<SEC-DOCUMENT>0000927089-19-000300.txt : 20190718
<SEC-HEADER>0000927089-19-000300.hdr.sgml : 20190718
<ACCEPTANCE-DATETIME>20190718170123
ACCESSION NUMBER:		0000927089-19-000300
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		3
CONFORMED PERIOD OF REPORT:	20190717
ITEM INFORMATION:		Results of Operations and Financial Condition
FILED AS OF DATE:		20190718
DATE AS OF CHANGE:		20190718

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			GREAT SOUTHERN BANCORP, INC.
		CENTRAL INDEX KEY:			0000854560
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				431524856
		STATE OF INCORPORATION:			MD
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-18082
		FILM NUMBER:		19961805

	BUSINESS ADDRESS:	
		STREET 1:		1451 E BATTLEFIELD
		CITY:			SPRINGFIELD
		STATE:			MO
		ZIP:			65804
		BUSINESS PHONE:		417-887-4400

	MAIL ADDRESS:	
		STREET 1:		P O BOX 9009
		CITY:			SPRINGFIELD
		STATE:			MO
		ZIP:			65808-9009

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	GREAT SOUTHERN BANCORP INC
		DATE OF NAME CHANGE:	19920703
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>form8k.htm
<DESCRIPTION>FORM 8-K
<TEXT>
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  <br>
  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial; font-size: 12pt; text-align: center;">UNITED STATES<br>
    SECURITIES AND EXCHANGE COMMISSION<br>
    Washington, D.C. 20549</div>
  <br style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 14.6667px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial;">
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    CURRENT REPORT</div>
  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 14.6667px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial; font-size: 12pt; text-align: center;">Pursuant to Section 13 or 15(d) of the<br>
    Securities Exchange Act of 1934</div>
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  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial; font-size: 12pt; text-align: center;">Date of Report (Date of earliest event
    reported)</div>
  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 14.6667px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial; font-size: 12pt; text-align: center;">July 17, 2019</div>
  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 14.6667px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial; text-align: center;">&#160;</div>
  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 14.6667px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial; text-align: center;">&#160;</div>
  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial; font-size: 12pt; border-bottom: 2px solid rgb(0, 0, 0); text-align: center;">GREAT








    SOUTHERN BANCORP, INC.</div>
  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial; font-size: 12pt; text-align: center;">(Exact name of Registrant as specified in
    its Charter)</div>
  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 14.6667px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 14.6667px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 14.6667px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 14.6667px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial; text-align: center;">
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            <div style="font-size: 12pt; text-align: center;">0-18082</div>
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          <td style="width: 76px; padding-bottom: 2px;">
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            <div style="font-size: 12pt; text-align: center;">43-1524856</div>
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          <td style="width: 609px;">
            <div style="font-size: 12pt; text-align: center;">(State or other jurisdiction of<br>
              incorporation)</div>
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          <td style="width: 77px;">
            <div style="text-align: center;">&#160;</div>
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          <td style="width: 571px;">
            <div style="font-size: 12pt; text-align: center;">(Commission File No.)</div>
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          <td style="width: 76px;">
            <div style="text-align: center;">&#160;</div>
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  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 14.6667px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial; text-align: center;">
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            <div style="font-size: 12pt; text-align: center;">1451 East Battlefield, Springfield, Missouri</div>
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            <div style="font-size: 12pt; text-align: center;">65804</div>
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          <td style="width: 895px;">
            <div style="font-size: 12pt; text-align: center;">(Address of principal executive offices)</div>
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          <td style="font-size: 12pt; width: 152px;">&#160;</td>
          <td style="width: 856px;">
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  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 14.6667px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 14.6667px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 14.6667px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial;">&#160;</div>
  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial; font-size: 12pt; border-bottom: 2px solid rgb(0, 0, 0); text-align: center;">Registrant's








    telephone number, including area code: (417) 887-4400</div>
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  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 14.6667px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial; text-align: center;">&#160;</div>
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  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial; font-size: 12pt; border-bottom: 2px solid rgb(0, 0, 0); text-align: center;">N/A</div>
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    since last report)</div>
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  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 14.6667px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial;"><br>
    <font style="font-size: 12pt;">&#160;</font></div>
  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial; font-size: 12pt;">Check the appropriate box below if the Form
    8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:</div>
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          <td style="font-size: 12pt; width: 77px;">&#9744;</td>
          <td style="font-size: 12pt; width: 19px;">&#160;</td>
          <td style="font-size: 12pt; width: 1807px; vertical-align: top; text-align: left;">Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</td>
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        <tr>
          <td style="font-size: 12pt; width: 77px;">&#9744;</td>
          <td style="font-size: 12pt; width: 19px; text-align: left;">&#160;</td>
          <td style="font-size: 12pt; width: 1807px; vertical-align: top; text-align: left;">Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</td>
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        <tr>
          <td style="font-size: 12pt; width: 77px;">&#9744;</td>
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          <td style="font-size: 12pt; width: 1807px; vertical-align: top; text-align: left;">Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</td>
        </tr>
        <tr>
          <td style="font-size: 12pt; width: 77px;">&#9744;</td>
          <td style="font-size: 12pt; width: 19px; text-align: left;">&#160;</td>
          <td style="font-size: 12pt; width: 1807px; vertical-align: top; text-align: left;">Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</td>
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  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 14.6667px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial;">&#160;<br>
    <div>Securities registered pursuant to Section 12(b) of the Act:</div>
    <br>
  </div>
  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 14.6667px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial;">
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        <tr>
          <td style="width: 33.33%; border-top: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">
            <div style="font-weight: normal; text-align: center;">&#160;Title of each class<br>
            </div>
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          <td style="width: 33.33%; border-top: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">
            <div style="font-weight: normal; text-align: center;">&#160;Trading Symbol(s)<br>
            </div>
          </td>
          <td style="width: 33.33%; border-top: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0);">
            <div style="font-weight: normal; text-align: center;">&#160;Name of each exchange on which registered<br>
            </div>
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        </tr>
        <tr>
          <td style="width: 33.33%; border-top: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="font-weight: normal; text-align: center;">Common Stock, par value $0.01 per share<br>
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          <td style="width: 33.33%; border-top: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="font-weight: normal; text-align: center;">GSBC <br>
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          <td style="width: 33.33%; border-color: rgb(0, 0, 0); border-style: solid; border-width: 2px;">
            <div style="font-weight: normal; text-align: center;">The NASDAQ Stock Market LLC<br>
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    </table>
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  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 14.6667px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial;"> <br>
  </div>
  <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 14.6667px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; background-color: rgb(255, 255, 255); text-decoration-style: initial; text-decoration-color: initial;">
    <div style="font-size: 12pt; font-family: 'Times New Roman', serif; color: rgb(35, 31, 32); text-align: left; margin-left: 2pt; line-height: 12.55pt;">Indicate by check mark whether the registrant is an emerging growth company as de&#64257;ned in Rule 405 of
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    <div style="font-size: 12pt; font-family: 'Times New Roman', serif; color: rgb(35, 31, 32); text-align: right; line-height: 12.55pt; margin-right: 59.7pt;">Emerging growth company &#9744;</div>
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    <div style="font-size: 12pt; font-family: 'Times New Roman', serif; color: rgb(35, 31, 32); text-align: left; margin-left: 2pt; line-height: 12.55pt;"> <br>
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    <div style="font-size: 12pt; font-family: 'Times New Roman', serif; color: rgb(35, 31, 32); text-align: left; margin-left: 2pt; line-height: 12.55pt;"> <font style="font-weight: bold;">Item 2.02.&#160;&#160;<u>Results of Operations and Financial Condition</u></font><u>
      </u></div>
    <u> </u>
    <div style="font-size: 12pt; font-family: 'Times New Roman', serif; color: rgb(35, 31, 32); text-align: left; margin-left: 2pt; line-height: 12.55pt;"><u> </u><br>
    </div>
    <div style="font-size: 12pt; font-family: 'Times New Roman', serif; color: rgb(35, 31, 32); text-align: left; margin-left: 2pt; line-height: 12.55pt;">
      <div style="font-family: 'Times New Roman',Times,serif;"><font class="HorizontalTab" style="width: 9pt; font-size: 1px; display: inline-block;">&#160;</font><font class="HorizontalTab" style="width: 9pt; font-size: 1px; display: inline-block;">&#160;</font><font class="HorizontalTab" style="width: 9pt; font-size: 1px; display: inline-block;">&#160;</font>On July 17, 2019, the Registrant issued a press release reporting&#160;preliminary financial results for the second quarter of the fiscal year ending December 31,
        2019. A copy of the press release, including unaudited financial information released as a part thereof, is attached as Exhibit 99.1 to this Current Report on Form 8-K and incorporated herein by reference.</div>
      <div style="font-family: 'Times New Roman',Times,serif;"> <br>
      </div>
      <div style="font-family: 'Times New Roman',Times,serif;"><font style="font-weight: bold;">Item 9.01.&#160;&#160;<u>Financial Statements and Exhibits</u></font><br>
        <br>
      </div>
      <div>
        <div>&#160;
          <table cellspacing="0" cellpadding="0" border="0" id="zeb7d966a899a44ba87a65cc4800cc8ac" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; color: #000000; width: 100%;">

              <tr>
                <td style="width: 10%;">
                  <div style="font-size: 12pt; font-weight: bold;"><u>Exhibit Number<br>
                    </u></div>
                </td>
                <td style="width: 1%;"> <br>
                </td>
                <td style="width: 78%;">
                  <div style="font-size: 12pt; font-weight: bold;"><u>Description</u></div>
                </td>
              </tr>
              <tr>
                <td style="width: 10%;">
                  <div style="font-size: 12pt;">&#160;99.1</div>
                </td>
                <td style="width: 1%;">
                  <div style="font-size: 12pt;">&#160;</div>
                </td>
                <td style="width: 78%;">
                  <div style="font-size: 12pt;"><a href="pr.htm">Press Release dated July 17, 2019</a><br>
                  </div>
                </td>
              </tr>

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        <div>&#160;</div>
        <div style="font-family: Times New Roman; font-weight: bold; text-align: center;">SIGNATURES</div>
        <div style="TEXT-ALIGN: center">&#160;</div>
        <div style="font-family: Times New Roman;">Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned thereunto duly authorized.</div>
        <div style="font-family: Times New Roman;"><br>
          &#160;</div>
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                <td style="font-size: 12pt; width: 5%;">&#160;</td>
                <td style="font-size: 12pt; width: 37%;"><br>
                </td>
                <td colspan="2" style="font-size: 12pt; width: 5%; vertical-align: top; font-weight: bold; text-align: left;">GREAT SOUTHERN BANCORP, INC.</td>
              </tr>
              <tr valign="top">
                <td style="font-size: 12pt; width: 5%;">&#160;</td>
                <td style="font-size: 12pt; width: 37%;"><br>
                </td>
                <td style="font-size: 12pt; width: 5%; text-align: center;"><br>
                </td>
                <td style="WIDTH: 53%"><br>
                </td>
              </tr>
              <tr valign="top">
                <td style="font-size: 12pt; width: 5%;">Date:</td>
                <td style="font-size: 12pt; width: 37%;">July 18, 2019 <br>
                </td>
                <td style="font-size: 12pt; width: 5%; text-align: center;">By:</td>
                <td style="WIDTH: 53%">
                  <div style="font-size: 12pt; text-decoration: underline;">/s/ Joseph W. Turner&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </div>
                </td>
              </tr>
              <tr valign="top">
                <td style="font-size: 12pt; width: 5%;">&#160;</td>
                <td style="font-size: 12pt; width: 37%;">&#160;</td>
                <td style="font-size: 12pt; width: 5%;">&#160;</td>
                <td style="font-size: 12pt; width: 53%;">Joseph W. Turner, President&#160;</td>
              </tr>
              <tr valign="top">
                <td style="font-size: 12pt; width: 5%;">&#160;</td>
                <td style="font-size: 12pt; width: 37%;">&#160;</td>
                <td style="font-size: 12pt; width: 5%;">&#160;</td>
                <td style="font-size: 12pt; width: 53%;">and Chief Executive Officer&#160;</td>
              </tr>

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        <br>
        <div>&#160;</div>
      </div>
    </div>
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<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>2
<FILENAME>pr.htm
<DESCRIPTION>PRESS RELEASE
<TEXT>
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  <div style="text-align: right;"><font style="font-weight: bold;"><a name="EXHIBIT99.1"><!--Anchor--></a>EXHIBIT 99.1</font><br>
  </div>
  <div style="text-align: right;"> <br>
  </div>
  <div style="text-align: center;"> <img src="image00001.jpg">
    <div style="text-align: left;"><br>
    </div>
    <div style="text-align: left;">
      <table cellspacing="0" cellpadding="0" id="z776c3d358f8e405a9ec22182424928ee" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

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            <td style="width: 33.33%; vertical-align: top;">
              <div>July 17, 2019</div>
            </td>
            <td style="width: 33.33%; vertical-align: top;">&#160;</td>
            <td style="width: 33.33%; vertical-align: top;">
              <div style="text-align: right; font-family: 'Times New Roman',Times,serif;">FOR IMMEDIATE RELEASE</div>
            </td>
          </tr>
          <tr>
            <td style="width: 33.33%; vertical-align: top;">&#160;</td>
            <td style="width: 33.33%; vertical-align: top;">&#160;</td>
            <td style="width: 33.33%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 100%; vertical-align: top;" colspan="3">
              <div>CONTACT: Kelly Polonus, Great Southern, (417) 895-5242</div>
            </td>
          </tr>
          <tr>
            <td style="width: 100%; vertical-align: top;" colspan="3">
              <div style="color: #0000FF;">kpolonus@greatsouthernbank.com</div>
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      </table>
      <div> <br>
      </div>
      <div>
        <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-size: 11pt; font-weight: bold;">Great Southern Bancorp, Inc. Reports Preliminary Second Quarter Earnings of</div>
        <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-size: 11pt; font-weight: bold;">$1.28 Per Diluted Common Share</div>
        <div style="font-size: 11pt;"><br>
        </div>
        <div style="font-family: 'Times New Roman',Times,serif; font-size: 11pt; font-weight: bold;">Preliminary Financial Results and Other Matters for the Quarter and Six Months Ended June 30, 2019:</div>
        <div style="font-family: 'Times New Roman',Times,serif; font-size: 11pt;">&#160;</div>
        <div>
          <table cellspacing="0" cellpadding="0" id="zc67d02ee4ef746d9bcd3ce2abaa3e6ba" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

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                  <div style="margin-left: 18pt; font-family: 'Times New Roman',Times,serif;">&#8226;</div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div><font style="font-size: 11pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;"><u>Significant Unusual Income or Expense Item</u></font><font style="font-size: 11pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;">:</font><font style="font-size: 11pt; font-family: 'Times New Roman',Times,serif; color: rgb(91, 91, 91);">&#160;</font><font style="font-size: 11pt;">During the three months ended June 30, 2019, the Company recorded
                      contribution expense totaling $250,000 for its pledge of contributions covering the next ten years related to the Siouxland Expo Center in Sioux City, Iowa.&#160; This item was included in the Consolidated Statements of Income within
                      &#8220;Non-Interest Expense &#8211; Other Operating Expenses.&#8221;&#160; The impact of this item, after the effect of the full tax rate for the Company, decreased earnings per common share by approximately 1.3 cents.</font></div>
                </td>
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                <td style="width: 36pt; vertical-align: top; font-size: 11pt;">
                  <div style="margin-left: 18pt; font-family: 'Times New Roman',Times,serif;">&#8226;</div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div><font style="font-size: 11pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;"><u>Total Loans</u></font><font style="font-size: 11pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;">:</font><font style="font-size: 11pt;">&#160; Total gross loans (including the undisbursed portion of loans), excluding FDIC-assisted acquired loans and mortgage loans held for sale, increased $42.2 million, or 0.9%, from December 31, 2018, to June 30,
                      2019.&#160; This increase was primarily in commercial real estate loans, owner occupied one- to four-family residential loans and other residential (multi-family) loans.&#160; These increases were partially offset by decreases in construction
                      loans and consumer auto loans.&#160; Total gross loans increased $53.6 million from March 31, 2019. The FDIC-acquired loan portfolios had net decreases totaling $16.0 million during the six months ended June 30, 2019.&#160; Outstanding net loan
                      receivable balances increased $123.5 million, from $3.99 billion at December 31, 2018 to $4.11 billion at June 30, 2019, and increased $62.1 million from March 31, 2019.</font></div>
                </td>
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                  <div style="margin-left: 18pt; font-family: 'Times New Roman',Times,serif;">&#8226;</div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div><font style="font-size: 11pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;"><u>Asset Quality</u></font><font style="font-size: 11pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;">:&#160; </font><font style="font-size: 11pt;">Non-performing assets and potential problem loans, excluding those acquired in FDIC-assisted transactions (which are accounted for and analyzed as loan pools rather than individual loans), totaled $20.9
                      million at June 30, 2019, an increase of $5.5 million from $15.4 million at March 31, 2019.&#160; Non-performing assets at June 30, 2019 were $15.9 million (0.33% of total assets), up $5.6 million from $10.3 million (0.22% of total assets)
                      at March 31, 2019.</font></div>
                </td>
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        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="zf934936a35d545918102444245f76343" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

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                  <div style="margin-left: 18pt; font-family: 'Times New Roman',Times,serif;">&#8226;</div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div><font style="font-size: 11pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;"><u>Net Interest Income</u></font><font style="font-size: 11pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;">: </font><font style="font-size: 11pt;"> Net interest income for the second quarter of 2019 increased $3.7 million to $44.9 million compared to $41.2 million for the second quarter of 2018.&#160; Net interest income was $44.6 million for the first
                      quarter of 2019.&#160; Net interest margin was 3.97% for the quarter ended June 30, 2019, compared to 3.94% for the second quarter of 2018 and 4.06% for the quarter ended March 31, 2019.&#160; The increase in net interest margin compared to the
                      prior year second quarter is primarily due to increased yields in most loan categories and higher overall yields on investments and interest-earning deposits at the Federal Reserve Bank, largely offset by an increase in the average
                      interest rate paid on deposits and other borrowings.&#160; The decrease in net interest margin compared to the first quarter of 2019 was due to an increase in the average interest rates paid on deposits.&#160; The positive impact on net
                      interest margin from the additional yield accretion on acquired loan pools that was recorded during the period was 12, 10 and 13 basis points for the quarters ended June 30, 2019, June 30, 2018, and March 31, 2019, respectively.&#160; For
                      further discussion of the additional yield accretion of the discount on acquired loan pools, see &#8220;Net Interest Income.&#8221;</font></div>
                </td>
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        <div>
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                <td style="width: 36pt; vertical-align: top; font-size: 11pt;">
                  <div style="margin-left: 18pt; font-family: 'Times New Roman',Times,serif;">&#8226;</div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div><font style="font-size: 11pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;"><u>Capital</u></font><font style="font-size: 11pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;">:</font><font style="font-size: 11pt;">&#160; The capital position of the Company continues to be strong, significantly exceeding the thresholds established by regulators.&#160; On a preliminary basis, as of June 30, 2019, the Company&#8217;s Tier 1 Leverage Ratio
                      was 11.5%, Common Equity Tier 1 Capital Ratio was 11.5%, Tier 1 Capital Ratio was 12.0%, and Total Capital Ratio was 14.5%.</font></div>
                </td>
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      <div> <br>
      </div>
      <div> <br>
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      <div>
        <div>Springfield, Mo. &#8211; Great Southern Bancorp, Inc. (NASDAQ:GSBC), the holding company for Great Southern Bank, today reported that preliminary earnings for the three months ended June 30, 2019, were $1.28 per diluted common share ($18.4 million
          available to common shareholders) compared to $0.97 per diluted common share ($13.8 million available to common shareholders) for the three months ended June 30, 2018.</div>
        <div><br>
        </div>
        <div>Preliminary earnings for the six months ended June 30, 2019, were $2.52 per diluted common share ($36.0 million available to common shareholders) compared to $1.91 per diluted common share ($27.3 million available to common shareholders) for
          the six months ended June 30, 2018.</div>
        <div><br>
        </div>
        <div>For the quarter ended June 30, 2019, annualized return on average common equity was 13.24%, return on average assets was 1.52%, and net interest margin was 3.97%, compared to 11.32%, 1.23% and 3.94%, respectively, for the quarter ended June
          30, 2018.&#160; For the six months ended June 30, 2019, annualized return on average common equity was 13.18%, return on average assets was 1.51%, and net interest margin was 4.02%, compared to 11.27%, 1.23% and 3.93%, respectively, for the six months
          ended June 30, 2018.</div>
        <div><br>
        </div>
        <div>President and CEO Joseph W. Turner commented, &#8220;Coming off of a very solid performance in the first three months of 2019, we again achieved excellent earnings during the second quarter.&#160; Return on average assets and return on common equity were
          strong at 1.52% and 13.24%, respectively.&#160; Our efficiency ratio of 54.50% improved further from the first quarter of 2019 and compared to the year ago quarter, reflecting net interest income increases and our sharp focus on expense containment.&#160;
          Capital remains strong and our book value per share continues to grow.&#160; Net interest margin was 3.97% in the second quarter of 2019, compared to 4.06% in the first quarter of 2019 and 3.94% in the 2018 second quarter. Compared to the 2019 first
          quarter, compression in our margin was caused primarily by higher average interest rates on deposits and borrowings and slightly lower yields on loans due to lower LIBOR interest rates.</div>
        <div><br>
        </div>
        <div>&#8220;Credit quality metrics remain good and classified assets are at low levels.&#160; We always anticipate that non-performing asset totals will fluctuate from time to time.&#160; As such, in the second quarter, we saw a modest increase in non-performing
          loans, which was primarily related to one borrower relationship. A portion of this relationship has been included in our watchlist for some time and was originated several years ago.&#8221;</div>
        <div><br>
        </div>
        <div>Turner continued, &#8220;We experienced healthy loan growth during the quarter. Outstanding net loan receivable balances grew by $123.5 million from the end of 2018, and increased $62.1 million from March 31, 2019. Total gross loan balances, which
          include unfunded loans, increased $42.2 million from the end of 2018, and grew $53.6 from the end of the first quarter of 2019.&#160; Loan growth was primarily in commercial real estate loans, commercial construction loans, one- to four-family
          residential loans and multi-family loans.&#160; Our loan pipeline continues to be strong across the franchise.&#8221;</div>
        <div><br>
        </div>
        <div style="font-family: 'Times New Roman',Times,serif; font-size: 9pt; font-weight: bold;">Selected Financial Data:</div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman',Times,serif; font-size: 10pt; text-align: left; color: rgb(0, 0, 0); width: 100%;" id="z28b9db3dd2664879ad98487af574aba2">

