<SEC-DOCUMENT>0000927089-19-000376.txt : 20191017
<SEC-HEADER>0000927089-19-000376.hdr.sgml : 20191017
<ACCEPTANCE-DATETIME>20191017112344
ACCESSION NUMBER:		0000927089-19-000376
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		3
CONFORMED PERIOD OF REPORT:	20191016
ITEM INFORMATION:		Results of Operations and Financial Condition
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20191017
DATE AS OF CHANGE:		20191017

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			GREAT SOUTHERN BANCORP, INC.
		CENTRAL INDEX KEY:			0000854560
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				431524856
		STATE OF INCORPORATION:			MD
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-18082
		FILM NUMBER:		191154434

	BUSINESS ADDRESS:	
		STREET 1:		1451 E BATTLEFIELD
		CITY:			SPRINGFIELD
		STATE:			MO
		ZIP:			65804
		BUSINESS PHONE:		417-887-4400

	MAIL ADDRESS:	
		STREET 1:		P O BOX 9009
		CITY:			SPRINGFIELD
		STATE:			MO
		ZIP:			65808-9009

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	GREAT SOUTHERN BANCORP INC
		DATE OF NAME CHANGE:	19920703
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>gsbc-8k101619.htm
<DESCRIPTION>CURRENT REPORT ON FORM 8-K FOR OCTOBER 16, 2019
<TEXT>
<html>
  <head>
    <title></title>
    <!-- Licensed to: Silver, Freedman, Taff and Tiernan LLP
         Document created using EDGARfilings PROfile 6.3.0.0
         Copyright 1995 - 2019 Broadridge -->
  </head>
<body text="#000000" bgcolor="#ffffff" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;">
  <div><br>
  </div>
  <div>
    <div><br>
    </div>
    <div>
      <div style="text-align: center; line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">UNITED STATES<br>
        SECURITIES AND EXCHANGE COMMISSION<br>
        Washington, D.C. 20549</div>
      <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
      </div>
      <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
      </div>
      <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-weight: bold;">FORM 8-K</font></div>
      <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
      </div>
      <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">CURRENT REPORT</font></div>
      <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
      </div>
      <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Pursuant to Section 13 or 15(d) of the<br>
          Securities Exchange Act of 1934</font></div>
      <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
      </div>
      <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Date of Report (Date of earliest event reported)</font></div>
      <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
      </div>
      <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">October 16, 2019</font></div>
      <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
      </div>
      <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">GREAT SOUTHERN BANCORP, INC.</font></div>
      <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">(Exact name of Registrant as specified in its Charter)</font></div>
      <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
      </div>
      <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;">

          <tr>
            <td style="width: 33%; vertical-align: middle; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Maryland</font></div>
            </td>
            <td style="width: 1%; vertical-align: middle; padding-bottom: 2px;">
              <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">&#160;</font></div>
            </td>
            <td style="width: 33%; vertical-align: middle; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">0-18082</font></div>
            </td>
            <td style="width: 1%; vertical-align: middle; padding-bottom: 2px;">
              <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">&#160;</font></div>
            </td>
            <td style="width: 32%; vertical-align: middle; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">43-1524856</font></div>
            </td>
          </tr>
          <tr>
            <td style="width: 33%; vertical-align: top;">
              <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">(State or other jurisdiction of<br>
                  incorporation)</font></div>
            </td>
            <td style="width: 1%; vertical-align: top;">
              <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">&#160;</font></div>
            </td>
            <td style="width: 33%; vertical-align: top;">
              <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">(Commission File No.)</font></div>
            </td>
            <td style="width: 1%; vertical-align: top;">
              <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">&#160;</font></div>
            </td>
            <td style="width: 32%; vertical-align: top;">
              <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">(IRS Employer Identification<br>
                  Number)</font></div>
            </td>
          </tr>

      </table>
      <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
      </div>
      <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;">

          <tr>
            <td style="width: 50%; vertical-align: middle; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">1451 East Battlefield, Springfield, Missouri</font></div>
            </td>
            <td style="width: 1%; vertical-align: middle; padding-bottom: 2px;">
              <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">&#160;</font></div>
            </td>
            <td style="width: 49%; vertical-align: middle; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">65804</font></div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: middle;">
              <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">(Address of principal executive offices)</font></div>
            </td>
            <td style="width: 1%; vertical-align: middle;">
              <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">&#160;</font></div>
            </td>
            <td style="width: 49%; vertical-align: middle;">
              <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">(Zip Code)</font></div>
            </td>
          </tr>

      </table>
      <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
      </div>
      <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
      </div>
      <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Registrant's telephone number, including area code:&#160;&#160;&#160;<u>&#160;(417) 887-4400&#160; &#160;</u></font></div>
      <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
      </div>
      <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">N/A</font></div>
      <div style="text-align: center; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">(Former name or former address, if changed since last report)</font></div>
      <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
      </div>
      <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the
          registrant under any of the following provisions:</font></div>
      <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%;">

          <tr>
            <td style="width: 4.54%; vertical-align: top;">
              <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Segoe UI Symbol', sans-serif; font-size: 11pt;">&#9744;</font></div>
            </td>
            <td style="width: 95.46%; vertical-align: top;">
              <div style="text-align: left; line-height: 13.7pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</font></div>
            </td>
          </tr>
          <tr>
            <td style="width: 4.54%; vertical-align: top;">
              <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Segoe UI Symbol', sans-serif; font-size: 11pt;">&#9744;</font></div>
            </td>
            <td style="width: 95.46%; vertical-align: top;">
              <div style="text-align: left; line-height: 13.7pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</font></div>
            </td>
          </tr>
          <tr>
            <td style="width: 4.54%; vertical-align: top;">
              <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Segoe UI Symbol', sans-serif; font-size: 11pt;">&#9744;</font></div>
            </td>
            <td style="width: 95.46%; vertical-align: top;">
              <div style="text-align: left; line-height: 13.7pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</font></div>
            </td>
          </tr>
          <tr>
            <td style="width: 4.54%; vertical-align: top;">
              <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Segoe UI Symbol', sans-serif; font-size: 11pt;">&#9744;</font></div>
            </td>
            <td style="width: 95.46%; vertical-align: top;">
              <div style="text-align: left; line-height: 13.7pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</font></div>
            </td>
          </tr>

      </table>
      <div style="text-align: left; line-height: 12.55pt;"><br>
        <div style="line-height: 12.55pt;">Securities registered pursuant to Section 12(b) of the Act:
          <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 34%; vertical-align: top; border-top: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">
                  <div style="line-height: 13.7pt; font-family: 'Times New Roman', serif; font-weight: bold;">Title of each class</div>
                </td>
                <td style="width: 22.42%; vertical-align: top; border-top: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: center; line-height: 16.4pt; font-family: 'Times New Roman', serif; font-weight: bold;">Trading Symbol(s)</div>
                </td>
                <td style="width: 43.58%; vertical-align: top; border-top: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: center; line-height: 16.4pt; font-family: 'Times New Roman',serif; font-weight: bold;">Name of each exchange on which registered</div>
                </td>
              </tr>
              <tr>
                <td style="width: 34%; vertical-align: bottom; border-top: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="line-height: 13.7pt; font-family: 'Times New Roman', serif;">Common Stock, par value $0.01 per share</div>
                </td>
                <td style="width: 22.42%; vertical-align: bottom; border-top: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: center; line-height: 16.4pt; font-family: 'Times New Roman', serif;">GSBC</div>
                </td>
                <td style="width: 43.58%; vertical-align: bottom; border-width: 2px; border-style: solid; border-color: rgb(0, 0, 0);">
                  <div style="text-align: center; line-height: 16.4pt; font-family: 'Times New Roman', serif;">The NASDAQ Stock Market LLC</div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; color: #231F20;"> <br>
        </font></div>
      <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; color: #231F20;">Indicate by check mark whether the registrant is an emerging growth company as de&#64257;ned in Rule 405 of the
          Securities Act of 1933 (&#167;230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (&#167;240.12b-2 of this chapter).</font></div>
      <div style="text-align: right; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; color: #231F20;">Emerging growth company <font style="font-family: 'Segoe UI Symbol', sans-serif;">&#9744;</font></font></div>
      <div style="line-height: 13.7pt;"><br style="line-height: 13.7pt;">
      </div>
      <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; color: #231F20;">If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended
          transition period for complying with any new or revised &#64257;nancial accounting standards provided pursuant to Section 13(a) of the Exchange Act. <font style="font-family: 'Segoe UI Symbol', sans-serif;">&#9744;</font></font></div>
      <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
      </div>
      <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
      </div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div style="page-break-after: always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="background-color: #ffffff; border-width: 0px; clear: both; color: #ffffff; height: 0px; margin: 4px 0px; width: 100%;"></div>
      </div>
      <!--PROfilePageNumberReset%Num%2%%%-->
      <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
      </div>
      <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
      </div>
      <div style="line-height: 12.55pt;"><br>
        <div style="FONT-SIZE: 12pt; TEXT-DECORATION: underline; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold">Item 2.02.&#160;&#160;Results of Operations and Financial Condition</div>
        <div>&#160;</div>
        <div style="FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;On October 16, 2019, the Registrant issued a press release reporting&#160;preliminary financial results for the third quarter and nine months of the fiscal year ending December 31,
          2019. A copy of the press release, including unaudited financial information released as a part thereof, is attached as Exhibit 99.1 to this Current Report on Form 8-K and incorporated herein by reference.</div>
        <div style="FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman"> <br>
        </div>
        <div style="FONT-SIZE: 12pt; TEXT-DECORATION: ; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold">
          <div style="font-family: 'Times New Roman'; font-variant: normal; font-weight: normal; font-style: normal;">&#160;</div>
          <div><u>Item 9.01.&#160;&#160;Financial Statements and Exhibits</u></div>
        </div>
        <div>&#160;</div>
        <div style="TEXT-ALIGN: left">
          <table cellspacing="0" cellpadding="0" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; WIDTH: 100%">

              <tr valign="top">
                <td style="font-size: 12pt; width: 8%;">&#160;</td>
                <td style="font-size: 12pt; width: 8.35%;">(d)</td>
                <td colspan="2" style="font-size: 12pt; width: 83.63%;">Exhibits<br>
                  <br>
                </td>
              </tr>
              <tr valign="top">
                <td style="font-size: 12pt; width: 8%;">&#160;</td>
                <td style="font-size: 12pt; width: 8.35%;">&#160;</td>
                <td style="font-size: 12pt; width: 7.68%;"><a href="ex991.htm#Exhibit99">99.1</a></td>
                <td style="font-size: 12pt;">Press release dated October 16, 2019<br>
                  <br>
                </td>
              </tr>

          </table>
        </div>
        <div><br>
          &#160;</div>
        <div> <br>
        </div>
        <div> <br>
        </div>
        <div> <br>
        </div>
        <div> <br>
        </div>
        <div>&#160;</div>
        <div>&#160;</div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
          <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-family: 'Times New Roman', serif; font-size: 12pt; color: #000000; font-weight: normal; font-style: normal;" id="DSPFPageNumber">2</font></div>
          <div style="page-break-after: always;" id="DSPFPageBreak">
            <hr noshade="noshade" style="background-color: #ffffff; border-width: 0px; clear: both; color: #ffffff; height: 0px; margin: 4px 0px; width: 100%;"></div>
        </div>
        <br>
        <div>&#160;</div>
        <div>&#160;</div>
        <div style="FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold; TEXT-ALIGN: center">SIGNATURES</div>
        <div style="TEXT-ALIGN: center">&#160;</div>
        <div style="FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman">Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned thereunto duly authorized.</div>
        <div style="FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman"><br>
          &#160;</div>
        <div style="TEXT-ALIGN: left">
          <table cellspacing="0" cellpadding="0" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; WIDTH: 100%">

              <tr valign="top">
                <td style="font-size: 12pt; width: 5%;">&#160;</td>
                <td style="font-size: 12pt; width: 37%;"><br>
                </td>
                <td colspan="2" style="font-size: 12pt; width: 5%; vertical-align: top; font-weight: bold; text-align: left;">GREAT SOUTHERN BANCORP, INC.</td>
              </tr>
              <tr valign="top">
                <td style="font-size: 12pt; width: 5%;">&#160;</td>
                <td style="font-size: 12pt; width: 37%;"><br>
                </td>
                <td style="font-size: 12pt; width: 5%; text-align: center;"><br>
                </td>
                <td style="WIDTH: 53%"><br>
                </td>
              </tr>
              <tr valign="top">
                <td style="font-size: 12pt; width: 5%;">Date:</td>
                <td style="font-size: 12pt; width: 37%;">October 17, 2019 <br>
                </td>
                <td style="font-size: 12pt; width: 5%; text-align: center;">By:</td>
                <td style="WIDTH: 53%">
                  <div style="font-size: 12pt; text-decoration: underline;">/s/ Joseph W. Turner&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </div>
                </td>
              </tr>
              <tr valign="top">
                <td style="font-size: 12pt; width: 5%;">&#160;</td>
                <td style="font-size: 12pt; width: 37%;">&#160;</td>
                <td style="font-size: 12pt; width: 5%;">&#160;</td>
                <td style="font-size: 12pt; width: 53%;">Joseph W. Turner, President&#160;</td>
              </tr>
              <tr valign="top">
                <td style="font-size: 12pt; width: 5%;">&#160;</td>
                <td style="font-size: 12pt; width: 37%;">&#160;</td>
                <td style="font-size: 12pt; width: 5%;">&#160;</td>
                <td style="font-size: 12pt; width: 53%;">and Chief Executive Officer&#160;</td>
              </tr>

          </table>
        </div>
        <br>
        <div>&#160;</div>
        <div>&#160;</div>
        <div>&#160;</div>
        <div>&#160;</div>
        <div>&#160;</div>
        <div>&#160;</div>
        <br>
      </div>
    </div>
  </div>
  <br>
  <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-family: 'Times New Roman',serif; font-size: 12pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;" id="DSPFPageNumber">3</font></div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>2
<FILENAME>ex991.htm
<DESCRIPTION>PRESS RELEASE DATED OCTOBER 16, 2019
<TEXT>
<html>
  <head>
    <title></title>
  <meta name="GENERATOR" content="MSHTML 11.00.10570.1001">
    <!-- Licensed to: Silver, Freedman, Taff and Tiernan LLP
         Document created using EDGARfilings PROfile 6.3.0.0
         Copyright 1995 - 2019 Broadridge -->
  </head>
<body text="#000000" bgcolor="#ffffff" style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman'">
  <!--PROfilePageNumberReset%Num%1%%%-->
  <div>
    <div id="DSPFPageHeader">
      <div style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman', serif; TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt">
        <div style="font-size: 11pt; font-family: Arial, 'sans-serif'; line-height: 13.7pt;"><a name="Exhibit99"><!--Anchor--></a>Exhibit 99.1</div>
        <div style="TEXT-ALIGN: center; LINE-HEIGHT: 13.7pt">&#160;</div>
        <div style="TEXT-ALIGN: center; LINE-HEIGHT: 13.7pt"><img style="HEIGHT: 86px; WIDTH: 197px" src="image0.jpg"></div>
        <div style="TEXT-ALIGN: left; LINE-HEIGHT: 12.55pt">&#160;</div>
        <div style="TEXT-ALIGN: left; LINE-HEIGHT: 12.55pt">
          <div style="LINE-HEIGHT: 12.55pt"><br style="LINE-HEIGHT: 12.55pt">
          </div>
          <table cellspacing="0" cellpadding="0" id="z0e1eb588944a49c58485e11733841027" style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman', Times, serif; WIDTH: 100%">

              <tr>
                <td style="WIDTH: 33.33%; VERTICAL-ALIGN: top">
                  <div style="FONT-SIZE: 11pt; FONT-FAMILY: Arial, sans-serif; TEXT-ALIGN: left; LINE-HEIGHT: 12.55pt">October 16, 2019<br>
                  </div>
                </td>
                <td style="WIDTH: 33.33%; VERTICAL-ALIGN: top">&#160;</td>
                <td style="WIDTH: 33.33%; VERTICAL-ALIGN: top">
                  <div style="FONT-SIZE: 11pt; FONT-FAMILY: Arial, sans-serif; TEXT-ALIGN: left; LINE-HEIGHT: 12.55pt">FOR IMMEDIATE RELEASE</div>
                </td>
              </tr>

          </table>
          <div style="LINE-HEIGHT: 12.55pt"><br style="LINE-HEIGHT: 12.55pt">
          </div>
          <div style="font-size: 11pt; font-family: Arial, sans-serif; line-height: 12.55pt;">CONTACT: Kelly Polonus, Great Southern, (417) 895-5242</div>
          <div style="font-size: 11pt; font-family: Arial, sans-serif; color: #0000ff; line-height: 12.55pt;"><u>kpolonus@greatsouthernbank.com</u></div>
          <div style="LINE-HEIGHT: 13.7pt">&#160;</div>
        </div>
      </div>
    </div>
  </div>
  <br>
  <div style="line-height: 13.7pt;"><br style="line-height: 13.7pt;">
  </div>
  <div style="text-align: center; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Great Southern Bancorp, Inc. Reports Preliminary Third Quarter Earnings of</div>
  <div style="text-align: center; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">$1.38 Per Diluted Common Share</div>
  <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Preliminary Financial Results and Other Matters for the Quarter and Nine Months Ended September 30, 2019:</div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;">&#160;</div>
  <div>
    <table cellspacing="0" cellpadding="0" id="zcf87051719404d2c83467239d00c4f11" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt; line-height: 12.55pt; font-size: 11pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;"><font style="font-weight: bold;"><u>Significant Unusual Income or Expense Item</u></font><font style="font-weight: bold;">:</font><font style="font-family: Helvetica, sans-serif; font-size: 10pt;">&#160;</font>During the three months ended September 30, 2019, the Company recorded the following unusual items: (1) the Company reduced FDIC insurance expense by $309,000 as the Company received a credit
              for prior premiums paid as the FDIC deposit insurance fund surpassed a specified level; and (2) the Company made valuation write-downs totaling $280,000 on two foreclosed asset relationships.</div>
          </td>
        </tr>

    </table>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="z7ec16d8cd8504e5b8f2e84f8a4a751e7" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt; line-height: 12.55pt; font-size: 11pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;"><font style="font-weight: bold;"><u>Total Loans</u></font><font style="font-weight: bold;">:</font>&#160; Total gross loans (including the undisbursed portion of
              loans), excluding FDIC-assisted acquired loans and mortgage loans held for sale, increased $65.3 million, or 1.4%, from December 31, 2018, to September 30, 2019.&#160; This increase was primarily in commercial real estate loans, owner occupied
              one- to four-family residential loans and other residential (multi-family) loans.&#160; These increases were partially offset by decreases in construction loans and consumer auto loans.&#160; Total gross loans increased $23.1 million from June 30,
              2019. The FDIC-acquired loan portfolios had net decreases totaling $25.6 million during the nine months ended September 30, 2019.&#160; Outstanding net loan receivable balances increased $167.7 million, from $3.99 billion at December 31, 2018 to
              $4.16 billion at September 30, 2019, and increased $44.2 million from June 30, 2019.</div>
          </td>
        </tr>

