160; Additional estimated cash flows (reclassification of discounts from non-accretable to accretable) totaling approximately $1.7 million were recorded in the
      three months ended March 31, 2019, related to all of these loan pools.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;">The impact of adjustments on all portfolios acquired in FDIC-assisted transactions for the reporting periods presented is shown below:</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" border="0" align="center" style="width: 90%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;" id="z909c7265bad74468a82f0c3673cc884a">

      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 35%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="9">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Three Months Ended</font></div>
        </td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 35%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="4">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">March 31, 2019</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="4">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">March 31, 2018</font></div>
        </td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 35%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="9">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">(In thousands, except basis points data)</font></div>
        </td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 35%; padding-bottom: 4px;">
          <div style="text-align: left; text-indent: -13.35pt; margin-left: 13.35pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Impact on net interest income/<font style="font-family: Arial, sans-serif; font-size:
                9pt;"><br>
              </font>net interest margin (in basis points)</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; padding-bottom: 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">1,512</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td style="vertical-align: bottom; width: 10%; text-align: center; border-bottom: 4px double rgb(0, 0, 0);">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial,sans-serif; font-size: 9pt;"><font style="font-family: Arial,sans-serif; font-size: 9pt;">13 bps</font></font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; padding-bottom: 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">1,157</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td style="vertical-align: bottom; width: 10%; text-align: center; border-bottom: 4px double rgb(0, 0, 0);">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial,sans-serif; font-size: 9pt;"><font style="font-family: Arial,sans-serif; font-size: 9pt;">12 bps</font></font></div>
        </td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 35%; padding-bottom: 2px;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Non-interest income</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="display: inline-block; font-size: 1px; width: 39.8pt;" id="TRGRRTFtoHTMLTab"></font><font style="font-family: Arial, sans-serif;
                font-size: 9pt;">&#8212;</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: top; width: 10%; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="display: inline-block; font-size: 1px; width: 39.8pt;" id="TRGRRTFtoHTMLTab"></font><font style="font-family: Arial, sans-serif;
                font-size: 9pt;">&#8212;</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: top; width: 10%; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 35%; padding-bottom: 4px;">
          <div style="text-align: left; text-indent: 14.4pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Net impact to pre-tax income</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">1,512</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: top; width: 10%; padding-bottom: 4px;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">1,157</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: top; width: 10%; padding-bottom: 4px;">&#160;</td>
      </tr>

  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;">Because these adjustments will be recognized generally over the remaining lives of the loan pools, they will impact future periods as
      well.&#160; The remaining accretable yield adjustment that will affect interest income is $2.8 million.&#160; Of the remaining adjustments affecting interest income, we expect to recognize $1.7 million of interest income during the remainder of 2019.&#160;
      Additional adjustments may be recorded in future periods from the FDIC-assisted transactions, as the Company continues to estimate expected cash flows from the acquired loan pools.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;">Excluding the impact of the additional yield accretion, net interest margin for the three months ended March 31, 2019, increased 12 basis
      points when compared to the year-ago period.&#160; The increase in net interest margin in the three month period is primarily due to increased yields in most loan categories and higher overall yields on investments and interest-earning deposits at the
      Federal Reserve Bank, partially offset by an increase in the average interest rates on deposits and borrowings.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;">For additional information on net interest income components, see the &#8220;Average Balances, Interest Rates and Yields&#8221; tables in this
      release.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-family: Arial,&quot;sans-serif&quot;; font-size: 11pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;" id="DSPFPageNumber">3</font></div>
    <div style="page-break-after: always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="background-color: #ffffff; border-width: 0px; clear: both; color: #ffffff; height: 0px; margin: 4px 0px; width: 100%;"></div>
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;"><u>NON-INTEREST INCOME</u></font></font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;">For the quarter ended March 31, 2019, non-interest income increased $515,000 to $7.5 million when compared to the quarter ended March 31,
      2018, primarily as a result of the following items:</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt;">
    <div>
      <table cellspacing="0" cellpadding="0" id="ze0b74fc3dfd5471aaeb913aba2763f63" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;">

          <tr>
            <td style="width: 18pt;"><br>
            </td>
            <td style="width: 18pt; vertical-align: top; align: right;">&#8226;</td>
            <td style="width: auto; vertical-align: top; text-align: left;">
              <div><font style="font-family: Arial, sans-serif; font-size: 11pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;"><u>Other income</u></font>:&#160; Other income increased $1.0 million compared to the prior year quarter.&#160; This
                  increase was primarily due to gains totaling $677,000 from the sale of, or recovery of, receivables and assets that were acquired several years ago in FDIC-assisted transactions.&#160; In addition, the Company recognized approximately $293,000
                  more in income from new debit card contracts than was recognized in the prior year period.</font></div>
            </td>
          </tr>

      </table>
    </div>
  </div>
  <div style="text-align: left; line-height: 12.55pt;">
    <div>
      <table cellspacing="0" cellpadding="0" id="zf8e51a6929cb4c7fb9277a76737c0a72" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;">

          <tr>
            <td style="width: 18pt;"><br>
            </td>
            <td style="width: 18pt; vertical-align: top; align: right;">&#8226;</td>
            <td style="width: auto; vertical-align: top; text-align: left;">
              <div><font style="font-family: Arial, sans-serif; font-size: 11pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;"><u>Service charges and ATM fees</u></font>:&#160; Service charges and ATM fees decreased $286,000 compared to the
                  prior year quarter.&#160; This decrease was primarily due to a decrease in overdraft and insufficient funds fees on customer accounts.</font></div>
            </td>
          </tr>

      </table>
    </div>
  </div>
  <div style="text-align: left; line-height: 12.55pt;">
    <div>
      <table cellspacing="0" cellpadding="0" id="z8d37eb7088194aaaac39a6f9767e426c" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;">

          <tr>
            <td style="width: 18pt;"><br>
            </td>
            <td style="width: 18pt; vertical-align: top; align: right;">&#8226;</td>
            <td style="width: auto; vertical-align: top; text-align: left;">
              <div><font style="font-family: Arial, sans-serif; font-size: 11pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;"><u>Net gains on loan sales</u></font>:&#160; Net gains on loan sales decreased $214,000 compared to the prior year
                  quarter.&#160; The decrease was due to a decrease in originations of fixed-rate loans during the 2019 period compared to the 2018 period.&#160; Fixed rate single-family mortgage loans originated are generally subsequently sold in the secondary
                  market.&#160; In 2019, the Company has originated more fixed-to-variable-rate single-family mortgage loans, which have been retained in the Company&#8217;s portfolio.</font></div>
            </td>
          </tr>

      </table>
    </div>
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;"><u>NON-INTEREST EXPENSE</u></font></font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;">For the quarter ended March 31, 2019, non-interest expense increased $183,000 to $28.5 million when compared to the quarter ended March
      31, 2018, primarily as a result of the following items:<font style="font-family: Arial, sans-serif; font-size: 11pt;"><br>
      </font></font><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt;">
    <div>
      <table cellspacing="0" cellpadding="0" id="z8b89da4d0a6745ed91d3287b3cb6b491" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;">

          <tr>
            <td style="width: 18pt;"><br>
            </td>
            <td style="width: 18pt; vertical-align: top; align: right;">&#8226;</td>
            <td style="width: auto; vertical-align: top; text-align: left;">
              <div><font style="font-family: Arial, sans-serif; font-size: 11pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;"><u>Salaries and employee benefits</u></font>:&#160; Salaries and employee benefits increased $1.0 million from the
                  prior year quarter.&#160; The increase was due to staffing additions in the new loan production offices opened in Atlanta and Denver in late 2018, and due to annual employee compensation increases.</font></div>
            </td>
          </tr>

      </table>
    </div>
  </div>
  <div style="text-align: left; line-height: 12.55pt;">
    <div>
      <table cellspacing="0" cellpadding="0" id="zb44fdb0eb5c04933b8cb9967e0f5a8fd" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;">

          <tr>
            <td style="width: 18pt;"><br>
            </td>
            <td style="width: 18pt; vertical-align: top; align: right;">&#8226;</td>
            <td style="width: auto; vertical-align: top; text-align: left;">
              <div><font style="font-family: Arial, sans-serif; font-size: 11pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;"><u>Expense on foreclosed assets</u></font>:&#160; Expense on foreclosed assets decreased $521,000 compared to the
                  prior year period primarily due to higher valuation write-downs of certain foreclosed assets during the prior year period and higher levels of expense related to consumer repossessions in the prior year period.&#160; During the 2018 quarter,
                  valuation write-downs of certain foreclosed assets totaled approximately $617,000, while valuation write-downs in the 2019 quarter totaled approximately $247,000.</font></div>
            </td>
          </tr>

      </table>
    </div>
  </div>
  <div style="text-align: left; line-height: 12.55pt;">
    <div>
      <table cellspacing="0" cellpadding="0" id="zd2e155ba6af24c37ab736500e4449ee0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;">

          <tr>
            <td style="width: 18pt;"><br>
            </td>
            <td style="width: 18pt; vertical-align: top; align: right;">&#8226;</td>
            <td style="width: auto; vertical-align: top; text-align: left;">
              <div><font style="font-family: Arial, sans-serif; font-size: 11pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;"><u>Partnership tax credit</u></font>:&#160; Partnership tax credit expense decreased $211,000 in the quarter ended
                  March 31, 2019 compared to the prior year quarter.&#160; The Company periodically invests in certain tax credits and amortizes those investments over the period that the tax credits are used.&#160; The tax credit period for certain of these credits
                  ended in 2018; therefore, the final amortization of the investment in those credits also ended in 2018.</font></div>
            </td>
          </tr>

