XML 157 R144.htm IDEA: XBRL DOCUMENT
v3.19.3.a.u2

Note 3: Loans and Allowance for Loan Losses: Schedule of Loans and Leases Receivable Allowance for Loan Losses (Details) - USD ($) $ in Thousands | 12 Months Ended
--- | ---
Dec. 31, 2019 | Dec. 31, 2018 | Dec. 31, 2017
Loans Receivable |  |  |
Balance | $ 38,409 | $ 36,492 | $ 37,400
Provision (benefit) charged to expense | 6,150 | 7,150 | 9,100
Losses charged off | (8,062) | (11,356) | (16,077)
Recoveries | 3,797 | 6,123 | 6,069
Balance | 40,294 | 38,409 | 36,492
Individually evaluated for impairment | 929 | 2,041 | 3,951
Collectively evaluated for impairment | 38,704 | 35,947 | 32,081
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Provision for Loan Losses | 661 | 421 | 460
Individually evaluated for impairment | 10,267 | 13,939 | 25,334
Collectively evaluated for impairment | 4,914,573 | 4,811,661 | 4,327,960
Financing Receivables Acquired and Evaluated for Impairment | 127,206 | 167,651 | 209,669
One- to four-family residential construction |  |  |
Balance | 3,122 | 2,108 | 2,322
Provision (benefit) charged to expense | 1,625 | 742 | (158)
Losses charged off | (534) | (62) | (165)
Recoveries | 126 | 334 | 109
Balance | 4,339 | 3,122 | 2,108
Individually evaluated for impairment | 198 | 694 | 513
Collectively evaluated for impairment | 3,973 | 2,392 | 1,564
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Provision for Loan Losses | 168 | 36 | 31
Individually evaluated for impairment | 2,960 | 6,116 | 6,950
Collectively evaluated for impairment | 554,450 | 433,209 | 341,888
Financing Receivables Acquired and Evaluated for Impairment | 74,562 | 93,841 | 120,295
Other residential |  |  |
Balance | 4,713 | 2,839 | 5,486
Provision (benefit) charged to expense | 603 | 1,982 | (2,356)
Losses charged off | (189) | (525) | (488)
Recoveries | 26 | 417 | 197
Balance | 5,153 | 4,713 | 2,839
Individually evaluated for impairment | 0 | 0 | 0
Collectively evaluated for impairment | 5,101 | 4,681 | 2,813
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Provision for Loan Losses | 52 | 32 | 26
Individually evaluated for impairment | 0 | 0 | 2,907
Collectively evaluated for impairment | 866,006 | 784,894 | 742,738
Financing Receivables Acquired and Evaluated for Impairment | 5,334 | 12,790 | 14,877
Commercial Real Estate |  |  |
Balance | 19,803 | 18,639 | 15,938
Provision (benefit) charged to expense | 4,651 | 1,094 | 4,234
Losses charged off | (144) | (102) | (1,656)
Recoveries | 24 | 172 | 123
Balance | 24,334 | 19,803 | 18,639
Individually evaluated for impairment | 517 | 613 | 599
Collectively evaluated for impairment | 23,570 | 18,958 | 17,843
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Provision for Loan Losses | 247 | 232 | 197
Individually evaluated for impairment | 4,020 | 3,501 | 8,315
Collectively evaluated for impairment | 1,490,152 | 1,367,934 | 1,227,014
Financing Receivables Acquired and Evaluated for Impairment | 29,158 | 33,620 | 39,210
Commercial construction |  |  |
Balance | 3,105 | 1,767 | 2,284
Provision (benefit) charged to expense | 22 | 1,031 | (643)
Losses charged off | (101) | (87) | (420)
Recoveries | 50 | 394 | 546
Balance | 3,076 | 3,105 | 1,767
Individually evaluated for impairment | 0 | 0 | 0
Collectively evaluated for impairment | 2,940 | 3,029 | 1,690
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Provision for Loan Losses | 136 | 76 | 77
Individually evaluated for impairment | 0 | 14 | 15
Collectively evaluated for impairment | 1,363,292 | 1,461,644 | 1,112,308
Financing Receivables Acquired and Evaluated for Impairment | 3,606 | 4,093 | 3,806
Commercial business |  |  |
Balance | 1,568 | 3,581 | 3,015
Provision (benefit) charged to expense | (309) | (1,613) | 1,475
Losses charged off | (371) | (1,155) | (1,489)
Recoveries | 467 | 755 | 580
Balance | 1,355 | 1,568 | 3,581
Individually evaluated for impairment | 13 | 309 | 2,140
Collectively evaluated for impairment | 1,306 | 1,247 | 1,369
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Provision for Loan Losses | 36 | 12 | 72
Individually evaluated for impairment | 1,286 | 1,844 | 3,018
Collectively evaluated for impairment | 325,112 | 334,214 | 372,192
Financing Receivables Acquired and Evaluated for Impairment | 3,356 | 4,347 | 5,275
Consumer Loan |  |  |
Balance | 6,098 | 7,558 | 8,355
Provision (benefit) charged to expense | (442) | 3,914 | 6,548
Losses charged off | (6,723) | (9,425) | (11,859)
Recoveries | 3,104 | 4,051 | 4,514
Balance | 2,037 | 6,098 | 7,558
Individually evaluated for impairment | 201 | 425 | 699
Collectively evaluated for impairment | 1,814 | 5,640 | 6,802
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Provision for Loan Losses | 22 | 33 | 57
