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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2020
Mar. 31, 2019
CASH FLOWS FROM OPERATING ACTIVITIES    
Net income $ 14,868 $ 17,612
Proceeds from sales of loans held for sale 33,914 13,571
Originations of loans held for sale (38,745) (13,502)
Items not requiring (providing) cash:    
Depreciation 2,484 2,264
Amortization 412 552
Compensation expense for stock option grants 292 220
Provision for loan losses 3,871 1,950
Net gains on loan sales (590) (248)
Net realized gains on sales of available-for-sale securities 0 (10)
Net (gains) losses on sale of premises and equipment (28) 8
Net losses on sale/write-down of other real estate owned and repossessions 67 120
Accretion of deferred income, premiums, discounts and other (1,953) (1,010)
Loss on derivative interest rate products 407 25
Deferred income taxes (11,049) 287
Changes in    
Interest receivable (282) (1,102)
Prepaid expenses and other assets 1,125 3,401
Accrued expenses and other liabilities 564 4,130
Income taxes refundable/payable 12,332 1,492
Net cash provided by operating activities 17,689 29,760
CASH FLOWS FROM INVESTING ACTIVITIES    
Net change in loans (45,415) (50,733)
Purchase of loans (587) (14,240)
Purchase of premises and equipment (2,569) (2,363)
Proceeds from sale of premises and equipment 100 83
Proceeds from sale of other real estate owned and repossessions 1,328 2,256
Capitalized costs on other real estate owned (126) 0
Proceeds from termination of interest rate derivative 45,864 0
Proceeds from sales of available-for-sale securities 0 28,057
Proceeds from maturities and calls of available-for-sale securities 7,850 5,535
Principal reductions on mortgage-backed securities 5,908 3,159
Purchase of available-for-sale securities (20,263) (66,764)
Redemption of Federal Home Loan Bank stock and change in other interest-earning assets 3,577 6,805
Net cash used in investing activities (4,333) (88,205)
CASH FLOWS FROM FINANCING ACTIVITIES    
Net increase in certificates of deposit 156,626 163,455
Net increase in checking and savings deposits 62,193 67,643
Increase (Decrease) in Short-Term Borrowings, Net (186,528) (157,141)
Advances from borrowers for taxes and insurance 1,711 2,772
Dividends paid (19,114) (15,139)
Purchase of the Company's common stock (8,148) (849)
Stock options exercised 243 1,052
Net cash provided by financing activities 6,983 61,793
INCREASES IN CASH AND CASH EQUIVALENTS 20,339 3,348
CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD 220,155 202,742
CASH AND CASH EQUIVALENTS, END OF PERIOD $ 240,494 $ 206,090