      </table>
    </div>
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;">The Company&#8217;s efficiency ratio for the quarter ended March 31, 2019, was 54.74% compared to 61.05% for the same quarter in 2018.&#160; The
      improvement in the ratio in the 2019 three month period was primarily due to an increase in net interest income.&#160; The Company&#8217;s ratio of non-interest expense to average assets decreased from 2.59% for the three months ended March 31, 2018, to 2.41%
      for the three months ended March 31, 2019.&#160; The decrease in the current three month period ratio was due to an increase in average assets in the 2019 period compared to the 2018 period.&#160; Average assets for the quarter ended March 31, 2019, increased
      $354.1 million, or 8.1%, from the quarter ended March 31, 2018, primarily due to increases in loans receivable and investment securities.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;"><u>INCOME TAXES</u></font></font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;">On December 22, 2017, H.R.1, originally known as the Tax Cuts and Jobs Act (the &#8220;TCJ Act&#8221;), was signed into law. Among other things,
      the TCJ Act permanently lowered the corporate federal income tax rate to 21% from the prior maximum rate of 35%, effective for tax years including or commencing January 1, 2018.&#160; The Company currently expects its effective tax rate (combined federal
      and state) to be approximately 17.0% to 18.5% in 2019 and future years, mainly&#160;as a result of the TCJ Act.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-family: Arial,&quot;sans-serif&quot;; font-size: 11pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;" id="DSPFPageNumber">4</font></div>
    <div style="page-break-after: always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="background-color: #ffffff; border-width: 0px; clear: both; color: #ffffff; height: 0px; margin: 4px 0px; width: 100%;"></div>
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;">For the three months ended March 31, 2019 and 2018, the Company's effective tax rate was 18.5% and 16.4%, respectively.&#160; These
      effective rates were lower than the statutory federal tax rates of 21%, due primarily to the utilization of certain investment tax credits and to tax-exempt investments and tax-exempt loans which reduced the Company&#8217;s effective tax rate.&#160; The
      Company&#8217;s effective tax rate may fluctuate in future periods as it is impacted by the level and timing of the Company&#8217;s utilization of tax credits and the level of tax-exempt investments and loans and the overall level of pre-tax income.&#160; The
      Company's effective income tax rate is currently expected to continue to be less than the statutory rate due primarily to the factors noted above.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;"><u>CAPITAL</u></font></font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;">As of March 31, 2019, total stockholders&#8217; equity and common stockholders&#8217; equity were $543.6 million (11.4% of total assets), equivalent
      to a book value of $38.36 per common share.&#160; Total stockholders&#8217; equity and common stockholders&#8217; equity at December 31, 2018, were $532.0 million (11.4% of total assets), equivalent to a book value of $37.59 per common share.&#160; At March 31, 2019, the
      Company&#8217;s tangible common equity to tangible assets ratio was 11.2%, compared to 11.2% at December 31, 2018.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;">On a preliminary basis, as of March 31, 2019, the Company&#8217;s Tier 1 Leverage Ratio was 11.5%, Common Equity Tier 1 Capital Ratio was 11.3%,
      Tier 1 Capital Ratio was 11.8%, and Total Capital Ratio was 14.3%.&#160; On March 31, 2019, and on a preliminary basis, the Bank&#8217;s Tier 1 Leverage Ratio was 12.1%, Common Equity Tier 1 Capital Ratio was 12.5%, Tier 1 Capital Ratio was 12.5%, and Total
      Capital Ratio was 13.4%.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;">In January 2019, the Company declared a special cash dividend of $0.75 per common share.&#160; Along with the regular cash dividend declared in
      March 2019, the Company declared total dividends of $1.07 per common share in the three months ended March 31, 2019.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;">During the three months ended March 31, 2019, the Company repurchased 16,040 shares of its common stock at an average price of $52.93 per
      share.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;"><u>LOANS</u></font></font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;">Total gross loans (including the undisbursed portion of loans), excluding FDIC-assisted acquired loans and mortgage loans held for sale,
      decreased $11.4 million, or 0.2%, from December 31, 2018, to March 31, 2019.&#160; This decrease was primarily in construction loans ($87 million) and consumer auto loans ($24 million).&#160; These decreases were partially offset by increases in other
      residential (multi-family) loans ($80 million) and commercial real estate loans ($17 million).&#160; The FDIC-acquired loan portfolios had net decreases totaling $6.5 million during the three months ended March 31, 2019.&#160; Outstanding net loan receivable
      balances increased $61.3 million, from $3.99 billion at December 31, 2018 to $4.05 billion at March 31, 2019.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;">Loan commitments and the unfunded portion of loans at the dates indicated were as follows (in thousands):</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" border="0" style="line-height: 10.4pt; width: 100%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;" id="z74f3e318f3fb4eedaeeddda2f347f438">

      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
          <div style="text-align: center; line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">March 31,<font style="font-family: Arial, sans-serif; font-size: 8pt;"><br>
              </font>2019</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; background-color: #FFFFFF; border-bottom: #000000 solid 2px;" colspan="2">
          <div style="text-align: center; line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">December 31,<font style="font-family: Arial, sans-serif; font-size: 8pt;"><br>
              </font>2018</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="background-color: #FFFFFF; text-align: left; vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; background-color: #FFFFFF; border-bottom: #000000 solid 2px;" colspan="2">
          <div style="text-align: center; line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">December 31,<font style="font-family: Arial, sans-serif; font-size: 8pt;"><br>
              </font>2017</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="background-color: #FFFFFF; text-align: left; vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; background-color: #FFFFFF; border-bottom: #000000 solid 2px;" colspan="2">
          <div style="text-align: center; line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">December 31,<font style="font-family: Arial, sans-serif; font-size: 8pt;"><br>
              </font>2016</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="background-color: #FFFFFF; text-align: left; vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom;">
          <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Closed loans with unused available lines</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 48%;">
          <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#160;&#160;&#160;Secured by real estate (one- to four-family)</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">$</font></font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">154,400</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">$</font></font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">150,948</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">$</font></font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">133,587</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">$</font></font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">123,433</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 48%;">
          <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#160;&#160;&#160;Secured by real estate (not one- to four-family)</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">831,155</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">906,006</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">718,277</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">542,326</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 48%;">
          <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#160;</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Loan Commitments not closed</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 48%;">
          <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#160;&#160;&#160;Secured by real estate (one-to four-family)</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">36,945</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">24,253</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">23,340</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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      <tr>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">134,607</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">104,871</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">156,658</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">119,126</font></div>
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      <tr>
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          <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#160;&#160;&#160;Not secured by real estate - commercial business</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"></font><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"></font><font style="font-family: Arial, sans-serif; font-size: 8pt;">405</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"></font><font style="font-family: Arial, sans-serif; font-size: 8pt;">4,870</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"></font><font style="font-family: Arial, sans-serif; font-size: 8pt;">7,022</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 48%;">
          <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">&#160;</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 48%; padding-bottom: 4px;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">$</font></font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">1,284,895</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">$</font></font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">1,322,188</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">$</font></font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">1,181,804</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">$</font></font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">923,837</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
      </tr>

  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-family: Arial,&quot;sans-serif&quot;; font-size: 11pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;" id="DSPFPageNumber">5</font></div>
    <div style="page-break-after: always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="background-color: #ffffff; border-width: 0px; clear: both; color: #ffffff; height: 0px; margin: 4px 0px; width: 100%;"></div>
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;">For further information about the Company&#8217;s loan portfolio, please see the quarterly loan portfolio presentation available on the
      Company&#8217;s Investor Relations website under &#8220;Presentations.&#8221;</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;"><u>PROVISION FOR LOAN LOSSES AND ALLOWANCE FOR LOAN LOSSES</u></font></font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;">Management records a provision for loan losses in an amount it believes is
        sufficient to result in an allowance for loan losses that will cover current net charge-offs as well as risks believed to be inherent in the loan portfolio of the Bank. The amount of provision charged against current income is based on several
        factors, including, but not limited to, past loss experience, current portfolio mix, actual and potential losses identified in the loan portfolio, economic conditions, and internal as well as external reviews.&#160; </font>The levels of non-performing
      assets, potential problem loans, loan loss provisions and net charge-offs fluctuate from period to period and are difficult to predict.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;">Weak economic conditions, higher inflation or interest rates, or other factors may lead to increased losses in the portfolio and/or
      requirements for an increase in loan loss provision expense. Management maintains various controls in an attempt to limit future losses, such as a watch list of possible problem loans, documented loan administration policies and loan review staff to
      review the quality and anticipated collectability of the portfolio. Additional procedures provide for frequent management review of the loan portfolio based on loan size, loan type, delinquencies, financial analysis, on-going correspondence with
      borrowers and problem loan work-outs. Management determines which loans are potentially uncollectible, or represent a greater risk of loss, and makes additional provisions to expense, if necessary, to maintain the allowance at a satisfactory level.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;">The provision for loan losses for the quarter ended </font>March 31<font style="font-family: Arial, sans-serif; font-size: 11pt;">, 2019, was unchanged at $2.0 million compared with $2.0 million for the quarter ended </font>March <font style="font-family: Arial, sans-serif; font-size: 11pt;">31, 2018.&#160; At </font>March




      31<font style="font-family: Arial, sans-serif; font-size: 11pt;">, 2019 and December 31, 2018, the allowance for loan losses was $38.7 million and $38.4 million, respectively.&#160; Total net charge-offs were $1.7 million and $2.1 million for the quarters
        ended </font>March 31<font style="font-family: Arial, sans-serif; font-size: 11pt;">, 2019 and 2018, respectively.&#160; During the quarter ended March 31, 2019, $934,000 of the $1.7 million of net charge-offs were in the consumer auto category.&#160; In
        addition, one commercial loan relationship amounted to $371,000 of the total charge-offs during the 2019 first quarter.&#160; In response to a more challenging consumer credit environment, the Company tightened its underwriting guidelines on automobile
        lending in the latter part of 2016.&#160; Management took this step in an effort to improve credit quality in the portfolio and lower delinquencies and charge-offs.&#160; This action also resulted in a lower level of origination volume and, as such, the
        outstanding balance of the Company's automobile loans continued to decline in the three months ended March 31, 2019.&#160; We expect to see more rapid reductions in the automobile loan outstanding balance as we determined in February 2019 to cease
        providing indirect lending services to automobile dealerships.&#160; At March 31, 2019, indirect automobile loans totaled approximately $184 million.&#160; We expect this total balance will be largely paid off in the next two to four years.&#160; General market
        conditions and unique circumstances related to individual borrowers and projects contributed to the level of provisions and charge-offs.&#160; As assets were categorized as potential problem loans, non-performing loans or foreclosed assets, evaluations
        were made of the values of these assets with corresponding charge-offs as appropriate.</font></font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;">In June 2017, the loss sharing agreements for Inter Savings Bank were terminated.&#160; In April 2016, the loss sharing agreements for Team
      Bank, Vantus Bank and Sun Security Bank were terminated.&#160; Loans acquired from the FDIC related to Valley Bank did not have a loss sharing agreement.&#160; All acquired loans were grouped into pools based on common characteristics and were recorded at
      their estimated fair values, which incorporated estimated credit losses at the acquisition date.&#160; These loan pools are systematically reviewed by the Company to determine the risk of losses that may exceed those identified at the time of the
      acquisition.&#160; Techniques used in determining risk of loss are similar to those used to determine the risk of loss for the legacy Great Southern Bank portfolio, with most focus being placed on those loan pools which include the larger loan
      relationships and those loan pools which exhibit higher risk characteristics.&#160; Review of the acquired loan portfolio also includes review of financial information, collateral valuations and customer interaction to determine if additional reserves are
      warranted.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-family: Arial,&quot;sans-serif&quot;; font-size: 11pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;" id="DSPFPageNumber">6</font></div>
    <div style="page-break-after: always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="background-color: #ffffff; border-width: 0px; clear: both; color: #ffffff; height: 0px; margin: 4px 0px; width: 100%;"></div>
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;">The Bank&#8217;s allowance for loan losses as a percentage of total loans,
        excluding FDIC-acquired loans, was 0.97% and 0.98% at </font>March 31,<font style="font-family: Arial, sans-serif; font-size: 11pt;"> 2019 and December 31, 2018, respectively.&#160; Management considers the allowance for loan losses adequate to cover
        losses inherent in the Bank&#8217;s loan portfolio at </font>March <font style="font-family: Arial, sans-serif; font-size: 11pt;">31, 2019, based on recent reviews of the Bank&#8217;s loan portfolio and current economic conditions. If economic conditions
        were to deteriorate or management&#8217;s assessment of the loan portfolio were to change, it is possible that additional loan loss provisions would be required, thereby adversely affecting future results of operations and financial condition.</font></font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;"><u>ASSET QUALITY</u></font></font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;">Former TeamBank, Vantus Bank, Sun Security Bank, InterBank and Valley Bank non-performing assets, including foreclosed assets and
      potential problem loans, are not included in the totals or in the discussion of non-performing loans, potential problem loans and foreclosed assets below. These assets were initially recorded at their estimated fair values as of their acquisition
      dates and are accounted for in pools; therefore, these loan pools are analyzed rather than the individual loans.&#160; The performance of the loan pools acquired in each of the five transactions has been better than expectations as of the acquisition
      dates.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;">As a result of changes in balances and composition of the loan portfolio, changes in economic and market conditions and other factors
      specific to a borrower&#8217;s circumstances, the level of non-performing assets will fluctuate.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;">Non-performing assets, excluding all FDIC-assisted acquired assets, at March 31, 2019 were $10.3 million, a decrease of $1.5 million from
      $11.8 million at December 31, 2018.&#160; Non-performing assets, excluding all FDIC-assisted acquired assets, as a percentage of total assets were 0.22% at March 31, 2019, compared to 0.25% at December 31, 2018.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;">Compared to December 31, 2018, non-performing loans decreased $1.7 million to $4.6 million at March 31, 2019, and foreclosed assets
      increased $214,000 to $5.7 million at March 31, 2019.&#160; Non-performing commercial business loans comprised $1.4 million, or 30.3%, of the total $4.6 million of non-performing loans at March 31, 2019, a decrease of $32,000 from December 31, 2018.&#160;
      Non-performing consumer loans comprised $1.3 million, or 27.0%, of the total non-performing loans at March 31, 2019, a decrease of $562,000 from December 31, 2018.&#160; Non-performing one- to four-family residential loans comprised $1.1 million, or
      24.0%, of the total non-performing loans at March 31, 2019, a decrease of $1.6 million from December 31, 2018.&#160; The decrease in this category was primarily due to the transfer to foreclosed assets and related charge-downs of one relationship
      consisting of multiple properties previously in this category of non-performing loans.&#160; Non-performing commercial real estate loans comprised $847,000, or 18.2%, of the total non-performing loans at March 31, 2019, an increase of $513,000 from
      December 31, 2018.&#160; Non-performing construction and land development loans comprised $18,000, or 0.4%, of the total non-performing loans at March 31, 2019, a decrease of $31,000 from December 31, 2018.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;">Compared to December 31, 2018, potential problem loans increased $1.8 million to $5.1 million at March 31, 2019.&#160; The increase during the
      quarter was due to the addition of $2.0 million of loans to potential problem loans, partially offset by $154,000 in payments and $69,000 in loans transferred to non-performing loans.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-family: Arial,&quot;sans-serif&quot;; font-size: 11pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;" id="DSPFPageNumber">7</font></div>
    <div style="page-break-after: always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="background-color: #ffffff; border-width: 0px; clear: both; color: #ffffff; height: 0px; margin: 4px 0px; width: 100%;"></div>
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;">Activity in the non-performing loans category during the quarter ended March 31, 2019, was as follows:</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" border="0" style="line-height: 10.4pt; width: 100%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;" id="z4d2d83d81a75447fa3f844b5fae6164f">

      <tr>
        <td valign="bottom" style="vertical-align: top; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
          <div style="text-align: center; line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Beginning<font style="font-family: Arial, sans-serif; font-size: 8pt;"><br>
              </font>Balance,<font style="font-family: Arial, sans-serif; font-size: 8pt;"><br>
              </font>January 1</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
          <div style="text-align: center; line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Additions to<font style="font-family: Arial, sans-serif; font-size: 8pt;"><br>
              </font>Non-<font style="font-family: Arial, sans-serif; font-size: 8pt;"><br>
              </font>Performing</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
          <div style="text-align: center; line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Payments</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
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      <tr>
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          <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">One- to four-family construction</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
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        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">$</font></div>
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        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">$</font></div>
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        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 20%;">
          <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">Subdivision construction</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 20%;">
          <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">Land development</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">49</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">18</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 20%;">
          <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">Commercial construction</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
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        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">334</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">(1,250</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">(454</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
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        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">(181</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
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        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">1,113</font></div>
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        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">Commercial real estate</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">334</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">621</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">(108</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">)</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">847</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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      <tr>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">1,437</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">50</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">(24</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">(58</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">)</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">1,405</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 20%; padding-bottom: 2px;">
          <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">Consumer</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">1,816</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">604</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">(84</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">)</font></font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">(117</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">)</font></font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">(705</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">)</font></font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">(260</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">)</font></font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">1,254</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 20%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 20%; padding-bottom: 4px;">
          <div style="text-align: left; text-indent: 14.4pt; line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">Total</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">6,300</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">1,609</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">$</font></font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">$</font></font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">(84</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">)</font></font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">(1,367</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">)</font></font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">$</font></font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">(1,214</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">)</font></font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">(607</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">)</font></font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">4,637</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
      </tr>

  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;">At March 31, 2019, the non-performing commercial business category included six loans, one of which was added during the current quarter.&#160;
      The largest relationship in this category, which was added during 2018, totaled $1.1 million, or 78.7% of the total category.&#160; This relationship is collateralized by an assignment of an interest in a real estate project.&#160; The non-performing one- to
      four-family residential category included 17 loans, three of which were added during the current quarter.&#160; One relationship in this category, which included nine loans which were collateralized by residential rental homes in the Springfield, Mo.
      area, was charged down $371,000 during the current quarter and the remaining balance of $793,000 was transferred to foreclosed assets. The non-performing consumer category included 129 loans, 39 of which were added during the current quarter, and the
      majority of which are indirect used automobile loans.</font></div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;"> </font><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;">Activity in the potential problem loans category during the quarter ended March 31, 2019, was as follows:</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" border="0" style="line-height: 10.4pt; width: 100%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;" id="zd8b85c5a48ea44b793a5dc6f091e7969">

      <tr>
        <td valign="bottom" style="vertical-align: top; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
          <div style="text-align: center; line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Beginning<font style="font-family: Arial, sans-serif; font-size: 8pt;"><br>
              </font>Balance,<font style="font-family: Arial, sans-serif; font-size: 8pt;"><br>
              </font>January 1</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
          <div style="text-align: center; line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Additions to<font style="font-family: Arial, sans-serif; font-size: 8pt;"><br>
              </font>Potential<font style="font-family: Arial, sans-serif; font-size: 8pt;"><br>
              </font>Problem</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
          <div style="text-align: center; line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Removed<font style="font-family: Arial, sans-serif; font-size: 8pt;"><br>
              </font>from<font style="font-family: Arial, sans-serif; font-size: 8pt;"><br>
              </font>Potential<font style="font-family: Arial, sans-serif; font-size: 8pt;"><br>
              </font>Problem</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
          <div style="text-align: center; line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Transfers to<font style="font-family: Arial, sans-serif; font-size: 8pt;"><br>
              </font>Non-<font style="font-family: Arial, sans-serif; font-size: 8pt;"><br>
              </font>Performing</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
          <div style="text-align: center; line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Transfers to<font style="font-family: Arial, sans-serif; font-size: 8pt;"><br>
              </font>Foreclosed<font style="font-family: Arial, sans-serif; font-size: 8pt;"><br>
              </font>Assets and<font style="font-family: Arial, sans-serif; font-size: 8pt;"><br>
              </font>Repossessions</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
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        <td valign="bottom" style="vertical-align: top;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">$</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">$</font></div>
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        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">$</font></div>
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        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">$</font></div>
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        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">$</font></div>
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        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">$</font></div>
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        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">$</font></div>
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        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
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        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">)</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
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        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">2,053</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">1,931</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">)</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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      <tr>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
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        <td valign="bottom" style="vertical-align: top; width: 20%; padding-bottom: 2px;">
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        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" colspan="1">
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"><font style="display: inline-block; font-size: 1px; width: 33.7pt;" id="TRGRRTFtoHTMLTab"></font><font style="font-family: Arial, sans-serif;
                font-size: 8pt;">&#8212;</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">(2</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">)</font></font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"><font style="display: inline-block; font-size: 1px; width: 40.7pt;" id="TRGRRTFtoHTMLTab"></font><font style="font-family: Arial, sans-serif;
                font-size: 8pt;">&#8212;</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"><font style="display: inline-block; font-size: 1px; width: 31.7pt;" id="TRGRRTFtoHTMLTab"></font><font style="font-family: Arial, sans-serif;
                font-size: 8pt;">&#8212;</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">(14</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">)</font></font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"><font style="display: inline-block; font-size: 1px; width: 24.8pt;" id="TRGRRTFtoHTMLTab"></font><font style="font-family: Arial, sans-serif;
                font-size: 8pt;">288</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 20%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 20%; padding-bottom: 4px;">
          <div style="text-align: left; text-indent: 14.4pt; line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">Total</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">3,303</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">2,029</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">(69</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">)</font></font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">(154</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">)</font></font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">5,109</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
      </tr>

  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;">At March 31, 2019, the commercial real estate category of potential problem loans included three loans, one of which was added during the
      current quarter.&#160; The largest relationship in the category (added during the current quarter), which totaled $1.9 million, or 48.6% of the total category, is collateralized by a commercial retail building.&#160; Payments became past due during the first
      quarter of 2019 but were current in April 2019.&#160; The second largest relationship in this category, which totaled $1.9 million, or 48.3% of the total category, is collateralized by a mixed use commercial retail building.&#160; The one- to four-family
      residential category of potential problem loans included 16 loans, all of which were added in prior periods. The consumer category of potential problem loans included 29 loans, 12 of which were added during the current quarter.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;">Activity in foreclosed assets and repossessions during the quarter ended March 31, 2019, excluding $1.6 million in foreclosed assets
      related to loans acquired in FDIC-assisted transactions and $1.5 million in properties which were not acquired through foreclosure, was as follows:</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-family: Arial,&quot;sans-serif&quot;; font-size: 11pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;" id="DSPFPageNumber">8</font></div>
    <div style="page-break-after: always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="background-color: #ffffff; border-width: 0px; clear: both; color: #ffffff; height: 0px; margin: 4px 0px; width: 100%;"></div>
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" border="0" style="line-height: 10.4pt; width: 100%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;" id="ze3c751feec314ba78af6139a5cfe6e86">

