<SEC-DOCUMENT>0000927089-20-000391.txt : 20200721
<SEC-HEADER>0000927089-20-000391.hdr.sgml : 20200721
<ACCEPTANCE-DATETIME>20200721125237
ACCESSION NUMBER:		0000927089-20-000391
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		15
CONFORMED PERIOD OF REPORT:	20200720
ITEM INFORMATION:		Results of Operations and Financial Condition
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20200721
DATE AS OF CHANGE:		20200721

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			GREAT SOUTHERN BANCORP, INC.
		CENTRAL INDEX KEY:			0000854560
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				431524856
		STATE OF INCORPORATION:			MD
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-18082
		FILM NUMBER:		201038367

	BUSINESS ADDRESS:	
		STREET 1:		1451 E BATTLEFIELD
		CITY:			SPRINGFIELD
		STATE:			MO
		ZIP:			65804
		BUSINESS PHONE:		417-887-4400

	MAIL ADDRESS:	
		STREET 1:		P O BOX 9009
		CITY:			SPRINGFIELD
		STATE:			MO
		ZIP:			65808-9009

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	GREAT SOUTHERN BANCORP INC
		DATE OF NAME CHANGE:	19920703
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>gsbc-20200720.htm
<DESCRIPTION>GREAT SOUTHERN BANCORP, INC. - FORM 8-K SEC FILING
<TEXT>
<XBRL>
<?xml version='1.0' encoding='us-ascii' standalone='no'?>
<html xmlns='http://www.w3.org/1999/xhtml' xmlns:xbrli='http://www.xbrl.org/2003/instance' xmlns:dei='http://xbrl.sec.gov/dei/2020-01-31' xmlns:i='http://www.xbrl.org/2003/instance' xmlns:xbrldi='http://xbrl.org/2006/xbrldi' xmlns:iso4217='http://www.xbrl.org/2003/iso4217' xmlns:ix='http://www.xbrl.org/2013/inlineXBRL' xmlns:ixt='http://www.xbrl.org/inlineXBRL/transformation/2015-02-26' xmlns:ixt-sec='http://www.sec.gov/inlineXBRL/transformation/2015-08-31' xmlns:utr='http://www.xbrl.org/2009/utr' xmlns:link='http://www.xbrl.org/2003/linkbase' xmlns:xlink='http://www.w3.org/1999/xlink' xmlns:xsi='http://www.w3.org/2001/XMLSchema-instance'>
<head>
<!-- Produced by EDGARsuite software, Advanced Computer Innovations, Inc., Copyright (C) 2008-2020 [PPXC7JF4UJYCVJ5L6W8X]. www.edgarsuite.com -->
<title>GREAT SOUTHERN BANCORP, INC. - Form 8-K SEC filing</title>
<meta content='text/html; charset=UTF-8' http-equiv='Content-Type' />
</head>
<body>
<div style='display:none'>
<ix:header>
<ix:hidden>
<ix:nonNumeric name='dei:EntityCentralIndexKey' contextRef='D200720' id='fact1'>0000854560</ix:nonNumeric>
<ix:nonNumeric name='dei:AmendmentFlag' contextRef='D200720' id='fact2'>false</ix:nonNumeric>
</ix:hidden>
<ix:references>
<link:schemaRef xlink:arcrole='http://www.xbrl.org/2003/linkbase' xlink:href='gsbc-20200720.xsd' xlink:type='simple'/>
</ix:references>
<ix:resources>
<i:context id='D200720'>
<i:entity>
<i:identifier scheme='http://www.sec.gov/CIK'>0000854560</i:identifier>
</i:entity>
<i:period>
<i:startDate>2020-07-20</i:startDate>
<i:endDate>2020-07-20</i:endDate>
</i:period>
</i:context>
</ix:resources>
</ix:header>
</div>
<div style='margin-left:72pt;width:468pt'><p style='font:10pt Times New Roman;margin:0;color:#000000'>&#160;</p>
<p style='font:11pt Times New Roman;margin:0;color:#000000;text-align:center'>UNITED STATES<br/>SECURITIES AND EXCHANGE COMMISSION<br/>Washington, D.C. 20549</p>
<p style='font:8pt Times New Roman;margin:0;color:#000000;text-align:center'>&#160;</p>
<p style='font:10pt Times New Roman;margin:0;color:#000000;text-align:center'><span style='font-size:11pt'><b>FORM </b><b><ix:nonNumeric name='dei:DocumentType' contextRef='D200720' escape='true'>8-K</ix:nonNumeric></b></span></p>
<p style='font:8pt Times New Roman;margin:0;color:#000000'>&#160;</p>
<p style='font:10pt Times New Roman;margin:0;color:#000000;text-align:center'><span style='font-size:11pt'>CURRENT REPORT</span></p>
<p style='font:8pt Times New Roman;margin:0;color:#000000'>&#160;</p>
<p style='font:10pt Times New Roman;margin:0;color:#000000;text-align:center'><span style='font-size:11pt'>Pursuant to Section 13 or 15(d) of the</span><br/><span style='font-size:11pt'>Securities Exchange Act of 1934</span></p>
<p style='font:8pt Times New Roman;margin:0;color:#000000'>&#160;</p>
<p style='font:10pt Times New Roman;margin:0;color:#000000;text-align:center'><span style='font-size:11pt'>Date of Report (Date of earliest event reported)</span></p>
<p style='font:8pt Times New Roman;margin:0;color:#000000'>&#160;</p>
<p style='font:10pt Times New Roman;margin:0;color:#000000;text-align:center'><span style='font-size:11pt'><ix:nonNumeric name='dei:DocumentPeriodEndDate' contextRef='D200720' format='ixt:datemonthdayyearen'>July 20, 2020</ix:nonNumeric></span></p>
<p style='font:8pt Times New Roman;margin:0;color:#000000'>&#160;</p>
<p style='font:10pt Times New Roman;margin:0;color:#000000;text-align:center'><span style='font-size:11pt'><ix:nonNumeric name='dei:EntityRegistrantName' contextRef='D200720' escape='true'>GREAT SOUTHERN BANCORP, INC.</ix:nonNumeric></span></p>
<p style='font:10pt Times New Roman;margin:0;color:#000000;text-align:center'><span style='font-size:11pt'>(Exact name of Registrant as specified in its Charter)</span></p>
<p style='font:10pt Times New Roman;margin:0;color:#000000'>&#160;</p>
<table style='border-collapse:collapse;width:100%'><tr><td valign='middle' style='width:35.08%;border-bottom:1pt solid #000000'><p style='font:10pt Times New Roman;margin:0;color:#000000;text-align:center'><span style='font-size:11pt'><ix:nonNumeric name='dei:EntityIncorporationStateCountryCode' contextRef='D200720' format='ixt-sec:stateprovnameen'>Maryland</ix:nonNumeric></span></p>
</td><td valign='middle' style='width:0.76%'><p style='font:10pt Times New Roman;margin:0;color:#000000;text-align:center'><span style='font-size:11pt'>&#160;</span></p>
</td><td valign='middle' style='width:27.98%;border-bottom:1pt solid #000000'><p style='font:10pt Times New Roman;margin:0;color:#000000;text-align:center'><span style='font-size:11pt'><ix:nonNumeric name='dei:EntityFileNumber' contextRef='D200720' escape='true'>0-18082</ix:nonNumeric></span></p>
</td><td valign='middle' style='width:0.76%'><p style='font:10pt Times New Roman;margin:0;color:#000000;text-align:center'><span style='font-size:11pt'>&#160;</span></p>
</td><td valign='middle' style='width:35.44%;border-bottom:1pt solid #000000'><p style='font:10pt Times New Roman;margin:0;color:#000000;text-align:center'><span style='font-size:11pt'><ix:nonNumeric name='dei:EntityTaxIdentificationNumber' contextRef='D200720' escape='true'>43-1524856</ix:nonNumeric></span></p>
</td></tr>
<tr><td valign='top' style='width:35.08%'><p style='font:10pt Times New Roman;margin:0;color:#000000;text-align:center'><span style='font-size:11pt'>(State or other jurisdiction of</span><br/><span style='font-size:11pt'>incorporation)</span></p>
</td><td valign='top' style='width:0.76%'><p style='font:10pt Times New Roman;margin:0;color:#000000;text-align:center'><span style='font-size:11pt'>&#160;</span></p>
</td><td valign='top' style='width:27.98%'><p style='font:10pt Times New Roman;margin:0;color:#000000;text-align:center'><span style='font-size:11pt'>(Commission File No.)</span></p>
</td><td valign='top' style='width:0.76%'><p style='font:10pt Times New Roman;margin:0;color:#000000;text-align:center'><span style='font-size:11pt'>&#160;</span></p>
</td><td valign='top' style='width:35.44%'><p style='font:10pt Times New Roman;margin:0;color:#000000;text-align:center'><span style='font-size:11pt'>(IRS Employer Identification</span><br/><span style='font-size:11pt'>Number)</span></p>
</td></tr>
</table>
<p style='font:8pt Times New Roman;margin:0;color:#000000'>&#160;</p>
<table style='border-collapse:collapse;width:100%'><tr><td valign='middle' style='width:49.98%;border-bottom:1pt solid #000000'><p style='font:10pt Times New Roman;margin:0;color:#000000;text-align:center'><span style='font-size:11pt'><ix:nonNumeric name='dei:EntityAddressAddressLine1' contextRef='D200720' escape='true'>1451 East Battlefield</ix:nonNumeric>, <ix:nonNumeric name='dei:EntityAddressCityOrTown' contextRef='D200720' escape='true'>Springfield</ix:nonNumeric>, <ix:nonNumeric name='dei:EntityAddressStateOrProvince' contextRef='D200720' format='ixt-sec:stateprovnameen'>Missouri</ix:nonNumeric></span></p>
</td><td valign='middle' style='width:1%'><p style='font:10pt Times New Roman;margin:0;color:#000000;text-align:center'><span style='font-size:11pt'>&#160;</span></p>
</td><td valign='middle' style='width:49%;border-bottom:1pt solid #000000'><p style='font:10pt Times New Roman;margin:0;color:#000000;text-align:center'><span style='font-size:11pt'><ix:nonNumeric name='dei:EntityAddressPostalZipCode' contextRef='D200720' escape='true'>65804</ix:nonNumeric></span></p>
</td></tr>
<tr><td valign='middle' style='width:49.98%'><p style='font:10pt Times New Roman;margin:0;color:#000000;text-align:center'><span style='font-size:11pt'>(Address of principal executive offices)</span></p>
</td><td valign='middle' style='width:1%'><p style='font:10pt Times New Roman;margin:0;color:#000000;text-align:center'><span style='font-size:11pt'>&#160;</span></p>
</td><td valign='middle' style='width:49%'><p style='font:10pt Times New Roman;margin:0;color:#000000;text-align:center'><span style='font-size:11pt'>(Zip Code)</span></p>
</td></tr>
</table>
<p style='font:8pt Times New Roman;margin:0;color:#000000'>&#160;</p>
<p style='font:11pt Times New Roman;margin:0;color:#000000;text-align:center'>Registrant's telephone number, including area code:&#160;&#160;&#160;<span style='border-bottom:1px solid #000000'>&#160;(<ix:nonNumeric name='dei:CityAreaCode' contextRef='D200720' escape='true'>417</ix:nonNumeric>) <ix:nonNumeric name='dei:LocalPhoneNumber' contextRef='D200720' escape='true'>887-4400</ix:nonNumeric>&#160;&#160; </span></p>
<p style='font:10pt Times New Roman;margin:0;color:#000000;text-align:center'>&#160;</p>
<p style='font:10pt Times New Roman;margin:0;color:#000000;text-align:center'><span style='font-size:11pt'>N/A</span></p>
<p style='font:10pt Times New Roman;margin:0;color:#000000;text-align:center'><span style='font-size:11pt'>(Former name or former address, if changed since last report)</span></p>
<p style='font:8pt Times New Roman;margin:0;color:#000000'>&#160;</p>
<p style='font:10pt Times New Roman;margin:0;color:#000000'><span style='font-size:11pt'>Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:</span></p>
<p style='font:10pt Times New Roman;margin:0;color:#000000'>&#160;</p>
<p style='font:10pt Times New Roman;margin:0;margin-left:27pt;color:#000000;text-align:justify'><kbd style='position:absolute;font:10pt Segoe UI Symbol;margin-left:-27pt'><span style='font:11pt Segoe UI Symbol'><ix:nonNumeric name='dei:WrittenCommunications' contextRef='D200720' format='ixt-sec:boolballotbox'>&#9744;</ix:nonNumeric></span></kbd><span style='font-size:11pt'>Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</span>&#160;</p>
<p style='font:10pt Times New Roman;margin:0;margin-left:27pt;color:#000000;text-align:justify'><kbd style='position:absolute;font:10pt Segoe UI Symbol;margin-left:-27pt'><span style='font:11pt Segoe UI Symbol'><ix:nonNumeric name='dei:SolicitingMaterial' contextRef='D200720' format='ixt-sec:boolballotbox'>&#9744;</ix:nonNumeric></span></kbd><span style='font-size:11pt'>Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</span>&#160;</p>
<p style='font:10pt Times New Roman;margin:0;margin-left:27pt;color:#000000;text-align:justify'><kbd style='position:absolute;font:10pt Segoe UI Symbol;margin-left:-27pt'><span style='font:11pt Segoe UI Symbol'><ix:nonNumeric name='dei:PreCommencementTenderOffer' contextRef='D200720' format='ixt-sec:boolballotbox'>&#9744;</ix:nonNumeric></span></kbd><span style='font-size:11pt'>Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</span>&#160;</p>
<p style='font:10pt Times New Roman;margin:0;margin-left:27pt;color:#000000;text-align:justify'><kbd style='position:absolute;font:10pt Segoe UI Symbol;margin-left:-27pt'><span style='font:11pt Segoe UI Symbol'><ix:nonNumeric name='dei:PreCommencementIssuerTenderOffer' contextRef='D200720' format='ixt-sec:boolballotbox'>&#9744;</ix:nonNumeric></span></kbd><span style='font-size:11pt'>Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</span>&#160;</p>
<p style='font:8pt Times New Roman;margin:0;color:#000000'>&#160;</p>
<p style='font:10pt Times New Roman;margin:0;color:#000000'>Securities registered pursuant to Section 12(b) of the Act: </p>
<table style='border-collapse:collapse;width:100%'><tr><td valign='top' style='width:34%;border-top:1.5pt solid #000000;border-left:1.5pt solid #000000'><p style='font:10pt Times New Roman;margin:0;color:#000000'><b>Title of each class</b></p>
</td><td valign='top' style='width:22.42%;border-top:1.5pt solid #000000;border-left:1.5pt solid #000000'><p style='font:10pt Times New Roman;margin:0;color:#000000;text-align:center'><b>Trading Symbol(s)</b></p>
</td><td valign='top' style='width:43.58%;border-top:1.5pt solid #000000;border-left:1.5pt solid #000000;border-right:1.5pt solid #000000'><p style='font:10pt Times New Roman;margin:0;color:#000000;text-align:center'><b>Name of each exchange on which registered</b></p>
</td></tr>
<tr><td valign='bottom' style='width:34%;border-top:1.5pt solid #000000;border-left:1.5pt solid #000000;border-bottom:1pt solid #000000'><p style='font:10pt Times New Roman;margin:0;color:#000000'><ix:nonNumeric name='dei:Security12bTitle' contextRef='D200720' escape='true'>Common Stock</ix:nonNumeric>, par value $0.01 per share</p>
</td><td valign='bottom' style='width:22.42%;border-top:1.5pt solid #000000;border-left:1.5pt solid #000000;border-bottom:1pt solid #000000'><p style='font:10pt Times New Roman;margin:0;color:#000000;text-align:center'><ix:nonNumeric name='dei:TradingSymbol' contextRef='D200720' escape='true'>GSBC</ix:nonNumeric></p>
</td><td valign='bottom' style='width:43.58%;border-top:1.5pt solid #000000;border-left:1.5pt solid #000000;border-bottom:1pt solid #000000;border-right:1.5pt solid #000000'><p style='font:10pt Times New Roman;margin:0;color:#000000;text-align:center'>The <ix:nonNumeric name='dei:SecurityExchangeName' contextRef='D200720' escape='true'>NASDAQ</ix:nonNumeric> Stock Market LLC</p>
</td></tr>
</table>
<p style='font:8pt Times New Roman;margin:0;color:#000000'>&#160;</p>
<p style='font:10pt Times New Roman;margin:0;color:#000000'><span style='font-size:11pt;color:#231F20'>Indicate by check mark whether the registrant is an emerging growth company as de&#64257;ned in Rule 405 of the Securities Act of 1933 (&#167;230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (&#167;240.12b-2 of this chapter).</span></p>
<p style='font:10pt Times New Roman;margin:0;color:#000000;text-align:right'><span style='font-size:11pt;color:#231F20'>Emerging growth company </span><span style='font:11pt Segoe UI Symbol;color:#231F20'><ix:nonNumeric name='dei:EntityEmergingGrowthCompany' contextRef='D200720' format='ixt-sec:boolballotbox'>&#9744;</ix:nonNumeric></span></p>
<p style='font:8pt Times New Roman;margin:0;color:#000000'>&#160;</p>
<p style='font:10pt Times New Roman;margin:0;color:#000000'><span style='font-size:11pt;color:#231F20'>If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised &#64257;nancial accounting standards provided pursuant to Section 13(a) of the Exchange Act. </span><span style='font:11pt Segoe UI Symbol;color:#231F20'>&#9744;</span></p>
<hr style='page-break-after:always;border:0;height:3pt;background-color:#909090;margin:8pt 0'/><p style='line-height:0;margin:0'></p>
<p style='font:10pt Times New Roman;margin:0;color:#000000'>&#160;</p>
<p style='font:12pt Times New Roman;margin:0;color:#000000'><span style='border-bottom:1px solid #000000'><b>Item 2.02.&#160;&#160;Results of Operations and Financial Condition</b></span></p>
<p style='font:10pt Times New Roman;margin:0;color:#000000'>&#160;</p>
<p style='font:12pt Times New Roman;margin:0;color:#000000'><kbd style='margin-left:36pt'></kbd>On July 20, 2020, the Registrant issued a press release reporting preliminary financial results for the second quarter of the fiscal year ending December 31, 2020. A copy of the press release, including unaudited financial information released as a part thereof, is attached as Exhibit 99.1 to this Current Report on Form 8-K and incorporated herein by reference.&#160;</p>
<p style='font:12pt Times New Roman;margin:0;color:#000000'>&#160;</p>
<p style='font:12pt Times New Roman;margin:0;color:#000000'>&#160;</p>
<p style='font:12pt Times New Roman;margin:0;color:#000000'>&#160;</p>
<p style='font:12pt Times New Roman;margin:0;color:#000000'><span style='border-bottom:1px solid #000000'><b>Item 9.01. &#160;Financial Statements and Exhibits</b></span></p>
<p style='font:10pt Times New Roman;margin:0;color:#000000'>&#160;</p>
<table style='border-collapse:collapse;width:100%'><tr><td valign='top' style='width:8%'><p style='font:12pt Times New Roman;margin:0;color:#000000'>&#160;</p>
</td><td valign='top' style='width:8.34%'><p style='font:12pt Times New Roman;margin:0;color:#000000'>(d)</p>
</td><td colspan='2' valign='top' style='width:83.62%'><p style='font:12pt Times New Roman;margin-top:0pt;margin-bottom:12pt;color:#000000'>Exhibits</p>
</td></tr>
<tr><td valign='top' style='width:8%'><p style='font:12pt Times New Roman;margin:0;color:#000000'>&#160;</p>
</td><td valign='top' style='width:8.34%'><p style='font:12pt Times New Roman;margin:0;color:#000000'>&#160;</p>
</td><td valign='top' style='width:7.68%'><p style='font:12pt Times New Roman;margin:0;color:#000000'><a href='ex-991.htm' style='text-decoration:none'><span style='color:#0000FF;border-bottom:1px solid #0000FF'>99.1</span></a></p>
</td><td valign='top'><p style='font:12pt Times New Roman;margin-top:0pt;margin-bottom:12pt;color:#000000'>Press release dated July 20, 2020</p>
</td></tr>
</table>
<hr style='page-break-after:always;border:0;height:3pt;background-color:#909090;margin:8pt 0'/><p style='line-height:0;margin:0'></p>
<p style='font:12pt Times New Roman;margin:0;color:#000000'>&#160;</p>
<p style='font:10pt Times New Roman;margin:0;color:#000000'>&#160;</p>
<p style='font:10pt Times New Roman;margin:0;color:#000000'>&#160;</p>
<p style='font:10pt Times New Roman;margin:0;color:#000000'>&#160;</p>
<p style='font:10pt Times New Roman;margin:0;color:#000000'>&#160;</p>
<p style='font:12pt Times New Roman;margin:0;color:#000000;text-align:center'><b>SIGNATURES</b></p>
<p style='font:10pt Times New Roman;margin:0;color:#000000;text-align:center'>&#160;</p>
<p style='font:12pt Times New Roman;margin:0;color:#000000'>Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned thereunto duly authorized.</p>
<p style='font:12pt Times New Roman;margin:0;color:#000000'>&#160;</p>
<table style='border-collapse:collapse;width:100%'><tr><td valign='top' style='width:5%'><p style='font:12pt Times New Roman;margin:0;color:#000000'>&#160;</p>
</td><td valign='top' style='width:37%'><p style='font:12pt Times New Roman;margin:0;color:#000000'>&#160;</p>
</td><td colspan='2' valign='top' style='width:5%'><p style='font:12pt Times New Roman;margin:0;color:#000000'><b>GREAT SOUTHERN BANCORP, INC.</b></p>
</td></tr>
<tr><td valign='top' style='width:5%'><p style='font:12pt Times New Roman;margin:0;color:#000000'>&#160;</p>
</td><td valign='top' style='width:37%'><p style='font:12pt Times New Roman;margin:0;color:#000000'>&#160;</p>
</td><td valign='top' style='width:5%'><p style='font:12pt Times New Roman;margin:0;color:#000000;text-align:center'>&#160;</p>
</td><td valign='top' style='width:53%'><p style='font:10pt Times New Roman;margin:0;color:#000000'>&#160;</p>
</td></tr>
<tr><td valign='top' style='width:5%'><p style='font:12pt Times New Roman;margin:0;color:#000000'>Date:</p>
</td><td valign='top' style='width:37%'><p style='font:12pt Times New Roman;margin:0;color:#000000'>July 21, 2020</p>
</td><td valign='top' style='width:5%'><p style='font:12pt Times New Roman;margin:0;color:#000000;text-align:center'>By:</p>
</td><td valign='top' style='width:53%'><p style='font:12pt Times New Roman;margin:0;color:#000000'><span style='border-bottom:1px solid #000000'>/s/ Joseph W. Turner&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </span></p>
</td></tr>
<tr><td valign='top' style='width:5%'><p style='font:12pt Times New Roman;margin:0;color:#000000'>&#160;</p>
</td><td valign='top' style='width:37%'><p style='font:12pt Times New Roman;margin:0;color:#000000'>&#160;</p>
</td><td valign='top' style='width:5%'><p style='font:12pt Times New Roman;margin:0;color:#000000'>&#160;</p>
</td><td valign='top' style='width:53%'><p style='font:12pt Times New Roman;margin:0;color:#000000'>Joseph W. Turner, President&#160;</p>
</td></tr>
<tr><td valign='top' style='width:5%'><p style='font:12pt Times New Roman;margin:0;color:#000000'>&#160;</p>
</td><td valign='top' style='width:37%'><p style='font:12pt Times New Roman;margin:0;color:#000000'>&#160;</p>
</td><td valign='top' style='width:5%'><p style='font:12pt Times New Roman;margin:0;color:#000000'>&#160;</p>
</td><td valign='top' style='width:53%'><p style='font:12pt Times New Roman;margin:0;color:#000000'>and Chief Executive Officer&#160;</p>
</td></tr>
</table>
<p style='font:10pt Times New Roman;margin:0;color:#000000'>&#160;</p>
<p style='font:12pt Times New Roman;margin:0;color:#000000'>&#160;</p>
</div>
</body>
</html>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99
<SEQUENCE>2
<FILENAME>ex-991.htm
<DESCRIPTION>EXHIBIT 99.1 -- PRESS RELEASE DATED JULY 20, 2020
<TEXT>
<HTML>
<!-- Produced by EDGARsuite software, Advanced Computer Innovations, Inc., Copyright (C) 2008-2020 [PPXC7JF4UJYCVJ5L6W8X]. www.edgarsuite.com -->
<HEAD>
</HEAD>
<BODY>
<DIV style=margin-left:36pt;width:540pt><HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P align=right style='font:12pt Times New Roman;margin:0'>Exhibit 99.1</P>
<P align=center style='font:10pt Times New Roman;margin:0'><FONT style='font:12pt Arial'><IMG src=ex991_1.jpg width=189 height=83 alt='Picture 3' title='Picture 3'></FONT>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'><KBD style='position:absolute;font:11pt Arial;margin-left:0pt'>July 20, 2020</KBD><KBD style='position:absolute;font:11pt Arial;margin-left:288pt'> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</KBD><KBD style=margin-left:360pt></KBD>FOR IMMEDIATE RELEASE&nbsp;</P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>CONTACT: Kelly Polonus, Great Southern, (417) 895-5242</P>
<P style='font:11pt Arial;margin:0'><FONT style='color:#0000FF;border-bottom:1px solid #0000FF'>kpolonus@greatsouthernbank.com</FONT></P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P align=center style='font:11pt Arial;margin:0'><FONT style='font-family:Times New Roman'><B>Great Southern Bancorp, Inc. Reports Preliminary </B><B>Second</B><B> Quarter Earnings of</B></FONT></P>
<P align=center style='font:11pt Arial;margin:0'><B>$0.93 Per Diluted Common Share</B></P>
<P align=center style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0;color:#FF0000'><FONT style=color:#000000><B>Preliminary Financial Results and Other Matters for the Quarter </B><B>and Six Months </B><B>Ended </B><B>June 30</B><B>, 20</B><B>20</B><B>:</B></FONT></P>
<P style='font:11pt Arial;margin:0;margin-left:36pt'>&nbsp;</P>
<P style='font:11pt Arial;margin:0;margin-left:36pt'><KBD style='position:absolute;font:11pt Symbol;margin-left:-18pt'>&#183;</KBD><FONT style='border-bottom:1px solid #000000'><B>Total Loans</B></FONT><B>:</B> &nbsp;Total gross loans (including the undisbursed portion of loans), excluding FDIC-assisted acquired loans and mortgage loans held for sale, increased $241.0 million, or 4.9%, from December 31, 2019, to June 30, 2020. &nbsp;This increase was primarily in other residential (multi-family) loans, commercial business loans, one- to four-family residential loans and commercial real estate loans. &nbsp;These increases were partially offset by decreases in construction loans and consumer auto loans. &nbsp;Total gross loans increased $186.5 million during the three months ended June 30, 2020, approximately $120 million of which were loans pursuant to the Paycheck Protection Program (PPP). The FDIC-assisted acquired loan portfolios decreased $16.5 million during the six months ended June 30, 2020. &nbsp;Outstanding net loan receivable balances increased $245.7 million, from $4.15 billion at December 31, 2019 to $4.40 billion at June 30, 2020.&nbsp;</P>
<P style='font:11pt Arial;margin:0;margin-left:36pt'><KBD style='position:absolute;font:11pt Symbol;margin-left:-18pt'>&#183;</KBD><FONT style='border-bottom:1px solid #000000'><B>Asset Quality</B></FONT><B>: &nbsp;</B>Non-performing assets and potential problem loans, excluding those acquired in FDIC-assisted transactions (which are accounted for and analyzed as loan pools rather than individual loans), totaled $11.6 million at June 30, 2020, a decrease of $613,000 from $12.2 million at March 31, 2020 and a decrease of $929,000 from $12.6 million at December 31, 2019. &nbsp;Non-performing assets at June 30, 2020 were $7.6 million (0.14% of total assets), a decrease of $423,000 from $8.1 million (0.16% of total assets) at March 31, 2020 and a decrease of $542,000 from $8.2 million at December 31, 2019. &nbsp;&nbsp;</P>
<P style='font:11pt Arial;margin:0;margin-left:36pt'><KBD style='position:absolute;font:11pt Symbol;margin-left:-18pt'>&#183;</KBD><FONT style='border-bottom:1px solid #000000'><B>Net Interest Income</B></FONT><B>: </B> Net interest income for the second quarter of 2020 decreased $1.4 million (or approximately 3.3%) to $43.5 million compared to $44.9 million for the second quarter of 2019. Net interest income was also $44.9 million for the first quarter of 2020. &nbsp;Net interest margin was 3.39% for the quarter ended June 30, 2020, compared to 3.97% for the second quarter of 2019 and 3.84% for the quarter ended March 31, 2020. The decrease in net interest margin compared to both the first quarter of 2020 and the second quarter of 2019 was<FONT style='font-family:Times New Roman'> </FONT>approximately equally the result of: (1) decreases in the average yield on loans and other interest-earning assets, due to significant decreases in market interest rates (primarily one-month LIBOR rates) compared to a year ago and compared to the first quarter of 2020 and (2) significant increases in cash equivalents, investment securities and PPP loans, all of which have much lower yields compared to the overall loan portfolio. &nbsp;The positive impact on net interest margin from the additional yield accretion on acquired loan pools that was recorded during the periods was 12 basis points for the each of the quarters ended June 30, 2020 and June 30, 2019, and 16 basis points for the quarter ended March 31, 2020. &nbsp;For further discussion of the additional yield accretion of the discount on acquired loan pools, see &#8220;Net Interest Income.&#8221; &nbsp;</P>
<P style='font:11pt Arial;margin:0;margin-left:36pt'><KBD style='position:absolute;font:11pt Symbol;margin-left:-18pt'>&#183;</KBD><FONT style='border-bottom:1px solid #000000'><B>Capital</B></FONT><B>:</B> &nbsp;The capital position of the Company continues to be strong, significantly exceeding the thresholds established by regulators. During the quarter ended June 30, 2020, the Company further enhanced its regulatory capital position with the issuance of $75.0 million of subordinated notes. On a preliminary basis, as of June 30, 2020, the Company&#8217;s Tier 1 Leverage Ratio was 11.4%, Common Equity Tier 1 Capital Ratio was 12.5%, Tier 1 Capital Ratio was 13.0%, and Total Capital Ratio was 17.2%. &nbsp;&nbsp;</P>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P align=center style='font:11pt Arial;margin:0'>1</P>
<HR style='page-break-after:always;border:0;height:3pt;background-color:#909090;margin:8pt 0'><P style=line-height:0;margin:0></P>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P style='font:11pt Arial;margin:0'>Springfield, Mo. &#8211;&nbsp;Great Southern Bancorp, Inc. (NASDAQ:GSBC), the holding company for Great Southern Bank, today reported that preliminary earnings for the three months ended June 30, 2020, were $0.93 per diluted common share ($13.2 million available to common shareholders) compared to $1.28 per diluted common share ($18.4 million available to common shareholders) for the three months ended June 30, 2019.</P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>Preliminary earnings for the six months ended June 30, 2020, were $1.98 per diluted common share ($28.1 million available to common shareholders) compared to $2.52 per diluted common share ($36.0 million available to common shareholders) for the six months ended June 30, 2019. &nbsp;</P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>For the quarter ended June 30, 2020, annualized return on average common equity was 8.45%, annualized return on average assets was 0.98%, and annualized net interest margin was 3.39%, compared to 13.24%, 1.52% and 3.97%, respectively, for the quarter ended June 30, 2019. For the six months ended June 30, 2020, annualized return on average common equity was 9.18%, return on average assets was 1.08%, and annualized net interest margin was 3.61%, compared to 13.18%, 1.51% and 4.02%, respectively, for the six months ended June 30, 2019. &nbsp; &nbsp;</P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>Great Southern President and CEO Joseph W. Turner commented, &#8220;As we continue to manage through the pandemic, our primary concern is for the well-being of our associates, customers and communities. Our thoughts are with those directly affected by COVID-19. We remain steadfast in following CDC health guidelines, while providing our customers ready access to our products and services. Some of our customers unfortunately are facing financial hardships, and we are actively working with them to assist with whatever difficulty they may be experiencing. &nbsp;&nbsp;</P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>&#8220;The duration and severity of the pandemic remains unknown, creating great uncertainty and challenges to the U. S. economy. As when the crisis started, we remain ready to respond to the challenges produced by these uncertain times and are in a position of strength regarding capital, earnings and liquidity. </P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>&#8220;As expected in this operating climate, our earnings declined in the second quarter as compared to the year ago quarter, and such decline was primarily driven by loan loss provision expense, which was $4.4 million higher than the second quarter a year ago. Still, we achieved earnings of $0.93 per diluted common share. Pre-tax, pre-provision earnings were down $1.3 million, or 5.6%, due mainly to lower net interest income during the second quarter. Net interest income was affected by the Federal Reserve&#8217;s significant interest rate cuts in March, additional lower earning assets (SBA&#8217;s Paycheck Protection Program loans, investment securities and cash balances held at the Federal Reserve Bank), and interest expense related to the subordinated debt offering completed in mid-June. &nbsp;The rate cuts negatively affected our net interest margin in the near term as a large portion of our loan portfolio is indexed to one-month LIBOR rates, with those rates declining almost immediately. &nbsp;Most of our deposit portfolio will reprice lower, although not as quickly, as time deposits will primarily mature over the next year. On June 30, 2020, our cost of deposits was 29 basis points lower than it was on March 31, 2020.&#8221; </P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>Turner continued, &#8220;Total gross loans (including the undisbursed portion of loans), increased $241 million, or 4.9%, from the end of 2019 to June 30, 2020, and increased $187 million during the second quarter of 2020. The increase during the last six months was primarily in other residential (multi-family) loans, commercial business loans, one- to four-family residential loans and commercial real estate loans. </P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>&#8220;Through June 30, 2020, credit quality metrics remained very strong. In the second quarter, our net charge-offs were $127,000. Total charge-offs for the six months ended June 30, 2020, were $365,000. We fully understand the likelihood of difficult economic conditions in the near future, thus we have increased the allowance for loan losses by $9.5 million since the end of 2019. &nbsp;</P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>&#8220;Loans with pandemic-related modifications totaled $1.0 billion at June 30, 2020. About 75% of the $1.0 billion balance were loans modified to interest-only payments for 90 days. &nbsp;Based on customer feedback, we currently expect a large portion of these loans will return to normal principal and interest payments by the end of August 2020; however, a more severe or lengthier deterioration in economic conditions could change this outlook. &nbsp;&nbsp;</P>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P align=center style='font:11pt Arial;margin:0'>2</P>
<HR style='page-break-after:always;border:0;height:3pt;background-color:#909090;margin:8pt 0'><P style=line-height:0;margin:0></P>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P style='font:11pt Arial;margin:0'>&#8220;Capital remained very strong at June 30, 2020, and our book value per share continued to grow. In spite of the obvious economic challenges caused by the COVID-19 pandemic, we expect that we will continue to operate profitably, albeit not at 2019 levels, and we currently anticipate that our regular quarterly dividend can be maintained for the foreseeable future.&#8221; </P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>Turner concluded, &#8220;Our nearly 1,200 associates continue to amaze me with their dedication and resilience. Their extraordinary effort and show of compassion are deeply appreciated as we traverse this uncertain and challenging time together. With our great team, I remain confident that we&#8217;ll emerge an even stronger company as we focus on building winning long-term relationships with our customers and communities.&#8221; &nbsp;&nbsp;&nbsp;</P>
<P style='font:10pt Times New Roman;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'><FONT style='border-bottom:1px solid #000000'><B>COVID-19 </B><B>Impact to Our Business and </B><B>Response</B></FONT></P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>Great Southern is actively monitoring and responding to the effects of the rapidly-changing COVID-19 pandemic. As always, the health, safety and well-being of our customers, associates and communities are the Company&#8217;s top priorities. Centers for Disease Control and Prevention (CDC) guidelines, as well as directives from federal, state and local officials, are being closely followed to make informed operational decisions. &nbsp;</P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>In January 2020, the Company activated its long-established Pandemic Response Plan. &nbsp;This plan promotes the health and safety of the Company&#8217;s constituents and specifies responsive actions to support continuous service for customers. A summary of the Company&#8217;s major COVID-19 responses and actions are highlighted below. &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'><FONT style='border-bottom:1px solid #000000'>Great Southern Associates</FONT>: &nbsp;During this unprecedented time, the Company is working diligently with its nearly 1,200 associates to enforce CDC-advised health, hygiene and social distancing practices. &nbsp;Approximately 50% of non-frontline associates are currently working from home. Teams in nearly every operational department have been split, with part of each team working at an off-site disaster recovery facility to promote social distancing and to avoid service disruptions. To date, there have been no service disruptions or reductions in staffing.</P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>Paid time off and other benefits were enhanced and implemented to support Great Southern associates. Part-time associates were awarded paid sick benefits for the first time. Any full-time or part-time associate will receive full pay if placed under a restrictive quarantine due to COVID-19 infection or direct exposure to an infected individual. The Company&#8217;s Employee Assistance Program (EAP) was enhanced at no cost to associates and family members seeking counseling services for mental health and emotional support needs. </P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'><FONT style='border-bottom:1px solid #000000'>Great Southern Communities</FONT>: &nbsp;To support local COVID-19 relief efforts, in March 2020, Great Southern committed up to $300,000 to Feeding America food banks, local United Way agencies and other nonprofit organizations to address food insecurity and support critical health and human services. Throughout the second quarter of 2020, these funds were distributed to agencies serving Great Southern local markets across its 11-state franchise.</P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'><FONT style='border-bottom:1px solid #000000'>Great Southern Customers</FONT>: &nbsp;During the COVID-19 pandemic, taking care of customers and providing uninterrupted access to services are top priorities. As always, customers can conduct their banking business using the banking center network, online and mobile banking services, ATMs, Telephone Banking, and online account opening services. &nbsp;As health conditions in local markets dictate, Great Southern banking center lobbies are open following strict social distancing guidance from the CDC and local government officials. If customer lobbies are closed in a market area, then drive-thru service and in-person service by appointment are available. &nbsp;&nbsp;</P>
<P style='font:11pt Arial;margin:0'> &nbsp;</P>
<P style='font:11pt Arial;margin:0'>The COVID-19 pandemic is causing a growing number of customers to experience financial uncertainty and hardships. The Company has been reaching out to customers and is strongly encouraging customers to call for assistance. Certain account maintenance and service fees are being waived or refunded for depository customers. Payment relief options and loan modifications for consumer and commercial loan customers are available on a case-by-case basis. &nbsp;See Loan Modifications below for further details of loan modifications to date.</P>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P align=center style='font:11pt Arial;margin:0'>3</P>
<HR style='page-break-after:always;border:0;height:3pt;background-color:#909090;margin:8pt 0'><P style=line-height:0;margin:0></P>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P style='font:11pt Arial;margin:0'>The Company has been actively utilizing the CARES Act stimulus package to assist consumers and businesses. The CARES Act made available Small Business Administration (SBA) lending programs that offer relief for small businesses, including the Paycheck Protection Program (PPP). Great Southern is participating in the PPP, which provides emergency financial support to small businesses (primarily those with less than 500 employees) by offering federally guaranteed loans through the SBA. These loans may be eligible for forgiveness contingent upon how the loan proceeds are used by the borrower. Through June 30, 2020, Great Southern has originated nearly 1,600 PPP loans totaling approximately $120 million.</P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>As a resource to customers, a COVID-19 information center has been made available on the Company&#8217;s website, <FONT style='color:#0000FF;border-bottom:1px solid #0000FF'>www.GreatSouthernBank.com</FONT>. &nbsp;General information about the Company&#8217;s pandemic response, how to receive assistance, and how to avoid COVID-19 scams and fraud are included. &nbsp;&nbsp;</P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'><FONT style='border-bottom:1px solid #000000'>Impacts to Our Business Going Forward</FONT>: &nbsp;The magnitude of the impact on the Company of the COVID-19 pandemic is not yet fully known, and will depend on the length and severity of the economic downturn brought on by the pandemic. The Company expects that the COVID-19 pandemic will impact our business in future periods in one or more of the following ways, among others. Each of these factors could, individually or collectively, result in reduced net income in future periods. </P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0;margin-left:36pt'><KBD style='position:absolute;font:11pt Symbol;margin-left:-18pt'>&#183;</KBD>Significantly lower market interest rates will have a negative impact on our variable rate loans indexed to LIBOR and prime&nbsp;</P>
<P style='font:11pt Arial;margin:0;margin-left:36pt'><KBD style='position:absolute;font:11pt Symbol;margin-left:-18pt'>&#183;</KBD>Certain fees for deposit and loan products may be waived or reduced&nbsp;</P>
<P style='font:11pt Arial;margin:0;margin-left:36pt'><KBD style='position:absolute;font:11pt Symbol;margin-left:-18pt'><B>&#183;</B></KBD>Point-of-sale fee income may decline due to a decrease in spending by our debit card customers as they may be adversely affected by reductions in their personal income and job losses &nbsp;</P>
<P style='font:11pt Arial;margin:0;margin-left:36pt'><KBD style='position:absolute;font:11pt Symbol;margin-left:-18pt'>&#183;</KBD>Non-interest expenses may increase to deal with the effects of the COVID-19 pandemic, including cleaning costs, supplies, equipment and other items&nbsp;</P>
<P style='font:11pt Arial;margin:0;margin-left:36pt'><KBD style='position:absolute;font:11pt Symbol;margin-left:-18pt'>&#183;</KBD>Banking center lobbies have now reopened, but could be closed again if the pandemic situation worsens&nbsp;</P>
<P style='font:11pt Arial;margin:0;margin-left:36pt'><KBD style='position:absolute;font:11pt Symbol;margin-left:-18pt'>&#183;</KBD>Additional loan modifications may occur and borrowers may default on their loans, which may necessitate further increases to the allowance for loan losses&nbsp;</P>
<P style='font:11pt Arial;margin:0;margin-left:36pt'><KBD style='position:absolute;font:11pt Symbol;margin-left:-18pt'>&#183;</KBD>The contraction in economic activity may reduce demand for our loans and for our other products and services&nbsp;</P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'><FONT style='border-bottom:1px solid #000000'><B>Loan Modifica</B><B>t</B><B>ions</B></FONT></P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>Through June 30, 2020, we have modified 431 commercial loans with an aggregate principal balance outstanding of $931 million and 1,702 consumer and mortgage loans with an aggregate principal balance outstanding of $80 million. The loan modifications are primarily within the guidance provided by the CARES Act, the federal banking regulatory agencies, the Securities and Exchange Commission and the Financial Accounting Standards Board; therefore, they are not considered troubled debt restructurings or classified assets for regulatory purposes. &nbsp;The modified loans are in the following categories (dollars in millions):</P>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P align=center style='font:11pt Arial;margin:0'>4</P>
<HR style='page-break-after:always;border:0;height:3pt;background-color:#909090;margin:8pt 0'><P style=line-height:0;margin:0></P>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><TABLE style=border-collapse:collapse;width:532.25pt><TR><TD valign=bottom style='width:81.95pt;padding-left:5.4pt;padding-right:5.4pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>Collateral Type</P>
</TD><TD valign=bottom style='width:44.85pt;padding-left:5.4pt;padding-right:5.4pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'># of<BR>Loans<BR>Modified</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:45pt;padding-left:5.4pt;padding-right:5.4pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>$ of<BR>Loans<BR>Modified</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:45pt;padding-left:5.4pt;padding-right:5.4pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>Interest<BR>Only<BR>3<BR>Months</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:45pt;padding-left:5.4pt;padding-right:5.4pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>Interest<BR>Only<BR>4-6<BR>Months</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:45pt;padding-left:5.4pt;padding-right:5.4pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>Interest<BR>Only<BR>7-12<BR>Months</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:48.2pt;padding-left:5.4pt;padding-right:5.4pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>Full<BR>Payment<BR>Deferral<BR>3 Months</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:51.2pt;padding-left:5.4pt;padding-right:5.4pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>Full<BR>Payment<BR>Deferral<BR>6 Months</P>
</TD><TD valign=bottom style='width:55.25pt;padding-left:5.4pt;padding-right:5.4pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>Weighted<BR>Average<BR>Loan to<BR>Value</P>
</TD></TR>
<TR><TD valign=top style=width:81.95pt;padding-left:5.4pt;padding-right:5.4pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:44.85pt;padding-left:5.4pt;padding-right:5.4pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:45pt;padding-left:5.4pt;padding-right:5.4pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:45pt;padding-left:5.4pt;padding-right:5.4pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:45pt;padding-left:5.4pt;padding-right:5.4pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:45pt;padding-left:5.4pt;padding-right:5.4pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:48.2pt;padding-left:5.4pt;padding-right:5.4pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:51.2pt;padding-left:5.4pt;padding-right:5.4pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:55.25pt;padding-left:5.4pt;padding-right:5.4pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=top style=width:81.95pt;padding-left:5.4pt;padding-right:5.4pt><P style='font:9pt Arial;margin:0'>Retail</P>
</TD><TD valign=bottom style=width:44.85pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>103</P>
</TD><TD valign=bottom style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:45pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'> 261.3</P>
</TD><TD valign=bottom style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:45pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'> &nbsp;239.0</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:45pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>4.3</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:45pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8.9</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:48.2pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'> 5.6</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:51.2pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>3.5 </P>
</TD><TD valign=bottom style=width:55.25pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>65%</P>
</TD></TR>
<TR><TD valign=top style=width:81.95pt;padding-left:5.4pt;padding-right:5.4pt><P style='font:9pt Arial;margin:0;color:#000000'>Multifamily</P>
</TD><TD valign=bottom style=width:44.85pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>52</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:45pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>190.5</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:45pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>166.1</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:45pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>24.4</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:45pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>&#8212;</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:48.2pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>&#8212;</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:51.2pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>&#8212;</P>
</TD><TD valign=bottom style=width:55.25pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>69%</P>
</TD></TR>
<TR><TD valign=top style=width:81.95pt;padding-left:5.4pt;padding-right:5.4pt><P style='font:9pt Arial;margin:0;color:#000000'>Healthcare</P>
</TD><TD valign=bottom style=width:44.85pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>24</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:45pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>143.1</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:45pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>96.5</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:45pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>11.3</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:45pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>&#8212;</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:48.2pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>&#8212;</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:51.2pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>35.3</P>
</TD><TD valign=bottom style=width:55.25pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>64%</P>
</TD></TR>
<TR><TD valign=top style=width:81.95pt;padding-left:5.4pt;padding-right:5.4pt><P style='font:9pt Arial;margin:0;color:#000000'>Hotel/Motel</P>
</TD><TD valign=bottom style=width:44.85pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>23</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:45pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>129.8</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:45pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>88.4</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:45pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>&#8212;</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:45pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>&#8212;</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:48.2pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>10.2</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:51.2pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>31.2</P>
</TD><TD valign=bottom style=width:55.25pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>65%</P>
</TD></TR>
<TR><TD valign=top style=width:81.95pt;padding-left:5.4pt;padding-right:5.4pt><P style='font:9pt Arial;margin:0;color:#000000'>Office</P>
</TD><TD valign=bottom style=width:44.85pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>40</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:45pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>80.4</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:45pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>77.4</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:45pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>&#8212;</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:45pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>0.3</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:48.2pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>&#8212;</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:51.2pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>2.7</P>
</TD><TD valign=bottom style=width:55.25pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>56%</P>
</TD></TR>
<TR><TD valign=top style=width:81.95pt;padding-left:5.4pt;padding-right:5.4pt><P style='font:9pt Arial;margin:0;color:#000000'>Warehouse/Other</P>
</TD><TD valign=bottom style=width:44.85pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>45</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:45pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>54.3</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:45pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>38.7</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:45pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>0.3</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:45pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>7.8</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:48.2pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>0.3</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:51.2pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>7.2</P>
</TD><TD valign=bottom style=width:55.25pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>55%</P>
</TD></TR>
<TR><TD valign=top style=width:81.95pt;padding-left:5.4pt;padding-right:5.4pt><P style='font:9pt Arial;margin:0;color:#000000'>Restaurants</P>
</TD><TD valign=bottom style=width:44.85pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>36</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:45pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>36.9</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:45pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>20.6</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:45pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>&#8212;</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:45pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>&#8212;</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:48.2pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>1.8</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:51.2pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>14.5</P>
</TD><TD valign=bottom style=width:55.25pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>61%</P>
</TD></TR>
<TR><TD valign=top style=width:81.95pt;padding-left:5.4pt;padding-right:5.4pt><P style='font:9pt Arial;margin:0;color:#000000'>Commercial Business</P>
</TD><TD valign=bottom style=width:44.85pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>92</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:45pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>27.9</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:45pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>14.3</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:45pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>2.0</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:45pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>5.5</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:48.2pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>&#8212;</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:51.2pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>6.1</P>
</TD><TD valign=bottom style=width:55.25pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=top style=width:81.95pt;padding-left:5.4pt;padding-right:5.4pt><P style='font:9pt Arial;margin:0;color:#000000'>Land</P>
</TD><TD valign=bottom style='width:44.85pt;padding-left:5.4pt;padding-right:5.4pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>16</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:45pt;padding-left:5.4pt;padding-right:5.4pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>6.7</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:45pt;padding-left:5.4pt;padding-right:5.4pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>4.3</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:45pt;padding-left:5.4pt;padding-right:5.4pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>&#8212;</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:45pt;padding-left:5.4pt;padding-right:5.4pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>1.0</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:48.2pt;padding-left:5.4pt;padding-right:5.4pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>&#8212;</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:51.2pt;padding-left:5.4pt;padding-right:5.4pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>1.4</P>
</TD><TD valign=bottom style=width:55.25pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=top style=width:81.95pt;padding-left:5.4pt;padding-right:5.4pt><P style='font:9pt Arial;margin:0'>Total Commercial</P>
</TD><TD valign=bottom style='width:44.85pt;padding-left:5.4pt;padding-right:5.4pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>431</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:45pt;padding-left:5.4pt;padding-right:5.4pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>930.9</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:45pt;padding-left:5.4pt;padding-right:5.4pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>745.3</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:45pt;padding-left:5.4pt;padding-right:5.4pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>42.3</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:45pt;padding-left:5.4pt;padding-right:5.4pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>23.5</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:48.2pt;padding-left:5.4pt;padding-right:5.4pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>17.9</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:51.2pt;padding-left:5.4pt;padding-right:5.4pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>101.9</P>
</TD><TD valign=bottom style=width:55.25pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=top style=width:81.95pt;padding-left:5.4pt;padding-right:5.4pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:44.85pt;padding-left:5.4pt;padding-right:5.4pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>&nbsp;</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:45pt;padding-left:5.4pt;padding-right:5.4pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>&nbsp;</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:45pt;padding-left:5.4pt;padding-right:5.4pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>&nbsp;</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:45pt;padding-left:5.4pt;padding-right:5.4pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>&nbsp;</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:45pt;padding-left:5.4pt;padding-right:5.4pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>&nbsp;</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:48.2pt;padding-left:5.4pt;padding-right:5.4pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>&nbsp;</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:51.2pt;padding-left:5.4pt;padding-right:5.4pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:55.25pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=top style=width:81.95pt;padding-left:5.4pt;padding-right:5.4pt><P style='font:9pt Arial;margin:0'>Residential Mortgage</P>
</TD><TD valign=bottom style=width:44.85pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>273</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:45pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>62.5</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:45pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>24.2</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:45pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>1.5</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:45pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>&#8212;</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:48.2pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>36.8</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:51.2pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>&#8212;</P>
</TD><TD valign=bottom style=width:55.25pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>70%</P>
</TD></TR>
<TR><TD valign=top style=width:81.95pt;padding-left:5.4pt;padding-right:5.4pt><P style='font:9pt Arial;margin:0'>Consumer</P>
</TD><TD valign=bottom style='width:44.85pt;padding-left:5.4pt;padding-right:5.4pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>1,429</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:45pt;padding-left:5.4pt;padding-right:5.4pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>17.4</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:45pt;padding-left:5.4pt;padding-right:5.4pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>&#8212;</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:45pt;padding-left:5.4pt;padding-right:5.4pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>&#8212;</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:45pt;padding-left:5.4pt;padding-right:5.4pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>&#8212;</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:48.2pt;padding-left:5.4pt;padding-right:5.4pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>17.4</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:51.2pt;padding-left:5.4pt;padding-right:5.4pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>&#8212;</P>
</TD><TD valign=bottom style=width:55.25pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=top style=width:81.95pt;padding-left:5.4pt;padding-right:5.4pt><P style='font:9pt Arial;margin:0'>Total Consumer</P>
</TD><TD valign=bottom style='width:44.85pt;padding-left:5.4pt;padding-right:5.4pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>1,702</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:45pt;padding-left:5.4pt;padding-right:5.4pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>79.9</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:45pt;padding-left:5.4pt;padding-right:5.4pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>24.2</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:45pt;padding-left:5.4pt;padding-right:5.4pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>1.5</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:45pt;padding-left:5.4pt;padding-right:5.4pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>&#8212;</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:48.2pt;padding-left:5.4pt;padding-right:5.4pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>54.2</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:51.2pt;padding-left:5.4pt;padding-right:5.4pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>&#8212;</P>
</TD><TD valign=bottom style=width:55.25pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=top style=width:81.95pt;padding-left:5.4pt;padding-right:5.4pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:44.85pt;padding-left:5.4pt;padding-right:5.4pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>&nbsp;</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:45pt;padding-left:5.4pt;padding-right:5.4pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>&nbsp;</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:45pt;padding-left:5.4pt;padding-right:5.4pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>&nbsp;</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:45pt;padding-left:5.4pt;padding-right:5.4pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>&nbsp;</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:45pt;padding-left:5.4pt;padding-right:5.4pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>&nbsp;</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:48.2pt;padding-left:5.4pt;padding-right:5.4pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>&nbsp;</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:51.2pt;padding-left:5.4pt;padding-right:5.4pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:55.25pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=top style=width:81.95pt;padding-left:5.4pt;padding-right:5.4pt><P style='font:9pt Arial;margin:0'>Total</P>
</TD><TD valign=bottom style='width:44.85pt;padding-left:5.4pt;padding-right:5.4pt;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>2,133</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:45pt;padding-left:5.4pt;padding-right:5.4pt;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'> 1,010.8</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:45pt;padding-left:5.4pt;padding-right:5.4pt;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>769.5</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:45pt;padding-left:5.4pt;padding-right:5.4pt;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>43.8</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:45pt;padding-left:5.4pt;padding-right:5.4pt;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>23.5</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:48.2pt;padding-left:5.4pt;padding-right:5.4pt;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>72.1</P>
</TD><TD valign=top style=width:11.8pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:51.2pt;padding-left:5.4pt;padding-right:5.4pt;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>101.9</P>
</TD><TD valign=bottom style=width:55.25pt;padding-left:5.4pt;padding-right:5.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
</TABLE>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>In July and August 2020, loans with an aggregate principal balance outstanding of $496 million are scheduled to return to their normal payment status. &nbsp;Based on discussions with the borrowers, we expect a large portion of these loans to return to normal payments status by the end of August 2020; however, a more severe or lengthier deterioration in economic conditions could change this outlook. &nbsp;A portion of these loans may be further modified within the guidance provided by the CARES Act, the federal banking regulatory agencies, the Securities and Exchange Commission and the Financial Accounting Standards Board.</P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11.5pt Arial;margin-top:0pt;margin-bottom:8pt'><B>Selected Financial Data:</B></P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<TABLE align=center style=border-collapse:collapse;width:95.2%><TR style=height:22.7pt><TD valign=bottom style=width:42.98%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>(In thousands, except per share data)</P>
</TD><TD colspan=5 valign=bottom style=width:27%;padding-left:2.15pt;padding-right:2.15pt><P align=center style='font:9pt Arial;margin:0'><B>Three Months Ended</B></P>
<P align=center style='font:9pt Arial;margin:0'><B>June 30,</B></P>
</TD><TD valign=bottom style=width:1.72%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=5 valign=top style=width:27.28%;padding-left:2.15pt;padding-right:2.15pt><P align=center style='font:9pt Arial;margin:0'><B>Six Months Ended</B></P>
<P align=center style='font:9pt Arial;margin:0'><B>June 30,</B></P>
</TD><TD valign=top style=width:1.04%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR style=height:10.55pt><TD valign=bottom style=width:42.98%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.8%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:10.46%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><B>2020</B></P>
</TD><TD valign=bottom style=width:1.7%;padding-left:2.15pt;padding-right:2.15pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.8%;padding-left:2.15pt;padding-right:2.15pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:11.22%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><B>2019</B></P>
</TD><TD valign=bottom style=width:1.72%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.8%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:11.26%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><B>2020</B></P>
</TD><TD valign=top style=width:1.74%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.74%;padding-left:2.15pt;padding-right:2.15pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:10.74%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><B>2019</B></P>
</TD><TD valign=top style=width:1.04%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR style=height:18.45pt><TD valign=bottom style=width:42.98%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>Net interest income</P>
</TD><TD valign=bottom style=width:1.8%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:10.46%;padding-left:2.15pt;padding-right:2.15pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>43,455</P>
</TD><TD valign=bottom style=width:1.7%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.8%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:11.22%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>44,921</P>
</TD><TD valign=bottom style=width:1.72%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.8%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:11.26%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>88,393</P>
</TD><TD valign=top style=width:1.74%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.74%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:10.74%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>89,526</P>
</TD><TD valign=top style=width:1.04%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR style=height:11.35pt><TD valign=bottom style=width:42.98%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>Provision for loan losses</P>
</TD><TD valign=bottom style=width:1.8%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:10.46%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>6,000</P>
</TD><TD valign=bottom style=width:1.7%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.8%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.22%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>1,600</P>
</TD><TD valign=bottom style=width:1.72%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.8%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.26%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>9,871</P>
</TD><TD valign=top style=width:1.74%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.74%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:10.74%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>3,550</P>
</TD><TD valign=top style=width:1.04%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR style=height:10.55pt><TD valign=bottom style=width:42.98%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>Non-interest income</P>
</TD><TD valign=bottom style=width:1.8%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:10.46%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>8,261</P>
</TD><TD valign=bottom style=width:1.7%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.8%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.22%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>7,157</P>
</TD><TD valign=bottom style=width:1.72%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.8%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.26%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>15,627</P>
</TD><TD valign=top style=width:1.74%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.74%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:10.74%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>14,607</P>
</TD><TD valign=top style=width:1.04%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR style=height:10.35pt><TD valign=bottom style=width:42.98%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>Non-interest expense</P>
</TD><TD valign=bottom style=width:1.8%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:10.46%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'> 29,349</P>
</TD><TD valign=bottom style=width:1.7%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.8%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.22%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'> 28,383</P>
</TD><TD valign=bottom style=width:1.72%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.8%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.26%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'> 60,163</P>
</TD><TD valign=top style=width:1.74%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.74%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:10.74%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'> 56,877</P>
</TD><TD valign=top style=width:1.04%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR style=height:11.35pt><TD valign=bottom style=width:42.98%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>Provision for income taxes</P>
</TD><TD valign=bottom style=width:1.8%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:10.46%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>3,164</P>
</TD><TD valign=bottom style=width:1.7%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.8%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:11.22%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>3,720</P>
</TD><TD valign=bottom style=width:1.72%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.8%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:11.26%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>5,915</P>
</TD><TD valign=top style=width:1.74%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.74%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:10.74%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>7,718</P>
</TD><TD valign=top style=width:1.04%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR style=height:21.9pt><TD valign=bottom style=width:42.98%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>Net income and net income available to </P>
<P style='font:9pt Arial;margin:0'> &nbsp;&nbsp;common shareholders</P>
</TD><TD valign=bottom style=width:1.8%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:10.46%;padding-left:2.15pt;padding-right:2.15pt;border-top:0.5pt solid #000000;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>13,203</P>
</TD><TD valign=bottom style=width:1.7%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.8%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:11.22%;padding-left:2.15pt;padding-right:2.15pt;border-top:0.5pt solid #000000;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>18,375</P>
</TD><TD valign=bottom style=width:1.72%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.8%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:11.26%;padding-left:2.15pt;padding-right:2.15pt;border-top:0.5pt solid #000000;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>28,071</P>
</TD><TD valign=top style=width:1.74%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.74%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:10.74%;padding-left:2.15pt;padding-right:2.15pt;border-top:0.5pt solid #000000;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>35,988</P>
</TD><TD valign=top style=width:1.04%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR style=height:4.3pt><TD valign=bottom style=width:42.98%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.8%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:10.46%;padding-left:2.15pt;padding-right:2.15pt;border-top:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.7%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.8%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:11.22%;padding-left:2.15pt;padding-right:2.15pt;border-top:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.72%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.8%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:11.26%;padding-left:2.15pt;padding-right:2.15pt;border-top:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:1.74%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.74%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:10.74%;padding-left:2.15pt;padding-right:2.15pt;border-top:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:1.04%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR style=height:11.35pt><TD valign=bottom style=width:42.98%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>Earnings per diluted common share</P>
</TD><TD valign=bottom style=width:1.8%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:10.46%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>0.93</P>
</TD><TD valign=bottom style=width:1.7%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.8%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:11.22%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>1.28</P>
</TD><TD valign=bottom style=width:1.72%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.8%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:11.26%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>1.98</P>
</TD><TD valign=top style=width:1.74%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.74%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:10.74%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>2.52</P>
</TD><TD valign=top style=width:1.04%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
</TABLE>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11.5pt Arial;margin:0'><FONT style='border-bottom:1px solid #000000'>NET INTEREST INCOME</FONT></P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>Net interest income for the second quarter of 2020 decreased $1.4 million to $43.5 million compared to $44.9 million for the second quarter of 2019. &nbsp;Net interest margin was 3.39% in the second quarter of 2020, compared to 3.97% in the same period of 2019, a decrease of 58 basis points. &nbsp;For the three months ended June 30, 2020, the net interest margin decreased 45 basis points compared to the net interest margin of 3.84% in the three months ended March 31, 2020. &nbsp;The decrease in the margin from the prior year second quarter was partially the result of decreases in the average yield on loans and offset by a decrease in the average rate on time deposits when compared to the prior year period. The margin decrease also resulted from an increase in average interest-earning assets that were primarily at rates that were much lower than the current portfolio rates. &nbsp;Increases included $260 million in loans ($120 million of which were PPP loans), $230 million of interest-earning cash equivalents and $125 million of investment securities. In addition, the subordinated notes </P>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P align=center style='font:11pt Arial;margin:0'>5</P>
<HR style='page-break-after:always;border:0;height:3pt;background-color:#909090;margin:8pt 0'><P style=line-height:0;margin:0></P>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P style='font:11pt Arial;margin:0'><FONT style='font:11pt Arial'>issued in June 2020 reduced net interest income by approximately $200,000 in the second quarter of 2020. The decrease in the margin from the three months ended March 31, 2020, was primarily due to the same factors as discussed for the comparison of the prior year second quarter margin. The average interest rate spread was 3.12% for the three months ended June 30, 2020, compared to 3.64% for the three months ended June 30, 2019 and 3.54% for the three months ended March 31, 2020.</FONT></P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>Net interest income for the six months ended June 30, 2020 decreased $1.1 million to $88.4 million compared to $89.5 million for the six months ended June 30, 2019. &nbsp;Net interest margin was 3.61% in the six months ended June 30, 2020, compared to 4.02% in the same period of 2019, a decrease of 41 basis points. &nbsp;The decrease in the margin comparing the six months ended June 30, 2020 to the six months ended June 30, 2019, was primarily due to the same factors as discussed above for the comparison of the current year second quarter margin to the prior year second quarter margin. The average interest rate spread was 3.32% for the six months ended June 30, 2020, compared to 3.69% for the six months ended June 30, 2019.</P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>In October 2018, the Company entered into an interest rate swap transaction as part of its ongoing interest rate management strategies to hedge the risk of its floating rate loans. &nbsp;The notional amount of the swap was $400 million with a contractual termination date in October 2025. &nbsp;Under the terms of the swap, the Company received a fixed rate of interest of 3.018% and paid a floating rate of interest equal to one-month USD-LIBOR. &nbsp;The floating rate reset monthly and net settlements of interest due to/from the counterparty also occurred monthly. &nbsp;To the extent that the fixed rate exceeded one-month USD-LIBOR, the Company received net interest settlements, which were recorded as interest income on loans. &nbsp;If one-month USD-LIBOR exceeded the fixed rate of interest, the Company was required to pay net settlements to the counterparty and record those net payments as a reduction of interest income on loans. On March 2, 2020, the Company and its swap counterparty mutually agreed to terminate the swap, effective immediately. &nbsp;The Company received a payment of $45.9 million, including accrued but unpaid interest, from its swap counterparty as a result of this termination. &nbsp;This $45.9 million, less the accrued interest portion and net of deferred income taxes, is reflected in the Company&#8217;s stockholders&#8217; equity as Accumulated Other Comprehensive Income and a portion of it will be accreted to interest income on loans monthly through the original contractual termination date of October 6, 2025. The Company recorded interest income related to the swap of $2.0 million and $3.6 million, respectively, in the three and six months ended June 30, 2020.</P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>The Company&#8217;s net interest margin has been positively impacted by significant additional yield accretion recognized in conjunction with updated estimates of the fair value of the loan pools acquired in the FDIC-assisted transactions. For each of the loan portfolios acquired, the cash flow estimates increased during the current and prior periods presented below, based on payment histories and reduced credit loss expectations. This resulted in increased income that has been spread, on a level-yield basis, over the remaining expected lives of the loan pools (and, therefore, has decreased over time). &nbsp;Because the balance of these adjustments will be recognized generally over the remaining lives of the loan pools, they will impact future periods as well. &nbsp;The remaining accretable yield adjustment that will affect interest income is $4.2 million. &nbsp;Of the remaining adjustments affecting interest income, we expect to recognize $2.2 million of interest income during the remainder of 2020. &nbsp;</P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>The impact to income of adjustments on all portfolios acquired in FDIC-assisted transactions for the reporting periods presented is shown below:</P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<TABLE align=center style=border-collapse:collapse;width:460.3pt><TR><TD valign=bottom style=padding-left:2.85pt;padding-right:2.85pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=6 valign=bottom style=padding-left:2.85pt;padding-right:2.85pt><P align=center style='font:9pt Arial;margin:0'><B>Three Months Ended</B></P>
</TD></TR>
<TR><TD valign=bottom style=padding-left:2.85pt;padding-right:2.85pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=2 valign=bottom style='padding-left:2.85pt;padding-right:2.85pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><B>June 30, 2020</B></P>
</TD><TD valign=bottom style=padding-left:2.85pt;padding-right:2.85pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=padding-left:2.85pt;padding-right:2.85pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=2 valign=bottom style='padding-left:2.85pt;padding-right:2.85pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><B>June 30, 2019</B></P>
</TD></TR>
<TR><TD valign=bottom style=padding-left:2.85pt;padding-right:2.85pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=6 valign=bottom style=padding-left:2.85pt;padding-right:2.85pt><P align=center style='font:9pt Arial;margin:0'>(In thousands, except basis points data)</P>
</TD></TR>
<TR><TD valign=bottom style=padding-left:2.85pt;padding-right:2.85pt><P style='font:9pt Arial;margin:0'>Impact on net interest income/<BR>net interest margin (in basis points)</P>
</TD><TD valign=bottom style=padding-left:2.85pt;padding-right:2.85pt><P align=center style='font:9pt Arial;margin:0'>$<FONT style='border-bottom:1px solid #000000'> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1,537</FONT></P>
</TD><TD valign=bottom><P align=center style='font:9pt Arial;margin:0'><FONT style='border-bottom:3px double #000000'>12 bps</FONT></P>
</TD><TD valign=bottom style=padding-left:2.85pt;padding-right:2.85pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=padding-left:2.85pt;padding-right:2.85pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=padding-left:2.85pt;padding-right:2.85pt><P align=center style='font:9pt Arial;margin:0'>$<FONT style='border-bottom:1px solid #000000'> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1,399</FONT></P>
</TD><TD valign=bottom><P align=center style='font:9pt Arial;margin:0'><FONT style='border-bottom:3px double #000000'>12 bps</FONT></P>
</TD></TR>
</TABLE>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P align=center style='font:11pt Arial;margin:0'>6</P>
<HR style='page-break-after:always;border:0;height:3pt;background-color:#909090;margin:8pt 0'><P style=line-height:0;margin:0></P>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><TABLE align=center style=border-collapse:collapse;width:460.3pt><TR><TD valign=bottom style=width:216pt;padding-left:2.85pt;padding-right:2.85pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=6 valign=bottom style=width:243.8pt;padding-left:2.85pt;padding-right:2.85pt><P align=center style='font:9pt Arial;margin:0'><FONT style='font-family:Times New Roman'><B>Six Months Ended</B></FONT></P>
</TD></TR>
<TR><TD valign=bottom style=width:216pt;padding-left:2.85pt;padding-right:2.85pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=2 valign=bottom style='width:115.2pt;padding-left:2.85pt;padding-right:2.85pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><FONT style='font-family:Times New Roman'><B>June 30, </B><B>2020</B></FONT></P>
</TD><TD valign=bottom style=width:6.7pt;padding-left:2.85pt;padding-right:2.85pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.7pt;padding-left:2.85pt;padding-right:2.85pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=2 valign=bottom style='width:115.2pt;padding-left:2.85pt;padding-right:2.85pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><FONT style='font-family:Times New Roman'><B>June 30, 2019</B></FONT></P>
</TD></TR>
<TR><TD valign=bottom style=width:216pt;padding-left:2.85pt;padding-right:2.85pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=7 valign=bottom style=width:244.3pt;padding-left:2.85pt;padding-right:2.85pt><P align=center style='font:9pt Arial;margin:0'>(In thousands, except basis points data)</P>
</TD></TR>
<TR><TD valign=bottom style=width:216pt;padding-left:2.85pt;padding-right:2.85pt><P style='font:9pt Arial;margin:0'>Impact on net interest income/<BR>net interest margin (in basis points)</P>
</TD><TD valign=bottom style=width:72pt;padding-left:2.85pt;padding-right:2.85pt><P align=center style='font:9pt Arial;margin:0'>$<FONT style='border-bottom:1px solid #000000'> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3,403</FONT></P>
</TD><TD valign=bottom style=width:43.2pt><P align=center style='font:9pt Arial;margin:0'><FONT style='border-bottom:3px double #000000'>14 bps</FONT></P>
</TD><TD valign=bottom style=width:6.7pt;padding-left:2.85pt;padding-right:2.85pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.7pt;padding-left:2.85pt;padding-right:2.85pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:72pt;padding-left:2.85pt;padding-right:2.85pt><P align=center style='font:9pt Arial;margin:0'>$<FONT style='border-bottom:1px solid #000000'> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2,911</FONT></P>
</TD><TD valign=bottom style=width:43.2pt><P align=center style='font:9pt Arial;margin:0'><FONT style='border-bottom:3px double #000000'>13 bps</FONT></P>
</TD></TR>
</TABLE>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>Excluding the impact of the additional yield accretion, net interest margin for the three and six months ended June 30, 2020, decreased 58 and 42 basis points when compared to the year-ago periods. &nbsp;The compression in our margin excluding the impact of the additional yield accretion during the three and six months ended June 30, 2020 is primarily due to the same items as noted above. </P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>For additional information on net interest income components, see the &#8220;Average Balances, Interest Rates and Yields&#8221; tables in this release. </P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11.5pt Arial;margin:0'><FONT style='border-bottom:1px solid #000000'>NON-INTEREST INCOME</FONT></P>
<P style='font:11pt Arial;margin:0;color:#000000'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>For the quarter ended June 30, 2020, non-interest income increased $1.1 million to $8.3 million when compared to the quarter ended June 30, 2019, primarily as a result of the following items:</P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0;margin-left:36pt'><KBD style='position:absolute;font:11pt Symbol;margin-left:-18pt'><FONT style=font-family:Symbol>&#183;</FONT></KBD><FONT style='border-bottom:1px solid #000000'>Net gains on loan sales</FONT>: &nbsp;Net gains on loan sales increased $1.5 million compared to the prior year quarter. &nbsp;The increase was due to an increase in originations of fixed-rate loans during the 2020 period compared to the 2019 period. &nbsp;Fixed rate single-family mortgage loans originated are generally subsequently sold in the secondary market. &nbsp;&nbsp;</P>
<P style='font:11pt Arial;margin:0;margin-left:36pt'><KBD style='position:absolute;font:11pt Symbol;margin-left:-18pt'><FONT style=font-family:Symbol>&#183;</FONT></KBD><FONT style='border-bottom:1px solid #000000'>Other income</FONT>: &nbsp;Other income increased $667,000 compared to the prior year quarter. In the 2020 period, the Company recognized approximately $823,000 of fee income related to newly-originated interest rate swaps in the Company&#8217;s back-to-back swap program with loan customers and swap counterparties.  &nbsp;&nbsp;</P>
<P style='font:11pt Arial;margin:0;margin-left:36pt'><KBD style='position:absolute;font:11pt Symbol;margin-left:-18pt'>&#183;</KBD><FONT style='border-bottom:1px solid #000000'>Service charges and ATM fees</FONT>: &nbsp;Service charges and ATM fees decreased $1.2 million compared to the prior year period. &nbsp;This decrease was primarily due to a decrease in overdraft and insufficient funds fees on customer accounts. This was due to both a reduction in usage by customers and a decision near the end of the first quarter of 2020 to waive certain fees for customers in response to the COVID-19 pandemic, with the effects of that decision felt primarily during the second quarter of 2020.&nbsp;</P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>For the six months ended June 30, 2020, non-interest income increased $1.0 million to $15.6 million when compared to the six months ended June 30, 2019, primarily as a result of the following items:</P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0;margin-left:36pt'><KBD style='position:absolute;font:11pt Symbol;margin-left:-18pt'>&#183;</KBD><FONT style='border-bottom:1px solid #000000'>Net gains on loan sales</FONT>: &nbsp;Net gains on loan sales increased $1.8 million compared to the prior year period. &nbsp;The increase was due to an increase in originations of fixed-rate loans during the 2020 period compared to the 2019 period. &nbsp;As noted above, fixed rate single-family mortgage loans originated are generally subsequently sold in the secondary market. &nbsp;&nbsp;</P>
<P style='font:11pt Arial;margin:0;margin-left:36pt'><KBD style='position:absolute;font:11pt Symbol;margin-left:-18pt'><B>&#183;</B></KBD><FONT style='border-bottom:1px solid #000000'>Other income</FONT>: &nbsp;Other income increased $894,000 compared to the prior year period. In the 2020 period, the Company recognized approximately $1.3 million of fee income related to newly-originated interest rate swaps in the Company&#8217;s back-to-back swap program with loan customers and swap counterparties. &nbsp;The Company also recognized approximately $441,000 in income related to the exit of certain tax credit partnerships during the six months ended June 30, 2020<B>. </B>In the 2019 period, the Company recognized gains totaling $677,000 from the sale of, or recovery of, receivables and assets that were acquired several years prior in FDIC-assisted transactions, with no similar sales or recoveries in the current period.&nbsp;</P>
<P style='font:11pt Arial;margin:0;margin-left:36pt'><KBD style='position:absolute;font:11pt Symbol;margin-left:-18pt'>&#183;</KBD><FONT style='border-bottom:1px solid #000000'>Service charges and ATM fees</FONT>: &nbsp;Service charges and ATM fees decreased $1.4 million compared to the prior year period. This decrease was primarily due to a decrease in overdraft and insufficient funds fees on customer accounts. As noted above, a decision to waive certain fees for customers was made in response to the COVID-19 pandemic during the first quarter 2020 and customer usage decreased in the 2020 period. Also during the first quarter 2020, $200,000 in additional expenses netted into ATM fee income during the conversion to a new debit card processing system. &nbsp;</P>
<P style='font:11pt Arial;margin:0;margin-left:36pt'><KBD style='position:absolute;font:11pt Symbol;margin-left:-18pt'>&#183;</KBD><FONT style='border-bottom:1px solid #000000'>Gain (loss) on derivative interest rate products</FONT>: &nbsp;The net loss on derivative interest rate products increased $446,000 compared to the net loss in the prior year quarter. In the 2020 period, the Company &nbsp;</P>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P align=center style='font:11pt Arial;margin:0'>7</P>
<HR style='page-break-after:always;border:0;height:3pt;background-color:#909090;margin:8pt 0'><P style=line-height:0;margin:0></P>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P style='font:11pt Arial;margin:0;margin-left:36pt'><FONT style='font:11pt Arial'>recognized a $514,000 decrease in the net fair value related to interest rate swaps in the Company&#8217;s back-to-back swap program with loan customers and swap counterparties. &nbsp;As market interest rates fall this generally decreases the net fair value of these back-to-back swaps. &nbsp;This is a non-cash item as there was no required settlement of this amount between the Company and its swap counterparties. </FONT></P>
<P style='font:11pt Arial;margin:0;margin-left:36pt'>&nbsp;</P>
<P style='font:11pt Arial;margin-top:0pt;margin-bottom:6pt'><FONT style='font-size:11.5pt;border-bottom:1px solid #000000'>NON-INTEREST EXPENSE</FONT></P>
<P style='font:11pt Arial;margin:0'>For the quarter ended June 30, 2020, non-interest expense increased $966,000 to $29.3 million when compared to the quarter ended June 30, 2019, primarily as a result of the following items:</P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0;margin-left:36pt'><KBD style='position:absolute;font:11pt Symbol;margin-left:-18pt'><FONT style=font-family:Symbol>&#183;</FONT></KBD><FONT style='border-bottom:1px solid #000000'>Salaries and employee benefits</FONT>: &nbsp;Salaries and employee benefits increased $1.4 million from the prior year quarter. &nbsp;The increase was primarily due to annual employee compensation merit increases and increased incentives in lending and operations areas. Approximately half of the compensation increase was in the mortgage division where we have added staff and variable compensation increased due to significant increases in new mortgage loan originations, much of which is sold in the secondary market as noted above.&nbsp;</P>
<P style='font:11pt Arial;margin:0;margin-left:36pt'><KBD style='position:absolute;font:11pt Symbol;margin-left:-18pt'><FONT style=font-family:Symbol>&#183;</FONT></KBD><FONT style='border-bottom:1px solid #000000'>Net occupancy expense</FONT>: &nbsp;Net occupancy expense increased $258,000 compared to the prior year quarter. &nbsp;This was primarily related to increased depreciation on new ATM/ITMs and ATM operating software upgrades implemented during the fourth quarter of 2019. Also included in net occupancy expense for the 2020 quarter are COVID<FONT style='font-family:Times New Roman'>-</FONT>19-related expenses for various items such as cleaning services, equipment, costs to set up remote work sites and other items. &nbsp;</P>
<P style='font:11pt Arial;margin:0;margin-left:36pt'><KBD style='position:absolute;font:11pt Symbol;margin-left:-18pt'>&#183;</KBD><FONT style='border-bottom:1px solid #000000'>Advertising</FONT>: &nbsp;Advertising expense decreased $405,000 compared to the prior year quarter. This decrease was primarily due to activities related to sponsorship agreements being halted as a result of the COVID-19 pandemic.&nbsp;</P>
<P style='font:11pt Arial;margin:0;margin-left:36pt'><KBD style='position:absolute;font:11pt Symbol;margin-left:-18pt'><FONT style=font-family:Symbol>&#183;</FONT></KBD><FONT style='border-bottom:1px solid #000000'>Other operating expenses</FONT>: Other operating expenses decreased $187,000 from the prior year quarter. This decrease was primarily due to travel restrictions during the 2020 period. Total travel and entertainment for the three months ended June 30, 2020 was $77,000 compared to $462,000 during the prior year period. This decrease was partially offset with small increases in other expense categories. In response to the COVID-19 pandemic, the Company made contributions of $48,000 during the current year quarter to various organizations that assist the communities the Company serves. &nbsp;</P>
<P style='font:11pt Arial;margin:0;margin-left:36pt'><KBD style='position:absolute;font:11pt Symbol;margin-left:-18pt'>&#183;</KBD><FONT style='border-bottom:1px solid #000000'>Insurance</FONT>: &nbsp;Insurance expense decreased $128,000 compared to the prior year quarter. This decrease was primarily due to a decrease in FDIC deposit insurance premiums. &nbsp;The Bank had a credit with the FDIC for a portion of premiums previously paid to the deposit insurance fund. The remaining credit offset a portion of the deposit insurance premium due for the three months ended June 30, 2020.&nbsp;</P>
<P style='font:11pt Arial;margin:0;margin-left:36pt'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>For the six months ended June 30, 2020, non-interest expense increased $3.3 million to $60.2 million when compared to the six months ended June 30, 2019, primarily as a result of the following items:</P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0;margin-left:36pt'><KBD style='position:absolute;font:11pt Symbol;margin-left:-18pt'>&#183;</KBD><FONT style='border-bottom:1px solid #000000'>Salaries and employee benefits</FONT>: &nbsp;Salaries and employee benefits increased $3.9 million in the six months ended June 30, 2020 compared to the prior year period. The increase was primarily due to annual employee compensation merit increases and increased incentives in lending, including mortgage lending activities as noted above, and operations areas. Additionally, in March 2020, the Company approved a special cash bonus to all employees totaling $1.1 million in response to the COVID-19 pandemic.&nbsp;</P>
<P style='font:11pt Arial;margin:0;margin-left:36pt'><KBD style='position:absolute;font:11pt Symbol;margin-left:-18pt'>&#183;</KBD><FONT style='border-bottom:1px solid #000000'>Net occupancy expense</FONT>: &nbsp;Net occupancy expense increased $623,000 in the six months ended June 30, 2020 compared to the six months ended June 30, 2019. &nbsp;This was primarily related to increased depreciation on new ATM/ITMs and ATM operating software upgrades implemented during the fourth quarter of 2019. Also included in net occupancy expense for the 2020 period are COVID<FONT style='font-family:Times New Roman'>-</FONT>19-related expenses for various items such as cleaning services, equipment, costs to set up remote work sites and other items.&nbsp;</P>
<P style='font:11pt Arial;margin:0;margin-left:36pt'><KBD style='position:absolute;font:11pt Symbol;margin-left:-18pt'>&#183;</KBD><FONT style='border-bottom:1px solid #000000'>Insurance</FONT>: &nbsp;Insurance expense decreased $412,000 compared to the prior year period. This decrease was primarily due to a decrease in FDIC deposit insurance premiums. &nbsp;The Bank had a credit with the FDIC for a portion of premiums previously paid to the deposit insurance fund leaving no premium being due for the three months ended March 31, 2020. The remaining credit offset the deposit insurance premium due during the three months ended June 30, 2020.&nbsp;</P>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P align=center style='font:11pt Arial;margin:0'>8</P>
<HR style='page-break-after:always;border:0;height:3pt;background-color:#909090;margin:8pt 0'><P style=line-height:0;margin:0></P>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P style='font:11pt Arial;margin:0;margin-left:36pt'><KBD style='position:absolute;font:11pt Symbol;margin-left:-18pt'>&#183;</KBD><FONT style='border-bottom:1px solid #000000'>Advertising</FONT>: &nbsp;Advertising expense decreased $311,000 compared to the prior year period. This decrease was primarily due to activities related to sponsorship agreements being halted as a result of the COVID-19 pandemic.&nbsp;</P>
<P style='font:11pt Times New Roman;margin:0;margin-left:36pt'><KBD style='position:absolute;font:11pt Symbol;margin-left:-18pt'>&#183;</KBD><FONT style='font-family:Arial;border-bottom:1px solid #000000'>Expense on other real estate owned and repossessions</FONT><FONT style=font-family:Arial>: &nbsp;Expense on other real estate owned and repossessions decreased $292,000 compared to the prior year period primarily due to sales on other assets and higher valuation write-downs of certain foreclosed assets during the prior year period. During the 2019 period, valuation write-downs of certain foreclosed assets totaled approximately $444,000, while valuation write-downs in the 2020 period totaled approximately $213,000. &nbsp;&nbsp;</FONT>&nbsp;</P>
<P style='font:11pt Arial;margin:0'> &nbsp;</P>
<P style='font:11pt Arial;margin:0'>The Company&#8217;s efficiency ratio for the quarter ended June 30, 2020, was 56.75% compared to 54.50% for the same quarter in 2019. The efficiency ratio for the six months ended June 30, 2020, was 57.84% compared to 54.62% for the same period in 2019. The higher efficiency ratio in the 2020 three and six month periods were primarily due to an increase in non-interest expense. Despite this increase in non-interest expense, the Company&#8217;s ratio of non-interest expense to average assets was 2.17% and 2.32% for the three and six months ended June 30, 2020, respectively, compared to 2.35% and 2.38% for the three and six months ended June 30, 2019. &nbsp;The decreases in the current three and six month ratios were primarily due to an increase in average assets in the 2020 periods compared to the 2019 periods. &nbsp;Average assets for the three months ended June 30, 2020, increased $581.6 million, or 12.1%, from the three months ended June 30, 2019, primarily due to increases in loans receivable, investment securities and interest bearing cash. &nbsp;Average assets for the six months ended June 30, 2020, increased $410.2 million, or 8.6%, from the six months ended June 30, 2019, primarily due to increases in loans receivable, investment securities and interest bearing cash. &nbsp;</P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11.5pt Arial;margin:0'><FONT style='border-bottom:1px solid #000000'>INCOME TAXES</FONT></P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>For the three months ended June 30, 2020 and 2019, the Company's effective tax rate was 19.3% and 16.8%, respectively. &nbsp;For the six months ended June 30, 2020 and 2019, the Company's effective tax rate was 17.4% and 17.7%, respectively. &nbsp;These effective rates were lower than the statutory federal tax rate of 21%, due primarily to the utilization of certain investment tax credits and to tax-exempt investments and tax-exempt loans, which reduced the Company&#8217;s effective tax rate. &nbsp;The Company&#8217;s effective tax rate may fluctuate in future periods as it is impacted by the level and timing of the Company&#8217;s utilization of tax credits and the level of tax-exempt investments and loans and the overall level of pre-tax income. &nbsp;The Company's effective income tax rate is currently expected to remain below the statutory rate due primarily to the factors noted above. The Company currently expects its effective tax rate (combined federal and state) to be approximately 16.0% to 17.5% for the full year of 2020 and in future years.</P>
<P style='font:11pt Arial;margin:0;text-indent:36pt'>&nbsp;</P>
<P style='font:11.5pt Arial;margin:0'><FONT style='border-bottom:1px solid #000000'>CAPITAL </FONT></P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>As of June 30, 2020, total stockholders&#8217; equity and common stockholders&#8217; equity were each $626.7 million (11.3% of total assets), equivalent to a book value of $44.50 per common share. &nbsp;Total stockholders&#8217; equity and common stockholders&#8217; equity at December 31, 2019, were each $603.1 million (12.0% of total assets), equivalent to a book value of $42.29 per common share. &nbsp;At June 30, 2020, the Company&#8217;s tangible common equity to tangible assets ratio was 11.1%, compared to 11.9% at December 31, 2019. &nbsp;The reductions in the ratios of stockholders&#8217; equity to total assets and tangible common equity to tangible assets were due to higher asset balances from increased levels of cash equivalents, investment securities and PPP and other loans. Included in stockholders&#8217; equity at June 30, 2020 and December 31, 2019, were unrealized gains (net of taxes) on the Company&#8217;s available-for-sale investment securities totaling $26.0 million and $9.0 million, respectively. &nbsp;This increase in unrealized gains primarily resulted from lower market interest rates which increased the fair value of the investment securities. </P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>Also included in stockholders&#8217; equity at June 30, 2020, were realized gains (net of taxes) on the Company&#8217;s cash flow hedge (interest rate swap), which was terminated in March 2020, totaling $33.1 million. &nbsp;This amount, plus associated deferred taxes, is expected to be accreted to interest income over the remaining term of the original interest rate swap contract, which was to end in October 2025. &nbsp;At June 30, 2020, the remaining amount to be recorded in interest income was $42.8 million. &nbsp;The net effect on total stockholders&#8217; equity over time will be no impact as the reduction of this realized gain will be offset by an increase in retained earnings (as the interest income flows through pre-tax income).</P>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P align=center style='font:11pt Arial;margin:0'>9</P>
<HR style='page-break-after:always;border:0;height:3pt;background-color:#909090;margin:8pt 0'><P style=line-height:0;margin:0></P>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P style='font:11pt Arial;margin:0'>On a preliminary basis, as of June 30, 2020, the Company&#8217;s Tier 1 Leverage Ratio was 11.4%, Common Equity Tier 1 Capital Ratio was 12.5%, Tier 1 Capital Ratio was 13.0%, and Total Capital Ratio was 17.2%. &nbsp;On June 30, 2020, and on a preliminary basis, the Bank&#8217;s Tier 1 Leverage Ratio was 11.5%, Common Equity Tier 1 Capital Ratio was 13.1%, Tier 1 Capital Ratio was 13.1%, and Total Capital Ratio was 14.2%. &nbsp;</P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>During the quarter ended June 30, 2020, the Company further enhanced its regulatory capital position with the issuance of $75.0 million of 5.50% fixed-to-floating rate subordinated notes due June 15, 2030, which count as Tier 2 Capital in the calculation of the Total Capital Ratio. &nbsp;The notes will accrue interest at the fixed rate of 5.50% to but excluding June 15, 2025. From and including June 15, 2025 to but excluding the maturity date of June 15, 2030, if not redeemed by the Company, the notes will accrue interest at a floating rate.</P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>During the three months ended June 30, 2020, the Company did not repurchase any shares of its common stock and declared a regular cash dividend of $0.34 per common share. &nbsp;During the six months ended June 30, 2020, the Company repurchased 183,707 shares of its common stock and declared regular cash dividends of $0.68 per common share. &nbsp;In January 2020, the Company declared a special cash dividend of $1.00 per common share.</P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11.5pt Arial;margin:0'><FONT style='border-bottom:1px solid #000000'>LOANS</FONT></P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>Total gross loans (including the undisbursed portion of loans), excluding FDIC-assisted acquired loans and mortgage loans held for sale, increased $241.0 million, or 4.9%, from $4.9 billion at December 31, 2019, to $5.2 billion at June 30, 2020. &nbsp;This increase was primarily in other residential (multi-family) loans ($159 million), commercial business loans ($128 million, including $120 million of PPP loans), one- to four-family residential loans ($76 million) and commercial real estate loans ($38 million). &nbsp;These increases were partially offset by decreases in construction loans ($115 million) and consumer auto loans ($38 million). Total gross loans increased $186.5 million from March 31, 2020. The FDIC-assisted acquired loan portfolios had net decreases totaling $6.5 million and $16.5 million, respectively, during the three and six months ended June 30, 2020. &nbsp;Outstanding net loan receivable balances increased $245.7 million, from $4.15 billion at December 31, 2019 to $4.40 billion at June 30, 2020, and increased $204.6 million from March 31, 2020.</P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>Loan commitments and the unfunded portion of loans at the dates indicated were as follows (in thousands): </P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<TABLE align=center style=border-collapse:collapse;width:97.8%><TR style=height:16.6pt><TD valign=bottom style=width:210pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-15.9pt;color:#000000'>&nbsp;</P>
</TD><TD valign=top style=width:7.3pt;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style='width:46.85pt;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0;color:#000000'><B>June</B></P>
<P align=center style='font:9pt Arial;margin:0;color:#000000'><B>2020</B></P>
</TD><TD valign=top style='width:7.2pt;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.2pt;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style='width:46.7pt;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0;color:#000000'><B>March</B></P>
<P align=center style='font:9pt Arial;margin:0;color:#000000'><B>2020</B></P>
</TD><TD valign=top style='width:7.2pt;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.35pt;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style='width:46.85pt;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0;color:#000000'><B>December</B></P>
<P align=center style='font:9pt Arial;margin:0;color:#000000'><B>2019</B></P>
</TD><TD valign=bottom style='width:7.2pt;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.2pt;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style='width:46.8pt;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0;color:#000000'><B>December</B></P>
<P align=center style='font:9pt Arial;margin:0;color:#000000'><B>2018</B></P>
</TD><TD valign=bottom style='width:7.2pt;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.2pt;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style='width:46.8pt;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0;color:#000000'><B>December</B></P>
<P align=center style='font:9pt Arial;margin:0;color:#000000'><B>2017</B></P>
</TD></TR>
<TR style=height:12.75pt><TD valign=bottom style=width:210pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'><B>Closed non-construction loans with unused available lines</B></P>
</TD><TD valign=top style=width:7.3pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style='width:46.85pt;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=top style='width:7.2pt;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.2pt;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style='width:46.7pt;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=top style='width:7.2pt;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.35pt;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style='width:46.85pt;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.2pt;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.2pt;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style='width:46.8pt;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.2pt;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.2pt;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style='width:46.8pt;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD></TR>
<TR style=height:12.75pt><TD valign=bottom style=width:210pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'> &nbsp;Secured by real estate (one- to four-family)</P>
</TD><TD valign=bottom style=width:7.3pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>$</P>
</TD><TD valign=bottom style=width:46.85pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>158,687</P>
</TD><TD valign=top style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>$</P>
</TD><TD valign=bottom style=width:46.7pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>156,381</P>
</TD><TD valign=top style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.35pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>$</P>
</TD><TD valign=bottom style=width:46.85pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>155,831</P>
</TD><TD valign=bottom style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>$</P>
</TD><TD valign=bottom style=width:46.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>150,948</P>
</TD><TD valign=bottom style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>$</P>
</TD><TD valign=bottom style=width:46.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>133,587</P>
</TD></TR>
<TR style=height:12.75pt><TD valign=bottom style=width:210pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'> &nbsp;Secured by real estate (not one- to four-family)</P>
</TD><TD valign=bottom style=width:7.3pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:46.85pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>16,124</P>
</TD><TD valign=top style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:46.7pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>16,832</P>
</TD><TD valign=top style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.35pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:46.85pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>19,512</P>
</TD><TD valign=bottom style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:46.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>11,063</P>
</TD><TD valign=bottom style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:46.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>10,836</P>
</TD></TR>
<TR style=height:12.75pt><TD valign=bottom style=width:210pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'> &nbsp;Not secured by real estate - commercial business</P>
</TD><TD valign=bottom style=width:7.3pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:46.85pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>105,071</P>
</TD><TD valign=top style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:46.7pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>79,117</P>
</TD><TD valign=top style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.35pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:46.85pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>83,782</P>
</TD><TD valign=bottom style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:46.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>87,480</P>
</TD><TD valign=bottom style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:46.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>113,317</P>
</TD></TR>
<TR style=height:9.1pt><TD valign=bottom style=width:210pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.3pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:46.85pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=top style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:46.7pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=top style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.35pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:46.85pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:46.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:46.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD></TR>
<TR style=height:12.75pt><TD valign=bottom style=width:210pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'><B>Closed construction loans with unused </B></P>
<P style='font:9pt Arial;margin:0'><B> &nbsp;&nbsp;available lines</B></P>
</TD><TD valign=bottom style=width:7.3pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:46.85pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=top style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:46.7pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=top style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.35pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:46.85pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:46.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:46.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD></TR>
<TR style=height:12.75pt><TD valign=bottom style=width:210pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'> &nbsp;Secured by real estate (one-to four-family)</P>
</TD><TD valign=bottom style=width:7.3pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:46.85pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>37,789</P>
</TD><TD valign=top style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:46.7pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>50,101</P>
</TD><TD valign=top style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.35pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:46.85pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>48,213</P>
</TD><TD valign=bottom style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:46.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>37,162</P>
</TD><TD valign=bottom style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:46.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>20,919</P>
</TD></TR>
<TR style=height:12.75pt><TD valign=bottom style=width:210pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'> &nbsp;Secured by real estate (not one-to four-family)</P>
</TD><TD valign=bottom style=width:7.3pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:46.85pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>753,589</P>
</TD><TD valign=top style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:46.7pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>809,436</P>
</TD><TD valign=top style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.35pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:46.85pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>798,810</P>
</TD><TD valign=bottom style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:46.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>906,006</P>
</TD><TD valign=bottom style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:46.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>718,277</P>
</TD></TR>
<TR style=height:9.1pt><TD valign=bottom style=width:210pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.3pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:46.85pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=top style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:46.7pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=top style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.35pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:46.85pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:46.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:46.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD></TR>
<TR style=height:12.75pt><TD valign=bottom style=width:210pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'><B>Loan commitments not closed</B></P>
</TD><TD valign=bottom style=width:7.3pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:46.85pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=top style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:46.7pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=top style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.35pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:46.85pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:46.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:46.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD></TR>
<TR style=height:12.75pt><TD valign=bottom style=width:210pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'> &nbsp;Secured by real estate (one-to four-family)</P>
</TD><TD valign=bottom style=width:7.3pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:46.85pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>112,769</P>
</TD><TD valign=top style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:46.7pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>141,432</P>
</TD><TD valign=top style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.35pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:46.85pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>69,295</P>
</TD><TD valign=bottom style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:46.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>24,253</P>
</TD><TD valign=bottom style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:46.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>23,340</P>
</TD></TR>
<TR style=height:12.75pt><TD valign=bottom style=width:210pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'> &nbsp;Secured by real estate (not one-to four-family)</P>
</TD><TD valign=bottom style=width:7.3pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:46.85pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>73,103</P>
</TD><TD valign=top style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:46.7pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>95,652</P>
</TD><TD valign=top style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.35pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:46.85pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>92,434</P>
</TD><TD valign=bottom style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:46.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>104,871</P>
</TD><TD valign=bottom style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:46.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>156,658</P>
</TD></TR>
<TR style=height:13.6pt><TD valign=bottom style=width:210pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'> &nbsp;Not secured by real estate - commercial business</P>
</TD><TD valign=bottom style=width:7.3pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:46.85pt;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;color:#000000'>800</P>
</TD><TD valign=top style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:46.7pt;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;color:#000000'>&#8212;</P>
</TD><TD valign=top style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.35pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:46.85pt;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;color:#000000'>&#8212;</P>
</TD><TD valign=bottom style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:46.8pt;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;color:#000000'>405</P>
</TD><TD valign=bottom style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:46.8pt;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;color:#000000'>4,870</P>
</TD></TR>
<TR style=height:9.1pt><TD valign=bottom style=width:210pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.3pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style='width:46.85pt;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=top style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style='width:46.7pt;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=top style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.35pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style='width:46.85pt;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style='width:46.8pt;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style='width:46.8pt;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD></TR>
<TR style=height:12.75pt><TD valign=bottom style=width:210pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.3pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:46.85pt;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>1,257,932</P>
</TD><TD valign=top style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:46.7pt;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>1,348,951</P>
</TD><TD valign=top style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.35pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:46.85pt;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>1,267,877</P>
</TD><TD valign=bottom style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:46.8pt;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>1,322,188</P>
</TD><TD valign=bottom style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:46.8pt;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>1,181,804</P>
</TD></TR>
</TABLE>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>For further information about the Company&#8217;s loan portfolio, please see the quarterly loan portfolio presentation available on the Company&#8217;s Investor Relations website under &#8220;Presentations.&#8221; &nbsp;</P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11.5pt Arial;margin:0'><FONT style='border-bottom:1px solid #000000'>PROVISION FOR LOAN LOSSES AND ALLOWANCE FOR LOAN LOSSES</FONT></P>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P align=center style='font:11pt Arial;margin:0'>10</P>
<HR style='page-break-after:always;border:0;height:3pt;background-color:#909090;margin:8pt 0'><P style=line-height:0;margin:0></P>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P style='font:11pt Arial;margin:0'>In the first quarter of 2020, pursuant to the recently-enacted CARES Act and guidance from the SEC and FASB, we elected to delay adoption of the new accounting standard (CECL) related to accounting for credit losses. &nbsp;Our first and second quarter financial statements are prepared under the existing incurred loss methodology standard for accounting for loan losses.</P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:10pt Times New Roman;margin:0;color:#000000'><FONT style='font:11pt Arial'>Management records a provision for loan losses in an amount it believes is sufficient to result in an allowance for loan losses that will cover current net charge-offs as well as risks believed to be inherent in the loan portfolio of the Bank. The amount of provision charged against current income is based on several factors, including, but not limited to, past loss experience, current portfolio mix, actual and potential losses identified in the loan portfolio, economic conditions, and internal as well as external reviews. &nbsp;The levels of non-performing assets, potential problem loans, loan loss provisions and net charge-offs fluctuate from period to period and are difficult to predict.</FONT></P>
<P style='font:11pt Arial;margin:0;color:#000000'>&nbsp;</P>
<P style='font:11pt Arial;margin:0;color:#000000'>Worsening economic conditions from the COVID-19 pandemic, higher inflation or interest rates, or other factors may lead to increased losses in the portfolio and/or requirements for an increase in loan loss provision expense. Management maintains various controls in an attempt to limit future losses, such as a watch list of possible problem loans, documented loan administration policies and loan review staff, to review the quality and anticipated collectability of the portfolio. Additional procedures provide for frequent management review of the loan portfolio based on loan size, loan type, delinquencies, financial analysis, on-going correspondence with borrowers and problem loan work-outs. Management determines which loans are potentially uncollectible, or represent a greater risk of loss, and makes additional provisions to expense, if necessary, to maintain the allowance at a satisfactory level.</P>
<P style='font:11pt Arial;margin:0;color:#000000'>&nbsp;</P>
<P style='font:11pt Arial;margin:0;color:#000000'>The provision for loan losses for the quarter ended June 30, 2020 was $6.0 million compared with $1.6 million for the quarter ended June 30, 2019. The provision for loan losses for the six months ended June 30, 2020 was $9.9 million compared with $3.6 million for the six months ended June 30, 2019. Total net charge-offs were $127,000 and $997,000 for the three months ended June 30, 2020 and 2019, respectively. &nbsp;During the quarter ended June 30, 2020, $115,000 of the $127,000 of net charge-offs were in the consumer category. Total net charge-offs were $365,000 and $2.7 million for the six months ended June 30, 2020 and 2019, respectively. During the six months ended June 30, 2020, $382,000 of the $365,000 of net charge-offs were in the consumer category. We have seen and expect to continue to see rapid reductions in the automobile loan outstanding balance as we determined in February 2019 to cease providing indirect lending services to automobile dealerships. &nbsp;At June 30, 2020, indirect automobile loans totaled approximately $74 million. &nbsp;We expect this balance will be largely paid off in the next two years. General market conditions and unique circumstances related to individual borrowers and projects contributed to the level of provisions and charge-offs. &nbsp;Collateral and repayment evaluations of all assets categorized as potential problem loans, non-performing loans or foreclosed assets were completed with corresponding charge-offs or reserve allocations made as appropriate. &nbsp;&nbsp;</P>
<P style='font:11pt Arial;margin:0;color:#000000'>&nbsp;</P>
<P style='font:11pt Arial;margin:0;color:#000000'>All FDIC-acquired loans were grouped into pools based on common characteristics and were recorded at their estimated fair values, which incorporated estimated credit losses at the acquisition date.&#160; These loan pools are systematically reviewed by the Company to determine the risk of losses that may exceed those identified at the time of the acquisition.&#160; Techniques used in determining risk of loss are similar to those used to determine the risk of loss for the legacy Great Southern Bank portfolio, with most focus being placed on those loan pools which include larger loan relationships and those loan pools which exhibit higher risk characteristics.&#160; Review of the acquired loan portfolio also includes review of financial information, collateral valuations and customer interaction to determine if additional reserves are warranted.</P>
<P style='font:11pt Arial;margin:0;color:#000000'>&nbsp;</P>
<P style='font:11pt Arial;margin:0;color:#000000'>The Bank&#8217;s allowance for loan losses as a percentage of total loans, excluding FDIC-assisted acquired loans, was 1.14%, 1.00% and 1.07% at June 30, 2020, December 31, 2019 and March 31, 2020, respectively. &nbsp;Management considers the allowance for loan losses adequate to cover losses inherent in the Bank&#8217;s loan portfolio at June 30, 2020, based on recent reviews of the Bank&#8217;s loan portfolio and current economic conditions. If economic conditions were to deteriorate further or management&#8217;s assessment of the loan portfolio were to change, it is expected that additional loan loss provisions would be required, thereby adversely affecting the Company&#8217;s future results of operations and financial condition. </P>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P align=center style='font:11pt Arial;margin:0'>11</P>
<HR style='page-break-after:always;border:0;height:3pt;background-color:#909090;margin:8pt 0'><P style=line-height:0;margin:0></P>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P style='font:11.5pt Arial;margin:0;color:#000000'><FONT style='border-bottom:1px solid #000000'>ASSET QUALITY </FONT></P>
<P style='font:11pt Arial;margin:0;color:#000000'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>Former TeamBank, Vantus Bank, Sun Security Bank, InterBank and Valley Bank non-performing assets, including foreclosed assets and potential problem loans, are not included in the totals or in the discussion of non-performing loans, potential problem loans and foreclosed assets below. These assets were initially recorded at their estimated fair values as of their acquisition dates and are accounted for in pools. Therefore, these loan pools are analyzed rather than the individual loans. &nbsp;The performance of the loan pools acquired in each of the five transactions has been better than expectations as of the acquisition dates. As a result of changes in balances and composition of the loan portfolio, changes in economic and market conditions and other factors specific to a borrower&#8217;s circumstances, the level of non-performing assets will fluctuate. &nbsp;</P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>Non-performing assets, excluding all FDIC-assisted acquired assets, at June 30, 2020 were $7.6 million, a decrease of $542,000 from $8.2 million at December 31, 2019, and a decrease of $423,000 from $8.1 million at March 31, 2020. &nbsp;Non-performing assets, excluding all FDIC-assisted acquired assets, as a percentage of total assets were 0.14% at June 30, 2020, compared to 0.16% at December 31, 2019 and 0.16% at March 31, 2020. &nbsp;</P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>Compared to December 31, 2019 and March 31, 2020, non-performing loans increased $770,000 amd $10,000, respectively, to $5.3 million at June 30, 2020, and foreclosed assets decreased $1.3 million and $433,000, respectively, to $2.3 million at June 30, 2020.  Non-performing one- to four-family residential loans comprised $2.4 million, or 45.2%, of the total non-performing loans at June 30, 2020, an increase of $89,000 from March 31, 2020. Non-performing commercial business loans comprised $1.2 million, or 22.3%, of the total non-performing loans at June 30, 2020, a decrease of $17,000 from March 31, 2020. &nbsp;Non-performing consumer loans comprised $992,000, or 18.8%, of the total non-performing loans at June 30, 2020, a decrease of $52,000 from March 31, 2020. &nbsp;Non-performing commercial real estate loans comprised $727,000, or 13.7%, of the total non-performing loans at June 30, 2020, a decrease of $10,000 from March 31, 2020. &nbsp;&nbsp;</P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>Compared to December 31, 2019 and March 31, 2020, potential problem loans decreased $387,000 and $190,000, respectively, to $4.0 million at June 30, 2020. Due to the deteriorating economic conditions from COVID-19, it is possible that we could experience an increase in potential problem loans in the remainder of 2020. &nbsp;As noted, we experienced an increased level of loan modifications in late March through June 2020. &nbsp;In accordance with guidance from the banking regulatory agencies, we made certain short-term modifications to loan terms to help our customers navigate through the current pandemic situation. &nbsp;Although loan modifications were made, they did not result in these loans being classified as troubled debt restructurings, potential problem loans or non-performing loans. &nbsp;If&#160;more severe or lengthier negative impacts&#160;of the COVID-19 pandemic occur or&#160;the effects of the SBA loan programs and other&#160;loan and stimulus programs do not enable companies and individuals to completely recover financially,&#160;this could result in&#160;longer-term modifications, which may be deemed to be troubled debt restructurings, additional potential problem loans and/or additional non-performing loans. &nbsp;Further actions on our part, including additions to the allowance for loan losses, could result. </P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>Activity in the non-performing loans categories during the quarter ended June 30, 2020, was as follows:</P>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P align=center style='font:11pt Arial;margin:0'>12</P>
<HR style='page-break-after:always;border:0;height:3pt;background-color:#909090;margin:8pt 0'><P style=line-height:0;margin:0></P>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><TABLE align=center style=border-collapse:collapse;width:100%><TR style=height:40.5pt><TD valign=bottom style=width:16.86%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.88%;border-bottom:0.5pt solid #000000'><P align=center style='font:8pt Arial;margin:0'><B>Beginning</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>Balance,</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>April 1</B></P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.9%;padding-left:0.7pt;padding-right:0.7pt;border-bottom:0.5pt solid #000000'><P align=center style='font:8pt Arial;margin:0'><B>Additions</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>to Non-</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>Performing</B></P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.9%;padding-left:0.7pt;padding-right:0.7pt;border-bottom:0.5pt solid #000000'><P align=center style='font:8pt Arial;margin:0'><B>Removed</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>from Non-</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>Performing</B></P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:9.08%;padding-left:0.7pt;padding-right:0.7pt;border-bottom:0.5pt solid #000000'><P align=center style='font:8pt Arial;margin:0'><B>Transfers</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>to Potential</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>Problem</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>Loans</B></P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:12.12%;padding-left:0.7pt;padding-right:0.7pt;border-bottom:0.5pt solid #000000'><P align=center style='font:8pt Arial;margin:0'><B>Transfers to</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>Foreclosed</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>Assets and</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>Repossessions</B></P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.38%;padding-left:0.7pt;padding-right:0.7pt;border-bottom:0.5pt solid #000000'><P align=center style='font:8pt Arial;margin:0'><B>Charge-</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>Offs</B></P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.92%;padding-left:0.7pt;padding-right:0.7pt;border-bottom:0.5pt solid #000000'><P align=center style='font:8pt Arial;margin:0'><B>Payments</B></P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:10.1%;border-bottom:0.5pt solid #000000'><P align=center style='font:8pt Arial;margin:0'><B>Ending</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>Balance,</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>June 30</B></P>
</TD></TR>
<TR><TD valign=bottom style=width:16.86%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=22 valign=bottom style=width:81.96%;padding-left:0.7pt;padding-right:0.7pt><P align=center style='font:8pt Arial;margin:0'><B>(In thousands)</B></P>
</TD></TR>
<TR><TD valign=bottom style=width:16.86%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.88%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.9%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.9%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.08%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:12.12%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.38%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.92%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:10.1%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:16.86%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>One- to four-family</P>
<P style='font:8pt Arial;margin:0'> &nbsp;&nbsp;construction</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:7.88%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:8.9%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:8.9%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:9.08%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:12.12%><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:6.38%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:7.92%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:10.1%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD></TR>
<TR><TD valign=bottom style=width:16.86%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>Subdivision construction </P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.88%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.9%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.9%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.08%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:12.12%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.38%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.92%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:10.1%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD></TR>
<TR><TD valign=bottom style=width:16.86%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>Land development</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.88%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.9%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.9%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.08%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:12.12%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.38%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.92%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:10.1%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD></TR>
<TR><TD valign=bottom style=width:16.86%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>Commercial construction </P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.88%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.9%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.9%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.08%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:12.12%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.38%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.92%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:10.1%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD></TR>
<TR><TD valign=bottom style=width:16.86%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>One- to four-family</P>
<P style='font:8pt Arial;margin:0'> &nbsp;&nbsp;residential</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.88%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>2,299</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.9%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>143</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.9%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.08%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:12.12%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.38%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.92%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>(54)</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:10.1%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>2,388</P>
</TD></TR>
<TR><TD valign=bottom style=width:16.86%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>Other residential</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.88%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.9%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.9%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.08%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:12.12%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.38%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.92%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:10.1%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD></TR>
<TR><TD valign=bottom style=width:16.86%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>Commercial real estate</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.88%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>737</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.9%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.9%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.08%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:12.12%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.38%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.92%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>(10)</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:10.1%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>727</P>
</TD></TR>
<TR><TD valign=bottom style=width:16.86%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>Commercial business</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.88%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>1,199</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.9%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.9%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.08%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:12.12%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.38%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.92%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>(17)</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:10.1%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>1,182</P>
</TD></TR>
<TR><TD valign=bottom style=width:16.86%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>Consumer</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.88%;padding-left:0.7pt;padding-right:0.7pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>1,044</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.9%;padding-left:0.7pt;padding-right:0.7pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>87</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.9%;padding-left:0.7pt;padding-right:0.7pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:9.08%;padding-left:0.7pt;padding-right:0.7pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:12.12%;padding-left:0.7pt;padding-right:0.7pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>(14)</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.38%;padding-left:0.7pt;padding-right:0.7pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>(24)</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.92%;padding-left:0.7pt;padding-right:0.7pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>(101)</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:10.1%;padding-left:0.7pt;padding-right:0.7pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>992</P>
</TD></TR>
<TR><TD valign=bottom style=width:16.86%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.88%;padding-left:0.7pt;padding-right:0.7pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.9%;padding-left:0.7pt;padding-right:0.7pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.9%;padding-left:0.7pt;padding-right:0.7pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:9.08%;padding-left:0.7pt;padding-right:0.7pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:12.12%;padding-left:0.7pt;padding-right:0.7pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.38%;padding-left:0.7pt;padding-right:0.7pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.92%;padding-left:0.7pt;padding-right:0.7pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:10.1%;padding-left:0.7pt;padding-right:0.7pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR style=height:4.15pt><TD valign=bottom style=width:16.86%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>Total </P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:7.88%;padding-left:0.7pt;padding-right:0.7pt;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>5,279</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:8.9%;padding-left:0.7pt;padding-right:0.7pt;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>230</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:8.9%;padding-left:0.7pt;padding-right:0.7pt;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:9.08%;padding-left:0.7pt;padding-right:0.7pt;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:12.12%;padding-left:0.7pt;padding-right:0.7pt;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>(14)</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:6.38%;padding-left:0.7pt;padding-right:0.7pt;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>(24)</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:7.92%;padding-left:0.7pt;padding-right:0.7pt;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>(182)</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.18%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:10.1%;padding-left:0.7pt;padding-right:0.7pt;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>5,289</P>
</TD></TR>
</TABLE>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>At June 30, 2020, the non-performing commercial business category included three loans, none of which were added during the current quarter. &nbsp;The largest relationship in this category, which was added during 2018, totaled $1.0 million, or 87.5% of the total category. &nbsp;This relationship is collateralized by an assignment of an interest in a real estate project. &nbsp;The non-performing one- to four-family residential category included 35 loans, three of which were added during the current quarter. &nbsp;The largest relationship in the category totaled $276,000, or 11.5% of the total category. &nbsp;The non-performing commercial real estate category included three loans, none of which were added during the current quarter. &nbsp;The largest relationship in the category totaled $530,000, or 72.9% of the total category. &nbsp;The non-performing consumer category included 94 loans, nine of which were added during the current quarter, and the majority of which are indirect used automobile loans.</P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin-top:0pt;margin-bottom:8pt'>Activity in the potential problem loans category during the quarter ended June 30, 2020, was as follows:</P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<TABLE style=border-collapse:collapse;width:98.9%><TR style=height:34.15pt><TD valign=bottom style=width:16.32%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.5%;border-bottom:0.5pt solid #000000'><P align=center style='font:8pt Arial;margin:0'><B>Beginning</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>Balance,</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>April 1</B></P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:9.5%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:8pt Arial;margin:0'><B>Additions to</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>Potential</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>Problem</B></P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.46%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:8pt Arial;margin:0'><B>Removed</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>from</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>Potential</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>Problem</B></P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.74%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:8pt Arial;margin:0'><B>Transfers</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>to Non-</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>Performing</B></P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:11.78%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:8pt Arial;margin:0'><B>Transfers to</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>Foreclosed</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>Assets and</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>Repossessions</B></P>
</TD><TD valign=top style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.36%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:8pt Arial;margin:0'><B>Charge-</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>Offs</B></P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.8%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:8pt Arial;margin:0'><B>Payments</B></P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.96%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:8pt Arial;margin:0'><B>Ending</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>Balance,</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>June 30</B></P>
</TD></TR>
<TR><TD valign=bottom style=width:16.32%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=22 valign=top style=width:82.26%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'><B>(In thousands)</B></P>
</TD></TR>
<TR><TD valign=bottom style=width:16.32%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>One- to four-family</P>
<P style='font:8pt Arial;margin:0'> &nbsp;&nbsp;construction</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:7.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:9.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:7.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:8.74%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:11.78%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=top style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:6.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:7.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:8.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD></TR>
<TR><TD valign=bottom style=width:16.32%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>Subdivision </P>
<P style='font:8pt Arial;margin:0'> &nbsp;&nbsp;construction </P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>24</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.74%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.78%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=top style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>24</P>
</TD></TR>
<TR><TD valign=bottom style=width:16.32%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>Land development</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.74%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.78%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=top style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD></TR>
<TR style=height:5.85pt><TD valign=bottom style=width:16.32%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>Commercial</P>
<P style='font:8pt Arial;margin:0'> &nbsp;&nbsp;construction </P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.74%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.78%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=top style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD></TR>
<TR><TD valign=bottom style=width:16.32%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>One- to four-family</P>
<P style='font:8pt Arial;margin:0'> &nbsp;&nbsp;residential</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>590</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.74%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.78%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=top style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>(10)</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>580</P>
</TD></TR>
<TR><TD valign=bottom style=width:16.32%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>Other residential</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.74%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.78%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=top style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD></TR>
<TR><TD valign=bottom style=width:16.32%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>Commercial real estate</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>3,067</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.74%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.78%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=top style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>(120)</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>2,947</P>
</TD></TR>
<TR><TD valign=bottom style=width:16.32%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>Commercial business</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.74%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.78%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=top style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD></TR>
<TR><TD valign=bottom style=width:16.32%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>Consumer</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.5%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>527</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:9.5%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>25</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.46%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.74%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:11.78%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>(30)</P>
</TD><TD valign=top style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.36%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>(23)</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.8%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>(56)</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.96%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>443</P>
</TD></TR>
<TR><TD valign=bottom style=width:16.32%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.5%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:9.5%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.46%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.74%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:11.78%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.36%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.8%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.96%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:16.32%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>Total </P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:7.5%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>4,184</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:9.5%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>49</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:7.46%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:8.74%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:11.78%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>(30)</P>
</TD><TD valign=top style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:6.36%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>(23)</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:7.8%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>(186)</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:8.96%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>3,994</P>
</TD></TR>
</TABLE>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>At June 30, 2020, the commercial real estate category of potential problem loans included two loans, neither of which was added during the current quarter. &nbsp;The largest relationship in this category (added during 2018), which totaled $1.8 million, or 61.6% of the total category, is collateralized by a mixed use commercial retail building. &nbsp;Payments were current on this relationship at June 30, 2020. The other relationship in the category (added during 2019), which totaled $1.1 million, or 38.4% of the total category, is collateralized by a commercial retail building. &nbsp;Payments were also current on this relationship at June 30, 2020. &nbsp;The one- to four-family residential category of potential problem loans included 14 loans, none of which were added during the current quarter. The consumer category of potential problem loans included 56 loans, six of which were added during the current quarter. &nbsp; &nbsp;&nbsp;</P>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P align=center style='font:11pt Arial;margin:0'>13</P>
<HR style='page-break-after:always;border:0;height:3pt;background-color:#909090;margin:8pt 0'><P style=line-height:0;margin:0></P>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P style='font:11pt Arial;margin:0'>Activity in foreclosed assets and repossessions during the quarter ended June 30, 2020, excluding $1.2 million in foreclosed assets related to loans acquired in FDIC-assisted transactions and $860,000 in properties which were not acquired through foreclosure, was as follows:</P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<TABLE style=border-collapse:collapse;width:100%><TR style=height:34.15pt><TD valign=bottom style=width:24.5%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.52%;border-bottom:0.5pt solid #000000'><P align=center style='font:8pt Arial;margin:0'><B>Beginning</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>Balance,</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>April 1</B></P>
</TD><TD valign=bottom style='width:0.7%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.7%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:8pt Arial;margin:0'><B>Additions</B></P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:12.48%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:8pt Arial;margin:0'><B>ORE and</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>Repossession</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>Sales</B></P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:9.86%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:8pt Arial;margin:0'><B>Capitalized</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>Costs</B></P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:11.86%;border-bottom:0.5pt solid #000000'><P align=center style='font:8pt Arial;margin:0'><B>ORE and</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>Repossession</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>Write-Downs</B></P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:10.96%;border-bottom:0.5pt solid #000000'><P align=center style='font:8pt Arial;margin:0'><B>Ending</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>Balance,</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>June 30</B></P>
</TD></TR>
<TR><TD valign=bottom style=width:24.5%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=16 valign=bottom style=width:73.9%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'><B>(In thousands)</B></P>
</TD></TR>
<TR><TD valign=bottom style=width:24.5%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:-7.2pt;margin-left:7.2pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.52%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.7%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:12.48%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.86%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.86%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:10.96%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:24.5%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:-7.2pt;margin-left:7.2pt'>One-to four-family construction</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:8.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:8.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin-top:12pt;margin-bottom:0pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin-top:12pt;margin-bottom:0pt'>$</P>
</TD><TD valign=bottom style=width:12.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin-top:12pt;margin-bottom:0pt'>&#8212;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:9.86%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:11.86%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:10.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD></TR>
<TR><TD valign=bottom style=width:24.5%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:-7.2pt;margin-left:7.2pt'>Subdivision construction </P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>610</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:12.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>(260)</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.86%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.86%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:10.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>350</P>
</TD></TR>
<TR><TD valign=bottom style=width:24.5%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:-7.2pt;margin-left:7.2pt'>Land development</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>1,358</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:12.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.86%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.86%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:10.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>1,358</P>
</TD></TR>
<TR><TD valign=bottom style=width:24.5%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:-7.2pt;margin-left:7.2pt'>Commercial construction</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:12.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.86%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.86%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:10.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD></TR>
<TR><TD valign=bottom style=width:24.5%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:-7.2pt;margin-left:7.2pt'>One- to four-family residential</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>291</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:12.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.86%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.86%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:10.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>291</P>
</TD></TR>
<TR><TD valign=bottom style=width:24.5%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:-7.2pt;margin-left:7.2pt'>Other residential</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:12.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.86%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.86%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:10.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD></TR>
<TR><TD valign=bottom style=width:24.5%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:-7.2pt;margin-left:7.2pt'>Commercial real estate</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:12.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.86%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.86%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:10.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD></TR>
<TR><TD valign=bottom style=width:24.5%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:-7.2pt;margin-left:7.2pt'>Commercial business</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:12.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.86%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.86%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:10.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD></TR>
<TR><TD valign=bottom style=width:24.5%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:-7.2pt;margin-left:7.2pt'>Consumer</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.52%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>513</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.7%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>173</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:12.48%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>(346)</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:9.86%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:11.86%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:10.96%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>340</P>
</TD></TR>
<TR><TD valign=bottom style=width:24.5%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.52%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.7%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:12.48%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:9.86%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:11.86%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:10.96%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:24.5%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:14.4pt'>Total </P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:8.52%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>2,772</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:8.7%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>173</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:12.48%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>(606)</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:9.86%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:11.86%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:10.96%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>2,339</P>
</TD></TR>
</TABLE>
<P style='font:8pt Arial;margin:0'>&nbsp;</P>
<P style='font:8pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>At June 30, 2020, the land development category of foreclosed assets included three properties, the largest of which is located in the Branson, Mo. area and had a balance of $768,000, or 56.5% of the total category. &nbsp;Of the total dollar amount in the land development category of foreclosed assets, 60.2% was located in the Branson, Mo. area, including the largest property mentioned. &nbsp;The subdivision construction category of foreclosed assets included one property, located in the Branson, Mo. Area, and had a balance of $350,000. The one- to four-family category of foreclosed assets included one property (added during the fourth quarter 2019), which is located in Springfield, Mo and had a balance of $291,000. &nbsp;The amount of additions and sales in the consumer category are due to the volume of repossessions of automobiles, which generally are subject to a shorter repossession process. &nbsp;The Company experienced increased levels of delinquencies and repossessions in indirect and used automobile loans throughout 2016 and 2017. &nbsp;The level of delinquencies and repossessions in indirect and used automobile loans generally decreased in 2018 through 2020. &nbsp;</P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11.5pt Arial;margin:0;color:#FF0000'><FONT style='color:#000000;border-bottom:1px solid #000000'>BUSINESS INITIATIVES</FONT><FONT style=color:#000000> </FONT></P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>The banking center network continues to evolve. In early April 2020, the Company was notified by its landlord that the Great Southern banking centers located inside the Hy-Vee stores at 2900 Devils Glen Rd in Bettendorf, Iowa, and 2351 W. Locust St. in Davenport, Iowa, must permanently cease operations due to store infrastructure changes. These offices have been closed to the public since late March 2020 due to the COVID-19 pandemic. Bank customers have been informed that the Hy-Vee banking centers will permanently close on July 21, 2020, with customer accounts transferring to nearby offices. Great Southern will ultimately operate three banking centers in the Quad Cities market area &#8211;&nbsp;two in Davenport and one in Bettendorf. &nbsp;&nbsp;</P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>During the second quarter 2020, remodeling of the downtown office at 1900 Main in Parsons, Kansas, continued, which includes the addition of drive-thru banking lanes. Remodeling is expected to be completed in mid-August, whereupon the nearby drive-thru facility will be consolidated into the downtown office, leaving one location serving the Parsons market. &nbsp;</P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0;color:#000000;background-color:#FFFFFF'>In June 2020, the Company completed the public offering and sale of $75 million of its 5.50% Fixed-to-Floating Rate Subordinated Notes due June 15, 2030. The Notes were sold at par, resulting in net proceeds, after underwriting discounts and commissions, of approximately $73.9 million. The Notes are intended to qualify as Tier 2 capital for regulatory purposes. The Company intends to use the net proceeds of the offering for general corporate purposes, which may include repayment or redemption of outstanding indebtedness, the payment of dividends, providing capital to support its organic growth or growth through strategic acquisitions, capital expenditures, financing investments, repurchasing shares of its common stock and for investments in the Bank as regulatory capital. </P>
<P style='font:11pt Arial;margin:0;color:#000000;background-color:#FFFFFF'>&nbsp;</P>
<P style='font:11pt Arial;margin:0;color:#000000'>On June 17, 2020, the Company announced that Douglas Marrs, Vice President and Director of Operations of the Bank and Secretary of the Company, intends to retire in June 2021. &nbsp;Marrs is primarily responsible for </P>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P align=center style='font:11pt Arial;margin:0'>14</P>
<HR style='page-break-after:always;border:0;height:3pt;background-color:#909090;margin:8pt 0'><P style=line-height:0;margin:0></P>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P style='font:11pt Arial;margin:0;color:#000000'><FONT style='font:11pt Arial'>general bank operations and facilities management. &nbsp;He announced his intention to retire well in advance to assure an orderly leadership transition over the next year.&#160;With more than 40 years in the banking industry, Marrs joined Great Southern in 1996. He has been an integral part of the Bank&#8217;s growth and success for the last 24 years.&#160;During that time period, the Bank has grown from approximately $700 million in assets with operations primarily in the southwest Missouri region, to approximately $5.6 billion in assets and offices in 11 states, as of June 30, 2020.&#160;</FONT></P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0;color:#000000'>Great Southern Bank has been recognized as part of Forbes&#8217; annual list of the World&#8217;s Best Banks 2020. Great Southern was ranked as the sixth best bank in the United States. The World&#8217;s Best Banks list is comprised of the financial institutions that differentiate their services and build trustworthy relationships with their customers. 450 banks around the world are featured on the list, which was announced online on May 14, 2020, and can currently be viewed on the Forbes website. The study involved 40,000 bank customers from 23 countries to rate banks they are involved with on general satisfaction and key attributes like trust, fees, digital services and financial advice. </P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>The Company will host a conference call on Tuesday, July 21, 2020, at 2:00 p.m. Central Time to discuss second quarter 2020 preliminary earnings. Individuals interested in listening to the conference call may dial 1.833.832.5121 and enter the passcode 8373048. The call will be available live or in a recorded version at the Company&#8217;s Investor Relations website, <FONT style='color:#0000FF;border-bottom:1px solid #0000FF'>http://investors.greatsouthernbank.com</FONT>. &nbsp;&nbsp;</P>
<P style='font:11pt Arial;margin:0;background-color:#FFFFFF'>&nbsp;</P>
<P style='font:11pt Arial;margin:0;background-color:#FFFFFF'>Headquartered in Springfield, Mo., Great Southern offers a broad range of banking services to customers. The Company operates 95 retail banking centers in Missouri, Iowa, Kansas, Minnesota, Arkansas and Nebraska and commercial lending offices in Atlanta, Chicago, Dallas, Denver, Omaha, Neb., and Tulsa, Okla. The common stock of Great Southern Bancorp, Inc. is listed on the Nasdaq Global Select Market under the symbol &quot;GSBC.&quot;</P>
<P style='font:10pt Times New Roman;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'><FONT style='color:#0000FF;border-bottom:1px solid #0000FF'><B><I>www.GreatSouthernBank.com</I></B></FONT></P>
<P style='font:9pt Arial;margin:0'>&nbsp;</P>
<P style='font:9pt Arial;margin:0'>&nbsp;</P>
<P style='font:9pt Arial;margin:0'><B>Forward-Looking Statements</B></P>
<P style='font:9pt Arial;margin:0'>&nbsp;</P>
<P style='font:8pt Arial;margin:0;background-color:#FFFFFF'>When used in this press release and in other documents filed or furnished by Great Southern Bancorp, Inc. (the &#8220;Company&#8221;) with the Securities and Exchange Commission (the &quot;SEC&quot;), in the Company's other press releases or other public or stockholder communications, and in oral statements made with the approval of an authorized executive officer, the words or phrases &#8220;may,&#8221; &#8220;might,&#8221; &#8220;could,&#8221; &#8220;should,&#8221; &quot;will likely result,&quot; &quot;are expected to,&quot; &quot;will continue,&quot; &quot;is anticipated,&quot; &#8220;believe,&#8221; &quot;estimate,&quot; &quot;project,&quot; &quot;intends&quot; or similar expressions are intended to identify &quot;forward-looking statements&quot; within the meaning of the Private Securities Litigation Reform Act of 1995. Forward-looking statements also include, but are not limited to, statements regarding plans, objectives, expectations or consequences of announced transactions, known trends and statements about future performance, operations, products and services of the Company. The Company&#8217;s ability to predict results or the actual effects of future plans or strategies is inherently uncertain, and the Company&#8217;s actual results could differ materially from those contained in the forward-looking statements. The novel coronavirus disease, or COVID-19, pandemic is adversely affecting the Company, its customers, counterparties, employees, and third-party service providers, and the ultimate extent of the impacts on the Company&#8217;s business, financial position, results of operations, liquidity, and prospects is uncertain. Continued deterioration in general business and economic conditions, including further increases in unemployment rates, or turbulence in domestic or global financial markets could adversely affect the Company&#8217;s revenues and the values of its assets and liabilities, reduce the availability of funding, lead to a tightening of credit, and further increase stock price volatility. In addition, changes to statutes, regulations, or regulatory policies or practices as a result of, or in response to, COVID-19, could affect the Company in substantial and unpredictable ways.</P>
<P style='font:8pt Arial;margin:0;background-color:#FFFFFF'>&nbsp;</P>
<P style='font:8pt Arial;margin:0;background-color:#FFFFFF'>Other factors that could cause or contribute to such differences include, but are not limited to: (i) expected revenues, cost savings, earnings accretion, synergies and other benefits from the Company's &nbsp;merger and acquisition activities might not be realized within the anticipated time frames or at all, and costs or difficulties relating to integration matters, including but not limited to customer and employee retention, might be greater than expected; (ii) changes in economic conditions, either nationally or in the Company's market areas; (iii) fluctuations in interest rates; (iv) the risks of lending and investing activities, including changes in the level and direction of loan delinquencies and write-offs and changes in estimates of the adequacy of the allowance for loan losses; (v) the possibility of other-than-temporary impairments of securities held in the Company's securities portfolio; (vi) the Company's ability to access cost-effective funding; (vii) fluctuations in real estate values and both residential and commercial real estate market conditions; (viii) the ability to adapt successfully to technological changes to meet customers' needs and developments in the marketplace; (ix) the possibility that security measures implemented might not be sufficient to mitigate the risk of a cyber-attack or cyber theft, and that such security measures might not protect against systems failures or interruptions; (x) legislative or regulatory changes that adversely affect the Company's business, including, without limitation, the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 and its implementing regulations, the overdraft protection regulations and customers' responses thereto and the Tax Reform Legislation; (xi) changes in accounting policies and practices or accounting standards, including Accounting Standards Update 2016-13, Credit Losses (Topic 326), &#8220;Measurement of Credit Losses on Financial Instruments,&#8221; commonly referenced as the Current Expected Credit Loss model, which, upon adoption, is expected to result in an increase in the Company&#8217;s allowance for credit losses; (xii) monetary and fiscal policies of the Federal Reserve Board and the U.S. Government and other governmental initiatives affecting the financial services industry; (xiii) results of examinations of the Company and Great Southern Bank by their regulators, including the possibility that the regulators may, among other things, require the Company to limit its business activities, change its business mix, increase its allowance for loan losses, write-down assets or increase its capital levels, or affect its ability to borrow funds or maintain or increase deposits, which could adversely affect its liquidity and earnings; (xiv) costs and effects of litigation, including settlements and judgments; (xv) competition; (xvi) uncertainty regarding the future of LIBOR; and (xvii) natural disasters, war, terrorist activities or civil unrest and their effects on economic and business environments in which the Company operates. The Company wishes to advise readers that the factors listed above and other risks described from time </P>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P align=center style='font:11pt Arial;margin:0'>15</P>
<HR style='page-break-after:always;border:0;height:3pt;background-color:#909090;margin:8pt 0'><P style=line-height:0;margin:0></P>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P style='font:8pt Arial;margin:0;background-color:#FFFFFF'><FONT style='font:8pt Arial'>to time in documents filed or furnished by the Company with the SEC could affect the Company's financial performance and could cause the Company's actual results for future periods to differ materially from any opinions or statements expressed with respect to future periods in any current statements.</FONT></P>
<P style='font:8pt Arial;margin:0;background-color:#FFFFFF'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'><FONT style=font-size:8pt>The Company does not undertake-and specifically declines any obligation- to publicly release the result of any revisions which may be made to any forward-looking statements to reflect events or circumstances after the date of such statements or to reflect the occurrence of anticipated or unanticipated events.</FONT></P>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P align=center style='font:11pt Arial;margin:0'>16</P>
<HR style='page-break-after:always;border:0;height:3pt;background-color:#909090;margin:8pt 0'><P style=line-height:0;margin:0></P>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P style='font:11pt Arial;margin:0'>The following tables set forth selected consolidated financial information of the Company at the dates and for the periods indicated. &nbsp;Financial data at all dates and for all periods is unaudited. &nbsp;In the opinion of management, all adjustments, which consist only of normal recurring accrual adjustments, necessary for a fair presentation of the results at and for such unaudited dates and periods have been included. &nbsp;The results of operations and other data for the three and six months ended June 30, 2020 and 2019, and the three months ended March 31, 2020, are not necessarily indicative of the results of operations which may be expected for any future period. &nbsp;</P>
<P style='font:11pt Times New Roman;margin:0;margin-left:9pt'>&nbsp;</P>
<TABLE align=center style=border-collapse:collapse><TR><TD valign=bottom style=width:298.8pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:7.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:57pt;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'><FONT style='font-family:Times New Roman'><B>June 30</B><B>,</B></FONT></P>
</TD><TD valign=top style=width:9pt;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:9pt;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:63pt;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'><FONT style='font-family:Times New Roman'><B>December 31,</B></FONT></P>
</TD></TR>
<TR><TD valign=top style=width:298.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:7.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:57pt;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><FONT style='font-family:Times New Roman'><B>2020</B></FONT></P>
</TD><TD valign=top style=width:9pt;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:9pt;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:63pt;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><FONT style='font-family:Times New Roman'><B>2019</B></FONT></P>
</TD></TR>
<TR><TD valign=bottom style=width:298.8pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'><FONT style='font-family:Times New Roman'><B> Selected Financial Condition Data:</B></FONT></P>
</TD><TD colspan=5 valign=top style=width:145.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'><B>(In thousands)</B></P>
</TD></TR>
<TR><TD valign=top style=width:298.8pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-10.8pt;margin-left:54pt;margin-right:14.4pt'>&nbsp;</P>
</TD><TD valign=top style=width:7.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=justify style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:57pt;padding-left:1.45pt;padding-right:1.45pt><P align=justify style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:9pt;padding-left:1.45pt;padding-right:1.45pt><P align=justify style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:9pt;padding-left:1.45pt;padding-right:1.45pt><P align=justify style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:63pt;padding-left:1.45pt;padding-right:1.45pt><P align=justify style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=top style=width:298.8pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-45pt;margin-left:54pt;margin-right:14.4pt'>Total assets</P>
</TD><TD valign=top style=width:7.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:57pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>5,566,650</P>
</TD><TD valign=top style=width:9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:63pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>5,015,072</P>
</TD></TR>
<TR><TD valign=top style=width:298.8pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-45pt;margin-left:54pt;margin-right:14.4pt'>Loans receivable, gross</P>
</TD><TD valign=top style=width:7.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:57pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>4,459,724</P>
</TD><TD valign=top style=width:9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:63pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>4,201,380</P>
</TD></TR>
<TR><TD valign=top style=width:298.8pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-45pt;margin-left:54pt;margin-right:14.4pt'>Allowance for loan losses</P>
</TD><TD valign=top style=width:7.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:57pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>49,801</P>
</TD><TD valign=top style=width:9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:63pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>40,294</P>
</TD></TR>
<TR><TD valign=top style=width:298.8pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-45pt;margin-left:54pt;margin-right:14.4pt'>Other real estate owned, net</P>
</TD><TD valign=top style=width:7.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:57pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>4,435</P>
</TD><TD valign=top style=width:9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:63pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>5,525</P>
</TD></TR>
<TR><TD valign=top style=width:298.8pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-45pt;margin-left:54pt;margin-right:14.4pt'>Available-for-sale securities, at fair value</P>
</TD><TD valign=top style=width:7.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:57pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>446,935</P>
</TD><TD valign=top style=width:9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:63pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>374,175</P>
</TD></TR>
<TR><TD valign=top style=width:298.8pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-45pt;margin-left:54pt;margin-right:14.4pt'>Deposits</P>
</TD><TD valign=top style=width:7.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:57pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>4,512,158</P>
</TD><TD valign=top style=width:9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:63pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>3,960,106</P>
</TD></TR>
<TR><TD valign=top style=width:298.8pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-45pt;margin-left:54pt;margin-right:14.4pt'>Total borrowings</P>
</TD><TD valign=top style=width:7.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:57pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>366,709</P>
</TD><TD valign=top style=width:9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:63pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>412,374</P>
</TD></TR>
<TR><TD valign=top style=width:298.8pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-45pt;margin-left:54pt;margin-right:14.4pt'>Total common stockholders&#8217; equity</P>
</TD><TD valign=top style=width:7.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:57pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>626,728</P>
</TD><TD valign=top style=width:9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:63pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>603,066</P>
</TD></TR>
<TR><TD valign=top style=width:298.8pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-10.8pt;margin-left:20.15pt;margin-right:14.4pt'>Non-performing assets (excluding FDIC-assisted transaction assets)</P>
</TD><TD valign=top style=width:7.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:57pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>7,628</P>
</TD><TD valign=top style=width:9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:63pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>8,170</P>
</TD></TR>
</TABLE>
<P style='font:9pt Times New Roman;margin-top:0pt;margin-bottom:0.95pt;margin-left:9.35pt'>&nbsp;</P>
<P style='font:9pt Times New Roman;margin-top:0pt;margin-bottom:0.95pt;margin-left:9.35pt'>&nbsp;</P>
<TABLE align=center style=border-collapse:collapse;width:88%><TR><TD valign=bottom style=width:34.44%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:2.06%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=4 valign=bottom style=width:21.84%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'><B>Three Months Ended</B></P>
</TD><TD valign=top style=width:0.92%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=5 valign=bottom style=width:24.54%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'><B>Six Months Ended</B></P>
</TD><TD valign=bottom style=width:0.86%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:13.36%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'><B>Three Months</B></P>
<P align=center style='font:9pt Arial;margin:0'><B>Ended</B></P>
</TD></TR>
<TR><TD valign=bottom style=width:34.44%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.06%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=4 valign=bottom style=width:21.84%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'><B>June 30,</B></P>
</TD><TD valign=top style=width:0.92%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.66%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=4 valign=bottom style=width:22.86%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'><B>June 30,</B></P>
</TD><TD valign=bottom style=width:0.86%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:13.36%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'><B>March 31,</B></P>
</TD></TR>
<TR><TD valign=bottom style=width:34.44%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.06%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style='width:9.76%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><B>2020</B></P>
</TD><TD valign=top style='width:0.88%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style='width:2.12%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style='width:9.08%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><B>2019</B></P>
</TD><TD valign=top style=width:0.92%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.66%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:9.32%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><B>2020</B></P>
</TD><TD valign=bottom style='width:0.88%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:1.66%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:11%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><B>2019</B></P>
</TD><TD valign=bottom style=width:0.86%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:13.36%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><B>2020</B></P>
</TD></TR>
<TR><TD valign=bottom style=width:34.44%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=14 valign=bottom style=width:65.56%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'><B>(In thousands)</B></P>
</TD></TR>
<TR><TD valign=bottom style=width:34.44%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'><B>Selected Operating Data:</B></P>
</TD><TD valign=bottom style=width:2.06%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.76%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.88%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:0.92%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.66%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.32%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.88%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.66%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.86%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:13.36%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:34.44%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:8.25pt'>Interest income</P>
</TD><TD valign=bottom style=width:2.06%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:9.76%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>54,011</P>
</TD><TD valign=bottom style=width:0.88%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.12%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:9.08%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>58,723</P>
</TD><TD valign=top style=width:0.92%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.66%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:9.32%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>111,485</P>
</TD><TD valign=bottom style=width:0.88%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.66%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:11%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>116,081</P>
</TD><TD valign=bottom style=width:0.86%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:13.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>57,474</P>
</TD></TR>
<TR><TD valign=bottom style=width:34.44%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:8.25pt'>Interest expense</P>
</TD><TD valign=bottom style=width:2.06%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:9.76%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>10,556</P>
</TD><TD valign=bottom style=width:0.88%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.12%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:9.08%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>13,802</P>
</TD><TD valign=top style=width:0.92%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.66%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:9.32%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>23,092</P>
</TD><TD valign=bottom style=width:0.88%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.66%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:11%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>26,555</P>
</TD><TD valign=bottom style=width:0.86%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:13.36%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>12,536</P>
</TD></TR>
<TR><TD valign=bottom style=width:34.44%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:8.25pt'>Net interest income</P>
</TD><TD valign=bottom style=width:2.06%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:9.76%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>43,455</P>
</TD><TD valign=bottom style=width:0.88%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.12%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:9.08%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>44,921</P>
</TD><TD valign=top style=width:0.92%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.66%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:9.32%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>88,393</P>
</TD><TD valign=bottom style=width:0.88%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.66%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:11%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>89,526</P>
</TD><TD valign=bottom style=width:0.86%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:13.36%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>44,938</P>
</TD></TR>
<TR><TD valign=bottom style=width:34.44%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:8.25pt'>Provision for loan losses</P>
</TD><TD valign=bottom style=width:2.06%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.76%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>6,000</P>
</TD><TD valign=bottom style=width:0.88%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.12%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.08%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>1,600</P>
</TD><TD valign=top style=width:0.92%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.66%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.32%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>9,871</P>
</TD><TD valign=bottom style=width:0.88%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.66%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>3,550</P>
</TD><TD valign=bottom style=width:0.86%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:13.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>3,871</P>
</TD></TR>
<TR><TD valign=bottom style=width:34.44%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:8.25pt'>Non-interest income</P>
</TD><TD valign=bottom style=width:2.06%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.76%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>8,261</P>
</TD><TD valign=bottom style=width:0.88%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.12%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.08%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>7,157</P>
</TD><TD valign=top style=width:0.92%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.66%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.32%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>15,627</P>
</TD><TD valign=bottom style=width:0.88%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.66%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>14,607</P>
</TD><TD valign=bottom style=width:0.86%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:13.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>7,367</P>
</TD></TR>
<TR><TD valign=bottom style=width:34.44%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:8.25pt'>Non-interest expense</P>
</TD><TD valign=bottom style=width:2.06%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.76%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>29,349</P>
</TD><TD valign=bottom style=width:0.88%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.12%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.08%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>28,383</P>
</TD><TD valign=top style=width:0.92%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.66%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.32%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>60,163</P>
</TD><TD valign=bottom style=width:0.88%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.66%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>56,877</P>
</TD><TD valign=bottom style=width:0.86%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:13.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>30,815</P>
</TD></TR>
<TR><TD valign=bottom style=width:34.44%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:8.25pt'>Provision for income taxes</P>
</TD><TD valign=bottom style=width:2.06%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:9.76%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>3,164</P>
</TD><TD valign=bottom style=width:0.88%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.12%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:9.08%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>3,720</P>
</TD><TD valign=top style=width:0.92%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.66%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:9.32%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>5,915</P>
</TD><TD valign=bottom style=width:0.88%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.66%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:11%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>7,718</P>
</TD><TD valign=bottom style=width:0.86%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:13.36%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>2,751</P>
</TD></TR>
<TR><TD valign=bottom style=width:34.44%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-5.85pt;margin-left:21.75pt'>Net income and net income available to common shareholders</P>
</TD><TD valign=bottom style=width:2.06%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:9.76%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>13,203</P>
</TD><TD valign=bottom style=width:0.88%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.12%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:9.08%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>18,375</P>
</TD><TD valign=top style=width:0.92%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.66%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:9.32%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>28,071</P>
</TD><TD valign=bottom style=width:0.88%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.66%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:11%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>35,988</P>
</TD><TD valign=bottom style=width:0.86%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:13.36%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>14,868</P>
</TD></TR>
<TR><TD valign=bottom style=width:34.44%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.06%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style='width:9.76%;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:0.88%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:2.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style='width:9.08%;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:0.92%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.66%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:9.32%;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.88%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.66%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:11%;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.86%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:13.36%;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
</TABLE>
<P style='font:9pt Times New Roman;margin-top:0pt;margin-bottom:0.95pt;margin-left:9.35pt'>&nbsp;</P>
<P style='font:9pt Times New Roman;margin-top:0pt;margin-bottom:0.95pt;margin-left:9.35pt'>&nbsp;</P>
<TABLE align=center style=border-collapse:collapse;width:528pt><TR><TD valign=bottom style=width:220.35pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=2 valign=bottom style=width:100.05pt><P align=center style='font:9pt Arial;margin:0'><FONT style='font-family:Times New Roman'><B>At or For the Three</B></FONT></P>
<P align=center style='font:9pt Arial;margin:0'><FONT style='font-family:Times New Roman'><B>Months Ended</B></FONT></P>
</TD><TD valign=top style=width:0.7pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=2 valign=bottom style=width:104.1pt><P align=center style='font:9pt Arial;margin:0'><FONT style='font-family:Times New Roman'><B>At or For the Six</B></FONT></P>
<P align=center style='font:9pt Arial;margin:0'><FONT style='font-family:Times New Roman'><B>Months Ended</B></FONT></P>
</TD><TD valign=top style=width:0.7pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:78.9pt><P align=center style='font:9pt Arial;margin:0'><FONT style='font-family:Times New Roman'><B>At or For the Three Months Ended</B></FONT></P>
</TD></TR>
<TR><TD valign=bottom style=width:220.35pt><P style='font:9pt Arial;margin:0;text-indent:-10.8pt;margin-left:54pt;margin-right:14.4pt'>&nbsp;</P>
</TD><TD colspan=2 valign=bottom style=width:100.05pt><P align=center style='font:9pt Arial;margin:0'><FONT style='font-family:Times New Roman'><B>June 30,</B></FONT></P>
</TD><TD valign=top style=width:0.7pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=2 valign=bottom style=width:104.1pt><P align=center style='font:9pt Arial;margin:0'><FONT style='font-family:Times New Roman'><B>June 30,</B></FONT></P>
</TD><TD valign=top style=width:0.7pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:78.9pt><P align=center style='font:9pt Arial;margin:0'><FONT style='font-family:Times New Roman'><B>March 31,</B></FONT></P>
</TD></TR>
<TR><TD valign=bottom style=width:220.35pt><P style='font:9pt Arial;margin:0;text-indent:-10.8pt;margin-left:54pt;margin-right:14.4pt'>&nbsp;</P>
</TD><TD valign=bottom style='width:49.65pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><FONT style='font-family:Times New Roman'><B>2020</B></FONT></P>
</TD><TD valign=bottom style='width:50.4pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><FONT style='font-family:Times New Roman'><B>2019</B></FONT></P>
</TD><TD valign=top style=width:0.7pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:48.6pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><FONT style='font-family:Times New Roman'><B>2020</B></FONT></P>
</TD><TD valign=bottom style='width:55.5pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><FONT style='font-family:Times New Roman'><B>2019</B></FONT></P>
</TD><TD valign=top style=width:0.7pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:79.7pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><FONT style='font-family:Times New Roman'><B>2020</B></FONT></P>
</TD></TR>
<TR style=height:8.1pt><TD valign=bottom style=width:220.35pt><P style='font:9pt Arial;margin:0;margin-right:14.4pt'>&nbsp;</P>
</TD><TD colspan=7 valign=top style=width:0.7pt><P align=center style='font:9pt Arial;margin:0'><B>(Dollars in thousands, except per share data)</B></P>
</TD></TR>
<TR style=height:8.1pt><TD valign=bottom style=width:220.35pt><P style='font:9pt Arial;margin:0;text-indent:-54pt;margin-left:54pt;margin-right:14.4pt'><B>Per Common Share:</B></P>
</TD><TD valign=top style=width:49.65pt><P align=justify style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:50.4pt><P align=justify style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:0.7pt><P align=justify style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:48.6pt><P align=justify style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:55.5pt><P align=justify style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:0.7pt><P align=justify style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:79.7pt><P align=justify style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:220.35pt><P style='font:9pt Arial;margin:0;text-indent:-41.4pt;margin-left:54pt;margin-right:14.4pt'>Net income (fully diluted)</P>
</TD><TD valign=bottom style=width:49.65pt><P align=right style='font:9pt Arial;margin:0'>$<FONT style='border-bottom:3px double #000000'> &nbsp;&nbsp;  &nbsp;&nbsp;0.93</FONT></P>
</TD><TD valign=bottom style=width:50.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;$&nbsp;<FONT style='border-bottom:3px double #000000'> &nbsp;&nbsp;&nbsp;&nbsp;1.28</FONT></P>
</TD><TD valign=top style=width:0.7pt><P align=right style='font:9pt Arial;margin:0;margin-right:-5.25pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:48.6pt><P align=right style='font:9pt Arial;margin:0;margin-right:0.65pt'>&nbsp;$<FONT style='border-bottom:3px double #000000'> &nbsp; &nbsp;&nbsp;&nbsp;1.98</FONT></P>
</TD><TD valign=bottom style=width:55.5pt><P align=right style='font:9pt Arial;margin:0;margin-right:3.8pt'>&nbsp;$<FONT style='border-bottom:3px double #000000'> &nbsp;&nbsp;&nbsp;&nbsp; &nbsp; 2.52</FONT></P>
</TD><TD valign=top style=width:0.7pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:79.7pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;$<FONT style='border-bottom:3px double #000000'> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;1.04</FONT></P>
</TD></TR>
<TR><TD valign=bottom style=width:220.35pt><P style='font:9pt Arial;margin:0;text-indent:-41.4pt;margin-left:54pt;margin-right:14.4pt'>Book value</P>
</TD><TD valign=bottom style=width:49.65pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;$<FONT style='border-bottom:3px double #000000'> &nbsp;  &nbsp;44.50</FONT></P>
</TD><TD valign=bottom style=width:50.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;$&nbsp;<FONT style='border-bottom:3px double #000000'> &nbsp;&nbsp;40.30</FONT></P>
</TD><TD valign=top style=width:0.7pt><P align=right style='font:9pt Arial;margin:0;margin-right:-5.25pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:48.6pt><P align=right style='font:9pt Arial;margin:0;margin-right:0.65pt'>&nbsp;$<FONT style='border-bottom:3px double #000000'> &nbsp; &nbsp;44.50</FONT></P>
</TD><TD valign=bottom style=width:55.5pt><P align=right style='font:9pt Arial;margin:0;margin-right:3.8pt'>&nbsp;$&nbsp;<FONT style='border-bottom:3px double #000000'> &nbsp;&nbsp;&nbsp;&nbsp;40.30</FONT></P>
</TD><TD valign=top style=width:0.7pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:79.7pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;$<FONT style='border-bottom:3px double #000000'> &nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp; &nbsp;&nbsp;&nbsp;43.61</FONT></P>
</TD></TR>
<TR><TD valign=bottom style=width:220.35pt><P style='font:9pt Arial;margin:0;text-indent:-41.4pt;margin-left:54pt;margin-right:14.4pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:49.65pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:50.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:0.7pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:48.6pt><P align=right style='font:9pt Arial;margin:0;margin-right:0.65pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:55.5pt><P align=right style='font:9pt Arial;margin:0;margin-right:-0.7pt'>&nbsp;</P>
</TD><TD valign=top style=width:0.7pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:79.7pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:220.35pt><P style='font:9pt Arial;margin:0'><FONT style='font-family:Times New Roman'><B>Earnings Performance Ratios:</B></FONT></P>
</TD><TD valign=bottom style=width:49.65pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:50.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:0.7pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:48.6pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:55.5pt><P align=right style='font:9pt Arial;margin:0;margin-right:-0.7pt'>&nbsp;</P>
</TD><TD valign=top style=width:0.7pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:79.7pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:220.35pt><P style='font:9pt Arial;margin:0;text-indent:-41.4pt;margin-left:54pt;margin-right:14.4pt'>Annualized return on average assets</P>
</TD><TD valign=bottom style=width:49.65pt><P align=right style='font:9pt Arial;margin:0'>0.98%</P>
</TD><TD valign=bottom style=width:50.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;&nbsp;1.52%</P>
</TD><TD valign=top style=width:0.7pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:48.6pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.4pt'>1.08%</P>
</TD><TD valign=bottom style=width:55.5pt><P align=right style='font:9pt Arial;margin:0;margin-right:-0.7pt'>&nbsp;&nbsp;1.51%</P>
</TD><TD valign=top style=width:0.7pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:79.7pt><P align=right style='font:9pt Arial;margin:0;margin-right:8.25pt'>1.20%</P>
</TD></TR>
<TR><TD valign=bottom style=width:220.35pt;padding-left:5.75pt><P style='font:9pt Arial;margin:0;text-indent:-41.75pt;margin-left:54.7pt'>Annualized return on average </P>
<P style='font:9pt Arial;margin:0;text-indent:-41.75pt;margin-left:54.7pt'> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;common stockholders&#8217; equity</P>
</TD><TD valign=bottom style=width:49.65pt><P align=right style='font:9pt Arial;margin:0'>8.45%</P>
</TD><TD valign=bottom style=width:50.4pt><P align=right style='font:9pt Arial;margin:0'>13.24%</P>
</TD><TD valign=top style=width:0.7pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:48.6pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.4pt'>9.18%</P>
</TD><TD valign=bottom style=width:55.5pt><P align=right style='font:9pt Arial;margin:0;margin-right:-0.7pt'>&nbsp;&nbsp;13.18%</P>
</TD><TD valign=top style=width:0.7pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:79.7pt><P align=right style='font:9pt Arial;margin:0;margin-right:8.25pt'>9.93%</P>
</TD></TR>
<TR><TD valign=bottom style=width:220.35pt><P style='font:9pt Arial;margin:0;text-indent:-41.4pt;margin-left:54pt;margin-right:14.4pt'>Net interest margin</P>
</TD><TD valign=bottom style=width:49.65pt><P align=right style='font:9pt Arial;margin:0'>3.39%</P>
</TD><TD valign=bottom style=width:50.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;&nbsp;3.97%</P>
</TD><TD valign=top style=width:0.7pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:48.6pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.4pt'>3.61%</P>
</TD><TD valign=bottom style=width:55.5pt><P align=right style='font:9pt Arial;margin:0;margin-right:-0.7pt'>&nbsp;&nbsp;4.02%</P>
</TD><TD valign=top style=width:0.7pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:79.7pt><P align=right style='font:9pt Arial;margin:0;margin-right:8.25pt'>3.84%</P>
</TD></TR>
<TR><TD valign=bottom style=width:220.35pt><P style='font:9pt Arial;margin:0;text-indent:-41.4pt;margin-left:54pt;margin-right:14.4pt'>Average interest rate spread</P>
</TD><TD valign=bottom style=width:49.65pt><P align=right style='font:9pt Arial;margin:0'>3.12%</P>
</TD><TD valign=bottom style=width:50.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;&nbsp;3.64%</P>
</TD><TD valign=top style=width:0.7pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:48.6pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.4pt'>3.32%</P>
</TD><TD valign=bottom style=width:55.5pt><P align=right style='font:9pt Arial;margin:0;margin-right:-0.7pt'>&nbsp;&nbsp;3.69%</P>
</TD><TD valign=top style=width:0.7pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:79.7pt><P align=right style='font:9pt Arial;margin:0;margin-right:8.25pt'>3.54%</P>
</TD></TR>
<TR><TD valign=bottom style=width:220.35pt><P style='font:9pt Arial;margin:0;text-indent:-41.4pt;margin-left:54pt;margin-right:14.4pt'>Efficiency ratio</P>
</TD><TD valign=bottom style=width:49.65pt><P align=right style='font:9pt Arial;margin:0'>56.75%</P>
</TD><TD valign=bottom style=width:50.4pt><P align=right style='font:9pt Arial;margin:0'>54.50%</P>
</TD><TD valign=top style=width:0.7pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:48.6pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.4pt'>57.84%</P>
</TD><TD valign=bottom style=width:55.5pt><P align=right style='font:9pt Arial;margin:0;margin-right:-0.7pt'>&nbsp;54.62%</P>
</TD><TD valign=top style=width:0.7pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:79.7pt><P align=right style='font:9pt Arial;margin:0;margin-right:8.25pt'>58.91%</P>
</TD></TR>
<TR><TD valign=bottom style=width:220.35pt><P style='font:9pt Arial;margin:0;text-indent:-41.4pt;margin-left:54pt;margin-right:14.4pt'>Non-interest expense to average total assets</P>
</TD><TD valign=bottom style=width:49.65pt><P align=right style='font:9pt Arial;margin:0'>2.17%</P>
</TD><TD valign=bottom style=width:50.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;&nbsp;2.35%</P>
</TD><TD valign=top style=width:0.7pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:48.6pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.4pt'>2.32%</P>
</TD><TD valign=bottom style=width:55.5pt><P align=right style='font:9pt Arial;margin:0;margin-right:-0.7pt'>&nbsp;&nbsp;2.38%</P>
</TD><TD valign=top style=width:0.7pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:79.7pt><P align=right style='font:9pt Arial;margin:0;margin-right:8.25pt'>2.48%</P>
</TD></TR>
<TR><TD valign=bottom style=width:220.35pt><P style='font:9pt Arial;margin:0;text-indent:-41.4pt;margin-left:54pt;margin-right:14.4pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:49.65pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:50.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:0.7pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:48.6pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.4pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:55.5pt><P align=right style='font:9pt Arial;margin:0;margin-right:-0.7pt'>&nbsp;</P>
</TD><TD valign=top style=width:0.7pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:79.7pt><P align=right style='font:9pt Arial;margin:0;margin-right:8.25pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:220.35pt><P style='font:9pt Arial;margin:0;margin-right:14.4pt'><B>Asset Quality Ratios:</B></P>
</TD><TD valign=bottom style=width:49.65pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:50.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:0.7pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:48.6pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.4pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:55.5pt><P align=right style='font:9pt Arial;margin:0;margin-right:-0.7pt'>&nbsp;</P>
</TD><TD valign=top style=width:0.7pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:79.7pt><P align=right style='font:9pt Arial;margin:0;margin-right:8.25pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:220.35pt><P style='font:9pt Arial;margin:0;text-indent:-41.4pt;margin-left:54pt;margin-right:14.4pt'>Allowance for loan losses to period-end loans</P>
<P style='font:9pt Arial;margin:0;text-indent:-41.4pt;margin-left:54pt'> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(excluding covered/previously covered loans)</P>
</TD><TD valign=bottom style=width:49.65pt><P align=right style='font:9pt Arial;margin:0'>1.14%</P>
</TD><TD valign=bottom style=width:50.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;&nbsp;0.97%</P>
</TD><TD valign=top style=width:0.7pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:48.6pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.4pt'>1.14%</P>
</TD><TD valign=bottom style=width:55.5pt><P align=right style='font:9pt Arial;margin:0;margin-right:-0.7pt'>&nbsp;&nbsp;0.97%</P>
</TD><TD valign=top style=width:0.7pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:79.7pt><P align=right style='font:9pt Arial;margin:0;margin-right:8.25pt'>1.07%</P>
</TD></TR>
<TR><TD valign=bottom style=width:220.35pt><P style='font:9pt Arial;margin:0;text-indent:-41.4pt;margin-left:54pt;margin-right:-0.9pt'>Non-performing assets to period-end assets</P>
</TD><TD valign=bottom style=width:49.65pt><P align=right style='font:9pt Arial;margin:0'>0.14%</P>
</TD><TD valign=bottom style=width:50.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;&nbsp;0.33%</P>
</TD><TD valign=top style=width:0.7pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:48.6pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.4pt'>0.14%</P>
</TD><TD valign=bottom style=width:55.5pt><P align=right style='font:9pt Arial;margin:0;margin-right:-0.7pt'>&nbsp;&nbsp;0.33%</P>
</TD><TD valign=top style=width:0.7pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:79.7pt><P align=right style='font:9pt Arial;margin:0;margin-right:8.25pt'>0.16%</P>
</TD></TR>
<TR><TD valign=bottom style=width:220.35pt><P style='font:9pt Arial;margin:0;text-indent:-41.4pt;margin-left:54pt;margin-right:14.4pt'>Non-performing loans to period-end loans</P>
</TD><TD valign=bottom style=width:49.65pt><P align=right style='font:9pt Arial;margin:0'>0.12%</P>
</TD><TD valign=bottom style=width:50.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;&nbsp;0.27%</P>
</TD><TD valign=top style=width:0.7pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:48.6pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.4pt'>0.12%</P>
</TD><TD valign=bottom style=width:55.5pt><P align=right style='font:9pt Arial;margin:0;margin-right:-0.7pt'>&nbsp;&nbsp;0.27%</P>
</TD><TD valign=top style=width:0.7pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:79.7pt><P align=right style='font:9pt Arial;margin:0;margin-right:8.25pt'>0.12%</P>
</TD></TR>
<TR><TD valign=bottom style=width:220.35pt><P style='font:9pt Arial;margin:0;text-indent:-41.4pt;margin-left:54pt;margin-right:14.4pt'>Annualized net charge-offs to average loans</P>
</TD><TD valign=bottom style=width:49.65pt><P align=right style='font:9pt Arial;margin:0'>0.01%</P>
</TD><TD valign=bottom style=width:50.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;&nbsp;0.10%</P>
</TD><TD valign=top style=width:0.7pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:48.6pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.4pt'>0.02%</P>
</TD><TD valign=bottom style=width:55.5pt><P align=right style='font:9pt Arial;margin:0;margin-right:-0.7pt'>&nbsp;&nbsp;0.13%</P>
</TD><TD valign=top style=width:0.7pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:79.7pt><P align=right style='font:9pt Arial;margin:0;margin-right:8.25pt'>0.02%</P>
</TD></TR>
</TABLE>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P align=center style='font:11pt Arial;margin:0'>17</P>
<HR style='page-break-after:always;border:0;height:3pt;background-color:#909090;margin:8pt 0'><P style=line-height:0;margin:0></P>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P align=center style='font:10pt Arial;margin:0'><FONT style=font-size:11pt><B>Great Southern Bancorp, </B><B>Inc.</B><B> and Subsidiaries</B></FONT></P>
<P align=center style='font:11pt Arial;margin:0'><B>Consolidated Statements of Financial Condition</B></P>
<P align=center style='font:11pt Arial;margin:0'><B>(In thousands, except number of shares)</B></P>
<P align=center style='font:10pt Courier New;margin:0;margin-right:22.5pt'>&nbsp;</P>
<TABLE align=center style=border-collapse:collapse;width:93.8%><TR><TD valign=bottom style=width:290.1pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-30.6pt;margin-left:39.6pt;margin-right:14.4pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:61.65pt;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><FONT style='font-family:Times New Roman'><B>June 30,</B></FONT></P>
<P align=center style='font:9pt Arial;margin:0'><FONT style='font-family:Times New Roman'><B>2020</B></FONT></P>
</TD><TD valign=bottom style='width:3.65pt;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.85pt;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:61.65pt;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><FONT style='font-family:Times New Roman'><B>December 31,</B></FONT></P>
<P align=center style='font:9pt Arial;margin:0'><FONT style='font-family:Times New Roman'><B>2019</B></FONT></P>
</TD><TD valign=top style='width:3.9pt;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style='width:7pt;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:61.65pt;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><FONT style='font-family:Times New Roman'><B>March 31,</B></FONT></P>
<P align=center style='font:9pt Arial;margin:0'><FONT style='font-family:Times New Roman'><B>2020</B></FONT></P>
</TD><TD valign=top style=width:4pt;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:290.1pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-30.6pt;margin-left:39.6pt;margin-right:14.4pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=7 valign=bottom style='width:207.35pt;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><FONT style='font-family:Times New Roman'><B>(In thousands)</B></FONT></P>
</TD><TD valign=top style=width:4pt;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:290.1pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-30.6pt;margin-left:25.2pt;margin-right:14.4pt'><B> &nbsp;Assets</B></P>
</TD><TD valign=bottom style=width:7.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=justify style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=justify style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:3.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=justify style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.85pt;padding-left:1.45pt;padding-right:1.45pt><P align=justify style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=justify style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:3.9pt;padding-left:1.45pt;padding-right:1.45pt><P align=justify style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:7pt;padding-left:1.45pt;padding-right:1.45pt><P align=justify style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=justify style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:4pt;padding-left:1.45pt;padding-right:1.45pt><P align=justify style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:290.1pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-30.6pt;margin-left:39.6pt;margin-right:14.4pt'>Cash</P>
</TD><TD valign=bottom style=width:7.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>97,208</P>
</TD><TD valign=bottom style=width:3.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.85pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>99,299</P>
</TD><TD valign=top style=width:3.9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>104,142</P>
</TD><TD valign=top style=width:4pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:290.1pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-30.6pt;margin-left:39.6pt;margin-right:14.4pt'>Interest-bearing deposits in other financial institutions</P>
</TD><TD valign=bottom style=width:7.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:61.65pt;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>376,437</P>
</TD><TD valign=bottom style=width:3.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.85pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:61.65pt;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>120,856</P>
</TD><TD valign=top style=width:3.9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:61.65pt;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>136,352</P>
</TD><TD valign=top style=width:4pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:290.1pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-30.6pt;margin-left:72pt;margin-right:14.4pt'>Cash and cash equivalents</P>
</TD><TD valign=bottom style=width:7.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:61.65pt;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>473,645</P>
</TD><TD valign=bottom style=width:3.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.85pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:61.65pt;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>220,155</P>
</TD><TD valign=top style=width:3.9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:61.65pt;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>240,494</P>
</TD><TD valign=top style=width:4pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:290.1pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-30.6pt;margin-left:72pt;margin-right:14.4pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:3.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.85pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:3.9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:4pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR style=height:12.15pt><TD valign=bottom style=width:290.1pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-30.6pt;margin-left:39.6pt;margin-right:14.4pt'>Available-for-sale securities</P>
</TD><TD valign=bottom style=width:7.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>446,935</P>
</TD><TD valign=bottom style=width:3.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.85pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>374,175</P>
</TD><TD valign=top style=width:3.9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>395,799</P>
</TD><TD valign=top style=width:4pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:290.1pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-30.6pt;margin-left:39.6pt;margin-right:14.4pt'>Mortgage loans held for sale</P>
</TD><TD valign=bottom style=width:7.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>20,188</P>
</TD><TD valign=bottom style=width:3.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.85pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>9,242</P>
</TD><TD valign=top style=width:3.9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>16,160</P>
</TD><TD valign=top style=width:4pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR style=height:21.15pt><TD valign=bottom style=width:290.1pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-10.8pt;margin-left:20.15pt;margin-right:14.4pt'>Loans receivable (1), net of allowance for loan losses of $49,801 &nbsp;&#8211; June 2020; &nbsp;$40,294 &nbsp;&#8211;&nbsp;December 2019; $43,928 &#8211;&nbsp;March 2020</P>
</TD><TD valign=bottom style=width:7.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>4,399,645</P>
</TD><TD valign=bottom style=width:3.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.85pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>4,153,982</P>
</TD><TD valign=top style=width:3.9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>4,195,035</P>
</TD><TD valign=top style=width:4pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:290.1pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-30.6pt;margin-left:39.6pt;margin-right:14.4pt'>Interest receivable</P>
</TD><TD valign=bottom style=width:7.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>14,759</P>
</TD><TD valign=bottom style=width:3.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.85pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>13,530</P>
</TD><TD valign=top style=width:3.9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>13,437</P>
</TD><TD valign=top style=width:4pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:290.1pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-30.6pt;margin-left:39.6pt;margin-right:14.4pt'>Prepaid expenses and other assets</P>
</TD><TD valign=bottom style=width:7.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>47,688</P>
</TD><TD valign=bottom style=width:3.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.85pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>74,984</P>
</TD><TD valign=top style=width:3.9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>47,712</P>
</TD><TD valign=top style=width:4pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:290.1pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-30.6pt;margin-left:39.6pt;margin-right:14.4pt'>Other real estate owned and repossessions (2), net</P>
</TD><TD valign=bottom style=width:7.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>4,435</P>
</TD><TD valign=bottom style=width:3.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.85pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>5,525</P>
</TD><TD valign=top style=width:3.9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>4,979</P>
</TD><TD valign=top style=width:4pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:290.1pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-30.6pt;margin-left:39.6pt;margin-right:14.4pt'>Premises and equipment, net</P>
</TD><TD valign=bottom style=width:7.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>140,558</P>
</TD><TD valign=bottom style=width:3.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.85pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>141,908</P>
</TD><TD valign=top style=width:3.9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>141,699</P>
</TD><TD valign=top style=width:4pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:290.1pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-30.6pt;margin-left:39.6pt;margin-right:14.4pt'>Goodwill and other intangible assets</P>
</TD><TD valign=bottom style=width:7.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>7,521</P>
</TD><TD valign=bottom style=width:3.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.85pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>8,098</P>
</TD><TD valign=top style=width:3.9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>7,809</P>
</TD><TD valign=top style=width:4pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:290.1pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-30.6pt;margin-left:39.6pt;margin-right:14.4pt'>Federal Home Loan Bank stock and other interest earning assets</P>
</TD><TD valign=bottom style=width:7.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:61.65pt;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>11,276</P>
</TD><TD valign=bottom style=width:3.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.85pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:61.65pt;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>13,473</P>
</TD><TD valign=top style=width:3.9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:61.65pt;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>9,896</P>
</TD><TD valign=top style=width:4pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:290.1pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-30.6pt;margin-left:39.6pt;margin-right:14.4pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:61.65pt;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:3.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.85pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:61.65pt;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:3.9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:61.65pt;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:4pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:290.1pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-30.6pt;margin-left:72pt;margin-right:14.4pt'>Total Assets</P>
</TD><TD valign=bottom style=width:7.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:61.65pt;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>5,566,650</P>
</TD><TD valign=bottom style=width:3.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.85pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:61.65pt;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>5,015,072</P>
</TD><TD valign=top style=width:3.9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:61.65pt;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>5,073,020</P>
</TD><TD valign=top style=width:4pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR style=height:4pt><TD valign=bottom style=width:290.1pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-30.6pt;margin-left:72pt;margin-right:14.4pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:61.65pt;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:3.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.85pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:61.65pt;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:3.9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:61.65pt;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:4pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:290.1pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-77.4pt;margin-left:72pt;margin-right:14.4pt'><B> &nbsp;Liabilities and Stockholders&#8217; Equity</B></P>
</TD><TD valign=bottom style=width:7.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:3.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.85pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:3.9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:4pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:290.1pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-21.6pt;margin-left:25.2pt;margin-right:14.4pt'><B>Liabilities</B></P>
</TD><TD valign=bottom style=width:7.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:3.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.85pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:3.9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:4pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:290.1pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-30.6pt;margin-left:39.6pt;margin-right:14.4pt'>Deposits</P>
</TD><TD valign=bottom style=width:7.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>4,512,158</P>
</TD><TD valign=bottom style=width:3.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.85pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>3,960,106</P>
</TD><TD valign=top style=width:3.9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>4,178,918</P>
</TD><TD valign=top style=width:4pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:290.1pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-12.6pt;margin-left:21.6pt;margin-right:1.5pt'>Securities sold under reverse repurchase agreements with customers</P>
</TD><TD valign=bottom style=width:7.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>191,624</P>
</TD><TD valign=bottom style=width:3.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.85pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>84,167</P>
</TD><TD valign=top style=width:3.9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>124,484</P>
</TD><TD valign=top style=width:4pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:290.1pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-30.6pt;margin-left:39.6pt;margin-right:14.4pt'>Short-term borrowings</P>
</TD><TD valign=bottom style=width:7.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>1,279</P>
</TD><TD valign=bottom style=width:3.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.85pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>228,157</P>
</TD><TD valign=top style=width:3.9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>1,312</P>
</TD><TD valign=top style=width:4pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:290.1pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-30.6pt;margin-left:39.6pt;margin-right:14.4pt'>Subordinated debentures issued to capital trust</P>
</TD><TD valign=bottom style=width:7.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>25,774</P>
</TD><TD valign=bottom style=width:3.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.85pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>25,774</P>
</TD><TD valign=top style=width:3.9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>25,774</P>
</TD><TD valign=top style=width:4pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:290.1pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-30.6pt;margin-left:39.6pt;margin-right:14.4pt'>Subordinated notes</P>
</TD><TD valign=bottom style=width:7.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>148,032</P>
</TD><TD valign=bottom style=width:3.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.85pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>74,276</P>
</TD><TD valign=top style=width:3.9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>74,385</P>
</TD><TD valign=top style=width:4pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:290.1pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-30.6pt;margin-left:39.6pt;margin-right:14.4pt'>Accrued interest payable</P>
</TD><TD valign=bottom style=width:7.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>3,464</P>
</TD><TD valign=bottom style=width:3.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.85pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>4,250</P>
</TD><TD valign=top style=width:3.9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>2,747</P>
</TD><TD valign=top style=width:4pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:290.1pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-30.6pt;margin-left:39.6pt'>Advances from borrowers for taxes and insurance</P>
</TD><TD valign=bottom style=width:7.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>10,729</P>
</TD><TD valign=bottom style=width:3.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.85pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>7,484</P>
</TD><TD valign=top style=width:3.9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>9,195</P>
</TD><TD valign=top style=width:4pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR style=height:3.7pt><TD valign=bottom style=width:290.1pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-30.6pt;margin-left:39.6pt;margin-right:14.4pt'>Accounts payable and accrued expenses</P>
</TD><TD valign=bottom style=width:7.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>33,520</P>
</TD><TD valign=bottom style=width:3.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.85pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>24,904</P>
</TD><TD valign=top style=width:3.9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>31,019</P>
</TD><TD valign=top style=width:4pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:290.1pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-30.6pt;margin-left:39.6pt;margin-right:14.4pt'>Current and deferred income taxes</P>
</TD><TD valign=bottom style=width:7.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:61.65pt;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>13,342</P>
</TD><TD valign=bottom style=width:3.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.85pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:61.65pt;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>2,888</P>
</TD><TD valign=top style=width:3.9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:61.65pt;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>10,954</P>
</TD><TD valign=top style=width:4pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:290.1pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-30.6pt;margin-left:72pt;margin-right:14.4pt'>Total Liabilities</P>
</TD><TD valign=bottom style=width:7.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:61.65pt;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>4,939,922</P>
</TD><TD valign=bottom style=width:3.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.85pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:61.65pt;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>4,412,006</P>
</TD><TD valign=top style=width:3.9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:61.65pt;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>4,458,788</P>
</TD><TD valign=top style=width:4pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:290.1pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:61.65pt;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:3.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.85pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:61.65pt;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:3.9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:61.65pt;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:4pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:290.1pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-21.6pt;margin-left:25.2pt;margin-right:14.4pt'><B>Stockholders&#8217; Equity</B></P>
</TD><TD valign=bottom style=width:7.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:3.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.85pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:3.9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:4pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:290.1pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-30.6pt;margin-left:39.6pt;margin-right:14.4pt'>Capital stock</P>
</TD><TD valign=bottom style=width:7.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:3.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.85pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:3.9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:4pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR style=height:20.25pt><TD valign=bottom style=width:290.1pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-6.9pt;margin-left:28.5pt;margin-right:3pt'>Preferred stock, $.01 par value; authorized 1,000,000 shares; issued and outstanding June 2020, December 2019 and March 2020 -0- shares </P>
</TD><TD valign=bottom style=width:7.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:3.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.85pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=top style=width:3.9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=top style=width:4pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:290.1pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-6.9pt;margin-left:28.5pt;margin-right:14.4pt'>Common stock, $.01 par value; authorized 20,000,000 shares; issued and outstanding June 2020 &#8211;&nbsp;14,084,420 shares; December 2019 &#8211;&nbsp;14,261,052 shares; March 2020 &#8211;&nbsp;14,083,820 shares</P>
</TD><TD valign=bottom style=width:7.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>141</P>
</TD><TD valign=bottom style=width:3.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.85pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>143</P>
</TD><TD valign=top style=width:3.9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>141</P>
</TD><TD valign=top style=width:4pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:290.1pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-30.6pt;margin-left:39.6pt;margin-right:14.4pt'>Additional paid-in capital</P>
</TD><TD valign=bottom style=width:7.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>34,230</P>
</TD><TD valign=bottom style=width:3.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.85pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>33,510</P>
</TD><TD valign=top style=width:3.9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>33,958</P>
</TD><TD valign=top style=width:4pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:290.1pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-30.6pt;margin-left:39.6pt;margin-right:14.4pt'>Retained earnings</P>
</TD><TD valign=bottom style=width:7.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>533,346</P>
</TD><TD valign=bottom style=width:3.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.85pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>537,167</P>
</TD><TD valign=top style=width:3.9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:61.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>524,922</P>
</TD><TD valign=top style=width:4pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:290.1pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-30.6pt;margin-left:39.6pt;margin-right:14.4pt'>Accumulated other comprehensive gain </P>
</TD><TD valign=bottom style=width:7.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:61.65pt;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>59,011</P>
</TD><TD valign=bottom style=width:3.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.85pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:61.65pt;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>32,246</P>
</TD><TD valign=top style=width:3.9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:61.65pt;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>55,211</P>
</TD><TD valign=top style=width:4pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:290.1pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-30.6pt;margin-left:72pt;margin-right:14.4pt'>Total Stockholders&#8217; Equity</P>
</TD><TD valign=bottom style=width:7.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:61.65pt;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>626,728</P>
</TD><TD valign=bottom style=width:3.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.85pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:61.65pt;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>603,066</P>
</TD><TD valign=top style=width:3.9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:61.65pt;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>614,232</P>
</TD><TD valign=top style=width:4pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:290.1pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-30.6pt;margin-left:72pt;margin-right:14.4pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:61.65pt;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:3.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.85pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:61.65pt;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:3.9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:61.65pt;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:4pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:290.1pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-30.6pt;margin-left:72pt;margin-right:14.4pt'>Total Liabilities and Stockholders&#8217; Equity</P>
</TD><TD valign=bottom style=width:7.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:61.65pt;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>5,566,650</P>
</TD><TD valign=bottom style=width:3.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.85pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:61.65pt;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>5,015,072</P>
</TD><TD valign=top style=width:3.9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:61.65pt;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>5,073,020</P>
</TD><TD valign=top style=width:4pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
</TABLE>
<P style='font:10pt LinePrinter;margin:0;margin-right:-72pt'>&nbsp;</P>
<P style='font:7pt Arial;margin:0;margin-left:18pt;margin-right:36pt'><KBD style='position:absolute;font:7pt Arial;margin-left:-18pt'>(1)</KBD>At June 30, 2020, December 31, 2019 and March 31, 2020, includes loans, net of discounts, totaling $110.7 million, $127.2 million and $117.2 million, respectively, which were acquired in FDIC-assisted transactions and are accounted for under ASC 310-30.&nbsp;</P>
<P style='font:7pt Arial;margin:0;margin-left:18pt;margin-right:36pt'><KBD style='position:absolute;font:7pt Arial;margin-left:-18pt'>(2)</KBD>At June 30, 2020, December 31, 2019 and March 31, 2020, includes foreclosed assets, net of discounts, totaling $1.2 million, $1.0 million and $1.3 million, respectively, which were acquired in FDIC-assisted transactions. &nbsp;In addition, June 30, 2020, December 31, 2019 and March 31, 2020, includes $860,000, $871,000 and $860,000 of properties which were not acquired through foreclosure, but are held for sale.&nbsp;</P>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P align=center style='font:11pt Arial;margin:0'>18</P>
<HR style='page-break-after:always;border:0;height:3pt;background-color:#909090;margin:8pt 0'><P style=line-height:0;margin:0></P>
</DIV>
<DIV style=margin-left:21.6pt;width:568.8pt><HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P align=center style='font:11pt Arial;margin:0'><B>Great Southern Bancorp, Inc. and Subsidiaries</B></P>
<P align=center style='font:11pt Arial;margin:0;text-indent:-13.5pt'><B>Consolidated Statements of Income</B></P>
<P align=center style='font:11pt Arial;margin:0;text-indent:-13.5pt'><B>(In thousands, except per share data)</B></P>
<P style='font:10pt Times New Roman;margin:0'>&nbsp;</P>
<TABLE align=center style=border-collapse:collapse;width:100%><TR style=height:12.2pt><TD valign=bottom style=width:41.2%;padding-left:5.75pt;padding-right:3.6pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=4 valign=bottom style=width:19.08%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'><B>Three Months Ended</B></P>
</TD><TD valign=top style=width:0.96%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=4 valign=bottom style=width:19.04%;padding-left:3.6pt;padding-right:3.6pt><P align=center style='font:9pt Arial;margin:0'><B>Six Months Ended</B></P>
</TD><TD valign=bottom style=width:1.62%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:12.74%;padding-left:5.75pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'><B>Three Months Ended</B></P>
</TD><TD valign=top style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR style=height:12.2pt><TD valign=bottom style=width:41.2%;padding-left:5.75pt;padding-right:3.6pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=4 valign=bottom style=width:19.08%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'><B>June 30,</B></P>
</TD><TD valign=top style=width:0.96%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=4 valign=bottom style=width:19.04%;padding-left:3.6pt;padding-right:3.6pt><P align=center style='font:9pt Arial;margin:0'><B>June 30,</B></P>
</TD><TD valign=bottom style=width:1.62%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:12.74%;padding-left:5.75pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'><B>March 31,</B></P>
</TD><TD valign=top style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR style=height:12.2pt><TD valign=bottom style=width:41.2%;padding-left:5.75pt;padding-right:3.6pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><B>2020</B></P>
</TD><TD valign=bottom style='width:0.94%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:1.38%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><B>2019</B></P>
</TD><TD valign=top style=width:0.96%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:3.6pt;padding-right:3.6pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><B>2020</B></P>
</TD><TD valign=bottom style='width:0.94%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:1.32%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:5.75pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><B>2019</B></P>
</TD><TD valign=bottom style=width:1.62%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:12.74%;padding-left:5.75pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><B>2020</B></P>
</TD><TD valign=top style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR style=height:9.45pt><TD valign=bottom style=width:41.2%;padding-left:5.75pt;padding-right:3.6pt><P style='font:9pt Arial;margin:0'><B>Interest Income</B></P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style='width:8.38%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style='width:0.94%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style='width:1.38%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style='width:8.38%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:0.96%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:3.6pt;padding-right:3.6pt;border-top:0.5pt solid #000000'><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:0.94%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:1.32%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:5.75pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:12.74%;padding-left:5.75pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR style=height:7.25pt><TD valign=bottom style=width:41.2%;padding-left:5.75pt;padding-right:3.6pt><P style='font:9pt Arial;margin:0;margin-left:12.55pt'>Loans</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-0.75pt'>50,848</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'> &nbsp;55,771</P>
</TD><TD valign=top style=width:0.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:3.6pt;padding-right:3.6pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>104,978</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.32%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:5.75pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'> &nbsp;110,327</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:12.74%;padding-left:5.75pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.15pt'>54,130</P>
</TD><TD valign=top style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.7pt><TD valign=bottom style=width:41.2%;padding-left:5.75pt;padding-right:3.6pt><P style='font:9pt Arial;margin:0;margin-left:12.55pt'>Investment securities and other</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-0.75pt'>3,163</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;&nbsp;2,952</P>
</TD><TD valign=top style=width:0.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:3.6pt;padding-right:3.6pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>6,507</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.32%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:5.75pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;&nbsp;5,754</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:12.74%;padding-left:5.75pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-2.15pt'>3,344</P>
</TD><TD valign=top style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.05pt><TD valign=bottom style=width:41.2%;padding-left:5.75pt;padding-right:3.6pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-0.75pt'>54,011</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;&nbsp;58,723</P>
</TD><TD valign=top style=width:0.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:3.6pt;padding-right:3.6pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>111,485</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.32%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:5.75pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;&nbsp;116,081</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:12.74%;padding-left:5.75pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-2.15pt'>57,474</P>
</TD><TD valign=top style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.7pt><TD valign=bottom style=width:41.2%;padding-left:5.75pt;padding-right:3.6pt><P style='font:9pt Arial;margin:0'><B>Interest Expense</B></P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-0.75pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;</P>
</TD><TD valign=top style=width:0.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:3.6pt;padding-right:3.6pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.32%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:5.75pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:12.74%;padding-left:5.75pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-2.15pt'>&nbsp;</P>
</TD><TD valign=top style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.05pt><TD valign=bottom style=width:41.2%;padding-left:5.75pt;padding-right:3.6pt><P style='font:9pt Arial;margin:0;margin-left:12.55pt'>Deposits</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-0.75pt'>9,041</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;&nbsp;11,582</P>
</TD><TD valign=top style=width:0.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:3.6pt;padding-right:3.6pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>19,618</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.32%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:5.75pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;&nbsp;22,052</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:12.74%;padding-left:5.75pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.15pt'>10,577</P>
</TD><TD valign=top style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:11.25pt><TD valign=bottom style=width:41.2%;padding-left:5.75pt;padding-right:3.6pt><P style='font:9pt Arial;margin:0;margin-left:12.55pt'>Short-term borrowings and repurchase agreements</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-0.75pt'>10</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;&nbsp;859</P>
</TD><TD valign=top style=width:0.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:3.6pt;padding-right:3.6pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>659</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.32%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:5.75pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;&nbsp;1,780</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:12.74%;padding-left:5.75pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.15pt'>649</P>
</TD><TD valign=top style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.05pt><TD valign=bottom style=width:41.2%;padding-left:5.75pt;padding-right:3.6pt><P style='font:9pt Arial;margin:0;margin-left:12.55pt'>Subordinated debentures issued to capital trust</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-0.75pt'>167</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;&nbsp;267</P>
</TD><TD valign=top style=width:0.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:3.6pt;padding-right:3.6pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>383</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.32%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:5.75pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;534</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:12.74%;padding-left:5.75pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.15pt'>216</P>
</TD><TD valign=top style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.7pt><TD valign=bottom style=width:41.2%;padding-left:5.75pt;padding-right:3.6pt><P style='font:9pt Arial;margin:0;margin-left:12.55pt'>Subordinated notes</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-0.75pt'>1,338</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;1,094</P>
</TD><TD valign=top style=width:0.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:3.6pt;padding-right:3.6pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>2,432</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.32%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:5.75pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;&nbsp;2,189</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:12.74%;padding-left:5.75pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-2.15pt'>1,094</P>
</TD><TD valign=top style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.05pt><TD valign=bottom style=width:41.2%;padding-left:5.75pt;padding-right:3.6pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-0.75pt'>10,556</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;&nbsp;13,802</P>
</TD><TD valign=top style=width:0.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:3.6pt;padding-right:3.6pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>23,092</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.32%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:5.75pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;&nbsp;26,555</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:12.74%;padding-left:5.75pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-2.15pt'>12,536</P>
</TD><TD valign=top style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.7pt><TD valign=bottom style=width:41.2%;padding-left:5.75pt;padding-right:3.6pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-0.75pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;</P>
</TD><TD valign=top style=width:0.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:3.6pt;padding-right:3.6pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.32%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:5.75pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:12.74%;padding-left:5.75pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-2.15pt'>&nbsp;</P>
</TD><TD valign=top style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.05pt><TD valign=bottom style=width:41.2%;padding-left:5.75pt;padding-right:3.6pt><P style='font:9pt Arial;margin:0'><B>Net Interest Income</B></P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-0.75pt'>43,455</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;&nbsp;44,921</P>
</TD><TD valign=top style=width:0.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:3.6pt;padding-right:3.6pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>88,393</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.32%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:5.75pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;&nbsp;89,526</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:12.74%;padding-left:5.75pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.15pt'>44,938</P>
</TD><TD valign=top style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.7pt><TD valign=bottom style=width:41.2%;padding-left:5.75pt;padding-right:3.6pt><P style='font:9pt Arial;margin:0'><B>Provision for Loan Losses</B></P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-0.75pt'>6,000</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;&nbsp;1,600</P>
</TD><TD valign=top style=width:0.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:3.6pt;padding-right:3.6pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>9,871</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.32%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:5.75pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;&nbsp;3,550</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:12.74%;padding-left:5.75pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-2.15pt'>3,871</P>
</TD><TD valign=top style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:11.65pt><TD valign=bottom style=width:41.2%;padding-left:5.75pt;padding-right:3.6pt><P style='font:9pt Arial;margin:0'><B>Net Interest Income After Provision for Loan Losses</B></P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-0.75pt'>37,455</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;&nbsp;43,321</P>
</TD><TD valign=top style=width:0.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:3.6pt;padding-right:3.6pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>78,522</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.32%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:5.75pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;&nbsp;85,976</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:12.74%;padding-left:5.75pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-2.15pt'>41,067</P>
</TD><TD valign=top style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.7pt><TD valign=bottom style=width:41.2%;padding-left:5.75pt;padding-right:3.6pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-0.75pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;</P>
</TD><TD valign=top style=width:0.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:3.6pt;padding-right:3.6pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.32%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:5.75pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:12.74%;padding-left:5.75pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-2.15pt'>&nbsp;</P>
</TD><TD valign=top style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.05pt><TD valign=bottom style=width:41.2%;padding-left:5.75pt;padding-right:3.6pt><P style='font:9pt Arial;margin:0'><B>Noninterest Income</B></P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-0.75pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;</P>
</TD><TD valign=top style=width:0.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:3.6pt;padding-right:3.6pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.32%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:5.75pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:12.74%;padding-left:5.75pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.15pt'>&nbsp;</P>
</TD><TD valign=top style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.7pt><TD valign=bottom style=width:41.2%;padding-left:5.75pt;padding-right:3.6pt><P style='font:9pt Arial;margin:0;text-indent:17.05pt'>Commissions</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-0.75pt'>176</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>163</P>
</TD><TD valign=top style=width:0.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:3.6pt;padding-right:3.6pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>442</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.32%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:5.75pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>497</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:12.74%;padding-left:5.75pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.15pt'>266</P>
</TD><TD valign=top style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.05pt><TD valign=bottom style=width:41.2%;padding-left:5.75pt;padding-right:3.6pt><P style='font:9pt Arial;margin:0;text-indent:17.05pt'>Service charges and ATM fees</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-0.75pt'>4,140</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>5,309</P>
</TD><TD valign=top style=width:0.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:3.6pt;padding-right:3.6pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>8,898</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.32%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:5.75pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>10,268</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:12.74%;padding-left:5.75pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.15pt'>4,758</P>
</TD><TD valign=top style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.4pt><TD valign=bottom style=width:41.2%;padding-left:5.75pt;padding-right:3.6pt><P style='font:9pt Arial;margin:0;text-indent:17.05pt'>Net gains on loan sales</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-0.75pt'>1,841</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>376</P>
</TD><TD valign=top style=width:0.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:3.6pt;padding-right:3.6pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>2,430</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.32%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:5.75pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>623</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:12.74%;padding-left:5.75pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.15pt'>590</P>
</TD><TD valign=top style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.4pt><TD valign=bottom style=width:41.2%;padding-left:5.75pt;padding-right:3.6pt><P style='font:9pt Arial;margin:0;text-indent:17.05pt'>Late charges and fees on loans</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-0.75pt'>468</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>356</P>
</TD><TD valign=top style=width:0.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:3.6pt;padding-right:3.6pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>824</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.32%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:5.75pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>702</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:12.74%;padding-left:5.75pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.15pt'>355</P>
</TD><TD valign=top style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:9pt><TD valign=bottom style=width:41.2%;padding-left:5.75pt;padding-right:3.6pt><P style='font:9pt Arial;margin:0;text-indent:-13.5pt;margin-left:30.55pt'>Net realized gains on sales of available-for-sale securities</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-0.75pt'>78</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;text-indent:-2.9pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>&#8212;</P>
</TD><TD valign=top style=width:0.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:3.6pt;padding-right:3.6pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>78</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=justify style='font:9pt Arial;margin:0;text-indent:-2.9pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.32%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:5.75pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>10</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:12.74%;padding-left:5.75pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.15pt'>&#8212;</P>
</TD><TD valign=top style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-0.85pt;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
<P style='font:9pt Arial;margin:0;text-indent:-0.85pt;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.7pt><TD valign=bottom style=width:41.2%;padding-left:5.75pt;padding-right:3.6pt><P style='font:9pt Arial;margin:0;text-indent:17.05pt'>Loss on derivative interest rate products</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-0.75pt'>(106</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.9pt'>)</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>(44</P>
</TD><TD valign=top style=width:0.96%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt;margin-right:-2.55pt'>)</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:3.6pt;padding-right:3.6pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>(514</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.9pt'>)</P>
</TD><TD valign=bottom style=width:1.32%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:5.75pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>(68</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>)</P>
</TD><TD valign=bottom style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:12.74%;padding-left:5.75pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.15pt'>(407</P>
</TD><TD valign=top style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.9pt;margin-right:2.15pt'>)</P>
</TD></TR>
<TR style=height:10.05pt><TD valign=bottom style=width:41.2%;padding-left:5.75pt;padding-right:3.6pt><P style='font:9pt Arial;margin:0;text-indent:17.05pt'>Other income</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-0.75pt'>1,664</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;text-indent:-2.9pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>997</P>
</TD><TD valign=top style=width:0.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:3.6pt;padding-right:3.6pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>3,469</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;text-indent:-2.9pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.32%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:5.75pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>2,575</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:12.74%;padding-left:5.75pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-2.15pt'>1,805</P>
</TD><TD valign=top style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.05pt><TD valign=bottom style=width:41.2%;padding-left:5.75pt;padding-right:3.6pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-0.75pt'>8,261</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;text-indent:-2.9pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>7,157</P>
</TD><TD valign=top style=width:0.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:3.6pt;padding-right:3.6pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>15,627</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;text-indent:-2.9pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.32%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:5.75pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>14,607</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:12.74%;padding-left:5.75pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-2.15pt'>7,367</P>
</TD><TD valign=top style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.7pt><TD valign=bottom style=width:41.2%;padding-left:5.75pt;padding-right:3.6pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-0.75pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;text-indent:-2.9pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;</P>
</TD><TD valign=top style=width:0.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:3.6pt;padding-right:3.6pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;text-indent:-2.9pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.32%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:5.75pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:12.74%;padding-left:5.75pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-2.15pt'>&nbsp;</P>
</TD><TD valign=top style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.05pt><TD valign=bottom style=width:41.2%;padding-left:5.75pt;padding-right:3.6pt><P style='font:9pt Arial;margin:0'><B>Noninterest Expense</B></P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-0.75pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;&nbsp;</P>
</TD><TD valign=top style=width:0.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:3.6pt;padding-right:3.6pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.32%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:5.75pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;&nbsp;</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:12.74%;padding-left:5.75pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.15pt'>&nbsp;</P>
</TD><TD valign=top style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.7pt><TD valign=bottom style=width:41.2%;padding-left:5.75pt;padding-right:3.6pt><P style='font:9pt Arial;margin:0;text-indent:17.05pt'>Salaries and employee benefits</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-0.75pt'>16,830</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;&nbsp;15,428</P>
</TD><TD valign=top style=width:0.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:3.6pt;padding-right:3.6pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>34,999</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.32%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:5.75pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;&nbsp;31,068</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:12.74%;padding-left:5.75pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.15pt'>18,169</P>
</TD><TD valign=top style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.05pt><TD valign=bottom style=width:41.2%;padding-left:5.75pt;padding-right:3.6pt><P style='font:9pt Arial;margin:0;text-indent:17.05pt'>Net occupancy expense</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-0.75pt'>6,707</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;&nbsp;6,449</P>
</TD><TD valign=top style=width:0.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:3.6pt;padding-right:3.6pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>13,473</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.32%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:5.75pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;&nbsp;12,850</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:12.74%;padding-left:5.75pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.15pt'>6,766</P>
</TD><TD valign=top style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.7pt><TD valign=bottom style=width:41.2%;padding-left:5.75pt;padding-right:3.6pt><P style='font:9pt Arial;margin:0;text-indent:17.05pt'>Postage</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-0.75pt'>777</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;&nbsp;784</P>
</TD><TD valign=top style=width:0.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:3.6pt;padding-right:3.6pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>1,546</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.32%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:5.75pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;&nbsp;1,550</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:12.74%;padding-left:5.75pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.15pt'>769</P>
</TD><TD valign=top style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.05pt><TD valign=bottom style=width:41.2%;padding-left:5.75pt;padding-right:3.6pt><P style='font:9pt Arial;margin:0;text-indent:17.05pt'>Insurance</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-0.75pt'>534</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;&nbsp;662</P>
</TD><TD valign=top style=width:0.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:3.6pt;padding-right:3.6pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>916</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.32%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:5.75pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;1,328</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:12.74%;padding-left:5.75pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.15pt'>382</P>
</TD><TD valign=top style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.7pt><TD valign=bottom style=width:41.2%;padding-left:5.75pt;padding-right:3.6pt><P style='font:9pt Arial;margin:0;text-indent:17.05pt'>Advertising</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-0.75pt'>437</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;&nbsp;842</P>
</TD><TD valign=top style=width:0.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:3.6pt;padding-right:3.6pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>1,057</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.32%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:5.75pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;&nbsp;1,368</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:12.74%;padding-left:5.75pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.15pt'>620</P>
</TD><TD valign=top style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.05pt><TD valign=bottom style=width:41.2%;padding-left:5.75pt;padding-right:3.6pt><P style='font:9pt Arial;margin:0;text-indent:17.05pt'>Office supplies and printing</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-0.75pt'>301</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;&nbsp;226</P>
</TD><TD valign=top style=width:0.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:3.6pt;padding-right:3.6pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>535</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.32%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:5.75pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;485</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:12.74%;padding-left:5.75pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.15pt'>235</P>
</TD><TD valign=top style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.7pt><TD valign=bottom style=width:41.2%;padding-left:5.75pt;padding-right:3.6pt><P style='font:9pt Arial;margin:0;text-indent:17.05pt'>Telephone</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-0.75pt'>1,005</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;&nbsp;839</P>
</TD><TD valign=top style=width:0.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:3.6pt;padding-right:3.6pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>1,917</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.32%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:5.75pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;&nbsp;1,742</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:12.74%;padding-left:5.75pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.15pt'>912</P>
</TD><TD valign=top style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.05pt><TD valign=bottom style=width:41.2%;padding-left:5.75pt;padding-right:3.6pt><P style='font:9pt Arial;margin:0;text-indent:17.05pt'>Legal, audit and other professional fees</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-0.75pt'>664</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;&nbsp;630</P>
</TD><TD valign=top style=width:0.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:3.6pt;padding-right:3.6pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>1,262</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.32%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:5.75pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;1,342</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:12.74%;padding-left:5.75pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.15pt'>598</P>
</TD><TD valign=top style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.35pt><TD valign=bottom style=width:41.2%;padding-left:5.75pt;padding-right:3.6pt><P style='font:9pt Arial;margin:0;text-indent:17.05pt'>Expense on other real estate and repossessions</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-0.75pt'>268</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;&nbsp;419</P>
</TD><TD valign=top style=width:0.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:3.6pt;padding-right:3.6pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>747</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.32%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:5.75pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;&nbsp;1,039</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:12.74%;padding-left:5.75pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.15pt'>479</P>
</TD><TD valign=top style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.05pt><TD valign=bottom style=width:41.2%;padding-left:5.75pt;padding-right:3.6pt><P style='font:9pt Arial;margin:0;text-indent:17.05pt'>Partnership tax credit investment amortization</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-0.75pt'>&#8212;</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;&nbsp;91</P>
</TD><TD valign=top style=width:0.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:3.6pt;padding-right:3.6pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>&#8212;</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.32%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:5.75pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;&nbsp;182</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:12.74%;padding-left:5.75pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.15pt'>&#8212;</P>
</TD><TD valign=top style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.7pt><TD valign=bottom style=width:41.2%;padding-left:5.75pt;padding-right:3.6pt><P style='font:9pt Arial;margin:0;text-indent:17.05pt'>Acquired deposit intangible asset amortization</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-0.75pt'>289</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;&nbsp;289</P>
</TD><TD valign=top style=width:0.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:3.6pt;padding-right:3.6pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>577</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.32%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:5.75pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;&nbsp;613</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:12.74%;padding-left:5.75pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.15pt'>289</P>
</TD><TD valign=top style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.05pt><TD valign=bottom style=width:41.2%;padding-left:5.75pt;padding-right:3.6pt><P style='font:9pt Arial;margin:0;text-indent:17.05pt'>Other operating expenses</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-0.75pt'>1,537</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;&nbsp;1,724</P>
</TD><TD valign=top style=width:0.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:3.6pt;padding-right:3.6pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>3,134</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.32%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:5.75pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;&nbsp;3,310</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:12.74%;padding-left:5.75pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-2.15pt'>1,596</P>
</TD><TD valign=top style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.05pt><TD valign=bottom style=width:41.2%;padding-left:5.75pt;padding-right:3.6pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-0.75pt'>29,349</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;&nbsp;28,383</P>
</TD><TD valign=top style=width:0.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:3.6pt;padding-right:3.6pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>60,163</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.32%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:5.75pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;&nbsp;56,877</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:12.74%;padding-left:5.75pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-2.15pt'>30,815</P>
</TD><TD valign=top style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.7pt><TD valign=bottom style=width:41.2%;padding-left:5.75pt;padding-right:3.6pt><P style='font:9pt Arial;margin:0'><B>Income Before Income Taxes</B></P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-0.75pt'>16,367</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;&nbsp;22,095</P>
</TD><TD valign=top style=width:0.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:3.6pt;padding-right:3.6pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>33,986</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.32%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:5.75pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;&nbsp;43,706</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:12.74%;padding-left:5.75pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.15pt'>17,619</P>
</TD><TD valign=top style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.05pt><TD valign=bottom style=width:41.2%;padding-left:5.75pt;padding-right:3.6pt><P style='font:9pt Arial;margin:0'><B>Provision for Income Taxes</B></P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-0.75pt'>3,164</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;&nbsp;3,720</P>
</TD><TD valign=top style=width:0.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:3.6pt;padding-right:3.6pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>5,915</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.32%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:5.75pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;&nbsp;7,718</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:12.74%;padding-left:5.75pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-2.15pt'>2,751</P>
</TD><TD valign=top style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.7pt><TD valign=bottom style=width:41.2%;padding-left:5.75pt;padding-right:3.6pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-0.75pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;</P>
</TD><TD valign=top style=width:0.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:3.6pt;padding-right:3.6pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.32%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:5.75pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:12.74%;padding-left:5.75pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-2.15pt'>&nbsp;</P>
</TD><TD valign=top style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:11.3pt><TD valign=bottom style=width:41.2%;padding-left:5.75pt;padding-right:3.6pt><P style='font:9pt Arial;margin:0'><B>Net Income and Net Income Available to</B></P>
<P style='font:9pt Arial;margin:0'><B> &nbsp;&nbsp;Common Shareholders</B></P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-0.75pt'>13,203</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;&nbsp;18,375</P>
</TD><TD valign=top style=width:0.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:3.6pt;padding-right:3.6pt;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>28,071</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.32%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:5.75pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;&nbsp;35,988</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:12.74%;padding-left:5.75pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-2.15pt'>14,868</P>
</TD><TD valign=top style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.7pt><TD valign=bottom style=width:41.2%;padding-left:5.75pt;padding-right:3.6pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-0.75pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;</P>
</TD><TD valign=top style=width:0.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:3.6pt;padding-right:3.6pt;border-top:3px double #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.32%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:5.75pt;padding-right:1.45pt;border-top:3px double #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:5.75pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-1.45pt'>&nbsp;</P>
</TD><TD valign=bottom style='width:12.74%;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-2.15pt'>&nbsp;</P>
</TD><TD valign=top style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.05pt><TD valign=bottom style=width:41.2%;padding-left:5.75pt;padding-right:3.6pt><P style='font:9pt Arial;margin:0'><B>Earnings Per Common Share</B></P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-0.75pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;</P>
</TD><TD valign=top style=width:0.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:3.6pt;padding-right:3.6pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.32%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.38%;padding-left:5.75pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:5.75pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-1.45pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:12.74%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.15pt'>&nbsp;</P>
</TD><TD valign=top style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.7pt><TD valign=bottom style=width:41.2%;padding-left:5.75pt;padding-right:3.6pt><P style='font:9pt Arial;margin:0'> &nbsp;&nbsp;&nbsp;Basic</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-0.75pt'>0.94</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;&nbsp;1.29</P>
</TD><TD valign=top style=width:0.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:3.6pt;padding-right:3.6pt;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>1.99</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.32%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:5.75pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;&nbsp;2.54</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:5.75pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0;margin-right:-1.45pt'>$</P>
</TD><TD valign=bottom style='width:12.74%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-2.15pt'>1.05</P>
</TD><TD valign=top style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.7pt><TD valign=bottom style=width:41.2%;padding-left:5.75pt;padding-right:3.6pt><P style='font:9pt Arial;margin:0'> &nbsp;&nbsp;&nbsp;Diluted</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-0.75pt'>0.93</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;&nbsp;1.28</P>
</TD><TD valign=top style=width:0.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:3.6pt;padding-right:3.6pt;border-top:3px double #000000;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>1.98</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.32%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:5.75pt;padding-right:1.45pt;border-top:3px double #000000;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;&nbsp;2.52</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:5.75pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0;margin-right:-1.45pt'>$</P>
</TD><TD valign=bottom style='width:12.74%;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-2.15pt'>1.04</P>
</TD><TD valign=top style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.7pt><TD valign=bottom style=width:41.2%;padding-left:5.75pt;padding-right:3.6pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-0.75pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;</P>
</TD><TD valign=top style=width:0.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:3.6pt;padding-right:3.6pt;border-top:3px double #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.32%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:5.75pt;padding-right:1.45pt;border-top:3px double #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:5.75pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0;margin-right:-1.45pt'>&nbsp;</P>
</TD><TD valign=bottom style='width:12.74%;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-2.15pt'>&nbsp;</P>
</TD><TD valign=top style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.05pt><TD valign=bottom style=width:41.2%;padding-left:5.75pt;padding-right:3.6pt><P style='font:9pt Arial;margin:0'><B>Dividends Declared Per Common Share</B></P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-0.75pt'>0.34</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;&nbsp;0.32</P>
</TD><TD valign=top style=width:0.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:3.6pt;padding-right:3.6pt;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>1.68</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.32%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:5.75pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;&nbsp;1.39</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:5.75pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0;margin-right:-1.45pt'>$</P>
</TD><TD valign=bottom style='width:12.74%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-2.15pt'>1.34</P>
</TD><TD valign=top style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.05pt><TD valign=bottom style=width:41.2%;padding-left:5.75pt;padding-right:3.6pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style='width:8.38%;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=top style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=top style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=top style='width:8.38%;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=top style=width:0.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=top style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:3.6pt;padding-right:3.6pt;border-top:3px double #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.94%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.32%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.38%;padding-left:5.75pt;padding-right:1.45pt;border-top:3px double #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-0.6pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:5.75pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-1.45pt'>&nbsp;</P>
</TD><TD valign=bottom style='width:12.74%;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:-1.45pt'>&nbsp;</P>
</TD><TD valign=top style=width:1.3%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
</TABLE>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P align=center style='font:11pt Arial;margin:0'>19</P>
<HR style='page-break-after:always;border:0;height:3pt;background-color:#909090;margin:8pt 0'><P style=line-height:0;margin:0></P>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P align=center style='font:11pt Arial;margin:0'><B>Average Balances, Interest Rates and Yields</B></P>
<P style='font:10pt Times New Roman;margin:0'>&nbsp;</P>
<P style='font:9pt Arial;margin:0'>The following table presents, for the periods indicated, the total dollar amounts of interest income from average interest-earning assets and the resulting yields, as well as the interest expense on average interest-bearing liabilities, expressed both in dollars and rates, and the net interest margin. &nbsp;Average balances of loans receivable include the average balances of non-accrual loans for each period. &nbsp;Interest income on loans includes interest received on non-accrual loans on a cash basis. &nbsp;Interest income on loans includes the amortization of net loan fees, which were deferred in accordance with accounting standards. &nbsp;Net fees included in interest income were $1.5 million and $1.0 million for the three months ended June 30, 2020 and 2019, respectively. &nbsp;Net fees included in interest income were $2.6 million and $2.1 million for the six months ended June 30, 2020 and 2019, respectively. &nbsp;Tax-exempt income was not calculated on a tax equivalent basis. The table does not reflect any effect of income taxes.</P>
<P style='font:9pt Arial;margin:0'>&nbsp;</P>
<P style='font:9pt Arial;margin:0'>&nbsp;</P>
<TABLE style=border-collapse:collapse;width:100%><TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:9.26%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.25pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><B>June 30,</B></P>
<P align=center style='font:9pt Arial;margin:0'><B>2020<SUP>(1)</SUP></B></P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=7 valign=bottom style='width:25.44%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.25pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><B>Three Months Ended</B></P>
<P align=center style='font:9pt Arial;margin:0'><B>June 30, 2020</B></P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=6 valign=bottom style='width:24.88%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.25pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><B>Three Months Ended</B></P>
<P align=center style='font:9pt Arial;margin:0'><B>June 30, 2019</B></P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:9.26%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.25pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.25pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><B>Average</B></P>
</TD><TD valign=bottom style='width:2.02%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.25pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:0.6%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.25pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:1.48%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.25pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.98%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.25pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:0.6%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.25pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.25pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><B>Yield/</B></P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.25pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><B>Average</B></P>
</TD><TD valign=bottom style='width:2.02%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.25pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:1.48%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.25pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.02%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.25pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:0.6%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.25pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.25pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><B>Yield/</B></P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:9.26%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><B>Yield/Rate</B></P>
</TD><TD valign=bottom style='width:2.08%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:0.6%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:1.48%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><B>Balance</B></P>
</TD><TD valign=bottom style='width:2.02%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:0.6%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:1.48%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.98%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><B>Interest</B></P>
</TD><TD valign=bottom style='width:0.6%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><B>Rate</B></P>
</TD><TD valign=bottom style='width:2.08%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:0.6%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:1.48%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><B>Balance</B></P>
</TD><TD valign=bottom style='width:2.02%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:1.48%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.02%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><B>Interest</B></P>
</TD><TD valign=bottom style='width:0.6%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><B>Rate</B></P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=20 valign=bottom style='width:67.9%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><B>(Dollars in thousands)</B></P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>Interest-earning assets:</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.45pt;margin-left:-3.1pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>Loans receivable:</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.45pt;margin-left:-3.1pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'> &nbsp;One- to four-family residential</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>3.84</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>%</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>652,281</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>7,432</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>4.58</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>%</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'> &nbsp;515,749</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>6,556</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>5.10</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>%</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'> &nbsp;Other residential</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>4.29</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>936,541</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>10,940</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>4.70</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>819,577</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>11,270</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>5.52</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'> &nbsp;Commercial real estate</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>4.23</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>1,533,078</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>17,390</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>4.56</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>1,414,009</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>18,304</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>5.19</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'> &nbsp;Construction</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>4.34</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>636,914</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>7,612</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>4.81</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>713,885</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>10,585</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>5.95</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'> &nbsp;Commercial business</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>3.72</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>340,872</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>3,361</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>3.97</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>259,779</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>3,358</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>5.18</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'> &nbsp;Other loans</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>5.32</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>293,432</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>3,891</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>5.33</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>403,584</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>5,450</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>5.42</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'> &nbsp;Industrial revenue bonds</P>
</TD><TD valign=bottom style='width:9.26%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>4.44</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>9,757</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.98%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>222</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>9.16</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'> &nbsp;&nbsp;&nbsp;&nbsp;14,940</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.02%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>248</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>6.67</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:9.26%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.98%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.02%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'> &nbsp;&nbsp;&nbsp;&nbsp;Total loans receivable</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>4.34</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>4,402,875</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>50,848</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>4.64</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>4,141,523</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>55,771</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>5.40</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:14.4pt><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>Investment securities</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>2.97</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>433,410</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>3,082</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>2.86</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>309,170</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>2,415</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>3.13</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>Other interest-earning assets</P>
</TD><TD valign=bottom style='width:9.26%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>0.24</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>321,414</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.98%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>81</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>0.10</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'> &nbsp;&nbsp;&nbsp;&nbsp;88,024</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.02%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>537</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>2.45</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:9.26%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.98%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.02%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'> &nbsp;&nbsp;&nbsp;&nbsp;Total interest-earning assets</P>
</TD><TD valign=bottom style='width:9.26%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>3.91</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>5,157,699</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.98%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>54,011</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>4.21</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>4,538,717</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.02%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>58,723</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>5.19</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>Non-interest-earning assets:</P>
</TD><TD valign=bottom style='width:9.26%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.98%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:10pt Times New Roman;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.02%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'> &nbsp;Cash and cash equivalents</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>97,468</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:10pt Times New Roman;margin:0'><FONT style='font:9pt Arial'>92,500</FONT></P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'> &nbsp;Other non-earning assets</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>148,031</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'> &nbsp;&nbsp;&nbsp;190,416</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'> &nbsp;&nbsp;&nbsp;&nbsp;Total assets</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>5,403,198</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>4,821,633</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>Interest-bearing liabilities:</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:7.65pt'>Interest-bearing demand and savings</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>0.34</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>1,838,077</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>1,862</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>0.41</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>1,498,795</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>1,930</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>0.52</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:7.65pt'>Time deposits</P>
</TD><TD valign=bottom style='width:9.26%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>1.44</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>1,789,349</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.98%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>7,179</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>1.61</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>1,733,163</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.02%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>9,652</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>2.23</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:7.65pt'>Total deposits</P>
</TD><TD valign=bottom style='width:9.26%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>0.86</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>3,627,426</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.98%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>9,041</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>1.00</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>3,231,958</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.02%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>11,582</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>1.44</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-13.5pt;margin-left:13.5pt'> &nbsp;Short-term borrowings and</P>
<P style='font:9pt Arial;margin:0;text-indent:-13.5pt;margin-left:13.5pt'> &nbsp;&nbsp;&nbsp;&nbsp;repurchase agreements</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>0.02</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>162,346</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>10</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>0.03</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>244,586</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>859</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>1.41</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-13.8pt;margin-left:13.8pt'> &nbsp;Subordinated debentures issued</P>
<P style='font:9pt Arial;margin:0;text-indent:-13.8pt;margin-left:13.8pt'> &nbsp;&nbsp;&nbsp;&nbsp;to capital trust</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>2.29</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>25,774</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>167</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>2.60</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>25,774</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>267</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>4.16</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-13.8pt;margin-left:13.8pt'> &nbsp;Subordinated notes</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>5.86</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>89,840</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>1,338</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>5.99</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>74,015</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>1,094</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>5.93</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:9.26%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.98%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.02%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'> &nbsp;&nbsp;&nbsp;&nbsp;Total interest-bearing liabilities</P>
</TD><TD valign=bottom style='width:9.26%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>1.01</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>3,905,386</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.98%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>10,556</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>1.09</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>3,576,333</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.02%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>13,802</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>1.55</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>Non-interest-bearing liabilities:</P>
</TD><TD valign=bottom style='width:9.26%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.98%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.02%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'> &nbsp;Demand deposits</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>833,251</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>655,642</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'> &nbsp;Other liabilities</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>39,824</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>34,504</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'> &nbsp;&nbsp;&nbsp;&nbsp;Total liabilities</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>4,778,461</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>4,266,479</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>Stockholders&#8217; equity</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>624,737</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>555,154</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'> &nbsp;&nbsp;&nbsp;&nbsp;Total liabilities and stockholders&#8217;</P>
<P style='font:9pt Arial;margin:0'> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;equity</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>5,403,198</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>4,821,633</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>Net interest income:</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>Interest rate spread</P>
</TD><TD valign=bottom style='width:9.26%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>2.90</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>%</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:6.98%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>43,455</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>3.12</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>%</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:7.02%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>44,921</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>3.64</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>%</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>Net interest margin*</P>
</TD><TD valign=bottom style='width:9.26%;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.45pt;margin-left:-3.1pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.98%;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>3.39</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>%</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.02%;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>3.97</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>%</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-13.8pt;margin-left:13.8pt'>Average interest-earning assets to</P>
<P style='font:9pt Arial;margin:0;text-indent:-13.8pt;margin-left:13.8pt'> &nbsp;&nbsp;&nbsp;&nbsp;average interest-bearing liabilities</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin-top:0pt;margin-bottom:2pt;text-indent:0.45pt;margin-left:-3.1pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin-top:0pt;margin-bottom:2pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin-top:0pt;margin-bottom:2pt'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin-top:0pt;margin-bottom:2pt'>132.1</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin-top:0pt;margin-bottom:2pt;margin-left:-2.15pt'>%</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin-top:0pt;margin-bottom:2pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin-top:0pt;margin-bottom:2pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin-top:0pt;margin-bottom:2pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin-top:0pt;margin-bottom:2pt'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P align=right style='font:9pt Arial;margin-top:0pt;margin-bottom:2pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin-top:0pt;margin-bottom:2pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin-top:0pt;margin-bottom:2pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin-top:0pt;margin-bottom:2pt'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin-top:0pt;margin-bottom:2pt'>126.9</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin-top:0pt;margin-bottom:2pt;margin-left:-2.15pt'>%</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin-top:0pt;margin-bottom:2pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin-top:0pt;margin-bottom:2pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin-top:0pt;margin-bottom:2pt'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P align=right style='font:9pt Arial;margin-top:0pt;margin-bottom:2pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin-top:0pt;margin-bottom:2pt;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
</TABLE>
<P style='font:9pt Arial;margin:0'>&nbsp;</P>
<P style='font:10pt Times New Roman;margin:0'>______________</P>
<P style='font:7pt Arial;margin:0'>*Defined as the Company&#8217;s net interest income divided by average total interest-earning assets.</P>
<P style='font:7pt Arial;margin:0;margin-left:14.4pt'><KBD style='position:absolute;font:7pt Arial;margin-left:-14.4pt'>(1)</KBD>The yield on loans at June 30, 2020, does not include the impact of the adjustments to the accretable yield (income) on loans acquired in the FDIC-assisted transactions. &nbsp;See &#8220;Net Interest Income&#8221; for a discussion of the effect on results of operations for the three months ended June 30, 2020.&nbsp;</P>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P align=center style='font:11pt Arial;margin:0'>20</P>
<HR style='page-break-after:always;border:0;height:3pt;background-color:#909090;margin:8pt 0'><P style=line-height:0;margin:0></P>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><TABLE style=border-collapse:collapse;width:100%><TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:9.26%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.25pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><B>June 30,</B></P>
<P align=center style='font:9pt Arial;margin:0'><B>2020<SUP>(1)</SUP></B></P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=7 valign=bottom style='width:25.44%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.25pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><B>Six Months Ended</B></P>
<P align=center style='font:9pt Arial;margin:0'><B>June 30, 2020</B></P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=6 valign=bottom style='width:24.88%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.25pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><B>Six Months Ended</B></P>
<P align=center style='font:9pt Arial;margin:0'><B>June 30, 2019</B></P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:9.26%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.25pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.25pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><B>Average</B></P>
</TD><TD valign=bottom style='width:2.02%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.25pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:0.6%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.25pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:1.48%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.25pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.98%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.25pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:0.6%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.25pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.25pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><B>Yield/</B></P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.25pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><B>Average</B></P>
</TD><TD valign=bottom style='width:2.02%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.25pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:1.48%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.25pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.02%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.25pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:0.6%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.25pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.25pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><B>Yield/</B></P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:9.26%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><B>Yield/Rate</B></P>
</TD><TD valign=bottom style='width:2.08%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:0.72%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:1.36%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><B>Balance</B></P>
</TD><TD valign=bottom style='width:2.02%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:0.6%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:1.48%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.98%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><B>Interest</B></P>
</TD><TD valign=bottom style='width:0.6%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><B>Rate</B></P>
</TD><TD valign=bottom style='width:2.08%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:0.6%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:1.48%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><B>Balance</B></P>
</TD><TD valign=bottom style='width:2.02%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:1.48%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.02%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><B>Interest</B></P>
</TD><TD valign=bottom style='width:0.6%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><B>Rate</B></P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=20 valign=bottom style='width:67.9%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><B>(Dollars in thousands)</B></P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>Interest-earning assets:</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.45pt;margin-left:-3.1pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>Loans receivable:</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.45pt;margin-left:-3.1pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'> &nbsp;One- to four-family residential</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>3.84</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>%</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>628,076</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>14,570</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>4.67</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>%</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'> &nbsp;506,490</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>12,944</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>5.15</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>%</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'> &nbsp;Other residential</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>4.29</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>881,486</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>21,696</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>4.95</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>815,354</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>22,260</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>5.51</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'> &nbsp;Commercial real estate</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>4.23</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>1,511,434</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>35,970</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>4.79</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>1,400,789</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>36,000</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>5.18</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'> &nbsp;Construction</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>4.34</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>673,444</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>17,335</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>5.18</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>690,883</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>20,758</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>6.06</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'> &nbsp;Commercial business</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>3.72</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>305,016</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>6,552</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>4.32</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>261,967</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>6,750</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>5.20</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'> &nbsp;Other loans</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>5.32</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>305,435</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>8,424</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>5.55</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>420,190</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>11,154</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>5.35</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'> &nbsp;Industrial revenue bonds</P>
</TD><TD valign=bottom style='width:9.26%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>4.44</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>10,015</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.98%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>431</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>8.65</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'> &nbsp;&nbsp;&nbsp;&nbsp;15,072</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.02%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>461</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>6.17</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:9.26%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.98%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.02%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'> &nbsp;&nbsp;&nbsp;&nbsp;Total loans receivable</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>4.34</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>4,314,906</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>104,978</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>4.89</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>4,110,745</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>110,327</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>5.41</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:14.4pt><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>Investment securities</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>2.97</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>409,206</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>6,165</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>3.03</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>293,937</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>4,666</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>3.20</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>Other interest-earning assets</P>
</TD><TD valign=bottom style='width:9.26%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>0.24</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>205,768</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.98%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>342</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>0.33</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'> &nbsp;&nbsp;&nbsp;&nbsp;91,182</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.02%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>1,088</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>2.41</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:9.26%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.98%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.02%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'> &nbsp;&nbsp;&nbsp;&nbsp;Total interest-earning assets</P>
</TD><TD valign=bottom style='width:9.26%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>3.91</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>4,929,880</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.98%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>111,485</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>4.55</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>4,495,864</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.02%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>116,081</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>5.21</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>Non-interest-earning assets:</P>
</TD><TD valign=bottom style='width:9.26%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.98%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:10pt Times New Roman;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.02%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'> &nbsp;Cash and cash equivalents</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>94,124</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:10pt Times New Roman;margin:0'><FONT style='font:9pt Arial'>91,657</FONT></P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'> &nbsp;Other non-earning assets</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>159,353</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'> &nbsp;&nbsp;&nbsp;185,672</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'> &nbsp;&nbsp;&nbsp;&nbsp;Total assets</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>5,183,357</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>4,773,193</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>Interest-bearing liabilities:</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:7.65pt'>Interest-bearing demand and savings</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>0.34</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>1,706,794</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>3,979</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>0.47</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>1,485,948</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>3,693</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>0.50</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:7.65pt'>Time deposits</P>
</TD><TD valign=bottom style='width:9.26%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>1.44</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>1,751,125</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.98%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>15,639</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>1.80</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>1,703,087</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.02%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>18,359</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>2.17</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:7.65pt'>Total deposits</P>
</TD><TD valign=bottom style='width:9.26%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>0.86</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>3,457,919</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.98%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>19,618</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>1.14</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>3,189,035</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.02%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>22,052</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>1.39</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-13.5pt;margin-left:13.5pt'> &nbsp;Short-term borrowings and</P>
<P style='font:9pt Arial;margin:0;text-indent:-13.5pt;margin-left:13.5pt'> &nbsp;&nbsp;&nbsp;&nbsp;repurchase agreements</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>0.02</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>213,700</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>659</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>0.62</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>251,347</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>1,780</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>1.43</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-13.8pt;margin-left:13.8pt'> &nbsp;Subordinated debentures issued</P>
<P style='font:9pt Arial;margin:0;text-indent:-13.8pt;margin-left:13.8pt'> &nbsp;&nbsp;&nbsp;&nbsp;to capital trust</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>2.29</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>25,774</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>383</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>2.99</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>25,774</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>534</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>4.18</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-13.8pt;margin-left:13.8pt'> &nbsp;Subordinated notes</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>5.86</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>82,087</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>2,432</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>5.96</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>73,958</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>2,189</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>5.97</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:9.26%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.98%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.02%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'> &nbsp;&nbsp;&nbsp;&nbsp;Total interest-bearing liabilities</P>
</TD><TD valign=bottom style='width:9.26%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>1.01</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>3,779,480</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.98%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>23,092</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>1.23</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>3,540,114</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.02%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>26,555</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>1.52</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>Non-interest-bearing liabilities:</P>
</TD><TD valign=bottom style='width:9.26%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.98%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.02%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'> &nbsp;Demand deposits</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>754,618</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>657,018</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'> &nbsp;Other liabilities</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>37,385</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>30,011</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'> &nbsp;&nbsp;&nbsp;&nbsp;Total liabilities</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>4,571,483</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>4,227,143</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>Stockholders&#8217; equity</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>611,874</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>546,050</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'> &nbsp;&nbsp;&nbsp;&nbsp;Total liabilities and stockholders&#8217;</P>
<P style='font:9pt Arial;margin:0'> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;equity</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>5,183,357</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>4,773,193</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>Net interest income:</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>Interest rate spread</P>
</TD><TD valign=bottom style='width:9.26%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>2.90</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>%</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:6.98%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>88,393</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>3.32</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>%</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:7.02%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>89,526</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>3.69</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>%</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>Net interest margin*</P>
</TD><TD valign=bottom style='width:9.26%;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:0.45pt;margin-left:-3.1pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.98%;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>3.61</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>%</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.02%;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>4.02</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>%</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-13.8pt;margin-left:13.8pt'>Average interest-earning assets to</P>
<P style='font:9pt Arial;margin:0;text-indent:-13.8pt;margin-left:13.8pt'> &nbsp;&nbsp;&nbsp;&nbsp;average interest-bearing liabilities</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin-top:0pt;margin-bottom:2pt;text-indent:0.45pt;margin-left:-3.1pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin-top:0pt;margin-bottom:2pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin-top:0pt;margin-bottom:2pt'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin-top:0pt;margin-bottom:2pt'>130.4</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin-top:0pt;margin-bottom:2pt;margin-left:-2.15pt'>%</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin-top:0pt;margin-bottom:2pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin-top:0pt;margin-bottom:2pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin-top:0pt;margin-bottom:2pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin-top:0pt;margin-bottom:2pt'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P align=right style='font:9pt Arial;margin-top:0pt;margin-bottom:2pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin-top:0pt;margin-bottom:2pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin-top:0pt;margin-bottom:2pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin-top:0pt;margin-bottom:2pt'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin-top:0pt;margin-bottom:2pt'>127.0</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin-top:0pt;margin-bottom:2pt;margin-left:-2.15pt'>%</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin-top:0pt;margin-bottom:2pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin-top:0pt;margin-bottom:2pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin-top:0pt;margin-bottom:2pt'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P align=right style='font:9pt Arial;margin-top:0pt;margin-bottom:2pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin-top:0pt;margin-bottom:2pt;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
</TABLE>
<P style='font:10pt Times New Roman;margin:0'>______________</P>
<P style='font:7pt Arial;margin:0'>*Defined as the Company&#8217;s net interest income divided by average total interest-earning assets.</P>
<P style='font:7pt Arial;margin:0;margin-left:14.4pt'><KBD style='position:absolute;font:7pt Arial;margin-left:-14.4pt'>(1)</KBD>The yield on loans at June 30, 2020, does not include the impact of the adjustments to the accretable yield (income) on loans acquired in the FDIC-assisted transactions. &nbsp;See &#8220;Net Interest Income&#8221; for a discussion of the effect on results of operations for the three months ended June 30, 2020.&nbsp;</P>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P align=center style='font:11pt Arial;margin:0'>21</P>
<HR style='page-break-after:always;border:0;height:3pt;background-color:#909090;margin:8pt 0'><P style=line-height:0;margin:0></P>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P style='font:11.5pt Arial;margin:0'><FONT style='border-bottom:1px solid #000000'>NON-GAAP FINANCIAL MEASURES</FONT></P>
<P style='font:11pt Arial;margin-top:6.3pt;margin-bottom:0pt;color:#000000'>This document contains certain financial information determined by methods other than in accordance with accounting principles generally accepted in the United States (&#8220;GAAP&#8221;). These non-GAAP financial measures include core net interest income, core net interest margin and the tangible common equity to tangible assets ratio. </P>
<P style='font:11pt Arial;margin-top:6.3pt;margin-bottom:0pt;color:#000000'>We calculate core net interest income and core net interest margin by subtracting the impact of adjustments regarding changes in expected cash flows related to pools of loans we acquired through FDIC-assisted transactions from reported net interest income and net interest margin. Management believes that core net interest income and core net interest margin are useful in assessing the Company&#8217;s core performance and trends, in light of the fluctuations that can occur related to updated estimates of the fair value of the loan pools acquired in the 2009, 2011, 2012 and 2014 FDIC-assisted transactions. </P>
<P style='font:11pt Arial;margin-top:6.3pt;margin-bottom:0pt;color:#000000'>In calculating the ratio of tangible common equity to tangible assets, we subtract period-end intangible assets from common equity and from total assets. &nbsp;Management believes that the presentation of this measure excluding the impact of intangible assets provides useful supplemental information that is helpful in understanding our financial condition and results of operations, as it provides a method to assess management&#8217;s success in utilizing our tangible capital as well as our capital strength. &nbsp;Management also believes that providing a measure that excludes balances of intangible assets, which are subjective components of valuation, facilitates the comparison of our performance with the performance of our peers. &nbsp;In addition, management believes that this is a standard financial measure used in the banking industry to evaluate performance. </P>
<P style='font:11pt Arial;margin-top:6.3pt;margin-bottom:0pt'>These non-GAAP financial measures are supplemental and are not a substitute for any analysis based on GAAP financial measures. Because not all companies use the same calculation of non-GAAP measures, this presentation may not be comparable to other similarly titled measures as calculated by other companies. </P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:9pt Arial;margin:0'><B>Non-GAAP Reconciliation: &nbsp;Core Net Interest Income and Core Net Interest Margin</B></P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<TABLE align=center style=border-collapse:collapse;width:98.9%><TR style=height:11.05pt><TD valign=bottom style=width:33.38%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:1.64%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=9 valign=bottom style=width:28.7%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'><B>Three Months Ended</B></P>
</TD><TD valign=bottom style=width:3.78%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:0.86%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=10 valign=bottom style=width:28.86%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'><B>Six Months Ended</B></P>
</TD><TD colspan=2 valign=bottom style=width:1.9%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=2 valign=bottom style=width:0.86%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR style=height:11.05pt><TD valign=bottom style=width:33.38%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:1.64%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=9 valign=bottom style='width:28.7%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><B>June 30,</B></P>
</TD><TD valign=bottom style=width:3.78%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:0.86%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=10 valign=bottom style='width:28.86%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><B>June 30,</B></P>
</TD><TD colspan=2 valign=bottom style=width:1.9%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=2 valign=bottom style=width:0.86%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR style=height:10.25pt><TD valign=bottom style=width:33.38%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:1.64%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=3 valign=bottom style='width:12.1%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><B>2020</B></P>
</TD><TD valign=bottom style='width:1.88%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:0.86%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:1.7%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=3 valign=bottom style='width:12.16%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><B>2019</B></P>
</TD><TD valign=bottom style=width:3.78%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:0.86%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=3 valign=bottom style='width:12.14%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><B>2020</B></P>
</TD><TD valign=bottom style='width:1.9%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:0.86%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:1.72%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=4 valign=bottom style='width:12.24%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><B>2019</B></P>
</TD><TD colspan=2 valign=bottom style=width:1.9%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=2 valign=bottom style=width:0.86%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR style=height:11.05pt><TD valign=bottom style=width:33.38%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:1.64%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=20 valign=top style=width:62.14%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'><B>(Dollars in thousands)</B></P>
</TD><TD colspan=2 valign=bottom style=width:1.9%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=2 valign=bottom style=width:0.86%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR style=height:23.65pt><TD valign=bottom style=width:33.38%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>Reported net interest income/margin</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:6.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>43,455</P>
</TD><TD valign=bottom style=width:0.86%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:4.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>3.39</P>
</TD><TD valign=bottom style=width:1.88%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>%</P>
</TD><TD valign=bottom style=width:0.86%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:6.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>44,921</P>
</TD><TD valign=bottom style=width:0.86%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:4.58%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>3.97</P>
</TD><TD valign=bottom style=width:3.78%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>%</P>
</TD><TD valign=top style=width:0.86%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.74%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>88,393</P>
</TD><TD valign=bottom style=width:0.86%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:4.54%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>3.61</P>
</TD><TD valign=bottom style=width:1.9%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>%</P>
</TD><TD valign=bottom style=width:0.86%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:6.74%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>89,526</P>
</TD><TD valign=bottom style=width:0.86%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=2 valign=bottom style=width:4.64%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>4.02</P>
</TD><TD colspan=2 valign=bottom style=width:1.9%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>%</P>
</TD><TD colspan=2 valign=bottom style=width:0.86%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR style=height:18.45pt><TD valign=bottom style=width:33.38%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-14.4pt;margin-left:14.4pt'>Less: &nbsp;Impact of FDIC-assisted acquired loan accretion adjustments</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.72%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>1,537</P>
</TD><TD valign=bottom style=width:0.86%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:4.52%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>0.12</P>
</TD><TD valign=bottom style=width:1.88%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.86%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.72%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>1,399</P>
</TD><TD valign=bottom style=width:0.86%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:4.58%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>0.12</P>
</TD><TD valign=bottom style=width:3.78%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=top style=width:0.86%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.74%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>3,403</P>
</TD><TD valign=bottom style=width:0.86%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:4.54%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>0.14</P>
</TD><TD valign=bottom style=width:1.9%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.86%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.74%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>2,911</P>
</TD><TD valign=bottom style=width:0.86%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=2 valign=bottom style='width:4.64%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>0.13</P>
</TD><TD colspan=2 valign=bottom style=width:1.9%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD colspan=2 valign=bottom style=width:0.86%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR style=height:18.95pt><TD valign=bottom style=width:33.38%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>Core net interest income/margin</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:6.72%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>41,918</P>
</TD><TD valign=bottom style=width:0.86%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:4.52%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>3.27</P>
</TD><TD valign=bottom style=width:1.88%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>%</P>
</TD><TD valign=bottom style=width:0.86%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:6.72%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>43,522</P>
</TD><TD valign=bottom style=width:0.86%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:4.58%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>3.85</P>
</TD><TD valign=bottom style=width:3.78%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>%</P>
</TD><TD valign=top style=width:0.86%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.74%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>84,990</P>
</TD><TD valign=bottom style=width:0.86%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:4.54%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>3.47</P>
</TD><TD valign=bottom style=width:1.9%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>%</P>
</TD><TD valign=bottom style=width:0.86%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:6.74%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>86,615</P>
</TD><TD valign=bottom style=width:0.86%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=2 valign=bottom style='width:4.64%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>3.89</P>
</TD><TD colspan=2 valign=bottom style=width:1.9%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>%</P>
</TD><TD colspan=2 valign=bottom style=width:0.86%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR style=height:10.25pt><TD valign=bottom style=width:33.38%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:1.64%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style='width:6.72%;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:0.86%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style='width:4.52%;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:1.88%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:0.86%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:1.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style='width:6.72%;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:0.86%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style='width:4.58%;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:3.78%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:0.86%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.74%;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.86%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:4.54%;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.9%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.86%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.74%;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.86%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=2 valign=bottom style='width:4.64%;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=2 valign=bottom style=width:1.9%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=2 valign=bottom style=width:0.86%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
</TABLE>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:9pt Arial;margin:0'><B>Non-GAAP Reconciliation: &nbsp;Ratio of Tangible Common Equity to Tangible Assets</B></P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<TABLE align=center style=border-collapse:collapse><TR style=height:13.05pt><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:56.55pt;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'><B>June 30,</B></P>
</TD><TD valign=bottom style=width:13.5pt;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:4.5pt;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9pt;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:63pt;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'><B>December 31,</B></P>
</TD><TD valign=bottom style=width:10.95pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR style=height:10.25pt><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:56.55pt;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><B>2020</B></P>
</TD><TD valign=bottom style=width:13.5pt;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:4.5pt;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9pt;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:63pt;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><B>2019</B></P>
</TD><TD valign=bottom style=width:10.95pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR style=height:10.95pt><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=5 valign=bottom style=width:146.55pt;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'><B>(Dollars in thousands)</B></P>
</TD><TD valign=bottom style=width:10.95pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR style=height:17.1pt><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>Common equity at period end</P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:56.55pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>626,728</P>
</TD><TD valign=bottom style=width:13.5pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:4.5pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:63pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>603,066</P>
</TD><TD valign=bottom style=width:10.95pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR style=height:18pt><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>Less: &nbsp;Intangible assets at period end</P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:56.55pt;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>7,521</P>
</TD><TD valign=bottom style=width:13.5pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:4.5pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:63pt;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>8,098</P>
</TD><TD valign=bottom style=width:10.95pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR style=height:18.45pt><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>Tangible common equity at period end &nbsp;(a)</P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:56.55pt;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>619,207</P>
</TD><TD valign=bottom style=width:13.5pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:4.5pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:63pt;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>594,968</P>
</TD><TD valign=bottom style=width:10.95pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR style=height:11.1pt><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:56.55pt;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:13.5pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:4.5pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:63pt;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:10.95pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR style=height:11.1pt><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>Total assets at period end</P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:56.55pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>5,566,650</P>
</TD><TD valign=bottom style=width:13.5pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:4.5pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:63pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>5,015,072</P>
</TD><TD valign=bottom style=width:10.95pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR style=height:18pt><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>Less: &nbsp;Intangible assets at period end</P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:56.55pt;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>7,521</P>
</TD><TD valign=bottom style=width:13.5pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:4.5pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:63pt;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>8,098</P>
</TD><TD valign=bottom style=width:10.95pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR style=height:18.45pt><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>Tangible assets at period end (b)</P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:56.55pt;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>5,559,129</P>
</TD><TD valign=bottom style=width:13.5pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:4.5pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:63pt;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>5,006,974</P>
</TD><TD valign=bottom style=width:10.95pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR style=height:9.25pt><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:56.55pt;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:13.5pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:4.5pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:63pt;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:10.95pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR style=height:18.45pt><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>Tangible common equity to tangible assets (a) / (b)</P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:56.55pt;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>11.14</P>
</TD><TD valign=bottom style=width:13.5pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>%</P>
</TD><TD valign=bottom style=width:4.5pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:63pt;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>11.88</P>
</TD><TD valign=bottom style=width:10.95pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>%</P>
</TD></TR>
</TABLE>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P align=center style='font:11pt Arial;margin:0'>22</P>
</DIV>
</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.DEF
<SEQUENCE>3
<FILENAME>gsbc-20200720_def.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION DEFINITION LINKBASE DOCUMENT
<TEXT>
<XBRL>
<?xml version='1.0' encoding='iso-8859-1'?>
<!-- Produced by EDGARsuite software, Advanced Computer Innovations, Inc., Copyright (C) 2008-2020 [PPXC7JF4UJYCVJ5L6W8X]. www.edgarsuite.com -->
<link:linkbase xmlns="http://www.xbrl.org/2003/linkbase"
		xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
		xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd"
		xmlns:fil="http://www.greatsouthernbank.com/20200720"
		xmlns:link="http://www.xbrl.org/2003/linkbase"
		xmlns:xlink="http://www.w3.org/1999/xlink"
		xmlns:xbrldt="http://xbrl.org/2005/xbrldt"
		xmlns:xbrli="http://www.xbrl.org/2003/instance">
	<link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/all" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#all"/>
	<link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#hypercube-dimension"/>
	<link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#dimension-default"/>
	<link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#dimension-domain"/>
	<link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/domain-member" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#domain-member"/>
	<link:roleRef roleURI="http://www.greatsouthernbank.com/20200720/role/idr_DocumentDocumentAndEntityInformation" xlink:type="simple" xlink:href="gsbc-20200720.xsd#idr_DocumentDocumentAndEntityInformation"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://www.greatsouthernbank.com/20200720/role/idr_DocumentDocumentAndEntityInformation"/>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>4
<FILENAME>gsbc-20200720_lab.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION LABELS LINKBASE DOCUMENT
<TEXT>
<XBRL>
<?xml version='1.0' encoding='iso-8859-1'?>
<!-- Produced by EDGARsuite software, Advanced Computer Innovations, Inc., Copyright (C) 2008-2020 [PPXC7JF4UJYCVJ5L6W8X]. www.edgarsuite.com -->
<link:linkbase xmlns="http://www.xbrl.org/2003/linkbase"
		xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
		xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd"
		xmlns:fil="http://www.greatsouthernbank.com/20200720"
		xmlns:link="http://www.xbrl.org/2003/linkbase"
		xmlns:xlink="http://www.w3.org/1999/xlink"
		xmlns:xbrldt="http://xbrl.org/2005/xbrldt"
		xmlns:xbrli="http://www.xbrl.org/2003/instance">
	<roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/net-2009-12-16.xsd#netLabel" roleURI="http://www.xbrl.org/2009/role/netLabel"/>
	<roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedLabel" roleURI="http://www.xbrl.org/2009/role/negatedLabel"/>
	<roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodEndLabel" roleURI="http://www.xbrl.org/2009/role/negatedPeriodEndLabel"/>
	<roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodStartLabel" roleURI="http://www.xbrl.org/2009/role/negatedPeriodStartLabel"/>
	<roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTerseLabel" roleURI="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
	<roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTotalLabel" roleURI="http://www.xbrl.org/2009/role/negatedTotalLabel"/>
	<roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedNetLabel" roleURI="http://www.xbrl.org/2009/role/negatedNetLabel"/>
	<link:labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_CityAreaCode' xlink:label='dei_CityAreaCode'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_CityAreaCode' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>City Area Code</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_CityAreaCode' xlink:to='lab_dei_CityAreaCode'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityFileNumber' xlink:label='dei_EntityFileNumber'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntityFileNumber' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Entity File Number</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntityFileNumber' xlink:to='lab_dei_EntityFileNumber'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_Security12bTitle' xlink:label='dei_Security12bTitle'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_Security12bTitle' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Title of 12(b) Security</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_Security12bTitle' xlink:to='lab_dei_Security12bTitle'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityCentralIndexKey' xlink:label='dei_EntityCentralIndexKey'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntityCentralIndexKey' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Registrant CIK</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntityCentralIndexKey' xlink:to='lab_dei_EntityCentralIndexKey'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_PreCommencementIssuerTenderOffer' xlink:label='dei_PreCommencementIssuerTenderOffer'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_PreCommencementIssuerTenderOffer' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Pre-commencement Issuer Tender Offer</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_PreCommencementIssuerTenderOffer' xlink:to='lab_dei_PreCommencementIssuerTenderOffer'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityShellCompany' xlink:label='dei_EntityShellCompany'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntityShellCompany' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Shell Company</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntityShellCompany' xlink:to='lab_dei_EntityShellCompany'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityWellKnownSeasonedIssuer' xlink:label='dei_EntityWellKnownSeasonedIssuer'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntityWellKnownSeasonedIssuer' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Well-known Seasoned Issuer</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntityWellKnownSeasonedIssuer' xlink:to='lab_dei_EntityWellKnownSeasonedIssuer'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_AmendmentFlag' xlink:label='dei_AmendmentFlag'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_AmendmentFlag' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Amendment Flag</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_AmendmentFlag' xlink:to='lab_dei_AmendmentFlag'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_LocalPhoneNumber' xlink:label='dei_LocalPhoneNumber'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_LocalPhoneNumber' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Local Phone Number</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_LocalPhoneNumber' xlink:to='lab_dei_LocalPhoneNumber'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_TradingSymbol' xlink:label='dei_TradingSymbol'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_TradingSymbol' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Trading Symbol</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_TradingSymbol' xlink:to='lab_dei_TradingSymbol'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityCurrentReportingStatus' xlink:label='dei_EntityCurrentReportingStatus'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntityCurrentReportingStatus' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Current with reporting</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntityCurrentReportingStatus' xlink:to='lab_dei_EntityCurrentReportingStatus'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityRegistrantName' xlink:label='dei_EntityRegistrantName'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntityRegistrantName' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Registrant Name</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntityRegistrantName' xlink:to='lab_dei_EntityRegistrantName'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityIncorporationStateCountryCode' xlink:label='dei_EntityIncorporationStateCountryCode'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntityIncorporationStateCountryCode' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Entity Incorporation, State or Country Code</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntityIncorporationStateCountryCode' xlink:to='lab_dei_EntityIncorporationStateCountryCode'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityAddressAddressLine1' xlink:label='dei_EntityAddressAddressLine1'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntityAddressAddressLine1' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Entity Address, Address Line One</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntityAddressAddressLine1' xlink:to='lab_dei_EntityAddressAddressLine1'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_SecurityExchangeName' xlink:label='dei_SecurityExchangeName'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_SecurityExchangeName' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Trading Exchange</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_SecurityExchangeName' xlink:to='lab_dei_SecurityExchangeName'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_TextBlockAbstract' xlink:label='us-gaap_TextBlockAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_TextBlockAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Details</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_TextBlockAbstract' xlink:to='lab_us-gaap_TextBlockAbstract'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntitySmallBusiness' xlink:label='dei_EntitySmallBusiness'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntitySmallBusiness' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Small Business</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntitySmallBusiness' xlink:to='lab_dei_EntitySmallBusiness'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_AmendmentDescription' xlink:label='dei_AmendmentDescription'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_AmendmentDescription' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Amendment Description</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_AmendmentDescription' xlink:to='lab_dei_AmendmentDescription'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityAddressStateOrProvince' xlink:label='dei_EntityAddressStateOrProvince'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntityAddressStateOrProvince' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Entity Address, State or Province</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntityAddressStateOrProvince' xlink:to='lab_dei_EntityAddressStateOrProvince'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityInteractiveDataCurrent' xlink:label='dei_EntityInteractiveDataCurrent'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntityInteractiveDataCurrent' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Interactive Data Current</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntityInteractiveDataCurrent' xlink:to='lab_dei_EntityInteractiveDataCurrent'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_DocumentPeriodEndDate' xlink:label='dei_DocumentPeriodEndDate'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_DocumentPeriodEndDate' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Period End date</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_DocumentPeriodEndDate' xlink:to='lab_dei_DocumentPeriodEndDate'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_CurrentFiscalYearEndDate' xlink:label='dei_CurrentFiscalYearEndDate'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_CurrentFiscalYearEndDate' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fiscal Year End</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_CurrentFiscalYearEndDate' xlink:to='lab_dei_CurrentFiscalYearEndDate'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_WrittenCommunications' xlink:label='dei_WrittenCommunications'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_WrittenCommunications' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Written Communications</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_WrittenCommunications' xlink:to='lab_dei_WrittenCommunications'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityExTransitionPeriod' xlink:label='dei_EntityExTransitionPeriod'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntityExTransitionPeriod' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Ex Transition Period</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntityExTransitionPeriod' xlink:to='lab_dei_EntityExTransitionPeriod'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityAddressCityOrTown' xlink:label='dei_EntityAddressCityOrTown'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntityAddressCityOrTown' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Entity Address, City or Town</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntityAddressCityOrTown' xlink:to='lab_dei_EntityAddressCityOrTown'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityEmergingGrowthCompany' xlink:label='dei_EntityEmergingGrowthCompany'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntityEmergingGrowthCompany' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Emerging Growth Company</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntityEmergingGrowthCompany' xlink:to='lab_dei_EntityEmergingGrowthCompany'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityTaxIdentificationNumber' xlink:label='dei_EntityTaxIdentificationNumber'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntityTaxIdentificationNumber' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Tax Identification Number (TIN)</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntityTaxIdentificationNumber' xlink:to='lab_dei_EntityTaxIdentificationNumber'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityPublicFloat' xlink:label='dei_EntityPublicFloat'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntityPublicFloat' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Public Float</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntityPublicFloat' xlink:to='lab_dei_EntityPublicFloat'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_PreCommencementTenderOffer' xlink:label='dei_PreCommencementTenderOffer'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_PreCommencementTenderOffer' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Pre-commencement Tender Offer</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_PreCommencementTenderOffer' xlink:to='lab_dei_PreCommencementTenderOffer'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityAddressPostalZipCode' xlink:label='dei_EntityAddressPostalZipCode'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntityAddressPostalZipCode' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Entity Address, Postal Zip Code</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntityAddressPostalZipCode' xlink:to='lab_dei_EntityAddressPostalZipCode'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityFilerCategory' xlink:label='dei_EntityFilerCategory'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntityFilerCategory' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Filer Category</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntityFilerCategory' xlink:to='lab_dei_EntityFilerCategory'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityCommonStockSharesOutstanding' xlink:label='dei_EntityCommonStockSharesOutstanding'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntityCommonStockSharesOutstanding' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Number of common stock shares outstanding</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntityCommonStockSharesOutstanding' xlink:to='lab_dei_EntityCommonStockSharesOutstanding'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_SolicitingMaterial' xlink:label='dei_SolicitingMaterial'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_SolicitingMaterial' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Soliciting Material</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_SolicitingMaterial' xlink:to='lab_dei_SolicitingMaterial'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityVoluntaryFilers' xlink:label='dei_EntityVoluntaryFilers'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntityVoluntaryFilers' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Voluntary filer</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntityVoluntaryFilers' xlink:to='lab_dei_EntityVoluntaryFilers'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_DocumentType' xlink:label='dei_DocumentType'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_DocumentType' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>SEC Form</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_DocumentType' xlink:to='lab_dei_DocumentType'/>
	</link:labelLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>5
<FILENAME>gsbc-20200720_pre.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE DOCUMENT
<TEXT>
<XBRL>
<?xml version='1.0' encoding='iso-8859-1'?>
<!-- Produced by EDGARsuite software, Advanced Computer Innovations, Inc., Copyright (C) 2008-2020 [PPXC7JF4UJYCVJ5L6W8X]. www.edgarsuite.com -->
<link:linkbase xmlns="http://www.xbrl.org/2003/linkbase"
		xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
		xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd"
		xmlns:fil="http://www.greatsouthernbank.com/20200720"
		xmlns:link="http://www.xbrl.org/2003/linkbase"
		xmlns:xlink="http://www.w3.org/1999/xlink"
		xmlns:xbrldt="http://xbrl.org/2005/xbrldt"
		xmlns:xbrli="http://www.xbrl.org/2003/instance">
	<link:roleRef roleURI="http://www.greatsouthernbank.com/20200720/role/idr_DocumentDocumentAndEntityInformation" xlink:type="simple" xlink:href="gsbc-20200720.xsd#idr_DocumentDocumentAndEntityInformation"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://www.greatsouthernbank.com/20200720/role/idr_DocumentDocumentAndEntityInformation">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_TextBlockAbstract' xlink:label='us-gaap_TextBlockAbstract'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityCentralIndexKey' xlink:label='dei_EntityCentralIndexKey'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='dei_EntityCentralIndexKey' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_CurrentFiscalYearEndDate' xlink:label='dei_CurrentFiscalYearEndDate'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='dei_CurrentFiscalYearEndDate' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityRegistrantName' xlink:label='dei_EntityRegistrantName'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='dei_EntityRegistrantName' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_DocumentType' xlink:label='dei_DocumentType'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='dei_DocumentType' use='optional' order='4.0'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_DocumentPeriodEndDate' xlink:label='dei_DocumentPeriodEndDate'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='dei_DocumentPeriodEndDate' use='optional' order='5.0'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_TradingSymbol' xlink:label='dei_TradingSymbol'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='dei_TradingSymbol' use='optional' order='6.0'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_SecurityExchangeName' xlink:label='dei_SecurityExchangeName'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='dei_SecurityExchangeName' use='optional' order='7.0'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityTaxIdentificationNumber' xlink:label='dei_EntityTaxIdentificationNumber'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='dei_EntityTaxIdentificationNumber' use='optional' order='8.0'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityCommonStockSharesOutstanding' xlink:label='dei_EntityCommonStockSharesOutstanding'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='dei_EntityCommonStockSharesOutstanding' use='optional' order='9.0'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityPublicFloat' xlink:label='dei_EntityPublicFloat'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='dei_EntityPublicFloat' use='optional' order='10.0'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityFilerCategory' xlink:label='dei_EntityFilerCategory'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='dei_EntityFilerCategory' use='optional' order='11.0'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityCurrentReportingStatus' xlink:label='dei_EntityCurrentReportingStatus'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='dei_EntityCurrentReportingStatus' use='optional' order='12.0'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityInteractiveDataCurrent' xlink:label='dei_EntityInteractiveDataCurrent'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='dei_EntityInteractiveDataCurrent' use='optional' order='13.0'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityVoluntaryFilers' xlink:label='dei_EntityVoluntaryFilers'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='dei_EntityVoluntaryFilers' use='optional' order='14.0'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityWellKnownSeasonedIssuer' xlink:label='dei_EntityWellKnownSeasonedIssuer'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='dei_EntityWellKnownSeasonedIssuer' use='optional' order='15.0'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityShellCompany' xlink:label='dei_EntityShellCompany'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='dei_EntityShellCompany' use='optional' order='16.0'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntitySmallBusiness' xlink:label='dei_EntitySmallBusiness'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='dei_EntitySmallBusiness' use='optional' order='17.0'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityEmergingGrowthCompany' xlink:label='dei_EntityEmergingGrowthCompany'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='dei_EntityEmergingGrowthCompany' use='optional' order='18.0'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityExTransitionPeriod' xlink:label='dei_EntityExTransitionPeriod'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='dei_EntityExTransitionPeriod' use='optional' order='19.0'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_AmendmentDescription' xlink:label='dei_AmendmentDescription'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='dei_AmendmentDescription' use='optional' order='20.0'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityIncorporationStateCountryCode' xlink:label='dei_EntityIncorporationStateCountryCode'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='dei_EntityIncorporationStateCountryCode' use='optional' order='21.0'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityFileNumber' xlink:label='dei_EntityFileNumber'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='dei_EntityFileNumber' use='optional' order='22.0'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityAddressAddressLine1' xlink:label='dei_EntityAddressAddressLine1'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='dei_EntityAddressAddressLine1' use='optional' order='23.0'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityAddressCityOrTown' xlink:label='dei_EntityAddressCityOrTown'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='dei_EntityAddressCityOrTown' use='optional' order='24.0'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityAddressStateOrProvince' xlink:label='dei_EntityAddressStateOrProvince'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='dei_EntityAddressStateOrProvince' use='optional' order='25.0'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityAddressPostalZipCode' xlink:label='dei_EntityAddressPostalZipCode'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='dei_EntityAddressPostalZipCode' use='optional' order='26.0'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_CityAreaCode' xlink:label='dei_CityAreaCode'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='dei_CityAreaCode' use='optional' order='27.0'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_LocalPhoneNumber' xlink:label='dei_LocalPhoneNumber'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='dei_LocalPhoneNumber' use='optional' order='28.0'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_WrittenCommunications' xlink:label='dei_WrittenCommunications'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='dei_WrittenCommunications' use='optional' order='29.0'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_SolicitingMaterial' xlink:label='dei_SolicitingMaterial'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='dei_SolicitingMaterial' use='optional' order='30.0'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_PreCommencementTenderOffer' xlink:label='dei_PreCommencementTenderOffer'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='dei_PreCommencementTenderOffer' use='optional' order='31.0'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_PreCommencementIssuerTenderOffer' xlink:label='dei_PreCommencementIssuerTenderOffer'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='dei_PreCommencementIssuerTenderOffer' use='optional' order='32.0'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_Security12bTitle' xlink:label='dei_Security12bTitle'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='dei_Security12bTitle' use='optional' order='33.0'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_AmendmentFlag' xlink:label='dei_AmendmentFlag'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='dei_AmendmentFlag' use='optional' order='34.0'/>
	</link:presentationLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.SCH
<SEQUENCE>6
<FILENAME>gsbc-20200720.xsd
<DESCRIPTION>XBRL TAXONOMY EXTENSION SCHEMA DOCUMENT
<TEXT>
<XBRL>
<?xml version='1.0' encoding='iso-8859-1'?>
<!-- Produced by EDGARsuite software, Advanced Computer Innovations, Inc., Copyright (C) 2008-2020 [PPXC7JF4UJYCVJ5L6W8X]. www.edgarsuite.com -->
<schema xmlns='http://www.w3.org/2001/XMLSchema' xmlns:us-gaap='http://fasb.org/us-gaap/2020-01-31' xmlns:fil='http://www.greatsouthernbank.com/20200720' xmlns:dei='http://xbrl.sec.gov/dei/2020-01-31' xmlns:xlink='http://www.w3.org/1999/xlink' xmlns:xbrldt='http://xbrl.org/2005/xbrldt' targetNamespace='http://www.greatsouthernbank.com/20200720' xmlns:link='http://www.xbrl.org/2003/linkbase' xmlns:xbrli='http://www.xbrl.org/2003/instance' elementFormDefault='qualified' attributeFormDefault='unqualified'>
	<annotation>
		<appinfo>
			<link:linkbaseRef xlink:type="simple" xlink:href="gsbc-20200720_pre.xml" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase"/>
			<link:linkbaseRef xlink:type="simple" xlink:href="gsbc-20200720_def.xml" xlink:role="http://www.xbrl.org/2003/role/definitionLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase"/>
			<link:linkbaseRef xlink:type="simple" xlink:href="gsbc-20200720_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase"/>
			<link:roleType roleURI="http://www.greatsouthernbank.com/20200720/role/idr_DocumentDocumentAndEntityInformation" id="idr_DocumentDocumentAndEntityInformation">
				<link:definition>000010 - Document - Document and Entity Information</link:definition>
				<link:usedOn>link:presentationLink</link:usedOn>
				<link:usedOn>link:definitionLink</link:usedOn>
				<link:usedOn>link:calculationLink</link:usedOn>
			</link:roleType>
		</appinfo>
	</annotation>
	<import schemaLocation='http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd' namespace='http://www.xbrl.org/2003/instance'/>
	<import schemaLocation='http://www.xbrl.org/dtr/type/numeric-2009-12-16.xsd' namespace='http://www.xbrl.org/dtr/type/numeric'/>
	<import schemaLocation='http://www.xbrl.org/dtr/type/nonNumeric-2009-12-16.xsd' namespace='http://www.xbrl.org/dtr/type/non-numeric'/>
	<import schemaLocation='http://www.xbrl.org/2005/xbrldt-2005.xsd' namespace='http://xbrl.org/2005/xbrldt'/>
	<import namespace='http://fasb.org/us-gaap/2020-01-31' schemaLocation='http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd' />
	<import namespace='http://xbrl.sec.gov/dei/2020-01-31' schemaLocation='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd' />
</schema>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>7
<FILENAME>ex991_1.jpg
<DESCRIPTION>IMAGE
<TEXT>
begin 644 ex991_1.jpg
M_]C_X  02D9)1@ ! 0( 5@!6  #_VP!#  @&!@<&!0@'!P<)"0@*#!0-# L+
M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#<I+# Q-#0T'R<Y/3@R/"XS-#+_
MVP!# 0D)"0P+#!@-#1@R(1PA,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C+_P  1" #' <@# 2(  A$! Q$!_\0
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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M7MH_T>R/OO//ZUZ5!U+-24OG!?H<M2,=TU_X$(M_:HP9=+N PZ$0"M6WF%Q
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MG\(-&K-&J,1DJ4D./:N^C"C=VY/ODOS..K[6VTONB_R+G]D2_P#0P3_]]_\
MUZMZ=I\EM=>8VJR7(VD>6S9'UZUE>;X/]%_[XE_PK3T9-$DEDFTI!O4;68*X
MP#_O?2NZC"G[1<O+\IM_@<E5S4'>_P XI?B;-%%%>H>>%%%% !1110 4444
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MY0,Y7Q_KU]X=\/QWFGLBS-<+&2Z[A@@G^E<;X3^(.O:OXFL["[D@,$N_<%B
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M@4H)((PR'^%@.15_Q[X0;PWJ7VBV0G3;ALQG_GFW]P_T_P#K5Q] 'LGP>_Y
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MI.D:DFLV+-IUV%%Q&23 V -P]JW/'DVJ:_XGGDCL+QK6W_<PXA;! ZGIW/\
M2O48O'WAB>X2"/5$,CL$7Y& ))QUQBNEH \=\#_#R#6-/GO-;BN8AOV0Q@[#
MQU)R/\X-=5_PJGPUZ7G_ '^_^M7<5SMWXZ\-V-Y-:7.HJD\+E'7RW.".HZ4
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M$65U['C^5?1U% 'GOPEM;BTT._6Y@EA8W(($B%21M'K17H5% !1110 4444
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M:<Q 8Z#'#?0D$?A6_P##'7_[)\1BRF?%M? 1G)X#_P )_F/QIB/=*^;O%_\
MR..L?]?<G_H1KZ1KYN\7_P#(XZQ_U]R?^A&D,N>"_%<WA?5@[%GL9B%GC'I_
M>'N*^@;>XBN[>.X@D62*10R.IR"#7RTT;HJ,R,%<94D?>&<<?B*]$^&OC/\
MLVX71=0E_P!$E;]Q(Q_U3GM]#^A^M,1S?CO_ )'C5O\ KM_[**]-^'5[!IWP
MZ-Y<N$@ADE=V]@:\R\=_\CQJW_7;_P!E%:MQ?/;?"&RM4;'VF^</[JO/\\4
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MDYKW;X>:'!I'A:VG"+]INT$TLF.<'H/H!BF(\CG\"^)K: S2:3.4 R=F&/Y
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M_C1X2\,WWB/54CM]\5O&09K@<!!['U]!2&8EQ!):W,MO*NV2)RC#T(.*^@?
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M1110 4444 %%%% !1110 4444 8GB/PQ8^*+>""^>95A<NOE, <D8[@USO\
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? **** "BBB@ HHHH **** "BBB@ HHHH **** /_V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>8
<FILENAME>gsbc-20200720_htm.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version="1.0" encoding="utf-8"?>
<xbrl
  xmlns="http://www.xbrl.org/2003/instance"
  xmlns:dei="http://xbrl.sec.gov/dei/2020-01-31"
  xmlns:link="http://www.xbrl.org/2003/linkbase"
  xmlns:xlink="http://www.w3.org/1999/xlink">
    <link:schemaRef xlink:href="gsbc-20200720.xsd" xlink:type="simple"/>
    <context id="D200720">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000854560</identifier>
        </entity>
        <period>
            <startDate>2020-07-20</startDate>
            <endDate>2020-07-20</endDate>
        </period>
    </context>
    <dei:EntityCentralIndexKey contextRef="D200720" id="fact1">0000854560</dei:EntityCentralIndexKey>
    <dei:AmendmentFlag contextRef="D200720" id="fact2">false</dei:AmendmentFlag>
    <dei:DocumentType contextRef="D200720">8-K</dei:DocumentType>
    <dei:DocumentPeriodEndDate contextRef="D200720">2020-07-20</dei:DocumentPeriodEndDate>
    <dei:EntityRegistrantName contextRef="D200720">GREAT SOUTHERN BANCORP, INC.</dei:EntityRegistrantName>
    <dei:EntityIncorporationStateCountryCode contextRef="D200720">MD</dei:EntityIncorporationStateCountryCode>
    <dei:EntityFileNumber contextRef="D200720">0-18082</dei:EntityFileNumber>
    <dei:EntityTaxIdentificationNumber contextRef="D200720">43-1524856</dei:EntityTaxIdentificationNumber>
    <dei:EntityAddressAddressLine1 contextRef="D200720">1451 East Battlefield</dei:EntityAddressAddressLine1>
    <dei:EntityAddressCityOrTown contextRef="D200720">Springfield</dei:EntityAddressCityOrTown>
    <dei:EntityAddressStateOrProvince contextRef="D200720">MO</dei:EntityAddressStateOrProvince>
    <dei:EntityAddressPostalZipCode contextRef="D200720">65804</dei:EntityAddressPostalZipCode>
    <dei:CityAreaCode contextRef="D200720">417</dei:CityAreaCode>
    <dei:LocalPhoneNumber contextRef="D200720">887-4400</dei:LocalPhoneNumber>
    <dei:WrittenCommunications contextRef="D200720">false</dei:WrittenCommunications>
    <dei:SolicitingMaterial contextRef="D200720">false</dei:SolicitingMaterial>
    <dei:PreCommencementTenderOffer contextRef="D200720">false</dei:PreCommencementTenderOffer>
    <dei:PreCommencementIssuerTenderOffer contextRef="D200720">false</dei:PreCommencementIssuerTenderOffer>
    <dei:Security12bTitle contextRef="D200720">Common Stock</dei:Security12bTitle>
    <dei:TradingSymbol contextRef="D200720">GSBC</dei:TradingSymbol>
    <dei:SecurityExchangeName contextRef="D200720">NASDAQ</dei:SecurityExchangeName>
    <dei:EntityEmergingGrowthCompany contextRef="D200720">false</dei:EntityEmergingGrowthCompany>
</xbrl>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>9
<FILENAME>R1.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.20.2</span><table class="report" border="0" cellspacing="2" id="idm140420459240776">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Document and Entity Information<br></strong></div></th>
<th class="th"><div>Jul. 20, 2020</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TextBlockAbstract', window );"><strong>Details</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Registrant CIK</a></td>
<td class="text">0000854560<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Registrant Name</a></td>
<td class="text">GREAT SOUTHERN BANCORP, INC.<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentType', window );">SEC Form</a></td>
<td class="text">8-K<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Period End date</a></td>
<td class="text">Jul. 20,  2020<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">GSBC<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Trading Exchange</a></td>
<td class="text">NASDAQ<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityTaxIdentificationNumber', window );">Tax Identification Number (TIN)</a></td>
<td class="text">43-1524856<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityEmergingGrowthCompany', window );">Emerging Growth Company</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityIncorporationStateCountryCode', window );">Entity Incorporation, State or Country Code</a></td>
<td class="text">MD<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityFileNumber', window );">Entity File Number</a></td>
<td class="text">0-18082<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressAddressLine1', window );">Entity Address, Address Line One</a></td>
<td class="text">1451 East Battlefield<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressCityOrTown', window );">Entity Address, City or Town</a></td>
<td class="text">Springfield<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressStateOrProvince', window );">Entity Address, State or Province</a></td>
<td class="text">MO<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressPostalZipCode', window );">Entity Address, Postal Zip Code</a></td>
<td class="text">65804<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_CityAreaCode', window );">City Area Code</a></td>
<td class="text">417<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_LocalPhoneNumber', window );">Local Phone Number</a></td>
<td class="text">887-4400<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_WrittenCommunications', window );">Written Communications</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_SolicitingMaterial', window );">Soliciting Material</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_PreCommencementTenderOffer', window );">Pre-commencement Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_PreCommencementIssuerTenderOffer', window );">Pre-commencement Issuer Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Common Stock<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
<td class="text">false<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CityAreaCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Area code of city</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CityAreaCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The end date of the period reflected on the cover page if a periodic report. For all other reports and registration statements containing historical data, it is the date up through which that historical data is presented.  If there is no historical data in the report, use the filing date. The format of the date is YYYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Address Line 1 such as Attn, Building Name, Street Name</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCityOrTown">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Name of the City or Town</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCityOrTown</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressPostalZipCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Code for the postal or zip code</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressPostalZipCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressStateOrProvince">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Name of the state or province.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressStateOrProvince</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:stateOrProvinceItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityEmergingGrowthCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Indicate if registrant meets the emerging growth company criteria.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityEmergingGrowthCompany</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFileNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFileNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:fileNumberItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityIncorporationStateCountryCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Two-character EDGAR code representing the state or country of incorporation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityIncorporationStateCountryCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarStateCountryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityTaxIdentificationNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityTaxIdentificationNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:employerIdItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LocalPhoneNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Local phone number for entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LocalPhoneNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementIssuerTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 13e<br> -Subsection 4c<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementIssuerTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 14d<br> -Subsection 2b<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_Security12bTitle">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Title of a 12(b) registered security.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_Security12bTitle</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:securityTitleItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SecurityExchangeName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Name of the Exchange on which a security is registered.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection d1-1<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SecurityExchangeName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarExchangeCodeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SolicitingMaterial">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Section 14a<br> -Number 240<br> -Subsection 12<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SolicitingMaterial</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_TradingSymbol">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Trading symbol of an instrument as listed on an exchange.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_TradingSymbol</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:tradingSymbolItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_WrittenCommunications">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br> -Section 425<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_WrittenCommunications</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TextBlockAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TextBlockAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EXCEL
<SEQUENCE>10
<FILENAME>Financial_Report.xlsx
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 Financial_Report.xlsx
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M<G?;\EK'&W.^WAA[P^GWMG3-(F9^;&<*:DZIDO","<VE((JM;EL#[_/0#VQ
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M^KZ^AH8/$L];,J=[_!EJ,:@W6]5C6)>E:H\_A?<HN9\;[O\2Q0]02P,$%
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M>FR-9V87YTC'?8Q']>5=2(6NF9MYEJ6R!F_236P@R*2*Y U+2X<L-03&IAJ
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M4')O<',O8V]R92YX;6Q02P$"% ,4    " "29O50F5R<(Q &  "<)P  $P
M            @ ', 0  >&PO=&AE;64O=&AE;64Q+GAM;%!+ 0(4 Q0    (
M ))F]5#, N6&(00   ,0   8              " @0T(  !X;"]W;W)K<VAE
M971S+W-H965T,2YX;6Q02P$"% ,4    " "29O50@ZFE ]0!   R!@  #0
M            @ %D#   >&PO<W1Y;&5S+GAM;%!+ 0(4 Q0    ( ))F]5"7
MBKL<P    !,"   +              "  6,.  !?<F5L<R\N<F5L<U!+ 0(4
M Q0    ( ))F]5 <.&7J/P$  #P"   /              "  4P/  !X;"]W
M;W)K8F]O:RYX;6Q02P$"% ,4    " "29O50)!Z;HJT   #X 0  &@
M        @ &X$   >&PO7W)E;',O=V]R:V)O;VLN>&UL+G)E;'-02P$"% ,4
M    " "29O5099!YDAD!  #/ P  $P              @ &=$0  6T-O;G1E
C;G1?5'EP97-=+GAM;%!+!08     "0 ) #X"  #G$@     !

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>11
<FILENAME>Show.js
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
// Edgar(tm) Renderer was created by staff of the U.S. Securities and Exchange Commission.  Data and content created by government employees within the scope of their employment are not subject to domestic copyright protection. 17 U.S.C. 105.
var Show={};Show.LastAR=null,Show.showAR=function(a,r,w){if(Show.LastAR)Show.hideAR();var e=a;while(e&&e.nodeName!='TABLE')e=e.nextSibling;if(!e||e.nodeName!='TABLE'){var ref=((window)?w.document:document).getElementById(r);if(ref){e=ref.cloneNode(!0);
e.removeAttribute('id');a.parentNode.appendChild(e)}}
if(e)e.style.display='block';Show.LastAR=e};Show.hideAR=function(){Show.LastAR.style.display='none'};Show.toggleNext=function(a){var e=a;while(e.nodeName!='DIV')e=e.nextSibling;if(!e.style){}else if(!e.style.display){}else{var d,p_;if(e.style.display=='none'){d='block';p='-'}else{d='none';p='+'}
e.style.display=d;if(a.textContent){a.textContent=p+a.textContent.substring(1)}else{a.innerText=p+a.innerText.substring(1)}}}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>12
<FILENAME>report.css
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
/* Updated 2009-11-04 */
/* v2.2.0.24 */

/* DefRef Styles */
..report table.authRefData{
	background-color: #def;
	border: 2px solid #2F4497;
	font-size: 1em;
	position: absolute;
}

..report table.authRefData a {
	display: block;
	font-weight: bold;
}

..report table.authRefData p {
	margin-top: 0px;
}

..report table.authRefData .hide {
	background-color: #2F4497;
	padding: 1px 3px 0px 0px;
	text-align: right;
}

..report table.authRefData .hide a:hover {
	background-color: #2F4497;
}

..report table.authRefData .body {
	height: 150px;
	overflow: auto;
	width: 400px;
}

..report table.authRefData table{
	font-size: 1em;
}

/* Report Styles */
..pl a, .pl a:visited {
	color: black;
	text-decoration: none;
}

/* table */
..report {
	background-color: white;
	border: 2px solid #acf;
	clear: both;
	color: black;
	font: normal 8pt Helvetica, Arial, san-serif;
	margin-bottom: 2em;
}

..report hr {
	border: 1px solid #acf;
}

/* Top labels */
..report th {
	background-color: #acf;
	color: black;
	font-weight: bold;
	text-align: center;
}

..report th.void	{
	background-color: transparent;
	color: #000000;
	font: bold 10pt Helvetica, Arial, san-serif;
	text-align: left;
}

..report .pl {
	text-align: left;
	vertical-align: top;
	white-space: normal;
	width: 200px;
	white-space: normal; /* word-wrap: break-word; */
}

..report td.pl a.a {
	cursor: pointer;
	display: block;
	width: 200px;
	overflow: hidden;
}

..report td.pl div.a {
	width: 200px;
}

..report td.pl a:hover {
	background-color: #ffc;
}

/* Header rows... */
..report tr.rh {
	background-color: #acf;
	color: black;
	font-weight: bold;
}

/* Calendars... */
..report .rc {
	background-color: #f0f0f0;
}

/* Even rows... */
..report .re, .report .reu {
	background-color: #def;
}

..report .reu td {
	border-bottom: 1px solid black;
}

/* Odd rows... */
..report .ro, .report .rou {
	background-color: white;
}

..report .rou td {
	border-bottom: 1px solid black;
}

..report .rou table td, .report .reu table td {
	border-bottom: 0px solid black;
}

/* styles for footnote marker */
..report .fn {
	white-space: nowrap;
}

/* styles for numeric types */
..report .num, .report .nump {
	text-align: right;
	white-space: nowrap;
}

..report .nump {
	padding-left: 2em;
}

..report .nump {
	padding: 0px 0.4em 0px 2em;
}

/* styles for text types */
..report .text {
	text-align: left;
	white-space: normal;
}

..report .text .big {
	margin-bottom: 1em;
	width: 17em;
}

..report .text .more {
	display: none;
}

..report .text .note {
	font-style: italic;
	font-weight: bold;
}

..report .text .small {
	width: 10em;
}

..report sup {
	font-style: italic;
}

..report .outerFootnotes {
	font-size: 1em;
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>13
<FILENAME>FilingSummary.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version='1.0' encoding='utf-8'?>
<FilingSummary>
  <Version>3.20.2</Version>
  <ProcessingTime/>
  <ReportFormat>html</ReportFormat>
  <ContextCount>1</ContextCount>
  <ElementCount>95</ElementCount>
  <EntityCount>1</EntityCount>
  <FootnotesReported>false</FootnotesReported>
  <SegmentCount>0</SegmentCount>
  <ScenarioCount>0</ScenarioCount>
  <TuplesReported>false</TuplesReported>
  <UnitCount>0</UnitCount>
  <MyReports>
    <Report instance="gsbc-20200720.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R1.htm</HtmlFileName>
      <LongName>000010 - Document - Document and Entity Information</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.greatsouthernbank.com/20200720/role/idr_DocumentDocumentAndEntityInformation</Role>
      <ShortName>Document and Entity Information</ShortName>
      <MenuCategory>Cover</MenuCategory>
      <Position>1</Position>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <LongName>All Reports</LongName>
      <ReportType>Book</ReportType>
      <ShortName>All Reports</ShortName>
    </Report>
  </MyReports>
  <InputFiles>
    <File doctype="8-K" original="gsbc-20200720.htm">gsbc-20200720.htm</File>
    <File>ex-991.htm</File>
    <File>gsbc-20200720.xsd</File>
    <File>gsbc-20200720_def.xml</File>
    <File>gsbc-20200720_lab.xml</File>
    <File>gsbc-20200720_pre.xml</File>
  </InputFiles>
  <SupplementalFiles/>
  <BaseTaxonomies>
    <BaseTaxonomy>http://xbrl.sec.gov/dei/2020-01-31</BaseTaxonomy>
    <BaseTaxonomy>http://fasb.org/us-gaap/2020-01-31</BaseTaxonomy>
  </BaseTaxonomies>
  <HasPresentationLinkbase>true</HasPresentationLinkbase>
  <HasCalculationLinkbase>false</HasCalculationLinkbase>
</FilingSummary>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>JSON
<SEQUENCE>15
<FILENAME>MetaLinks.json
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
{
 "instance": {
  "gsbc-20200720.htm": {
   "axisCustom": 0,
   "axisStandard": 0,
   "contextCount": 1,
   "dts": {
    "definitionLink": {
     "local": [
      "gsbc-20200720_def.xml"
     ],
     "remote": [
      "http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-eedm-def-2020-01-31.xml",
      "http://xbrl.fasb.org/srt/2020/elts/srt-eedm1-def-2020-01-31.xml"
     ]
    },
    "inline": {
     "local": [
      "gsbc-20200720.htm"
     ]
    },
    "labelLink": {
     "local": [
      "gsbc-20200720_lab.xml"
     ],
     "remote": [
      "https://xbrl.sec.gov/dei/2020/dei-doc-2020-01-31.xml"
     ]
    },
    "presentationLink": {
     "local": [
      "gsbc-20200720_pre.xml"
     ]
    },
    "referenceLink": {
     "remote": [
      "https://xbrl.sec.gov/dei/2020/dei-ref-2020-01-31.xml"
     ]
    },
    "schema": {
     "local": [
      "gsbc-20200720.xsd"
     ],
     "remote": [
      "http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xl-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xlink-2003-12-31.xsd",
      "http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd",
      "http://xbrl.fasb.org/us-gaap/2020/elts/us-roles-2020-01-31.xsd",
      "http://www.xbrl.org/2005/xbrldt-2005.xsd",
      "http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd",
      "http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd",
      "http://www.xbrl.org/dtr/type/numeric-2009-12-16.xsd",
      "http://www.xbrl.org/dtr/type/nonNumeric-2009-12-16.xsd",
      "http://www.xbrl.org/2006/ref-2006-02-27.xsd",
      "http://xbrl.fasb.org/srt/2020/elts/srt-types-2020-01-31.xsd",
      "http://xbrl.fasb.org/srt/2020/elts/srt-roles-2020-01-31.xsd",
      "https://xbrl.sec.gov/country/2020/country-2020-01-31.xsd",
      "http://xbrl.fasb.org/us-gaap/2020/elts/us-types-2020-01-31.xsd",
      "https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd",
      "http://www.xbrl.org/lrr/role/net-2009-12-16.xsd",
      "http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd",
      "http://www.xbrl.org/lrr/role/deprecated-2009-12-16.xsd"
     ]
    }
   },
   "elementCount": 35,
   "entityCount": 1,
   "hidden": {
    "http://xbrl.sec.gov/dei/2020-01-31": 2,
    "total": 2
   },
   "keyCustom": 0,
   "keyStandard": 95,
   "memberCustom": 0,
   "memberStandard": 0,
   "nsprefix": "fil",
   "nsuri": "http://www.greatsouthernbank.com/20200720",
   "report": {
    "R1": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "p",
       "div",
       "body",
       "html"
      ],
      "baseRef": "gsbc-20200720.htm",
      "contextRef": "D200720",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "dei:EntityRegistrantName",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "document",
     "isDefault": "true",
     "longName": "000010 - Document - Document and Entity Information",
     "role": "http://www.greatsouthernbank.com/20200720/role/idr_DocumentDocumentAndEntityInformation",
     "shortName": "Document and Entity Information",
     "subGroupType": "",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "p",
       "div",
       "body",
       "html"
      ],
      "baseRef": "gsbc-20200720.htm",
      "contextRef": "D200720",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "dei:EntityRegistrantName",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    }
   },
   "segmentCount": 0,
   "tag": {
    "dei_AmendmentDescription": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Description of changes contained within amended document.",
        "label": "Amendment Description"
       }
      }
     },
     "localname": "AmendmentDescription",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.greatsouthernbank.com/20200720/role/idr_DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "stringItemType"
    },
    "dei_AmendmentFlag": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.",
        "label": "Amendment Flag"
       }
      }
     },
     "localname": "AmendmentFlag",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.greatsouthernbank.com/20200720/role/idr_DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_CityAreaCode": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Area code of city",
        "label": "City Area Code"
       }
      }
     },
     "localname": "CityAreaCode",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.greatsouthernbank.com/20200720/role/idr_DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_CurrentFiscalYearEndDate": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "End date of current fiscal year in the format --MM-DD.",
        "label": "Fiscal Year End"
       }
      }
     },
     "localname": "CurrentFiscalYearEndDate",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.greatsouthernbank.com/20200720/role/idr_DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "gMonthDayItemType"
    },
    "dei_DocumentPeriodEndDate": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The end date of the period reflected on the cover page if a periodic report. For all other reports and registration statements containing historical data, it is the date up through which that historical data is presented.  If there is no historical data in the report, use the filing date. The format of the date is YYYY-MM-DD.",
        "label": "Period End date"
       }
      }
     },
     "localname": "DocumentPeriodEndDate",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.greatsouthernbank.com/20200720/role/idr_DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "dateItemType"
    },
    "dei_DocumentType": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.",
        "label": "SEC Form"
       }
      }
     },
     "localname": "DocumentType",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.greatsouthernbank.com/20200720/role/idr_DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "submissionTypeItemType"
    },
    "dei_EntityAddressAddressLine1": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Address Line 1 such as Attn, Building Name, Street Name",
        "label": "Entity Address, Address Line One"
       }
      }
     },
     "localname": "EntityAddressAddressLine1",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.greatsouthernbank.com/20200720/role/idr_DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressCityOrTown": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Name of the City or Town",
        "label": "Entity Address, City or Town"
       }
      }
     },
     "localname": "EntityAddressCityOrTown",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.greatsouthernbank.com/20200720/role/idr_DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressPostalZipCode": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Code for the postal or zip code",
        "label": "Entity Address, Postal Zip Code"
       }
      }
     },
     "localname": "EntityAddressPostalZipCode",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.greatsouthernbank.com/20200720/role/idr_DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressStateOrProvince": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Name of the state or province.",
        "label": "Entity Address, State or Province"
       }
      }
     },
     "localname": "EntityAddressStateOrProvince",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.greatsouthernbank.com/20200720/role/idr_DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "stateOrProvinceItemType"
    },
    "dei_EntityCentralIndexKey": {
     "auth_ref": [
      "r5"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.",
        "label": "Registrant CIK"
       }
      }
     },
     "localname": "EntityCentralIndexKey",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.greatsouthernbank.com/20200720/role/idr_DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "centralIndexKeyItemType"
    },
    "dei_EntityCommonStockSharesOutstanding": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Indicate number of shares or other units outstanding of each of registrant's classes of capital or common stock or other ownership interests, if and as stated on cover of related periodic report. Where multiple classes or units exist define each class/interest by adding class of stock items such as Common Class A [Member], Common Class B [Member] or Partnership Interest [Member] onto the Instrument [Domain] of the Entity Listings, Instrument.",
        "label": "Number of common stock shares outstanding"
       }
      }
     },
     "localname": "EntityCommonStockSharesOutstanding",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.greatsouthernbank.com/20200720/role/idr_DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "sharesItemType"
    },
    "dei_EntityCurrentReportingStatus": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Indicate 'Yes' or 'No' whether registrants (1) have filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that registrants were required to file such reports), and (2) have been subject to such filing requirements for the past 90 days. This information should be based on the registrant's current or most recent filing containing the related disclosure.",
        "label": "Current with reporting"
       }
      }
     },
     "localname": "EntityCurrentReportingStatus",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.greatsouthernbank.com/20200720/role/idr_DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "yesNoItemType"
    },
    "dei_EntityEmergingGrowthCompany": {
     "auth_ref": [
      "r5"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Indicate if registrant meets the emerging growth company criteria.",
        "label": "Emerging Growth Company"
       }
      }
     },
     "localname": "EntityEmergingGrowthCompany",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.greatsouthernbank.com/20200720/role/idr_DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_EntityExTransitionPeriod": {
     "auth_ref": [
      "r8"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Indicate if an emerging growth company has elected not to use the extended transition period for complying with any new or revised financial accounting standards.",
        "label": "Ex Transition Period"
       }
      }
     },
     "localname": "EntityExTransitionPeriod",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.greatsouthernbank.com/20200720/role/idr_DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_EntityFileNumber": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.",
        "label": "Entity File Number"
       }
      }
     },
     "localname": "EntityFileNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.greatsouthernbank.com/20200720/role/idr_DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "fileNumberItemType"
    },
    "dei_EntityFilerCategory": {
     "auth_ref": [
      "r5"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Indicate whether the registrant is one of the following: Large Accelerated Filer, Accelerated Filer, Non-accelerated Filer. Definitions of these categories are stated in Rule 12b-2 of the Exchange Act. This information should be based on the registrant's current or most recent filing containing the related disclosure.",
        "label": "Filer Category"
       }
      }
     },
     "localname": "EntityFilerCategory",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.greatsouthernbank.com/20200720/role/idr_DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "filerCategoryItemType"
    },
    "dei_EntityIncorporationStateCountryCode": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Two-character EDGAR code representing the state or country of incorporation.",
        "label": "Entity Incorporation, State or Country Code"
       }
      }
     },
     "localname": "EntityIncorporationStateCountryCode",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.greatsouthernbank.com/20200720/role/idr_DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "edgarStateCountryItemType"
    },
    "dei_EntityInteractiveDataCurrent": {
     "auth_ref": [
      "r6"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Boolean flag that is true when the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T during the preceding 12 months (or for such shorter period that the registrant was required to submit such files).",
        "label": "Interactive Data Current"
       }
      }
     },
     "localname": "EntityInteractiveDataCurrent",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.greatsouthernbank.com/20200720/role/idr_DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "yesNoItemType"
    },
    "dei_EntityPublicFloat": {
     "auth_ref": [],
     "crdr": "credit",
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The aggregate market value of the voting and non-voting common equity held by non-affiliates computed by reference to the price at which the common equity was last sold, or the average bid and asked price of such common equity, as of the last business day of the registrant's most recently completed second fiscal quarter.",
        "label": "Public Float"
       }
      }
     },
     "localname": "EntityPublicFloat",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.greatsouthernbank.com/20200720/role/idr_DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "monetaryItemType"
    },
    "dei_EntityRegistrantName": {
     "auth_ref": [
      "r5"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.",
        "label": "Registrant Name"
       }
      }
     },
     "localname": "EntityRegistrantName",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.greatsouthernbank.com/20200720/role/idr_DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityShellCompany": {
     "auth_ref": [
      "r5"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Boolean flag that is true when the registrant is a shell company as defined in Rule 12b-2 of the Exchange Act.",
        "label": "Shell Company"
       }
      }
     },
     "localname": "EntityShellCompany",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.greatsouthernbank.com/20200720/role/idr_DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_EntitySmallBusiness": {
     "auth_ref": [
      "r5"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Indicates that the company is a Smaller Reporting Company (SRC).",
        "label": "Small Business"
       }
      }
     },
     "localname": "EntitySmallBusiness",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.greatsouthernbank.com/20200720/role/idr_DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_EntityTaxIdentificationNumber": {
     "auth_ref": [
      "r5"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.",
        "label": "Tax Identification Number (TIN)"
       }
      }
     },
     "localname": "EntityTaxIdentificationNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.greatsouthernbank.com/20200720/role/idr_DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "employerIdItemType"
    },
    "dei_EntityVoluntaryFilers": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Indicate 'Yes' or 'No' if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act.",
        "label": "Voluntary filer"
       }
      }
     },
     "localname": "EntityVoluntaryFilers",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.greatsouthernbank.com/20200720/role/idr_DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "yesNoItemType"
    },
    "dei_EntityWellKnownSeasonedIssuer": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Indicate 'Yes' or 'No' if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Is used on Form Type: 10-K, 10-Q, 8-K, 20-F, 6-K, 10-K/A, 10-Q/A, 20-F/A, 6-K/A, N-CSR, N-Q, N-1A.",
        "label": "Well-known Seasoned Issuer"
       }
      }
     },
     "localname": "EntityWellKnownSeasonedIssuer",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.greatsouthernbank.com/20200720/role/idr_DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "yesNoItemType"
    },
    "dei_LocalPhoneNumber": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Local phone number for entity.",
        "label": "Local Phone Number"
       }
      }
     },
     "localname": "LocalPhoneNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.greatsouthernbank.com/20200720/role/idr_DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_PreCommencementIssuerTenderOffer": {
     "auth_ref": [
      "r2"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.",
        "label": "Pre-commencement Issuer Tender Offer"
       }
      }
     },
     "localname": "PreCommencementIssuerTenderOffer",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.greatsouthernbank.com/20200720/role/idr_DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_PreCommencementTenderOffer": {
     "auth_ref": [
      "r3"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.",
        "label": "Pre-commencement Tender Offer"
       }
      }
     },
     "localname": "PreCommencementTenderOffer",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.greatsouthernbank.com/20200720/role/idr_DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_Security12bTitle": {
     "auth_ref": [
      "r0"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Title of a 12(b) registered security.",
        "label": "Title of 12(b) Security"
       }
      }
     },
     "localname": "Security12bTitle",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.greatsouthernbank.com/20200720/role/idr_DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "securityTitleItemType"
    },
    "dei_SecurityExchangeName": {
     "auth_ref": [
      "r1"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Name of the Exchange on which a security is registered.",
        "label": "Trading Exchange"
       }
      }
     },
     "localname": "SecurityExchangeName",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.greatsouthernbank.com/20200720/role/idr_DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "edgarExchangeCodeItemType"
    },
    "dei_SolicitingMaterial": {
     "auth_ref": [
      "r4"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.",
        "label": "Soliciting Material"
       }
      }
     },
     "localname": "SolicitingMaterial",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.greatsouthernbank.com/20200720/role/idr_DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_TradingSymbol": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Trading symbol of an instrument as listed on an exchange.",
        "label": "Trading Symbol"
       }
      }
     },
     "localname": "TradingSymbol",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.greatsouthernbank.com/20200720/role/idr_DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "tradingSymbolItemType"
    },
    "dei_WrittenCommunications": {
     "auth_ref": [
      "r7"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.",
        "label": "Written Communications"
       }
      }
     },
     "localname": "WrittenCommunications",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.greatsouthernbank.com/20200720/role/idr_DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "us-gaap_TextBlockAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Details"
       }
      }
     },
     "localname": "TextBlockAbstract",
     "nsuri": "http://fasb.org/us-gaap/2020-01-31",
     "xbrltype": "stringItemType"
    }
   },
   "unitCount": 0
  }
 },
 "std_ref": {
  "r0": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "b"
  },
  "r1": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "d1-1"
  },
  "r2": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "13e",
   "Subsection": "4c"
  },
  "r3": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "14d",
   "Subsection": "2b"
  },
  "r4": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "14a",
   "Subsection": "12"
  },
  "r5": {
   "Name": "Regulation 12B",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "b-2"
  },
  "r6": {
   "Name": "Regulation S-T",
   "Number": "232",
   "Publisher": "SEC",
   "Section": "405"
  },
  "r7": {
   "Name": "Securities Act",
   "Number": "230",
   "Publisher": "SEC",
   "Section": "425"
  },
  "r8": {
   "Name": "Securities Act",
   "Number": "7A",
   "Publisher": "SEC",
   "Section": "B",
   "Subsection": "2"
  }
 },
 "version": "2.1"
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>ZIP
<SEQUENCE>16
<FILENAME>0000927089-20-000391-xbrl.zip
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 0000927089-20-000391-xbrl.zip
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M<&\B*N-.%*:-/LZ/YMZ1?MD),96Q!#;I=YNYS">,D9^.9R*X] #! GG?0'<
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MQX$LD1,RL[!?)W4T]]QU&R..80,P"CX,,O(M!Y,LX'<< EA$'*_JW;%'20^
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M"1TQQY L?L@\[R*$RB#<*J^+V#N2$2BX./T#0<^A20"<IF93'H$EA1)=@"3
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MMEAP<Q%=8!3F+L;OU39-[6FCV5J>JN )SA)3DQY(+2].EH50D,$@Q&V:,Z'
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M68\9QZ, $8;4 G'9_55BG0)E@2Y%8)S [P*4XQ* AV_0.R=+,F19"=Z\%8D
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M8$;_A!+NHRQ/Z1FGE"T?9XU3Y_3./CGT2KE:B9[;O-N1EH*U>_4J]:V4Z>#
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M-36TH:Y74TW;*^4ONY\ N'Q0$^!1.A4@)VD63P]JI5./^65V3\^5:IF)J.Z
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M7:W5/_TB154I.RA\Z@\U73_]PF$-GX@VW @VJ.'3<XFW@[[6&;1.GVG5I>S
M:+BMM?6GJT_#IGX$]+2VRZVP2"L1#4XI?E:5LH-BH6<BRQH+/2L3J"YE!PV>
MSX5IU:7LN.*L5BDI7??^Q)KW[%Z %1K-G?R^ZGKY&GX]]Y!=5<IJ^%7#KU_<
M!*I+60V_GA5E-?Q::[5XO01J*]K:?:T_&)Y\L*TJ90<%3MV6IK=.?SZV!DY$
M6V>@&7J]9N:Y1%IPM'JOGI)]+N(T6MI0'YXJ<%(+R&OPM-VBF2YN(ZC1T[-
M3X/64.OD5C6>IC!K^"1L<SC0!GJ]:.:Y!-QAJZ>U6N7F>5)<JRYE!Y5G7X?\
MIE\O@GI./O>9S-Q4E;)Z%JY&0[^X"527LGH6[EE15L_"Y=8KS5T/@14DBU9&
MU<N5?MG@6E7*:J!4 Z5?W 2J2UD-E)X59350JI<K'<X]Z[JA]7OUC-NS0$YZ
M1]<Z]9E-S\4V>T/-&'9/WP:J2]EA5[AT-*-;KS][-N)L:^U.ZU2A4[U@:3>3
MKFU-;Y7;]"D%W*I2=E#T-.QJO6X-GIZ)90X-@,+E1]&>E E4E[(#GY#8T08+
MSL8[*:Y5E[(#G_W> V\[>!H^M8]PL?A)GWAYL.NW1%M/7 FYB6X,6N6K3 \9
MA:MDUIM(=&_7<V_DA_XR,'3C^%-ZE0)3IV^GR\1:61.I$BT'N))W$[EV6I4H
M.M8RW:5, 3T_7:RJUX9O!J#W>)'I+[^.IGJ4[>\*XU]>V!4L7IV:;9^($567
MLOU=//LK<[6ZE)V$O*LTN;BUD]\C3%_A>L3=I-/MV0.S_1@/&=U,Y*\^Z)K1
M[6O#"BS8J9(9KRG#+0I=.Q%ANS/0AMWC'Q)5*:QU<G;8ZT-^7'Y;3V4K#94S
MQ2T*'KLQ1</0]$$E[A.NI;BQ%/6!K@U:G3GL\_;F[/SSY8?B>>"Z_@3S5WC\
MDQ^P<1Q$$QXPQQO[P=2D4\G-D1]'##YF%_YT9GJ/5/'NOP_IO'(V\X-H#*#/
MU]C,Y6;(6<@Y/?YG; 81#]S'PH-L%O"0>Y%L/CFF'/XHZ^7*N^-A!,3]X"Z]
M$K)[/@J=B+/8 [XS?-)HO?^>:35LTH?Z>[8F$Y8]3OAV;A?CIV]?;]2#>470
M01$*</C[CV__NKJ^^O:5??KV@WW^=O85_KF^OKQF9U\_LK//G[_]<?;UXK+X
M[6]OL1>Y'_(?/_+= 1250+CU7NAO2]&G=X#B%OZ744$+F 1<>Y(5ZI2;M+^9
M><L;HX";/QOF&-IX9[KWYF/XOD@'0MN1:?V\#7R04$,"Y6$+_U,=#)"R5RG,
MQC/J&\DX%!5;#_G)45X)I1L[01@IC67^F!DMHP4:'0=A;'H17HF-CP4<N><^
M-KAG6A&WV<79#Q2>%3'3L]EM[-BF9T%S ?@4?.'Z\H*^^71V?:Z!WC+N<GH1
M&K1!GQ^9:?LS,@3H%-_P^#TS+0LX%X&C@0' ZV9@L]<7EQ>?WP %8 3B_<Q3
M8*W,"KCM1&!K8<C#IE3\;W$@QX94A-SRX8<:YMCQ@%J<NJ?9?+$%UPPX&NC,
MQ.E^86!(%G]P0NK*\:PXP.^P(S;ET<2W0<"WCRFI2$V!./( DK1=&"/D<NS&
MF?*0?05^_?"GIK<P,\N9:*&W5Q^^F!ZH-8X=I0OJ!2P !OAW3HA2*1 /PP=.
M,G.*@V/ [A%W'7Z'7X0LC,=CQW*XT!=P1[$;J1=<U[\7JE%H,)J8$;MW7)=9
M_ATPF[@++7@\8M8$AL0;_G@,1*';@Z?@9^"$/T/5,ZG"B$,_X+CQ14=H=,'G
M2NTZ-[V?378#O\DAP.?I8$5_-C-O3<<#G5&T@,S]*<<ACDR\E@(>#:'K #1G
M#';@!Z&&S[@QQD:-C2!>X-):UYDZ0E?!DLQ0Z"9HTHP'P"2+:TD'*9U3YT$#
MY8EB:!M5=N9'\ #JJ!* C7^/'6BW=*0:0R7WIXZ%EVN 16 XT*@M!QV?9[I9
M7O('^5G [QQ^GQ@.LLB%,;HALLCSO090C4$1-=H$2B)H-"4.> @A;"JN\-!2
M :?,#8F$HE3';HQCC:3+0,[X)%'Y&[Z#%FD[J%JH3Q'%3]NQHF8N+#QI3\L*
M%FN__ ?(G'O(BQ)NI^[O L+=QX8^!/&#)X&G-#8!ORT0AHCFS ^$8"#(LP X
M >R#CWS"(5*[V!0<)8 +X@PH6L!)#5.3Q+Y2'8*^WD(3 ?\S=@+IUL@G><G+
M^%*)D$@YO9 W6<8M3,$8(C0(P(P@E#C$H4:![R;>( +G.2/1D,H#C(KB@$OZ
M-/ +U@1US63W9@2_NN!*R?#@>P>13T%[;-^*L6<:(K9O@];!.X%@V P&"5Y&
M*!0]('07'?!XK G?0Q](%.8ZT:/0)%!6RYE1  &!8B@R1PY]+?U#PL0F.[.%
M.(5V6]R&(4E6V<*-C9'#@D,9'TH]R^8*3BCQ'O1YZ/R'2U.)'F?P*P1$Q\,6
M<71:)CQ!\^YCZ*!F>(U;']4./#60,P.=0T\B+LT!<!#X]SP0G,DRE=W[P<\&
MX-@P)UF;@]Y-<=$:NY\X*!FZ@8="H#)M@*^Q)YF%PB+MA/@HT";(]!84"J,I
M>F4<-TI=^)NI^1.EE..C<@8@)*EKX#K!P0"P"$,S>"3Q*8TC'J:AP\3N0E""
M4-C%H_!0JP;4G3H ](^+HR3^G4D!& <QV>SWV..L#; *P1780LA>])HM</FN
M2]$'@3\B"Q+F"[W92[YZLCU]**+:TR2%S@.;PB GX6*JALWA(JK:)50M:Y((
M\R,0?M'U@Z)R&*71UX"AI"\OAD/QAVHXF@202RVA%M_"/C1$&S/44-"'1Q7#
M/L8!FLH3@M" "+U+_4JK38C"R%=&M=1,O+P*'!5@%C" 6]#'Y4-M][KI4(UF
M?RT^+AEL9IC+6X"1M@=&;J2*IO5'^@=G$_..LEV/2$-SMB@(8'APO)CC[Y@,
M!^8,DD#0(7'/5Q*QS!C21!\<L'24Z)\00^-H1J8K;!X)21T5@9Y/?!2 /!^)
M&]0AA33AF@5&MR'P 3$N%ZV%/+AS+$YN)].KS4T7W.7$F26XYRPJ\BQIK$ N
M-@;"1K@X@ZX?G"GP!KSEBWY'258U^@=/N#,A$"G&1J@7H*N+3(<W9R:P"7BO
M^.,!.&/1O<\>N1D A7_G'F%.\$D_45@IX$#^QYX#L8-93@#1$_F(X\VD2S@.
MX \"R[E \6^@389U!]"K>"%2$# 'DL4[&451@[R &(&!0 )73*$>*<KP.].-
M9>4"6C()>"* 5-H$<=!&02^$DP7X*;B/ =@'P8B+Y&2+I+3HLEP>*9^5ADH*
MG!D5ITB&NB&BC"6)G)HV*1[)=09A(.+-W-5RQP@X9\"V3Q^O+AJF1;#.5M?E
MX8BQTC CXT!X[",T2[ &KE"7N0WF[ 'FL9:0(KTKLCYD(56YG  7MY,R0R9K
MPI\H/L0C B)@+A0 I*'OTR=SV;=LBA&I(>DHLY&+?_V+WFN]QT@5)N (B47$
M$3Z& "-!!!:!#@&DQ)+[3%E,% ZD-Q UB0SN4/DDXF7^8'%4Y(F/<#?-FB1M
M0#A7;C!#9T(BMR9D4"&CFPC!)%6WJ$793@7U 'S!CH7=8(_TUE)B$[_O\EO3
M>F1_1R#%KL$+ O3W*%7-IG6DRU,?H/,8\#'FOTC(S#4M(6?1;8:IB;P@+Y5.
M)E!X6582T?.1)BQXF3],G!&(528M1'U!D13#?N2 ;TY)LZF)&_J*I# #EE.L
MFRF]:@32I4_).!%R0'$(WIC+W,D4%TCFV VH,@,]I9T+8=V;06!B?G$TZ(C"
M32J\BXLCE#2!Y\.J&X!VXBXA#.D80<=%T4&Z!LBG0K3&O(_0"-7I3;WS4H,?
MK=9+8B'\UG^)YE (>!\!BT]'P-JV+A </?W%#$ AQ$?X5!G@RJ06B!C Z(*P
M@.'G1FA##H7Y/^&&.])0F=7FZSDYCA6U:FX,B?<3%4M5W<B6@18V1MHEZC(E
MR7V378U+DWYRIDH#'7*0R7P"##K-$5.YXT!#8E=YOJB:!)/S;C%1BK &): $
MN3;,B%(=+ZVZW/NQ:R/*D.4 6\.> C["TBOP.T3D 7DSRE*BR.(,A$SG14&/
M>.B#3F:,,;7>A!]-=N!JO?[LJO4E\RU+2[M/SKZ<75]?WK#__N?9YZN;_V4'
MK)[1Y!HZZQMN3M'V-/8O\+\0Q,0?U[''Z(P"K,2(CZY0[!0"4<'^!0Z$BZ\6
MU2*3^FL)*LP74@O@$@,"5FME5$K*JN1H0U&>HP]L)X2H$\JYBC),NK B*JQD
MCJX1![?8E' HBV !9,C:RXKH#".%\"%., >[PJ2,*F<EN)BC<&2P)PH"CO21
M<YC'9E2 0I0.5C^A&1%3\"235-! L^5CR1UR^WG_1LVJ$ 54<!-"BWQD#!&%
M11">0U-FBQ,3.059YHA'D>I<.$'E@\(2)">&WF1G&$/E9 0\)7PIY: R#Y.
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MUJL)U>(YL'C6K*KL4CX[*B@\8^&L5TBH;>?@D>=(EE-+9Z7 LTZ&OKUXCI=
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M: !B7!.O+PLGS@QZ@M><,*7J=:Y)HZ4/WFBRPPCS6/CNA=X<L*GCNM"(QOR
M]70P B0,*:"GDO8TAHW[+G3) Q#B?^#]T2,SX?T'^#4."WR*3 ?W(SHNZHFB
M_KOYB'=<A^R>!^D0?4EZ;CQF011-AD/WY;&9Q8'S)>,>EHU;SXV[/6AVUAWW
MNJ,UW=!?=\BIS/WYRQBRIX>NIXQZ)]%%:#>CB$3GDYIX0S8A%E.OUW&WISH.
MG8>U^Q7<R-TM(2S['^I*PE?"!;UKO9>7$[;>2^>NC%SO@-FW\+^,-[*@&QC*
MD^Y!;Q?[FYFWO#$"K_"S88ZAC7>F>V\^AN^+=+31/9K6S]O CSV[ ?KD!^_^
M,FSA?ZH#](""*M&XZX#,DW$H*CYL.^2GG: 5.7=.](B6-?8#;KE^")(QPY"#
M+N-U]0&?^?!7&*+F9D4F1<6XA[(LN%+^@%J CX+]&<K^RGLANT"W*;TF,ZT_
M8R> 3^#Q3Q^O+AKPH!/2(P%\;](]CH*Z%X->2X-P@X^"'LYX$#D\S*J:YT=I
M@]$$9'([28B( ZX)EQS"9Z[KWX?O5@X@6:VD,"5?D:&1_,@LY._4+U)6>JOU
M\L/<S9KM3E.G^+X4+!B==7?E[AJL;(2;2FQN)Z7J+B"G=18GK4C';^<?SCG\
M[L&(?GM[_D%IQ-J-F*[I65S;IHVS60#11D^;6($QK69_3ZN[=BS(1*DV0L#[
MTJHC,P^%#CV1CUM-[!M(??\BK0 MJBAD-#O[6K.ZNDR__;C$B+6-+_B1"<7;
MM',-P+A6K=VLX!OL:R'MZN*\,&=.)+*5;;3BP@^C6BMVM!@)U>+9^Y$_ B?B
MC8_^?1VH=J,W+:K![4=O+CV[ G!6IHD%=5EQE<>OE_U ZAC.3.]O>F_9P0OM
MYG"/=('47E]A"<N/0W \X9MJ".]]Q!^BAN-A4>Q=H]\TH"7QG6B</MF[A'>K
M8"*C/5[_:WOF8R>"NV;_48=_?.X?M?OULK2:_;OM?KU,IN;^CKO7:_8?L_O6
MV@<CK4U M6$2WO]>F''$6;\HB&FR9<\(>6=K&3:%47M=I;=1MKN?I2:;%=IW
M+IY]<F3/TEG6/VV#T#,6IE+X(R<B2^E:66P; +15!;><<:=L;Q4PM_61797L
M[;E+9P/D5XOG@.)9'QEN)YYJP\3K>&0[=PY.'.3PX1K[Y"JS\':_*+&GMT[3
MZ"JP%?49P,03]8M[+]FMM:+?Z*US+TXMH1K[G:"(:@!X C+:+PIL=ULG@P _
MXZIKF]]QUY_AAH<3E.9^@9^NM;N#TS2W&OI57D25(66_T*^640W^?@41U>#O
M!&2T7_!7Q O5AG^9^T<K-S]<)11XTI97X\#*BZ@RI-0XL/(RJG%@Y454X\ 3
MD%$]%5Q<,;CDD)(3%/!^$:$QU$_3_FHT6'D158:4&@U67D8U&JR\B&HT> (R
MVB\:S*.%BB-!>4Y?C?V>I<75^*_R(JH,*37^J[R,:OQ7>1'5^.\$9%17 Q?,
M"V>.S3Y!N=9 L :"IRNBRI!2 \'*RZ@&@I4740T$3T!&-1!<  1'<>AX/ Q/
M4*@U"JQ1X.F*J#*DU"BP\C*J46#E152CP!.048T"\RA0W!AV4I)\M0GV6^NT
M]M7H[:JKQT[-&"L #?=^B<]JY.K]$Q7A\4DYP*4]JQ'\NMU9YT+96HHE4MSC
M_3@UN#F@,:Z'0&LY5E6.ZZ'4/<BQW:G 43>G+,+-T"F>K[L3,]SOH?(U.JU%
M>!)6N"$ZK658(1ENADUK$59(A!OBTEJ&59+A9IAT;S*L0F%5[S0[6$:]\2/3
MK<;9VBN<F+Z+^FE[]L!L/QZY?&.)&EJ_;YRF41[W=I8=U$YW(+ZZ=+J%[+:K
MFNY >J][K;IHNKG\MJJ7[D!\=9EM6P/<JE):2[ "$MRJ1KH3_-)N#^< Z=N;
ML_//EQ_^SYK%S6V>UO62Q\\B)N_PUIC1,N#?:,*96S@5G%EFQ&_]X)'Y8S;V
M VZY?LAM9H8ACT+F>)8;V_!W- DX9[/ G_$@<GBH6@MN>1CAN_<3QYHP)V2N
MCTW:\"H]<AZ87NA[&OOB-YD9<),A!1,3NF C<4\YOOZBWQMH( 2-^0'K]@"R
MXZ?80$306I'99((-W[)?VKX+E#!SZL<P(MGQ>B/56*_5-%ZR>_/I$6B2+:!A
M.2Y([CPR[,[Q/6XK:F_@J7#1C3PK2@#:2WK0EM)X1C26L[G=;2&;FPQ)\DM.
MAMJ &O8:S T^L^- L01;C";LS]@,\.9RHZ4/WVBE.G(]PY?&#G=MI'X!V<90
M%V2G_)32AF_1V)&3(;T<FBX/%5\LN;PE'18($ A%S:$'[GP7OL=6 C[S89!A
M2"UALS'X"7_DN*CM@O1;[O' =%W1#$CTW]R*L"F3A1.?AIIM!CEDP:]9LB_\
MZ<ST'AE_ -XY' :(;+! 9,AF%_65>K>YZWA_QO  6!L-+$\@#!!R4"=  O#;
MF*24D PL!HU L_7CVXD?1RB#'CT)O_2S%%&?N^LRY9'-U;#@3>AUH,@A?Z1(
M6-FA+7N<Z@N%/-WR73]X]Y=/GZ1S__3MZXUZ37XG''\A,N@0&0JEBO-_7E]]
MO;R^9E=?KVZNSFZN_G5Y_=M;;##7;*[5#TP]L8L!ECR.LAN9WD^T.0L\#BB?
MQZ-[/_B):A\Y7@Q2!-WDH.-WO,FN/,;- .1R!B;G9F*"4DGT?9X?.6",-AL]
M,@<,'KTH# H#@!G1TW\'F4;L&E1JP@.O0$'6M/&4$7KC'X^-?T'P""-P)Z!7
MH(K#5HM]Y'<.J/K?7>ZQ'Z0BYSR*N&?[P5AC5_Z]]&%&NZNS/YKLLV_%X&2O
MHR8^^]&\X]X,3$X].L4OP:2FI@>4H"-#U6/HH4SA'*35$QG0Q#@PA0^.X4]K
M8GK@P\DMXEOCL0.&"X[H#GC,@4+I!J77F %N<"P6.NB?7!@O^V(&EM#KK'>Y
M^/:OJX\-?<B OS:?.E:3G0._&([$GR*[TAZ (C^8\@RG)=^*'+YW7#<_4J0-
M/#+$>_C+T%6\OW? !:NNF&E9Z#!!)3!6C'D@G+4/2F,&HT<UYF91P-1=[$;.
M%,8)[0N.<HD(BL1)O_O?,;CP"P>1 @.-_<DC$?L)].KOA::#KN9$2>+&P)+3
M!>4G=N@M2A[_F,:ND(/YV)G8A;P,^-0G_WBK<(GMWWL1_%\R#O5:1[W^8I*?
M9-_- "(RA([_ G:;\%,9I9T$0A%,0VI.!3%RQ(%SQQO X#CA+]@ARN9'2@:$
M48PA5B34<H3!;CISN8RK4\=NG,6W('WLC@<\GOE"-E+>F4[&IN6X#@1RDO5(
MA$WT@-*2I3871@P@A)MWQ!&/"[M'^D,>W"E62AY(%=BIQU_H[Y5/-ZV?MQ!M
M/+N1! +\WZL/5YX QO,.,&5@QLAAL)QT0X$+ 5>[P&'7E0)#3]EM=ELOV2?G
M@=N-R&]\@F@8X6L_T%BN8XPQCD<,_>I'7+@CHD/OHL&V)2837]YSQ!>^:Z-:
MS<P %3!$(T3!>^CG!;;@-BB6.48]A9'RX#YPZ!G;":6U(]4PKJDC@KA&R&8&
M+S\H@W[1;S>':C19(DSRDVB&0L7 (EQG#-@G9#<.6@:@JIF# !P\%Q!X&X,K
M1(PUBP/ #=*=)MP535%( N0@53$=A[*KA-_8J 03, )HD=R.:EL9T=1\5(:$
M<,5\)*Q/](#'G2F3 F\61L +P4";CT 0N.5-*$#R&M@>8'0;Z=20,OB=O)L<
M)X:/>$:^"D7N![>F!RH">G8/KA;I%;\IG ,!!G$G/&):?\: _2,A ]4>&C#0
MA"$(/AV#?@#V(@KO(*% DD*4/(P9 E2(WX03$X.HU#D4+)I<Y%L_2=+(L\S+
M27J 00?$EI&1)*')=FU>6Q@MGE4K;:*OE=BGZ7G0HZ5BY$?@L0NC@M@; )_^
MA5[XNSK=C-CQD< J\ 3X]2U% E+3!%?@L6L$JI$IDIY,AUI69^$)APPB\1ZZ
M<FA$ #ID %8P,GG +OC;T,'Z @I%\.,?/Q1#!.0$!DPXU2A:[V691[%&[P"S
M6OA?IBXA8=Z3CE/O%/N;F;>\,8(0_+-![N*=Z=Z;C^'[(AUM+)3,R7;8PO]4
M!UB<$%2)QB$<\48R#D7%AVV'O*;JY/!]X:57'Y0CP7B:!85D-"+\":SB :/0
M=I1L_\$S:C=Q0J$2Y%92I;CG$#=!,TS[CE)6S C#$(&E"=X'APTJ =$2?@DG
MSDQ ,!GN[T"@PA<^1.P18G/SKW_1>ZWW?R!ZFR)6!67W6*=%7R8FK8 !.#.(
M\0'HJM#"?_L@#;L(XN E?3CL-1D,!SR)0)RF1X.Y1;Y C(FR=D% K?\^5!Z-
M@E]L839+^BSJ'@"YC8Z@2U*=X"C$L YDUICE^K:6&AQVCXUZ;!SXT[E8! A*
M!59DJ"@[$)+-2"VU,\F-$ =ZCT68+Q#H?" "?9V#%1&41;Z/;K/'1G-]$/B4
MN!_9I3,Z&0?C*WF,7#%-CG:O&5Y1P0LB39A)L@0_Y]]ZSG^H5)-(\Y,?C'@H
M98EZ#!&<N4Z8B/H//W#M1-;GR$!L-Y09>C$5P! "7XM.B._. TAFA.^194EQ
M_--S$.A<$P,%"EC8$Y'C4"P#L6*2)6F3X=!$RPHC"))"]J1:MH,H@0ZQI%2$
M.X$ GI:L7(QB!\ 3Y'<A9L31!#VR*[0'#%!JE'@O2<::K--MT3@0^Z#_(SKN
MD7("0V/@!A@U)BG" !R!KA&'(&]21^%[Z!3QN2^ 3_2.BF:$QL#NK#@(1/(&
M:/O.X?=IHT)FX%)&X"&X8%X8Q3;J.F7R-O@"+(8)CJ>I))G3_]_>NS:WC23I
MPM_?7X&([A[;&R4T[A?;ZPC?>L:[;G>_MN=L[*<3$%D2,:8 -@#*UOSZDU4
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M,L)+D>.\FLML#IA+\7C"%6<K;J.,Z(WGH\K96QC>]:#/FNE=D*+HLHR0@XQ
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MSI,DT\N+B+C7\CJ2.XY*294;AE9]]E34QJZ^4-YV78Q'PR#OQ#!H9UT&^*_
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M]E-@F?X+C?\UCXN[GJ$DT!VW9R@Q;=URT*SR[O CU,W!\</>.0:E 2340_L
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MT['K"@B)#M'%+)WM*D1&I_U>!;AC$:=)- 5K$X_A,G4O'\+N+7758 MMVJ"
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M/1?;H9@$?7 9=_2Q1& [?OWZ^LW']_#+.N*;!ESB8YSP/S-YGL 2^-<P_4+
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ML$0.E=H#W!RO%:"0M ?X=/>!+K.RS'6W.SWXK0[)OKNDDLT"@PKR<##-@?<
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M!L52>9+7+$NO>)[':1)-M2O.J=U%PPV5.([K(I:V?_78CFXEQ-+48FG6CBI
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M]>:/=_\K_O['U]\_OOK__A]02P,$%     @ DF;U4,%IJD9O#0  X5   !$
M  !G<V)C+3(P,C P-S(P+FAT;>U<ZW?:.!;_/G^%]LS.D)X3VYA'>.0QAQ+2
MH=.2+-!M=_?L!V$+\,18'DE.8/_ZO5>V>4-($TC3F<Z9%B+Y7MVG?O=*SMDO
MXY%/[IB0'@_.,[:9S1 6.-SU@L%Y)I(&E8[G98A4-'"ISP-VG@EXYI>+'\Z&
M"IZ$IP-YGADJ%58MZ_[^WKS/FUP,++M2J5ACG).))U7'/>%["U/Q)WIR+IO-
M6UZ 3!R6SG?9;+:>*9EC#OB=!0/P1"YK9&TC;Z?3'T,:1]TEZLGD$RL>G)*5
MO)"S2]N(QS.F#XPWS;5Q(;X7L"]OVQ]FT]7Z^;.IEA(TD'TN1E2!E9!2T<CF
MC-S)'!$#M+- *-760W3*<SJ,E-@H:,6"T70BD+S=HA(<[E$YT_?*_ 4OP='I
M5.FMFPAD;>O+QP\=9\A&U)@:%/V041?^^9MAD!O!W<AA+NE-2./R7:TM(T\Q
M(GE?W5/!CDG-O</'7%+GHS!23)!F$/ [K0]Y#%\<\QC&PHGP!D-%CNIO"' N
M&^ANY#\W-U_JI?=7A4_O_U7_Y_OBAY//Y2__-0DND[D#*C0WT^$C8ABP(N4I
MGUV\:S=J7=*Y_M3]M=%ND;>U5OVZ?0.\6G63&.0*S$'*QF^DTZB3O@>J&)Q9
M\9,_G(V8HL3A@6(!>(EB8V5A1)T29PC<F#K_U+TRRAF"^C+8'Y%W=YZIQ].-
M[B0$_5M Q4HTU./N!/YQO3L(YXD/D>QZ,O3II!I 7*,JO7$5YS*1?/9<EP7Q
M9YC2BD9,> X)Z B?95ZU$<!*)W5@)ZC?#%PV_HU-,O&*QZK-^N>92]!?*0=9
MQ7//,WWJ*#MSD84_Y6*A>)(]LQ9(;V%5&[' A?_5E4\'#[#(92[ZU)=LE;JU
M))5@?28@WS$)W]$-JU([&- EVBVK5#B"HZYV<7;]Q%#@H@:RYVBWP:698^FF
MPPKL<IZ1WBCT6<9*UK2P#OU=\D@D7ZN)L%J^5%@]P+3^]4?/Q2]]#UQ:B\#6
M)H-Z\[<E]<\]J-<R3S,$K7%7?X1P$^J2*G819]X2R(:S9S^/U^.NF9/^5).?
MTK2F<DUU,)/9FO=$"SQVT6]'5 R\P/!97U5+N5"=WGNN&E8+)^5092[.PG1>
M'QA4[6RH2-<;,4E:[)ZT^8@&IS&%:O;4X3X7U1^S^D_FXN<?[9/LZ9D5 L,E
M,O;.9$Y1*H/ZWB"H.J!/)C(7GUK-;N.2=+JU;J-SUA/6!03\IW:SVVQT2*UU
M21I?ZK_66N\:I'[]\6.STVE>M_2TSU0.(2DH'AR32Q-R1BY;+%36K;#\I 5N
MD7QW!:XC?"9#&LP3-*3W/Z;U"8.]BZOK]D=R9O7P\\;PO^1.A-$?9[6UT<^D
M0S&TE(@@F4%*70Y_S</"U5P\37TOI2SPEW:CU27MQLUUN_NJ1;F)8+>D@2**
MDPYS</\E=IYP0>SBD?N&\#Y10Y:*B'&PE1R0B(2G/%AJ8PR;8S!@I.8H)&-7
M\H57K2K,G2A(FX5< "9)OS,*>)I)1=@=D"%"#S/WS:L6]L$$<*/WCT:\I6S(
M!#'$/<\ +*ZZ,&T$DX8NG4Q 92S(7+R/_ FDT6."^]1JEO@>U1<CM38;>!*K
M -6"D9WRZ#;X^@C5[5/HH\880)\6-HZ35$A")9$A<Q#=N,0+B*<DJ0-T!IK;
MPN2K$8.B/9^EI'I< 'XQ8+I/0\FJZ8<$K-C9[$\@F!+POTONM+R ; "< BY,
M:<13\T4S6_[I-"'8XTKQ417AB.2^YY+I4KX=1X-"B@O(1[JPZBB(P3J/H$J8
MU+F[0]1B,8O04K%0\#LDCF'[D8J)3P-WJ]M9RGU8H5FS=/+30?65>LEC5YHK
MF9779?HKSV<PU@,ZN^27K&&7L^7<G\FF$,Z%PJNR:9>.FTF9Z.B0?H2!"WG#
M+N8*Y>+)PS:V%-9[2RE1\7!M/CRH@HYT$D-\R@&7"O([P$WI>C%PY?V=@:HW
MGQC?;/6=5;F_21=?76:<LPYKGCH?C3R)36R""8BTN/F=:C?.'H?5;K/=(8U1
MZ/,)=DP7,L'.GA^GC#5&B8/>TMCIV2#WGI!8H?+:MN.:ZPHF9?+/!R]@]DYI
MVRX4;=*@4%Z^I4KY#""TOX*\CLENW.OP\5IT^7VP$^].*+Q@\"2..EU?BQN
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MF&OVW!Q9\_D;;]KW'V6!Q@9MIFO;"6(O$WW@[";E^4ZSK,<<]X.UOPE4^YB
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M>JP/"#1]<^1:OSDB-IAWPQGC2_1Q%U88_YHH*_DU9_HWI5W\\']02P,$%
M  @ DF;U4*7-CGCS @  $PH  !$   !G<V)C+3(P,C P-S(P+GAS9,U6;4_;
M,!#^#+_"ZY=L$HZ3LD);M46HC G4,<3&QC1-R(F=U"*Q,]OIR[^?G39M2E_$
MRR:M7WKVW?/<<_'YDL[))$W B$K%!.\ZONLY@/)0$,;CKL.4@,UFHP5]YZ2W
MWWD#(;B6@N0A)2"8@@]G'T]O5,XT!4I$>HPE/0"G9(2Y#>B+-,LUE>""<S'"
MVB10!V81N@?&ETTEBX<:O.V_ W7/:\*Z5_? S^OKN_[QY?G[V\L?_6^7C<'1
M]^;=+Q>,QV.7DAC+(IL;BA1 :!2I<$A3#$P-7'6=H=99&R$;/#YTA8R18?;1
MW:?!ER+.F06V<P5CC+,%(,(J*,+G#F2U0,^'AWX)B5BRPA]+BK42N1Y2R0/,
M'ZRF N<=U[T212A;H":!3%Q%0S<6(V0<&Y),$L8?-I7AMUHM5'@7H8:-Z%7R
M><$--',Z0&,94WV%4ZHR'-(7%+ FJ)KH$%EW@!6MJF([XAE7VC:'Z;&$II3K
M<R'3,QKA/#&U_,YQPB)&B0.PUI(%IGM6 G*^#.GM[W6P:2Q=-)99F666,1X)
M:^]UK+1VJ>^&1J!X?&T]S6BWIEB:);0VWQM*&G5KL0I"6-9_GTGJFIK*$"D2
M ]M:EW4C U&FI$+/8)FXI, R7&-9.UY#(C(J-:-J\7!KZ*]41&CTW(H,A''V
MG]:3X."Y]1@(3?Y9*9;BJQ$/K'%[<[%"M_NZS>0Q(N_/1)C;BU'^GW+R@6NF
MIQ>FLV5:-%<-,-*M/3FZD#C7N#S1GF=^O@<@*,%5$W,"9DR@0M5!CTDJU+FB
MY#/O%?;CJS 'SD.V@%:[[4F0$"=AGNQ(,]\ICZ88$V@Y)XQ='2$=TW1":C![
MJPQ$6#AVS#.[@N50@W8+^G4ST-V),D.,;QR\6R8B>F9^HB6R5P5Q<V*2V8OA
MM6QV_^A)V1_C7R% \*O7:A <OE1'Y8UG\S>V9=[XBJPF6X?L_"[8HJU(LQ&(
M:*)5N0.75#/!NY7L_'C8I$1M UEC4_(.FM'T]O\ 4$L#!!0    ( ))F]5",
M\G]I(0(  % '   5    9W-B8RTR,#(P,#<R,%]D968N>&ULM95=;]HP%(:O
MX5=X[()-PG$"8P4$5(AV$XA)B*D;TS1-3NPD5A,;V0X?_WYV2J 9Z]H)=I/$
MQZ_?\YSCQ.E?;],$K*E43/!!W7/<.J \$(3Q:%!G2L!.I]V%7OUZ6.V_@A#,
MI2!90 GP=^#VYN-HH3*F*5 BU!LL:0.,R!IS*QB+=)5I*L&$<['&VB10#3,(
MG(:96^TDBV(-WHS?@J;K=F#3;;K@^WR^'%]-/[R[FWX;?YFV9^^_=I8_'+#9
M;!Q*(BSS;$X@4@"A(4H8O^_9BX\5!:84K@:U6.M5#R&[9NO+Q!$R0B9%"Q7"
M6K52R;6]K6(E_:95J#VT_#3[',0TQ9!QI6U-^3K%>BH/ST20%_6"A.!)A1W!
M0@9M"'I-V/*<K2)'S) EI2R1I%@KD>F82NYC?F\[@FP'W:NF>UQGC?^M'R<K
M]AWQNMTNRF<?B8T9T0?U8^\V>I@LB]E?6 X]'E8K#]N*92!%0A<T!/O'N\7D
M-!OC&A&6HKT&X22I@9RTIW<K.J@IEJX26L1B2<,G,0ILNQ%MNP6OK1LZ%RDV
M'#+(? I-E'+[J5T0\4_N9R,?K""A(<X2?4'@4^]+XHH4LTNV]\3Z?-C<!Z8T
M]:F\)&G)]XA9,/X.^/Q)@G)>1N3/&Q%DI@^ZN(\XN>6:Z=V$AT*F^4'X?"F1
M\@-8F.?,+_8^EF->&L:9#<[,L)23;C7EA)(BJ\7_?^4:I#XJ_8&&U5]02P,$
M%     @ DF;U4%NHY*I@"   JU$  !4   !G<V)C+3(P,C P-S(P7VQA8BYX
M;6S57%M3VS@4?BZ_0DL?TL[@7.BV!0;HT  =6@H92&^[L]-1;"71X%@922;A
MWZ_D2W"P9"?(SFI?2G".ON_HG(^CBZ4>?IA/?'"/*,,D.&ITFNT&0(%+/!R,
MCAJ8$6=O[^V^TVE\.-XZ_,-Q0(\2+W21!P8/X.STT\D-"S%'@)$AGT&*=L")
M=P\#:= EDVG($04704#N(1<$;$?\XC9WQ'?3!XI'8PY>=5^#W79[S]EM[[;!
MW[W>S^[[S^=_?OO\J_O]\]O+=S_V?O[3!+/9K(F\$:016],E$^ XPB,?!W<'
M\I\!9 B(K@3L:'O,^?2@U9)MY@/J-PD=M03%FU9JN+WUXD5D>S!G>,E^]B:U
M[K1^?KV\=<=H AT<,"[[%+5C^(!%CR^)&W5J!4*@M9"_.:F9(Q\YG5WG3:<Y
M9]ZCFT/L+[&,*(*<D9"/$0T&,+B3$6G)"+;?[[8?VTG@]>*1:Y%$I+._O]^*
MOLT8"S"/+ZRSV&];\9?+QKC ET6,C[=>'%+BHQLT!!'A 7^8HJ-MAB=3'VTG
MS\84#=5H/J4MV;X5("X#NB\#VGDG _I2/+J$ ^1O VGQ[>9"Z]#^ B-NT*K0
MK1'DR,N[%CU>U[U,HTVYV$,4$^\L>)ZO3UIOUNE;#NG:"E"WWY3C?5&:T;-<
MSK3<F+.$0_]YSCZVW)2S5^L7@^5VD:/Q""1_OQ2?EOQ%<XX"#WFIQQ*DH )&
M'%&%%;@I,'&SD U?CCF$-K(Q:$A$EA9@AMSFB-RW/(2C 4%^B,96I]U)QI67
MXM'O+N8/)V(8Z1(/I7!1-XX:N:];&8>DR9)+%(F!B+I/0<2/WSJ>*!"-DD!(
MF(8<T@6BG(N@P/EVVSB6>$ " HEXV'KD?.+D"74!H1ZBR:PFZS.D;OI ?"QQ
M)[%HN40,3U/NI)Y%S8>43!012]F()A"M3:3X+.""\QS[Z"J<#!!5I#EG8I)J
M'9])NF-,($%!C&I1RG4=SJ:],,*UI?X6N2$5O)W=01]S7_47GC,Q2;V.SR3U
M$1 @0]#9?35X#5(*B_*OZW4V_X5AKOE/OXL"3J%_(0:A^1?TH/W[?VIG7@0T
MS"9RN$$CS 1HP$'WXHM%*BCL<;X4% 6[-CWT*!++\8E8V2/Q#[]@+$2T+V<G
M]'HX5 X-I4U,5+*J/R:"$1R.FR$!,0N(:4#$8Y&,5@U)5E%KY:CF8G,[1KXO
M]WQ@H*\T2T;F94;%:2*9" \D@!9I0]_;?'W1AKCF_/\0M%\",@MN$60D0%ZL
M1JT4=/;FJBCQQ$0@$MJYD]@@!4_*BG5J*8E"7CBK)*0V#9V(^N7)&G;NPY%"
M,\O?FVA$R62BB04@D(@6Z4#9TVS>]4&M+<]RT]SOC86\M&O2G(E)MG5\)@F/
M,$$$:M^:5-?A;-X+(UQ;ZOL4RK=*MP^3 ?$5>5_^WB3I2B:CI6@,"&)$B[*M
M[&DVU?J@UKWV#"D5E>4&30GET@,.><CT2U"U>04KT4(_C'8B8V0PPWP,:(IO
MD3A6"8!B?5J>B9JE\[C2OX(3U=:5TLQ<*FK>BO8L)*1UVE#W.*^)@E#7K(6+
MP"54*#%ZTRZE*!:\8<#I@^:]Q2JMS)6RDE<5;'LO\>R B$G(!"1LMKT"62,X
M>8VMGK.:)7?B>4($+/EQB0/4T0I-96LNKP(/*A!5 KN3?@"2 %P']BFI( YY
M_92EHO9W+6=S=RS"C32#EM*LBG<N*MXJ)KLIKD6R*.JRZJ6+-M:KBB'5PA"R
M0>1MR)P1A--8$,CG+'WR5!G)X]]]-.<?!?[=R4".H"Y_DDV]W7.U4<IL(HY3
MQ"'VF26:*.UJ*HK5HESW#OD$^O['D(G2Q/0KH66K"O;(5:Q&F^02$*2(EBBA
MI+^*;7)MF.O?XSQ%S*5X*B<Z15N=6;-*=CP5O-5L?&: +=)#4;^5VZ"Z@&]F
MPAG->:]ICY)['.2266I>V;13XT>5,\_%0B8EL4@UJ\1"._LL2DKM*V6.Y(B&
M[]$IY##9QBE8(BO-JU@;%_EAHJ(,,I#0(,&V3CS%(5 M?4MS49MX3HD;RMJW
M.)<M/%#5'K6=B5P*F8T.?D2 0" "3T!:)(_"+F=U41[M^@X&Q^H[Q\R%_B\$
MJ5X36E.C \,E_";*B$&!1)7RL$@99;U>.DF\2MAKT\</L;#F*)#GCL( QU>@
M5*L9M9V),@J9C4YUQ,!@&=DB=13V/"N-\J#7/ LYF_<I#!B6Q''QTLY %*;F
MLP\]O]'\=0X>84&,:Y$\RKJ>GW&4Q'XS"QYY(^*:]LE,M0K665:VS,FS5[G"
MB:ZIB 6.Q+=.*=H(:-<UF@3474PFB(YP,/I$R8R/R\Z6JJTK*"E%7AAI)@$&
M,;*UYTX+ Z"H+:5YJ%DV?3B_\,0$"0^3$;#D^I/.WEPZ)9X8O:6!<[",G9Q%
M Z_Z%U>OK1-122CR,EHE*S4+J1<.?.R>^P3J]U&R-N:"43 :K80C.!#A6:<(
M15_S*M"%=U,W9=:Z(U/3[9BZ[\7\/R[$K'<5YC^Z!)-,EWJ$<>C_A:>%IY24
MQI7-;Y4^5#G%C0F 8+#S'%)1'+0377TR-G!-FW8A1R-"]7/<9:MJ+FOG6,UV
MV 0@2!&MTX2RO^KKVNHPUWUJ6I0P>?J-N'>W8RA2>!UR^?_BR ,Y6E$4-JK@
M!/4*/IE()IFVDB%P(R; )!5@$1<@CV36J6F5R"@.6*^:KOI.K!$QI\+R</=7
MH7&*H>HZAL+(Z+2:EM/H+,H"%:2P%JE$W^>EPVK%@:ZYXGPG?AAP2..:IS^6
M]-3.O*YHF$WDL( $0XEID10*NYRO$471KOU5<%_@%KP!CKZNXL5OEL>H")QU
MP3FA$XO2K>JBZOWN(I99WR_%I^.M] F._X^^XZU_ 5!+ P04    " "29O50
MQZL\<,H%  "@-@  %0   &=S8F,M,C R,# W,C!?<')E+GAM;-6;:W/:.!2&
M/S>_PIM^H#L38R!-<YDF'4J3#FG:,('>=F>G(VP!FLH2(\D!_OU*OJ08=$BS
M,ZNQOP207UGG?8XM^=C.ZS?+F'KW6$C"V7FCW6PU/,Q"'A$V/6\0R?V3DZ-3
MO]UX<['W^@_?]P:"1TF((V^\\B[?O>_>R80H[$D^40LD\('7C>X1,X(>C^>)
MPL+K,\;OD=(#R /](VP>Z&WSE2#3F?)>]/[T.JW6B=]I=5K>WX/!M][Q]=7+
MS]??>U^NCVY>?3WY]D_36RP631Q-D4A':X8\]GQ?1T0)^WEF_HR1Q)ZVPN3Y
M_DRI^5D0F#[+L:!-+J:!'N(P*(3[>\^>I=JSI20E_>*P4+>#;Q]OAN$,Q\@G
M3"KC*>TGR9E,FV]XF)KZC0$]4&%^^87,-TU^N^,?MIM+&?T*<T)H:92IP$A)
MGJ@9%FR,V$]#)# $6\>=UJ]^9L=/X['5(R?2/CT]#=*M:V*]LT@]J-?W?11D
M&\MBLB.6!\87>\^RM I.\1V>>.;S\UW_"0 "TR4@D?CQCH=)C)DJ/KLLNF2*
MJ%6?3;B(T_SM>ZFO,[6:X_-]2>(YQ47;3.#)^?Y4CD._V+G)S//?WG?P8&<N
ML-2JM/E&-Y1&Q4N%682C8EQCX/\SK&/*@Z(\7(^C0<TQS45CW7YC/;\3),=I
MTA+I3Q&:IR$$F"I9M*2@_%8[/XB?Y\T_1MKC6[W_G]VQ5 *%JAB$HC&FYPU8
M%_R'>&41L,1A<\KO@PB3+%;]93-$W?0CH]33R 2B?9V+Y0>\V@@1UJV%N)[G
MKBB'BT18[%)_39/< ,^(7!',];3*E!_."(V*WA/!XUW(BE'YKJ"]1.KQ^=Q$
MBFC#XR+"(EL#G"#O)<(XNR(R1/0[1N*21>^0PA;JH+3BX&&+=O8=5^RS(^(.
M3XD)G*E/*+9QM\HJSMQNS<[[T!7O8CX>Z?U:.)<V5YQOV8J=ZTO77 =8$![!
M$XA=5Q/2&^;LR(]<(1\)9*J#X2H><VI!7=Y><<0;9NQH7[E".\1A(O3D=;D,
M9XA-,3 K6V45!VVW9N=]['85'*%E/]+^R(1D%=VG)!YC 2Z'D+[B&7C$K#T5
M)VY3T>-QS-E0:1O#F;8L;Q-EZD)SCL(7X[LZU2(INVW;,W/J-C.#9$Q)>$4Y
MVBS<[)I:<"^9 JJAEEO.5X1BT=/K_)0+N/XLJVK!>L,80-M9\9F?>%E]=H?G
M7"AS':#))1*>:>SR6O"'K *)<%R)]IG")G9RC_5%+LJ#!1,!R&N1",@JD AG
M)6H6W1=.$XU-9.<K?"ILZFJ!?LL<P-Q9^9J%]153^H'Q!1MB)#G#45_*9,<%
M**2O10Y LT NG-6U67C#F8[//+I"#%Y^2Z):4"_; E [JW/SF&)$Z=M$$H8E
M/-&45?6 738&T'9<Y5[&6$SUNO]>\(6:/7:$V]6UH \8!;+@N,"]7(X$8I*8
M,++;>G *MJ7UX&^Q",!W5L-V8\RB]+DHEJ$@:2 6\%99Q:';K0&/EQP7LWT6
M<J'KC128*3APC^L+,+'J\0A^W+2[5\73\5O&@>PX+G[-1? CMSK7)+7@OFX)
M@.RXL.U&D:8E\X\;?4G0!FG;M+7 ;C4)\'=<S^8Q]?376S'29<=C]->4=6*_
M;A @[[BJS0-+9[];,1#\GK 0GO4!>9URL&452(3CDC:/;L"E0O0O,M^Y^%K%
M=4K"ADT@!<Y*77->=@5& /32YHIC+EL!P#JK:LWKMW0PXPR^AMF25!SPMB4
MLK.B]:L@2F%FGD\F+']@;+M58]=5'#=@#F#NK%8=<DI"8A[1?-3+B2#(]I*-
M151QVC9;P$MYSJK4@< F^U@OUND;;>8=;'$[F5AGDQWBBJ/?91-(@;-2=".V
M[&' DQ*QW:5>Z;!8!I+BK'0M7M9J=\8CHNBN=] >)!6'OFT)@.RL/GVX<7=%
MD>WEIO+VBN/=, .P+2K0U\&6D1O=<+&7;S!_S#\F7>S]"U!+ 0(4 Q0    (
M ))F]5#DB=[LI\@  -NR#0 *              "  0    !E>"TY.3$N:'1M
M4$L! A0#%     @ DF;U4,%IJD9O#0  X5   !$              ( !S\@
M &=S8F,M,C R,# W,C N:'1M4$L! A0#%     @ DF;U4*7-CGCS @  $PH
M !$              ( !;=8  &=S8F,M,C R,# W,C N>'-D4$L! A0#%
M  @ DF;U4(SR?VDA @  4 <  !4              ( !C]D  &=S8F,M,C R
M,# W,C!?9&5F+GAM;%!+ 0(4 Q0    ( ))F]5!;J.2J8 @  *M1   5
M          "  >/;  !G<V)C+3(P,C P-S(P7VQA8BYX;6Q02P$"% ,4
M" "29O50QZL\<,H%  "@-@  %0              @ %VY   9W-B8RTR,#(P
B,#<R,%]P<F4N>&UL4$L%!@     &  8 ?P$  '/J      $!

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