            <tr>
              <td valign="bottom" style="vertical-align: top; font-size: 9pt;">
                <div>(In thousands, except per share data)</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="6">
                <div style="text-align: center; font-size: 9pt; font-weight: bold;">Three Months Ended</div>
                <div style="text-align: center; font-size: 9pt; font-weight: bold;">June 30,</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="6">
                <div style="text-align: center; font-size: 9pt; font-weight: bold;">Six Months Ended</div>
                <div style="text-align: center; font-size: 9pt; font-weight: bold;">June 30,</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: top; font-size: 9pt;">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
              <td style="border-bottom: 1px solid rgb(0, 0, 0); vertical-align: bottom; font-size: 9pt;" colspan="2">
                <div style="text-align: center; font-weight: bold;"> 2019</div>
              </td>
              <td style="border-bottom: 1px solid rgb(0, 0, 0); vertical-align: bottom; white-space: nowrap; font-size: 9pt;" colspan="1">&#160;</td>
              <td style="border-bottom: 1px solid rgb(0, 0, 0); vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
              <td style="border-bottom: 1px solid rgb(0, 0, 0); vertical-align: bottom; font-size: 9pt;" colspan="2">
                <div style="text-align: center; font-weight: bold;">2018</div>
              </td>
              <td style="border-bottom: 1px solid rgb(0, 0, 0); vertical-align: bottom; white-space: nowrap; font-size: 9pt;" colspan="1">&#160;</td>
              <td style="border-bottom: 1px solid rgb(0, 0, 0); vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
              <td style="border-bottom: 1px solid rgb(0, 0, 0); vertical-align: bottom; font-size: 9pt;" colspan="2">
                <div style="text-align: center; font-weight: bold;">2019</div>
              </td>
              <td style="border-bottom: 1px solid rgb(0, 0, 0); vertical-align: bottom; white-space: nowrap; font-size: 9pt;" colspan="1">&#160;</td>
              <td style="border-bottom: 1px solid rgb(0, 0, 0); vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
              <td style="border-bottom: 1px solid rgb(0, 0, 0); vertical-align: bottom; font-size: 9pt;" colspan="2">
                <div style="text-align: center; font-weight: bold;">2018</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%; font-size: 9pt;">
                <div>Net interest income</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">
                <div>$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">
                <div>44,921</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">
                <div>$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">
                <div>41,212</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">
                <div>$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">
                <div>89,526</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">
                <div>$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">
                <div>80,651</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%; font-size: 9pt;">
                <div style="text-indent: -10.8pt; margin-left: 10.8pt;">Provision for loan losses</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">
                <div>1,600</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">
                <div>1,950</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">
                <div>3,550</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">
                <div>3,900</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%; font-size: 9pt;">
                <div style="text-indent: -10.8pt; margin-left: 10.8pt;">Non-interest income</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">
                <div>7,157</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">
                <div>7,459</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">
                <div>14,607</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">
                <div>14,394</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%; font-size: 9pt;">
                <div style="text-indent: -10.8pt; margin-left: 10.8pt;">Non-interest expense</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">
                <div>28,383</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">
                <div>29,915</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">
                <div>56,877</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">
                <div>58,228</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%; padding-bottom: 1px; font-size: 9pt;">
                <div style="text-indent: -9pt; margin-left: 9pt;">Provision for income taxes</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">
                <div>3,720</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">
                <div>2,967</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">
                <div>7,718</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">
                <div>5,612</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%; padding-bottom: 3px;">
                <div style="font-size: 9pt;">Net income and net income available to</div>
                <div style="font-size: 9pt;">&#160;&#160;&#160;common shareholders</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0); font-size: 9pt;" colspan="1">
                <div>$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 3px double rgb(0, 0, 0); font-size: 9pt;" colspan="1">
                <div>18,375</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0); font-size: 9pt;" colspan="1">
                <div>$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 3px double rgb(0, 0, 0); font-size: 9pt;" colspan="1">
                <div>13,839</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0); font-size: 9pt;" colspan="1">
                <div>$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 3px double rgb(0, 0, 0); font-size: 9pt;" colspan="1">
                <div>35,988</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0); font-size: 9pt;" colspan="1">
                <div>$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 3px double rgb(0, 0, 0); font-size: 9pt;" colspan="1">
                <div>27,305</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%; padding-bottom: 3px; font-size: 9pt;">
                <div style="text-indent: -21.6pt; margin-left: 21.6pt;">Earnings per diluted common share</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0); font-size: 9pt;" colspan="1">
                <div>$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 3px double rgb(0, 0, 0); font-size: 9pt;" colspan="1">
                <div>1.28</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0); font-size: 9pt;" colspan="1">
                <div>$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 3px double rgb(0, 0, 0); font-size: 9pt;" colspan="1">
                <div>0.97</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0); font-size: 9pt;" colspan="1">
                <div>$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 3px double rgb(0, 0, 0); font-size: 9pt;" colspan="1">
                <div>2.52</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0); font-size: 9pt;" colspan="1">
                <div>$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 3px double rgb(0, 0, 0); font-size: 9pt;" colspan="1">
                <div>1.91</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%; font-size: 9pt;">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            </tr>

        </table>
      </div>
      <div><font style="font-size: 9pt;"> </font><br>
      </div>
      <div> <br>
      </div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div style="page-break-after: always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #84312f; background-color: #84312f;"></div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">3</font></div>
      </div>
      <div> <br>
      </div>
      <div>
        <div><u>N<font style="font-size: 11pt;">ET INTEREST INCOME</font></u></div>
        <div style="font-size: 11pt;"><br>
        </div>
        <div style="font-family: 'Times New Roman',Times,serif; font-size: 11pt;">Net interest income for the second quarter of 2019 increased $3.7 million to $44.9 million compared to $41.2 million for the second quarter of 2018.&#160; Net interest margin was
          3.97% in the second quarter of 2019, compared to 3.94% in the same period of 2018, an increase of three basis points.&#160; For the three months ended June 30, 2019, the net interest margin decreased nine basis points compared to the net interest
          margin of 4.06% in the three months ended March 31, 2019.&#160; The increase in the margin from the prior year second quarter was primarily the result of increased yields in most loan categories and higher overall yields on investments and
          interest-earning deposits at the Federal Reserve Bank and an increase in the additional yield accretion recognized in conjunction with updated estimates of the fair value of the acquired loan pools compared to the prior year period, significantly
          offset by an increase in the average interest rate on deposits and other borrowings.&#160; The decrease in the margin from the three months ended March 31, 2019, was primarily the result of higher average interest rates on deposits and slightly lower
          yields on loans and investments. The average interest rate spread was 3.64% for the three months ended June 30, 2019, compared to 3.72% for the three months ended June 30, 2018 and 3.75% for the three months ended March 31, 2019.</div>
        <div style="font-size: 11pt;"><br>
        </div>
        <div style="font-family: 'Times New Roman',Times,serif; font-size: 11pt;">Net interest income for the six months ended June 30, 2019 increased $8.8 million to $89.5 million compared to $80.7 million for the six months ended June 30, 2018.&#160; Net
          interest margin was 4.02% in the six months ended June 30, 2019, compared to 3.93% in the same period of 2018, an increase of nine basis points.&#160; The average interest rate spread was 3.69% for the six months ended June 30, 2019, compared to 3.73%
          for the six months ended June 30, 2018.</div>
        <div style="font-size: 11pt;"><br>
        </div>
        <div style="font-family: 'Times New Roman',Times,serif; font-size: 11pt;">In October 2018, the Company entered into an interest rate swap transaction as part of its ongoing interest rate management strategies to hedge the risk of its floating rate
          loans.&#160; The notional amount of the swap is $400 million with a termination date in October 2025.&#160; Under the terms of the swap, the Company receives a fixed rate of interest of 3.018% and pays a floating rate of interest equal to one-month
          USD-LIBOR.&#160; The floating rate resets monthly and net settlements of interest due to/from the counterparty also occur monthly.&#160; The initial floating rate of interest was set at 2.277%, with monthly adjustments to the floating rate occurring after
          that time.&#160; To the extent that the fixed rate continues to exceed one-month USD-LIBOR, the Company will receive net interest settlements, which will be recorded as loan interest income.&#160; If one-month USD-LIBOR exceeds the fixed rate of interest
          in future periods, the Company will be required to pay net settlements to the counterparty and will record those net payments as a reduction of interest income on loans.&#160; The Company recorded loan interest income related to this swap transaction
          of $568,000 and $1.1 million, respectively, in the three and six months ended June 30, 2019.</div>
        <div style="font-size: 11pt;"><br>
        </div>
        <div style="font-family: 'Times New Roman',Times,serif; font-size: 11pt;">The Company&#8217;s net interest margin has been positively impacted by significant additional yield accretion recognized in conjunction with updated estimates of the fair value of
          the loan pools acquired in the FDIC-assisted transactions. On an on-going basis, the Company estimates the cash flows expected to be collected from the acquired loan pools. For each of the loan portfolios acquired, the cash flow estimates
          increased during the current and prior periods presented below, based on payment histories and reduced credit loss expectations. This resulted in increased income that has been spread, on a level-yield basis, over the remaining expected lives of
          the loan pools (and, therefore, has decreased over time).&#160; Additional estimated cash flows (reclassification of discounts from non-accretable to accretable) totaling approximately $3.7 million and $5.3 million were recorded in the three and six
          months ended June 30, 2019, respectively, related to these loan pools.</div>
        <div style="font-size: 11pt;"><br>
        </div>
        <div style="font-family: 'Times New Roman',Times,serif; font-size: 11pt;">The impact to income of adjustments on all portfolios acquired in FDIC-assisted transactions for the reporting periods presented is shown below:</div>
        <font style="font-size: 11pt;"><br>
        </font><br>
      </div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div style="page-break-after: always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #84312f; background-color: #84312f;"></div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">4</font></div>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman',Times,serif; font-size: 10pt; text-align: left; color: rgb(0, 0, 0); width: 100%;" id="zff4857f35e844be991c22946c4f93330">

            <tr>
              <td valign="bottom" style="vertical-align: bottom; font-size: 9pt; width: 25%;">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; font-size: 9pt; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="9">
                <div style="text-align: center; font-size: 9pt; font-weight: bold;">Three Months Ended</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 35%;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt; font-size: 9pt; width: 25%;">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt; font-size: 9pt; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 0.5pt solid rgb(0, 0, 0);" colspan="4">
                <div style="text-align: center; font-size: 9pt; font-weight: bold;"> June 30, 2019</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt; font-size: 9pt; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 0.5pt solid rgb(0, 0, 0);" colspan="4">
                <div style="text-align: center; font-size: 9pt; font-weight: bold;">June 30, 2018</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 35%; padding-bottom: 0.5pt;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; font-size: 9pt; width: 25%;">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; font-size: 9pt; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="9">
                <div style="text-align: center; font-size: 9pt;">(In thousands, except basis points data)</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 35%;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 25%; padding-bottom: 1px;">
                <div style="text-indent: -13.35pt; margin-left: 13.35pt; font-size: 9pt;">Impact on net interest income/<br>
                  net interest margin (in basis points)</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
                <div style="font-size: 9pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
                <div style="font-size: 9pt;">1,399</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 8%; padding-bottom: 1px;">
                <div style="font-size: 9pt;">12 bps</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
                <div style="font-size: 9pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
                <div style="font-size: 9pt;">1,070</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 8%; padding-bottom: 1px;">
                <div style="font-size: 9pt;">10 bps</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 35%; padding-bottom: 1px;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 25%; padding-bottom: 3px;">
                <div style="text-indent: 14.4pt; font-size: 9pt;">Net impact to pre-tax income</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                <div style="font-size: 9pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                <div style="font-size: 9pt;">1,399</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: top; width: 8%; padding-bottom: 3px; font-size: 9pt;">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                <div style="font-size: 9pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                <div style="font-size: 9pt;">1,070</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: top; width: 8%; padding-bottom: 3px; font-size: 9pt;">&#160;</td>
              <td valign="bottom" style="vertical-align: top; width: 35%; padding-bottom: 3px; font-size: 9pt;">&#160;</td>
            </tr>

        </table>
        <div><br>
        </div>
        <div><br>
        </div>
        <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman',Times,serif; font-size: 10pt; text-align: left; color: rgb(0, 0, 0); width: 100%;" id="z9fa89d811eca4626a613dca36fac292e">

            <tr>
              <td valign="bottom" style="vertical-align: bottom; font-size: 9pt; width: 25%;">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; font-size: 9pt; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="9" rowspan="1">
                <div style="text-align: center; font-size: 9pt; font-weight: bold;">Six Months Ended</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 35%;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt; font-size: 9pt; width: 25%;">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt; font-size: 9pt; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 0.5pt solid rgb(0, 0, 0);" colspan="4">
                <div style="text-align: center; font-size: 9pt; font-weight: bold;"> June 30, 2019</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt; font-size: 9pt; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 0.5pt solid rgb(0, 0, 0);" colspan="4" rowspan="1">
                <div style="text-align: center; font-size: 9pt; font-weight: bold;">June 30, 2018</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt; width: 35%;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; font-size: 9pt; width: 25%;">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; font-size: 9pt; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="9" rowspan="1">
                <div style="text-align: center; font-size: 9pt;">(In thousands, except basis points data)</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 35%;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 25%; padding-bottom: 1px;">
                <div style="text-indent: -13.35pt; margin-left: 13.35pt; font-size: 9pt;">Impact on net interest income/<br>
                  net interest margin (in basis points)</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
                <div style="font-size: 9pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
                <div style="font-size: 9pt;">2,911</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 8%; padding-bottom: 1px;">
                <div style="font-size: 9pt;">13 bps</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
                <div style="font-size: 9pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
                <div style="font-size: 9pt;">2,227</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 8%; padding-bottom: 1px;">
                <div style="font-size: 9pt;">11 bps</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 35%; padding-bottom: 1px;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 25%; padding-bottom: 3px;">
                <div style="text-indent: 14.4pt; font-size: 9pt;">Net impact to pre-tax income</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                <div style="font-size: 9pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                <div style="font-size: 9pt;">2,911</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: top; width: 8%; padding-bottom: 3px; font-size: 9pt;">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                <div style="font-size: 9pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                <div style="font-size: 9pt;">2,227</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: top; padding-bottom: 3px; font-size: 9pt;" colspan="2">&#160;</td>
            </tr>

        </table>
        <div><br>
        </div>
        <div style="font-family: 'Times New Roman',Times,serif; font-size: 11pt;">Because the balance of these adjustments will be recognized generally over the remaining lives of the loan pools, they will impact future periods as well.&#160; The remaining
          accretable yield adjustment that will affect interest income is $5.1 million.&#160; Of the remaining adjustments affecting interest income, we expect to recognize $2.0 million of interest income during the remainder of 2019.&#160; Additional adjustments
          may be recorded in future periods from the FDIC-assisted transactions, as the Company continues to estimate expected cash flows from the acquired loan pools.</div>
        <div style="font-size: 11pt;"><br>
        </div>
        <div style="font-family: 'Times New Roman',Times,serif; font-size: 11pt;">Excluding the impact of the additional yield accretion, net interest margin for the three and six months ended June 30, 2019, increased one and seven basis points,
          respectively, when compared to the year-ago periods.&#160; The increase in net interest margin in the three and six month periods is primarily due to increased yields in most loan categories and higher overall yields on investments and
          interest-earning deposits at the Federal Reserve Bank, partially offset by an increase in the average interest rates on deposits and borrowings.</div>
        <div style="font-size: 11pt;"><br>
        </div>
        <div style="font-family: 'Times New Roman',Times,serif; font-size: 11pt;">For additional information on net interest income components, see the &#8220;Average Balances, Interest Rates and Yields&#8221; tables in this release.</div>
        <div style="font-size: 11pt;"><br>
        </div>
        <div style="font-family: 'Times New Roman',Times,serif; font-size: 11pt;"><u>NON-INTEREST INCOME</u></div>
        <div style="font-size: 11pt;"><br>
        </div>
        <div style="font-family: 'Times New Roman',Times,serif; font-size: 11pt;">For the quarter ended June 30, 2019, non-interest income decreased $302,000 to $7.2 million when compared to the quarter ended June 30, 2018, primarily as a result of the
          following items:</div>
        <div style="font-size: 11pt;"><br>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z8a86aa5ae9d64c659e42cdfcddb7e1c5" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 36pt; vertical-align: top; font-size: 11pt;">
                  <div style="margin-left: 18pt; font-family: 'Times New Roman',Times,serif;">&#8226;</div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div><font style="font-size: 11pt; font-family: 'Times New Roman',Times,serif;"><u>Service charges and ATM fees</u></font><font style="font-size: 11pt;">:&#160; Service charges and ATM fees decreased $179,000 compared to the prior year
                      quarter.&#160; This decrease was primarily due to a decrease in overdraft and insufficient funds fees on customer accounts.</font></div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z109b4a75190048adbf036f2be6912d25" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
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                  <div style="margin-left: 18pt; font-family: 'Times New Roman',Times,serif;">&#8226;</div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div><font style="font-size: 11pt; font-family: 'Times New Roman',Times,serif;"><u>Net gains on loan sales</u></font><font style="font-size: 11pt;">:&#160; Net gains on loan sales decreased $183,000 compared to the prior year quarter.&#160; The
                      decrease was due to a decrease in originations of fixed-rate loans during the 2019 period compared to the 2018 period.&#160; Fixed rate single-family mortgage loans originated are generally subsequently sold in the secondary market.&#160; In
                      2019, the Company has originated more fixed-to-variable-rate single-family mortgage loans, most of which have been retained in the Company&#8217;s portfolio.</font></div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="zc7f4c1bbe7154f73b5c30188d95b885a" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

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                  <div style="margin-left: 18pt; font-family: 'Times New Roman',Times,serif;">&#8226;</div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div><font style="font-size: 11pt; font-family: 'Times New Roman',Times,serif;"><u>Commissions</u></font><font style="font-size: 11pt;">:&#160; Commissions income decreased $149,000 compared to the prior year quarter.&#160; The decrease was due to
                      annuity sales that were approximately 32% lower in the 2019 period compared to the 2018 period.</font></div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="zc7b3e9c5704a4a69a77be234ad63682d" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
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                  <div style="margin-left: 18pt; font-family: 'Times New Roman',Times,serif;">&#8226;</div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div><font style="font-size: 11pt; font-family: 'Times New Roman',Times,serif;"><u>Other income</u></font><font style="font-size: 11pt;">:&#160; Other income increased $293,000 compared to the prior year quarter.&#160; The Company recognized
                      approximately $435,000 more in income from a new debit card contract that became effective at the beginning of 2019.<font style="font-family: 'Times New Roman',Times,serif;"><br>
                      </font></font></div>
                </td>
              </tr>

          </table>
        </div>
        <div style="font-family: 'Times New Roman',Times,serif; font-size: 11pt;"> <br>
        </div>
        <div style="font-family: 'Times New Roman',Times,serif; font-size: 11pt;">For the six months ended June 30, 2019, non-interest income increased $213,000 to $14.6 million when compared to the six months ended June 30, 2018, primarily as a result of
          the following items:</div>
        <div><br>
        </div>
      </div>
      <div> <br>
      </div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
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        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">5</font></div>
      </div>
      <div>
        <div>
          <table cellspacing="0" cellpadding="0" id="zc67316d86c3b4125b21f84aa9f5a5422" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

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                  <div style="margin-left: 18pt; font-family: 'Times New Roman',Times,serif;">&#8226;</div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div><font style="font-size: 11pt; font-family: 'Times New Roman',Times,serif;"><u>Other income</u></font><font style="font-size: 11pt;">:&#160; Other income increased $1.3 million compared to the prior year period.&#160; This increase was
                      primarily due to gains totaling $677,000 in the 2019 period from the sale of, or recovery of, receivables and assets that were acquired several years ago in FDIC-assisted transactions.&#160; In addition, the Company recognized
                      approximately $769,000 more in income as a result of the new debit card contract discussed previously.</font></div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z0b5dff7f5e334b21a9bf82d6f16029a9" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

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                <td style="width: 36pt; vertical-align: top; font-size: 11pt;">
                  <div style="margin-left: 18pt; font-family: 'Times New Roman',Times,serif;">&#8226;</div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div><font style="font-size: 11pt; font-family: 'Times New Roman',Times,serif;"><u>Service charges and ATM fees</u></font><font style="font-size: 11pt;">:&#160; Service charges and ATM fees decreased $464,000 compared to the prior year
                      period.&#160; This decrease was primarily due to a decrease in overdraft and insufficient funds fees on customer accounts.</font></div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z38f1b172caa347cfb11eb83f11010d47" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 36pt; vertical-align: top; font-size: 11pt;">
                  <div style="margin-left: 18pt; font-family: 'Times New Roman',Times,serif;">&#8226;</div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div><font style="font-size: 11pt; font-family: 'Times New Roman',Times,serif;"><u>Net gains on loan sales</u></font><font style="font-size: 11pt;">:&#160; Net gains on loan sales decreased $398,000 compared to the prior year period.&#160; The
                      decrease was due to a decrease in originations of fixed-rate loans during the 2019 period compared to the 2018 period.&#160; Fixed rate single-family mortgage loans originated are generally subsequently sold in the secondary market.&#160; In
                      2019, the Company has originated more fixed-to-variable-rate single-family mortgage loans, most of which have been retained in the Company&#8217;s portfolio.</font></div>
                </td>
              </tr>

          </table>
        </div>
        <div style="font-size: 11pt;"><br>
        </div>
        <div style="font-family: 'Times New Roman',Times,serif; font-size: 11pt;"><u>NON-INTEREST EXPENSE</u></div>
        <div style="font-size: 11pt;"><br>
        </div>
        <div><font style="font-size: 11pt; font-family: 'Times New Roman',Times,serif;">For the quarter ended June 30, 2019, non-interest expense decreased $1.5 million to $28.4 million when compared to the quarter ended June 30, 2018, primarily as a
            result of the following items:<br>
          </font><font style="font-size: 11pt;"><br>
          </font></div>
        <div>
          <table cellspacing="0" cellpadding="0" id="zebd9fff44c354dc78637db54f7bfc09c" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 36pt; vertical-align: top; font-size: 11pt;">
                  <div style="margin-left: 18pt; font-family: 'Times New Roman',Times,serif;">&#8226;</div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div><font style="font-size: 11pt; font-family: 'Times New Roman',Times,serif;"><u>Expense on other real estate owned and repossessions</u></font><font style="font-size: 11pt;">:&#160; Expense on other real estate owned and repossessions
                      decreased $2.3 million compared to the prior year period primarily due to higher valuation write-downs of certain foreclosed assets during the 2018 period and higher levels of expense related to consumer repossessions in the 2018
                      period.&#160; During the 2018 quarter, valuation write-downs of certain foreclosed assets totaled approximately $2.1 million, while valuation write-downs in the 2019 quarter totaled approximately $197,000.</font></div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z648acb32933948d09f3c269d88010536" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 36pt; vertical-align: top; font-size: 11pt;">
                  <div style="margin-left: 18pt; font-family: 'Times New Roman',Times,serif;">&#8226;</div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div><font style="font-size: 11pt; font-family: 'Times New Roman',Times,serif;"><u>Acquired deposit intangible asset amortization</u></font><font style="font-size: 11pt;">:&#160; Acquired deposit intangible amortization expense decreased
                      $123,000 in the quarter ended June 30, 2019 compared to the prior year quarter.&#160; The Company generally amortizes its acquired deposit intangibles over a period of seven years.&#160; The amortization of the intangible related to the
                      InterBank acquisition was completed during the first quarter of 2019 and the amortization of the intangible related to the Sun Security Bank acquisition was completed during the third quarter of 2018.</font></div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z3262b36b20ca47e4ad78537e20e21b49" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 36pt; vertical-align: top; font-size: 11pt;">
                  <div style="margin-left: 18pt; font-family: 'Times New Roman',Times,serif;">&#8226;</div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div><font style="font-size: 11pt; font-family: 'Times New Roman',Times,serif;"><u>Salaries and employee benefits</u></font><font style="font-size: 11pt;">:&#160; Salaries and employee benefits increased $481,000 from the prior year quarter.&#160;
                      The increase was due to staffing additions in the new loan production offices opened in Atlanta and Denver in late 2018, and due to annual employee compensation increases.</font></div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z07df8c1450064fe08839f835f207063a" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 36pt; vertical-align: top; font-size: 11pt;">
                  <div style="margin-left: 18pt; font-family: 'Times New Roman',Times,serif;">&#8226;</div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div><font style="font-size: 11pt; font-family: 'Times New Roman',Times,serif;"><u>Other operating expenses</u></font><font style="font-size: 11pt;">:&#160; Other operating expenses increased $192,000 compared to the prior year quarter.&#160; This
                      increase primarily related to a contribution expense totaling $250,000 for the Company&#8217;s pledge covering the next ten years related to the $15 million Siouxland Expo Center in Sioux City, Iowa.&#160; Currently under construction, the Expo
                      Center is a multi-purpose event venue that is part of Sioux City&#8217;s entertainment and cultural reinvestment district.</font></div>
                </td>
              </tr>