      <tr>
        <td valign="bottom" style="vertical-align: top; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Beginning<font style="font-family: Arial, sans-serif; font-size: 9pt;"><br>
              </font>Balance,<font style="font-family: Arial, sans-serif; font-size: 9pt;"><br>
              </font>January 1</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Additions</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">ORE and<font style="font-family: Arial, sans-serif; font-size: 9pt;"><br>
              </font>Repossession<font style="font-family: Arial, sans-serif; font-size: 9pt;"><br>
              </font>Sales</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Capitalized<font style="font-family: Arial, sans-serif; font-size: 9pt;"><br>
              </font>Costs</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">ORE and<font style="font-family: Arial, sans-serif; font-size: 9pt;"><br>
              </font>Repossession<font style="font-family: Arial, sans-serif; font-size: 9pt;"><br>
              </font>Write-Downs</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Ending<font style="font-family: Arial, sans-serif; font-size: 9pt;"><br>
              </font>Balance,<font style="font-family: Arial, sans-serif; font-size: 9pt;"><br>
              </font>March 31</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: top;" colspan="22">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">(In thousands)</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 22%;">
          <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">One-to four-family construction</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 22%;">
          <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Subdivision construction</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">1,092</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">(68</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">)</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">(53</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">)</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">971</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 22%;">
          <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Land development</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">3,191</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">(150</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">)</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">3,041</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 22%;">
          <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Commercial construction</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 22%;">
          <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">One- to four-family residential</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">269</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">1,286</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">(570</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">)</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">985</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 22%;">
          <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Other residential</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 22%;">
          <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Commercial business</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 22%; padding-bottom: 2px;">
          <div style="text-align: left; text-indent: -7.2pt; margin-left: 7.2pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Consumer</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="display: inline-block; font-size: 1px; width: 19.25pt;" id="TRGRRTFtoHTMLTab"></font><font style="font-family: Arial, sans-serif;
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
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          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="display: inline-block; font-size: 1px; width: 6.2pt;" id="TRGRRTFtoHTMLTab"></font><font style="font-family: Arial, sans-serif;
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">(1,412</font></font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">)</font></font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"></font><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="display: inline-block; font-size: 1px; width: 32.1pt;" id="TRGRRTFtoHTMLTab"></font><font style="font-family: Arial, sans-serif;
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="display: inline-block; font-size: 1px; width: 19.25pt;" id="TRGRRTFtoHTMLTab"></font><font style="font-family: Arial, sans-serif;
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
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        <td valign="bottom" style="vertical-align: top; width: 22%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 22%; padding-bottom: 4px;">
          <div style="text-align: left; text-indent: 14.4pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Total</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">5,480</font></font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">2,467</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">(2,050</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">)</font></font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">(203</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">)</font></font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">5,694</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
      </tr>

  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;">At March 31, 2019, the land development category of foreclosed assets included seven properties, the largest of which was located in the
      Branson, Mo. area and had a balance of $913,000, or 30.0% of the total category.&#160; Of the total dollar amount in the land development category of foreclosed assets, 65.1% was located in the Branson, Mo. area, including the largest property previously
      mentioned.&#160; The subdivision construction category of foreclosed assets included six properties, the largest of which was located in the Branson, Mo. area and had a balance of $350,000, or 36.0% of the total category.&#160; Of the total dollar amount in
      the subdivision construction category of foreclosed assets, 65.1% is located in Branson, Mo., including the largest property previously mentioned.&#160; The one- to four-family category of foreclosed assets included 14 properties. Thirteen properties were
      added in the current quarter, with 10 of those being related to each other and remaining at March 31, 2019.&#160; The largest relationship in this category, this newly added relationship, consisted of 10 properties in the Springfield, Mo., area and had a
      balance of $675,000, or 65.8% of the total category.&#160; The amount of additions and sales under consumer loans are due to a higher volume of repossessions of automobiles, which generally are subject to a shorter repossession process.&#160; The Company
      experienced increased levels of delinquencies and repossessions in indirect and used automobile loans throughout 2016 and 2017.&#160; The level of delinquencies and repossessions in indirect and used automobile loans decreased in 2018 and to date in 2019.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;"><u>BUSINESS INITIATIVES</u></font></font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;">During the first quarter of 2019, the Company upgraded its online account opening platform to provide a faster and easier customer
      experience. The online platform, available on GreatSouthernBank.com, allows customers within and beyond the Company&#8217;s geographic footprint to conveniently open certain depository accounts.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;">As part of the Company&#8217;s ongoing performance evaluation, the Company determined that it would cease operating its indirect automobile
      financing unit, effective March 31, 2019. Market forces, including strong rate competition for well-qualified borrowers, made indirect lending through automobile dealerships a significant challenge to efficient and profitable operations over the long
      term. Indirect loan balances have significantly declined in the last two years since tightened underwriting guidelines were implemented in the latter part of 2016, in response to more challenging consumer credit conditions. The Company will continue
      servicing indirect automobile loans made before March 31, 2019, until each loan agreement is satisfied. The Company continues to offer direct consumer loans as normal through its extensive banking center network.&#160;</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;">The Company&#8217;s retail banking center network continues to evolve. In April 2019, the Company consolidated its Fayetteville, Ark., location
      into its Rogers, Ark., banking center, approximately 20 miles away. The Fayetteville office opened in 2014 and did not meet performance expectations. The Company now operates one banking center in Arkansas.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;">The Company will host a conference call on Thursday, April 18, 2019, at 2:00 p.m. Central Time (3:00 p.m. Eastern Time) to discuss first
      quarter 2019 preliminary earnings. Individuals interested in listening to the conference call may dial 1.833.832.5121 and enter the passcode 9985317. The call will be available live or in a recorded version at the Company&#8217;s Investor Relations
      website, <font style="font-family: Arial, sans-serif; font-size: 11pt;">http://investors.greatsouthernbank.com</font>.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
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    <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-family: Arial,&quot;sans-serif&quot;; font-size: 11pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;" id="DSPFPageNumber">9</font></div>
    <div style="page-break-after: always;" id="DSPFPageBreak">
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  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;">Great Southern Bancorp, Inc. will hold its 30th Annual Meeting of Shareholders at 10:00 a.m. CDT on Wednesday, May 8, 2019, at the Great
      Southern Operations Center, 218 S. Glenstone, Springfield, Mo.&#160; Holders of Great Southern Bancorp, Inc. common stock at the close of business on the record date, February 28, 2019, can vote at the annual meeting, either in person or by proxy.</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="background-color: #FFFFFF; line-height: 14.4pt;">
    <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;">Headquartered in Springfield, Mo., Great Southern offers a broad range of banking services to customers. The Company operates 98 retail
        banking centers in Missouri, Iowa, Kansas, Minnesota, Arkansas and Nebraska and commercial lending offices in Atlanta, Chicago, Dallas, Denver, Omaha, Neb., and Tulsa, Okla. The common stock of Great Southern Bancorp, Inc. is listed on the Nasdaq
        Global Select Market under the symbol "GSBC."</font></div>
  </div>
  <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold; font-style: italic;"><font style="font-family: Arial, sans-serif; font-size: 11pt;">www.GreatSouthernBank.com</font></font></div>
  <div style="line-height: 10.25pt;"><br style="line-height: 10.25pt;">
  </div>
  <div style="line-height: 10.25pt;"><br style="line-height: 10.25pt;">
  </div>
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  </div>
  <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Forward-Looking Statements</font></div>
  <div style="line-height: 10.25pt;"><br style="line-height: 10.25pt;">
  </div>
  <div style="background-color: #FFFFFF; line-height: 14.4pt;">
    <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">When used in this press release and in other documents filed or furnished by
          Great Southern Bancorp, Inc. (the &#8220;Company&#8221;) with the Securities and Exchange Commission (the "SEC"), </font>in the Company's press releases or other public or stockholder communications, and in oral statements made with the approval of an
        authorized executive officer, the words or phrases "will likely result," "are expected to," "will continue," "is anticipated," "estimate," "project," "intends" or similar expressions are intended to identify "forward-looking statements" within the
        meaning of the Private Securities Litigation Reform Act of 1995. Such statements are subject to certain risks and uncertainties, including, among other things, (i) the possibility that the changes in non-interest income, non-interest expense and
        interest expense actually resulting from Great Southern Bank's recently completed transaction with West Gate Bank might be materially different from estimated amounts; (ii) the possibility that the actual reduction in the Company&#8217;s effective tax
        rate expected to result from H. R. 1, formerly known as the &#8220;Tax Cuts and Jobs Act&#8221; (the &#8220;Tax Reform Legislation&#8221;) might be different from the reduction estimated by the Company; (iii) expected revenues, cost savings, earnings accretion, synergies
        and other benefits from the Company's&#160; merger and acquisition activities might not be realized within the anticipated time frames or at all, and costs or difficulties relating to integration matters, including but not limited to customer and
        employee retention, might be greater than expected; (iv) changes in economic conditions, either nationally or in the Company's market areas; (v) fluctuations in interest rates; (vi) the risks of lending and investing activities, including changes
        in the level and direction of loan delinquencies and write-offs and changes in estimates of the adequacy of the allowance for loan losses; (vii) the possibility of other-than-temporary impairments of securities held in the Company's securities
        portfolio; (viii) the Company's ability to access cost-effective funding; (ix) fluctuations in real estate values and both residential and commercial real estate market conditions; (x) demand for loans and deposits in the Company's market areas;
        (xi) the ability to adapt successfully to technological changes to meet customers' needs and developments in the marketplace; (xii) the possibility that security measures implemented might not be sufficient to mitigate the risk of a cyber attack or
        cyber theft, and that such security measures might not protect against systems failures or interruptions; (xiii) legislative or regulatory changes that adversely affect the Company's business, including, without limitation, the Dodd-Frank Wall
        Street Reform and Consumer Protection Act of 2010 and its implementing regulations, the overdraft protection regulations and customers' responses thereto and the Tax Reform Legislation; (xiv) changes in accounting principles, policies or
        guidelines; (xv) monetary and fiscal policies of the Federal Reserve Board and the U.S. Government and other governmental initiatives affecting the financial services industry; (xvi) results of examinations of the Company and Great Southern Bank by
        their regulators, including the possibility that the regulators may, among other things, require the Company to limit its business activities, changes its business mix, increase its allowance for loan losses, write-down assets or increase its
        capital levels, or affect its ability to borrow funds or maintain or increase deposits, which could adversely affect its liquidity and earnings; (xvii) costs and effects of litigation, including settlements and judgments; and (xviii) competition.
        The Company wishes to advise readers that the factors listed above and other risks described from time to time in documents filed or furnished by the Company with the SEC could affect the Company's financial performance and could cause the
        Company's actual results for future periods to differ materially from any opinions or statements expressed with respect to future periods in any current statements.</font></div>
    <div style="line-height: 9.1pt;"><br style="line-height: 9.1pt;">
    </div>
    <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">The Company does not undertake-and specifically declines any obligation- to publicly release the result of any revisions which may be made
        to any forward-looking statements to reflect events or circumstances after the date of such statements or to reflect the occurrence of anticipated or unanticipated events.</font></div>
    <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"> <br>
      </font></div>
    <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"> <br>
      </font></div>
    <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"> <br>
      </font></div>
    <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"> <br>
      </font></div>
    <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"> <br>
      </font></div>
    <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"> <br>
      </font></div>
    <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"> <br>
      </font></div>
    <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"> <br>
      </font></div>
    <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"> <br>
      </font></div>
    <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"> <br>
      </font></div>
    <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"> <br>
      </font></div>
    <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"> <br>
      </font></div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
      <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-family: Arial,&quot;sans-serif&quot;; font-size: 11pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;" id="DSPFPageNumber">10</font></div>
      <div style="page-break-after: always;" id="DSPFPageBreak">
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    <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"> <br>
      </font></div>
    <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"> <br>
      </font></div>
    <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"> <br>
      </font></div>
    <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"> <br>
      </font></div>
  </div>
  <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: Arial, sans-serif; font-size: 10pt;">The following tables set forth certain selected consolidated financial information of the Company at the dates and for the periods
      indicated.&#160; Financial data at all the dates and for all periods is unaudited.&#160; In the opinion of management, all adjustments, which consist only of normal recurring accruals, necessary for a fair presentation of the results at and for such unaudited
      dates and periods have been included.&#160; The results of operations and other data for the three months ended March 31, 2019 and 2018, and the three months ended December 31, 2018, are not necessarily indicative of the results of operations which may be
      expected for any future period.</font></div>
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  </div>
  <table cellspacing="0" cellpadding="0" border="0" style="line-height: 10.4pt; width: 100%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;" id="z5f4b9eb5c7a141e6b3ee571e87a53027">

      <tr>
        <td valign="bottom" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: top;" colspan="2">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">March 31,</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: top;" colspan="2">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">December 31,</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;"> 2019</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">2018</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Selected Financial Condition Data:</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: top;" colspan="6">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">(In thousands)</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 74%;">
          <div style="text-align: left; text-indent: -45pt; margin-right: 14.4pt; margin-left: 54pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Total assets</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">4,778,220</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">4,676,200</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 74%;">
          <div style="text-align: left; text-indent: -45pt; margin-right: 14.4pt; margin-left: 54pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Loans receivable, gross</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">4,095,835</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">4,034,810</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 74%;">
          <div style="text-align: left; text-indent: -45pt; margin-right: 14.4pt; margin-left: 54pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Allowance for loan losses</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">38,651</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">38,409</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 74%;">
          <div style="text-align: left; text-indent: -45pt; margin-right: 14.4pt; margin-left: 54pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Other real estate owned, net</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">8,772</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">8,440</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 74%;">
          <div style="text-align: left; text-indent: -45pt; margin-right: 14.4pt; margin-left: 54pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Available-for-sale securities, at fair value</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">277,750</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">243,968</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 74%;">
          <div style="text-align: left; text-indent: -45pt; margin-right: 14.4pt; margin-left: 54pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Deposits</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">3,956,091</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">3,725,007</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 74%;">
          <div style="text-align: left; text-indent: -45pt; margin-right: 14.4pt; margin-left: 54pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Total borrowings</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">240,562</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">397,594</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 74%;">
          <div style="text-align: left; text-indent: -45pt; margin-right: 14.4pt; margin-left: 54pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Total common stockholders&#8217; equity</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">543,635</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">531,977</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: top; width: 74%;">
          <div style="text-align: left; text-indent: -10.8pt; margin-right: 14.4pt; margin-left: 20.15pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Non-performing assets (excluding FDIC-assisted transaction
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">10,331</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">11,780</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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  <div style="line-height: 10.25pt; margin-bottom: 0.95pt;"><br style="line-height: 10.25pt;">
  </div>
  <table cellspacing="0" cellpadding="0" border="0" style="line-height: 10.4pt; width: 100%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;" id="zf0fd21a8c2054aad914b24dd9c900383">

      <tr>
        <td valign="bottom" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
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          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Three Months Ended</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Three Months<font style="font-family: Arial, sans-serif; font-size: 9pt;"><br>
              </font>Ended</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
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          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">March 31,</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">December 31,</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;"> 2019</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">2018</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">2018</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Selected Operating Data:</font></div>
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        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
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          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">(In thousands)</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%;">
          <div style="text-align: left; text-indent: -41.4pt; margin-right: 14.4pt; margin-left: 54pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Interest income</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">57,358</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">46,882</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">56,142</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%; padding-bottom: 2px;">
          <div style="text-align: left; text-indent: -41.4pt; margin-right: 14.4pt; margin-left: 54pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Interest expense</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="display: inline-block; font-size: 1px; width: 6.95pt;" id="TRGRRTFtoHTMLTab"></font><font style="font-family: Arial, sans-serif;
                font-size: 9pt;">12,753</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="display: inline-block; font-size: 1px; width: 14.35pt;" id="TRGRRTFtoHTMLTab"></font><font style="font-family: Arial, sans-serif;
                font-size: 9pt;">7,444</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="display: inline-block; font-size: 1px; width: 6.95pt;" id="TRGRRTFtoHTMLTab"></font><font style="font-family: Arial, sans-serif;
                font-size: 9pt;">11,585</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%;">
          <div style="text-align: left; text-indent: -41.4pt; margin-right: 14.4pt; margin-left: 54pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Net interest income</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">44,605</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">39,438</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">44,557</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%;">
          <div style="text-align: left; text-indent: -41.4pt; margin-right: 14.4pt; margin-left: 54pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Provision for loan losses</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">1,950</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">1,950</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">1,950</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%;">
          <div style="text-align: left; text-indent: -41.4pt; margin-right: 14.4pt; margin-left: 54pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Non-interest income</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">7,450</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">6,935</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">7,220</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%;">
          <div style="text-align: left; text-indent: -41.4pt; margin-right: 14.4pt; margin-left: 54pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Non-interest expense</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">28,495</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">28,774</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%; padding-bottom: 2px;">
          <div style="text-align: left; text-indent: -41.4pt; margin-right: 14.4pt; margin-left: 54pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Provision for income taxes</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
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          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="display: inline-block; font-size: 1px; width: 14.35pt;" id="TRGRRTFtoHTMLTab"></font><font style="font-family: Arial, sans-serif;
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="display: inline-block; font-size: 1px; width: 14.35pt;" id="TRGRRTFtoHTMLTab"></font><font style="font-family: Arial, sans-serif;
                font-size: 9pt;">2,645</font></font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="display: inline-block; font-size: 1px; width: 14.35pt;" id="TRGRRTFtoHTMLTab"></font><font style="font-family: Arial, sans-serif;
                font-size: 9pt;">3,765</font></font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%; padding-bottom: 4px;">
          <div style="text-align: left; text-indent: -9pt; margin-right: 14.4pt; margin-left: 30.6pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Net income and net income available to common shareholders</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">17,612</font></font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
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          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">17,288</font></font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
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  </table>
  <div style="line-height: 10.25pt; margin-bottom: 0.95pt;"><br style="line-height: 10.25pt;">
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  <table cellspacing="0" cellpadding="0" border="0" style="line-height: 10.4pt; width: 100%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;" id="z119d452c845b4da8bde9e68c6ad3181c">

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        <td valign="bottom" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
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          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">At or For the Three<font style="font-family: Arial, sans-serif; font-size: 9pt;"><br>
              </font>Months Ended</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
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          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">At or For the<font style="font-family: Arial, sans-serif; font-size: 9pt;"><br>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
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          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">March 31,</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
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          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">December 31,</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
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          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;"> 2019</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">2018</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">2018</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
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          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Per Common Share:</font></div>
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        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="10">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%; padding-bottom: 4px;">
          <div style="text-align: left; text-indent: -41.4pt; margin-right: 14.4pt; margin-left: 54pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Net income (fully diluted)</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">1.23</font></font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">0.95</font></font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">1.21</font></font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%; padding-bottom: 4px;">
          <div style="text-align: left; text-indent: -41.4pt; margin-right: 14.4pt; margin-left: 54pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Book value</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">38.36</font></font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">34.02</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">37.59</font></font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Earnings Performance Ratios:</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%;">
          <div style="text-align: left; text-indent: -41.4pt; margin-right: 14.4pt; margin-left: 54pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Annualized return on average assets</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">1.49</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">%</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">1.23</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">%</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">1.50</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">%</font></div>
        </td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%;">
          <div style="text-align: left; text-indent: -41.75pt; margin-left: 54.7pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Annualized return on average common stockholders&#8217; equity</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">13.12</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">%</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">11.22</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">%</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">13.34</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">%</font></div>
        </td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%;">
          <div style="text-align: left; text-indent: -41.4pt; margin-right: 14.4pt; margin-left: 54pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Net interest margin</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">4.06</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">%</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">3.93</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">%</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">4.07</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">%</font></div>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%;">
          <div style="text-align: left; text-indent: -41.4pt; margin-right: 14.4pt; margin-left: 54pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Average interest rate spread</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">3.75</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">%</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">3.74</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">%</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">3.79</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">%</font></div>
        </td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%;">
          <div style="text-align: left; text-indent: -41.4pt; margin-right: 14.4pt; margin-left: 54pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Efficiency ratio</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">54.74</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">%</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">61.05</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">%</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">55.57</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">%</font></div>
        </td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%;">
          <div style="text-align: left; text-indent: -41.4pt; margin-right: 14.4pt; margin-left: 54pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Non-interest expense to average total assets</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">2.41</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">%</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">2.59</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">%</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">2.49</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">%</font></div>
        </td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom;" colspan="12">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom;" colspan="12">
          <div style="text-align: justify; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Asset Quality Ratios:</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%;">
          <div style="text-align: left; text-indent: -41.4pt; margin-right: 14.4pt; margin-left: 54pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Allowance for loan losses to period-end loans (excluding
              FDIC-acquired loans)</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">0.97</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">%</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">1.02</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">%</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">0.98</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">%</font></div>
        </td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%;">
          <div style="text-align: left; text-indent: -41.4pt; margin-left: 54pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Non-performing assets to period-end assets</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">0.22</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">%</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">0.62</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">%</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">0.25</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">%</font></div>
        </td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%;">
          <div style="text-align: left; text-indent: -41.4pt; margin-right: 14.4pt; margin-left: 54pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Non-performing loans to period-end loans</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">0.11</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">%</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">0.25</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">%</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">0.16</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">%</font></div>
        </td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%;">
          <div style="text-align: left; text-indent: -41.4pt; margin-right: 14.4pt; margin-left: 54pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Annualized net charge-offs to average loans</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">0.17</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">%</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">0.23</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">%</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">0.10</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">%</font></div>
        </td>
      </tr>