    </table>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="z33ca3b0b971940a5a692aadf3a31c821" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt; line-height: 12.55pt; font-size: 11pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;"><font style="font-weight: bold;"><u>Asset Quality</u></font><font style="font-weight: bold;">:&#160; </font>Non-performing assets and potential problem loans,
              excluding those acquired in FDIC-assisted transactions (which are accounted for and analyzed as loan pools rather than individual loans), totaled $13.4 million at September 30, 2019, a decrease of $7.5 million from $20.9 million at June 30,
              2019.&#160; Non-performing assets at September 30, 2019 were $9.0 million (0.18% of total assets), down $6.9 million from $15.9 million (0.33% of total assets) at June 30, 2019.</div>
          </td>
        </tr>

    </table>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="zef5fb4111454460a88636b42b1207d2d" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt; line-height: 12.55pt; font-size: 11pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;"><font style="font-weight: bold;"><u>Net Interest Income</u></font><font style="font-weight: bold;">: </font> Net interest income for the third quarter of 2019
              increased $2.9 million to $45.9 million compared to $43.0 million for the third quarter of 2018.&#160; Net interest income was $44.9 million for the second quarter of 2019.&#160; Net interest margin was 3.95% for the quarter ended September 30, 2019,
              compared to 4.02% for the third quarter of 2018 and 3.97% for the quarter ended June 30, 2019. The decrease in net interest margin compared to the second quarter of 2019 was due to a slight increase in the average interest rates paid on
              deposits and a decrease in the yield on investment securities and other interest-earning assets.&#160; The positive impact on net interest margin from the additional yield accretion on acquired loan pools that was recorded during the period was
              20, 14 and 12 basis points for the quarters ended September 30, 2019, September 30, 2018, and June 30, 2019, respectively.&#160; For further discussion of the additional yield accretion of the discount on acquired loan pools, see &#8220;Net Interest
              Income.&#8221;</div>
          </td>
        </tr>

    </table>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="z7272704df98145fc8539ad0eb7d70bda" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt; line-height: 12.55pt; font-size: 11pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;"><font style="font-weight: bold;"><u>Capital</u></font><font style="font-weight: bold;">:</font>&#160; The capital position of the Company continues to be strong,
              significantly exceeding the thresholds established by regulators.&#160; On a preliminary basis, as of September 30, 2019, the Company&#8217;s Tier 1 Leverage Ratio was 11.7%, Common Equity Tier 1 Capital Ratio was 11.7%, Tier 1 Capital Ratio was 12.2%,
              and Total Capital Ratio was 14.7%.</div>
          </td>
        </tr>

    </table>
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
    <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-family: Arial,'sans-serif'; font-size: 11pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;" id="DSPFPageNumber">1</font></div>
    <div id="DSPFPageBreak" style="page-break-after:always;"><br>
    </div>
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;">Springfield, Mo. &#8211; Great Southern Bancorp, Inc. (NASDAQ:GSBC), the holding company for Great Southern Bank, today reported that preliminary earnings for
    the three months ended September 30, 2019, were $1.38 per diluted common share ($19.7 million available to common shareholders) compared to $1.57 per diluted common share ($22.5 million available to common shareholders) for the three months ended
    September 30, 2018.&#160; During the three months ended September 30, 2018, the Company sold its branches and related deposits in Omaha, Neb., resulting in pretax income of $7.25 million ($7.4 million gain less $165,000 of transaction expenses for that
    period.&#160; The impact of this item, after the effect of the full tax rate for the Company, increased earnings per common share by approximately $0.39 in the 2018 period.</div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;">Preliminary earnings for the nine months ended September 30, 2019, were $3.90 per diluted common share ($55.7 million available to common shareholders)
    compared to $3.49 per diluted common share ($49.8 million available to common shareholders) for the nine months ended September 30, 2018.&#160; The increase in earnings was primarily driven by increased net interest income.</div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;">For the quarter ended September 30, 2019, annualized return on average common equity was 13.46%, return on average assets was 1.61%, and net interest
    margin was 3.95%, compared to 17.80%, 1.99% and 4.02%, respectively, for the quarter ended September 30, 2018.&#160; For the nine months ended September 30, 2019, annualized return on average common equity was 13.28%, return on average assets was 1.54%, and
    net interest margin was 3.99%, compared to 13.51%, 1.49% and 3.96%, respectively, for the nine months ended September 30, 2018.</div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;">President and CEO Joseph W. Turner commented, &#8220;Overall third quarter results were solid.&#160; Return on average assets and return on common equity were very
    favorable at 1.61% and 13.46%, respectively. Our efficiency ratio of 52.63% improved from the second quarter of 2019, reflecting net interest income increases and our sustained focus on expense containment. Capital remains strong and our book value per
    share continues to grow. We were pleased to increase the third quarter dividend by two cents to $0.34 per share.</div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;">&#8220;Reported net interest margin was 3.95% in the third quarter of 2019, compared to 3.97% in the second quarter of 2019 and 4.02% in the 2018 third
    quarter. Compared to the 2019 second quarter, compression in our margin was caused primarily by unchanged average interest rates on deposits and borrowings and slightly lower yields on investment securities and other interest-earning assets. LIBOR
    interest rates continue to decrease and that puts some pressure on our loan yields.&#160; We continue to see strong pricing competition for loans and deposits in most of our markets.&#8221;</div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;">Turner continued, &#8220;We experienced moderate loan growth during the quarter. Outstanding net loan receivable balances grew by $168 million from the end of
    2018, and increased $44 million from June 30, 2019. Total gross loan balances, which include unfunded loans, increased $65 million from the end of 2018, and grew $23 million from the end of the second quarter of 2019. Loan growth was primarily in
    commercial real estate loans, one- to four-family residential loans and multi-family loans. Our loan pipeline continues to be strong across the franchise.&#160; Asset quality metrics remain very sound and classified assets are at low levels. In the June 30,
    2019, quarter, we reported a small spike in non-performing loans related to one borrower relationship. During the third quarter, this matter was mostly resolved after all collateral was obtained and approximately 90% of it was sold.&#8221;</div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 13.1pt; font-family: Arial, sans-serif; font-size: 11.5pt; font-weight: bold;">Selected Financial Data:</div>
  <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="zd23242eb76b543ffaca42479276a6a36">

      <tr>
        <td valign="bottom" style="vertical-align: top;">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">(In thousands, except per share data)</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="6">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Three Months Ended</div>
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">September 30,</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="6">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Nine Months Ended</div>
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">September 30,</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;"> 2019</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">2018</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">2019</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">2018</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 48%;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Net interest income</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">45,924</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">42,985</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">$</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">135,449</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">$</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">123,636</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 48%;">
          <div style="text-indent: -10.8pt; margin-left: 10.8pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Provision for loan losses</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">1,950</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">1,300</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">5,500</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">5,200</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 48%;">
          <div style="text-indent: -10.8pt; margin-left: 10.8pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Non-interest income</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">8,655</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">14,604</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">23,263</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">28,998</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 48%;">
          <div style="text-indent: -10.8pt; margin-left: 10.8pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Non-interest expense</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">28,725</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">28,309</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">85,602</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">86,537</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 48%; padding-bottom: 2px;">
          <div style="text-indent: -9pt; margin-left: 9pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Provision for income taxes</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">4,172</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">5,464</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">11,890</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">11,076</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 48%; padding-bottom: 4px;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Net income and net income available to</div>
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;&#160;common shareholders</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">19,732</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">22,516</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">55,720</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">49,821</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 48%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 48%; padding-bottom: 4px;">
          <div style="text-indent: -21.6pt; margin-left: 21.6pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Earnings per diluted common share</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">1.38</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">1.57</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">3.90</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">3.49</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
      </tr>

  </table>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;"><u> </u><br>
  </div>
  <div><br>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-family: Arial,'sans-serif'; font-size: 11pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;" id="DSPFPageNumber">2</font></div>
    <div style="page-break-after: always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="background-color: #ffffff; border-width: 0px; clear: both; color: #ffffff; height: 0px; margin: 4px 0px; width: 100%;"></div>
  </div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;"><u> <br>
      <br>
    </u></div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;"><u> <br>
    </u></div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;"><u>NET INTEREST INCOME</u></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;">Net interest income for the third quarter of 2019 increased $2.9 million to $45.9 million compared to $43.0 million for the third quarter of 2018.&#160; Net
    interest margin was 3.95% in the third quarter of 2019, compared to 4.02% in the same period of 2018, a decrease of seven basis points.&#160; For the three months ended September 30, 2019, the net interest margin decreased two basis points compared to the
    net interest margin of 3.97% in the three months ended June 30, 2019.&#160; The decrease in the margin from the prior year third quarter was primarily the result of an increase in the average interest rates paid on deposits and other borrowings, partially
    offset by higher yields on loans, including an increase in the additional yield accretion recognized in conjunction with updated estimates of the fair value of the acquired loan pools compared to the prior year period, and slightly higher yields on
    interest-earning deposits at the Federal Reserve Bank.&#160; The decrease in the margin from the three months ended June 30, 2019, was primarily due to a slight increase in the average interest rates paid on deposits and a decrease in the average yield on
    investment securities and other interest-earning assets. The average interest rate spread was 3.61% for the three months ended September 30, 2019, compared to 3.76% for the three months ended September 30, 2018 and 3.64% for the three months ended June
    30, 2019.</div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;">Net interest income for the nine months ended September 30, 2019 increased $11.8 million to $135.4 million compared to $123.6 million for the nine
    months ended September 30, 2018.&#160; Net interest margin was 3.99% for the nine months ended September 30, 2019, compared to 3.96% for the same period of 2018, an increase of three basis points.&#160; The average interest rate spread was 3.66% for the nine
    months ended September 30, 2019, compared to 3.74% for the nine months ended September 30, 2018.</div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;">In October 2018, the Company entered into an interest rate swap transaction as part of its ongoing interest rate management strategies to hedge the risk
    of its floating rate loans.&#160; The notional amount of the swap is $400 million with a termination date in October 2025.&#160; Under the terms of the swap, the Company receives a fixed rate of interest of 3.018% and pays a floating rate of interest equal to
    one-month USD-LIBOR.&#160; The floating rate resets monthly and net settlements of interest due to/from the counterparty also occur monthly.&#160; The initial floating rate of interest was set at 2.277%, with monthly adjustments to the floating rate occurring
    after that time.&#160; To the extent that the fixed rate continues to exceed one-month USD-LIBOR, the Company will receive net interest settlements, which will be recorded as loan interest income.&#160; If one-month USD-LIBOR exceeds the fixed rate of interest
    in future periods, the Company will be required to pay net settlements to the counterparty and will record those net payments as a reduction of interest income on loans.&#160; The Company recorded loan interest income related to this swap transaction of
    $801,000 and $1.9 million, respectively, in the three and nine months ended September 30, 2019.</div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;">The Company&#8217;s net interest margin has been positively impacted by significant additional yield accretion recognized in conjunction with updated
    estimates of the fair value of the loan pools acquired in the FDIC-assisted transactions. On an ongoing basis, the Company estimates the cash flows expected to be collected from the acquired loan pools. For each of the loan portfolios acquired, the
    cash flow estimates increased during the current and prior periods presented below, based on payment histories and reduced credit loss expectations. This resulted in increased income that has been spread, on a level-yield basis, over the remaining
    expected lives of the loan pools (and, therefore, has decreased over time).&#160; Additional estimated cash flows (reclassification of discounts from non-accretable to accretable) totaling approximately $5.1 million and $10.4 million were recorded in the
    three and nine months ended September 30, 2019, respectively, related to these loan pools.</div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;">The impact to income of adjustments on all portfolios acquired in FDIC-assisted transactions for the reporting periods presented is shown below:</div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" border="0" style="line-height: 9.4pt; width: 100%; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;" id="zdb113ec7e5fb48e69a0d58a51d082afa">

      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 54%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="9">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Three Months Ended</div>
        </td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 54%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="4">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">September 30, 2019</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="4">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">September 30, 2018</div>
        </td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 54%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="9">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">(In thousands, except basis points data)</div>
        </td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 54%; padding-bottom: 4px;">
          <div style="text-indent: -13.35pt; margin-left: 13.35pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Impact on net interest income/<br>
            net interest margin (in basis points)</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); padding-bottom: 2px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: 2px solid rgb(0, 0, 0); padding-bottom: 2px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">2,251</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td style="vertical-align: bottom; width: 10%; text-align: center; border-bottom: 4px double rgb(0, 0, 0);">
          <div style="line-height: 10.25pt; font-family: Arial,sans-serif; font-size: 9pt;">20 bps</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); padding-bottom: 2px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: 2px solid rgb(0, 0, 0); padding-bottom: 2px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">1,424</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td style="vertical-align: bottom; width: 10%; text-align: center; border-bottom: 4px double rgb(0, 0, 0);">
          <div style="line-height: 10.25pt; font-family: Arial,sans-serif; font-size: 9pt;">14 bps</div>
        </td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 54%; padding-bottom: 4px;">
          <div style="text-indent: 14.4pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Net impact to pre-tax income</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">2,251</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: top; width: 10%; padding-bottom: 4px;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">1,424</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: top; width: 10%; padding-bottom: 4px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 54%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: top; width: 10%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: top; width: 10%;">&#160;&#160;&#160;&#160;&#160;</td>
      </tr>

  </table>
  <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-family: Arial,'sans-serif'; font-size: 11pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;" id="DSPFPageNumber">3</font></div>
    <div style="page-break-after: always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="background-color: #ffffff; border-width: 0px; clear: both; color: #ffffff; height: 0px; margin: 4px 0px; width: 100%;"></div>
  </div>
  <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
  </div>
  <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
  </div>
  <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
  </div>
  <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
  </div>
  <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
  </div>
  <table cellspacing="0" cellpadding="0" border="0" style="line-height: 9.4pt; width: 100%; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;" id="z1ba83cf758974d32bcfa882d7da13fd2">

      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 54%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="9">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Nine Months Ended</div>
        </td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 54%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="4">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">September 30, 2019</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="4">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">September 30, 2018</div>
        </td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 54%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="9">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">(In thousands, except basis points data)</div>
        </td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 54%; padding-bottom: 4px;">
          <div style="text-indent: -13.35pt; margin-left: 13.35pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Impact on net interest income/<br>
            net interest margin (in basis points)</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); padding-bottom: 2px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: 2px solid rgb(0, 0, 0); padding-bottom: 2px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">5,162</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td style="vertical-align: bottom; width: 10%; text-align: center; border-bottom: 4px double rgb(0, 0, 0);">
          <div style="line-height: 10.25pt; font-family: Arial,sans-serif; font-size: 9pt;">15 bps</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); padding-bottom: 2px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: 2px solid rgb(0, 0, 0); padding-bottom: 2px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">3,652</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td style="vertical-align: bottom; width: 10%; text-align: center; border-bottom: 4px double rgb(0, 0, 0);">
          <div style="line-height: 10.25pt; font-family: Arial,sans-serif; font-size: 9pt;">12 bps</div>
        </td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 54%; padding-bottom: 4px;">
          <div style="text-indent: 14.4pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Net impact to pre-tax income</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">5,162</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: top; width: 10%; padding-bottom: 4px;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">3,652</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: top; width: 10%; padding-bottom: 4px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 54%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: top; width: 10%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: top; width: 10%;">&#160;&#160;&#160;&#160;&#160;</td>
      </tr>

  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;">Because the balance of these adjustments will be recognized generally over the remaining lives of the loan pools, they will impact future periods as
    well.&#160; The remaining accretable yield adjustment that will affect interest income is $7.9 million.&#160; Of the remaining adjustments affecting interest income, we expect to recognize $1.8 million of interest income during the remainder of 2019.&#160; Additional
    adjustments may be recorded during the remainder of 2019 from the FDIC-assisted transactions, as the Company continues to estimate expected cash flows from the acquired loan pools.</div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;">Excluding the impact of the additional yield accretion, net interest margin for the three and nine months ended September 30, 2019, decreased 13 basis
    points when compared to the three months ended September 30, 2018; and remained unchanged when compared to the nine months ended September 30, 2018.&#160; The compression in our margin during the three months ended September 30, 2019, was caused primarily
    by higher average interest rates on deposits and borrowings and slightly lower yields on loans due to lower LIBOR interest rates.</div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;">For additional information on net interest income components, see the &#8220;Average Balances, Interest Rates and Yields&#8221; tables in this release.</div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;"><u>NON-INTEREST INCOME</u></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;">For the quarter ended September 30, 2019, non-interest income decreased $5.9 million to $8.7 million when compared to the quarter ended September 30,
    2018, primarily as a result of the following items:</div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="zb59b9e37702648d29a3b805f56aff8b1" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt; line-height: 12.55pt; font-size: 11pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;"><u>Gain on sale of business units</u>: On July 20, 2018, the Company closed on the sale of four banking centers in the Omaha, Neb., metropolitan market. The
              Bank sold branch deposits of approximately $56 million and sold substantially all branch-related real estate, fixed assets and ATMs. The Company recorded a pre-tax gain of $7.4 million on the sale during the 2018 quarter.</div>
          </td>
        </tr>

    </table>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="zcbe8b05afddd439596268a9a0582e839" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt; line-height: 12.55pt; font-size: 11pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;"><u>Other income</u>:&#160; Other income increased $1.0 million compared to the prior year quarter.&#160; The Company recognized approximately $510,000 in income related
              to interest rate swaps in the Company&#8217;s back-to-back swap program with loan customers and swap counterparties.&#160; The Company also recognized approximately $184,000 in income related to the exit of certain tax credit partnerships in 2019.&#160; In
              addition, the Company recognized approximately $329,000 more in income from new debit card contracts than was recognized in the prior year period.&#160; These contracts became effective at the beginning of 2019.</div>
          </td>
        </tr>

    </table>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="z9768de9bea064639a9f238e39702a18a" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt; line-height: 12.55pt; font-size: 11pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;"><u>Net gains on loan sales</u>:&#160; Net gains on loan sales increased $604,000 compared to the prior year quarter.&#160; The increase was due to an increase in
              originations of fixed-rate loans during the 2019 period compared to the 2018 period.&#160; Fixed rate single-family mortgage loans originated are generally subsequently sold in the secondary market.&#160; In 2019, the Company began originating SBA
              loans with the purpose of selling the guaranteed portion in the secondary market.&#160; During the 2019 third quarter, a net gain on sale of $108,000 was recorded related to SBA loan sales.</div>
          </td>
        </tr>

    </table>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="zf56bab7dc62a42fe8e35e609ee8d8976" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt; line-height: 12.55pt; font-size: 11pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;"><u>Commissions</u>:&#160; Commissions income decreased $136,000 compared to the prior year quarter.&#160; The decrease was due to annuity sales that were approximately
              25% lower in the 2019 period compared to the 2018 period.</div>
          </td>
        </tr>

    </table>
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
    <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-family: Arial,'sans-serif'; font-size: 11pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;" id="DSPFPageNumber">4</font></div>
    <div id="DSPFPageBreak" style="page-break-after:always;"><br>
    </div>
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;">For the nine months ended September 30, 2019, non-interest income decreased $5.7 million to $23.3 million when compared to the nine months ended
    September 30, 2018, primarily as a result of the following items:</div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="z6aaf499875ca4e5299bf0fc5c3d10e7f" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt; line-height: 12.55pt; font-size: 11pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;"><u>Gain on sale of business units</u>: On July 20, 2018, the Company closed on the sale of four banking centers in the Omaha, Neb., metropolitan market. The
              Bank sold branch deposits of approximately $56 million and sold substantially all branch-related real estate, fixed assets and ATMs. The Company recorded a pre-tax gain of $7.4 million on the sale during the 2018 period.</div>
          </td>
        </tr>

    </table>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="z73a300195b2c43b381d23bd4ecbb2d2a" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt; line-height: 12.55pt; font-size: 11pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;"><u>Other income</u>:&#160; Other income increased $2.4 million compared to the prior year period.&#160; This increase was primarily due to gains totaling $677,000 in the
              2019 period from the sale of, or recovery of, receivables and assets that were acquired several years ago in FDIC-assisted transactions.&#160; In addition, the Company recognized approximately $1.1 million more in income as a result of the new
              debit card contracts noted previously.&#160; The Company recognized approximately $565,000 in income related to interest rate swaps in the Company&#8217;s back-to-back swap program with loan customers and swap counterparties in the 2019 period compared
              to $47,000 in the 2018 period.&#160; The Company also recognized approximately $184,000 in income related to the exit of certain tax credit partnerships in 2019.</div>
          </td>
        </tr>

    </table>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="zff8c4eac327a4309a1071c3b29f72bdb" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt; line-height: 12.55pt; font-size: 11pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;"><u>Service charges and ATM fees</u>:&#160; Service charges and ATM fees decreased $304,000 compared to the prior year period.&#160; This decrease was primarily due to a
              decrease in overdraft and insufficient funds fees on customer accounts due to decreased levels of such activity.</div>
          </td>
        </tr>

    </table>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="za18ea765a6df4586962df62be0ac3d49" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt; line-height: 12.55pt; font-size: 11pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;"><u>Net gains on loan sales</u>:&#160; Net gains on loan sales increased $207,000 compared to the prior year period. This increase was primarily due to an increase in
              originations of fixed-rate loans during the 2019 period as discussed above and the Company&#8217;s origination of SBA loans with the purpose of selling the guaranteed portion in the secondary market.&#160; During the period, a net gain on sale of
              $108,000 was recorded related to SBA loan sales.</div>
          </td>
        </tr>

    </table>
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;"><u>NON-INTEREST EXPENSE</u></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;">For the quarter ended September 30, 2019, non-interest expense increased $416,000 to $28.7 million when compared to the quarter ended
      September 30, 2018, primarily as a result of the following items:<br>
    </font><br style="line-height: 12.55pt;">
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="zca702ed745a845b5b94e90812ad1e947" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt; line-height: 12.55pt; font-size: 11pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;"><u>Salaries and employee benefits</u>:&#160; Salaries and employee benefits increased $665,000 from the prior year quarter.&#160; The increase was due to staffing
              additions in the new loan production offices opened in Atlanta and Denver in late 2018, and due to annual employee compensation increases.</div>
          </td>
        </tr>

    </table>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="z586954730fb1453d80c6ffd106f5c888" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt; line-height: 12.55pt; font-size: 11pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;"><u>Insurance</u>:&#160; Insurance expense decreased $343,000 from the prior year quarter. This decrease was primarily due to a decrease in FDIC deposit insurance
              premiums.&#160; The Bank has a credit with the FDIC for a portion of premiums previously paid to the deposit insurance fund. The deposit insurance fund balance was sufficient to cause no premium to be due for the three months ended September 30,
              2019. The Bank&#8217;s remaining credit balance should be sufficient to result in no deposit insurance premiums for the next two quarters, provided the deposit insurance fund balance remains at a sufficient level under the banking regulations.</div>
          </td>
        </tr>

    </table>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="zfc2c80d8e4fe40f098454820ea2bd449" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; align: right;">
            <div style="margin-left: 18pt; line-height: 12.55pt; font-size: 11pt;">&#8226;</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;"><u>Acquired deposit intangible asset amortization</u>:&#160; Acquired deposit intangible amortization expense decreased $123,000 in the quarter ended September 30,
              2019 compared to the prior year quarter.&#160; The Company generally amortizes its acquired deposit intangibles over a period of seven years.&#160; The amortization of the intangible related to the InterBank acquisition was completed during the first
              quarter of 2019 and the amortization of the intangible related to the Sun Security Bank acquisition was completed during the third quarter of 2018.</div>
          </td>
        </tr>

    </table>
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: Arial, sans-serif; font-size: 11pt;">For the nine months ended September 30, 2019, non-interest expense decreased $935,000 to $85.6 million when compared to the nine months
      ended September 30, 2018, primarily as a result of the following items:</font></div>
  <div style="text-align: left; line-height: 12.55pt;">
    <div><br>
    </div>
    <div>
      <div style="line-height: 12.55pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="z343746c6d1cc4169b5202b64e586d6dc" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18pt;"></td>
                <td style="width: 18pt; vertical-align: top; align: right; font-size: 11pt;">&#8226;</td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-family: Arial, sans-serif; font-size: 11pt;"><u>Expense on other real estate owned and repossessions</u>:&#160; Expense on other real estate owned and repossessions decreased $2.7 million compared to the prior year period
                    primarily due to higher valuation write-downs of certain foreclosed assets and higher levels of expense related to consumer repossessions in the prior year period.&#160; During the 2018 period, valuation write-downs of certain foreclosed
                    assets totaled approximately $3.6 million, while valuation write-downs in the 2019 period totaled approximately $724,000.</div>
                </td>
              </tr>

          </table>
        </div>
      </div>
    </div>
    <div><br>
    </div>
    <font style="font-family: Arial, sans-serif; font-size: 11pt;"></font></div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;"> <br>
    <br>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-family: Arial,'sans-serif'; font-size: 11pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;" id="DSPFPageNumber">5</font></div>
    <div style="page-break-after: always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="background-color: #ffffff; border-width: 0px; clear: both; color: #ffffff; height: 0px; margin: 4px 0px; width: 100%;"></div>
  </div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;"> <br>
  </div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;"> <br>
  </div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;"> <br>
  </div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;"> </div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;"> </div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;"> </div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;"> <br>
    <br>
  </div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;">
    <table width="100%" cellspacing="0" cellpadding="0" border="0" style="width:100.0%;border-collapse:collapse;border:none;mso-yfti-tbllook: 1184;mso-padding-alt:0in 5.4pt 0in 5.4pt;mso-border-insideh:none;mso-border-insidev: none" class="MsoTableGrid">

        <tr style="mso-yfti-irow:0;mso-yfti-firstrow:yes">
          <td width="2%" valign="top" style="width:2.16%;padding:0in 5.4pt 0in 5.4pt">
            <p style="margin:0in;margin-bottom:.0001pt"><font style="font-size:11.0pt; mso-bidi-font-size:10.0pt;font-family:Symbol;mso-bidi-font-family:Arial">&#160;</font></p>
          </td>
          <td width="3%" valign="top" style="width:3.08%;padding:0in 5.4pt 0in 5.4pt">
            <p style="margin:0in;margin-bottom:.0001pt"><font style="font-size:11.0pt; mso-bidi-font-size:10.0pt;font-family:Symbol;mso-bidi-font-family:Arial">&#8226;</font></p>
          </td>
          <td width="94%" valign="top" style="width:94.76%;padding:0in 5.4pt 0in 5.4pt">
            <p style="margin:0in;margin-bottom:.0001pt"><u><font style="font-size:11.0pt; mso-bidi-font-size:10.0pt;font-family:'Arial',sans-serif">Acquired deposit intangible asset amortization</font></u><font style="font-size:11.0pt; mso-bidi-font-size:10.0pt;font-family:'Arial',sans-serif">:<font style="mso-spacerun:yes">&#160; </font>Acquired deposit intangible amortization expense decreased $335,000 in the nine months ended September 30, 2019 compared to the prior year
                period.<font style="mso-spacerun:yes">&#160; </font>The Company generally amortizes its acquired deposit intangibles over a period of seven years, as described above.<font style="mso-spacerun:yes">&#160; </font></font></p>
          </td>
        </tr>
        <tr style="mso-yfti-irow:1">
          <td width="2%" valign="top" style="width:2.16%;padding:0in 5.4pt 0in 5.4pt">
            <p style="line-height:normal" class="MsoBodyText"><font style="font-size:11.0pt; mso-bidi-font-size:10.0pt;font-family:Symbol;mso-bidi-font-family:Arial">&#160;</font></p>
          </td>
          <td width="3%" valign="top" style="width:3.08%;padding:0in 5.4pt 0in 5.4pt">
            <p style="line-height:normal" class="MsoBodyText"><font style="font-size:11.0pt; mso-bidi-font-size:10.0pt;font-family:Symbol;mso-bidi-font-family:Arial">&#8226;</font></p>
          </td>
          <td width="94%" valign="top" style="width:94.76%;padding:0in 5.4pt 0in 5.4pt">
            <p style="line-height:normal" class="MsoBodyText"><u><font style="font-size: 11.0pt;mso-bidi-font-size:10.0pt;font-family:'Arial',sans-serif">Insurance</font></u><font style="font-size:11.0pt;mso-bidi-font-size:10.0pt;font-family:'Arial',sans-serif">:<font style="mso-spacerun:yes">&#160; </font>Insurance decreased $335,000 from the prior year quarter. This decrease was primarily due to a decrease in FDIC
                deposit insurance premiums, as described above. </font></p>
          </td>
        </tr>
        <tr style="mso-yfti-irow:2;mso-yfti-lastrow:yes">
          <td width="2%" valign="top" style="width:2.16%;padding:0in 5.4pt 0in 5.4pt">
            <p style="line-height:normal" class="MsoBodyText"><font style="font-size:11.0pt; mso-bidi-font-size:10.0pt;font-family:Symbol;mso-bidi-font-family:Arial">&#160;</font></p>
          </td>
          <td width="3%" valign="top" style="width:3.08%;padding:0in 5.4pt 0in 5.4pt">
            <p style="line-height:normal" class="MsoBodyText"><font style="font-size:11.0pt; mso-bidi-font-size:10.0pt;font-family:Symbol;mso-bidi-font-family:Arial">&#8226;</font></p>
          </td>
          <td width="94%" valign="top" style="width:94.76%;padding:0in 5.4pt 0in 5.4pt">
            <p style="line-height:normal" class="MsoBodyText"><u><font style="font-size: 11.0pt;mso-bidi-font-size:10.0pt;font-family:'Arial',sans-serif">Salaries and employee benefits</font></u><font style="font-size:11.0pt;mso-bidi-font-size: 10.0pt;font-family:'Arial',sans-serif">:<font style="mso-spacerun:yes">&#160; </font></font><font style="font-size:11.0pt;font-family:'Arial',sans-serif">Salaries and employee benefits increased $2.2 million from the prior year period.<font style="mso-spacerun:yes">&#160; </font>The increase was due to staffing additions in the new loan production offices opened in Atlanta and Denver in late 2018, and due to annual employee compensation increases.<font style="mso-spacerun:yes">&#160;
                </font></font><font style="font-size:11.0pt; mso-bidi-font-size:10.0pt;font-family:'Arial',sans-serif"></font></p>
          </td>
        </tr>

    </table>
  </div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;"> <br>
  </div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;">The Company&#8217;s efficiency ratio for the quarter ended September 30, 2019, was 52.63% compared to 49.16% for the same quarter in 2018.&#160; The efficiency
    ratio for the nine months ended September 30, 2019, was 53.94% compared to 56.70% for the same period in 2018.&#160; The higher efficiency ratio in the 2019 three-month period was primarily due to a decrease in non-interest income due to the gain on sale of
    certain branches and deposits in the 2018 period, partially offset by an increase in net interest income.&#160; The improvement in the ratio in the 2019 nine-month period was primarily due to an increase in net interest income and a decrease in non-interest
    expense, primarily related to a decrease in expenses on other real estate owned and repossessions, partially offset by a decrease in non-interest income due to the gain on sale of certain branches and deposits in the 2018 period.&#160; The Company&#8217;s ratio
    of non-interest expense to average assets was 2.34% and 2.37% for the three and nine months ended September 30, 2019, respectively, compared to 2.50% and 2.58% for the three and nine months ended September 30, 2018, respectively.&#160; The decreases in the
    current three month and nine month period ratios were primarily due to an increase in average assets in the 2019 periods compared to the 2018 periods.&#160; Average assets for the quarter ended September 30, 2019, increased $382.7 million, or 8.4%, from the
    quarter ended September 30, 2018, primarily due to increases in loans receivable and investment securities.&#160; Average assets for the nine months ended September 30, 2019, increased $354.4 million, or 7.9%, from the nine months ended September 30, 2018,
    primarily due to increases in loans receivable and investment securities.</div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;"><u>INCOME TAXES</u></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;">On December 22, 2017, H.R.1, originally known as the Tax Cuts and Jobs Act (the &#8220;TCJ Act&#8221;), was signed into law. Among other things, the TCJ Act
    permanently lowered the corporate federal income tax rate to 21% from the prior maximum rate of 35%, effective for tax years including or commencing January 1, 2018.&#160; The Company currently expects its effective tax rate (combined federal and state) to
    be approximately 17.0% to 18.5% in 2019 and future years, mainly&#160;as a result of the TCJ Act.</div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: justify; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;">For the three months ended September 30, 2019 and 2018, the Company's effective tax rate was 17.5% and 19.5%, respectively.&#160; For the nine months
    ended September 30, 2019 and 2018, the Company's effective tax rate was 17.6% and 18.2%, respectively.&#160; These effective rates were lower than the statutory federal tax rates of 21%, due primarily to the utilization of certain investment tax credits and
    to tax-exempt investments and tax-exempt loans, which reduced the Company&#8217;s effective tax rate.&#160; The Company&#8217;s effective tax rate may fluctuate in future periods as it is impacted by the level and timing of the Company&#8217;s utilization of tax credits and
    the level of tax-exempt investments and loans and the overall level of pre-tax income.&#160; The Company's effective income tax rate is currently expected to continue to be less than the statutory rate due primarily to the factors noted above.</div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;"><u>CAPITAL</u></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;">As of September 30, 2019, total stockholders&#8217; equity and common stockholders&#8217; equity were each $596.8 million (12.0% of total assets), equivalent to a
    book value of $41.98 per common share.&#160; Total stockholders&#8217; equity and common stockholders&#8217; equity at December 31, 2018, were each $532.0 million (11.4% of total assets), equivalent to a book value of $37.59 per common share.&#160; At September 30, 2019,
    the Company&#8217;s tangible common equity to tangible assets ratio was 11.9%, compared to 11.2% at December 31, 2018.&#160; Included in stockholders&#8217; equity at September 30, 2019 and December 31, 2018, were unrealized gains (net of taxes) on the Company&#8217;s
    available-for-sale investment securities and cash flow hedges (interest rate swap) totaling $41.1 million and $9.6 million, respectively.&#160; This increase in unrealized gains primarily resulted from lower market interest rates which increased the fair
    value of the derivatives and investment securities.</div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;"> <br>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-family: Arial,'sans-serif'; font-size: 11pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;" id="DSPFPageNumber">6</font></div>
    <div style="page-break-after: always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="background-color: #ffffff; border-width: 0px; clear: both; color: #ffffff; height: 0px; margin: 4px 0px; width: 100%;"></div>
  </div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;"> <br>
  </div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;"> <br>
  </div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;"> <br>
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;">On a preliminary basis, as of September 30, 2019, the Company&#8217;s Tier 1 Leverage Ratio was 11.7%, Common Equity Tier 1 Capital Ratio was 11.7%, Tier 1
    Capital Ratio was 12.2%, and Total Capital Ratio was 14.7%.&#160; On September 30, 2018, and on a preliminary basis, the Bank&#8217;s Tier 1 Leverage Ratio was 12.2%, Common Equity Tier 1 Capital Ratio was 12.8%, Tier 1 Capital Ratio was 12.8%, and Total Capital
    Ratio was 13.6%.</div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;">During the three months ended September 30, 2019, the Company did not repurchase any shares of its common stock.</div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;"><u>LOANS</u></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;">Total gross loans (including the undisbursed portion of loans), excluding FDIC-assisted acquired loans and mortgage loans held for sale, increased $65.3
    million, or 1.4%, from December 31, 2018, to September 30, 2019.&#160; This increase was primarily in commercial real estate loans ($123 million), owner occupied one- to four-family residential loans ($68 million) and other residential (multi-family) loans
    ($56 million).&#160; These increases were partially offset by decreases in construction loans ($81 million), consumer auto loans ($79 million) and commercial business loans ($17 million).&#160; Total gross loans increased $23.1 million from June 30, 2019. The
    FDIC-acquired loan portfolios had net decreases totaling $26 million during the nine months ended September 30, 2019.&#160; Outstanding net loan receivable balances increased $167.7 million, from $3.99 billion at December 31, 2018 to $4.16 billion at
    September 30, 2019, and increased $44.2 million from June 30, 2019.</div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;">Loan commitments and the unfunded portion of loans at the dates indicated were as follows (in thousands):</div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="ze84ff0708de74c759e097c3095653918">

      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
          <div style="text-align: center; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">September</div>
          <div style="text-align: center; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">2019</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
          <div style="text-align: center; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">June</div>
          <div style="text-align: center; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">2019</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
          <div style="text-align: center; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">March</div>
          <div style="text-align: center; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">2019</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; background-color: #FFFFFF; border-bottom: #000000 solid 2px;" colspan="2">
          <div style="text-align: center; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">December</div>
          <div style="text-align: center; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">2018</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="background-color: #FFFFFF; vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; background-color: #FFFFFF; border-bottom: #000000 solid 2px;" colspan="2">
          <div style="text-align: center; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">December</div>
          <div style="text-align: center; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">2017</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="background-color: #FFFFFF; vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; background-color: #FFFFFF; border-bottom: #000000 solid 2px;" colspan="2">
          <div style="text-align: center; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">December</div>
          <div style="text-align: center; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">2016</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="background-color: #FFFFFF; vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom;">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Closed loans with unused available lines</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 22%;">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#160;&#160;&#160;Secured by real estate (one- to four-family)</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">152,828</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">153,871</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">154,400</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">150,948</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">133,587</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">123,433</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 22%;">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#160;&#160;&#160;Secured by real estate (not one- to four-family)</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">20,003</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">13,237</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">10,450</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">11,063</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">10,836</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">26,062</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 22%;">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#160;&#160;&#160;Not secured by real estate - commercial business</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">92,095</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">80,887</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">83,520</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">87,480</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">113,317</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">79,937</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 22%;">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#160;</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 22%;">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Closed construction loans with unused</div>
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">&#160;&#160;&#160;&#160;&#160;available lines</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 22%;">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#160;&#160;&#160;Secured by real estate (one-to four-family)</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">38,323</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">28,023</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">33,818</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">37,162</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">20,919</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">10,047</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 22%;">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#160;&#160;&#160;Secured by real estate (not one-to four-family)</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">773,375</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">818,047</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">831,155</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">906,006</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">718,277</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">542,326</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 22%;">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#160;</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 22%;">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Loan Commitments not closed</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 22%;">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#160;&#160;&#160;Secured by real estate (one-to four-family)</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">55,989</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">49,694</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">36,945</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">24,253</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">23,340</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">15,884</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 22%;">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#160;&#160;&#160;Secured by real estate (not one-to four-family)</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">176,138</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">110,647</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">134,607</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">104,871</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">156,658</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">119,126</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 22%; padding-bottom: 2px;">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#160;&#160;&#160;Not secured by real estate - commercial business</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">4,535</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">4,535</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;"><font style="font-size: 9pt;">&#8212;</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">405</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">4,870</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">7,022</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 22%;">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">&#160;</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 22%; padding-bottom: 4px;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">1,313,286</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">1,258,941</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">1,284,895</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">1,322,188</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">1,181,804</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">923,837</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
      </tr>

  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;">For further information about the Company&#8217;s loan portfolio, please see the quarterly loan portfolio presentation available on the Company&#8217;s Investor
    Relations website under &#8220;Presentations.&#8221;</div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;"><u>PROVISION FOR LOAN LOSSES AND ALLOWANCE FOR LOAN LOSSES</u></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;">Management records a provision for loan losses in an amount it believes is sufficient to result in an allowance for loan losses that will cover current
    net charge-offs as well as risks believed to be inherent in the loan portfolio of the Bank. The amount of provision charged against current income is based on several factors, including, but not limited to, past loss experience, current portfolio mix,
    actual and potential losses identified in the loan portfolio, economic conditions, and internal as well as external reviews.&#160; The levels of non-performing assets, potential problem loans, loan loss provisions and net charge-offs fluctuate from period
    to period and are difficult to predict.</div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;"> <br>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-family: Arial,'sans-serif'; font-size: 11pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;" id="DSPFPageNumber">7</font></div>
    <div style="page-break-after: always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="background-color: #ffffff; border-width: 0px; clear: both; color: #ffffff; height: 0px; margin: 4px 0px; width: 100%;"></div>
  </div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;"> <br>
  </div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;"> <br>
  </div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;"> <br>
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;">Weak economic conditions, higher inflation or interest rates, or other factors may lead to increased losses in the portfolio and/or requirements for an
    increase in loan loss provision expense. Management maintains various controls in an attempt to limit future losses, such as a watch list of possible problem loans, documented loan administration policies and loan review staff to review the quality and
    anticipated collectability of the portfolio. Additional procedures provide for frequent management review of the loan portfolio based on loan size, loan type, delinquencies, financial analysis, on-going correspondence with borrowers and problem loan
    work-outs. Management determines which loans are potentially uncollectible, or represent a greater risk of loss, and makes additional provisions to expense, if necessary, to maintain the allowance at a satisfactory level.</div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;">The provision for loan losses for the quarter ended September 30, 2019 was $2.0 million compared with $1.3 million for the quarter ended September 30,
    2018.&#160; The provision for loan losses for the nine months ended September 30, 2019 was $5.5 million compared with $5.2 million for the nine months ended September 30, 2018.&#160; At September 30, 2019 and December 31, 2018, the allowance for loan losses was
    $40.4 million and $38.4 million, respectively.&#160; Total net charge-offs were $798,000 and $1.4 million for the three months ended September 30, 2019 and 2018, respectively.&#160; During the quarter ended September 30, 2019, $402,000 of the $798,000 of net
    charge-offs were in the consumer auto category. Total net charge-offs were $3.5 million and $4.2 million for the nine months ended September 30, 2019 and 2018, respectively.&#160; During the nine months ended September 30, 2019, $2.0 million of the $3.5
    million of net charge-offs were in the consumer auto category. In addition, two unrelated commercial loan relationships were responsible for $560,000 of the total net charge-offs during the first nine months of 2019.&#160; In response to a more challenging
    consumer credit environment, the Company tightened its underwriting guidelines on automobile lending in the latter part of 2016.&#160; Management took this step in an effort to improve credit quality in the portfolio and reduce delinquencies and
    charge-offs.&#160; This action also resulted in a lower level of origination volume and, as such, the outstanding balance of the Company's automobile loans continued to decline in the nine months ended September 30, 2019.&#160; We expect to see more rapid
    reductions in the automobile loan outstanding balance as we determined in February 2019 to cease providing indirect lending services to automobile dealerships.&#160; At September 30, 2019, indirect automobile loans totaled approximately $131 million.&#160; We
    expect this total balance will be largely paid off in the next two to four years.&#160; General market conditions and unique circumstances related to individual borrowers and projects contributed to the level of provisions and charge-offs.&#160; Collateral and
    repayment evaluations of all assets categorized as potential problem loans, non-performing loans or foreclosed assets were completed with corresponding charge-offs or reserve allocations made as appropriate.</div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;">In June 2017, the loss sharing agreements for Inter Savings Bank were terminated.&#160; In April 2016, the loss sharing agreements for Team Bank, Vantus Bank
    and Sun Security Bank were terminated.&#160; Loans acquired from the FDIC related to Valley Bank did not have a loss sharing agreement.&#160; All acquired loans were grouped into pools based on common characteristics and were recorded at their estimated fair
    values, which incorporated estimated credit losses at the acquisition date.&#160; These loan pools are systematically reviewed by the Company to determine the risk of losses that may exceed those identified at the time of the acquisition.&#160; Techniques used
    in determining risk of loss are similar to those used to determine the risk of loss for the legacy Great Southern Bank portfolio, with most focus being placed on those loan pools which include the larger loan relationships and those loan pools which
    exhibit higher risk characteristics.&#160; Review of the acquired loan portfolio also includes review of financial information, collateral valuations and customer interaction to determine if additional reserves are warranted.</div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;">The Bank&#8217;s allowance for loan losses as a percentage of total loans, excluding FDIC-acquired loans, was 0.99%, 0.98% and 0.97% at September 30, 2019,
    December 31, 2018&#160;and June 30, 2019, respectively.&#160; Management considers the allowance for loan losses adequate to cover losses inherent in the Bank&#8217;s loan portfolio at September 30, 2019, based on recent reviews of the Bank&#8217;s loan portfolio and
    current economic conditions. If economic conditions were to deteriorate or management&#8217;s assessment of the loan portfolio were to change, it is possible that additional loan loss provisions would be required, thereby adversely affecting the Company&#8217;s
    future results of operations and financial condition.</div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
    <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-family: Arial,'sans-serif'; font-size: 11pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;" id="DSPFPageNumber">8</font></div>
    <div id="DSPFPageBreak" style="page-break-after:always;"><br>
    </div>
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;"><u>ASSET QUALITY</u></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;">Former TeamBank, Vantus Bank, Sun Security Bank, InterBank and Valley Bank non-performing assets, including foreclosed assets and potential problem
    loans, are not included in the totals or in the discussion of non-performing loans, potential problem loans and foreclosed assets below. These assets were initially recorded at their estimated fair values as of their acquisition dates and are accounted
    for in pools. Therefore, these loan pools are analyzed rather than the individual loans.&#160; The performance of the loan pools acquired in each of the five transactions has been better than expectations as of the acquisition dates.</div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;">As a result of changes in balances and composition of the loan portfolio, changes in economic and market conditions and other factors specific to a
    borrower&#8217;s circumstances, the level of non-performing assets will fluctuate.</div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;">Non-performing assets, excluding all FDIC-assisted acquired assets, at September 30, 2019 were $9.0 million, a decrease of $2.8 million from $11.8
    million at December 31, 2018 and a decrease of $6.9 million from $15.9 million at June 30, 2019.&#160; Non-performing assets, excluding all FDIC-assisted acquired assets, as a percentage of total assets were 0.18% at September 30, 2019, compared to 0.25% at
    December 31, 2018 and 0.33% at June 30, 2019.</div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;">Compared to December 31, 2018, non-performing loans decreased $1.6 million to $4.7 million at September 30, 2019, and foreclosed assets decreased $1.2
    million to $4.3 million at September 30, 2019.&#160; Compared to June 30, 2019, non-performing loans decreased $6.7 million to $4.7 million at September 30, 2019, and foreclosed assets decreased $177,000 to $4.3 million at September 30, 2019.&#160;
    Non-performing one- to four-family residential loans comprised $1.5 million, or 31.7%, of the total non-performing loans at September 30, 2019, a decrease of $53,000 from June 30, 2019. Non-performing commercial business loans comprised $1.2 million,
    or 26.7%, of the total non-performing loans at September 30, 2019, a decrease of $114,000 from June 30, 2019.&#160; Non-performing consumer loans comprised $1.2 million, or 26.2%, of the total non-performing loans at September 30, 2019, a decrease of
    $44,000 from June 30, 2019.&#160; Non-performing commercial real estate loans comprised $637,000, or 13.6%, of the total non-performing loans at September 30, 2019, a decrease of $3.0 million from June 30, 2019.&#160; Non-performing construction and land
    development loans comprised $83,000, or 1.8%, of the total non-performing loans at September 30, 2019, a decrease of $3.5 million from June 30, 2019.</div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;">Compared to June 30, 2019, potential problem loans decreased $565,000 to $4.4 million at September 30, 2019.&#160; The decrease during the quarter was
    primarily due to $552,000 in payments.</div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;">Activity in the non-performing loans category during the quarter ended September 30, 2019, was as follows:</div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="z186032ddc70441cc99e926d87dd8046f">

      <tr>
        <td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 20%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
          <div style="text-align: center; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Beginning</div>
          <div style="text-align: center; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Balance,</div>
          <div style="text-align: center; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">July 1</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
          <div style="text-align: center; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Additions to</div>
          <div style="text-align: center; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Non-</div>
          <div style="text-align: center; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Performing</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
          <div style="text-align: center; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Removed</div>
          <div style="text-align: center; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">from Non-</div>
          <div style="text-align: center; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Performing</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
          <div style="text-align: center; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Transfers</div>
          <div style="text-align: center; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">to Potential</div>
          <div style="text-align: center; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Problem</div>
          <div style="text-align: center; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Loans</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
          <div style="text-align: center; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Transfers to</div>
          <div style="text-align: center; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Foreclosed</div>
          <div style="text-align: center; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Assets and</div>
          <div style="text-align: center; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Repossessions</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
          <div style="text-align: center; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Charge-Offs</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
          <div style="text-align: center; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Payments</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
          <div style="text-align: center; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Ending</div>
          <div style="text-align: center; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Balance,<br>
            September 30</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 20%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="30">
          <div style="text-align: center; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(In thousands)</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 20%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 20%;">
          <div style="text-indent: -7.2pt; margin-left: 7.2pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">One- to four-family construction</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 20%;">
          <div style="text-indent: -7.2pt; margin-left: 7.2pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Subdivision construction</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 20%;">
          <div style="text-indent: -7.2pt; margin-left: 7.2pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Land development</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">3,556</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">42</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">(3,498</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">(17</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">83</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 20%;">
          <div style="text-indent: -7.2pt; margin-left: 7.2pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Commercial construction</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 20%;">
          <div style="text-indent: -7.2pt; margin-left: 7.2pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">One- to four-family residential</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">1,532</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">429</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">(290</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">(192</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">1,479</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 20%;">
          <div style="text-indent: -7.2pt; margin-left: 7.2pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Other residential</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 20%;">
          <div style="text-indent: -7.2pt; margin-left: 7.2pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Commercial real estate</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">3,675</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">(118</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">(2,900</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">(20</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">637</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 20%;">
          <div style="text-indent: -7.2pt; margin-left: 7.2pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Commercial business</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">1,359</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">(91</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">(23</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">1,245</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 20%; padding-bottom: 2px;">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Consumer</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">1,266</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">421</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">(64</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">(215</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">(186</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">1,222</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 20%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; padding-bottom: 4px; width: 20%;">
          <div style="text-indent: 14.4pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Total</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); width: 1%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; border-bottom: 4px double rgb(0, 0, 0); width: 7%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">11,388</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 4px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); width: 1%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; border-bottom: 4px double rgb(0, 0, 0); width: 7%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">892</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 4px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); width: 1%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">$</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; border-bottom: 4px double rgb(0, 0, 0); width: 7%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">(118</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 4px; width: 1%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0);" colspan="2">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">$ __&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 4px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); width: 1%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; border-bottom: 4px double rgb(0, 0, 0); width: 7%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">(6,752</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 4px; width: 1%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">)</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); width: 1%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; border-bottom: 4px double rgb(0, 0, 0); width: 6%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">(306</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 4px; width: 1%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">)</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); width: 1%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; border-bottom: 4px double rgb(0, 0, 0); width: 6%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">(438</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 4px; width: 1%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">)</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 4px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); width: 1%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; border-bottom: 4px double rgb(0, 0, 0); width: 9%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">4,666</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 4px; width: 1%;" colspan="1">&#160;</td>
      </tr>

  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;">At September 30, 2019, the non-performing commercial business category included three loans, none of which were added during the current quarter.&#160; The
    largest relationship in this category, which was added during 2018, totaled $1.1 million, or 86.3% of the total category.&#160; This relationship is collateralized by an assignment of an interest in a real estate project.&#160; The non-performing one- to
    four-family residential category included 21 loans, four of which were added during the current quarter.&#160; The largest relationship in the category totaled $292,000, or 19.7% of the total category.&#160; This balance is primarily related to a single-family
    property in Springfield, Missouri.&#160; The non-performing consumer category included 111 loans, 27 of which were added during the current quarter, and the majority of which are indirect used automobile loans.</div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;"> <br>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-family: Arial,'sans-serif'; font-size: 11pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;" id="DSPFPageNumber">9</font></div>
    <div style="page-break-after: always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="background-color: #ffffff; border-width: 0px; clear: both; color: #ffffff; height: 0px; margin: 4px 0px; width: 100%;"></div>
  </div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;"> <br>
  </div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;"> <br>
  </div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;"> <br>
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;">The decrease in non-performing loans during the three months ended September 30, 2019, primarily related to one borrower relationship.&#160; This
    relationship totaled approximately $6.7 million at June 30, 2019.&#160; This relationship was represented in the non-performing land development, commercial real estate and one- to four-family categories.&#160; During July 2019, the borrower deeded the
    properties to the Bank in lieu of foreclosure and in the quarter ended September 30, 2019, the land development and commercial real estate assets were sold.</div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;">Activity in the potential problem loans category during the quarter ended September 30, 2019, was as follows:</div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="z5f42d9b597d14f838579c6055a492f9c">

      <tr>
        <td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 20%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
          <div style="text-align: center; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Beginning</div>
          <div style="text-align: center; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Balance,</div>
          <div style="text-align: center; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">July 1</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
          <div style="text-align: center; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Additions to</div>
          <div style="text-align: center; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Potential</div>
          <div style="text-align: center; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Problem</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
          <div style="text-align: center; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Removed</div>
          <div style="text-align: center; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">from</div>
          <div style="text-align: center; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Potential</div>
          <div style="text-align: center; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Problem</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
          <div style="text-align: center; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Transfers to</div>
          <div style="text-align: center; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Non-</div>
          <div style="text-align: center; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Performing</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
          <div style="text-align: center; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Transfers to</div>
          <div style="text-align: center; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Foreclosed</div>
          <div style="text-align: center; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Assets and</div>
          <div style="text-align: center; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Repossessions</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
          <div style="text-align: center; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Charge-Offs</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
          <div style="text-align: center; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Payments</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
          <div style="text-align: center; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Ending</div>
          <div style="text-align: center; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">Balance,<br>
            September 30</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 20%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="26">
          <div style="text-align: center; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt; font-weight: bold;">(In thousands)</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 20%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 20%;">
          <div style="text-indent: -7.2pt; margin-left: 7.2pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">One- to four-family construction</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 20%;">
          <div style="text-indent: -7.2pt; margin-left: 7.2pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Subdivision construction</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 20%;">
          <div style="text-indent: -7.2pt; margin-left: 7.2pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Land development</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 20%;">
          <div style="text-indent: -7.2pt; margin-left: 7.2pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Commercial construction</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 20%;">
          <div style="text-indent: -7.2pt; margin-left: 7.2pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">One- to four-family residential</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">840</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">8</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">(22</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">826</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 20%;">
          <div style="text-indent: -7.2pt; margin-left: 7.2pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Other residential</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 20%;">
          <div style="text-indent: -7.2pt; margin-left: 7.2pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Commercial real estate</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">3,809</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">(475</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">3,334</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 20%;">
          <div style="text-indent: -7.2pt; margin-left: 7.2pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Commercial business</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">37</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">(21</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">(16</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 20%; padding-bottom: 2px;">
          <div style="text-indent: -7.2pt; margin-left: 7.2pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Consumer</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">319</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">(39</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">)</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">280</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 20%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 20%; padding-bottom: 4px;">
          <div style="text-indent: 14.4pt; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">Total</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">5,005</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">8</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">&#8212;</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 4px double rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">(21</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">)</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 4px double rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">(552</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">)</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">4,440</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 20%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>

  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;">At September 30, 2019, the commercial real estate category of potential problem loans included two loans, one of which was added during the first
    quarter of 2019.&#160; The largest relationship in this category (added during 2018), which totaled $1.9 million, or 57.0% of the total category, is collateralized by a mixed use commercial retail building.&#160; Payments were current on this relationship at
    September 30, 2019. The second largest relationship in the category (added during the first quarter 2019), which totaled $1.4 million, or 43.0% of the total category, is collateralized by a commercial retail building.&#160; Payments were current at
    September 30, 2019 and a principal payment of $400,000 was received in July 2019.&#160; The one- to four-family residential category of potential problem loans included 17 loans, one of which was added during the current quarter. The consumer category of
    potential problem loans included 31 loans, none of which were added during the current quarter.</div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;">Activity in foreclosed assets and repossessions during the quarter ended September 30, 2019, excluding $1.1 million in foreclosed assets related to
    loans acquired in FDIC-assisted transactions and $2.0 million in properties which were not acquired through foreclosure, was as follows:</div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="z227e72d71a0a4ef2b495043e387660ec">