          </table>
        </div>
        <div style="font-size: 11pt;"><br>
        </div>
        <div><font style="font-size: 11pt; font-family: 'Times New Roman',Times,serif;">For the six months ended June 30, 2019, non-interest expense decreased $1.3 million to $56.9 million when compared to the six months ended June 30, 2018, primarily as a
            result of the following items:<br>
          </font><font style="font-size: 11pt;"><br>
          </font></div>
        <div>
          <table cellspacing="0" cellpadding="0" id="zd7d7dd76fb5c466495ede82f6c49b08f" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 36pt; vertical-align: top; font-size: 11pt;">
                  <div style="margin-left: 18pt; font-family: 'Times New Roman',Times,serif;">&#8226;</div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div><font style="font-size: 11pt; font-family: 'Times New Roman',Times,serif;"><u>Expense on other real estate owned and repossessions</u></font><font style="font-size: 11pt;">:&#160; Expense on other real estate owned and repossessions
                      decreased $2.8 million compared to the prior year period primarily due to higher valuation write-downs of certain foreclosed assets during the prior year period and higher levels of expense related to consumer repossessions in the
                      prior year period.&#160; During the 2018 period, valuation write-downs of certain foreclosed assets totaled approximately $2.1 million, while valuation write-downs in the 2019 period totaled approximately $444,000.</font></div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z21b47f2f4b144e3c94367ae6923c3da4" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 36pt; vertical-align: top; font-size: 11pt;">
                  <div style="margin-left: 18pt; font-family: 'Times New Roman',Times,serif;">&#8226;</div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div><font style="font-size: 11pt; font-family: 'Times New Roman',Times,serif;"><u>Partnership tax credit</u></font><font style="font-size: 11pt;">:&#160; Partnership tax credit expense decreased $211,000 in the six months ended June 30, 2019
                      compared to the prior year period.&#160; The Company periodically invests in certain tax credits and amortizes those investments over the period that the tax credits are used.&#160; The tax credit period for certain of these credits ended in
                      2018; therefore, the final amortization of the investment in those credits also ended in 2018.</font></div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <font style="font-size: 11pt;"> </font>
      <div><font style="font-size: 11pt;"> </font><br>
      </div>
      <div> <br>
      </div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div style="page-break-after: always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #84312f; background-color: #84312f;"></div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">6</font></div>
      </div>
      <div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z317a55b87efb4b6f9644e354a2d26e74" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 36pt; vertical-align: top; font-size: 11pt;">
                  <div style="margin-left: 18pt; font-family: 'Times New Roman',Times,serif;">&#8226;</div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div><font style="font-size: 11pt; font-family: 'Times New Roman',Times,serif;"><u>Acquired deposit intangible asset amortization</u></font><font style="font-size: 11pt;">:&#160; Acquired deposit intangible amortization expense decreased
                      $212,000 in the six months ended June 30, 2019 compared to the prior year period.&#160; The Company generally amortizes its acquired deposit intangibles over a period of seven years, as described above.</font></div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z588e626c91214b40ba11ced8dd012af7" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 36pt; vertical-align: top; font-size: 11pt;">
                  <div style="margin-left: 18pt; font-family: 'Times New Roman',Times,serif;">&#8226;</div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div><font style="font-size: 11pt; font-family: 'Times New Roman',Times,serif;"><u>Salaries and employee benefits</u></font><font style="font-size: 11pt;">:&#160; Salaries and employee benefits increased $1.5 million from the prior year
                      period.&#160; The increase was due to staffing additions in the new loan production offices opened in Atlanta and Denver in late 2018, and due to annual employee compensation increases.</font></div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z6a8d1e0ecbac4713832f5ec668cfe593" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 36pt; vertical-align: top; font-size: 11pt;">
                  <div style="margin-left: 18pt; font-family: 'Times New Roman',Times,serif;">&#8226;</div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div><font style="font-size: 11pt; font-family: 'Times New Roman',Times,serif;"><u>Other operating expenses</u></font><font style="font-size: 11pt;">:&#160; Other operating expenses increased $298,000 compared to the prior year period.&#160; This
                      increase primarily related to a contribution expense totaling $250,000 for the Company&#8217;s pledge covering the next ten years related to the Siouxland Expo Center in Sioux City, Iowa, as described above.</font></div>
                </td>
              </tr>

          </table>
        </div>
        <div style="font-size: 11pt;"><br>
        </div>
        <div style="font-family: 'Times New Roman',Times,serif; font-size: 11pt;">The Company&#8217;s efficiency ratio for the quarter ended June 30, 2019, was 54.50% compared to 61.46% for the same quarter in 2018.&#160; The efficiency ratio for the six months ended
          June 30, 2019, was 54.62% compared to 61.26% for the same period in 2018.&#160; The improvement in the ratio in both 2019 periods was primarily due to an increase in net interest income and a decrease in non-interest expense, primarily related to a
          decrease in expenses on other real estate owned and repossessions.&#160; The Company&#8217;s ratio of non-interest expense to average assets was 2.35% and 2.38% for the three and six months ended June 30, 2019, respectively, compared to 2.66% and 2.63% for
          the three and six months ended June 30, 2018, respectively.&#160; The decreases in the current three month and six month period ratios were due to decreases in non-interest expenses as described above.&#160; The decreases in the current three month and six
          month period ratios were also due to an increase in average assets in the 2019 periods compared to the 2018 periods.&#160; Average assets for the quarter ended June 30, 2019, increased $326.0 million, or 7.3%, from the quarter ended June 30, 2018,
          primarily due to increases in loans receivable and investment securities.&#160; Average assets for the six months ended June 30, 2019, increased $340.0 million, or 7.7%, from the six months ended June 30, 2018, primarily due to increases in loans
          receivable and investment securities.</div>
        <div style="font-size: 11pt;"><br>
        </div>
        <div style="font-family: 'Times New Roman',Times,serif; font-size: 11pt;"><u>INCOME TAXES</u></div>
        <div style="font-size: 11pt;"><br>
        </div>
        <div style="text-align: justify; font-family: 'Times New Roman',Times,serif; font-size: 11pt;">On December 22, 2017, H.R.1, originally known as the Tax Cuts and Jobs Act (the &#8220;TCJ Act&#8221;), was signed into law. Among other things, the TCJ Act
          permanently lowered the corporate federal income tax rate to 21% from the prior maximum rate of 35%, effective for tax years including or commencing January 1, 2018.&#160; The Company currently expects its effective tax rate (combined federal and
          state) to be approximately 17.0% to 18.5% in 2019 and future years, mainly&#160;as a result of the TCJ Act.</div>
        <div style="font-size: 11pt;"><br>
        </div>
        <div style="text-align: justify; font-family: 'Times New Roman',Times,serif; font-size: 11pt;">For the three months ended June 30, 2019 and 2018, the Company's effective tax rate was 16.8% and 17.6%, respectively.&#160; For the six months ended June 30,
          2019 and 2018, the Company's effective tax rate was 17.7% and 17.0%, respectively.&#160; These effective rates were lower than the statutory federal tax rates of 21%, due primarily to the utilization of certain investment tax credits and to tax-exempt
          investments and tax-exempt loans, which reduced the Company&#8217;s effective tax rate.&#160; The Company&#8217;s effective tax rate may fluctuate in future periods as it is impacted by the level and timing of the Company&#8217;s utilization of tax credits and the
          level of tax-exempt investments and loans and the overall level of pre-tax income.&#160; The Company's effective income tax rate is currently expected to continue to be less than the statutory rate due primarily to the factors noted above.</div>
        <div style="font-size: 11pt;"><br>
        </div>
        <div style="font-family: 'Times New Roman',Times,serif; font-size: 11pt;"><u>CAPITAL</u></div>
        <div style="font-size: 11pt;"><br>
        </div>
        <div style="font-family: 'Times New Roman',Times,serif; font-size: 11pt;">As of June 30, 2019, total stockholders&#8217; equity and common stockholders&#8217; equity were each $572.3 million (11.7% of total assets), equivalent to a book value of $40.30 per
          common share.&#160; Total stockholders&#8217; equity and common stockholders&#8217; equity at December 31, 2018, were each $532.0 million (11.4% of total assets), equivalent to a book value of $37.59 per common share.&#160; At June 30, 2019, the Company&#8217;s tangible
          common equity to tangible assets ratio was 11.6%, compared to 11.2% at December 31, 2018.&#160; Included in stockholders&#8217; equity at June 30, 2019 and December 31, 2018, were unrealized gains (net of taxes) on the Company&#8217;s available-for-sale
          investment securities and cash flow hedges (interest rate swap) totaling $32.1 million and $9.6 million, respectively.</div>
      </div>
      <font style="font-size: 11pt;"> </font>
      <div><font style="font-size: 11pt;"> </font><br>
      </div>
      <div> <br>
      </div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div style="page-break-after: always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #84312f; background-color: #84312f;"></div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">7</font></div>
      </div>
      <div>
        <div style="font-family: 'Times New Roman',Times,serif; font-size: 11pt;">On a preliminary basis, as of June 30, 2019, the Company&#8217;s Tier 1 Leverage Ratio was 11.5%, Common Equity Tier 1 Capital Ratio was 11.5%, Tier 1 Capital Ratio was 12.0%, and
          Total Capital Ratio was 14.5%.&#160; On June 30, 2019, and on a preliminary basis, the Bank&#8217;s Tier 1 Leverage Ratio was 12.2%, Common Equity Tier 1 Capital Ratio was 12.6%, Tier 1 Capital Ratio was 12.6%, and Total Capital Ratio was 13.5%.</div>
        <div style="font-size: 11pt;"><br>
        </div>
        <div style="font-family: 'Times New Roman',Times,serif; font-size: 11pt;">During the three months ended June 30, 2019, the Company did not repurchase any shares of its common stock.</div>
        <div style="font-size: 11pt;"><br>
        </div>
        <div style="font-family: 'Times New Roman',Times,serif; font-size: 11pt;"><u>LOANS</u></div>
        <div style="font-size: 11pt;"><br>
        </div>
        <div style="font-family: 'Times New Roman',Times,serif; font-size: 11pt;">Total gross loans (including the undisbursed portion of loans), excluding FDIC-assisted acquired loans and mortgage loans held for sale, increased $42.2 million, or 0.9%,
          from December 31, 2018, to June 30, 2019.&#160; This increase was primarily in commercial real estate loans ($73 million), owner occupied one- to four-family residential loans ($45 million) and other residential (multi-family) loans ($12 million).&#160;
          These increases were partially offset by decreases in construction loans ($20 million) and consumer auto loans ($52 million).&#160; Total gross loans increased $53.6 million from March 31, 2019. The FDIC-acquired loan portfolios had net decreases
          totaling $16 million during the six months ended June 30, 2019.&#160; Outstanding net loan receivable balances increased $123.5 million, from $3.99 billion at December 31, 2018 to $4.11 billion at June 30, 2019, and increased $62.1 million from March
          31, 2019.</div>
        <div style="font-size: 11pt;"><br>
        </div>
        <div style="font-family: 'Times New Roman',Times,serif; font-size: 11pt;">Loan commitments and the unfunded portion of loans at the dates indicated were as follows (in thousands):</div>
        <div style="font-size: 11pt;"><br>
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              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt; font-size: 9pt;">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 0.5pt solid rgb(0, 0, 0); font-size: 9pt;" colspan="2">
                <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;"> June 30,</div>
                <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">2019</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 0.5pt; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 0.5pt solid rgb(0, 0, 0); font-size: 9pt;" colspan="2">
                <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">March 31,</div>
                <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold;">2019</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 0.5pt; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 0.5pt solid rgb(0, 0, 0); font-size: 11pt;" colspan="2">
                <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold; font-size: 9pt;">December 31, <br>
                  2018</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 0.5pt; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 0.5pt solid rgb(0, 0, 0); font-size: 11pt;" colspan="2">
                <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold; font-size: 9pt;">December 31, <br>
                  2017</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 0.5pt; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 0.5pt solid rgb(0, 0, 0); font-size: 11pt;" colspan="2">
                <div style="text-align: center; color: rgb(0, 0, 0); font-weight: bold; font-size: 9pt;">December 31, <br>
                  2016</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 0.5pt; font-size: 9pt;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; font-size: 11pt;">
                <div style="font-weight: bold; font-size: 9pt;">Closed loans with unused available lines</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; font-size: 9pt;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; font-size: 9pt;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; font-size: 9pt;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: top; font-size: 9pt;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; font-size: 9pt;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; font-size: 11pt;">
                <div style="font-size: 9pt;">&#160;&#160;&#160;Secured by real estate (one- to four-family)</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 11pt;" colspan="1">
                <div style="font-size: 9pt;"><font style="color: rgb(0, 0, 0);">$</font></div>
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              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 11pt;" colspan="1">
                <div style="font-size: 9pt;"><font style="color: rgb(0, 0, 0);">153,871</font></div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 11pt;" colspan="1">
                <div style="font-size: 9pt;"><font style="color: rgb(0, 0, 0);">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 11pt;" colspan="1">
                <div style="font-size: 9pt;"><font style="color: rgb(0, 0, 0);">154,400</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 11pt;" colspan="1">
                <div style="font-size: 9pt;"><font style="color: rgb(0, 0, 0);">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 11pt;" colspan="1">
                <div style="font-size: 9pt;"><font style="color: rgb(0, 0, 0);">150,948</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 11pt;" colspan="1">
                <div style="font-size: 9pt;"><font style="color: rgb(0, 0, 0);">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 11pt;" colspan="1">
                <div style="font-size: 9pt;"><font style="color: rgb(0, 0, 0);">133,587</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 11pt;" colspan="1">
                <div style="font-size: 9pt;"><font style="color: rgb(0, 0, 0);">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 11pt;" colspan="1">
                <div style="font-size: 9pt;"><font style="color: rgb(0, 0, 0);">123,433</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; font-size: 11pt;">
                <div style="font-size: 9pt;">&#160;&#160;&#160;Secured by real estate (not one- to four-family)</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 11pt;" colspan="1">
                <div style="color: rgb(0, 0, 0); font-size: 9pt;">13,237</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 11pt;" colspan="1">
                <div style="color: rgb(0, 0, 0); font-size: 9pt;">10,450</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 11pt;" colspan="1">
                <div style="color: rgb(0, 0, 0); font-size: 9pt;">11,063</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 11pt;" colspan="1">
                <div style="color: rgb(0, 0, 0); font-size: 9pt;">10,836</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 11pt;" colspan="1">
                <div style="color: rgb(0, 0, 0); font-size: 9pt;">26,062</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; font-size: 11pt;">
                <div style="font-size: 9pt;">&#160;&#160;&#160;Not secured by real estate - commercial business</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 11pt;" colspan="1">
                <div style="color: rgb(0, 0, 0); font-size: 9pt;">80,887</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 11pt;" colspan="1">
                <div style="color: rgb(0, 0, 0); font-size: 9pt;">83,520</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 11pt;" colspan="1">
                <div style="color: rgb(0, 0, 0); font-size: 9pt;">87,480</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 11pt;" colspan="1">
                <div style="color: rgb(0, 0, 0); font-size: 9pt;">113,317</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 11pt;" colspan="1">
                <div style="color: rgb(0, 0, 0); font-size: 9pt;">79,937</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; font-size: 11pt;">
                <div style="font-size: 9pt;">&#160;</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; font-size: 9pt;">
                <div style="font-weight: bold;">Closed construction loans with unused</div>
                <div style="font-weight: bold;">&#160;&#160;&#160;&#160;&#160;available lines</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; font-size: 11pt;">
                <div style="font-size: 9pt;">&#160;&#160;&#160;Secured by real estate (one-to four-family)</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 11pt;" colspan="1">
                <div style="color: rgb(0, 0, 0); font-size: 9pt;">28,023</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 11pt;" colspan="1">
                <div style="color: rgb(0, 0, 0); font-size: 9pt;">33,818</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 11pt;" colspan="1">
                <div style="color: rgb(0, 0, 0); font-size: 9pt;">37,162</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 11pt;" colspan="1">
                <div style="color: rgb(0, 0, 0); font-size: 9pt;">20,919</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 11pt;" colspan="1">
                <div style="color: rgb(0, 0, 0); font-size: 9pt;">10,047</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; font-size: 11pt;">
                <div style="font-size: 9pt;">&#160;&#160;&#160;Secured by real estate (not one-to four-family)</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 11pt;" colspan="1">
                <div style="color: rgb(0, 0, 0); font-size: 9pt;">818,047</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 11pt;" colspan="1">
                <div style="color: rgb(0, 0, 0); font-size: 9pt;">831,155</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 11pt;" colspan="1">
                <div style="color: rgb(0, 0, 0); font-size: 9pt;">906,006</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 11pt;" colspan="1">
                <div style="color: rgb(0, 0, 0); font-size: 9pt;">718,277</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 11pt;" colspan="1">
                <div style="color: rgb(0, 0, 0); font-size: 9pt;">542,326</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; font-size: 11pt;">
                <div style="font-size: 9pt;">&#160;</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; font-size: 11pt;">
                <div style="font-weight: bold; font-size: 9pt;">Loan Commitments not closed</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; font-size: 11pt;">
                <div style="font-size: 9pt;">&#160;&#160;&#160;Secured by real estate (one-to four-family)</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 11pt;" colspan="1">
                <div style="color: rgb(0, 0, 0); font-size: 9pt;">49,694</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 11pt;" colspan="1">
                <div style="color: rgb(0, 0, 0); font-size: 9pt;">36,945</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 11pt;" colspan="1">
                <div style="color: rgb(0, 0, 0); font-size: 9pt;">24,253</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 11pt;" colspan="1">
                <div style="color: rgb(0, 0, 0); font-size: 9pt;">23,340</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 11pt;" colspan="1">
                <div style="color: rgb(0, 0, 0); font-size: 9pt;">15,884</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; font-size: 11pt;">
                <div style="font-size: 9pt;">&#160;&#160;&#160;Secured by real estate (not one-to four-family)</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 11pt;" colspan="1">
                <div style="color: rgb(0, 0, 0); font-size: 9pt;">110,647</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 11pt;" colspan="1">
                <div style="color: rgb(0, 0, 0); font-size: 9pt;">134,607</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 11pt;" colspan="1">
                <div style="color: rgb(0, 0, 0); font-size: 9pt;">104,871</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 11pt;" colspan="1">
                <div style="color: rgb(0, 0, 0); font-size: 9pt;">156,658</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 11pt;" colspan="1">
                <div style="color: rgb(0, 0, 0); font-size: 9pt;">119,126</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; padding-bottom: 1px; font-size: 11pt;">
                <div style="font-size: 9pt;">&#160;&#160;&#160;Not secured by real estate - commercial business</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 11pt;" colspan="1">
                <div style="font-size: 9pt;">4,535</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 11pt;" colspan="1">
                <div style="font-size: 9pt;">&#8212;</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 11pt;" colspan="1">
                <div style="font-size: 9pt;">405</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 11pt;" colspan="1">
                <div style="font-size: 9pt;">4,870</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 11pt;" colspan="1">
                <div style="font-size: 9pt;">7,022</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; font-size: 11pt;">
                <div style="font-weight: bold; font-size: 9pt;">&#160;</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; padding-bottom: 3px; font-size: 9pt;">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0); font-size: 11pt;" colspan="1">
                <div style="color: rgb(0, 0, 0); font-size: 9pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 3px double rgb(0, 0, 0); font-size: 11pt;" colspan="1">
                <div style="color: rgb(0, 0, 0); font-size: 9pt;">1,258,941</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0); font-size: 11pt;" colspan="1">
                <div style="color: rgb(0, 0, 0); font-size: 9pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 3px double rgb(0, 0, 0); font-size: 11pt;" colspan="1">
                <div style="color: rgb(0, 0, 0); font-size: 9pt;">1,284,895</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0); font-size: 11pt;" colspan="1">
                <div style="color: rgb(0, 0, 0); font-size: 9pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 3px double rgb(0, 0, 0); font-size: 11pt;" colspan="1">
                <div style="color: rgb(0, 0, 0); font-size: 9pt;">1,322,188</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0); font-size: 11pt;" colspan="1">
                <div style="color: rgb(0, 0, 0); font-size: 9pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 3px double rgb(0, 0, 0); font-size: 11pt;" colspan="1">
                <div style="color: rgb(0, 0, 0); font-size: 9pt;">1,181,804</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0); font-size: 11pt;" colspan="1">
                <div style="color: rgb(0, 0, 0); font-size: 9pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 3px double rgb(0, 0, 0); font-size: 11pt;" colspan="1">
                <div style="color: rgb(0, 0, 0); font-size: 9pt;">923,837</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            </tr>