  </table>
  <div style="line-height: 10.25pt; margin-bottom: 0.95pt;"><br style="line-height: 10.25pt;">
  </div>
  <div style="line-height: 10.25pt; margin-bottom: 0.95pt;"><br style="line-height: 10.25pt;">
  </div>
  <div style="line-height: 10.25pt; margin-bottom: 0.95pt;"><br style="line-height: 10.25pt;">
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-family: Arial,&quot;sans-serif&quot;; font-size: 11pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;" id="DSPFPageNumber">11</font></div>
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  <div style="line-height: 10.25pt; margin-bottom: 0.95pt;"><br style="line-height: 10.25pt;">
  </div>
  <div style="line-height: 10.25pt; margin-bottom: 0.95pt;"><br style="line-height: 10.25pt;">
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  <div style="line-height: 10.25pt; margin-bottom: 0.95pt;"><br style="line-height: 10.25pt;">
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  <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Great Southern Bancorp, Inc. and Subsidiaries</font></div>
  <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Consolidated Statements of Financial Condition</font></div>
  <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">(In thousands, except number of shares)</font></div>
  <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
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  <table cellspacing="0" cellpadding="0" border="0" style="line-height: 10.4pt; width: 100%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;" id="z31da6488bb9e4c29a42ea1771e5310db">

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        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">March 31,</font></div>
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">2019</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">December 31,</font></div>
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">2018</font></div>
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      <tr>
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        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 74%;">
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
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        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
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        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 74%; padding-bottom: 2px;">
          <div style="text-align: left; text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 39.6pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Interest-bearing deposits in other financial institutions</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">110,743</font></font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">92,634</font></font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 74%;">
          <div style="text-align: left; text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 72pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Cash and cash equivalents</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">206,090</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">202,742</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 74%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 74%;">
          <div style="text-align: left; text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 39.6pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Available-for-sale securities</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">277,750</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">243,968</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 74%;">
          <div style="text-align: left; text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 39.6pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Mortgage loans held for sale</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">1,892</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">1,650</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 74%;">
          <div style="text-align: left; text-indent: -10.8pt; margin-right: 14.4pt; margin-left: 20.15pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Loans receivable (1), net of allowance for loan losses of
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          <div style="text-align: left; text-indent: -10.8pt; margin-right: 14.4pt; margin-left: 20.15pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;&#160; March 2019; $38,409 &#8211; December 2018</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">4,050,336</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">3,989,001</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 74%;">
          <div style="text-align: left; text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 39.6pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Interest receivable</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">14,550</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">13,448</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 74%;">
          <div style="text-align: left; text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 39.6pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Prepaid expenses and other assets</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">59,383</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">55,336</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 74%;">
          <div style="text-align: left; text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 39.6pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Other real estate owned and repossessions (2), net</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">8,772</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">8,440</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 74%;">
          <div style="text-align: left; text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 39.6pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Premises and equipment, net</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">141,754</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">132,424</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 74%;">
          <div style="text-align: left; text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 39.6pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Goodwill and other intangible assets</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">8,963</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">9,288</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 74%;">
          <div style="text-align: left; text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 39.6pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Federal Home Loan Bank stock</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">5,633</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">12,438</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 74%; padding-bottom: 2px;">
          <div style="text-align: left; text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 39.6pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Current and deferred income taxes</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="display: inline-block; font-size: 1px; width: 26.95pt;" id="TRGRRTFtoHTMLTab"></font><font style="font-family: Arial, sans-serif;
                font-size: 9pt;">3,097</font></font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="display: inline-block; font-size: 1px; width: 26.95pt;" id="TRGRRTFtoHTMLTab"></font><font style="font-family: Arial, sans-serif;
                font-size: 9pt;">7,465</font></font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 74%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 74%; padding-bottom: 4px;">
          <div style="text-align: left; text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 72pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Total Assets</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">4,778,220</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">4,676,200</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 74%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 74%;">
          <div style="text-align: left; margin-right: 14.4pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Liabilities and Stockholders&#8217; Equity</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 74%;">
          <div style="text-align: left; text-indent: -21.6pt; margin-right: 14.4pt; margin-left: 25.2pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Liabilities</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 74%;">
          <div style="text-align: left; text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 39.6pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Deposits</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">3,956,091</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">3,725,007</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 74%;">
          <div style="text-align: left; text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 39.6pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Federal Home Loan Bank advances</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 74%;">
          <div style="text-align: left; text-indent: -12.6pt; margin-right: 14.4pt; margin-left: 21.6pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Securities sold under reverse repurchase agreements with customers</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">118,618</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">105,253</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 74%;">
          <div style="text-align: left; text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 39.6pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Short-term borrowings</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">22,219</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">192,725</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 74%;">
          <div style="text-align: left; text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 39.6pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Subordinated debentures issued to capital trust</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">25,774</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">25,774</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 74%;">
          <div style="text-align: left; text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 39.6pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Subordinated notes</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">73,951</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">73,842</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 74%;">
          <div style="text-align: left; text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 39.6pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Accrued interest payable</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">2,933</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">3,570</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 74%;">
          <div style="text-align: left; text-indent: -30.6pt; margin-left: 39.6pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Advances from borrowers for taxes and insurance</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">7,864</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">5,092</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 74%; padding-bottom: 2px;">
          <div style="text-align: left; text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 39.6pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Accounts payable and accrued expenses</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="display: inline-block; font-size: 1px; width: 19.55pt;" id="TRGRRTFtoHTMLTab"></font><font style="font-family: Arial, sans-serif;
                font-size: 9pt;">27,135</font></font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="display: inline-block; font-size: 1px; width: 19.55pt;" id="TRGRRTFtoHTMLTab"></font><font style="font-family: Arial, sans-serif;
                font-size: 9pt;">12,960</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 74%; padding-bottom: 2px;">
          <div style="text-align: left; text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 72pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Total Liabilities</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="display: inline-block; font-size: 1px; width: 1pt;" id="TRGRRTFtoHTMLTab"></font><font style="font-family: Arial, sans-serif; font-size:
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 74%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 74%;">
          <div style="text-align: left; text-indent: -21.6pt; margin-right: 14.4pt; margin-left: 25.2pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Stockholders&#8217; Equity</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 74%;">
          <div style="text-align: left; text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 39.6pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Capital stock</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 74%;">
          <div style="text-align: left; text-indent: -10.8pt; margin-right: 14.4pt; margin-left: 32.4pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Preferred stock, $.01 par value; authorized 1,000,000 shares; </font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 74%;">
          <div style="text-align: left; text-indent: -10.8pt; margin-right: 14.4pt; margin-left: 32.4pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Common stock, $.01 par value; authorized 20,000,000 shares; </font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">142</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">142</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 74%;">
          <div style="text-align: left; text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 39.6pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Additional paid-in capital</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">30,916</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">30,121</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 74%;">
          <div style="text-align: left; text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 39.6pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Retained earnings</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">494,181</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">492,087</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 74%; padding-bottom: 2px;">
          <div style="text-align: left; text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 39.6pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Accumulated other comprehensive gain</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="display: inline-block; font-size: 1px; width: 19.55pt;" id="TRGRRTFtoHTMLTab"></font><font style="font-family: Arial, sans-serif;
                font-size: 9pt;">18,396</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="display: inline-block; font-size: 1px; width: 26.95pt;" id="TRGRRTFtoHTMLTab"></font><font style="font-family: Arial, sans-serif;
                font-size: 9pt;">9,627</font></font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 74%; padding-bottom: 2px;">
          <div style="text-align: left; text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 72pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Total Stockholders&#8217; Equity</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="display: inline-block; font-size: 1px; width: 12.15pt;" id="TRGRRTFtoHTMLTab"></font><font style="font-family: Arial, sans-serif;
                font-size: 9pt;">543,635</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="display: inline-block; font-size: 1px; width: 12.15pt;" id="TRGRRTFtoHTMLTab"></font><font style="font-family: Arial, sans-serif;
                font-size: 9pt;">531,977</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 74%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 74%; padding-bottom: 4px;">
          <div style="text-align: left; text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 72pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Total Liabilities and Stockholders&#8217; Equity</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">4,778,220</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">4,676,200</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
      </tr>

  </table>
  <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
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  <table cellspacing="0" cellpadding="0" id="zabd3fc9aea3e463d9313af0bcc5b8561" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;">

      <tr>
        <td style="width: 3.74%; vertical-align: top;">
          <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">(1)</font></div>
        </td>
        <td style="width: 96.26%; vertical-align: top;">
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      </tr>
      <tr>
        <td style="width: 3.74%; vertical-align: top;">
          <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">(2)</font></div>
        </td>
        <td style="width: 96.26%; vertical-align: top;">
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        </td>
      </tr>