      <tr>
        <td valign="bottom" style="vertical-align: top; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Beginning</div>
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Balance,</div>
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">July 1</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Additions</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">ORE and</div>
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Repossession</div>
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Sales</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Capitalized</div>
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Costs</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">ORE and</div>
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Repossession</div>
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Write-Downs</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Ending</div>
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Balance,<br>
            September 30</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: top;" colspan="22">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">(In thousands)</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 22%;">
          <div style="text-indent: -7.2pt; margin-left: 7.2pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">One-to four-family construction</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 22%;">
          <div style="text-indent: -7.2pt; margin-left: 7.2pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Subdivision construction</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">918</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">(236</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">)</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">73</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">---</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">755</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 22%;">
          <div style="text-indent: -7.2pt; margin-left: 7.2pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Land development</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">2,584</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">3,498</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">(3,208</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">)</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">(280</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">)</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">2,594</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 22%;">
          <div style="text-indent: -7.2pt; margin-left: 7.2pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Commercial construction</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 22%;">
          <div style="text-indent: -7.2pt; margin-left: 7.2pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">One- to four-family residential</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">290</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">---</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">20</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">310</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 22%;">
          <div style="text-indent: -7.2pt; margin-left: 7.2pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Other residential</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 22%;">
          <div style="text-indent: -7.2pt; margin-left: 7.2pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Commercial real estate</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">2,900</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">(2,900</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">)</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 22%;">
          <div style="text-indent: -7.2pt; margin-left: 7.2pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Commercial business</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 22%; padding-bottom: 2px;">
          <div style="text-indent: -7.2pt; margin-left: 7.2pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Consumer</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">999</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">1,006</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">(1,340</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">)</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-size: 8pt;">&#8212;</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">665</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 22%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 22%; padding-bottom: 4px;">
          <div style="text-indent: 14.4pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Total</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">4,501</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">7,694</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">(7,684</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">)</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">93</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">(280</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">)</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">4,324</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
      </tr>

  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;"> <br>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-family: Arial,'sans-serif'; font-size: 11pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;" id="DSPFPageNumber">10</font></div>
    <div style="page-break-after: always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="background-color: #ffffff; border-width: 0px; clear: both; color: #ffffff; height: 0px; margin: 4px 0px; width: 100%;"></div>
  </div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;"> <br>
  </div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;"> <br>
  </div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;"> <br>
  </div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;">At September 30, 2019, the land development category of foreclosed assets included six properties, the largest of which was located in the Branson, Mo.
    area and had a balance of $768,000, or 29.6% of the total category.&#160; Of the total dollar amount in the land development category of foreclosed assets, 49.2% was located in the Branson, Mo. area, including the largest property previously mentioned.&#160; The
    subdivision construction category of foreclosed assets included four properties, the largest of which was located in the Branson, Mo. area and had a balance of $350,000, or 46.4% of the total category.&#160; Of the total dollar amount in the subdivision
    construction category of foreclosed assets, 82.1% is located in Branson, Mo., including the largest property previously mentioned.&#160; The one- to four-family category of foreclosed assets included one property that was added during the quarter with a
    balance of $310,000.&#160; This asset was included in the $6.7 million relationship discussed above under Non-Performing Loans.&#160; The amount of additions and sales in the consumer loans category are due to a higher volume of repossessions of automobiles,
    which generally are subject to a shorter repossession process.&#160; The Company experienced increased levels of delinquencies and repossessions in indirect and used automobile loans throughout 2016 and 2017.&#160; The level of delinquencies and repossessions in
    indirect and used automobile loans generally decreased in 2018 and to date in 2019.&#160; The large additions and sales items in the land development and commercial real estate categories are related to the $6.7 million relationship discussed above under
    Non-Performing Loans.</div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;"><u>BUSINESS INITIATIVES</u></div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;">The Company&#8217;s retail banking center network continues to evolve. In September 2019, the Company consolidated its Ames, Iowa, banking center into its
    North Ankeny, Iowa office. The Company entered the Ames market with only one banking center through an FDIC-assisted acquisition in 2014.&#160; An agreement has been executed to sell the Ames office building and the transaction is expected to close during
    the fourth quarter 2019.</div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;">During the third quarter of 2019, a Business Banking initiative was implemented to increase the Company&#8217;s focus on serving the lending needs of business
    owners. The Business Banking group works with established operating businesses by providing lines of credit, equipment loans, and commercial real estate loans, as well as cash management and depository services.</div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;">The Company will host a conference call on Thursday, October 17, 2019, at 2:00 p.m. Central Time (3:00 p.m. Eastern Time) to discuss third quarter 2019
    preliminary earnings. Individuals interested in listening to the conference call may dial 1.833.832.5121 and enter the passcode 5455169. The call will be available live or in a recorded version at the Company&#8217;s Investor Relations website,
    http://investors.greatsouthernbank.com.</div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="background-color: #FFFFFF; line-height: 14.4pt;">
    <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;">Headquartered in Springfield, Mo., Great Southern offers a broad range of banking services to customers. The Company operates 97 retail banking
      centers in Missouri, Iowa, Kansas, Minnesota, Arkansas and Nebraska and commercial lending offices in Atlanta, Chicago, Dallas, Denver, Omaha, Neb., and Tulsa, Okla. The common stock of Great Southern Bancorp, Inc. is listed on the Nasdaq Global
      Select Market under the symbol "GSBC."</div>
  </div>
  <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt; font-style: italic; font-weight: bold;">www.GreatSouthernBank.com</div>
  <div style="line-height: 10.25pt;"><br style="line-height: 10.25pt;">
  </div>
  <div style="line-height: 10.25pt;"><br style="line-height: 10.25pt;">
  </div>
  <div style="text-align: left; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Forward-Looking Statements</div>
  <div style="line-height: 10.25pt;"><br style="line-height: 10.25pt;">
  </div>
  <div style="background-color: #FFFFFF; line-height: 14.4pt;">
    <div style="text-align: left; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">When used in this press release and in other documents filed or furnished by Great Southern Bancorp, Inc. (the &#8220;Company&#8221;) with the Securities and
      Exchange Commission (the "SEC"), in the Company's press releases or other public or stockholder communications, and in oral statements made with the approval of an authorized executive officer, the words or phrases "will likely result," "are expected
      to," "will continue," "is anticipated," "estimate," "project," "intends" or similar expressions are intended to identify "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements are
      subject to certain risks and uncertainties, including, among other things, (i) expected revenues, cost savings, earnings accretion, synergies and other benefits from the Company's&#160; merger and acquisition activities might not be realized within the
      anticipated time frames or at all, and costs or difficulties relating to integration matters, including but not limited to customer and employee retention, might be greater than expected; (ii) changes in economic conditions, either nationally or in
      the Company's market areas; (iii) fluctuations in interest rates; (iv) the risks of lending and investing activities, including changes in the level and direction of loan delinquencies and write-offs and changes in estimates of the adequacy of the
      allowance for loan losses; (v) the possibility of other-than-temporary impairments of securities held in the Company's securities portfolio; (vi) the Company's ability to access cost-effective funding; (vii) fluctuations in real estate values and
      both residential and commercial real estate market conditions; (viii) demand for loans and deposits in the Company's market areas; (ix) the ability to adapt successfully to technological changes to meet customers' needs and developments in the
      marketplace; (x) the possibility that security measures implemented might not be sufficient to mitigate the risk of a cyber-attack or cyber theft, and that such security measures might not protect against systems failures or interruptions; (xi)
      legislative or regulatory changes that adversely affect the Company's business, including, without limitation, the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 and its implementing regulations, the overdraft protection
      regulations and customers' responses thereto and the Tax Reform Legislation; (xii) </div>
    <div style="text-align: left; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;"> <br>
    </div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
      <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-family: Arial,'sans-serif'; font-size: 11pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;" id="DSPFPageNumber">11</font></div>
      <div style="page-break-after: always;" id="DSPFPageBreak">
        <hr noshade="noshade" style="background-color: #ffffff; border-width: 0px; clear: both; color: #ffffff; height: 0px; margin: 4px 0px; width: 100%;"></div>
    </div>
    <div style="text-align: left; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;"> <br>
    </div>
    <div style="text-align: left; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;"> <br>
    </div>
    <div style="text-align: left; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;"> <br>
    </div>
    <div style="text-align: left; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;"> <br>
    </div>
    <div style="text-align: left; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;"> <br>
    </div>
    <div style="text-align: left; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;"> <br>
    </div>
    <div style="text-align: left; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;"> <br>
    </div>
    <div style="text-align: left; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">changes in accounting principles, policies or guidelines; (xiii) monetary and fiscal policies of the Federal Reserve Board and the U.S. Government and
      other governmental initiatives affecting the financial services industry; (xiv) results of examinations of the Company and Great Southern Bank by their regulators, including the possibility that the regulators may, among other things, require the
      Company to limit its business activities, changes its business mix, increase its allowance for loan losses, write-down assets or increase its capital levels, or affect its ability to borrow funds or maintain or increase deposits, which could
      adversely affect its liquidity and earnings; (xv) costs and effects of litigation, including settlements and judgments; and (xvi) competition. The Company wishes to advise readers that the factors listed above and other risks described from time to
      time in documents filed or furnished by the Company with the SEC could affect the Company's financial performance and could cause the Company's actual results for future periods to differ materially from any opinions or statements expressed with
      respect to future periods in any current statements.</div>
    <div style="line-height: 9.1pt;"><br style="line-height: 9.1pt;">
    </div>
    <div style="text-align: left; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;">The Company does not undertake-and specifically declines any obligation- to publicly release the result of any revisions which may be made to any
      forward-looking statements to reflect events or circumstances after the date of such statements or to reflect the occurrence of anticipated or unanticipated events.</div>
    <div style="text-align: left; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;"> <br>
    </div>
    <div style="text-align: left; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;"> <br>
    </div>
    <div style="text-align: left; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;"> <br>
    </div>
    <div style="text-align: left; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;"> <br>
    </div>
    <div style="text-align: left; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;"> <br>
    </div>
    <div style="text-align: left; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;"> <br>
    </div>
    <div style="text-align: left; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;"> <br>
    </div>
    <div style="text-align: left; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;"> <br>
    </div>
    <div style="text-align: left; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;"> <br>
    </div>
    <div style="text-align: left; line-height: 9.1pt; font-family: Arial, sans-serif; font-size: 8pt;"><br>
      <div><br>
      </div>
      <div><br>
      </div>
      <div><br>
      </div>
      <div><br>
        <div><br>
        </div>
        <div><br>
        </div>
        <div><br>
        </div>
        <div><br>
          <div><br>
          </div>
          <div><br>
          </div>
          <div><br>
          </div>
          <div><br>
          </div>
          <div><br>
          </div>
          <div><br>
          </div>
          <div><br>
            <div><br>
            </div>
            <div><br>
            </div>
            <div><br>
              <div><br>
              </div>
              <br>
            </div>
            <br>
          </div>
          <br>
        </div>
        <br>
      </div>
      <br>
    </div>
  </div>
  <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
    <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-family: Arial,'sans-serif'; font-size: 11pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;" id="DSPFPageNumber">12</font></div>
    <div id="DSPFPageBreak" style="page-break-after:always;"><br>
    </div>
  </div>
  <div style="text-align: left; line-height: 11.4pt; font-family: Arial, sans-serif; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: left; line-height: 11.4pt; font-family: Arial, sans-serif; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: left; line-height: 11.4pt; font-family: Arial, sans-serif; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: left; line-height: 11.4pt; font-family: Arial, sans-serif; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: left; line-height: 11.4pt; font-family: Arial, sans-serif; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: left; line-height: 11.4pt; font-family: Arial, sans-serif; font-size: 10pt;">The following tables set forth certain selected consolidated financial information of the Company at the dates and for the periods indicated.&#160; Financial
    data at all dates and for all periods is unaudited.&#160; In the opinion of management, all adjustments, which consist only of normal recurring accruals, necessary for a fair presentation of the results at and for such unaudited dates and periods have been
    included.&#160; The results of operations and other data for the three and nine months ended September 30, 2019 and 2018, and the three months ended June 30, 2019, are not necessarily indicative of the results of operations which may be expected for any
    future period.</div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" border="0" id="z1b0f46a19cde4a40bb0c6f7c37e512c2" style="width: 80%; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">

      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top;">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">September 30,</div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top;">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">December 31,</div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; padding-bottom: 2px; width: 64%;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;"> 2019</div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">2018</div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">&#160;Selected Financial Condition Data:</div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="6" style="vertical-align: top;">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">(In thousands)</div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%;">
          <div style="text-indent: -45pt; margin-right: 14.4pt; margin-left: 54pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Total assets</div>
        </td>
        <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">$</div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 15%;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">4,972,160</div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">$</div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 15%;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">4,676,200</div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%;">
          <div style="text-indent: -45pt; margin-right: 14.4pt; margin-left: 54pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Loans receivable, gross</div>
        </td>
        <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 15%;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">4,203,885</div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 15%;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">4,034,810</div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%;">
          <div style="text-indent: -45pt; margin-right: 14.4pt; margin-left: 54pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Allowance for loan losses</div>
        </td>
        <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 15%;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">40,406</div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 15%;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">38,409</div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%;">
          <div style="text-indent: -45pt; margin-right: 14.4pt; margin-left: 54pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Other real estate owned, net</div>
        </td>
        <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 15%;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">7,444</div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 15%;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">8,440</div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%;">
          <div style="text-indent: -45pt; margin-right: 14.4pt; margin-left: 54pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Available-for-sale securities, at fair value</div>
        </td>
        <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 15%;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">349,020</div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 15%;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">243,968</div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%;">
          <div style="text-indent: -45pt; margin-right: 14.4pt; margin-left: 54pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Deposits</div>
        </td>
        <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 15%;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">3,935,154</div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 15%;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">3,725,007</div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%;">
          <div style="text-indent: -45pt; margin-right: 14.4pt; margin-left: 54pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Total borrowings</div>
        </td>
        <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 15%;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">393,627</div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 15%;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">397,594</div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%;">
          <div style="text-indent: -45pt; margin-right: 14.4pt; margin-left: 54pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Total common stockholders&#8217; equity</div>
        </td>
        <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 15%;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">596,770</div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 15%;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">531,977</div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 64%;">
          <div style="text-indent: -10.8pt; margin-right: 14.4pt; margin-left: 20.15pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Non-performing assets (excluding FDIC-assisted transaction assets)</div>
        </td>
        <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 15%;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">8,990</div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 15%;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">11,780</div>
        </td>
        <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
      </tr>

  </table>
  <div style="line-height: 10.25pt; margin-bottom: 0.95pt;"><br style="line-height: 10.25pt;">
  </div>
  <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="z04fa0673e3e74afb8ab50f1fc431de53">

      <tr>
        <td valign="bottom" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="6">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Three Months Ended</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="6">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Nine Months Ended</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Three Months Ended</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="6">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">September 30,</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="6">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">September 30,</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">June 30,</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;"> 2019</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">2018</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">2019</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">2018</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">2019</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Selected Operating Data:</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="18">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">(Dollars in thousands, except per share data)</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 35%;">
          <div style="text-indent: -41.4pt; margin-right: 14.4pt; margin-left: 54pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Interest income</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">60,187</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">52,982</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">$</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">176,267</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">$</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">149,808</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">58,723</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 35%; padding-bottom: 2px;">
          <div style="text-indent: -41.4pt; margin-right: 14.4pt; margin-left: 54pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Interest expense</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">14,263</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">9,997</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">40,818</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">26,172</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">13,802</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 35%;">
          <div style="text-indent: -41.4pt; margin-right: 14.4pt; margin-left: 54pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Net interest income</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">45,924</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">42,985</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">135,449</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">123,636</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">44,921</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 35%;">
          <div style="text-indent: -41.4pt; margin-right: 14.4pt; margin-left: 54pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Provision for loan losses</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">1,950</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">1,300</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">5,500</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">5,200</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">1,600</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 35%;">
          <div style="text-indent: -41.4pt; margin-right: 14.4pt; margin-left: 54pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Non-interest income</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">8,655</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">14,604</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">23,263</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">28,998</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">7,157</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 35%;">
          <div style="text-indent: -41.4pt; margin-right: 14.4pt; margin-left: 54pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Non-interest expense</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">28,725</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">28,309</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">85,602</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">86,537</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">28,383</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 35%; padding-bottom: 2px;">
          <div style="text-indent: -41.4pt; margin-right: 14.4pt; margin-left: 54pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Provision for income taxes</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">4,172</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">5,464</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">11,890</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">11,076</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">3,720</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 35%; padding-bottom: 4px;">
          <div style="text-indent: -9pt; margin-right: 14.4pt; margin-left: 30.6pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Net income and net income available to common shareholders</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">19,732</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">22,516</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">55,720</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">49,821</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">18,375</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 35%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>

  </table>
  <div style="line-height: 10.25pt; margin-bottom: 0.95pt;"><br style="line-height: 10.25pt;">
  </div>
  <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="z1e607374998b46fba444028dc5bb95c6">

      <tr>
        <td valign="bottom" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="6">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">At or For the Three Months Ended</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="6">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">At or For the Nine</div>
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Months Ended</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">At or For the Three Months Ended</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="6">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">September 30,</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="6">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">September 30,</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">June 30,</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;"> 2019</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">2018</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">2019</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">2018</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">2019</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Per Common Share:</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="18">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">(Dollars in thousands, except per share data)</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 35%; padding-bottom: 4px;">
          <div style="text-indent: -41.4pt; margin-right: 14.4pt; margin-left: 54pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Net income (fully diluted)</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">1.38</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">1.57</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">3.90</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">3.49</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">1.28</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 35%; padding-bottom: 4px;">
          <div style="text-indent: -41.4pt; margin-right: 14.4pt; margin-left: 54pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Book value</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">41.98</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">35.90</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">41.98</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">35.90</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">40.30</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 35%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 35%;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Earnings Performance Ratios:</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 35%;">
          <div style="text-indent: -41.4pt; margin-right: 14.4pt; margin-left: 54pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Annualized return on average assets</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">1.61</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">1.99</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">1.54</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">1.49</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">1.52</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 35%;">
          <div style="text-indent: -41.75pt; margin-left: 54.7pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Annualized return on average</div>
          <div style="text-indent: -41.75pt; margin-left: 54.7pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;&#160;&#160;&#160;&#160;common stockholders&#8217; equity</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">13.46</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">17.80</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">13.28</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">13.51</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">13.24</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 35%;">
          <div style="text-indent: -41.4pt; margin-right: 14.4pt; margin-left: 54pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Net interest margin</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">3.95</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">4.02</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">3.99</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">3.96</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">3.97</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 35%;">
          <div style="text-indent: -41.4pt; margin-right: 14.4pt; margin-left: 54pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Average interest rate spread</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">3.61</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">3.76</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">3.66</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">3.74</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">3.64</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 35%;">
          <div style="text-indent: -41.4pt; margin-right: 14.4pt; margin-left: 54pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Efficiency ratio</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">52.63</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">49.16</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">53.94</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">56.70</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">54.50</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 35%;">
          <div style="text-indent: -41.4pt; margin-right: 14.4pt; margin-left: 54pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Non-interest expense to average total assets</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">2.34</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">2.50</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">2.37</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">2.58</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">2.35</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 35%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom;" colspan="20">
          <div style="text-align: justify; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Asset Quality Ratios:</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 35%;">
          <div style="text-indent: -41.4pt; margin-right: 14.4pt; margin-left: 54pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Allowance for loan losses to period-end loans</div>
          <div style="text-indent: -41.4pt; margin-right: 3.6pt; margin-left: 54pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;&#160;&#160;&#160;&#160;(excluding covered/previously covered loans)</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">0.99</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">1.00</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">0.99</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">1.00</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">0.97</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 35%;">
          <div style="text-indent: -41.4pt; margin-left: 54pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Non-performing assets to period-end assets</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">0.18</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">0.35</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">0.18</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">0.35</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">0.33</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 35%;">
          <div style="text-indent: -41.4pt; margin-right: 14.4pt; margin-left: 54pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Non-performing loans to period-end loans</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">0.11</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">0.16</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">0.11</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">0.16</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">0.27</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 35%;">
          <div style="text-indent: -41.4pt; margin-right: 14.4pt; margin-left: 54pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Annualized net charge-offs to average loans</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">0.08</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">0.14</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">0.11</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">0.14</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">0.10</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
      </tr>

  </table>
  <div style="line-height: 10.25pt; margin-bottom: 0.95pt;"><br style="line-height: 10.25pt;">
  </div>
  <div style="line-height: 10.25pt; margin-bottom: 0.95pt;"><br style="line-height: 10.25pt;">
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-family: Arial,'sans-serif'; font-size: 11pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;" id="DSPFPageNumber">13</font></div>
    <div style="page-break-after: always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="background-color: #ffffff; border-width: 0px; clear: both; color: #ffffff; height: 0px; margin: 4px 0px; width: 100%;"></div>
  </div>
  <div style="line-height: 10.25pt; margin-bottom: 0.95pt;"><br style="line-height: 10.25pt;">
  </div>
  <div style="line-height: 10.25pt; margin-bottom: 0.95pt;"><br style="line-height: 10.25pt;">
  </div>
  <div style="line-height: 10.25pt; margin-bottom: 0.95pt;"><br style="line-height: 10.25pt;">
  </div>
  <div style="line-height: 10.25pt; margin-bottom: 0.95pt;"><br style="line-height: 10.25pt;">
  </div>
  <div style="line-height: 10.25pt; margin-bottom: 0.95pt;"><br style="line-height: 10.25pt;">
  </div>
  <div style="text-align: center; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Great Southern Bancorp, Inc. and Subsidiaries</div>
  <div style="text-align: center; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Consolidated Statements of Financial Condition</div>
  <div style="text-align: center; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">(In thousands, except number of shares)</div>
  <br>
  <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="ze3a4f1cda0b146899ca3f09d313baa96">

      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">September 30,</div>
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">2019</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">December 31,</div>
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;"> 2018</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">June 30,</div>
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">2019</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom;">
          <div style="margin-right: 14.4pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Assets</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%;">
          <div style="text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 39.6pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Cash</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">105,068</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">110,108</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">99,567</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%; padding-bottom: 2px;">
          <div style="text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 39.6pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Interest-bearing deposits in other financial institutions</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">85,809</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">92,634</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">81,805</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%;">
          <div style="text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 72pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Cash and cash equivalents</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">190,877</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">202,742</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">181,372</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%;">
          <div style="text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 39.6pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Available-for-sale securities</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">349,020</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">243,968</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">305,649</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%;">
          <div style="text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 39.6pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Mortgage loans held for sale</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">10,819</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">1,650</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">11,106</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%;">
          <div style="text-indent: -10.8pt; margin-right: 14.4pt; margin-left: 20.15pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Loans receivable (1), net of allowance for loan losses of $40,406&#160; &#8211; </div>
          <div style="text-indent: -10.8pt; margin-right: 14.4pt; margin-left: 20.15pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;&#160; September 2019; $38,409 &#8211; December 2018; $39,254&#160; &#8211; June 2019</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">4,156,703</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">3,989,001</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">4,112,455</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%;">
          <div style="text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 39.6pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Interest receivable</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">13,701</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">13,448</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">14,351</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%;">
          <div style="text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 39.6pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Prepaid expenses and other assets</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">82,218</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">55,336</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">76,241</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%;">
          <div style="text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 39.6pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Other real estate owned and repossessions (2), net</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">7,444</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">8,440</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">7,107</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%;">
          <div style="text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 39.6pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Premises and equipment, net</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">141,227</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">132,424</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">143,473</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%;">
          <div style="text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 39.6pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Goodwill and other intangible assets</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">8,386</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">9,288</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">8,675</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%;">
          <div style="text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 39.6pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Federal Home Loan Bank stock</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">11,765</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">12,438</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">11,093</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%; padding-bottom: 2px;">
          <div style="text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 39.6pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Current and deferred income taxes</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">7,465</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%; padding-bottom: 4px;">
          <div style="text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 72pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Total Assets</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">4,972,160</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">4,676,200</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">4,871,522</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%;">
          <div style="margin-right: 14.4pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Liabilities and Stockholders&#8217; Equity</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%;">
          <div style="text-indent: -21.6pt; margin-right: 14.4pt; margin-left: 25.2pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Liabilities</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%;">
          <div style="text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 39.6pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Deposits</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">3,935,154</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">3,725,007</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">3,888,536</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%;">
          <div style="text-indent: -12.6pt; margin-right: 14.4pt; margin-left: 21.6pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Securities sold under reverse repurchase agreements with customers</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">102,569</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">105,253</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">98,632</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%;">
          <div style="text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 39.6pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Short-term borrowings</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">191,116</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">192,725</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">168,636</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%;">
          <div style="text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 39.6pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Subordinated debentures issued to capital trust</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">25,774</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">25,774</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">25,774</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%;">
          <div style="text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 39.6pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Subordinated notes</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">74,168</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">73,842</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">74,059</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%;">
          <div style="text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 39.6pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Accrued interest payable</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">3,119</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">3,570</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">4,209</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%;">
          <div style="text-indent: -30.6pt; margin-left: 39.6pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Advances from borrowers for taxes and insurance</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">10,405</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">5,092</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">10,550</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%;">
          <div style="text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 39.6pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Accounts payable and accrued expenses</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">27,048</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">12,960</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">26,499</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%; padding-bottom: 2px;">
          <div style="text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 39.6pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Current and deferred income taxes</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">6,037</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">2,318</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%; padding-bottom: 2px;">
          <div style="text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 72pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Total Liabilities</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">4,375,390</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">4,144,223</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">4,299,213</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%;">
          <div style="text-indent: -21.6pt; margin-right: 14.4pt; margin-left: 25.2pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Stockholders&#8217; Equity</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%;">
          <div style="text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 39.6pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Capital stock</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%;">
          <div style="text-indent: -10.8pt; margin-right: 14.4pt; margin-left: 32.4pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Preferred stock, $.01 par value; authorized 1,000,000 shares; </div>
          <div style="text-indent: -10.8pt; margin-right: 14.4pt; margin-left: 32.4pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;&#160; issued and outstanding September 2019, December 2018 and </div>
          <div style="text-indent: -10.8pt; margin-right: 14.4pt; margin-left: 32.4pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;&#160; June 2019&#8211; -0- shares</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%;">
          <div style="text-indent: -10.8pt; margin-right: 14.4pt; margin-left: 32.4pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Common stock, $.01 par value; authorized 20,000,000 shares; </div>
          <div style="text-indent: -10.8pt; margin-right: 14.4pt; margin-left: 32.4pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;&#160; issued and outstanding September 2019 &#8211; 14,214,054 shares; </div>
          <div style="text-indent: -10.8pt; margin-right: 14.4pt; margin-left: 32.4pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;&#160; December 2018 &#8211; 14,151,198 shares; June 2019 &#8211; </div>
          <div style="text-indent: -10.8pt; margin-right: 14.4pt; margin-left: 32.4pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;&#160; 14,201,616 shares</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">142</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">142</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">142</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%;">
          <div style="text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 39.6pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Additional paid-in capital</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">32,085</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">30,121</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">31,603</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%;">
          <div style="text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 39.6pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Retained earnings</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">523,493</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">492,087</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">508,427</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%; padding-bottom: 2px;">
          <div style="text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 39.6pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Accumulated other comprehensive gain</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">41,050</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">9,627</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">32,137</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%; padding-bottom: 2px;">
          <div style="text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 72pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Total Stockholders&#8217; Equity</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">596,770</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">531,977</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">572,309</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 61%; padding-bottom: 4px;">
          <div style="text-indent: -30.6pt; margin-right: 14.4pt; margin-left: 72pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Total Liabilities and Stockholders&#8217; Equity</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">4,972,160</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">4,676,200</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">4,871,522</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
      </tr>

  </table>
  <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="z3542799a5a7a4aaeb9199ea707284705" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 18pt; vertical-align: top; align: right;">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt;">(1)</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt;">At September 30, 2019, December 31, 2018 and June 30, 2019, includes loans, net of discounts, totaling $141.7 million, $167.6 million and $151.1 million,
              respectively, which were acquired in FDIC-assisted transactions and are accounted for under ASC 310-30.</div>
          </td>
        </tr>

    </table>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" id="z53889217986b45c99ddb9eadeef258d3" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 18pt; vertical-align: top; align: right;">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt;">(2)</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt;">At September 30, 2019, December 31, 2018 and June 30, 2019, includes foreclosed assets, net of discounts, totaling $1.1 million, $1.4 million and $1.3 million,
              respectively, which were acquired in FDIC-assisted transactions.&#160; In addition, at September 30, 2019, December 31, 2018 and June 30, 2019, includes $2.0 million, $1.6 million and $1.3 million of properties which were not acquired through
              foreclosure, but are held for sale.</div>
          </td>
        </tr>

    </table>
  </div>
  <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
    <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-family: Arial,'sans-serif'; font-size: 11pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;" id="DSPFPageNumber">14</font></div>
    <div id="DSPFPageBreak" style="page-break-after:always;"><br>
    </div>
  </div>
  <div style="text-align: center; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;"> <br>
  </div>
  <div style="text-align: center; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;"><br>
    <br>
    Great Southern Bancorp, Inc. and Subsidiaries</div>
  <div style="text-align: center; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Consolidated Statements of Income</div>
  <div style="text-align: center; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">(In thousands, except per share data)</div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="z517846a866764852a5fc24e97be69118">

      <tr>
        <td valign="bottom" style="vertical-align: top;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="6">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Three Months Ended</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="6">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Nine Months Ended</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Three Months Ended</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="6">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">September 30,</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="6">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">September 30,</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">June 30,</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;"> 2019</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">2018</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: top; border-bottom: #000000 solid 2px;" colspan="2">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">2019</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: top; border-bottom: #000000 solid 2px;" colspan="2">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">2018</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">2019</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">
          <div style="margin-right: 14.4pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Interest Income</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 35%;" colspan="1">
          <div style="text-indent: -30.6pt; margin-right: 3.6pt; margin-left: 39.6pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Loans</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">57,226</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">51,063</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">$</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">167,552</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">$</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">144,447</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">55,771</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 35%; padding-bottom: 2px;" colspan="1">
          <div style="text-indent: -30.6pt; margin-right: 3.6pt; margin-left: 39.6pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Investment securities and other</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">2,961</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">1,919</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">8,715</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">5,361</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">2,952</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 35%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">60,187</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">52,982</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">176,267</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">149,808</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">58,723</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 35%;" colspan="1">
          <div style="margin-right: 3.6pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Interest Expense</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 35%;" colspan="1">
          <div style="text-indent: -30.6pt; margin-right: 3.6pt; margin-left: 39.6pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Deposits</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">11,792</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">7,352</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">33,844</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">19,058</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">11,582</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 35%;" colspan="1">
          <div style="text-indent: -30.6pt; margin-right: 3.6pt; margin-left: 39.6pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Federal Home Loan Bank advances</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">1,192</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">2,964</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 35%;" colspan="1">
          <div style="text-indent: -10.8pt; margin-right: 3.6pt; margin-left: 20.15pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Short-term borrowings and repurchase agreements</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">1,123</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">177</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">2,904</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">385</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">859</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 35%;" colspan="1">
          <div style="text-indent: -30.6pt; margin-right: 3.6pt; margin-left: 39.6pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Subordinated debentures issued to capital trust</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">253</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">252</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">787</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">692</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">267</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 35%; padding-bottom: 2px;" colspan="1">
          <div style="text-indent: -30.6pt; margin-right: 3.6pt; margin-left: 39.6pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Subordinated notes</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">1,095</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">1,024</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">3,283</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">3,073</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">1,094</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 35%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">14,263</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">9,997</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">40,818</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">26,172</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">13,802</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 35%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 35%;" colspan="1">
          <div style="margin-right: 3.6pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Net Interest Income</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">45,924</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">42,985</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">135,449</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">123,636</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">44,921</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 35%; padding-bottom: 2px;" colspan="1">
          <div style="margin-right: 3.6pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Provision for Loan Losses</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">1,950</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">1,300</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">5,500</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">5,200</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">1,600</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 35%; padding-bottom: 2px;" colspan="1">
          <div style="margin-right: 3.6pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;"><font style="font-weight: bold;">Net Interest Income After</font>&#160;<font style="font-weight: bold;">Provision for Loan Losses</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">43,974</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">41,685</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">129,949</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">118,436</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">43,321</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 35%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 35%;" colspan="1">
          <div style="margin-right: 3.6pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Noninterest Income</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 35%;" colspan="1">
          <div style="text-indent: -30.6pt; margin-right: 9.9pt; margin-left: 39.6pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Commissions</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">173</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">309</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">670</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">868</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">163</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 35%;" colspan="1">
          <div style="text-indent: -30.6pt; margin-right: 3.6pt; margin-left: 39.6pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Service charges and ATM fees</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">5,619</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">5,458</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">15,887</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">16,191</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">5,309</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 35%;" colspan="1">
          <div style="text-indent: -30.6pt; margin-right: 3.6pt; margin-left: 39.6pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Net gains on loan sales</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">1,021</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">417</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">1,645</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">1,438</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">376</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 35%;" colspan="1">
          <div style="text-indent: -12.25pt; margin-right: 3.6pt; margin-left: 21.25pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Net realized gains on sales of available-for-sale securities</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">2</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">10</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">2</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 35%;" colspan="1">
          <div style="text-indent: -30.6pt; margin-right: 3.6pt; margin-left: 39.6pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Late charges and fees on loans</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">364</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">466</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">1,066</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">1,240</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">356</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 35%;" colspan="1">
          <div style="text-indent: -10.8pt; margin-right: 3.6pt; margin-left: 20.15pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Gain (loss) on derivative interest rate products</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">(101</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">)</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">5</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">(169</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">)</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">53</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">(44</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">)</div>
        </td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 35%;" colspan="1">
          <div style="text-indent: -30.6pt; margin-right: 3.6pt; margin-left: 39.6pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Gain on sale of business units</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">7,414</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">7,414</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div><font style="font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 35%; padding-bottom: 2px;" colspan="1">
          <div style="text-indent: -30.6pt; margin-right: 3.6pt; margin-left: 39.6pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Other income</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">1,579</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">533</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">4,154</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">1,792</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">997</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 35%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">8,655</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">14,604</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">23,263</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">28,998</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">7,157</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 35%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 35%;" colspan="1">
          <div style="margin-right: 3.6pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Noninterest Expense</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 35%;" colspan="1">
          <div style="text-indent: -30.6pt; margin-right: 3.6pt; margin-left: 39.6pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Salaries and employee benefits</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">15,827</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">15,162</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">46,895</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">44,731</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">15,428</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 35%;" colspan="1">
          <div style="text-indent: -30.6pt; margin-right: 3.6pt; margin-left: 39.6pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Net occupancy expense</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">6,613</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">6,551</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">19,462</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">19,234</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">6,449</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 35%;" colspan="1">
          <div style="text-indent: -30.6pt; margin-right: 3.6pt; margin-left: 39.6pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Postage</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">792</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">843</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">2,342</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">2,544</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">784</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 35%;" colspan="1">
          <div style="text-indent: -30.6pt; margin-right: 3.6pt; margin-left: 39.6pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Insurance</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">339</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">682</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">1,667</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">2,002</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">662</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 35%;" colspan="1">
          <div style="text-indent: -30.6pt; margin-right: 3.6pt; margin-left: 39.6pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Advertising</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">794</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">589</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">2,162</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">1,892</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">842</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 35%;" colspan="1">
          <div style="text-indent: -30.6pt; margin-right: 3.6pt; margin-left: 39.6pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Office supplies and printing</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">258</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">255</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">743</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">789</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">226</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 35%;" colspan="1">
          <div style="text-indent: -30.6pt; margin-right: 3.6pt; margin-left: 39.6pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Telephone</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">904</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">827</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">2,645</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">2,339</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">839</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 35%;" colspan="1">
          <div style="text-indent: -30.6pt; margin-right: 3.6pt; margin-left: 39.6pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Legal, audit and other professional fees</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">681</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">875</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">2,023</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">2,373</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">630</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 35%;" colspan="1">
          <div style="text-indent: -12.25pt; margin-right: 3.6pt; margin-left: 21.25pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Expense on other real estate and repossessions</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">603</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">498</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">1,642</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">4,376</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">419</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 35%;" colspan="1">
          <div style="text-indent: -30.6pt; margin-right: 3.6pt; margin-left: 39.6pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Partnership tax credit investment amortization</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">91</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">91</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">274</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">484</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">91</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 35%;" colspan="1">
          <div style="text-indent: -30.6pt; margin-right: 3.6pt; margin-left: 39.6pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Acquired deposit intangible asset amortization</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">289</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">412</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">902</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">1,237</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">289</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 35%; padding-bottom: 2px;" colspan="1">
          <div style="text-indent: -30.6pt; margin-right: 3.6pt; margin-left: 39.6pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Other operating expenses</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">1,534</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">1,524</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">4,845</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">4,536</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">1,724</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 35%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">28,725</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">28,309</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">85,602</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">86,537</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">28,383</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 35%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 35%;" colspan="1">
          <div style="margin-right: 3.6pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Income Before Income Taxes</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">23,904</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">27,980</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">67,610</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">60,897</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">22,095</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 35%; padding-bottom: 2px;" colspan="1">
          <div style="margin-right: 3.6pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Provision for Income Taxes</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">4,172</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">5,464</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">11,890</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">11,076</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">3,720</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 35%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 35%; padding-bottom: 4px;" colspan="1">
          <div style="margin-right: 3.6pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Net Income and Net Income Available to Common Shareholders</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">19,732</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">22,516</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">55,720</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">49,821</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">18,375</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
      </tr>

  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="z9b91c5fc681c45a790b2c037756ea6f0">

      <tr>
        <td valign="bottom" style="vertical-align: bottom;">
          <div style="margin-right: 3.6pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Earnings Per Common Share</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: top;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 35%; padding-bottom: 4px;">
          <div style="text-indent: -30.6pt; margin-right: 3.6pt; margin-left: 39.6pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Basic</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">1.39</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">1.59</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">3.93</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">3.53</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">1.29</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 35%; padding-bottom: 4px;">
          <div style="text-indent: -30.6pt; margin-right: 3.6pt; margin-left: 39.6pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Diluted</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">1.38</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">1.57</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">3.90</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">3.49</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">1.28</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 35%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 35%; padding-bottom: 4px;">
          <div style="margin-right: 3.6pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Dividends Declared Per Common Share</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">0.34</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">0.32</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">1.73</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">0.88</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">0.32</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 35%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 10%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>

  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-family: Arial,'sans-serif'; font-size: 11pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;" id="DSPFPageNumber">15</font></div>
    <div style="page-break-after: always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="background-color: #ffffff; border-width: 0px; clear: both; color: #ffffff; height: 0px; margin: 4px 0px; width: 100%;"></div>
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: center; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt; font-weight: bold;">Average Balances, Interest Rates and Yields</div>
  <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
  </div>
  <div style="text-align: left; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">The following table presents, for the periods indicated, the total dollar amounts of interest income from average interest-earning assets and the
    resulting yields, as well as the interest expense on average interest-bearing liabilities, expressed both in dollars and rates, and the net interest margin.&#160; Average balances of loans receivable include the average balances of non-accrual loans for
    each period.&#160; Interest income on loans includes interest received on non-accrual loans on a cash basis.&#160; Interest income on loans includes the amortization of net loan fees, which were deferred in accordance with accounting standards.&#160; Net fees
    included in interest income were $1.0 million and $919,000 for the three months ended September 30, 2019 and 2018, respectively.&#160; Net fees included in interest income were $3.1 million and $2.5 million for the nine months ended September 30, 2019 and
    2018, respectively. Tax-exempt income was not calculated on a tax equivalent basis. The table does not reflect any effect of income taxes.</div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="zfab609d03399469e8cd0d5b5cd6b335f">

      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 30%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">September 30,</div>
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">2019<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="10">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Three Months Ended<br>
            September 30, 2019</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="10">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Three Months Ended<br>
            September 30, 2018</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Average</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Yield/</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Average</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Yield/</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 30%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Yield/Rate</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Balance</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Interest</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Rate</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Balance</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Interest</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Rate</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="26">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">(Dollars in thousands)</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Interest-earning assets:</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Loans receivable:</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;One- to four-family residential</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">4.20</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">$</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">542,892</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">$</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">7,153</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">5.23</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">$</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">453,090</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">$</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">5,939</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">5.20</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;Other residential</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">5.08</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">814,326</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">11,074</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">5.40</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">782,595</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">10,163</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">5.15</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;Commercial real estate</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">4.93</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">1,471,431</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">19,236</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">5.19</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">1,330,088</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">16,427</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">4.90</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;Construction</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">5.36</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">730,027</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">10,814</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">5.88</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">593,540</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">8,272</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">5.53</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;Commercial business</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">5.08</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">253,225</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">3,316</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">5.20</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">291,038</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">3,689</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">5.03</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;Other loans</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">5.85</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">369,704</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">5,423</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">5.82</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">485,647</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">6,283</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">5.13</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%; padding-bottom: 2px;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;Industrial revenue bonds</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">4.86</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">14,770</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">210</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">5.64</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">19,829</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">290</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">5.80</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;&#160;&#160;&#160;Total loans receivable</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">5.11</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">4,196,375</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">57,226</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">5.41</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">3,955,827</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">51,063</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">5.12</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Investment securities</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">3.23</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">342,277</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">2,534</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">2.94</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">193,390</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">1,425</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">2.92</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%; padding-bottom: 2px;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Other interest-earning assets</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">2.02</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">79,344</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">427</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">2.13</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">97,739</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">494</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">2.01</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%; padding-bottom: 2px;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;&#160;&#160;&#160;Total interest-earning assets</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">4.90</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">4,617,996</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">60,187</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">5.17</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">4,246,956</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">52,982</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">4.95</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Non-interest-earning assets:</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;Cash and cash equivalents</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">93,293</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">97,033</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%; padding-bottom: 2px;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;Other non-earning assets</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">202,361</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">186,994</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%; padding-bottom: 4px;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;&#160;&#160;&#160;Total assets</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">$</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 4px double rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">4,913,650</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">$</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 4px double rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">4,530,983</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Interest-bearing liabilities:</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;Interest-bearing demand and</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%;">
          <div style="margin-left: 14.4pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">savings</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">0.55</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">$</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">1,501,697</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">2,030</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">0.54</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">$</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">1,506,907</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">1,523</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">0.40</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%; padding-bottom: 2px;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;Time deposits</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">2.21</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">1,728,620</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">9,762</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">2.24</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">1,376,907</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">5,829</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">1.68</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;Total deposits</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">1.43</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">3,230,317</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">11,792</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">1.45</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">2,883,814</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">7,352</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">1.01</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%;">
          <div style="text-indent: -13.5pt; margin-left: 13.5pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;Short-term borrowings and repurchase agreements</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">1.36</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">289,222</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">1,123</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">1.54</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">141,864</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">177</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">0.49</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%;">
          <div style="text-indent: -13.8pt; margin-left: 13.8pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;Subordinated debentures issued to<br>
            capital trust</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">3.85</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">25,774</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">253</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">3.90</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">25,774</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">252</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">3.88</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%;">
          <div style="text-indent: -13.8pt; margin-left: 13.8pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;Subordinated notes</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">5.90</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">74,119</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">1,095</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">5.86</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">73,791</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">1,024</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">5.51</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%; padding-bottom: 2px;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;FHLB advances</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">216,674</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">1,192</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">2.18</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%; padding-bottom: 2px;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;&#160;&#160;&#160;Total interest-bearing liabilities</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">1.53</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">3,619,432</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">14,263</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">1.56</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">3,341,917</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">9,997</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">1.19</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Non-interest-bearing liabilities:</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;Demand deposits</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">670,158</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">660,629</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%; padding-bottom: 2px;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;Other liabilities</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">37,754</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">22,428</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;&#160;&#160;&#160;Total liabilities</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">4,327,344</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">4,024,974</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%; padding-bottom: 2px;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Stockholders&#8217; equity</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">586,306</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">506,009</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%; padding-bottom: 4px;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;&#160;&#160;&#160;Total liabilities and stockholders&#8217; equity</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">$</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 4px double rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">4,913,650</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">$</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 4px double rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">4,530,983</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Net interest income:</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%; padding-bottom: 4px;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Interest rate spread</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 4px double rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">3.37</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">$</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 4px double rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">45,924</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 4px double rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">3.61</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">$</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 4px double rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">42,985</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 4px double rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">3.76</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%; padding-bottom: 4px;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Net interest margin*</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 4px double rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">3.95</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 4px double rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">4.02</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%; padding-bottom: 4px;">
          <div style="text-indent: -13.8pt; margin-left: 13.8pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Average interest-earning assets to average interest-bearing liabilities</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 4px double rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">127.6</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 4px double rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">127.1</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
      </tr>

  </table>
  <div style="text-align: left; line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt;">*Defined as the Company&#8217;s net interest income divided by average total interest-earning assets.</div>
  <div style="text-align: left; line-height: 8pt;">
    <div>
      <table cellspacing="0" cellpadding="0" id="z8ba196a2fcb04b0b919cb4de8a8f9c63" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 18pt; vertical-align: top; align: right; font-family: Arial, sans-serif; font-size: 7pt;">(1)</td>
            <td style="width: auto; vertical-align: top;">
              <div style="font-family: Arial, sans-serif; font-size: 7pt;">The yield on loans at September 30, 2019, does not include the impact of the adjustments to the accretable yield (income) on loans acquired in the FDIC-assisted transactions.&#160; See
                &#8220;Net Interest Income&#8221; for a discussion of the effect on results of operations for the three months ended September 30, 2019.</div>
            </td>
          </tr>

      </table>
    </div>
  </div>
  <div style="line-height: 8pt;"><br style="line-height: 8pt;">
  </div>
  <div style="line-height: 8pt;"><br style="line-height: 8pt;">
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-family: Arial,'sans-serif'; font-size: 11pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;" id="DSPFPageNumber">16</font></div>
    <div style="page-break-after: always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="background-color: #ffffff; border-width: 0px; clear: both; color: #ffffff; height: 0px; margin: 4px 0px; width: 100%;"></div>
  </div>
  <div style="line-height: 8pt;"><br style="line-height: 8pt;">
  </div>
  <div style="line-height: 8pt;"><br style="line-height: 8pt;">
  </div>
  <div style="line-height: 8pt;"><br style="line-height: 8pt;">
  </div>
  <div style="line-height: 8pt;"><br style="line-height: 8pt;">
  </div>
  <div style="line-height: 8pt;"><br style="line-height: 8pt;">
  </div>
  <div style="line-height: 8pt;"><br style="line-height: 8pt;">
  </div>
  <div style="line-height: 8pt;"><br style="line-height: 8pt;">
  </div>
  <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="z73ac512df4404011a9786a99fdb28472">

      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 30%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">September 30,</div>
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">2019<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="10">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Nine Months Ended<br>
            September 30, 2019</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="10">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Nine Months Ended<br>
            September 30, 2018</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Average</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Yield/</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Average</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Yield/</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 30%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Yield/Rate</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Balance</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Interest</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Rate</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Balance</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Interest</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Rate</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="26">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">(Dollars in thousands)</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Interest-earning assets:</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Loans receivable:</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;One- to four-family residential</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">4.20</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">$</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">518,758</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">$</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">20,097</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">5.18</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">$</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">440,769</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">$</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">16,544</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">5.02</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;Other residential</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">5.08</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">815,008</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">33,334</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">5.47</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">755,536</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">28,349</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">5.02</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;Commercial real estate</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">4.93</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">1,424,595</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">55,235</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">5.18</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">1,302,940</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">46,753</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">4.80</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;Construction</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">5.36</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">704,074</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">31,573</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">6.00</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">555,708</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">22,007</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">5.29</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;Commercial business</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">5.08</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">259,021</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">10,066</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">5.20</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">288,579</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">10,592</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">4.91</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;Other loans</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">5.85</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">403,176</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">16,576</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">5.50</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">511,735</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">19,170</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">5.01</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%; padding-bottom: 2px;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;Industrial revenue bonds</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">4.86</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">14,970</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">671</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">5.99</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">22,056</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">1,032</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">6.25</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;&#160;&#160;&#160;Total loans receivable</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">5.11</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">4,139,602</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">167,552</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">5.41</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">3,877,323</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">144,447</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">4.98</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Investment securities</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">3.23</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">310,227</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">7,201</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">3.10</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">189,686</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">4,026</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">2.84</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%; padding-bottom: 2px;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Other interest-earning assets</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">2.02</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">87,193</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">1,514</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">2.32</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">105,831</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">1,335</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">1.69</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%; padding-bottom: 2px;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;&#160;&#160;&#160;Total interest-earning assets</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">4.90</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">4,537,022</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">176,267</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">5.19</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">4,172,840</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">149,808</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">4.80</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Non-interest-earning assets:</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;Cash and cash equivalents</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">92,208</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">98,879</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%; padding-bottom: 2px;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;Other non-earning assets</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">191,296</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">194,441</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%; padding-bottom: 4px;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;&#160;&#160;&#160;Total assets</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">$</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 4px double rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">4,820,526</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">$</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 4px double rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">4,466,160</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Interest-bearing liabilities:</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;Interest-bearing demand and</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%;">
          <div style="margin-left: 14.4pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">savings</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">0.55</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">$</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">1,491,255</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">5,723</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">0.51</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">$</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">1,548,273</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">4,268</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">0.37</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%; padding-bottom: 2px;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;Time deposits</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">2.21</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">1,711,692</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">28,121</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">2.20</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">1,331,098</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">14,790</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">1.49</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;Total deposits</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">1.43</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">3,202,947</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">33,844</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">1.41</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">2,879,371</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">19,058</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">0.88</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%;">
          <div style="text-indent: -13.5pt; margin-left: 13.5pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;Short-term borrowings and repurchase agreements</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">1.36</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">264,111</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">2,904</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">1.47</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">127,696</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">385</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">0.40</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%;">
          <div style="text-indent: -13.8pt; margin-left: 13.8pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;Subordinated debentures issued to<br>
            capital trust</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">3.85</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">25,774</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">787</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">4.08</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">25,774</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">692</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">3.59</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%;">
          <div style="text-indent: -13.8pt; margin-left: 13.8pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;Subordinated notes</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">5.90</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">74,012</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">3,283</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">5.93</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">73,752</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">3,073</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">5.57</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%; padding-bottom: 2px;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;FHLB advances</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#8212;</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">198,778</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">2,964</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">1.99</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%; padding-bottom: 2px;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;&#160;&#160;&#160;Total interest-bearing liabilities</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">1.53</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">3,566,844</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">40,818</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">1.53</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">3,305,371</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">26,172</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">1.06</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Non-interest-bearing liabilities:</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;Demand deposits</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">661,446</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">648,257</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%; padding-bottom: 2px;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;Other liabilities</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">32,620</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">20,678</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;&#160;&#160;&#160;Total liabilities</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">4,260,910</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">3,974,306</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%; padding-bottom: 2px;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Stockholders&#8217; equity</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">559,616</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">491,854</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%; padding-bottom: 4px;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">&#160;&#160;&#160;&#160;&#160;Total liabilities and stockholders&#8217; equity</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">$</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 4px double rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">4,820,526</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">$</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 4px double rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">4,466,160</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Net interest income:</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%; padding-bottom: 4px;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Interest rate spread</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 4px double rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">3.37</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">$</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 4px double rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">135,449</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 4px double rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">3.66</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">$</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 4px double rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">123,636</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 4px double rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">3.74</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%; padding-bottom: 4px;">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Net interest margin*</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 4px double rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">3.99</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 4px double rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">3.96</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 30%; padding-bottom: 4px;">
          <div style="text-indent: -13.8pt; margin-left: 13.8pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Average interest-earning assets to average interest-bearing liabilities</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 4px double rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">127.2</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 4px double rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">126.2</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
      </tr>

  </table>
  <div style="text-align: left; line-height: 11.4pt; font-family: 'Times New Roman', serif; font-size: 10pt;">______________</div>
  <div style="text-align: left; line-height: 8pt; font-family: Arial, sans-serif; font-size: 7pt;">*Defined as the Company&#8217;s net interest income divided by average total interest-earning assets.</div>
  <div style="text-align: left; line-height: 8pt;">
    <div>
      <table cellspacing="0" cellpadding="0" id="z8747188d3dcb4142a8e9ae29b1f37005" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 18pt; vertical-align: top; align: right; font-family: Arial, sans-serif; font-size: 7pt;">(1)</td>
            <td style="width: auto; vertical-align: top;">
              <div style="font-family: Arial, sans-serif; font-size: 7pt;">The yield on loans at September 30, 2019, does not include the impact of the adjustments to the accretable yield (income) on loans acquired in the FDIC-assisted transactions.&#160; See
                &#8220;Net Interest Income&#8221; for a discussion of the effect on results of operations for the nine months ended September 30, 2019.</div>
            </td>
          </tr>

      </table>
    </div>
  </div>
  <div style="line-height: 8pt;"><br style="line-height: 8pt;">
  </div>
  <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
    <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-family: Arial,'sans-serif'; font-size: 11pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;" id="DSPFPageNumber">17</font></div>
    <div id="DSPFPageBreak" style="page-break-after:always;"><br>
    </div>
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 12.55pt; font-family: Arial, sans-serif; font-size: 11pt;"><u>NON-GAAP FINANCIAL MEASURES</u></div>
  <div style="text-align: left; line-height: 12.55pt; margin-top: 6.3pt; font-family: Arial, sans-serif; font-size: 11pt;">This document contains certain financial information determined by methods other than in accordance with accounting principles
    generally accepted in the United States (&#8220;GAAP&#8221;). These non-GAAP financial measures include core net interest income, core net interest margin and the tangible common equity to tangible assets ratio.</div>
  <div style="text-align: left; line-height: 12.55pt; margin-top: 6.3pt; font-family: Arial, sans-serif; font-size: 11pt;">We calculate core net interest income and core net interest margin by subtracting the impact of adjustments regarding changes in
    expected cash flows related to pools of loans we acquired through FDIC-assisted transactions from reported net interest income and net interest margin. Management believes that core net interest income and core net interest margin are useful in
    assessing the Company&#8217;s core performance and trends, in light of the fluctuations that can occur related to updated estimates of the fair value of the loan pools acquired in the 2009, 2011, 2012 and 2014 FDIC-assisted transactions.</div>
  <div style="text-align: left; line-height: 12.55pt; margin-top: 6.3pt; font-family: Arial, sans-serif; font-size: 11pt;">In calculating the ratio of tangible common equity to tangible assets, we subtract period-end intangible assets from common equity
    and from total assets.&#160; Management believes that the presentation of this measure excluding the impact of intangible assets provides useful supplemental information that is helpful in understanding our financial condition and results of operations, as
    it provides a method to assess management&#8217;s success in utilizing our tangible capital as well as our capital strength.&#160; Management also believes that providing a measure that excludes balances of intangible assets, which are subjective components of
    valuation, facilitates the comparison of our performance with the performance of our peers.&#160; In addition, management believes that this is a standard financial measure used in the banking industry to evaluate performance.</div>
  <div style="text-align: left; line-height: 12.55pt; margin-top: 6.3pt; font-family: Arial, sans-serif; font-size: 11pt;">These non-GAAP financial measures are supplemental and are not a substitute for any analysis based on GAAP financial measures.
    Because not all companies use the same calculation of non-GAAP measures, this presentation may not be comparable to other similarly titled measures as calculated by other companies.</div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Non-GAAP Reconciliation:&#160; Core Net Interest Income and Core Net Interest Margin</div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="z189afe30bff64383b7b7888a1d5965c2">