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        <div style="font-size: 11pt;"><br>
        </div>
        <div style="font-family: 'Times New Roman',Times,serif; font-size: 11pt;">For further information about the Company&#8217;s loan portfolio, please see the quarterly loan portfolio presentation available on the Company&#8217;s Investor Relations website under
          &#8220;Presentations.&#8221;</div>
        <div style="font-size: 11pt;"><br>
        </div>
        <div style="font-family: 'Times New Roman',Times,serif; font-size: 11pt;"><u>PROVISION FOR LOAN LOSSES AND ALLOWANCE FOR LOAN LOSSES</u></div>
        <div style="font-size: 11pt;"><br>
        </div>
        <div><font style="font-size: 11pt; font-family: 'Times New Roman',Times,serif; color: rgb(0, 0, 0);">Management records a provision for loan losses in an amount it believes is sufficient to result in an allowance for loan losses that will cover
            current net charge-offs as well as risks believed to be inherent in the loan portfolio of the Bank. The amount of provision charged against current income is based on several factors, including, but not limited to, past loss experience, current
            portfolio mix, actual and potential losses identified in the loan portfolio, economic conditions, and internal as well as external reviews.&#160; </font><font style="font-size: 11pt;">The levels of non-performing assets, potential problem loans,
            loan loss provisions and net charge-offs fluctuate from period to period and are difficult to predict.</font></div>
        <div style="font-size: 11pt;"><br>
        </div>
        <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman',Times,serif; font-size: 11pt;">Weak economic conditions, higher inflation or interest rates, or other factors may lead to increased losses in the portfolio and/or requirements for an
          increase in loan loss provision expense. Management maintains various controls in an attempt to limit future losses, such as a watch list of possible problem loans, documented loan administration policies and loan review staff to review the
          quality and anticipated collectability of the portfolio. Additional procedures provide for frequent management review of the loan portfolio based on loan size, loan type, delinquencies, financial analysis, on-going correspondence with borrowers
          and problem loan work-outs. Management determines which loans are potentially uncollectible, or represent a greater risk of loss, and makes additional provisions to expense, if necessary, to maintain the allowance at a satisfactory level.</div>
      </div>
      <font style="font-size: 11pt;"> </font>
      <div> <font style="font-size: 11pt;"><br>
        </font></div>
    </div>
    <div style="text-align: left;"><br>
    </div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
      <div style="page-break-after: always;" id="DSPFPageBreak">
        <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #84312f; background-color: #84312f;"></div>
      <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">8</font></div>
    </div>
    <div style="text-align: left;">
      <div><font style="font-size: 11pt; font-family: 'Times New Roman',Times,serif; color: rgb(0, 0, 0);">The provision for loan losses for the quarter ended </font><font style="font-size: 11pt;">June 30<font style="font-family: 'Times New Roman',Times,serif; color: rgb(0, 0, 0);">, 2019 was $1.6 million compared with $2.0 million for the quarter ended </font>June 30<font style="font-family: 'Times New Roman',Times,serif; color: rgb(0, 0, 0);">, 2018.&#160; The provision for loan
            losses for the six months ended </font>June 30<font style="font-family: 'Times New Roman',Times,serif; color: rgb(0, 0, 0);">, 2019 was $3.6 million compared with $3.9 million for the six months ended </font>June 30<font style="font-family: 'Times New Roman',Times,serif; color: rgb(0, 0, 0);">, 2018.&#160; At </font>June 30<font style="font-family: 'Times New Roman',Times,serif; color: rgb(0, 0, 0);">, 2019 and December 31, 2018, the allowance for loan losses was $39.3 million and
            $38.4 million, respectively.&#160; Total net charge-offs were $997,000 and $704,000 for the three months ended </font>June 30<font style="font-family: 'Times New Roman',Times,serif; color: rgb(0, 0, 0);">, 2019 and 2018, respectively.&#160; During the
            quarter ended June 30, 2019, $679,000 of the $997,000 of net charge-offs were in the consumer auto category.&#160; In addition, one commercial loan relationship was responsible for $189,000 of the total net charge-offs during the 2019 second
            quarter.&#160; Total net charge-offs were $2.7 million and $2.8 million for the six months ended </font>June 30<font style="font-family: 'Times New Roman',Times,serif; color: rgb(0, 0, 0);">, 2019 and 2018, respectively.&#160; During the six months
            ended June 30, 2019, $1.6 million of the $2.7 million of net charge-offs were in the consumer auto category. In addition, two unrelated commercial loan relationships were responsible for $560,000 of the total net charge-offs during the first
            six months of 2019.&#160; In response to a more challenging consumer credit environment, the Company tightened its underwriting guidelines on automobile lending in the latter part of 2016.&#160; Management took this step in an effort to improve credit
            quality in the portfolio and lower delinquencies and charge-offs.&#160; This action also resulted in a lower level of origination volume and, as such, the outstanding balance of the Company's automobile loans continued to decline in the six months
            ended June 30, 2019.&#160; We expect to see more rapid reductions in the automobile loan outstanding balance as we determined in February 2019 to cease providing indirect lending services to automobile dealerships.&#160; At June 30, 2019, indirect
            automobile loans totaled approximately $157 million.&#160; We expect this total balance will be largely paid off in the next two to four years.&#160; General market conditions and unique circumstances related to individual borrowers and projects
            contributed to the level of provisions and charge-offs.&#160; Collateral and repayment evaluations of all assets categorized as potential problem loans, non-performing loans or foreclosed assets were completed with corresponding charge-offs or
            reserve allocations made as appropriate.</font></font></div>
      <div style="font-size: 11pt;"><br>
      </div>
      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman',Times,serif; font-size: 11pt;">In June 2017, the loss sharing agreements for Inter Savings Bank were terminated.&#160; In April 2016, the loss sharing agreements for Team Bank, Vantus Bank
        and Sun Security Bank were terminated.&#160; Loans acquired from the FDIC related to Valley Bank did not have a loss sharing agreement.&#160; All acquired loans were grouped into pools based on common characteristics and were recorded at their estimated fair
        values, which incorporated estimated credit losses at the acquisition date.&#160; These loan pools are systematically reviewed by the Company to determine the risk of losses that may exceed those identified at the time of the acquisition.&#160; Techniques
        used in determining risk of loss are similar to those used to determine the risk of loss for the legacy Great Southern Bank portfolio, with most focus being placed on those loan pools which include the larger loan relationships and those loan pools
        which exhibit higher risk characteristics.&#160; Review of the acquired loan portfolio also includes review of financial information, collateral valuations and customer interaction to determine if additional reserves are warranted.</div>
      <div style="font-size: 11pt;"><br>
      </div>
      <div><font style="font-size: 11pt; font-family: 'Times New Roman',Times,serif; color: rgb(0, 0, 0);">The Bank&#8217;s allowance for loan losses as a percentage of total loans, excluding FDIC-acquired loans, was 0.97%, 0.98% and 0.97% at </font><font style="font-size: 11pt;">June 30,<font style="font-family: 'Times New Roman',Times,serif; color: rgb(0, 0, 0);"> 2019, December 31, 2018</font>&#160;<font style="font-family: 'Times New Roman',Times,serif; color: rgb(0, 0, 0);">and </font>March 31,<font style="font-family: 'Times New Roman',Times,serif; color: rgb(0, 0, 0);"> 2019, respectively.&#160; Management considers the allowance for loan losses adequate to cover losses inherent in the Bank&#8217;s loan portfolio at </font>June 30<font style="font-family: 'Times New Roman',Times,serif; color: rgb(0, 0, 0);">, 2019, based on recent reviews of the Bank&#8217;s loan portfolio and current economic conditions. If economic conditions were to deteriorate or management&#8217;s assessment of the
            loan portfolio were to change, it is possible that additional loan loss provisions would be required, thereby adversely affecting future results of operations and financial condition.</font></font></div>
      <div style="font-size: 11pt;"><br>
      </div>
      <div style="color: rgb(0, 0, 0); font-family: 'Times New Roman',Times,serif; font-size: 11pt;"><u>ASSET QUALITY</u></div>
      <div style="font-size: 11pt;"><br>
      </div>
      <div style="font-family: 'Times New Roman',Times,serif; font-size: 11pt;">Former TeamBank, Vantus Bank, Sun Security Bank, InterBank and Valley Bank non-performing assets, including foreclosed assets and potential problem loans, are not included in
        the totals or in the discussion of non-performing loans, potential problem loans and foreclosed assets below. These assets were initially recorded at their estimated fair values as of their acquisition dates and are accounted for in pools.
        Therefore, these loan pools are analyzed rather than the individual loans.&#160; The performance of the loan pools acquired in each of the five transactions has been better than expectations as of the acquisition dates.</div>
      <div> <br>
      </div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div style="page-break-after: always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #84312f; background-color: #84312f;"></div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">9</font></div>
      </div>
      <div>
        <div style="font-family: 'Times New Roman',Times,serif; font-size: 11pt;">As a result of changes in balances and composition of the loan portfolio, changes in economic and market conditions and other factors specific to a borrower&#8217;s circumstances,
          the level of non-performing assets will fluctuate.</div>
        <div style="font-size: 11pt;"><br>
        </div>
        <div style="font-family: 'Times New Roman',Times,serif; font-size: 11pt;">Non-performing assets, excluding all FDIC-assisted acquired assets, at June 30, 2019 were $15.9 million, an increase of $4.1 million from $11.8 million at December 31, 2018
          and an increase of $5.6 million from $10.3 million at March 31, 2019.&#160; Non-performing assets, excluding all FDIC-assisted acquired assets, as a percentage of total assets were 0.33% at June 30, 2019, compared to 0.25% at December 31, 2018 and
          0.22% at March 31, 2019.</div>
        <div style="font-size: 11pt;"><br>
        </div>
        <div style="font-family: 'Times New Roman',Times,serif; font-size: 11pt;">Compared to December 31, 2018, non-performing loans increased $5.1 million to $11.4 million at June 30, 2019, and foreclosed assets decreased $1.0 million to $4.5 million at
          June 30, 2019.&#160; Compared to March 31, 2019, non-performing loans increased $6.8 million to $11.4 million at June 30, 2019, and foreclosed assets decreased $1.2 million to $4.5 million at June 30, 2019.&#160; Non-performing construction and land
          development loans comprised $3.6 million, or 31.2%, of the total non-performing loans at June 30, 2019, an increase of $3.5 million from March 31, 2019. Non-performing commercial real estate loans comprised $3.7 million, or 32.3%, of the total
          non-performing loans at June 30, 2019, an increase of $2.8 million from March 31, 2019.&#160; Non-performing one- to four-family residential loans comprised $1.5 million, or 13.5%, of the total non-performing loans at June 30, 2019, an increase of
          $419,000 from March 31, 2019. Non-performing commercial business loans comprised $1.4 million, or 11.9%, of the total non-performing loans at June 30, 2019, a decrease of $46,000 from March 31, 2019.&#160; Non-performing consumer loans comprised $1.3
          million, or 11.1%, of the total non-performing loans at June 30, 2019, an increase of $12,000 from March 31, 2019.</div>
        <div style="font-size: 11pt;"><br>
        </div>
        <div style="font-family: 'Times New Roman',Times,serif; font-size: 11pt;">Compared to March 31, 2019, potential problem loans decreased $104,000 to $5.0 million at June 30, 2019.&#160; The decrease during the quarter was due to $124,000 in loans
          transferred to performing loans, $98,000 in loans transferred to non-performing loans and $73,000 in payments, partially offset by the addition of $205,000 of loans to potential problem loans.</div>
        <div style="font-size: 11pt;"><br>
        </div>
        <div style="font-family: 'Times New Roman',Times,serif; font-size: 11pt;">Activity in the non-performing loans category during the quarter ended June 30, 2019, was as follows:</div>
        <div><br>
        </div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman',Times,serif; font-size: 10pt; text-align: left; color: rgb(0, 0, 0); width: 100%;" id="z87565764eddd4c11856e6cc1063a7f11">

            <tr>
              <td valign="bottom" style="vertical-align: top; padding-bottom: 0.5pt;">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 0.5pt solid rgb(0, 0, 0);" colspan="2">
                <div style="text-align: center; font-size: 8pt; font-weight: bold;">Beginning </div>
                <div style="text-align: center; font-size: 8pt; font-weight: bold;">Balance,</div>
                <div style="text-align: center; font-size: 8pt; font-weight: bold;">April 1</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 0.5pt solid rgb(0, 0, 0);" colspan="2">
                <div style="text-align: center; font-size: 8pt; font-weight: bold;">Additions to </div>
                <div style="text-align: center; font-size: 8pt; font-weight: bold;">Non-</div>
                <div style="text-align: center; font-size: 8pt; font-weight: bold;">Performing</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 0.5pt solid rgb(0, 0, 0);" colspan="2">
                <div style="text-align: center; font-size: 8pt; font-weight: bold;">Removed</div>
                <div style="text-align: center; font-size: 8pt; font-weight: bold;"> from Non-</div>
                <div style="text-align: center; font-size: 8pt; font-weight: bold;">Performing</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 0.5pt solid rgb(0, 0, 0);" colspan="2">
                <div style="text-align: center; font-size: 8pt; font-weight: bold;">Transfers</div>
                <div style="text-align: center; font-size: 8pt; font-weight: bold;">to Potential </div>
                <div style="text-align: center; font-size: 8pt; font-weight: bold;">Problem </div>
                <div style="text-align: center; font-size: 8pt; font-weight: bold;">Loans</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 0.5pt solid rgb(0, 0, 0);" colspan="2">
                <div style="text-align: center; font-size: 8pt; font-weight: bold;">Transfers to </div>
                <div style="text-align: center; font-size: 8pt; font-weight: bold;">Foreclosed</div>
                <div style="text-align: center; font-size: 8pt; font-weight: bold;"> Assets and </div>
                <div style="text-align: center; font-size: 8pt; font-weight: bold;">Repossessions</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 0.5pt solid rgb(0, 0, 0);" colspan="2">
                <div style="text-align: center; font-size: 8pt; font-weight: bold;">Charge-Offs</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 0.5pt solid rgb(0, 0, 0);" colspan="2">
                <div style="text-align: center; font-size: 8pt; font-weight: bold;">Payments</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 0.5pt solid rgb(0, 0, 0);" colspan="2">
                <div style="text-align: center; font-size: 8pt; font-weight: bold;"> <br>
                </div>
                <div style="text-align: center; font-size: 8pt; font-weight: bold;">Ending Balance,<br>
                  June 30</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: top;">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="30">
                <div style="text-align: center; font-size: 8pt; font-weight: bold;">(In thousands)</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: top;">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: top; width: 20%;">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt; font-size: 8pt;">One- to four-family construction</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div><font style="font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                <div><font style="font-size: 8pt;">&#8212;</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div><font style="font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                <div><font style="font-size: 8pt;">&#8212;</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div><font style="font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                <div><font style="font-size: 8pt;">&#8212;</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div><font style="font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                <div><font style="font-size: 8pt;">&#8212;</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div><font style="font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                <div><font style="font-size: 8pt;">&#8212;</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div><font style="font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                <div><font style="font-size: 8pt;">&#8212;</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div><font style="font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                <div><font style="font-size: 8pt;">&#8212;</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div><font style="font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                <div><font style="font-size: 8pt;">&#8212;</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: top; width: 20%;">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt; font-size: 8pt;">Subdivision construction</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                <div style="font-size: 8pt;">&#8212;</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                <div style="font-size: 8pt;">&#8212;</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                <div style="font-size: 8pt;">&#8212;</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                <div style="font-size: 8pt;">&#8212;</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                <div style="font-size: 8pt;">&#8212;</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                <div style="font-size: 8pt;">&#8212;</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                <div style="font-size: 8pt;">&#8212;</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                <div style="font-size: 8pt;">&#8212;</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: top; width: 20%;">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt; font-size: 8pt;">Land development</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                <div style="font-size: 8pt;">18</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                <div style="font-size: 8pt;">3,727</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                <div style="font-size: 8pt;">&#8212;</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                <div style="font-size: 8pt;">&#8212;</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                <div style="font-size: 8pt;">&#8212;</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                <div style="font-size: 8pt;">(189</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                <div style="font-size: 8pt;">&#8212;</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                <div style="font-size: 8pt;">3,556</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: top; width: 20%;">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt; font-size: 8pt;">Commercial construction</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                <div style="font-size: 8pt;">&#8212;</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                <div style="font-size: 8pt;">&#8212;</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                <div style="font-size: 8pt;">&#8212;</div>
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              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                <div style="font-size: 8pt;">&#8212;</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                <div style="font-size: 8pt;">&#8212;</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                <div style="font-size: 8pt;">&#8212;</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                <div style="font-size: 8pt;">&#8212;</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                <div style="font-size: 8pt;">&#8212;</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: top; width: 20%;">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt; font-size: 8pt;">One- to four-family residential</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                <div style="font-size: 8pt;">1,113</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                <div style="font-size: 8pt;">592</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                <div style="font-size: 8pt;">&#8212;</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                <div style="font-size: 8pt;">(87</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                <div style="font-size: 8pt;">&#8212;</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                <div style="font-size: 8pt;">(35</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                <div style="font-size: 8pt;">(51</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                <div style="font-size: 8pt;">1,532</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: top; width: 20%;">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt; font-size: 8pt;">Other residential</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                <div style="font-size: 8pt;">&#8212;</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                <div style="font-size: 8pt;">&#8212;</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                <div style="font-size: 8pt;">&#8212;</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                <div style="font-size: 8pt;">&#8212;</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                <div style="font-size: 8pt;">&#8212;</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                <div style="font-size: 8pt;">&#8212;</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                <div style="font-size: 8pt;">&#8212;</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                <div style="font-size: 8pt;">&#8212;</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: top; width: 20%;">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt; font-size: 8pt;">Commercial real estate</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                <div style="font-size: 8pt;">847</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                <div style="font-size: 8pt;">3,453</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                <div style="font-size: 8pt;">&#8212;</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                <div style="font-size: 8pt;">&#8212;</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                <div style="font-size: 8pt;">&#8212;</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                <div style="font-size: 8pt;">&#8212;</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                <div style="font-size: 8pt;">(625</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                <div style="font-size: 8pt;">3,675</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: top; width: 20%;">
                <div style="text-indent: -7.2pt; margin-left: 7.2pt; font-size: 8pt;">Commercial business</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                <div style="font-size: 8pt;">1,405</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                <div style="font-size: 8pt;">&#8212;</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                <div style="font-size: 8pt;">&#8212;</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                <div style="font-size: 8pt;">&#8212;</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                <div style="font-size: 8pt;">&#8212;</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                <div style="font-size: 8pt;">&#8212;</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                <div style="font-size: 8pt;">(46</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                <div style="font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                <div style="font-size: 8pt;">1,359</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: top; width: 20%; padding-bottom: 1px;">
                <div style="font-size: 8pt;">Consumer</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
                <div style="font-size: 8pt;">1,254</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
                <div style="font-size: 8pt;">518</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
                <div style="font-size: 8pt;">&#8212;</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
                <div style="font-size: 8pt;">(81</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">
                <div style="font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
                <div style="font-size: 8pt;">(95</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">
                <div style="font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
                <div style="font-size: 8pt;">(184</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">
                <div style="font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
                <div style="font-size: 8pt;">(146</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">
                <div style="font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
                <div style="font-size: 8pt;">1,266</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: top; width: 20%;">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: top; width: 20%; padding-bottom: 3px;">
                <div style="text-indent: 14.4pt; font-size: 8pt;">Total</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                <div><font style="font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                <div><font style="font-size: 8pt;">4,637</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                <div><font style="font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                <div><font style="font-size: 8pt;">8,290</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                <div style="font-size: 8pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                <div style="font-size: 8pt;">&#8212;</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                <div style="font-size: 8pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                <div style="font-size: 8pt;">(168</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">
                <div style="font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                <div><font style="font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                <div><font style="font-size: 8pt;">(95</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">
                <div><font style="font-size: 8pt;">)</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                <div><font style="font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                <div><font style="font-size: 8pt;">(408</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">
                <div><font style="font-size: 8pt;">)</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                <div><font style="font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                <div><font style="font-size: 8pt;">(868</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">
                <div><font style="font-size: 8pt;">)</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                <div style="font-size: 8pt;">$</div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                <div style="font-size: 8pt;">11,388</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            </tr>

        </table>
        <div><br>
        </div>
        <div style="font-family: 'Times New Roman',Times,serif; font-size: 11pt;">The increase in non-performing loans during the three months ended June 30, 2019, primarily related to one borrower relationship.&#160; This relationship totaled approximately
          $6.7 million, with collateral consisting of commercial development ground and a single-family property in central Missouri and agricultural ground in Iowa.&#160; The loans in this relationship were all cross-collateralized. This relationship is
          represented in the non-performing land development, commercial real estate and one- to four-family categories as described below.&#160; During July 2019, the borrower deeded the properties to the Bank in lieu of foreclosure.&#160; This relationship and the
          corresponding development project originated in 2007.</div>
        <div><br>
        </div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
          <div style="page-break-after: always;" id="DSPFPageBreak">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #84312f; background-color: #84312f;"></div>
          <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">10</font></div>
        </div>
        <div>
          <div style="font-family: 'Times New Roman',Times,serif; font-size: 11pt;">At June 30, 2019, the non-performing land development category included six loans.&#160; The largest relationship in the category (discussed above) totaled $3.5 million, after a
            charge-off of $189,000, or 98.4% of the total category.&#160; This balance is primarily related to the commercial development ground in Missouri.&#160; The non-performing commercial real estate category included five loans.&#160; The largest relationship in
            the category (discussed above), totaled $2.9 million, or 78.9% of the total category.&#160; This balance is primarily related to the agricultural ground in Iowa.&#160; The non-performing commercial business category included five loans, none of which
            were added during the current quarter.&#160; The largest relationship in this category, which was added during 2018, totaled $1.1 million, or 79.7% of the total category.&#160; This relationship is collateralized by an assignment of an interest in a real
            estate project.&#160; The non-performing one- to four-family residential category included 19 loans, five of which were added during the current quarter.&#160; The largest relationship in the category (discussed above) totaled $290,000, or 18.9% of the
            total category.&#160; This balance is primarily related to the single-family property in central Missouri.&#160; The non-performing consumer category included 110 loans, 29 of which were added during the current quarter, and the majority of which are
            indirect used automobile loans.</div>
          <div><font style="font-size: 11pt; font-family: 'Times New Roman',Times,serif;"> </font><font style="font-size: 11pt;"><br>
            </font></div>
          <div style="font-family: 'Times New Roman',Times,serif; font-size: 11pt;">Activity in the potential problem loans category during the quarter ended June 30, 2019, was as follows:</div>
          <div><br>
          </div>
          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman',Times,serif; font-size: 10pt; text-align: left; color: rgb(0, 0, 0); width: 100%;" id="z6d02cb51f5b84b57858f1d1a888cfc7a">

              <tr>
                <td valign="bottom" style="vertical-align: top; padding-bottom: 0.5pt;">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; border-bottom: 0.5pt solid rgb(0, 0, 0);" colspan="2">
                  <div style="text-align: center; font-size: 8pt; font-weight: bold;">Beginning </div>
                  <div style="text-align: center; font-size: 8pt; font-weight: bold;">Balance,</div>
                  <div style="text-align: center; font-size: 8pt; font-weight: bold;">April 1</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; border-bottom: 0.5pt solid rgb(0, 0, 0);" colspan="2">
                  <div style="text-align: center; font-size: 8pt; font-weight: bold;">Additions to </div>
                  <div style="text-align: center; font-size: 8pt; font-weight: bold;">Potential </div>
                  <div style="text-align: center; font-size: 8pt; font-weight: bold;">Problem</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; border-bottom: 0.5pt solid rgb(0, 0, 0);" colspan="2">
                  <div style="text-align: center; font-size: 8pt; font-weight: bold;">Removed</div>
                  <div style="text-align: center; font-size: 8pt; font-weight: bold;"> from <br>
                    Potential <br>
                    Problem</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; border-bottom: 0.5pt solid rgb(0, 0, 0);" colspan="2">
                  <div style="text-align: center; font-size: 8pt; font-weight: bold;">Transfers to </div>
                  <div style="text-align: center; font-size: 8pt; font-weight: bold;">Non-</div>
                  <div style="text-align: center; font-size: 8pt; font-weight: bold;">Performing</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; border-bottom: 0.5pt solid rgb(0, 0, 0);" colspan="2">
                  <div style="text-align: center; font-size: 8pt; font-weight: bold;">Transfers to</div>
                  <div style="text-align: center; font-size: 8pt; font-weight: bold;"> Foreclosed <br>
                    Assets and <br>
                    Repossessions</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; border-bottom: 0.5pt solid rgb(0, 0, 0);" colspan="2">
                  <div style="text-align: center; font-size: 8pt; font-weight: bold;">Charge-Offs</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; border-bottom: 0.5pt solid rgb(0, 0, 0);" colspan="2">
                  <div style="text-align: center; font-size: 8pt; font-weight: bold;">Payments</div>
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                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; border-bottom: 0.5pt solid rgb(0, 0, 0);" colspan="2">
                  <div style="text-align: center; font-size: 8pt; font-weight: bold;">Ending Balance,<br>
                    June 30</div>
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                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
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              <tr>
                <td valign="bottom" style="vertical-align: top;">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom;" colspan="26">
                  <div style="text-align: center; font-size: 8pt; font-weight: bold;">(In thousands)</div>
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                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
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              <tr>
                <td valign="bottom" style="vertical-align: top;">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 20%;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; font-size: 8pt;">One- to four-family construction</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                  <div><font style="font-size: 8pt;">$</font></div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                  <div><font style="font-size: 8pt;">&#8212;</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                  <div><font style="font-size: 8pt;">$</font></div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                  <div><font style="font-size: 8pt;">&#8212;</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                  <div><font style="font-size: 8pt;">$</font></div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                  <div><font style="font-size: 8pt;">&#8212;</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                  <div><font style="font-size: 8pt;">$</font></div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                  <div><font style="font-size: 8pt;">&#8212;</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                  <div><font style="font-size: 8pt;">$</font></div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                  <div><font style="font-size: 8pt;">&#8212;</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                  <div><font style="font-size: 8pt;">$</font></div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                  <div><font style="font-size: 8pt;">&#8212;</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                  <div><font style="font-size: 8pt;">$</font></div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                  <div><font style="font-size: 8pt;">&#8212;</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                  <div><font style="font-size: 8pt;">$</font></div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                  <div><font style="font-size: 8pt;">&#8212;</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 20%;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; font-size: 8pt;">Subdivision construction</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                  <div style="font-size: 8pt;">&#8212;</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                  <div style="font-size: 8pt;">&#8212;</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                  <div style="font-size: 8pt;">&#8212;</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                  <div style="font-size: 8pt;">&#8212;</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                  <div style="font-size: 8pt;">&#8212;</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                  <div style="font-size: 8pt;">&#8212;</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                  <div style="font-size: 8pt;">&#8212;</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                  <div style="font-size: 8pt;">&#8212;</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 20%;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; font-size: 8pt;">Land development</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                  <div style="font-size: 8pt;">&#8212;</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                  <div style="font-size: 8pt;">&#8212;</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                  <div style="font-size: 8pt;">&#8212;</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                  <div style="font-size: 8pt;">&#8212;</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                  <div style="font-size: 8pt;">&#8212;</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                  <div style="font-size: 8pt;">&#8212;</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                  <div style="font-size: 8pt;">&#8212;</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                  <div style="font-size: 8pt;">&#8212;</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 20%;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; font-size: 8pt;">Commercial construction</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                  <div style="font-size: 8pt;">&#8212;</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                  <div style="font-size: 8pt;">&#8212;</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                  <div style="font-size: 8pt;">&#8212;</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                  <div style="font-size: 8pt;">&#8212;</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                  <div style="font-size: 8pt;">&#8212;</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                  <div style="font-size: 8pt;">&#8212;</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                  <div style="font-size: 8pt;">&#8212;</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                  <div style="font-size: 8pt;">&#8212;</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 20%;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; font-size: 8pt;">One- to four-family residential</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                  <div style="font-size: 8pt;">849</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                  <div style="font-size: 8pt;">87</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                  <div style="font-size: 8pt;">&#8212;</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                  <div style="font-size: 8pt;">(85</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                  <div style="font-size: 8pt;">)</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                  <div style="font-size: 8pt;">&#8212;</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                  <div style="font-size: 8pt;">&#8212;</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                  <div style="font-size: 8pt;">(11</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                  <div style="font-size: 8pt;">)</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                  <div style="font-size: 8pt;">840</div>
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                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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                  <div style="font-size: 8pt;">&#8212;</div>
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                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                  <div style="font-size: 8pt;">&#8212;</div>
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                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                  <div style="font-size: 8pt;">&#8212;</div>
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                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                  <div style="font-size: 8pt;">&#8212;</div>
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                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                  <div style="font-size: 8pt;">&#8212;</div>
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                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                  <div style="font-size: 8pt;">&#8212;</div>
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                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                  <div style="font-size: 8pt;">&#8212;</div>
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                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                  <div style="font-size: 8pt;">&#8212;</div>
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                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <tr>
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                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
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                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                  <div style="font-size: 8pt;">&#8212;</div>
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                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
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                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                  <div style="font-size: 8pt;">)</div>
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                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                  <div style="font-size: 8pt;">&#8212;</div>
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                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                  <div style="font-size: 8pt;">&#8212;</div>
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                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                  <div style="font-size: 8pt;">&#8212;</div>
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                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                  <div style="font-size: 8pt;">(39</div>
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                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                  <div style="font-size: 8pt;">)</div>
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                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                  <div style="font-size: 8pt;">3,809</div>
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                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 20%;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; font-size: 8pt;">Commercial business</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                  <div style="font-size: 8pt;">&#8212;</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                  <div style="font-size: 8pt;">37</div>
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                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                  <div style="font-size: 8pt;">&#8212;</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                  <div style="font-size: 8pt;">&#8212;</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                  <div style="font-size: 8pt;">&#8212;</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                  <div style="font-size: 8pt;">&#8212;</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                  <div style="font-size: 8pt;">&#8212;</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
                  <div style="font-size: 8pt;">37</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 20%; padding-bottom: 1px;">
                  <div style="text-indent: -7.2pt; margin-left: 7.2pt; font-size: 8pt;">Consumer</div>
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                <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
                  <div style="font-size: 8pt;">288</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
                  <div style="font-size: 8pt;">81</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
                  <div style="font-size: 8pt;">&#8212;</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
                  <div style="font-size: 8pt;">(13</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">
                  <div style="font-size: 8pt;">)</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
                  <div style="font-size: 8pt;">(4</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">
                  <div style="font-size: 8pt;">)</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
                  <div style="font-size: 8pt;">(10</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">
                  <div style="font-size: 8pt;">)</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
                  <div style="font-size: 8pt;">(23</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">
                  <div style="font-size: 8pt;">)</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
                  <div style="font-size: 8pt;">319</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 20%;">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <tr>
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                  <div style="text-indent: 14.4pt; font-size: 8pt;">Total</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                  <div><font style="font-size: 8pt;">$</font></div>
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                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                  <div><font style="font-size: 8pt;">5,109</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                  <div><font style="font-size: 8pt;">$</font></div>
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                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                  <div><font style="font-size: 8pt;">205</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                  <div><font style="font-size: 8pt;">$</font></div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                  <div><font style="font-size: 8pt;">(124</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">
                  <div><font style="font-size: 8pt;">)</font></div>
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                <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                  <div><font style="font-size: 8pt;">$</font></div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                  <div><font style="font-size: 8pt;">(98</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">
                  <div><font style="font-size: 8pt;">)</font></div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                  <div><font style="font-size: 8pt;">$</font></div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                  <div><font style="font-size: 8pt;">(4</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">
                  <div><font style="font-size: 8pt;">)</font></div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                  <div><font style="font-size: 8pt;">$</font></div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                  <div><font style="font-size: 8pt;">(10</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">
                  <div><font style="font-size: 8pt;">)</font></div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                  <div><font style="font-size: 8pt;">$</font></div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                  <div><font style="font-size: 8pt;">(73</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">
                  <div><font style="font-size: 8pt;">)</font></div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                  <div><font style="font-size: 8pt;">$</font></div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                  <div><font style="font-size: 8pt;">5,005</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 20%;">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              </tr>

          </table>
          <div><br>
          </div>
          <div style="font-family: 'Times New Roman',Times,serif; font-size: 11pt;">At June 30, 2019, the commercial real estate category of potential problem loans included two loans, one of which was added during the first quarter of 2019.&#160; The largest
            relationship in the category (added during the previous quarter), which totaled $1.9 million, or 50.5% of the total category, is collateralized by a commercial retail building.&#160; Payments became past due during the first quarter of 2019 but were
            current at June 30, 2019 and a principal payment of $400,000 was received in July 2019.&#160; The second largest relationship in this category (added during 2018), which totaled $1.9 million, or 49.5% of the total category, is collateralized by a
            mixed use commercial retail building.&#160; Payments were current on this relationship at June 30, 2019.&#160; The one- to four-family residential category of potential problem loans included 17 loans, two of which were added during the current quarter.
            The consumer category of potential problem loans included 33 loans, eight of which were added during the current quarter.</div>
          <div style="font-size: 11pt;"><br>
          </div>
          <div style="font-family: 'Times New Roman',Times,serif; font-size: 11pt;">Activity in foreclosed assets and repossessions during the quarter ended June 30, 2019, excluding $1.3 million in foreclosed assets related to loans acquired in
            FDIC-assisted transactions and $1.3 million in properties which were not acquired through foreclosure, was as follows:</div>
          <div style="font-size: 11pt;"><br>
          </div>
          <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
            <div style="page-break-after: always;" id="DSPFPageBreak">
              <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #84312f; background-color: #84312f;"></div>
            <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">11</font></div>
          </div>
          <div>
            <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman',Times,serif; font-size: 10pt; text-align: left; color: rgb(0, 0, 0); width: 100%;" id="zf52017ce1de548728f062794f78d48ae">

                <tr>
                  <td valign="bottom" style="vertical-align: top; padding-bottom: 0.5pt;">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; border-bottom: 0.5pt solid rgb(0, 0, 0);" colspan="2">
                    <div style="text-align: center; font-weight: bold;">Beginning</div>
                    <div style="text-align: center; font-weight: bold;"> Balance,</div>
                    <div style="text-align: center; font-weight: bold;">April 1</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; border-bottom: 0.5pt solid rgb(0, 0, 0);" colspan="2">
                    <div style="text-align: center; font-weight: bold;">Additions</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; border-bottom: 0.5pt solid rgb(0, 0, 0);" colspan="2">
                    <div style="text-align: center; font-weight: bold;">ORE and</div>
                    <div style="text-align: center; font-weight: bold;"> Repossession </div>
                    <div style="text-align: center; font-weight: bold;">Sales</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; border-bottom: 0.5pt solid rgb(0, 0, 0);" colspan="2">
                    <div style="text-align: center; font-weight: bold;">Capitalized <br>
                      Costs</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; border-bottom: 0.5pt solid rgb(0, 0, 0);" colspan="2">
                    <div style="text-align: center; font-weight: bold;">ORE and <br>
                      Repossession Write-Downs</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; border-bottom: 0.5pt solid rgb(0, 0, 0);" colspan="2">
                    <div style="text-align: center; font-weight: bold;">Ending Balance,<br>
                      June 30</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top;">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: top;" colspan="22">
                    <div style="text-align: center; font-weight: bold;">(In thousands)</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top;">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: bottom; width: 28%;">
                    <div style="text-indent: -7.2pt; margin-left: 7.2pt;">One-to four-family construction</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                    <div>$</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div>&#8212;</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                    <div>$</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div>&#8212;</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                    <div>$</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div>&#8212;</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                    <div>$</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div>&#8212;</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                    <div>$</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div>&#8212;</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                    <div>$</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div>&#8212;</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 28%;">
                    <div style="text-indent: -7.2pt; margin-left: 7.2pt;">Subdivision construction</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div>971</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div>&#8212;</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div>(13</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                    <div>)</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div>&#8212;</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div>(40</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                    <div>)</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div>918</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 28%;">
                    <div style="text-indent: -7.2pt; margin-left: 7.2pt;">Land development</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div>3,041</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div>&#8212;</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div>(300</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                    <div>)</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div>&#8212;</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div>(157</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                    <div>)</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div>2,584</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 28%;">
                    <div style="text-indent: -7.2pt; margin-left: 7.2pt;">Commercial construction</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div>&#8212;</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div>&#8212;</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div>&#8212;</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div>&#8212;</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div>&#8212;</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div>&#8212;</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 28%;">
                    <div style="text-indent: -7.2pt; margin-left: 7.2pt;">One- to four-family residential</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div>985</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div>&#8212;</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div>(985</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                    <div>)</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div>&#8212;</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div>&#8212;</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div>&#8212;</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 28%;">
                    <div style="text-indent: -7.2pt; margin-left: 7.2pt;">Other residential</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div>&#8212;</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div>&#8212;</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div>&#8212;</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div>&#8212;</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div>&#8212;</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div>&#8212;</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 28%;">
                    <div style="text-indent: -7.2pt; margin-left: 7.2pt;">Commercial real estate</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div>&#8212;</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div>&#8212;</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div>&#8212;</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div>&#8212;</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div>&#8212;</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div>&#8212;</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 28%;">
                    <div style="text-indent: -7.2pt; margin-left: 7.2pt;">Commercial business</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div>&#8212;</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div>&#8212;</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div>&#8212;</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div>&#8212;</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div>&#8212;</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                    <div>&#8212;</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 28%; padding-bottom: 1px;">
                    <div style="text-indent: -7.2pt; margin-left: 7.2pt;">Consumer</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
                    <div>697</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
                    <div>1,137</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
                    <div>(835</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">
                    <div>)</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
                    <div><font style="font-size: 8pt;">&#8212;</font></div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
                    <div>&#8212;</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
                    <div>999</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 28%;">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 28%; padding-bottom: 3px;">
                    <div style="text-indent: 14.4pt;">Total</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                    <div>$</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                    <div>5,694</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                    <div>$</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                    <div>1,137</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                    <div>$</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                    <div>(2,133</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">
                    <div>)</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                    <div>$</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                    <div>&#8212;</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                    <div>$</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                    <div>(197</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">
                    <div>)</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                    <div>$</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                    <div>4,501</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
                </tr>

            </table>
            <div><br>
            </div>
            <div style="font-family: 'Times New Roman',Times,serif; font-size: 11pt;">At June 30, 2019, the land development category of foreclosed assets included five properties, the largest of which was located in the Branson, Mo. area and had a balance
              of $756,000, or 29.3% of the total category.&#160; Of the total dollar amount in the land development category of foreclosed assets, 67.6% was located in the Branson, Mo. area, including the largest property previously mentioned.&#160; The subdivision
              construction category of foreclosed assets included five properties, the largest of which was located in the Branson, Mo. area and had a balance of $350,000, or 38.1% of the total category.&#160; Of the total dollar amount in the subdivision
              construction category of foreclosed assets, 67.6% is located in Branson, Mo., including the largest property previously mentioned.&#160; All of the properties in the one- to four-family category of foreclosed assets were sold during the three
              months ended June 30, 2019.&#160; The amount of additions and sales in the consumer loans category are due to a higher volume of repossessions of automobiles, which generally are subject to a shorter repossession process.&#160; The Company experienced
              increased levels of delinquencies and repossessions in indirect and used automobile loans throughout 2016 and 2017.&#160; The level of delinquencies and repossessions in indirect and used automobile loans generally decreased in 2018 and to date in
              2019.</div>
            <div style="font-size: 11pt;"><br>
            </div>
            <div style="font-family: 'Times New Roman',Times,serif; font-size: 11pt;"><u>BUSINESS INITIATIVES</u></div>
            <div style="font-size: 11pt;"><br>
            </div>
            <div style="font-family: 'Times New Roman',Times,serif; font-size: 11pt;">The Company&#8217;s retail banking center network continues to evolve. In April 2019, the Company consolidated its Fayetteville, Ark., location into its Rogers, Ark., banking
              center. The Fayetteville office opened in 2014 and did not meet performance expectations. The Company now operates one banking center in Arkansas.</div>
            <div style="font-size: 11pt;"><br>
            </div>
            <div style="font-family: 'Times New Roman',Times,serif; font-size: 11pt;">In addition, the Company announced plans to consolidate its Ames, Iowa, banking center into its North Ankeny, Iowa, office in September 2019. The Company entered the Ames
              market through an FDIC-assisted acquisition in 2014, and currently operates this one office in the Ames market.</div>
            <div style="font-size: 11pt;"><br>
            </div>
            <div style="font-family: 'Times New Roman',Times,serif; font-size: 11pt;">The Company will host a conference call on Thursday, July 18, 2019, at 2:00 p.m. Central Time (3:00 p.m. Eastern Time) to discuss second quarter 2019 preliminary
              earnings. Individuals interested in listening to the conference call may dial 1.833.832.5121 and enter the passcode 9487954. The call will be available live or in a recorded version at the Company&#8217;s Investor Relations website,
              http://investors.greatsouthernbank.com.</div>
            <div style="font-size: 11pt;"><br>
            </div>
            <div style="background-color: rgb(255, 255, 255); font-size: 11pt;">
              <div style="font-family: 'Times New Roman',Times,serif;">Headquartered in Springfield, Mo., Great Southern offers a broad range of banking services to customers. The Company operates 98 retail banking centers in Missouri, Iowa, Kansas,
                Minnesota, Arkansas and Nebraska and commercial lending offices in Atlanta, Chicago, Dallas, Denver, Omaha, Neb., and Tulsa, Okla. The common stock of Great Southern Bancorp, Inc. is listed on the Nasdaq Global Select Market under the
                symbol "GSBC."</div>
            </div>
            <div style="font-size: 11pt;"><br>
            </div>
            <div style="color: rgb(0, 0, 255); font-family: 'Times New Roman',Times,serif; font-size: 11pt; font-style: italic; font-weight: bold;">www.GreatSouthernBank.com</div>
            <div style="font-size: 11pt;"><br>
            </div>
            <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
              <div style="page-break-after: always;" id="DSPFPageBreak">
                <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #84312f; background-color: #84312f;"></div>
              <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">12</font></div>
            </div>
            <div>
              <div style="font-family: 'Times New Roman',Times,serif; font-size: 8pt; font-weight: bold;">Forward-Looking Statements</div>
              <div style="font-size: 8pt;"><br>
              </div>
              <div style="background-color: #FFFFFF;">
                <div style="font-size: 8pt;">When used in this press release and in other documents filed or furnished by Great Southern Bancorp, Inc. (the &#8220;Company&#8221;) with the Securities and Exchange Commission (the "SEC"), in the Company's press releases
                  or other public or stockholder communications, and in oral statements made with the approval of an authorized executive officer, the words or phrases "will likely result," "are expected to," "will continue," "is anticipated," "estimate,"
                  "project," "intends" or similar expressions are intended to identify "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements are subject to certain risks and uncertainties,
                  including, among other things, (i) expected revenues, cost savings, earnings accretion, synergies and other benefits from the Company's&#160; merger and acquisition activities might not be realized within the anticipated time frames or at all,
                  and costs or difficulties relating to integration matters, including but not limited to customer and employee retention, might be greater than expected; (ii) changes in economic conditions, either nationally or in the Company's market
                  areas; (iii) fluctuations in interest rates; (iv) the risks of lending and investing activities, including changes in the level and direction of loan delinquencies and write-offs and changes in estimates of the adequacy of the allowance
                  for loan losses; (v) the possibility of other-than-temporary impairments of securities held in the Company's securities portfolio; (vi) the Company's ability to access cost-effective funding; (vii) fluctuations in real estate values and
                  both residential and commercial real estate market conditions; (viii) demand for loans and deposits in the Company's market areas; (ix) the ability to adapt successfully to technological changes to meet customers' needs and developments
                  in the marketplace; (x) the possibility that security measures implemented might not be sufficient to mitigate the risk of a cyber attack or cyber theft, and that such security measures might not protect against systems failures or
                  interruptions; (xi) legislative or regulatory changes that adversely affect the Company's business, including, without limitation, the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 and its implementing regulations, the
                  overdraft protection regulations and customers' responses thereto and the Tax Reform Legislation; (xii) changes in accounting principles, policies or guidelines; (xiii) monetary and fiscal policies of the Federal Reserve Board and the
                  U.S. Government and other governmental initiatives affecting the financial services industry; (xiv) results of examinations of the Company and Great Southern Bank by their regulators, including the possibility that the regulators may,
                  among other things, require the Company to limit its business activities, changes its business mix, increase its allowance for loan losses, write-down assets or increase its capital levels, or affect its ability to borrow funds or
                  maintain or increase deposits, which could adversely affect its liquidity and earnings; (xv) costs and effects of litigation, including settlements and judgments; and (xvi) competition. The Company wishes to advise readers that the
                  factors listed above and other risks described from time to time in documents filed or furnished by the Company with the SEC could affect the Company's financial performance and could cause the Company's actual results for future periods
                  to differ materially from any opinions or statements expressed with respect to future periods in any current statements.</div>
                <div style="font-size: 8pt;"><br>
                </div>
                <div style="color: #000000; font-size: 8pt;">The Company does not undertake-and specifically declines any obligation- to publicly release the result of any revisions which may be made to any forward-looking statements to reflect events or
                  circumstances after the date of such statements or to reflect the occurrence of anticipated or unanticipated events.</div>
              </div>
            </div>
            <font style="font-size: 8pt;"> </font>
            <div style="font-size: 11pt;"><br>
            </div>
            <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
              <div style="page-break-after: always;" id="DSPFPageBreak">
                <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #84312f; background-color: #84312f;"></div>
              <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">13</font></div>
            </div>
            <div>
              <div style="font-family: 'Times New Roman',Times,serif; font-size: 11pt;">The following tables set forth certain selected consolidated financial information of the Company at the dates and for the periods indicated.&#160; Financial data at all
                dates and for all periods is unaudited.&#160; In the opinion of management, all adjustments, which consist only of normal recurring accruals, necessary for a fair presentation of the results at and for such unaudited dates and periods have been
                included.&#160; The results of operations and other data for the three and six months ended June 30, 2019 and 2018, and the three months ended March 31, 2019, are not necessarily indicative of the results of operations which may be expected for
                any future period.</div>
              <div><br>
              </div>
              <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman',Times,serif; font-size: 10pt; text-align: left; color: rgb(0, 0, 0); width: 100%;" id="zae0dfc9f57f44080b9d386dddafb01d7">

                  <tr>
                    <td valign="bottom" style="vertical-align: bottom;">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: top;" colspan="2">
                      <div style="text-align: center; font-weight: bold;"> June 30,</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: top;" colspan="2">
                      <div style="text-align: center; font-weight: bold;">December 31,</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
                  </tr>
                  <tr>
                    <td valign="bottom" style="vertical-align: top; padding-bottom: 0.5pt;">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; border-bottom: 0.5pt solid rgb(0, 0, 0);" colspan="2">
                      <div style="text-align: center; font-weight: bold;"> 2019</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; border-bottom: 0.5pt solid rgb(0, 0, 0);" colspan="2">
                      <div style="text-align: center; font-weight: bold;">2018</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
                  </tr>
                  <tr>
                    <td valign="bottom" style="vertical-align: bottom;">
                      <div style="font-weight: bold;">&#160;Selected Financial Condition Data:</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: top;" colspan="6">
                      <div style="text-align: center;">(In thousands)</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
                  </tr>
                  <tr>
                    <td valign="bottom" style="vertical-align: top;">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
                  </tr>
                  <tr>
                    <td valign="bottom" style="vertical-align: top; width: 76%;">
                      <div style="text-indent: -45pt; margin-right: 14.4pt; margin-left: 54pt;">Total assets</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                      <div>$</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div>4,871,522</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                      <div>$</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div>4,676,200</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  </tr>
                  <tr>
                    <td valign="bottom" style="vertical-align: top; width: 76%;">
                      <div style="text-indent: -45pt; margin-right: 14.4pt; margin-left: 54pt;">Loans receivable, gross</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div>4,158,478</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div>4,034,810</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  </tr>
                  <tr>
                    <td valign="bottom" style="vertical-align: top; width: 76%;">
                      <div style="text-indent: -45pt; margin-right: 14.4pt; margin-left: 54pt;">Allowance for loan losses</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div>39,254</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div>38,409</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  </tr>
                  <tr>
                    <td valign="bottom" style="vertical-align: top; width: 76%;">
                      <div style="text-indent: -45pt; margin-right: 14.4pt; margin-left: 54pt;">Other real estate owned, net</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div>7,107</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div>8,440</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  </tr>
                  <tr>
                    <td valign="bottom" style="vertical-align: top; width: 76%;">
                      <div style="text-indent: -45pt; margin-right: 14.4pt; margin-left: 54pt;">Available-for-sale securities, at fair value</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div>305,649</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div>243,968</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  </tr>
                  <tr>
                    <td valign="bottom" style="vertical-align: top; width: 76%;">
                      <div style="text-indent: -45pt; margin-right: 14.4pt; margin-left: 54pt;">Deposits</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div>3,888,536</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div>3,725,007</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  </tr>
                  <tr>
                    <td valign="bottom" style="vertical-align: top; width: 76%;">
                      <div style="text-indent: -45pt; margin-right: 14.4pt; margin-left: 54pt;">Total borrowings</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div>367,101</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div>397,594</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  </tr>
                  <tr>
                    <td valign="bottom" style="vertical-align: top; width: 76%;">
                      <div style="text-indent: -45pt; margin-right: 14.4pt; margin-left: 54pt;">Total common stockholders&#8217; equity</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div>572,309</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div>531,977</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  </tr>
                  <tr>
                    <td valign="bottom" style="vertical-align: top; width: 76%;">
                      <div style="text-indent: -10.8pt; margin-right: 14.4pt; margin-left: 20.15pt;">Non-performing assets (excluding FDIC-assisted transaction assets)</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div>15,889</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div>11,780</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  </tr>

              </table>
              <div style="margin-bottom: 0.95pt;"><br>
              </div>
              <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman',Times,serif; font-size: 10pt; text-align: left; color: rgb(0, 0, 0); width: 100%;" id="z85e894751c3e4aa18833727b65536401">

                  <tr>
                    <td valign="bottom" style="vertical-align: bottom;">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom;" colspan="6">
                      <div style="text-align: center; font-weight: bold;">Three Months Ended</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom;" colspan="6">
                      <div style="text-align: center; font-weight: bold;">Six Months Ended</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom;" colspan="2">
                      <div style="text-align: center; font-weight: bold;">Three Months Ended</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
                  </tr>
                  <tr>
                    <td valign="bottom" style="vertical-align: bottom;">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom;" colspan="6">
                      <div style="text-align: center; font-weight: bold;"> June 30,</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom;" colspan="6">
                      <div style="text-align: center; font-weight: bold;">June 30,</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom;" colspan="2">
                      <div style="text-align: center; font-weight: bold;">March 31,</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
                  </tr>
                  <tr>
                    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; border-bottom: 0.5pt solid rgb(0, 0, 0);" colspan="2">
                      <div style="text-align: center; font-weight: bold;"> 2019</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; border-bottom: 0.5pt solid rgb(0, 0, 0);" colspan="2">
                      <div style="text-align: center; font-weight: bold;">2018</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; border-bottom: 0.5pt solid rgb(0, 0, 0);" colspan="2">
                      <div style="text-align: center; font-weight: bold;">2019</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; border-bottom: 0.5pt solid rgb(0, 0, 0);" colspan="2">
                      <div style="text-align: center; font-weight: bold;">2018</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; border-bottom: 0.5pt solid rgb(0, 0, 0);" colspan="2">
                      <div style="text-align: center; font-weight: bold;">2019</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
                  </tr>
                  <tr>
                    <td valign="bottom" style="vertical-align: bottom;">
                      <div style="font-weight: bold;">Selected Operating Data:</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom;" colspan="18">
                      <div style="text-align: center;">(Dollars in thousands, except per share data)</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
                  </tr>
                  <tr>
                    <td valign="bottom" style="vertical-align: bottom;">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
                  </tr>
                  <tr>
                    <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                      <div style="text-indent: -41.4pt; margin-right: 14.4pt; margin-left: 54pt;">Interest income</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                      <div>$</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div>58,723</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                      <div>$</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div>49,943</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                      <div>$</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div>116,081</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                      <div>$</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div>96,826</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                      <div>$</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div>57,358</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  </tr>
                  <tr>
                    <td valign="bottom" style="vertical-align: bottom; width: 40%; padding-bottom: 1px;">
                      <div style="text-indent: -41.4pt; margin-right: 14.4pt; margin-left: 54pt;">Interest expense</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
                      <div>13,802</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
                      <div>8,731</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
                      <div>26,555</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
                      <div>16,175</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
                      <div>12,753</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
                  </tr>
                  <tr>
                    <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                      <div style="text-indent: -41.4pt; margin-right: 14.4pt; margin-left: 54pt;">Net interest income</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div>44,921</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div>41,212</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div>89,526</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div>80,651</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div>44,605</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  </tr>
                  <tr>
                    <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                      <div style="text-indent: -41.4pt; margin-right: 14.4pt; margin-left: 54pt;">Provision for loan losses</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div>1,600</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div>1,950</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div>3,550</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div>3,900</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div>1,950</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  </tr>
                  <tr>
                    <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                      <div style="text-indent: -41.4pt; margin-right: 14.4pt; margin-left: 54pt;">Non-interest income</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div>7,157</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div>7,459</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div>14,607</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div>14,394</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div>7,450</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  </tr>
                  <tr>
                    <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                      <div style="text-indent: -41.4pt; margin-right: 14.4pt; margin-left: 54pt;">Non-interest expense</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div>28,383</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div>29,915</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div>56,877</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div>58,228</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div>28,495</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                  </tr>
                  <tr>
                    <td valign="bottom" style="vertical-align: bottom; width: 40%; padding-bottom: 1px;">
                      <div style="text-indent: -41.4pt; margin-right: 14.4pt; margin-left: 54pt;">Provision for income taxes</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
                      <div>3,720</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
                      <div>2,967</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
                      <div>7,718</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
                      <div>5,612</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
                      <div>3,998</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
                  </tr>
                  <tr>
                    <td valign="bottom" style="vertical-align: bottom; width: 40%; padding-bottom: 3px;">
                      <div style="text-indent: -9pt; margin-right: 14.4pt; margin-left: 30.6pt;">Net income and net income available to common shareholders</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                      <div>$</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                      <div>18,375</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                      <div>$</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                      <div>13,839</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                      <div>$</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                      <div>35,988</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                      <div>$</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                      <div>27,305</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                      <div>$</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                      <div>17,612</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
                  </tr>
                  <tr>
                    <td valign="bottom" style="vertical-align: bottom; width: 40%;">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="margin-bottom: 0.95pt;"><br>
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                    <td valign="bottom" style="vertical-align: bottom;">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
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                      <div style="text-align: center; font-weight: bold;">At or For the Three </div>
                      <div style="text-align: center; font-weight: bold;">Months Ended</div>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
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                      <div style="text-align: center; font-weight: bold;">At or For the Three Months Ended</div>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
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                  <tr>
                    <td valign="bottom" style="vertical-align: bottom;">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
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                      <div style="text-align: center; font-weight: bold;">June 30,</div>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
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                  <tr>
                    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
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                      <div style="text-align: center; font-weight: bold;"> 2019</div>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; border-bottom: 0.5pt solid rgb(0, 0, 0);" colspan="2">
                      <div style="text-align: center; font-weight: bold;">2018</div>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; border-bottom: 0.5pt solid rgb(0, 0, 0);" colspan="2">
                      <div style="text-align: center; font-weight: bold;">2019</div>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; border-bottom: 0.5pt solid rgb(0, 0, 0);" colspan="2">
                      <div style="text-align: center; font-weight: bold;">2018</div>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; border-bottom: 0.5pt solid rgb(0, 0, 0);" colspan="2">
                      <div style="text-align: center; font-weight: bold;">2019</div>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
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                  <tr>
                    <td valign="bottom" style="vertical-align: bottom;">
                      <div style="font-weight: bold;">Per Common Share:</div>
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                    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom;" colspan="18">
                      <div style="text-align: center;">(Dollars in thousands, except per share data)</div>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
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                  <tr>
                    <td valign="bottom" style="vertical-align: bottom;">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
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                  <tr>
                    <td valign="bottom" style="vertical-align: bottom; width: 40%; padding-bottom: 3px;">
                      <div style="text-indent: -41.4pt; margin-right: 14.4pt; margin-left: 54pt;">Net income (fully diluted)</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                      <div>$</div>
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                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                      <div>1.28</div>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                      <div>$</div>
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                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                      <div>0.97</div>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                      <div>$</div>
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                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                      <div>2.52</div>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                      <div>$</div>
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                      <div>1.91</div>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                      <div>$</div>
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                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                      <div>1.23</div>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
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                  <tr>
                    <td valign="bottom" style="vertical-align: bottom; width: 40%; padding-bottom: 3px;">
                      <div style="text-indent: -41.4pt; margin-right: 14.4pt; margin-left: 54pt;">Book value</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                      <div>$</div>
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                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                      <div>40.30</div>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                      <div>$</div>
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                      <div>34.69</div>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                      <div>$</div>
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                      <div>40.30</div>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                      <div>$</div>
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                      <div>34.69</div>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                      <div>$</div>
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                      <div>38.36</div>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
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                  <tr>
                    <td valign="bottom" style="vertical-align: bottom; width: 40%;">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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                  <tr>
                    <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                      <div style="font-weight: bold;">Earnings Performance Ratios:</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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                      <div style="text-indent: -41.4pt; margin-right: 14.4pt; margin-left: 54pt;">Annualized return on average assets</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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                      <div>1.52</div>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                      <div>%</div>
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                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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                      <div>1.23</div>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                      <div>%</div>
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                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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                      <div>1.51</div>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                      <div>%</div>
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                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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                      <div>1.23</div>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                      <div>%</div>
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                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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                      <div>1.49</div>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                      <div>%</div>
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                  <tr>
                    <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                      <div style="text-indent: -41.75pt; margin-left: 54.7pt;">Annualized return on average</div>
                      <div style="text-indent: -41.75pt; margin-left: 54.7pt;">&#160;&#160;&#160;&#160;&#160;&#160;common stockholders&#8217; equity</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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                      <div>13.24</div>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                      <div>%</div>
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                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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                      <div>11.32</div>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                      <div>%</div>
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                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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                      <div>13.18</div>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                      <div>%</div>
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                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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                      <div>11.27</div>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                      <div>%</div>
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                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div>13.12</div>
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                      <div>%</div>
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                      <div style="text-indent: -41.4pt; margin-right: 14.4pt; margin-left: 54pt;">Net interest margin</div>
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                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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                      <div>3.97</div>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                      <div>%</div>
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                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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                      <div>3.94</div>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                      <div>%</div>
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                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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                      <div>4.02</div>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                      <div>%</div>
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                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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                      <div>3.93</div>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                      <div>%</div>
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                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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                      <div>4.06</div>
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                      <div style="text-indent: -41.4pt; margin-right: 14.4pt; margin-left: 54pt;">Average interest rate spread</div>
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                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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                      <div>3.64</div>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                      <div>%</div>
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                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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                      <div>3.72</div>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                      <div>%</div>
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                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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                      <div>3.69</div>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                      <div>%</div>
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                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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                      <div>3.73</div>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                      <div>%</div>
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                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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                      <div>3.75</div>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                      <div>%</div>
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                    <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                      <div style="text-indent: -41.4pt; margin-right: 14.4pt; margin-left: 54pt;">Efficiency ratio</div>
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                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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                      <div>54.50</div>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                      <div>%</div>
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                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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                      <div>61.46</div>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                      <div>%</div>
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                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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                      <div>54.62</div>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                      <div>%</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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                      <div>61.26</div>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                      <div>%</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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                      <div>54.74</div>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                      <div>%</div>
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                    <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                      <div style="text-indent: -41.4pt; margin-right: 14.4pt; margin-left: 54pt;">Non-interest expense to average total assets</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div>2.35</div>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                      <div>%</div>
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                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div>2.66</div>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                      <div>%</div>
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                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div>2.38</div>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                      <div>%</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div>2.63</div>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                      <div>%</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div>2.41</div>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                      <div>%</div>
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                  <tr>
                    <td valign="bottom" style="vertical-align: bottom; width: 40%;">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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                    <td valign="bottom" style="vertical-align: bottom;" colspan="20">
                      <div style="text-align: justify; font-weight: bold;">Asset Quality Ratios:</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
                  </tr>
                  <tr>
                    <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                      <div style="text-indent: -41.4pt; margin-right: 14.4pt; margin-left: 54pt;">Allowance for loan losses to period-end loans</div>
                      <div style="text-indent: -41.4pt; margin-right: 3.6pt; margin-left: 54pt;">&#160;&#160;&#160;&#160;&#160;&#160;(excluding covered/previously covered loans)</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div>0.97</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                      <div>%</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div>1.02</div>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                      <div>%</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div>0.97</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                      <div>%</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div>1.02</div>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                      <div>%</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div>0.97</div>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                      <div>%</div>
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                  <tr>
                    <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                      <div style="text-indent: -41.4pt; margin-left: 54pt;">Non-performing assets to period-end assets</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div>0.33</div>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                      <div>%</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div>0.47</div>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                      <div>%</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div>0.33</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                      <div>%</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div>0.47</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                      <div>%</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div>0.22</div>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                      <div>%</div>
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                  <tr>
                    <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                      <div style="text-indent: -41.4pt; margin-right: 14.4pt; margin-left: 54pt;">Non-performing loans to period-end loans</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div>0.27</div>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                      <div>%</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div>0.21</div>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                      <div>%</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div>0.27</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                      <div>%</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div>0.21</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                      <div>%</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div>0.11</div>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                      <div>%</div>
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                  <tr>
                    <td valign="bottom" style="vertical-align: bottom; width: 40%;">
                      <div style="text-indent: -41.4pt; margin-right: 14.4pt; margin-left: 54pt;">Annualized net charge-offs to average loans</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div>0.10</div>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                      <div>%</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div>0.07</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                      <div>%</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div>0.13</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                      <div>%</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div>0.15</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                      <div>%</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div>0.17</div>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
                      <div>%</div>
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              <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">14</font></div>
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              <div style="text-align: center; font-weight: bold; font-size: 11pt;">Great Southern Bancorp, Inc. and Subsidiaries</div>
              <font style="font-size: 11pt;"> </font>
              <div style="text-align: center; font-weight: bold; font-size: 11pt;">Consolidated Statements of Financial Condition</div>
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              <div style="text-align: center; font-weight: bold; font-size: 11pt;">(In thousands, except number of shares)</div>
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                    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt; font-size: 9pt;">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; border-bottom: 0.5pt solid rgb(0, 0, 0); font-size: 9pt;" colspan="2">
                      <div style="text-align: center; font-weight: bold;"> June 30,</div>
                      <div style="text-align: center; font-weight: bold;">2019</div>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 0.5pt; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; border-bottom: 0.5pt solid rgb(0, 0, 0); font-size: 9pt;" colspan="2">
                      <div style="text-align: center; font-weight: bold;">December 31,</div>
                      <div style="text-align: center; font-weight: bold;"> 2018</div>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 0.5pt; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; border-bottom: 0.5pt solid rgb(0, 0, 0); font-size: 9pt;" colspan="2">
                      <div style="text-align: center; font-weight: bold;">March 31,</div>
                      <div style="text-align: center; font-weight: bold;">2019</div>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 0.5pt; font-size: 9pt;" colspan="1">&#160;</td>
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                    <td valign="bottom" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; font-size: 9pt;" colspan="2">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: top; font-size: 9pt;" colspan="2">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; font-size: 9pt;" colspan="2">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
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                      <div style="text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 39.6pt; font-size: 9pt;">Cash</div>
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                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                      <div style="font-size: 9pt;">$</div>
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                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="font-size: 9pt;">99,567</div>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                      <div style="font-size: 9pt;">$</div>
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                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="font-size: 9pt;">110,108</div>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
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                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="font-size: 9pt;">95,347</div>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                  </tr>
                  <tr>
                    <td valign="bottom" style="vertical-align: bottom; width: 64%; padding-bottom: 1px;">
                      <div style="text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 39.6pt; font-size: 9pt;">Interest-bearing deposits in other financial institutions</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
                      <div style="font-size: 9pt;">81,805</div>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
                      <div style="font-size: 9pt;">92,634</div>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
                      <div style="font-size: 9pt;">110,743</div>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
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                  <tr>
                    <td valign="bottom" style="vertical-align: bottom; width: 64%;">
                      <div style="text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 72pt; font-size: 9pt;">Cash and cash equivalents</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="font-size: 9pt;">181,372</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="font-size: 9pt;">202,742</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="font-size: 9pt;">206,090</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                  </tr>
                  <tr>
                    <td valign="bottom" style="vertical-align: bottom; width: 64%; font-size: 9pt;">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                  </tr>
                  <tr>
                    <td valign="bottom" style="vertical-align: bottom; width: 64%;">
                      <div style="text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 39.6pt; font-size: 9pt;">Available-for-sale securities</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="font-size: 9pt;">305,649</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="font-size: 9pt;">243,968</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="font-size: 9pt;">277,750</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                  </tr>
                  <tr>
                    <td valign="bottom" style="vertical-align: bottom; width: 64%;">
                      <div style="text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 39.6pt; font-size: 9pt;">Mortgage loans held for sale</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="font-size: 9pt;">11,106</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="font-size: 9pt;">1,650</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="font-size: 9pt;">1,892</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                  </tr>
                  <tr>
                    <td valign="bottom" style="vertical-align: bottom; width: 64%;">
                      <div style="text-indent: -10.8pt; margin-right: 14.4pt; margin-left: 20.15pt; font-size: 9pt;">Loans receivable (1), net of allowance for loan losses of $39,254&#160; &#8211; June 2019; $38,409 &#8211; December 2018; $38,651&#160; &#8211; March 2019</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="font-size: 9pt;">4,112,455</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="font-size: 9pt;">3,989,001</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="font-size: 9pt;">4,050,336</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                  </tr>
                  <tr>
                    <td valign="bottom" style="vertical-align: bottom; width: 64%;">
                      <div style="text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 39.6pt; font-size: 9pt;">Interest receivable</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="font-size: 9pt;">14,351</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="font-size: 9pt;">13,448</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="font-size: 9pt;">14,550</div>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                  </tr>
                  <tr>
                    <td valign="bottom" style="vertical-align: bottom; width: 64%;">
                      <div style="text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 39.6pt; font-size: 9pt;">Prepaid expenses and other assets</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="font-size: 9pt;">76,241</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="font-size: 9pt;">55,336</div>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="font-size: 9pt;">59,383</div>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
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                    <td valign="bottom" style="vertical-align: bottom; width: 64%;">
                      <div style="text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 39.6pt; font-size: 9pt;">Other real estate owned and repossessions (2), net</div>
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                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="font-size: 9pt;">7,107</div>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="font-size: 9pt;">8,440</div>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="font-size: 9pt;">8,772</div>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                  </tr>
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                    <td valign="bottom" style="vertical-align: bottom; width: 64%;">
                      <div style="text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 39.6pt; font-size: 9pt;">Premises and equipment, net</div>
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                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="font-size: 9pt;">143,473</div>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="font-size: 9pt;">132,424</div>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="font-size: 9pt;">141,754</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                  </tr>
                  <tr>
                    <td valign="bottom" style="vertical-align: bottom; width: 64%;">
                      <div style="text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 39.6pt; font-size: 9pt;">Goodwill and other intangible assets</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="font-size: 9pt;">8,675</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="font-size: 9pt;">9,288</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="font-size: 9pt;">8,963</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                  </tr>
                  <tr>
                    <td valign="bottom" style="vertical-align: bottom; width: 64%;">
                      <div style="text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 39.6pt; font-size: 9pt;">Federal Home Loan Bank stock</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="font-size: 9pt;">11,093</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="font-size: 9pt;">12,438</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="font-size: 9pt;">5,633</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                  </tr>
                  <tr>
                    <td valign="bottom" style="vertical-align: bottom; width: 64%; padding-bottom: 1px;">
                      <div style="text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 39.6pt; font-size: 9pt;">Current and deferred income taxes</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
                      <div style="font-size: 9pt;">&#8212;</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
                      <div style="font-size: 9pt;">7,465</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
                      <div style="font-size: 9pt;">3,097</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
                  </tr>
                  <tr>
                    <td valign="bottom" style="vertical-align: bottom; width: 64%; font-size: 9pt;">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                  </tr>
                  <tr>
                    <td valign="bottom" style="vertical-align: bottom; width: 64%; padding-bottom: 3px;">
                      <div style="text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 72pt; font-size: 9pt;">Total Assets</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                      <div style="font-size: 9pt;">$</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                      <div style="font-size: 9pt;">4,871,522</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                      <div style="font-size: 9pt;">$</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                      <div style="font-size: 9pt;">4,676,200</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                      <div style="font-size: 9pt;">$</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                      <div style="font-size: 9pt;">4,778,220</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
                  </tr>
                  <tr>
                    <td valign="bottom" style="vertical-align: bottom; width: 64%; font-size: 9pt;">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                  </tr>
                  <tr>
                    <td valign="bottom" style="vertical-align: bottom; width: 64%;">
                      <div style="margin-right: 14.4pt; font-size: 9pt; font-weight: bold;">Liabilities and Stockholders&#8217; Equity</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                  </tr>
                  <tr>
                    <td valign="bottom" style="vertical-align: bottom; width: 64%;">
                      <div style="text-indent: -21.6pt; margin-right: 14.4pt; margin-left: 25.2pt; font-size: 9pt; font-weight: bold;">Liabilities</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                  </tr>
                  <tr>
                    <td valign="bottom" style="vertical-align: bottom; width: 64%;">
                      <div style="text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 39.6pt; font-size: 9pt;">Deposits</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                      <div style="font-size: 9pt;">$</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="font-size: 9pt;">3,888,536</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                      <div style="font-size: 9pt;">$</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="font-size: 9pt;">3,725,007</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
                      <div style="font-size: 9pt;">$</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="font-size: 9pt;">3,956,091</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                  </tr>
                  <tr>
                    <td valign="bottom" style="vertical-align: bottom; width: 64%;">
                      <div style="text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 39.6pt; font-size: 9pt;">Federal Home Loan Bank advances</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="font-size: 9pt;">&#8212;</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="font-size: 9pt;">&#8212;</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="font-size: 9pt;">&#8212;</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                  </tr>
                  <tr>
                    <td valign="bottom" style="vertical-align: bottom; width: 64%;">
                      <div style="text-indent: -12.6pt; margin-right: 14.4pt; margin-left: 21.6pt; font-size: 9pt;">Securities sold under reverse repurchase agreements with customers</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="font-size: 9pt;">98,632</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="font-size: 9pt;">105,253</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="font-size: 9pt;">118,618</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                  </tr>
                  <tr>
                    <td valign="bottom" style="vertical-align: bottom; width: 64%;">
                      <div style="text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 39.6pt; font-size: 9pt;">Short-term borrowings</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="font-size: 9pt;">168,636</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="font-size: 9pt;">192,725</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="font-size: 9pt;">22,219</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                  </tr>
                  <tr>
                    <td valign="bottom" style="vertical-align: bottom; width: 64%;">
                      <div style="text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 39.6pt; font-size: 9pt;">Subordinated debentures issued to capital trust</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="font-size: 9pt;">25,774</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="font-size: 9pt;">25,774</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="font-size: 9pt;">25,774</div>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
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                  <tr>
                    <td valign="bottom" style="vertical-align: bottom; width: 64%;">
                      <div style="text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 39.6pt; font-size: 9pt;">Subordinated notes</div>
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                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="font-size: 9pt;">74,059</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="font-size: 9pt;">73,842</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="font-size: 9pt;">73,951</div>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
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                  <tr>
                    <td valign="bottom" style="vertical-align: bottom; width: 64%;">
                      <div style="text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 39.6pt; font-size: 9pt;">Accrued interest payable</div>
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                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="font-size: 9pt;">4,209</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="font-size: 9pt;">3,570</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="font-size: 9pt;">2,933</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
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                  <tr>
                    <td valign="bottom" style="vertical-align: bottom; width: 64%;">
                      <div style="text-indent: -30.6pt; margin-left: 39.6pt; font-size: 9pt;">Advances from borrowers for taxes and insurance</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="font-size: 9pt;">10,550</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="font-size: 9pt;">5,092</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="font-size: 9pt;">7,864</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                  </tr>
                  <tr>
                    <td valign="bottom" style="vertical-align: bottom; width: 64%;">
                      <div style="text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 39.6pt; font-size: 9pt;">Accounts payable and accrued expenses</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="font-size: 9pt;">26,499</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="font-size: 9pt;">12,960</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="font-size: 9pt;">27,135</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                  </tr>
                  <tr>
                    <td valign="bottom" style="vertical-align: bottom; width: 64%; padding-bottom: 1px;">
                      <div style="text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 39.6pt; font-size: 9pt;">Current and deferred income taxes</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
                      <div style="font-size: 9pt;">2,318</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
                      <div style="font-size: 9pt;">&#8212;</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
                      <div style="font-size: 9pt;">&#8212;</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
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                  <tr>
                    <td valign="bottom" style="vertical-align: bottom; width: 64%; padding-bottom: 1px;">
                      <div style="text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 72pt; font-size: 9pt;">Total Liabilities</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
                      <div style="font-size: 9pt;">4,299,213</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
                      <div style="font-size: 9pt;">4,144,223</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
                      <div style="font-size: 9pt;">4,234,585</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
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                  <tr>
                    <td valign="bottom" style="vertical-align: bottom; width: 64%; font-size: 9pt;">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
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                  <tr>
                    <td valign="bottom" style="vertical-align: bottom; width: 64%;">
                      <div style="text-indent: -21.6pt; margin-right: 14.4pt; margin-left: 25.2pt; font-size: 9pt; font-weight: bold;">Stockholders&#8217; Equity</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
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                  <tr>
                    <td valign="bottom" style="vertical-align: bottom; width: 64%;">
                      <div style="text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 39.6pt; font-size: 9pt;">Capital stock</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
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                  <tr>
                    <td valign="bottom" style="vertical-align: bottom; width: 64%;">
                      <div style="text-indent: -10.8pt; margin-right: 14.4pt; margin-left: 32.4pt; font-size: 9pt;">Preferred stock, $.01 par value; authorized 1,000,000 shares; issued and outstanding June 2019, December 2018 and March 2019&#8211; -0- shares</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="font-size: 9pt;">&#8212;</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="font-size: 9pt;">&#8212;</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="font-size: 9pt;">&#8212;</div>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
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                  <tr>
                    <td valign="bottom" style="vertical-align: bottom; width: 64%;">
                      <div style="text-indent: -10.8pt; margin-right: 14.4pt; margin-left: 32.4pt; font-size: 9pt;">Common stock, $.01 par value; authorized 20,000,000 shares; issued and outstanding June 2019 &#8211; 14,201,616 shares; December 2018 &#8211; 14,151,198
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                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="font-size: 9pt;">142</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="font-size: 9pt;">142</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="font-size: 9pt;">142</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                  </tr>
                  <tr>
                    <td valign="bottom" style="vertical-align: bottom; width: 64%;">
                      <div style="text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 39.6pt; font-size: 9pt;">Additional paid-in capital</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="font-size: 9pt;">31,603</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="font-size: 9pt;">30,121</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="font-size: 9pt;">30,916</div>
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                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                  </tr>
                  <tr>
                    <td valign="bottom" style="vertical-align: bottom; width: 64%;">
                      <div style="text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 39.6pt; font-size: 9pt;">Retained earnings</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="font-size: 9pt;">508,427</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="font-size: 9pt;">492,087</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                      <div style="font-size: 9pt;">494,181</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                  </tr>
                  <tr>
                    <td valign="bottom" style="vertical-align: bottom; width: 64%; padding-bottom: 1px;">
                      <div style="text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 39.6pt; font-size: 9pt;">Accumulated other comprehensive gain</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
                      <div style="font-size: 9pt;">32,137</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
                      <div style="font-size: 9pt;">9,627</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
                      <div style="font-size: 9pt;">18,396</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
                  </tr>
                  <tr>
                    <td valign="bottom" style="vertical-align: bottom; width: 64%; padding-bottom: 1px;">
                      <div style="text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 72pt; font-size: 9pt;">Total Stockholders&#8217; Equity</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
                      <div style="font-size: 9pt;">572,309</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
                      <div style="font-size: 9pt;">531,977</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
                      <div style="font-size: 9pt;">543,635</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
                  </tr>
                  <tr>
                    <td valign="bottom" style="vertical-align: bottom; width: 64%; font-size: 9pt;">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
                  </tr>
                  <tr>
                    <td valign="bottom" style="vertical-align: bottom; width: 64%; padding-bottom: 3px;">
                      <div style="text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 72pt; font-size: 9pt;">Total Liabilities and Stockholders&#8217; Equity</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                      <div style="font-size: 9pt;">$</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                      <div style="font-size: 9pt;">4,871,522</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                      <div style="font-size: 9pt;">$</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                      <div style="font-size: 9pt;">4,676,200</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
                    <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                      <div style="font-size: 9pt;">$</div>
                    </td>
                    <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
                      <div style="font-size: 9pt;">4,778,220</div>
                    </td>
                    <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
                  </tr>

              </table>
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                    <tr>
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                        <div style="color: rgb(0, 0, 0); font-size: 8pt;">(1)</div>
                      </td>
                      <td style="width: auto; vertical-align: top;">
                        <div style="font-size: 8pt;">At June 30, 2019, December 31, 2018 and March 31, 2019, includes loans, net of discounts, totaling $151.1 million, $167.6 million and $161.1 million, respectively, which were acquired in FDIC-assisted
                          transactions and are accounted for under ASC 310-30.</div>
                      </td>
                    </tr>

                </table>
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              <div>
                <table cellspacing="0" cellpadding="0" id="zf3f0cf83aa544f3797383bc1a6c0d10d" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

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                      <td style="width: 18pt; vertical-align: top; align: right;">
                        <div style="font-size: 8pt;">(2)</div>
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                        <div style="font-size: 8pt;">At June 30, 2019, December 31, 2018 and March 31, 2019, includes foreclosed assets, net of discounts, totaling $1.3 million, $1.4 million and $1.6 million, respectively, which were acquired in
                          FDIC-assisted transactions.&#160; In addition, at June 30, 2019, December 31, 2018 and March 31, 2019, includes $1.3 million, $1.6 million and $1.5 million of properties which were not acquired through foreclosure, but are held for
                          sale.</div>
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                    </tr>

                </table>
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        <font style="font-size: 11pt;"> </font></div>
      <font style="font-size: 11pt;"> </font></div>
    <div style="text-align: left;"><font style="font-size: 11pt;"> </font><br>
    </div>
    <div style="text-align: left;"><font style="font-size: 11pt;"> </font><br>
    </div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
      <div style="page-break-after: always;" id="DSPFPageBreak">
        <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #84312f; background-color: #84312f;"></div>
      <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">15</font></div>
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    <div style="text-align: left;">
      <div style="text-align: center; font-weight: bold; font-size: 11pt;">Great Southern Bancorp, Inc. and Subsidiaries</div>
      <font style="font-size: 11pt;"> </font>
      <div style="text-align: center; font-weight: bold; font-size: 11pt;">Consolidated Statements of Income</div>
      <font style="font-size: 11pt;"> </font>
      <div style="text-align: center; font-weight: bold; font-size: 11pt;">(In thousands, except per share data)</div>
      <font style="font-size: 11pt;"> </font>
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      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman',Times,serif; font-size: 10pt; text-align: left; color: rgb(0, 0, 0); width: 100%;" id="zcae93e730876460ea4a7fdc3cd7cf6f7">

          <tr>
            <td valign="bottom" style="vertical-align: top; font-size: 9pt;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="6">
              <div style="text-align: center; font-size: 9pt; font-weight: bold;">Three Months Ended</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="6">
              <div style="text-align: center; font-size: 9pt; font-weight: bold;">Six Months Ended</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">
              <div style="text-align: center; font-size: 9pt; font-weight: bold;">Three Months <br>
                Ended</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: top; font-size: 9pt;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="6">
              <div style="text-align: center; font-size: 9pt; font-weight: bold;"> June 30,</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="6">
              <div style="text-align: center; font-size: 9pt; font-weight: bold;">June 30,</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">
              <div style="text-align: center; font-size: 9pt; font-weight: bold;">March 31,</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 0.5pt solid rgb(0, 0, 0);" colspan="2">
              <div style="text-align: center; font-size: 9pt; font-weight: bold;"> 2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 0.5pt; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 0.5pt solid rgb(0, 0, 0);" colspan="2">
              <div style="text-align: center; font-size: 9pt; font-weight: bold;">2018</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 0.5pt; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: top; border-bottom: 0.5pt solid rgb(0, 0, 0);" colspan="2">
              <div style="text-align: center; font-size: 9pt; font-weight: bold;">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 0.5pt; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: top; border-bottom: 0.5pt solid rgb(0, 0, 0);" colspan="2">
              <div style="text-align: center; font-size: 9pt; font-weight: bold;">2018</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 0.5pt; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 0.5pt solid rgb(0, 0, 0);" colspan="2">
              <div style="text-align: center; font-size: 9pt; font-weight: bold;">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 0.5pt; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">
              <div style="margin-right: 14.4pt; font-size: 9pt; font-weight: bold;">Interest Income</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: top; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: top; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: top; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: top; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;" colspan="1">
              <div style="text-indent: -30.6pt; margin-right: 3.6pt; margin-left: 39.6pt; font-size: 9pt;">Loans</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">55,771</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">48,219</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">110,327</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">93,384</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">54,556</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; padding-bottom: 1px;" colspan="1">
              <div style="text-indent: -30.6pt; margin-right: 3.6pt; margin-left: 39.6pt; font-size: 9pt;">Investment securities and other</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">2,952</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">1,724</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">5,754</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">3,442</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">2,802</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">58,723</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">49,943</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">116,081</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">96,826</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">57,358</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;" colspan="1">
              <div style="margin-right: 3.6pt; font-size: 9pt; font-weight: bold;">Interest Expense</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;" colspan="1">
              <div style="text-indent: -30.6pt; margin-right: 3.6pt; margin-left: 39.6pt; font-size: 9pt;">Deposits</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">11,582</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">6,123</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">22,052</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">11,706</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">10,470</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;" colspan="1">
              <div style="text-indent: -30.6pt; margin-right: 3.6pt; margin-left: 39.6pt; font-size: 9pt;">Federal Home Loan Bank advances</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">&#8212;</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">1,166</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">&#8212;</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">1,772</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">&#8212;</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;" colspan="1">
              <div style="text-indent: -10.8pt; margin-right: 3.6pt; margin-left: 20.15pt; font-size: 9pt;">Short-term borrowings and repurchase agreements</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">859</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">180</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">1,780</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">208</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">922</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;" colspan="1">
              <div style="text-indent: -30.6pt; margin-right: 3.6pt; margin-left: 39.6pt; font-size: 9pt;">Subordinated debentures issued to capital trust</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">267</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">238</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">534</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">440</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">267</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; padding-bottom: 1px;" colspan="1">
              <div style="text-indent: -30.6pt; margin-right: 3.6pt; margin-left: 39.6pt; font-size: 9pt;">Subordinated notes</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">1,094</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">1,024</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">2,189</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">2,049</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">1,094</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">13,802</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">8,731</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">26,555</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">16,175</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">12,753</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;" colspan="1">
              <div style="margin-right: 3.6pt; font-size: 9pt; font-weight: bold;">Net Interest Income</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">44,921</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">41,212</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">89,526</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">80,651</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">44,605</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; padding-bottom: 1px;" colspan="1">
              <div style="margin-right: 3.6pt; font-size: 9pt; font-weight: bold;">Provision for Loan Losses</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">1,600</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">1,950</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">3,550</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">3,900</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">1,950</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; padding-bottom: 1px;" colspan="1">
              <div style="margin-right: 3.6pt; font-size: 9pt;"><font style="font-weight: bold;">Net Interest Income After</font>&#160;<font style="font-weight: bold;">Provision for Loan Losses</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">43,321</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">39,262</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">85,976</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">76,751</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">42,655</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;" colspan="1">
              <div style="margin-right: 3.6pt; font-size: 9pt; font-weight: bold;">Noninterest Income</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;" colspan="1">
              <div style="text-indent: -30.6pt; margin-right: 9.9pt; margin-left: 39.6pt; font-size: 9pt;">Commissions</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">163</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">312</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">497</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">560</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">334</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;" colspan="1">
              <div style="text-indent: -30.6pt; margin-right: 3.6pt; margin-left: 39.6pt; font-size: 9pt;">Service charges and ATM fees</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">5,309</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">5,488</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">10,268</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">10,732</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">4,958</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;" colspan="1">
              <div style="text-indent: -30.6pt; margin-right: 3.6pt; margin-left: 39.6pt; font-size: 9pt;">Net gains on loan sales</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">376</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">559</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">623</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">1,021</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">248</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;" colspan="1">
              <div style="text-indent: -12.25pt; margin-right: 3.6pt; margin-left: 21.25pt; font-size: 9pt;">Net realized gains on sales of available-for-sale securities</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">&#8212;</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">&#8212;</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">10</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">&#8212;</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">10</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;" colspan="1">
              <div style="text-indent: -30.6pt; margin-right: 3.6pt; margin-left: 39.6pt; font-size: 9pt;">Late charges and fees on loans</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">356</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">385</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">702</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">774</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">346</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;" colspan="1">
              <div style="text-indent: -10.8pt; margin-right: 3.6pt; margin-left: 20.15pt; font-size: 9pt;">Gain (loss) on derivative interest rate products</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">(44</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="font-size: 9pt;">)</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">11</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">(68</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">48</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">(25</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="font-size: 9pt;">)</div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; padding-bottom: 1px;" colspan="1">
              <div style="text-indent: -30.6pt; margin-right: 3.6pt; margin-left: 39.6pt; font-size: 9pt;">Other income</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">997</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">704</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">2,575</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">1,259</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">1,579</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">7,157</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">7,459</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">14,607</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">14,394</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">7,450</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;" colspan="1">
              <div style="margin-right: 3.6pt; font-size: 9pt; font-weight: bold;">Noninterest Expense</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;" colspan="1">
              <div style="text-indent: -30.6pt; margin-right: 3.6pt; margin-left: 39.6pt; font-size: 9pt;">Salaries and employee benefits</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">15,428</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">14,947</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">31,068</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">29,570</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">15,640</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;" colspan="1">
              <div style="text-indent: -30.6pt; margin-right: 3.6pt; margin-left: 39.6pt; font-size: 9pt;">Net occupancy expense</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">6,449</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">6,298</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">12,850</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">12,683</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">6,401</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;" colspan="1">
              <div style="text-indent: -30.6pt; margin-right: 3.6pt; margin-left: 39.6pt; font-size: 9pt;">Postage</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">784</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">834</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">1,550</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">1,700</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">767</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;" colspan="1">
              <div style="text-indent: -30.6pt; margin-right: 3.6pt; margin-left: 39.6pt; font-size: 9pt;">Insurance</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">662</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">650</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">1,328</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">1,321</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">666</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;" colspan="1">
              <div style="text-indent: -30.6pt; margin-right: 3.6pt; margin-left: 39.6pt; font-size: 9pt;">Advertising</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">842</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">632</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">1,368</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">1,303</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">527</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;" colspan="1">
              <div style="text-indent: -30.6pt; margin-right: 3.6pt; margin-left: 39.6pt; font-size: 9pt;">Office supplies and printing</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">226</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">301</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">485</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">534</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">259</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;" colspan="1">
              <div style="text-indent: -30.6pt; margin-right: 3.6pt; margin-left: 39.6pt; font-size: 9pt;">Telephone</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">839</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">792</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">1,742</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">1,511</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">903</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;" colspan="1">
              <div style="text-indent: -30.6pt; margin-right: 3.6pt; margin-left: 39.6pt; font-size: 9pt;">Legal, audit and other professional fees</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">630</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">689</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">1,342</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">1,498</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">712</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;" colspan="1">
              <div style="text-indent: -12.25pt; margin-right: 3.6pt; margin-left: 21.25pt; font-size: 9pt;">Expense on other real estate and repossessions</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">419</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">2,737</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">1,039</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">3,878</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">620</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;" colspan="1">
              <div style="text-indent: -30.6pt; margin-right: 3.6pt; margin-left: 39.6pt; font-size: 9pt;">Partnership tax credit investment amortization</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">91</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">91</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">182</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">393</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">91</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;" colspan="1">
              <div style="text-indent: -30.6pt; margin-right: 3.6pt; margin-left: 39.6pt; font-size: 9pt;">Acquired deposit intangible asset amortization</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">289</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">412</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">613</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">825</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">325</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; padding-bottom: 1px;" colspan="1">
              <div style="text-indent: -30.6pt; margin-right: 3.6pt; margin-left: 39.6pt; font-size: 9pt;">Other operating expenses</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">1,724</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">1,532</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">3,310</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">3,012</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">1,584</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">28,383</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">29,915</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">56,877</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">58,228</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">28,495</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;" colspan="1">
              <div style="margin-right: 3.6pt; font-size: 9pt; font-weight: bold;">Income Before Income Taxes</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">22,095</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">16,806</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">43,706</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">32,917</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">21,610</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; padding-bottom: 1px;" colspan="1">
              <div style="margin-right: 3.6pt; font-size: 9pt; font-weight: bold;">Provision for Income Taxes</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">3,720</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">2,967</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">7,718</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">5,612</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">3,998</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; padding-bottom: 3px;" colspan="1">
              <div style="margin-right: 3.6pt; font-size: 9pt; font-weight: bold;">Net Income and Net Income Available to Common Shareholders</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">$</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">18,375</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">$</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">13,839</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">$</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">35,988</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">$</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">27,305</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">$</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">17,612</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom;">
              <div style="margin-right: 3.6pt; font-size: 9pt; font-weight: bold;">Earnings Per Common Share</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: top; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: top; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: top; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; padding-bottom: 3px;">
              <div style="text-indent: -30.6pt; margin-right: 3.6pt; margin-left: 39.6pt; font-size: 9pt;">Basic</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">$</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">1.29</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">0.98</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">2.54</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">1.93</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">1.24</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; padding-bottom: 3px;">
              <div style="text-indent: -30.6pt; margin-right: 3.6pt; margin-left: 39.6pt; font-size: 9pt;">Diluted</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">1.28</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">0.97</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">2.52</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">1.91</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">1.23</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; font-size: 9pt;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; padding-bottom: 3px;">
              <div style="margin-right: 3.6pt; font-size: 9pt; font-weight: bold;">Dividends Declared Per Common Share</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">0.32</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">0.28</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">1.39</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">$</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">0.56</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">1.07</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; font-size: 9pt;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
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    <div style="text-align: left;"> <br>
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    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
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        <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #84312f; background-color: #84312f;"></div>
      <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">16</font></div>
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      <div style="text-align: center; font-weight: bold; font-size: 11pt;">Average Balances, Interest Rates and Yields</div>
      <font style="font-size: 11pt;"> </font>
      <div><font style="font-size: 11pt;"><br>
        </font> </div>
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      <div style="font-size: 11pt;">The following table presents, for the periods indicated, the total dollar amounts of interest income from average interest-earning assets and the resulting yields, as well as the interest expense on average
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            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt; font-size: 9pt;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt; font-size: 9pt;" colspan="1">&#160;</td>
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              <div style="text-align: center; font-size: 9pt; font-weight: bold;"> June 30, 2019<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 0.5pt; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt; font-size: 9pt;" colspan="1">&#160;</td>
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              <div style="text-align: center; font-size: 9pt; font-weight: bold;">Three Months Ended<br>
                June 30, 2019</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 0.5pt; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt; font-size: 9pt;" colspan="1">&#160;</td>
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              <div style="text-align: center; font-size: 9pt; font-weight: bold;">Three Months Ended<br>
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            <td valign="bottom" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
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              <div style="text-align: center; font-size: 9pt; font-weight: bold;">Average</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
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              <div style="text-align: center; font-size: 9pt; font-weight: bold;">Yield/</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
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              <div style="text-align: center; font-size: 9pt; font-weight: bold;">Average</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
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              <div style="text-align: center; font-size: 9pt; font-weight: bold;">Yield/</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt; font-size: 9pt;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt; font-size: 9pt;" colspan="1">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 0.5pt; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt; font-size: 9pt;" colspan="1">&#160;</td>
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            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 0.5pt; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt; font-size: 9pt;" colspan="1">&#160;</td>
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              <div style="text-align: center; font-size: 9pt; font-weight: bold;">Interest</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 0.5pt; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt; font-size: 9pt;" colspan="1">&#160;</td>
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              <div style="text-align: center; font-size: 9pt; font-weight: bold;">Rate</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 0.5pt; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 0.5pt solid rgb(0, 0, 0);" colspan="2">
              <div style="text-align: center; font-size: 9pt; font-weight: bold;">Balance</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 0.5pt; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 0.5pt solid rgb(0, 0, 0);" colspan="2">
              <div style="text-align: center; font-size: 9pt; font-weight: bold;">Interest</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 0.5pt; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 0.5pt solid rgb(0, 0, 0);" colspan="2">
              <div style="text-align: center; font-size: 9pt; font-weight: bold;">Rate</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 0.5pt; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; font-size: 9pt;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="26">
              <div style="text-align: center; font-size: 9pt;">(Dollars in thousands)</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="font-size: 9pt;">Interest-earning assets:</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="font-size: 9pt;">Loans receivable:</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; font-size: 9pt;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">
              <div style="font-size: 9pt;">&#160;&#160;One- to four-family residential</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">4.27</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="font-size: 9pt;">%</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="font-size: 9pt;">$</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">515,749</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">6,556</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">5.10</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="font-size: 9pt;">%</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="font-size: 9pt;">$</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">437,856</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">5,422</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">4.97</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="font-size: 9pt;">%</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">
              <div style="font-size: 9pt;">&#160;&#160;Other residential</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">5.21</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">819,577</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
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              <div style="font-size: 9pt;">11,270</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">9,347</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">5.03</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
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            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">5.02</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">1,414,009</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">18,304</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">5.19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">1,332,339</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">15,968</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">4.81</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">
              <div style="font-size: 9pt;">&#160;&#160;Construction</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">5.60</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">713,885</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">10,585</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">5.95</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">553,787</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">7,246</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">5.25</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">
              <div style="font-size: 9pt;">&#160;&#160;Commercial business</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">5.33</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">259,779</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">3,358</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">5.18</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">289,895</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">3,560</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">4.93</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">
              <div style="font-size: 9pt;">&#160;&#160;Other loans</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">5.97</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">403,584</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">5,450</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">5.42</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">508,722</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">6,291</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">4.96</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%; padding-bottom: 1px;">
              <div style="font-size: 9pt;">&#160;&#160;Industrial revenue bonds</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">4.93</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">14,940</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">248</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">6.67</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">22,667</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">385</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">6.81</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%; font-size: 9pt;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">
              <div style="font-size: 9pt;">&#160;&#160;&#160;&#160;&#160;Total loans receivable</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">5.25</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">4,141,523</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">55,771</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">5.40</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">3,890,075</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">48,219</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">4.97</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%; font-size: 9pt;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">
              <div style="font-size: 9pt;">Investment securities</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">3.36</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">309,170</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">2,415</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">3.13</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">188,589</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">1,291</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">2.75</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%; padding-bottom: 1px;">
              <div style="font-size: 9pt;">Other interest-earning assets</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">2.50</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">88,024</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">537</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">2.45</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">120,688</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">433</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">1.44</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%; font-size: 9pt;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%; padding-bottom: 1px;">
              <div style="font-size: 9pt;">&#160;&#160;&#160;&#160;&#160;Total interest-earning assets</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">5.07</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 1px;" colspan="1">
              <div style="font-size: 9pt;">4,538,717</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">58,723</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">5.19</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 1px;" colspan="1">
              <div style="font-size: 9pt;">4,199,352</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">49,943</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">4.77</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">92,500</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">97,295</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%; padding-bottom: 1px;">
              <div style="font-size: 9pt;">&#160;&#160;Other non-earning assets</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">190,416</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">199,003</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
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              <div style="font-size: 9pt;">4,821,633</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">4,495,650</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%; font-size: 9pt;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">
              <div style="margin-left: 14.4pt; font-size: 9pt;">savings</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">0.51</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">1,498,795</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">1,930</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">0.52</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">1,573,936</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">1,435</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">0.37</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%; padding-bottom: 1px;">
              <div style="font-size: 9pt;">&#160;&#160;Time deposits</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">2.25</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">1,733,163</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">9,652</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">2.23</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">1,284,414</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">4,688</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">1.46</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">
              <div style="font-size: 9pt;">&#160;&#160;Total deposits</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">1.44</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">3,231,958</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">11,582</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">1.44</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">2,858,350</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">6,123</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">0.86</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">
              <div style="text-indent: -13.5pt; margin-left: 13.5pt; font-size: 9pt;">&#160;&#160;Short-term borrowings and repurchase agreements</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">1.51</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">244,586</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">859</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">1.41</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">141,268</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">180</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">0.51</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">
              <div style="text-indent: -13.8pt; margin-left: 13.8pt; font-size: 9pt;">&#160;&#160;Subordinated debentures issued to<br>
                capital trust</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">4.18</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">25,774</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">267</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">4.16</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">25,774</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">238</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">3.70</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">
              <div style="text-indent: -13.8pt; margin-left: 13.8pt; font-size: 9pt;">&#160;&#160;Subordinated notes</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">5.91</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">74,015</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">1,094</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">5.93</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">73,752</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">1,024</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">5.57</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%; padding-bottom: 1px;">
              <div style="font-size: 9pt;">&#160;&#160;FHLB advances</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">&#8212;</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">&#8212;</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">&#8212;</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">&#8212;</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">233,363</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">1,166</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">2.00</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%; font-size: 9pt;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%; padding-bottom: 1px;">
              <div style="font-size: 9pt;">&#160;&#160;&#160;&#160;&#160;Total interest-bearing liabilities</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">1.56</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 1px;" colspan="1">
              <div style="font-size: 9pt;">3,576,333</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">13,802</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">1.55</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 1px;" colspan="1">
              <div style="font-size: 9pt;">3,332,507</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">8,731</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">1.05</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">
              <div style="font-size: 9pt;">Non-interest-bearing liabilities:</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">
              <div style="font-size: 9pt;">&#160;&#160;Demand deposits</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">655,642</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">653,281</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%; padding-bottom: 1px;">
              <div style="font-size: 9pt;">&#160;&#160;Other liabilities</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">34,504</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">20,744</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">
              <div style="font-size: 9pt;">&#160;&#160;&#160;&#160;&#160;Total liabilities</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">4,266,479</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="font-size: 9pt;">4,006,532</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%; padding-bottom: 1px;">
              <div style="font-size: 9pt;">Stockholders&#8217; equity</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">555,154</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">489,118</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%; padding-bottom: 3px;">
              <div style="font-size: 9pt;">&#160;&#160;&#160;&#160;&#160;Total liabilities and stockholders&#8217; equity</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">$</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">4,821,633</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">$</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">4,495,650</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%; font-size: 9pt;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">
              <div style="font-size: 9pt;">Net interest income:</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
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              <div style="font-size: 9pt;">3.51</div>
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              <div style="font-size: 9pt;">%</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">$</div>
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              <div style="font-size: 9pt;">44,921</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">3.64</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">
              <div style="font-size: 9pt;">%</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">
              <div style="font-size: 9pt;">%</div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%; padding-bottom: 3px;">
              <div style="font-size: 9pt;">Net interest margin*</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">3.97</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">
              <div style="font-size: 9pt;">%</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">3.94</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">
              <div style="font-size: 9pt;">%</div>
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          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%; padding-bottom: 3px;">
              <div style="text-indent: -13.8pt; margin-left: 13.8pt; font-size: 9pt;">Average interest-earning assets to average interest-bearing liabilities</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div style="font-size: 9pt;">126.9</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">
              <div style="font-size: 9pt;">%</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0); font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">
              <div style="font-size: 9pt;">%</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px; font-size: 9pt;" colspan="1">&#160;</td>
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      <div>______________</div>
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                <td style="width: auto; vertical-align: top;">
                  <div style="font-size: 8pt;">The yield on loans at June 30, 2019, does not include the impact of the adjustments to the accretable yield (income) on loans acquired in the FDIC-assisted transactions.&#160; See &#8220;Net Interest Income&#8221; for a
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      <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">17</font></div>
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            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
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              <div style="text-align: center; font-weight: bold;"> June 30, 2019<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 0.5pt solid rgb(0, 0, 0);" colspan="10">
              <div style="text-align: center; font-weight: bold;">Six Months Ended<br>
                June 30, 2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 0.5pt solid rgb(0, 0, 0);" colspan="10">
              <div style="text-align: center; font-weight: bold;">Six Months Ended<br>
                June 30, 2018</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">
              <div style="text-align: center; font-weight: bold;">Average</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
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              <div style="text-align: center; font-weight: bold;">Yield/</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">
              <div style="text-align: center; font-weight: bold;">Average</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">
              <div style="text-align: center; font-weight: bold;">Yield/</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 0.5pt solid rgb(0, 0, 0);" colspan="2">
              <div style="text-align: center; font-weight: bold;">Yield/Rate</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 0.5pt solid rgb(0, 0, 0);" colspan="2">
              <div style="text-align: center; font-weight: bold;">Balance</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 0.5pt solid rgb(0, 0, 0);" colspan="2">
              <div style="text-align: center; font-weight: bold;">Interest</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 0.5pt solid rgb(0, 0, 0);" colspan="2">
              <div style="text-align: center; font-weight: bold;">Rate</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 0.5pt solid rgb(0, 0, 0);" colspan="2">
              <div style="text-align: center; font-weight: bold;">Balance</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 0.5pt solid rgb(0, 0, 0);" colspan="2">
              <div style="text-align: center; font-weight: bold;">Interest</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 0.5pt solid rgb(0, 0, 0);" colspan="2">
              <div style="text-align: center; font-weight: bold;">Rate</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="26">
              <div style="text-align: center;">(Dollars in thousands)</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div>Interest-earning assets:</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div>Loans receivable:</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">
              <div>&#160;&#160;One- to four-family residential</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>4.27</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div>%</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div>$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>506,490</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div>$</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>12,944</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>5.15</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div>%</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div>$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>434,507</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div>$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>10,605</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>4.92</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div>%</div>
            </td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">
              <div>&#160;&#160;Other residential</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>5.21</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>815,354</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>22,260</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>5.51</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>741,782</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>18,186</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>4.94</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">
              <div>&#160;&#160;Commercial real estate</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>5.02</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>1,400,789</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>36,000</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>5.18</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>1,289,141</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>30,326</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>4.74</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">
              <div>&#160;&#160;Construction</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>5.60</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>690,883</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>20,758</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>6.06</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>536,478</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>13,734</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>5.16</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">
              <div>&#160;&#160;Commercial business</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>5.33</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>261,967</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>6,750</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>5.20</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>287,329</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>6,904</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>4.85</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">
              <div>&#160;&#160;Other loans</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>5.97</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>420,190</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>11,154</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>5.35</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>524,995</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>12,887</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>4.95</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%; padding-bottom: 1px;">
              <div>&#160;&#160;Industrial revenue bonds</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div>4.93</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div>15,072</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div>461</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div>6.17</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div>23,188</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div>742</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div>6.45</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">
              <div>&#160;&#160;&#160;&#160;&#160;Total loans receivable</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>5.25</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>4,110,745</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>110,327</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>5.41</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>3,837,420</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>93,384</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>4.91</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">
              <div>Investment securities</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>3.36</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>293,937</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>4,666</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>3.20</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>187,803</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>2,601</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>2.79</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%; padding-bottom: 1px;">
              <div>Other interest-earning assets</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div>2.50</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div>91,182</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div>1,088</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div>2.41</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div>109,944</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div>841</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div>1.54</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%; padding-bottom: 1px;">
              <div>&#160;&#160;&#160;&#160;&#160;Total interest-earning assets</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div>5.07</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 1px;" colspan="1">
              <div>4,495,864</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div>116,081</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div>5.21</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 1px;" colspan="1">
              <div>4,135,167</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div>96,826</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div>4.72</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">
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            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">
              <div>&#160;&#160;Cash and cash equivalents</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>91,657</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>99,818</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%; padding-bottom: 1px;">
              <div>&#160;&#160;Other non-earning assets</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div>185,672</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div>198,226</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%; padding-bottom: 3px;">
              <div>&#160;&#160;&#160;&#160;&#160;Total assets</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div>$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div>4,773,193</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div>$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div>4,433,211</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">
              <div>Interest-bearing liabilities:</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">
              <div>&#160;&#160;Interest-bearing demand and</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">
              <div style="margin-left: 14.4pt;">savings</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>0.51</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div>$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>1,485,948</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>3,693</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>0.50</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div>$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>1,569,299</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>2,745</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>0.35</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%; padding-bottom: 1px;">
              <div>&#160;&#160;Time deposits</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div>2.25</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div>1,703,087</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div>18,359</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div>2.17</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div>1,307,814</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div>8,961</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div>1.38</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">
              <div>&#160;&#160;Total deposits</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>1.44</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>3,189,035</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>22,052</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>1.39</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>2,877,113</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>11,706</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>0.82</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">
              <div style="text-indent: -13.5pt; margin-left: 13.5pt;">&#160;&#160;Short-term borrowings and repurchase agreements</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>1.51</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>251,347</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>1,780</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>1.43</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>120,494</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>208</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>0.35</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">
              <div style="text-indent: -13.8pt; margin-left: 13.8pt;">&#160;&#160;Subordinated debentures issued to<br>
                capital trust</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>4.18</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>25,774</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>534</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>4.18</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>25,774</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>440</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>3.44</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">
              <div style="text-indent: -13.8pt; margin-left: 13.8pt;">&#160;&#160;Subordinated notes</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>5.91</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>73,958</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>2,189</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>5.97</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>73,733</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>2,049</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>5.60</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%; padding-bottom: 1px;">
              <div>&#160;&#160;FHLB advances</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div>&#8212;</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div>&#8212;</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div>&#8212;</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div>&#8212;</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div>189,682</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div>1,772</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div>1.88</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%; padding-bottom: 1px;">
              <div>&#160;&#160;&#160;&#160;&#160;Total interest-bearing liabilities</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div>1.56</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 1px;" colspan="1">
              <div>3,540,114</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div>26,555</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div>1.52</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 1px;" colspan="1">
              <div>3,286,796</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div>16,175</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div>0.99</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">
              <div>Non-interest-bearing liabilities:</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">
              <div>&#160;&#160;Demand deposits</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>657,018</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>641,969</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%; padding-bottom: 1px;">
              <div>&#160;&#160;Other liabilities</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div>30,011</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div>19,788</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">
              <div>&#160;&#160;&#160;&#160;&#160;Total liabilities</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>4,227,143</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>3,948,553</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%; padding-bottom: 1px;">
              <div>Stockholders&#8217; equity</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div>546,050</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div>484,658</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%; padding-bottom: 3px;">
              <div>&#160;&#160;&#160;&#160;&#160;Total liabilities and stockholders&#8217; equity</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div>$</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div>4,773,193</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div>$</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div>4,433,211</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">
              <div>Net interest income:</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%; padding-bottom: 3px;">
              <div>Interest rate spread</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div>3.51</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">
              <div>%</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div>$</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div>89,526</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div>3.69</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">
              <div>%</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div>$</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div>80,651</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div>3.73</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">
              <div>%</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%; padding-bottom: 3px;">
              <div>Net interest margin*</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div>4.02</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">
              <div>%</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div>3.93</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">
              <div>%</div>
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          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%; padding-bottom: 3px;">
              <div style="text-indent: -13.8pt; margin-left: 13.8pt;">Average interest-earning assets to average interest-bearing liabilities</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div>127.0</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">
              <div>%</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div>125.8</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">
              <div>%</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
          </tr>

      </table>
      <div>______________</div>
      <div style="font-size: 8pt;">*Defined as the Company&#8217;s net interest income divided by average total interest-earning assets.</div>
      <div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z2016f5af649a480dbefb3eec1a92dd8e" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18pt; vertical-align: top; align: right; font-size: 8pt;">(1)</td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-size: 8pt;">The yield on loans at June 30, 2019, does not include the impact of the adjustments to the accretable yield (income) on loans acquired in the FDIC-assisted transactions.&#160; See &#8220;Net Interest Income&#8221; for a
                    discussion of the effect on results of operations for the six months ended June 30, 2019.</div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div><br>
      </div>
    </div>
    <div style="text-align: left;"> <br>
    </div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
      <div style="page-break-after: always;" id="DSPFPageBreak">
        <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #84312f; background-color: #84312f;"></div>
      <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-weight: normal; font-style: normal;" id="DSPFPageNumber">18</font></div>
    </div>
    <div style="text-align: left;">
      <div style="font-family: 'Times New Roman',Times,serif; font-size: 11pt;"><u>NON-GAAP FINANCIAL MEASURES</u></div>
      <div style="margin-top: 6.3pt; color: rgb(0, 0, 0); font-family: 'Times New Roman',Times,serif; font-size: 11pt;">This document contains certain financial information determined by methods other than in accordance with accounting principles generally
        accepted in the United States (&#8220;GAAP&#8221;). These non-GAAP financial measures include core net interest income, core net interest margin and the tangible common equity to tangible assets ratio.</div>
      <div style="margin-top: 6.3pt; color: rgb(0, 0, 0); font-family: 'Times New Roman',Times,serif; font-size: 11pt;">We calculate core net interest income and core net interest margin by subtracting the impact of adjustments regarding changes in
        expected cash flows related to pools of loans we acquired through FDIC-assisted transactions from reported net interest income and net interest margin. Management believes that core net interest income and core net interest margin are useful in
        assessing the Company&#8217;s core performance and trends, in light of the fluctuations that can occur related to updated estimates of the fair value of the loan pools acquired in the 2009, 2011, 2012 and 2014 FDIC-assisted transactions.</div>
      <div style="margin-top: 6.3pt; color: rgb(0, 0, 0); font-family: 'Times New Roman',Times,serif; font-size: 11pt;">In calculating the ratio of tangible common equity to tangible assets, we subtract period-end intangible assets from common equity and
        from total assets.&#160; Management believes that the presentation of this measure excluding the impact of intangible assets provides useful supplemental information that is helpful in understanding our financial condition and results of operations, as
        it provides a method to assess management&#8217;s success in utilizing our tangible capital as well as our capital strength.&#160; Management also believes that providing a measure that excludes balances of intangible assets, which are subjective components
        of valuation, facilitates the comparison of our performance with the performance of our peers.&#160; In addition, management believes that this is a standard financial measure used in the banking industry to evaluate performance.</div>
      <div style="margin-top: 6.3pt; color: rgb(0, 0, 0); font-family: 'Times New Roman',Times,serif; font-size: 11pt;">These non-GAAP financial measures are supplemental and are not a substitute for any analysis based on GAAP financial measures. Because
        not all companies use the same calculation of non-GAAP measures, this presentation may not be comparable to other similarly titled measures as calculated by other companies.</div>
      <div style="font-size: 11pt;"><br>
      </div>
      <div style="font-family: 'Times New Roman',Times,serif; font-size: 11pt; font-weight: bold;">Non-GAAP Reconciliation:&#160; Core Net Interest Income and Core Net Interest Margin</div>
      <div style="font-size: 11pt;"><br>
      </div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="14">
              <div style="text-align: center; font-weight: bold;">Three Months Ended</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="14">
              <div style="text-align: center; font-weight: bold;">Six Months Ended</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="14">
              <div style="text-align: center; font-weight: bold;"> June 30,</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
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              <div style="text-align: center; font-weight: bold;">June 30,</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
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              <div style="text-align: center; font-weight: bold;"> 2019</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 0.5pt solid rgb(0, 0, 0);" colspan="6">
              <div style="text-align: center; font-weight: bold;">2018</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 0.5pt solid rgb(0, 0, 0);" colspan="6">
              <div style="text-align: center; font-weight: bold;">2019</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 0.5pt solid rgb(0, 0, 0);" colspan="6">
              <div style="text-align: center; font-weight: bold;">2018</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="14">
              <div style="text-align: center;">(Dollars in thousands)</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="14">
              <div style="text-align: center;">(Dollars in thousands)</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
          </tr>
          <tr>
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              <div style="text-indent: -5.4pt; margin-right: 14.4pt; margin-left: 9pt;">Reported net interest income/ margin</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div>$</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div>44,921</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div>3.97</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div>%</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div>$</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div>41,212</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div>3.94</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div>%</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div>$</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div>89,526</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div>4.02</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div>%</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div>$</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div>80,651</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div>3.93</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div>%</div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; padding-bottom: 1px;">
              <div style="text-indent: -4.5pt; margin-right: 14.4pt; margin-left: 8.1pt;">Less:&#160; Impact of FDIC-acquired loan accretion adjustments</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div>1,399</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div>0.12</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div>1,070</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div>0.10</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div>2,911</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div>0.13</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div>2,227</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">
              <div>0.11</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; padding-bottom: 3px;">
              <div style="text-indent: -5.4pt; margin-right: 14.4pt; margin-left: 9pt;">Core net interest income/ margin</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div>$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div>43,522</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div>3.85</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">
              <div>%</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div>$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div>40,142</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div>3.84</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">
              <div>%</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div>$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div>86,615</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div>3.89</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">
              <div>%</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div>$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div>78,424</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div>3.82</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">
              <div>%</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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      <div><br>
      </div>
      <div style="font-weight: bold;">Non-GAAP Reconciliation:&#160; Ratio of Tangible Common Equity to Tangible Assets</div>
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      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman',Times,serif; font-size: 10pt; text-align: left; color: rgb(0, 0, 0); width: 100%;" id="z2a4bcf0a915a4ec991bc9a4246202392">

          <tr>
            <td valign="bottom" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">
              <div style="text-align: center; font-weight: bold;"> June 30,</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">
              <div style="text-align: center; font-weight: bold;">December 31,</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 0.5pt solid rgb(0, 0, 0);" colspan="2">
              <div style="text-align: center; font-weight: bold;"> 2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 0.5pt solid rgb(0, 0, 0);" colspan="2">
              <div style="text-align: center; font-weight: bold;">2018</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 0.5pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="6">
              <div style="text-align: center;">(Dollars in thousands)</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="text-indent: -5.4pt; margin-right: 14.4pt; margin-left: 9pt;">Common equity at period end</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div>$</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>572,309</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div>$</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div>531,977</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
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            <td valign="bottom" style="vertical-align: bottom; width: 76%; padding-bottom: 1px;">
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 76%;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div>8,675</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="text-indent: -5.4pt; margin-right: 14.4pt; margin-left: 9pt;">Tangible assets at period end (b)</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div>$</div>
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              <div>4,862,847</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div>$</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">
              <div>4,666,912</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 76%;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="text-indent: -5.4pt; margin-right: 14.4pt; margin-left: 9pt;">Tangible common equity to tangible assets (a) / (b)</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div>11.59</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">
              <div>%</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 3px double rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div>11.20</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 3px;" colspan="1">
              <div>%</div>
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end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