  </table>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: Arial,sans-serif; font-size: 11pt; font-weight: bold;"> <br>
    </font></div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
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  </div>
  <font style="font-family: Arial,sans-serif; font-size: 11pt; font-weight: bold;"> <br>
  </font> <font style="font-family: Arial,sans-serif; font-size: 11pt; font-weight: bold;"> </font> <font style="font-family: Arial,sans-serif; font-size: 11pt; font-weight: bold;"><br>
  </font>
  <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Great Southern Bancorp, Inc. and Subsidiaries</font></div>
  <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Consolidated Statements of Income</font></div>
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  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
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      <tr>
        <td valign="bottom" style="vertical-align: top;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="6">
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
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          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">December 31,</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;"> 2019</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">2018</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">2018</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">
          <div style="text-align: left; margin-right: 14.4pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Interest Income</font></div>
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        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%;" colspan="1">
          <div style="text-align: left; text-indent: -30.6pt; margin-right: 3.6pt; margin-left: 39.6pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Loans</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">54,556</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">45,165</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">53,780</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%; padding-bottom: 2px;" colspan="1">
          <div style="text-align: left; text-indent: -30.6pt; margin-right: 3.6pt; margin-left: 39.6pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Investment securities and other</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="display: inline-block; font-size: 1px; width: 19.95pt;" id="TRGRRTFtoHTMLTab"></font><font style="font-family: Arial, sans-serif;
                font-size: 9pt;">2,802</font></font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="display: inline-block; font-size: 1px; width: 19.95pt;" id="TRGRRTFtoHTMLTab"></font><font style="font-family: Arial, sans-serif;
                font-size: 9pt;">1,717</font></font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="display: inline-block; font-size: 1px; width: 19.95pt;" id="TRGRRTFtoHTMLTab"></font><font style="font-family: Arial, sans-serif;
                font-size: 9pt;">2,362</font></font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="display: inline-block; font-size: 1px; width: 12.55pt;" id="TRGRRTFtoHTMLTab"></font><font style="font-family: Arial, sans-serif;
                font-size: 9pt;">57,358</font></font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="display: inline-block; font-size: 1px; width: 12.55pt;" id="TRGRRTFtoHTMLTab"></font><font style="font-family: Arial, sans-serif;
                font-size: 9pt;">46,882</font></font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="display: inline-block; font-size: 1px; width: 12.55pt;" id="TRGRRTFtoHTMLTab"></font><font style="font-family: Arial, sans-serif;
                font-size: 9pt;">56,142</font></font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%;" colspan="1">
          <div style="text-align: left; margin-right: 3.6pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Interest Expense</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%;" colspan="1">
          <div style="text-align: left; text-indent: -30.6pt; margin-right: 3.6pt; margin-left: 39.6pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Deposits</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">10,470</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">5,584</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">8,900</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%;" colspan="1">
          <div style="text-align: left; text-indent: -30.6pt; margin-right: 3.6pt; margin-left: 39.6pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Federal Home Loan Bank advances</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">605</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">1,021</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%;" colspan="1">
          <div style="text-align: left; text-indent: -10.8pt; margin-right: 3.6pt; margin-left: 20.15pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Short-term borrowings and repurchase agreements</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">922</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">28</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">380</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%;" colspan="1">
          <div style="text-align: left; text-indent: -30.6pt; margin-right: 3.6pt; margin-left: 39.6pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Subordinated debentures issued to capital trust</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">267</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">202</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">260</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%; padding-bottom: 2px;" colspan="1">
          <div style="text-align: left; text-indent: -30.6pt; margin-right: 3.6pt; margin-left: 39.6pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Subordinated notes</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="display: inline-block; font-size: 1px; width: 19.95pt;" id="TRGRRTFtoHTMLTab"></font><font style="font-family: Arial, sans-serif;
                font-size: 9pt;">1,094</font></font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="display: inline-block; font-size: 1px; width: 19.95pt;" id="TRGRRTFtoHTMLTab"></font><font style="font-family: Arial, sans-serif;
                font-size: 9pt;">1,025</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 61%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
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                font-size: 9pt;">12,753</font></font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="display: inline-block; font-size: 1px; width: 19.95pt;" id="TRGRRTFtoHTMLTab"></font><font style="font-family: Arial, sans-serif;
                font-size: 9pt;">7,444</font></font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="display: inline-block; font-size: 1px; width: 12.55pt;" id="TRGRRTFtoHTMLTab"></font><font style="font-family: Arial, sans-serif;
                font-size: 9pt;">11,585</font></font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%;" colspan="1">
          <div style="text-align: left; margin-right: 3.6pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Net Interest Income</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">44,605</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">39,438</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">44,557</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%; padding-bottom: 2px;" colspan="1">
          <div style="text-align: left; margin-right: 3.6pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Provision for Loan Losses</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="display: inline-block; font-size: 1px; width: 19.95pt;" id="TRGRRTFtoHTMLTab"></font><font style="font-family: Arial, sans-serif;
                font-size: 9pt;">1,950</font></font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="display: inline-block; font-size: 1px; width: 19.95pt;" id="TRGRRTFtoHTMLTab"></font><font style="font-family: Arial, sans-serif;
                font-size: 9pt;">1,950</font></font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="display: inline-block; font-size: 1px; width: 19.95pt;" id="TRGRRTFtoHTMLTab"></font><font style="font-family: Arial, sans-serif;
                font-size: 9pt;">1,950</font></font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%; padding-bottom: 2px;" colspan="1">
          <div style="text-align: left; margin-right: 3.6pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Net Interest Income After</font>&#160;<font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Provision for Loan Losses</font></font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="display: inline-block; font-size: 1px; width: 12.55pt;" id="TRGRRTFtoHTMLTab"></font><font style="font-family: Arial, sans-serif;
                font-size: 9pt;">42,655</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="display: inline-block; font-size: 1px; width: 12.55pt;" id="TRGRRTFtoHTMLTab"></font><font style="font-family: Arial, sans-serif;
                font-size: 9pt;">37,488</font></font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="display: inline-block; font-size: 1px; width: 12.55pt;" id="TRGRRTFtoHTMLTab"></font><font style="font-family: Arial, sans-serif;
                font-size: 9pt;">42,607</font></font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%;" colspan="1">
          <div style="text-align: left; margin-right: 3.6pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Noninterest Income</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%;" colspan="1">
          <div style="text-align: left; text-indent: -30.6pt; margin-right: 9.9pt; margin-left: 39.6pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Commissions</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">334</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">248</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">269</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%;" colspan="1">
          <div style="text-align: left; text-indent: -30.6pt; margin-right: 3.6pt; margin-left: 39.6pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Service charges and ATM fees</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">4,958</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">5,244</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">5,505</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%;" colspan="1">
          <div style="text-align: left; text-indent: -30.6pt; margin-right: 3.6pt; margin-left: 39.6pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Net gains on loan sales</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">248</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">462</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">350</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%;" colspan="1">
          <div style="text-align: left; text-indent: -12.25pt; margin-right: 3.6pt; margin-left: 21.25pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Net realized gains on sales of available-for-sale securities</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">10</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">389</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">382</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">(25</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">37</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">(28</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">)</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
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          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="display: inline-block; font-size: 1px; width: 19.95pt;" id="TRGRRTFtoHTMLTab"></font><font style="font-family: Arial, sans-serif;
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
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          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="display: inline-block; font-size: 1px; width: 31.1pt;" id="TRGRRTFtoHTMLTab"></font><font style="font-family: Arial, sans-serif;
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 61%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
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          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="display: inline-block; font-size: 1px; width: 19.95pt;" id="TRGRRTFtoHTMLTab"></font><font style="font-family: Arial, sans-serif;
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 61%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 61%;" colspan="1">
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 61%;" colspan="1">
          <div style="text-align: left; text-indent: -30.6pt; margin-right: 3.6pt; margin-left: 39.6pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Salaries and employee benefits</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">15,484</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 61%;" colspan="1">
          <div style="text-align: left; text-indent: -30.6pt; margin-right: 3.6pt; margin-left: 39.6pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Net occupancy expense</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 61%;" colspan="1">
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">767</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">866</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">804</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 61%;" colspan="1">
          <div style="text-align: left; text-indent: -30.6pt; margin-right: 3.6pt; margin-left: 39.6pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Insurance</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">666</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">670</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">672</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%;" colspan="1">
          <div style="text-align: left; text-indent: -30.6pt; margin-right: 3.6pt; margin-left: 39.6pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Advertising</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">527</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">671</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">568</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%;" colspan="1">
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">719</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">712</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">809</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">620</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">543</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 61%;" colspan="1">
          <div style="text-align: left; text-indent: -30.6pt; margin-right: 3.6pt; margin-left: 39.6pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Partnership tax credit investment amortization</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">91</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">302</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">91</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 61%;" colspan="1">
          <div style="text-align: left; text-indent: -30.6pt; margin-right: 3.6pt; margin-left: 39.6pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Acquired deposit intangible asset amortization</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">325</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">325</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 61%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
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                font-size: 9pt;">28,774</font></font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 61%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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      <tr>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 61%; padding-bottom: 2px;" colspan="1">
          <div style="text-align: left; margin-right: 3.6pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Provision for Income Taxes</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
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                font-size: 9pt;">2,645</font></font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
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                font-size: 9pt;">3,765</font></font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%; padding-bottom: 4px;" colspan="1">
          <div style="text-align: left; margin-right: 3.6pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Net Income and Net Income Available to Common Shareholders</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">17,612</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">13,466</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">17,288</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
      </tr>

  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" border="0" style="line-height: 10.4pt; width: 100%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;" id="ze5e233e82aed427596dfcb018fbd1c14">

      <tr>
        <td valign="bottom" style="vertical-align: bottom;">
          <div style="text-align: left; margin-right: 3.6pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Earnings Per Common Share</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%; padding-bottom: 4px;">
          <div style="text-align: left; text-indent: -30.6pt; margin-right: 3.6pt; margin-left: 39.6pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Basic</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">1.24</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">0.95</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">1.22</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%; padding-bottom: 4px;">
          <div style="text-align: left; text-indent: -30.6pt; margin-right: 3.6pt; margin-left: 39.6pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Diluted</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">1.23</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">0.95</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">1.21</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%; padding-bottom: 4px;">
          <div style="text-align: left; margin-right: 3.6pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Dividends Declared Per Common Share</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">1.07</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">0.28</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">0.32</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
      </tr>

  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-family: Arial,&quot;sans-serif&quot;; font-size: 11pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;" id="DSPFPageNumber">13</font></div>
    <div style="page-break-after: always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="background-color: #ffffff; border-width: 0px; clear: both; color: #ffffff; height: 0px; margin: 4px 0px; width: 100%;"></div>
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Average Balances, Interest Rates and Yields</font></div>
  <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
  </div>
  <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: Arial, sans-serif; font-size: 10pt;">The following table presents, for the periods indicated, the total dollar amounts of interest income from average interest-earning assets
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  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" border="0" style="line-height: 10.4pt; width: 100%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;" id="zffcbb63d6e0042588d2c650084e81739">

      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 23%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">March 31,<font style="font-family: Arial, sans-serif; font-size: 9pt;"><br>
              </font>2019<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="10">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Three Months Ended<font style="font-family: Arial, sans-serif; font-size: 9pt;"><br>
              </font>March 31, 2019</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="10">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Three Months Ended<font style="font-family: Arial, sans-serif; font-size: 9pt;"><br>
              </font>March 31, 2018</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 23%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Average</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Yield/</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Average</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Yield/</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 23%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Yield/Rate</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
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          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Interest</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
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          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Rate</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
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          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Balance</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
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          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Interest</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
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          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Rate</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
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          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Interest-earning assets:</font></div>
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        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 23%;">
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">497,129</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">6,388</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">5.21</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">%</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">431,121</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">5,183</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">4.88</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">%</font></div>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 23%;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;Other residential</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">5.15</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">811,084</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">10,990</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">5.50</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">738,722</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">8,839</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">4.85</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 23%;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;Commercial real estate</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">4.97</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">1,387,423</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">17,696</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">5.17</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">1,245,462</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">14,358</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">4.68</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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      <tr>
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          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;Construction</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">5.49</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">667,625</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">10,173</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">6.18</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">518,976</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">6,488</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">5.07</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 23%;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;Commercial business</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">5.26</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">264,179</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">3,392</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">5.21</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">284,736</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">3,343</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">4.76</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 23%;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;Other loans</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">5.99</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">436,979</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">5,704</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">5.29</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">541,449</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">6,597</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">4.94</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 23%; padding-bottom: 2px;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;Industrial revenue bonds</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">4.92</font></font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">15,205</font></font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">213</font></font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">5.68</font></font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">23,715</font></font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">357</font></font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">6.11</font></font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 23%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 23%;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;&#160;&#160;&#160;Total loans receivable</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">5.23</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">4,079,624</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">54,556</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">5.42</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">3,784,181</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">45,165</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Investment securities</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">3.41</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">278,536</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">2,251</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">3.28</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">187,007</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">1,309</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">2.84</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 23%; padding-bottom: 2px;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Other interest-earning assets</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">2.49</font></font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">94,374</font></font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">551</font></font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">2.37</font></font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">99,080</font></font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">408</font></font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">1.67</font></font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 23%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 23%; padding-bottom: 2px;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;&#160;&#160;&#160;Total interest-earning assets</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
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          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">5.04</font></font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; padding-bottom: 2px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">4,452,534</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">57,358</font></font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">5.22</font></font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; padding-bottom: 2px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">4,070,268</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">46,882</font></font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">4.67</font></font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
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      <tr>
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          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Non-interest-earning assets:</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 23%;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;Cash and cash equivalents</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">90,804</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">102,368</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 23%; padding-bottom: 2px;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;Other non-earning assets</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">180,876</font></font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">197,441</font></font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 23%; padding-bottom: 4px;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;&#160;&#160;&#160;Total assets</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
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        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; border-bottom: 4px double rgb(0, 0, 0);" colspan="1">
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></font></div>
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        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; border-bottom: 4px double rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">4,370,077</font></font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 23%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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      <tr>
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          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Interest-bearing liabilities:</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 23%;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;Interest-bearing demand and</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 23%;">
          <div style="text-align: left; margin-left: 14.4pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">savings</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">0.50</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">1,472,959</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">1,763</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">0.49</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">1,564,610</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">1,310</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">0.34</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 23%; padding-bottom: 2px;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;Time deposits</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">2.18</font></font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">1,672,677</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">8,707</font></font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">2.11</font></font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">1,331,474</font></font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">4,274</font></font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">1.30</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 23%;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;Total deposits</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">1.40</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">3,145,636</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">10,470</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">1.35</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">2,896,084</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">5,584</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">0.78</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 23%;">
          <div style="text-align: left; text-indent: -13.5pt; margin-left: 13.5pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;Short-term borrowings and repurchase agreements</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">0.37</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">258,183</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">922</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">1.45</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">99,489</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">28</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">0.11</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 23%;">
          <div style="text-align: left; text-indent: -13.8pt; margin-left: 13.8pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;Subordinated debentures issued to<font style="font-family: Arial, sans-serif;
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">4.34</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">25,774</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">267</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">4.20</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">25,774</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">202</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">3.18</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 23%;">
          <div style="text-align: left; text-indent: -13.8pt; margin-left: 13.8pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;Subordinated notes</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">5.92</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">1,094</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">6.00</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">73,713</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">1,025</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">5.64</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 23%; padding-bottom: 2px;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;FHLB advances</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</font></font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</font></font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</font></font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</font></font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">145,517</font></font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">605</font></font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">1.69</font></font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 23%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 23%; padding-bottom: 2px;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;&#160;&#160;&#160;Total interest-bearing liabilities</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">1.47</font></font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; padding-bottom: 2px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">3,503,493</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">12,753</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">1.47</font></font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; padding-bottom: 2px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">3,240,577</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">7,444</font></font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">0.93</font></font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
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      <tr>
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          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Non-interest-bearing liabilities:</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 23%;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;Demand deposits</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">658,409</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">630,530</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 23%; padding-bottom: 2px;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;Other liabilities</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">25,467</font></font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">18,820</font></font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 23%;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;&#160;&#160;&#160;Total liabilities</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">4,187,369</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">3,889,927</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 23%; padding-bottom: 2px;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Stockholders&#8217; equity</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">536,845</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">480,150</font></font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 23%; padding-bottom: 4px;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;&#160;&#160;&#160;Total liabilities and stockholders&#8217;</font></div>
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; equity</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; border-bottom: 4px double rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">4,724,214</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; border-bottom: 4px double rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">4,370,077</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 23%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 23%;">
          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Net interest income:</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">&#160;</td>
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          <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Net interest margin*</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; border-bottom: 4px double rgb(0, 0, 0);" colspan="1">
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">
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        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">
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        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">&#160;</td>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 8%; padding-bottom: 4px;" colspan="1">&#160;</td>
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  </table>
  <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">______________</font></div>
  <div style="text-align: left; line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt;">*Defined as the Company&#8217;s net interest income divided by average total interest-earning assets.</font></div>
  <table cellspacing="0" cellpadding="0" id="z50293714405e4123ac1e02581a957d0f" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;">

      <tr>
        <td style="width: 3.62%; vertical-align: top;">
          <div style="text-align: left; line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt;">(1)</font></div>
        </td>
        <td style="width: 96.38%; vertical-align: top;">
          <div style="text-align: left; line-height: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 7pt;">The yield on loans at March 31, 2019, does not include the impact of the adjustments to the accretable yield (income) on loans acquired
              in the FDIC-assisted transactions.&#160; See &#8220;Net Interest Income&#8221; for a discussion of the effect on results of operations for the three months ended March 31, 2019.</font></div>
        </td>
      </tr>

  </table>
  <div style="line-height: 8pt;"><br style="line-height: 8pt;">
  </div>
  <div style="line-height: 8pt;"><br style="line-height: 8pt;">
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-family: Arial,&quot;sans-serif&quot;; font-size: 11pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;" id="DSPFPageNumber">14</font></div>
    <div style="page-break-after: always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="background-color: #ffffff; border-width: 0px; clear: both; color: #ffffff; height: 0px; margin: 4px 0px; width: 100%;"></div>
  </div>
  <div style="line-height: 8pt;"><br style="line-height: 8pt;">
  </div>
  <div style="line-height: 8pt;"><br style="line-height: 8pt;">
  </div>
  <div style="line-height: 8pt;"><br style="line-height: 8pt;">
  </div>
  <div style="line-height: 8pt;"><br style="line-height: 8pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;"><u>NON-GAAP FINANCIAL MEASURES</u></font></font></div>
  <div style="text-align: left; line-height: 12.55pt; margin-top: 6.3pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;">This document contains certain financial information determined by methods other than in accordance with accounting
      principles generally accepted in the United States (&#8220;GAAP&#8221;). These non-GAAP financial measures include core net interest income, core net interest margin and the tangible common equity to tangible assets ratio.</font></div>
  <div style="text-align: left; line-height: 12.55pt; margin-top: 6.3pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;">We calculate core net interest income and core net interest margin by subtracting the impact of adjustments regarding
      changes in expected cash flows related to pools of loans we acquired through FDIC-assisted transactions from reported net interest income and net interest margin. Management believes that core net interest income and core net interest margin are
      useful in assessing the Company&#8217;s core performance and trends, in light of the fluctuations that can occur related to updated estimates of the fair value of the loan pools acquired in the 2009, 2011, 2012 and 2014 FDIC-assisted transactions.</font></div>
  <div style="text-align: left; line-height: 12.55pt; margin-top: 6.3pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;">In calculating the ratio of tangible common equity to tangible assets, we subtract period-end intangible assets from
      common equity and from total assets.&#160; Management believes that the presentation of this measure excluding the impact of intangible assets provides useful supplemental information that is helpful in understanding our financial condition and results of
      operations, as it provides a method to assess management&#8217;s success in utilizing our tangible capital as well as our capital strength.&#160; Management also believes that providing a measure that excludes balances of intangible assets, which are subjective
      components of valuation, facilitates the comparison of our performance with the performance of our peers.&#160; In addition, management believes that this is a standard financial measure used in the banking industry to evaluate performance.</font></div>
  <div style="text-align: left; line-height: 12.55pt; margin-top: 6.3pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;">These non-GAAP financial measures are supplemental and are not a substitute for any analysis based on GAAP financial
      measures. Because not all companies use the same calculation of non-GAAP measures, this presentation may not be comparable to other similarly titled measures as calculated by other companies.</font></div>
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  <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Non-GAAP Reconciliation:&#160; Core Net Interest Income and Core Net Interest Margin</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" border="0" style="line-height: 10.4pt; width: 80%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;" id="z1bac6ead619c4d86adc0ff3871bc32bf">

      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 48%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="14">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Three Months Ended</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 48%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="14">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">March 31,</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 48%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="6">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;"> 2019</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="6">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">2018</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 48%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="14">
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 48%;">
          <div style="text-align: left; text-indent: -5.4pt; margin-right: 14.4pt; margin-left: 9pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Reported net interest income/ margin</font></div>
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        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">44,605</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">4.06</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">%</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">39,438</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">3.93</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">%</font></div>
        </td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 48%; padding-bottom: 2px;">
          <div style="text-align: left; text-indent: -4.5pt; margin-right: 14.4pt; margin-left: 8.1pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Less:&#160; Impact of loss share adjustments</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="display: inline-block; font-size: 1px; width: 14.35pt;" id="TRGRRTFtoHTMLTab"></font><font style="font-family: Arial, sans-serif;
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">0.13</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="display: inline-block; font-size: 1px; width: 14.35pt;" id="TRGRRTFtoHTMLTab"></font><font style="font-family: Arial, sans-serif;
                font-size: 9pt;">1,157</font></font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">0.12</font></font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 48%; padding-bottom: 4px;">
          <div style="text-align: left; text-indent: -5.4pt; margin-right: 14.4pt; margin-left: 9pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Core net interest income/ margin</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: 4px double rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">43,093</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: 4px double rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">3.93</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">%</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: 4px double rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">38,281</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: 4px double rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">3.81</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">%</font></div>
        </td>
      </tr>

  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Non-GAAP Reconciliation:&#160; Ratio of Tangible Common Equity to Tangible Assets</font></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" border="0" style="line-height: 10.4pt; width: 70%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;" id="zbe8fb1a48db749938622bb1180211c65">

      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">March 31,</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">December 31,</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 64%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;"> 2019</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">2018</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="6">
          <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">(Dollars in thousands)</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%;">
          <div style="text-align: left; text-indent: -5.4pt; margin-right: 14.4pt; margin-left: 9pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Common equity at period end</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 15%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">543,635</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 15%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">531,977</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; padding-bottom: 2px;">
          <div style="text-align: left; text-indent: -4.5pt; margin-right: 14.4pt; margin-left: 8.1pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Less:&#160; Intangible assets at period end</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 15%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="display: inline-block; font-size: 1px; width: 14.35pt;" id="TRGRRTFtoHTMLTab"></font><font style="font-family: Arial, sans-serif;
                font-size: 9pt;">8,963</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 15%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="display: inline-block; font-size: 1px; width: 14.35pt;" id="TRGRRTFtoHTMLTab"></font><font style="font-family: Arial, sans-serif;
                font-size: 9pt;">9,288</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; padding-bottom: 4px;">
          <div style="text-align: left; text-indent: -5.4pt; margin-right: 14.4pt; margin-left: 9pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Tangible common equity at period end&#160; (a)</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 15%; border-bottom: 4px double rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">534,672</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 15%; border-bottom: 4px double rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">522,689</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 15%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 15%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%;">
          <div style="text-align: left; text-indent: -5.4pt; margin-right: 14.4pt; margin-left: 9pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Total assets at period end</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 15%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">4,778,220</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 15%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">4,676,200</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; padding-bottom: 2px;">
          <div style="text-align: left; text-indent: -4.5pt; margin-right: 14.4pt; margin-left: 8.1pt; line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">Less:&#160; Intangible assets at period end</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 15%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
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          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
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        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
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      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 15%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 15%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; padding-bottom: 4px;">
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        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 15%; border-bottom: 4px double rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">11.21</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">%</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 15%; border-bottom: 4px double rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">11.20</font></font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">%</font></div>
        </td>
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end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