      <tr>
        <td valign="bottom" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="14">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Three Months Ended</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="14">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Nine Months Ended</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="14">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">September 30,</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="14">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">September 30,</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="6">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;"> 2019</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="6">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">2018</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="6">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">2019</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="6">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">2018</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="14">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">(Dollars in thousands)</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="14">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">(Dollars in thousands)</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 20%;">
          <div style="text-indent: -5.4pt; margin-right: 14.4pt; margin-left: 9pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Reported net interest income/ margin</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">45,924</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">3.95</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">42,985</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">4.02</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">$</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">135,449</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">3.99</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">$</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">123,636</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">3.96</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 20%; padding-bottom: 2px;">
          <div style="text-indent: -4.5pt; margin-right: 14.4pt; margin-left: 8.1pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Less:&#160; Impact of FDIC-acquired loan accretion adjustments</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">2,251</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">0.20</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">1,424</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">0.14</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">5,162</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">0.15</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">3,652</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">0.12</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 20%; padding-bottom: 4px;">
          <div style="text-indent: -5.4pt; margin-right: 14.4pt; margin-left: 9pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Core net interest income/ margin</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">43,673</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">3.75</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">$</font></div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt;"><font style="font-family: Arial, sans-serif; font-size: 9pt;">41,561</font></div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">3.88</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">$</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">130,287</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">3.84</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">$</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">119,984</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">3.84</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 20%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>

  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: left; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">Non-GAAP Reconciliation:&#160; Ratio of Tangible Common Equity to Tangible Assets</div>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <table cellspacing="0" cellpadding="0" border="0" style="width: 70%; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;" id="z6bc626bc915d4e33a4641fd864ae2cd2">

      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">September 30,</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="2">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">December 31,</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 64%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;"> 2019</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt; font-weight: bold;">2018</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; padding-bottom: 2px; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom;" colspan="6">
          <div style="text-align: center; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">(Dollars in thousands)</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%;">
          <div style="text-indent: -5.4pt; margin-right: 14.4pt; margin-left: 9pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Common equity at period end</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">$</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 15%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">596,770</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">$</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 15%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">531,977</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; padding-bottom: 2px;">
          <div style="text-indent: -4.5pt; margin-right: 14.4pt; margin-left: 8.1pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Less:&#160; Intangible assets at period end</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 15%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">8,386</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 15%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">9,288</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; padding-bottom: 4px;">
          <div style="text-indent: -5.4pt; margin-right: 14.4pt; margin-left: 9pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Tangible common equity at period end&#160; (a)</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">$</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 15%; border-bottom: 4px double rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">588,384</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">$</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 15%; border-bottom: 4px double rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">522,689</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 15%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 15%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%;">
          <div style="text-indent: -5.4pt; margin-right: 14.4pt; margin-left: 9pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Total assets at period end</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">$</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 15%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">4,972,160</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">$</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 15%;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">4,676,200</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; padding-bottom: 2px;">
          <div style="text-indent: -4.5pt; margin-right: 14.4pt; margin-left: 8.1pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Less:&#160; Intangible assets at period end</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 15%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">8,386</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 15%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">9,288</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; padding-bottom: 4px;">
          <div style="text-indent: -5.4pt; margin-right: 14.4pt; margin-left: 9pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Tangible assets at period end (b)</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">$</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 15%; border-bottom: 4px double rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">4,963,774</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">$</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 15%; border-bottom: 4px double rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">4,666,912</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 15%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 15%;" colspan="1">&#160;</td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 64%; padding-bottom: 4px;">
          <div style="text-indent: -5.4pt; margin-right: 14.4pt; margin-left: 9pt; line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">Tangible common equity to tangible assets (a) / (b)</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 15%; border-bottom: 4px double rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">11.85</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 double 4px;" colspan="1">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 15%; border-bottom: 4px double rgb(0, 0, 0);" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">11.20</div>
        </td>
        <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;" colspan="1">
          <div style="line-height: 10.25pt; font-family: Arial, sans-serif; font-size: 9pt;">%</div>
        </td>
      </tr>

  </table>
  <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
  </div>
  <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-family: Arial,'sans-serif'; font-size: 11pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;" id="DSPFPageNumber">18</font></div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>3
<FILENAME>image0.jpg
<TEXT>
begin 644 image0.jpg
M_]C_X  02D9)1@ ! 0$ W #<  #_VP!#  @&!@<&!0@'!P<)"0@*#!0-# L+
M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#<I+# Q-#0T'R<Y/3@R/"XS-#+_
MVP!# 0D)"0P+#!@-#1@R(1PA,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C+_P  1" #' <@# 2(  A$! Q$!_\0
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BJ<]_9#?"]TJ-T.&P15#;I'_/\ -_W]-<=7%J+M
M!Q?K)+_,UC2;5W?[C0E2^=OW<L*#_=)-02?;H4W27L"+ZE<52F;28HRXNI9#
M_=20DFJ;7>DO]Z.[;'JP_P :\G$8F*;O+7_KX[?@CIA2;Z:>AI_:IO\ H)VO
MY4QYIG_YBT ^G%9WGZ/_ ,\;K_OH?XU2N)8&E/V=&2/L&.37FUL;.,;\R?I.
M9O"@F]K?)&E+J%Q ^V.],N.I X_6FMK-XPQYN/HHK)WT;Z\R6,Q-WRS:7:[_
M ,SH5"'5&E_:=WG/VA_SJ0:S>!<>:#[E1FLG?1OJ8XO%1VJ2^]@Z,'T1LP7T
M]PV'O_*/;<.*MK/,O_,5MS]:YO?5BUFME<_:D=T(XV'!%=>'QU1-1DW?NY27
MY,SG06Z_)&_]JF_Z"=K^53HM_(@=+R%E/0A:Q//T?_GC=?\ ?0_QIRW>E*,*
MEX![./\ &O3IXO7WYJWE.9@Z+Z+\$=!"MZA_>R0NOL"#5JL&,Z1)&K_:Y%R/
MNM*013PND@Y%\^1_TU->M2Q;C&RLUYSO^:.:5*[Z_<;=%5H+ZTE98HKE)'QP
M,\FK->E"<9J\7<YW%Q=F%%%%6(**** "BBB@ HHHH **** "BBB@ HHHH **
M** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHH
MH *@NKD6L7F&.23G&V-<FIZI7;ZD)0+.*W:/')D)SG\*SJR<8W7Y7+@KRU*1
MOK0G)TJ<D_\ 3 4?;;/_ *!4_P#WX%2&37ATM[(_\":HY9-?:)E\FSCR,;@Y
MR*\U\R[_ /@!U)+R_P# BC+J,HE81Z,NS/R[H3G%,_M.X_Z T?\ WZ-.\CQ%
M_P _L?\ W\7_  H\CQ%_S^Q_]_%_PK@:K-W]_P#\!B=*5/\ N_>RA?ZD\T?D
MM9Q6YSD[4P:S]]17%Q+/</),Y>0GEO6HM]>'7E*K-RD[_P!>1Z%.DHQLBUOH
MWU5WT;ZQY"^0M;Z-]5=]&^CD#D+6^C?57?1OHY Y#=LM4D2%84L(IV4==F3C
MWQ5K^T[C_H#1_P#?HU@V$]S'=H+67RY7.P-GCFN@\CQ%_P _L?\ W\7_  KV
M,+*K.G9.6G:*?YG%6IPC+6VO=L?;ZB[2@3:.!'W*0G/ZU<^VV?\ T"I_^_ J
MAY'B+_G]C_[^+_A6BLVO;1_H]D>.N\\_K7I4'4M:2E\X+]#DJ1CNFO\ P(1;
M^U1@RZ7<!AT(@'%:D$PN(5E".F[^%Q@BL_S-=Q_J++_OIJM6;7[%_ML<"C^$
MQ$_KFO0P\I*5G>W^&QS58JUU;[[ENBBBNTYPHHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ K$O=-DFO))!K,L 8_P"K5L!>/K6W6%JR^'X;S=J2*)Y%W9*N
M<CIVX[5S8J,7#WK?-M?BC?#M\^E_DKD7]D2_]#!/_P!]_P#UZK7NEQ);DWFO
M2F'(R&.X9^F:;YO@_P!%_P"^)?\ "F3W'A*.%GCA$K@<(%D!/XGBO-G"EROX
M?_ VSOC[2ZTE_P" HI?V?HG_ $&O_(1I&L-%"DC6<D#@>4:3^U?#_P#T!9/^
M^S_C1_:OA_\ Z LG_?9_QKB]G1_N?^3'5:K_ 'O_ "4Q-]&^H&<;CC.,\9IN
M^O+Y#T.4L[Z-]5M]&^ER!REG?1OJMOHWT<@<I9WT;ZK;Z-]'('*6T96D4,VU
M20"?05M_V?HG_0:_\A&N>MI8UN8VF0R1!@70=2/2M_\ M7P__P! 63_OL_XU
MV8:G"SY^7YW_ $.:NIIKEO\ *WZCO[/T3_H-?^0C6K;:4'MD:WU^80D?* V!
MCZ9K(_M7P_\ ] 63_OL_XUHI/X0:-6:-48C)4I(<>U>A1A1N_@^^2_,XZOM;
M?:^Z+_(N?V1+_P!#!/\ ]]__ %ZMZ=I\EM=>8=5DN1M(\MFR/KUK)\WP?Z+_
M -\2_P"%:FC)HCRR3:6@WJ-K,%<8!_WOI7;1A3]HN7E^4V_P.2JYJ#O?YQ2_
M$V:***]0\\**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **
M** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *I:I)<PVAEM+1+
MF52/W;=Q[5=HJ9*ZM>Q47RN]KG+?VKKO_0NK_P!]4?VKKO\ T+J_]]5;O+7Q
M(;IS9ZA;"W)RHDC&X>W2H/LOB[_H(6/_ '[_ /K5P.-1.UY?=$]%.FU>T/OD
M9OVSQ7GC3D_[]+_C1]L\6?\ 0.3_ +]+_C4]YHGBB^*F34X%*\#RF9/SP*RW
MTC58W*/XDME93@JUX017/*-5/[?WHZ8>RDOL7]&9FL6^I).;O4+0PF4XR% !
M.*S-]=!-HE[<)LG\16,B9SM>[)%<Y>P-973P/)'(5/#QN&5AZ@BO,KT)*7-9
MV?<]3#SC)<J:NNU_U'[Z-]5?,H\RN?D.CD+6^C?57S*/,HY Y"UOHWU5\RK>
MG6;:C<^2LT,( R7FD"J*J--R=D*245=FQHL&KQM]MT^S,HP4#,H(]^M;7VSQ
M9_T#D_[]+_C6;%HU]#&(XO$=DB#HJW9 %31:-J\\@CB\1V\CGHJ7;$G\*].E
M3G"*BN;Y-'EU94YR<FX_-,O)>^*@ZE],1E!Y7RE&?UJY_:NN_P#0NK_WU4-G
MH_BBQ1EBU*V;<<DR9<_J*M?9?%W_ $$+'_OW_P#6KKA&HEO/\&<4W2;TY/Q1
M'_:NN_\ 0NK_ -]5T%@TSV<<EQ L$S#+1K_#6=IUOKZW0;4;ZW> #[D4?+'Z
MXK:KKH0E\4F_G;]#CQ$H_#%+Y7_4****Z3E"BBB@ HHHH **** "BBB@ HHH
MH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
M HHHH **** "BBB@!LD:RQM&Z[E88(]:P&\&Z>SEA=7ZY.<"X.!70T5$Z<)_
M$KFM.M4I_ [')W/AW1+-MMSJMW"3TWW6/Z52;0/"+L6?5BS'J3=*2?TKMWC2
M1=LB*RGLPR*I/HFDR-N?3+-CZF!3_2L)8:+VBCJIXV2^*4OE8X&]L_"5E*$+
M7LX/1H)D<'\N?SJJ9?!H!4Q:F#ZDC(KU""QM+8Y@M88O]R,#^5-FTZQN3F>S
MMY2>[Q@UD\'VM]QT1S**TES?^!?\ \/NFMTG86LKR0_PEUVG\1419@,D$9KW
M"/1=+A.8M-M$/^S"H_I5B2TMID"26\3J.@9 17/_ &8WKS'7_;D%HH-_/_@'
M@WF4NYL9P<>M>WC1-)#[AIEF&]?(7/\ *K2VMNL9C6"((>JA!C\J%E;ZR&\\
MATA^)X?8&R:Y'V^65(!U$2@L?;GI70";P:QPL&IDGT(KT9]$TF4YDTRS8^I@
M4_TJQ#8VEL<P6L,7^Y&!_*M*> <=-/N,:N;0GJE)>CM^AYY8:?X2OB?WMW;J
M.K3SHGZ=?TK130?"43;H]79&]5NU!_E783:=8W)S/9V\I/=XP:BCT72X3F+3
M;1#_ +,*C^E;+")=%]QRRQ_-]J2^9AVWAG1KP$VVIWLH'4I=9'\JMP^$-/AF
M60SWLFTYVO.2#]:WE554*H  Z "EK=8>FOLHY98NL]I.P@    P!TI:**V.8
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "N7\5^-
M]/\ "Z")P;B]896W0XP/5CV%:^NZK'HFB7>HR#(@C+!?[S= /S(KYMO+RXU*
M^ENKF1I;B9MS,>I)H ZN_P#B?XEO)"8KB*U3LD,8X_$Y-16?Q+\3VCAGO$N%
M'59HP0?RP:ZGP[\)H9+..YUR>997&[[/$0NSV8\\_2K6L_"*PDMG?2+F:*<#
M*QS,&1O;/4?K3 U_"7Q"L?$;K:7""TOR.(RV5D_W3Z^U0?$;Q3J?AI; Z<\:
M^>7W[TW=,8_G7(Z5\*->>6.:YNX+!E(8%6WNI]L<?K5_XNI)'::(DTOFRJ'#
MR;<;CA><=J0&%_PM3Q/_ ,]K;_OP*DA^+'B2-P9/L<J]U:''\B*S_ ?AVS\3
M:Y-97SS+$EN9 86 .0RCN#ZUV>N_"G2[;1[FYT^ZNEN(8S(!,RLK8&2. ,4P
M-KPE\1;+Q%.ME<Q?9+XCY5+963Z'U]C3/B-XHU+PU#8-ISQJ9V</O3=TQC^=
M>(03R6T\<\+E)8V#(PZ@CH:].^*US]LT;0+DC!F5I"/3*J:0&%_PM3Q/_P ]
MK;_OP*/^%J>)_P#GM;?]^!5/P'X=L_$VN365\\RQ);F0&%@#D,H[@^M>B_\
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M_P!V@##\:^/=<T/Q/<6%E) ($5"H>($\@$\USW_"U/$__/:V_P"_ J'XF_\
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M6TR'HZE6%=)HGQ$U_1W57N3>VXZQ7!+''LW45Z]8ZGX>\8Z6KNMK<*5^>"8
MM&?3!Y'U%>0>/M'TG1=>6#29@T;Q[I(@V[RFSTS_ $I@=AXR\36OB3X<?:[(
MLF;F-)HFZH>3@^W3FO/O",44WB_28Y@"AN4R#WYXK3\':7/K>FZ_I\())M5E
M0=O,5@5_$C(_&N7@FFL[N.>(E)H7#*>X8&@#ZFHKDO#WQ T;6;*,W%W#9W8'
M[R*9]HS[$\$5:UKQSH6C6KR-?0W,P'R0P.'9CZ<=/QI >1_$F**+QS?>5CY@
MC,!_>*C-9ZNY\"2H?]6-30CZF)L_R%9^JZE/J^JW.H7&/-G<N0.@]!^ XKN[
MKPO/:_"%97C(G-PMZZXY"D;1^A!I@8_PR_Y'FS_W)/\ T$U[Y7S5X9UC^P?$
M5GJ)4LD3_O%'4J1@_H:^AK+6],U"U6YM;^WDB89R) ,?4=OQI <C\7/^11A_
MZ^T_]!:O.?AW_P CYI?^\_\ Z+:NC^*7BJRU..WTBPF6=8I/-FD0Y7=@@*#W
MZG]*R_A98/=^,$N N8[6)G9L="1M'\S0![I7B?Q>_P"1LM_^O-?_ $)Z]LKQ
M/XO?\C9;_P#7FO\ Z$] &W\&O^/;5O\ ?C_DU>HUY=\&O^/;5O\ ?C_DU>HT
M ?.WCO\ Y'C5O^NW_LHK(M]5U&TB\JVO[J&,'(2.9E'Y UK^._\ D>-6_P"N
MW_LHKT3X;Z#I&H>$(I[S3+.XF,S@R2PJS8!]2*8'E/\ ;VL?]!:^_P# A_\
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MGAB_1U#*UV05(R"-BT >3:7JEUH^I0W]G(4FB;(]".X/J#6KXRUN#Q#KBZC
MI4201AD/\+ <BK_C[P@WAO4OM%LA.FW#9C/_ #S;^X?Z5Q] 'LGP=_Y .H?]
M?7_LHHH^#O\ R =0_P"OK_V444@/1Z\V\;_#<ZI<2:GHP1+E^9;<\"0^H/8_
MSKTFB@#YAO=(U'3I3%>6-Q X[/&1GZ>M-M-,O[^98;2SGFD/0)&37T^5###
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M2 Y;I7T1X'U[_A(/#-O.[[KF+]U/SSN'?\1@UX?-X=NX?"T&O,#Y$TYB QT
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MX;>*)]?TF6VO7+WEH0#(3RZ'H3[\$5X77IWP;@D-_JEQ@^6(D3/N3G^E>8T
M=!%X(\23VJ7,6E2O%(H=64KR#T[UC7%O=:?=M#/%+;W$9Y5@5937ONA>)-#A
M\/Z?'+J]BCI;(&5IU!!"CC&:\M^).MZ=K?B&*33F61(81&\RCASDGCU SUH
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M?\67Q:YM-(CD#V^EPBW!4\,X^^WY\?A5;2_"NMZS:FZT^PDFA#%=X( R/J:
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M-^I(KDF:ZU*]W,9;FZF;W9G)_G0!U7PRM'N/%Z2J#MMX))&/IQM_F:XVO>?
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M@X)'8?K7I5E=QW]C!=PY\N>-9%SUP1F@">BBB@ HHHH **** "BBB@ HHHH
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MU"(H[ =!4E% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
%44 ?_]D!

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
