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Note 1: Nature of Operations and Summary of Significant Accounting Policies: Other Real Estate Owned and Repossessions (Policies) | 12 Months Ended
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Dec. 31, 2019
Policies |
Other Real Estate Owned and Repossessions | Assets acquired through, or in lieu of, loan foreclosure are held for sale and are initially recorded at fair value less estimated cost to sell at the date of foreclosure, establishing a new cost basis. Subsequent to foreclosure, valuations are periodically performed by management and the assets are carried at the lower of carrying amount or fair value less estimated cost to sell. Revenue and expenses from operations and changes in the valuation allowance are included in net expense on foreclosed assets. Other real estate owned also includes bank premises formerly, but no longer, used for banking, as well as property originally acquired for future expansion but no longer intended to be used for that purpose.

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