Individually evaluated for impairment | 2,001 | 2,464 | 4,129
Collectively evaluated for impairment | 315,561 | 429,766 | 531,820
Financing Receivables Acquired and Evaluated for Impairment | $ 11,190 | $ 18,960 | $ 26,206

X
- Definition Represents the monetary amount of Financing Receivables Acquired and Evaluated for Impairment, during the indicated time period. + References No definition available. + Details
Name: | fil_FinancingReceivablesAcquiredAndEvaluatedForImpairment
Namespace Prefix: | fil_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amount of increase in allowance for credit loss on accounts receivable, from recovery. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (e) -URI http://asc.fasb.org/extlink&oid=119407570&loc=SL82919249-210447 + Details
Name: | us-gaap_AllowanceForDoubtfulAccountsReceivableRecoveries
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Amount of direct write-downs of accounts receivable charged against the allowance. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (d) -URI http://asc.fasb.org/extlink&oid=119407570&loc=SL82919249-210447 + Details
Name: | us-gaap_AllowanceForDoubtfulAccountsReceivableWriteOffs
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amount of expense related to loan loss not accounted for as debt securities, with evidence of deterioration of credit quality. + References No definition available. + Details
Name: | us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesProvisionForLoanLosses1
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amount of allowance for credit loss on financing receivable. Excludes allowance for financing receivable covered under loss sharing agreement. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=118936363&loc=SL6953423-111524 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 45 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=118955202&loc=SL82895884-210446 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=119407570&loc=SL82919249-210447 Reference 4: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03(7)(d)) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 Reference 5: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (f) -URI http://asc.fasb.org/extlink&oid=119407570&loc=SL82919249-210447 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLosses
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition The valuation allowance for financing receivables that are expected to be uncollectible that were collectively evaluated for impairment. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (g) -URI http://asc.fasb.org/extlink&oid=118936363&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Amount of valuation allowance for financing receivables that are expected to be uncollectible that were individually evaluated for impairment. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (g) -URI http://asc.fasb.org/extlink&oid=118936363&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition The balance of financing receivables that were collectively evaluated for impairment. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (h) -URI http://asc.fasb.org/extlink&oid=118936363&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition The balance of financing receivables that were individually evaluated for impairment. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (h) -URI http://asc.fasb.org/extlink&oid=118936363&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amount of credit loss expense (reversal of expense) for financing receivable. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=119407570&loc=SL82919249-210447 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03(7)(d)) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 220 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04(11)) -URI http://asc.fasb.org/extlink&oid=116637391&loc=SL114874048-224260 + Details
Name: | us-gaap_ProvisionForLoanLossesExpensed
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Details
Name: | us-gaap_FairValueByAssetClassAxis=us-gaap_LoansReceivableMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancialInstrumentAxis=fil_OneToFourFamilyResidentialConstructionMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancialInstrumentAxis=fil_OtherResidentialMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancialInstrumentAxis=us-gaap_CommercialRealEstateMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancialInstrumentAxis=fil_CommercialConstructionMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancialInstrumentAxis=fil_CommercialBusinessMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancialInstrumentAxis=us-gaap_ConsumerLoanMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |