<SEC-DOCUMENT>0000927089-20-000500.txt : 20201022
<SEC-HEADER>0000927089-20-000500.hdr.sgml : 20201022
<ACCEPTANCE-DATETIME>20201022115607
ACCESSION NUMBER:		0000927089-20-000500
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		15
CONFORMED PERIOD OF REPORT:	20201021
ITEM INFORMATION:		Results of Operations and Financial Condition
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20201022
DATE AS OF CHANGE:		20201022

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			GREAT SOUTHERN BANCORP, INC.
		CENTRAL INDEX KEY:			0000854560
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				431524856
		STATE OF INCORPORATION:			MD
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-18082
		FILM NUMBER:		201252587

	BUSINESS ADDRESS:	
		STREET 1:		1451 E BATTLEFIELD
		CITY:			SPRINGFIELD
		STATE:			MO
		ZIP:			65804
		BUSINESS PHONE:		417-887-4400

	MAIL ADDRESS:	
		STREET 1:		P O BOX 9009
		CITY:			SPRINGFIELD
		STATE:			MO
		ZIP:			65808-9009

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	GREAT SOUTHERN BANCORP INC
		DATE OF NAME CHANGE:	19920703
</SEC-HEADER>
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<p style='font:11pt Times New Roman;margin:0;color:#000000;text-align:center'>UNITED STATES<br/>SECURITIES AND EXCHANGE COMMISSION<br/>Washington, D.C. 20549</p>
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<p style='font:11pt Times New Roman;margin:0;color:#000000;text-align:center'>Registrant's telephone number, including area code:&#160;&#160;&#160;<span style='border-bottom:1px solid #000000'>&#160;(<ix:nonNumeric name='dei:CityAreaCode' contextRef='D201021' escape='true'>417</ix:nonNumeric>) <ix:nonNumeric name='dei:LocalPhoneNumber' contextRef='D201021' escape='true'>887-4400</ix:nonNumeric>&#160;&#160; </span></p>
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<p style='font:10pt Times New Roman;margin:0;color:#000000;text-align:center'><span style='font-size:11pt'>N/A</span></p>
<p style='font:10pt Times New Roman;margin:0;color:#000000;text-align:center'><span style='font-size:11pt'>(Former name or former address, if changed since last report)</span></p>
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<p style='font:10pt Times New Roman;margin:0;color:#000000'><span style='font-size:11pt'>Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:</span></p>
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<p style='font:10pt Times New Roman;margin:0;margin-left:27pt;color:#000000;text-align:justify'><kbd style='position:absolute;font:10pt Segoe UI Symbol;margin-left:-27pt'><span style='font:11pt Segoe UI Symbol'><ix:nonNumeric name='dei:WrittenCommunications' contextRef='D201021' format='ixt-sec:boolballotbox'>&#9744;</ix:nonNumeric></span></kbd><span style='font-size:11pt'>Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</span>&#160;</p>
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<p style='font:10pt Times New Roman;margin:0;margin-left:27pt;color:#000000;text-align:justify'><kbd style='position:absolute;font:10pt Segoe UI Symbol;margin-left:-27pt'><span style='font:11pt Segoe UI Symbol'><ix:nonNumeric name='dei:PreCommencementIssuerTenderOffer' contextRef='D201021' format='ixt-sec:boolballotbox'>&#9744;</ix:nonNumeric></span></kbd><span style='font-size:11pt'>Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</span>&#160;</p>
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<p style='font:10pt Times New Roman;margin:0;color:#000000'>Securities registered pursuant to Section 12(b) of the Act: </p>
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<p style='font:8pt Times New Roman;margin:0;color:#000000'>&#160;</p>
<p style='font:10pt Times New Roman;margin:0;color:#000000'><span style='font-size:11pt;color:#231F20'>Indicate by check mark whether the registrant is an emerging growth company as de&#64257;ned in Rule 405 of the Securities Act of 1933 (&#167;230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (&#167;240.12b-2 of this chapter).</span></p>
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<p style='font:10pt Times New Roman;margin:0;color:#000000'><span style='font-size:11pt;color:#231F20'>If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised &#64257;nancial accounting standards provided pursuant to Section 13(a) of the Exchange Act. </span><span style='font:11pt Segoe UI Symbol;color:#231F20'>&#9744;</span></p>
<hr style='page-break-after:always;border:0;height:3pt;background-color:#909090;margin:8pt 0'/><p style='line-height:0;margin:0'></p>
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<p style='font:12pt Times New Roman;margin:0;color:#000000'><span style='border-bottom:1px solid #000000'><b>Item 2.02.&#160;&#160;Results of Operations and Financial Condition</b></span></p>
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<p style='font:12pt Times New Roman;margin:0;color:#000000'><kbd style='margin-left:36pt'></kbd>On October 21, 2020, the Registrant issued a press release reporting preliminary financial results for the third quarter of the fiscal year ending December 31, 2020. A copy of the press release, including unaudited financial information released as a part thereof, is attached as Exhibit 99.1 to this Current Report on Form 8-K and incorporated herein by reference.&#160;</p>
<p style='font:12pt Times New Roman;margin:0;color:#000000'>&#160;</p>
<p style='font:12pt Times New Roman;margin:0;color:#000000'>&#160;</p>
<p style='font:12pt Times New Roman;margin:0;color:#000000'>&#160;</p>
<p style='font:12pt Times New Roman;margin:0;color:#000000'><span style='border-bottom:1px solid #000000'><b>Item 9.01. &#160;Financial Statements and Exhibits</b></span></p>
<p style='font:10pt Times New Roman;margin:0;color:#000000'>&#160;</p>
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</td><td valign='top' style='width:8.34%'><p style='font:12pt Times New Roman;margin:0;color:#000000'>(d)</p>
</td><td colspan='2' valign='top' style='width:83.62%'><p style='font:12pt Times New Roman;margin-top:0pt;margin-bottom:12pt;color:#000000'>Exhibits</p>
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<tr><td valign='top' style='width:8%'><p style='font:12pt Times New Roman;margin:0;color:#000000'>&#160;</p>
</td><td valign='top' style='width:8.34%'><p style='font:12pt Times New Roman;margin:0;color:#000000'>&#160;</p>
</td><td valign='top' style='width:7.68%'><p style='font:12pt Times New Roman;margin:0;color:#000000'><a href='ex-991.htm' style='text-decoration:none'><span style='color:#0000FF;border-bottom:1px solid #0000FF'>99.1</span></a></p>
</td><td valign='top'><p style='font:12pt Times New Roman;margin-top:0pt;margin-bottom:12pt;color:#000000'>Press release dated October 21, 2020</p>
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<hr style='page-break-after:always;border:0;height:3pt;background-color:#909090;margin:8pt 0'/><p style='line-height:0;margin:0'></p>
<p style='font:12pt Times New Roman;margin:0;color:#000000'>&#160;</p>
<p style='font:10pt Times New Roman;margin:0;color:#000000'>&#160;</p>
<p style='font:10pt Times New Roman;margin:0;color:#000000'>&#160;</p>
<p style='font:10pt Times New Roman;margin:0;color:#000000'>&#160;</p>
<p style='font:10pt Times New Roman;margin:0;color:#000000'>&#160;</p>
<p style='font:12pt Times New Roman;margin:0;color:#000000;text-align:center'><b>SIGNATURES</b></p>
<p style='font:10pt Times New Roman;margin:0;color:#000000;text-align:center'>&#160;</p>
<p style='font:12pt Times New Roman;margin:0;color:#000000'>Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned thereunto duly authorized.</p>
<p style='font:12pt Times New Roman;margin:0;color:#000000'>&#160;</p>
<table style='border-collapse:collapse;width:100%'><tr><td valign='top' style='width:5%'><p style='font:12pt Times New Roman;margin:0;color:#000000'>&#160;</p>
</td><td valign='top' style='width:37%'><p style='font:12pt Times New Roman;margin:0;color:#000000'>&#160;</p>
</td><td colspan='2' valign='top' style='width:5%'><p style='font:12pt Times New Roman;margin:0;color:#000000'><b>GREAT SOUTHERN BANCORP, INC.</b></p>
</td></tr>
<tr><td valign='top' style='width:5%'><p style='font:12pt Times New Roman;margin:0;color:#000000'>&#160;</p>
</td><td valign='top' style='width:37%'><p style='font:12pt Times New Roman;margin:0;color:#000000'>&#160;</p>
</td><td valign='top' style='width:5%'><p style='font:12pt Times New Roman;margin:0;color:#000000;text-align:center'>&#160;</p>
</td><td valign='top' style='width:53%'><p style='font:10pt Times New Roman;margin:0;color:#000000'>&#160;</p>
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<tr><td valign='top' style='width:5%'><p style='font:12pt Times New Roman;margin:0;color:#000000'>Date:</p>
</td><td valign='top' style='width:37%'><p style='font:12pt Times New Roman;margin:0;color:#000000'>October 21, 2020</p>
</td><td valign='top' style='width:5%'><p style='font:12pt Times New Roman;margin:0;color:#000000;text-align:center'>By:</p>
</td><td valign='top' style='width:53%'><p style='font:12pt Times New Roman;margin:0;color:#000000'><span style='border-bottom:1px solid #000000'>/s/ Joseph W. Turner&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </span></p>
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<tr><td valign='top' style='width:5%'><p style='font:12pt Times New Roman;margin:0;color:#000000'>&#160;</p>
</td><td valign='top' style='width:37%'><p style='font:12pt Times New Roman;margin:0;color:#000000'>&#160;</p>
</td><td valign='top' style='width:5%'><p style='font:12pt Times New Roman;margin:0;color:#000000'>&#160;</p>
</td><td valign='top' style='width:53%'><p style='font:12pt Times New Roman;margin:0;color:#000000'>Joseph W. Turner, President&#160;</p>
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<tr><td valign='top' style='width:5%'><p style='font:12pt Times New Roman;margin:0;color:#000000'>&#160;</p>
</td><td valign='top' style='width:37%'><p style='font:12pt Times New Roman;margin:0;color:#000000'>&#160;</p>
</td><td valign='top' style='width:5%'><p style='font:12pt Times New Roman;margin:0;color:#000000'>&#160;</p>
</td><td valign='top' style='width:53%'><p style='font:12pt Times New Roman;margin:0;color:#000000'>and Chief Executive Officer&#160;</p>
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<p style='font:10pt Times New Roman;margin:0;color:#000000'>&#160;</p>
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<DOCUMENT>
<TYPE>EX-99
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<DESCRIPTION>EXHIBIT 99.1 -- PRESS RELEASE DATED OCTOBER 21, 2020
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<DIV style=margin-left:36pt;width:540pt><HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P align=right style='font:10pt Times New Roman;margin:0'>EXHIBIT 99.1</P>
<P align=center style='font:10pt Times New Roman;margin:0'><FONT style='font:12pt Arial'><IMG src=ex991_1.jpg width=189 height=83 alt='Picture 3' title='Picture 3'></FONT>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<TABLE style=border-collapse:collapse><TR><TD valign=top style=width:179.8pt;padding-left:5.4pt;padding-right:5.4pt><P style='font:11pt Arial;margin:0'>October 21, 2020</P>
</TD><TD valign=top style=width:179.85pt;padding-left:5.4pt;padding-right:5.4pt><P style='font:11pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:179.85pt;padding-left:5.4pt;padding-right:5.4pt><P style='font:11pt Arial;margin:0'>FOR IMMEDIATE RELEASE</P>
</TD></TR>
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<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>CONTACT: Kelly Polonus, Great Southern, (417) 895-5242</P>
<P style='font:11pt Arial;margin:0'><FONT style='color:#0000FF;border-bottom:1px solid #0000FF'>kpolonus@greatsouthernbank.com</FONT></P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P align=center style='font:11pt Arial;margin:0'><FONT style='font-family:Times New Roman'><B>Great Southern Bancorp, Inc. Reports Preliminary </B><B>Third</B><B> Quarter Earnings of</B></FONT></P>
<P align=center style='font:11pt Arial;margin:0'><B>$0.96 Per Diluted Common Share</B></P>
<P align=center style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0;color:#FF0000'><FONT style=color:#000000><B>Preliminary Financial Results and Other Matters for the Quarter </B><B>and </B><B>Nine</B><B> Months </B><B>Ended </B><B>September</B><B> 30</B><B>, 20</B><B>20</B><B>:</B></FONT></P>
<P style='font:11pt Arial;margin:0;margin-left:36pt'>&nbsp;</P>
<P style='font:11pt Arial;margin:0;margin-left:36pt'><KBD style='position:absolute;font:11pt Symbol;margin-left:-18pt'>&#183;</KBD><FONT style='border-bottom:1px solid #000000'><B>Significant Unusual Income or Expense Items</B></FONT><B>:</B><FONT style=font-family:Helvetica;color:#5B5B5B> </FONT>During the three months ended September 30, 2020, Great Southern Bancorp, Inc. (the Company) recognized the following items: &nbsp;&nbsp;</P>
<P style='font:11pt Arial;margin:0;margin-left:72pt'><KBD style='position:absolute;font:11pt Courier New;margin-left:-18pt'>&#111;</KBD>The Company recorded an increase in Salaries and Employee Benefits expense totaling $1.1 million related to a special employee bonus paid by the Company to all current full-time and part-time employees in response to the ongoing COVID-19 pandemic. This is the second such bonus paid by the Company in response to the COVID-19 pandemic; the first (also totaling $1.1 million) was approved in March 2020. While we have not terminated any employees or reduced pay for any employees as a result of the COVID-19 pandemic, it has caused disruption to our Company and our employees and their families. &nbsp;&nbsp;&nbsp;</P>
<P style='font:11pt Arial;margin:0;margin-left:72pt'><KBD style='position:absolute;font:11pt Courier New;margin-left:-18pt'>&#111;</KBD>The Company recorded other COVID-19-related expenses totaling approximately $175,000 for various items such as cleaning services, supplies, equipment, costs to set up remote work sites and other items.&nbsp;</P>
<P style='font:11pt Arial;margin:0;margin-left:36pt'><KBD style='position:absolute;font:11pt Symbol;margin-left:-18pt'>&#183;</KBD><FONT style='border-bottom:1px solid #000000'><B>Total Loans</B></FONT><B>:</B> &nbsp;Total gross loans (including the undisbursed portion of loans), excluding FDIC-assisted acquired loans and mortgage loans held for sale, increased $229.6 million, or 4.7%, from December 31, 2019, to September 30, 2020. This increase was primarily in other residential (multi-family) loans, commercial business loans, one- to four-family residential loans and commercial real estate loans. These increases were partially offset by decreases in construction loans and consumer auto loans. The FDIC-assisted acquired loan portfolios decreased $21.1 million during the nine months ended September 30, 2020. &nbsp;Total gross loans decreased $11.4 million during the three months ended September 30, 2020. Outstanding net loan receivable balances increased $259.8 million, from $4.15 billion at December 31, 2019 to $4.41 billion at September 30, 2020, and increased $14.1 million in the three months ended September 30, 2020.&nbsp;</P>
<P style='font:11pt Arial;margin:0;margin-left:36pt'><KBD style='position:absolute;font:11pt Symbol;margin-left:-18pt'>&#183;</KBD><FONT style='border-bottom:1px solid #000000'><B>Asset Quality</B></FONT><B>: &nbsp;</B>Non-performing assets and potential problem loans, excluding those acquired in FDIC-assisted transactions (which are accounted for and analyzed as loan pools rather than individual loans), totaled $9.1 million at September 30, 2020, a decrease of $2.5 million from $11.6 million at June 30, 2020 and a decrease of $3.5 million from $12.6 million at December 31, 2019. &nbsp;Non-performing assets at September 30, 2020 were $5.5 million (0.10% of total assets), a decrease of $2.1 million from $7.6 million (0.16% of total assets) at June 30, 2020 and a decrease of $2.7 million from $8.2 million (0.16% of total assets) at December 31, 2019. &nbsp;&nbsp;</P>
<P style='font:11pt Arial;margin:0;margin-left:36pt'><KBD style='position:absolute;font:11pt Symbol;margin-left:-18pt'>&#183;</KBD><FONT style='border-bottom:1px solid #000000'><B>Net Interest Income</B></FONT><B>: </B> Net interest income for the third quarter of 2020 decreased $1.7 million (or approximately 3.8%) to $44.2 million compared to $45.9 million for the third quarter of 2019. Net interest income was $43.5 million for the second quarter of 2020. &nbsp;Net interest margin was 3.36% for the quarter ended September 30, 2020, compared to 3.95% for the third quarter of 2019 and 3.39% for the quarter ended June 30, 2020. The decrease in net interest margin compared to the third quarter of 2019 was primarily the result of: (1) decreases in the average yield on loans and other interest-earning assets, due to significant decreases in market interest rates (primarily one-month LIBOR rates) &nbsp;</P>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P align=center style='font:11pt Arial;margin:0'>1</P>
<HR style='page-break-after:always;border:0;height:3pt;background-color:#909090;margin:8pt 0'><P style=line-height:0;margin:0></P>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P style='font:11pt Arial;margin:0;margin-left:36pt'><KBD style='position:absolute;font:11pt Symbol;margin-left:-18pt'>&#183;</KBD>compared to a year ago and (2) significant increases in cash equivalents, investment securities and PPP loans, all of which have much lower yields compared to the overall loan portfolio. &nbsp;The decrease in net interest margin compared to the second quarter of 2020 was primarily the result of interest expense on the subordinated notes issued by the Company in June 2020, partially offset by lower interest rates on deposits. The positive impact on net interest margin from the additional yield accretion on acquired loan pools was eight basis points for the quarter ended September 30, 2020, 19 basis points for the quarter ended September 30, 2019, and 12 basis points for the quarter ended June 30, 2020. Excluding the impact of the yield accretion, net interest margin was 3.27% (including eight basis points of negative impact due to interest on the recently-issued subordinated debt), 3.27% and 3.75% for the three months ended September 30, 2020, June 30, 2020 and September 30, 2019, respectively. For further discussion of the additional yield accretion of the discount on acquired loan pools, see &#8220;Net Interest Income.&#8221; &nbsp;</P>
<P style='font:11pt Arial;margin:0;margin-left:36pt'><KBD style='position:absolute;font:11pt Symbol;margin-left:-18pt'>&#183;</KBD><FONT style='border-bottom:1px solid #000000'><B>Capital</B></FONT><B>:</B> &nbsp;The capital position of the Company continues to be strong, significantly exceeding the thresholds established by regulators. On a preliminary basis, as of September 30, 2020, the Company&#8217;s Tier 1 Leverage Ratio was 10.7%, Common Equity Tier 1 Capital Ratio was 11.9%, Tier 1 Capital Ratio was 12.4%, and Total Capital Ratio was 16.7%. &nbsp;&nbsp;</P>
<P style='font:11pt Arial;margin:0;margin-left:36pt'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>Springfield, Mo. &#8211;&nbsp;Great Southern Bancorp, Inc. (NASDAQ:GSBC), the holding company for Great Southern Bank, today reported that preliminary earnings for the three months ended September 30, 2020, were $0.96 per diluted common share ($13.5 million available to common shareholders) compared to $1.38 per diluted common share ($19.7 million available to common shareholders) for the three months ended September 30, 2019.</P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>Preliminary earnings for the nine months ended September 30, 2020, were $2.93 per diluted common share ($41.5 million available to common shareholders) compared to $3.90 per diluted common share ($55.7 million available to common shareholders) for the nine months ended September 30, 2019. &nbsp;</P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>For the quarter ended September 30, 2020, annualized return on average common equity was 8.48%, annualized return on average assets was 0.98%, and annualized net interest margin was 3.36%, compared to 13.46%, 1.61% and 3.95%, respectively, for the quarter ended September 30, 2019. For the nine months ended September 30, 2020, annualized return on average common equity was 8.94%, annualized return on average assets was 1.05%, and annualized net interest margin was 3.52%, compared to 13.28%, 1.54% and 3.99%, respectively, for the nine months ended September 30, 2019. &nbsp; &nbsp;</P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>Great Southern President and CEO Joseph W. Turner commented, &#8220;Overall, we had a good operating quarter during this extraordinary time. As we navigate through the health crisis, our focus remains on the well-being of our associates, customers and communities. Our team of associates have done a spectacular job in taking care of our customers and each other. As such, in August, we provided special bonuses totaling $1.1 million to all associates as a token of appreciation and to help lessen the burden, especially in light of the new school year beginning.</P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>&#8220;As we expected, our earnings declined in the third quarter compared to the year ago quarter. &nbsp;The decrease in earnings was primarily driven by higher loan loss provision expense, lower net interest income, which included the impact of the subordinated notes we issued in June 2020, and higher non-interest expense. Still, we achieved very good earnings of $0.96 per diluted common share, with the employee bonus reducing earnings per share by about six cents. </P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>&#8220;The core net interest margin (excluding additional yield accretion on acquired loan pools) was 3.27% for the third quarter of 2020, compared to 3.75% for the third quarter of 2019, and 3.27% for the second quarter of 2020. The decrease in net interest margin compared to the third quarter of 2019 was the result of lower average yield on loans and other interest-earning assets, due to significant decreases in market interest rates and significant increases in cash equivalents, investment securities and PPP loans, all of which have much lower yields compared to the overall loan portfolio. &nbsp;In comparison to the second quarter of 2020, interest on the subordinated notes issued in June 2020 reduced the net interest margin by eight basis points. Aside from that, our core net interest margin improved as the average cost of deposits decreased.&#8221;</P>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P align=center style='font:11pt Arial;margin:0'>2</P>
<HR style='page-break-after:always;border:0;height:3pt;background-color:#909090;margin:8pt 0'><P style=line-height:0;margin:0></P>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P style='font:11pt Arial;margin:0'>Turner continued, &#8220;Commercial lending production declined in the third quarter as activity in our markets has slowed somewhat. Total gross loans have increased $229.6 million since the end of 2019, but decreased $11.4 million during the third quarter, reflective of slower production and loan pay-offs. Our pipeline of loan commitments and unfunded portions of loans continues to be relatively steady, but was down by about $70 million from the second quarter of 2020. </P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>&#8220;Through September 30, 2020, credit quality metrics remained very strong. At September 30, 2020, non-performing assets were $5.5 million. Total net charge-offs were $63,000 during the third quarter of 2020 and $427,000 for the first nine months of 2020. Pandemic-related loan modifications totaled $396 million at the end of the third quarter, down from over $1 billion at the end of the second quarter. At September 30, 2020, nearly 70% of these modified loans were on interest-only payments for various time periods. &nbsp;We are mindful of the uncertain economic conditions as we move forward, and we continue to strengthen the allowance for loan losses, which has increased by nearly $14 million since the end of 2019. &nbsp;&nbsp;</P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>&#8220;Capital remained very strong at September 30, 2020, and our book value per share was $45.00. During the quarter, the Company repurchased 206,400 shares of our common stock at an average price of $37.39 per share and declared a regular cash dividend of $0.34 per share. In spite of the obvious economic challenges caused by the COVID-19 pandemic, we expect that we will continue to operate profitably, albeit not at 2019 levels, and we currently anticipate that our regular quarterly dividend can be maintained for the foreseeable future. Our Board of Directors has approved a new stock purchase program of up to one million shares, which will take effect after we complete the repurchase of the approximately 75,111 shares remaining under our existing stock repurchase program. We may continue to repurchase our common stock over the next several quarters, if conditions warrant. The amount and timing of any stock repurchases will be determined by the Company in light of overall capital, liquidity and earnings levels, credit quality metrics and the market for and price of our stock, and with open communications regarding our plans with our regulators.&#8221; </P>
<P style='font:10pt Times New Roman;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'><FONT style='border-bottom:1px solid #000000'><B>COVID-19 </B><B>Impact to Our Business and </B><B>Response</B></FONT></P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>Great Southern is actively monitoring and responding to the effects of the rapidly-changing COVID-19 pandemic. As always, the health, safety and well-being of our customers, associates and communities are the Company&#8217;s top priorities. Centers for Disease Control and Prevention (CDC) guidelines, as well as directives from federal, state and local officials, are being closely followed to make informed operational decisions. &nbsp;</P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>During this unprecedented time, the Company is working diligently with its nearly 1,200 associates to enforce CDC-advised health, hygiene and social distancing practices. &nbsp;A significant number of non-frontline associates continue to work from home. Teams in nearly every operational department have been split, with part of each team working at an off-site disaster recovery facility to promote social distancing and to avoid service disruptions. To date, there have been no service disruptions or reductions in staffing. As a token of appreciation for our employees&#8217; dedication over the past several months, and to help support some of the needs of our associates, in August 2020, the Company again rewarded all full-time and part-time associates with special pre-tax bonuses of $1,000 and $600, respectively. This August bonus and related benefits expenses totaled $1.1 million and was included in Salaries and Employee Benefits expense in the three months ended September 30, 2020. This is the second such bonus paid by the Company in response to the COVID-19 pandemic; the first (also totaling $1.1 million) was approved in March 2020. &nbsp;</P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>Taking care of customers and providing uninterrupted access to services are top priorities. As always, customers can conduct their banking business using the banking center network, online and mobile banking services, ATMs, Telephone Banking, and online account opening services. &nbsp;As health conditions in local markets dictate, Great Southern banking center lobbies are open following strict social distancing guidance from the CDC and local government officials. If customer lobbies are closed in a market area, then drive-thru service and in-person service by appointment are available. &nbsp;&nbsp;</P>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P align=center style='font:11pt Arial;margin:0'>3</P>
<HR style='page-break-after:always;border:0;height:3pt;background-color:#909090;margin:8pt 0'><P style=line-height:0;margin:0></P>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P style='font:11pt Arial;margin:0'>As a resource to customers, a COVID-19 information center has been made available on the Company&#8217;s website, <FONT style='color:#0000FF;border-bottom:1px solid #0000FF'>www.GreatSouthernBank.com</FONT>. &nbsp;General information about the Company&#8217;s pandemic response, how to receive assistance, and how to avoid COVID-19 scams and fraud are included. &nbsp;&nbsp;</P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'><FONT style='border-bottom:1px solid #000000'>Impacts to Our Business Going Forward</FONT>: &nbsp;The magnitude of the impact on the Company of the COVID-19 pandemic is not yet fully known, and will depend on the length and severity of the economic downturn brought on by the pandemic. The Company expects that the COVID-19 pandemic will impact our business in future periods in one or more of the following ways, among others. Each of these factors could, individually or collectively, result in reduced net income in future periods.</P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0;margin-left:36pt'><KBD style='position:absolute;font:11pt Symbol;margin-left:-18pt'>&#183;</KBD>Significantly lower market interest rates will have a negative impact on our variable rate loans indexed to LIBOR and prime&nbsp;</P>
<P style='font:11pt Arial;margin:0;margin-left:36pt'><KBD style='position:absolute;font:11pt Symbol;margin-left:-18pt'>&#183;</KBD>Certain fees for deposit and loan products may be waived or reduced&nbsp;</P>
<P style='font:11pt Arial;margin:0;margin-left:36pt'><KBD style='position:absolute;font:11pt Symbol;margin-left:-18pt'><B>&#183;</B></KBD>Point-of-sale fee income may decline due to a decrease in spending by our debit card customers as they deal with state and local government requirements and other restrictions and may be adversely affected by reductions in their personal income and job losses &nbsp;</P>
<P style='font:11pt Arial;margin:0;margin-left:36pt'><KBD style='position:absolute;font:11pt Symbol;margin-left:-18pt'>&#183;</KBD>Non-interest expenses may increase as we continue to deal with the effects of the COVID-19 pandemic, including cleaning costs, supplies, equipment and other items&nbsp;</P>
<P style='font:11pt Arial;margin:0;margin-left:36pt'><KBD style='position:absolute;font:11pt Symbol;margin-left:-18pt'>&#183;</KBD>Banking center lobbies are open, but could be closed again if the pandemic situation worsens&nbsp;</P>
<P style='font:11pt Arial;margin:0;margin-left:36pt'><KBD style='position:absolute;font:11pt Symbol;margin-left:-18pt'>&#183;</KBD>Additional loan modifications may occur and borrowers may default on their loans, which may necessitate further increases to the allowance for loan losses&nbsp;</P>
<P style='font:11pt Arial;margin:0;margin-left:36pt'><KBD style='position:absolute;font:11pt Symbol;margin-left:-18pt'>&#183;</KBD>The contraction in economic activity may reduce demand for our loans and for our other products and services&nbsp;</P>
<P style='font:11pt Arial;margin:0;margin-left:36pt'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'><FONT style='border-bottom:1px solid #000000'><B>Loan Modifica</B><B>t</B><B>ions</B></FONT></P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>At September 30, 2020, we had remaining 88 modified commercial loans with an aggregate principal balance outstanding of $379 million and 407 modified consumer and mortgage loans with an aggregate principal balance outstanding of $17 million. The loan modifications are within the guidance provided by the Coronavirus Aid, Relief, and Economic Security Act (CARES Act), the federal banking regulatory agencies, the Securities and Exchange Commission (SEC) and the Financial Accounting Standards Board (FASB); therefore, they are not considered troubled debt restructurings or classified assets for regulatory purposes. &nbsp;At September 30, 2020, the modified loans were in the following categories (dollars in millions):</P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<TABLE style=border-collapse:collapse;width:100%><TR><TD valign=bottom style='width:20.44%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>Collateral Type</P>
</TD><TD valign=top style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.4%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'># of</P>
<P align=center style='font:9pt Arial;margin:0'>Loans</P>
<P align=center style='font:9pt Arial;margin:0'>Modified</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.4%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>$ of</P>
<P align=center style='font:9pt Arial;margin:0'>Loans</P>
<P align=center style='font:9pt Arial;margin:0'>Modified</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.48%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>Interest</P>
<P align=center style='font:9pt Arial;margin:0'>Only</P>
<P align=center style='font:9pt Arial;margin:0'>3</P>
<P align=center style='font:9pt Arial;margin:0'>Months</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.48%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>Interest</P>
<P align=center style='font:9pt Arial;margin:0'>Only</P>
<P align=center style='font:9pt Arial;margin:0'>4-6</P>
<P align=center style='font:9pt Arial;margin:0'>Months</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.06%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>Interest</P>
<P align=center style='font:9pt Arial;margin:0'>Only</P>
<P align=center style='font:9pt Arial;margin:0'>7-12</P>
<P align=center style='font:9pt Arial;margin:0'>Months</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:9.08%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>Full</P>
<P align=center style='font:9pt Arial;margin:0'>Payment</P>
<P align=center style='font:9pt Arial;margin:0'>Deferral</P>
<P align=center style='font:9pt Arial;margin:0'>3 Months</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:9.08%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>Full</P>
<P align=center style='font:9pt Arial;margin:0'>Payment</P>
<P align=center style='font:9pt Arial;margin:0'>Deferral</P>
<P align=center style='font:9pt Arial;margin:0'>6 Months</P>
</TD><TD valign=top style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:9.3%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>Weighted</P>
<P align=center style='font:9pt Arial;margin:0'>Average</P>
<P align=center style='font:9pt Arial;margin:0'>Loan to</P>
<P align=center style='font:9pt Arial;margin:0'>Value</P>
</TD></TR>
<TR><TD valign=top style=width:20.44%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:8.4%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:8.4%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:7.48%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:7.48%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:8.06%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:9.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:9.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:9.3%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=top style=width:20.44%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>Retail</P>
</TD><TD valign=top style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.4%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:0.75pt'>12</P>
</TD><TD valign=bottom style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:8.4%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'> 47.8</P>
</TD><TD valign=bottom style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:7.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&#8212; &nbsp;</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:7.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>5.3</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:8.06%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;36.1</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:9.08%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'> 2.9</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:9.08%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>3.5 </P>
</TD><TD valign=top style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.3%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>57%</P>
</TD></TR>
<TR><TD valign=top style=width:20.44%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;color:#000000'>Multifamily</P>
</TD><TD valign=top style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.4%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:0.75pt'>8</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.4%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>78.4</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>7.6</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>46.3</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.06%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>24.4</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.08%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>0.1</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.08%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=top style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.3%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>71%</P>
</TD></TR>
<TR><TD valign=top style=width:20.44%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;color:#000000'>Healthcare</P>
</TD><TD valign=top style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.4%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:0.75pt'>7</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.4%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>56.3</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>9.6</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.06%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>11.3</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.08%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.08%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>35.4</P>
</TD><TD valign=top style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.3%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>66%</P>
</TD></TR>
<TR><TD valign=top style=width:20.44%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;color:#000000'>Hotel/Motel</P>
</TD><TD valign=top style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.4%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:0.75pt'>13</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.4%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>105.4</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>20.8</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>34.6</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.06%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>10.5</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.08%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.08%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>39.5</P>
</TD><TD valign=top style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.3%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>68%</P>
</TD></TR>
<TR><TD valign=top style=width:20.44%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;color:#000000'>Office</P>
</TD><TD valign=top style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.4%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:0.75pt'>9</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.4%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>31.3</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>24.0</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.06%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>4.3</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.08%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>3.0</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.08%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=top style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.3%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>44%</P>
</TD></TR>
<TR><TD valign=top style=width:20.44%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;color:#000000'>Warehouse/Other</P>
</TD><TD valign=top style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.4%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:0.75pt'>10</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.4%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>15.7</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>3.7</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.06%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.08%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.08%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>12.0</P>
</TD><TD valign=top style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.3%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>61%</P>
</TD></TR>
<TR><TD valign=top style=width:20.44%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;color:#000000'>Restaurants</P>
</TD><TD valign=top style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.4%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:0.75pt'>9</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.4%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>15.2</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>3.7</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.06%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.08%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.08%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>11.5</P>
</TD><TD valign=top style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.3%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>55%</P>
</TD></TR>
<TR><TD valign=top style=width:20.44%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-8.25pt;margin-left:8.25pt;color:#000000'>Commercial Business</P>
</TD><TD valign=top style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.4%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:0.75pt'>15</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.4%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>16.4</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>5.2</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.06%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>5.5</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.08%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.08%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>5.7</P>
</TD><TD valign=top style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.3%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=top style=width:20.44%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;color:#000000'>Land</P>
</TD><TD valign=top style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.4%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:0.75pt'>5</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.4%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>12.2</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.48%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>11.3</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.48%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.06%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>0.9</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:9.08%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:9.08%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=top style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.3%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=top style=width:20.44%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>Total Commercial</P>
</TD><TD valign=top style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.4%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:0.75pt'>88</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.4%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>378.7</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.48%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>48.6</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.48%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>123.5</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.06%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>93.0</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:9.08%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>6.0</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:9.08%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>107.6</P>
</TD><TD valign=top style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.3%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=top style=width:20.44%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.4%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:0.75pt'>&nbsp;</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.4%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.48%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.48%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.06%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:9.08%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:9.08%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.3%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=top style=width:20.44%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>Residential Mortgage</P>
</TD><TD valign=top style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.4%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:0.75pt'>53</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.4%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>11.0</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.06%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.08%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>2.1</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.08%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>8.9</P>
</TD><TD valign=top style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.3%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>68%</P>
</TD></TR>
<TR><TD valign=top style=width:20.44%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>Consumer</P>
</TD><TD valign=top style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.4%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:0.75pt'>354</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.4%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>5.8</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.48%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.48%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.06%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:9.08%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>0.2</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:9.08%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>5.6</P>
</TD><TD valign=top style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.3%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=top style=width:20.44%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>Total Consumer</P>
</TD><TD valign=top style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.4%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:0.75pt'>407</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.4%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>16.8</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.48%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.48%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.06%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:9.08%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>2.3</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:9.08%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>14.5</P>
</TD><TD valign=top style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.3%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=top style=width:20.44%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.4%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:0.75pt'>&nbsp;</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.4%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.48%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.48%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.06%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:9.08%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:9.08%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.3%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=top style=width:20.44%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>Total</P>
</TD><TD valign=top style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0;margin-right:-3.6pt'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.4%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0;margin-right:0.75pt'>495</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:8.4%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'> 395.5</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:7.48%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>48.6</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:7.48%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>123.5</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:8.06%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>93.0</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:9.08%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>8.3</P>
</TD><TD valign=top style=width:1.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:9.08%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>122.1</P>
</TD><TD valign=top style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.3%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
</TABLE>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P align=center style='font:11pt Arial;margin:0'>4</P>
<HR style='page-break-after:always;border:0;height:3pt;background-color:#909090;margin:8pt 0'><P style=line-height:0;margin:0></P>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P style='font:11pt Arial;margin:0'>During the quarter ended September 30, 2020, loans with an aggregate principal balance outstanding of $602 million completed the modification period and returned to their normal payment schedule. Of the loans modified at June 30, 2020, $55.8 million in payments were received on these loans during the three months ended September 30, 2020.  A portion of the loans modified at September 30, 2020 may be further modified, and new loans may be modified, within the guidance provided by the CARES Act, the federal banking regulatory agencies, the SEC and the FASB if a more severe or lengthier deterioration in economic conditions occurs in future periods. </P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11.5pt Arial;margin:0'><B>Selected Financial Data:</B></P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<TABLE align=center style=border-collapse:collapse;width:95.2%><TR style=height:22.7pt><TD valign=bottom style=width:42.98%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>(In thousands, except per share data)</P>
</TD><TD colspan=5 valign=bottom style=width:27%;padding-left:2.15pt;padding-right:2.15pt><P align=center style='font:9pt Arial;margin:0'><B>Three Months Ended</B></P>
<P align=center style='font:9pt Arial;margin:0'><B>September 30,</B></P>
</TD><TD valign=bottom style=width:1.72%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=5 valign=top style=width:27.28%;padding-left:2.15pt;padding-right:2.15pt><P align=center style='font:9pt Arial;margin:0'><B>Nine Months Ended</B></P>
<P align=center style='font:9pt Arial;margin:0'><B>September 30,</B></P>
</TD><TD valign=top style=width:1.04%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR style=height:10.55pt><TD valign=bottom style=width:42.98%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.8%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:10.46%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><B>2020</B></P>
</TD><TD valign=bottom style=width:1.7%;padding-left:2.15pt;padding-right:2.15pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.8%;padding-left:2.15pt;padding-right:2.15pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:11.22%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><B>2019</B></P>
</TD><TD valign=bottom style=width:1.72%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.8%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:11.26%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><B>2020</B></P>
</TD><TD valign=top style=width:1.74%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.74%;padding-left:2.15pt;padding-right:2.15pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:10.74%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><B>2019</B></P>
</TD><TD valign=top style=width:1.04%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR style=height:18.45pt><TD valign=bottom style=width:42.98%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>Net interest income</P>
</TD><TD valign=bottom style=width:1.8%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:10.46%;padding-left:2.15pt;padding-right:2.15pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>44,168</P>
</TD><TD valign=bottom style=width:1.7%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.8%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:11.22%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>45,924</P>
</TD><TD valign=bottom style=width:1.72%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.8%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:11.26%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>132,561</P>
</TD><TD valign=top style=width:1.74%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.74%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:10.74%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>135,449</P>
</TD><TD valign=top style=width:1.04%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR style=height:11.35pt><TD valign=bottom style=width:42.98%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>Provision for loan losses</P>
</TD><TD valign=bottom style=width:1.8%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:10.46%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>4,500</P>
</TD><TD valign=bottom style=width:1.7%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.8%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.22%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>1,950</P>
</TD><TD valign=bottom style=width:1.72%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.8%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.26%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>14,371</P>
</TD><TD valign=top style=width:1.74%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.74%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:10.74%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>5,500</P>
</TD><TD valign=top style=width:1.04%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR style=height:10.55pt><TD valign=bottom style=width:42.98%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>Non-interest income</P>
</TD><TD valign=bottom style=width:1.8%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:10.46%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>9,466</P>
</TD><TD valign=bottom style=width:1.7%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.8%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.22%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>8,655</P>
</TD><TD valign=bottom style=width:1.72%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.8%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.26%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>25,093</P>
</TD><TD valign=top style=width:1.74%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.74%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:10.74%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>23,263</P>
</TD><TD valign=top style=width:1.04%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR style=height:10.35pt><TD valign=bottom style=width:42.98%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>Non-interest expense</P>
</TD><TD valign=bottom style=width:1.8%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:10.46%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'> 31,988</P>
</TD><TD valign=bottom style=width:1.7%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.8%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.22%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'> 28,725</P>
</TD><TD valign=bottom style=width:1.72%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.8%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.26%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'> 92,151</P>
</TD><TD valign=top style=width:1.74%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.74%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:10.74%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'> 85,602</P>
</TD><TD valign=top style=width:1.04%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR style=height:11.35pt><TD valign=bottom style=width:42.98%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>Provision for income taxes</P>
</TD><TD valign=bottom style=width:1.8%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:10.46%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>3,692</P>
</TD><TD valign=bottom style=width:1.7%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.8%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:11.22%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>4,172</P>
</TD><TD valign=bottom style=width:1.72%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.8%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:11.26%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>9,607</P>
</TD><TD valign=top style=width:1.74%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.74%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:10.74%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>11,890</P>
</TD><TD valign=top style=width:1.04%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR style=height:21.9pt><TD valign=bottom style=width:42.98%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>Net income and net income available to </P>
<P style='font:9pt Arial;margin:0'> &nbsp;&nbsp;common shareholders</P>
</TD><TD valign=bottom style=width:1.8%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:10.46%;padding-left:2.15pt;padding-right:2.15pt;border-top:0.5pt solid #000000;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>13,454</P>
</TD><TD valign=bottom style=width:1.7%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.8%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:11.22%;padding-left:2.15pt;padding-right:2.15pt;border-top:0.5pt solid #000000;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>19,732</P>
</TD><TD valign=bottom style=width:1.72%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.8%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:11.26%;padding-left:2.15pt;padding-right:2.15pt;border-top:0.5pt solid #000000;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>41,525</P>
</TD><TD valign=top style=width:1.74%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.74%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:10.74%;padding-left:2.15pt;padding-right:2.15pt;border-top:0.5pt solid #000000;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>55,720</P>
</TD><TD valign=top style=width:1.04%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR style=height:4.3pt><TD valign=bottom style=width:42.98%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.8%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:10.46%;padding-left:2.15pt;padding-right:2.15pt;border-top:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.7%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.8%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:11.22%;padding-left:2.15pt;padding-right:2.15pt;border-top:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.72%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.8%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:11.26%;padding-left:2.15pt;padding-right:2.15pt;border-top:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:1.74%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.74%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:10.74%;padding-left:2.15pt;padding-right:2.15pt;border-top:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:1.04%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR style=height:11.35pt><TD valign=bottom style=width:42.98%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>Earnings per diluted common share</P>
</TD><TD valign=bottom style=width:1.8%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:10.46%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>0.96</P>
</TD><TD valign=bottom style=width:1.7%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.8%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:11.22%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>1.38</P>
</TD><TD valign=bottom style=width:1.72%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.8%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:11.26%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>2.93</P>
</TD><TD valign=top style=width:1.74%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.74%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:10.74%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>3.90</P>
</TD><TD valign=top style=width:1.04%;padding-left:2.15pt;padding-right:2.15pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
</TABLE>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11.5pt Arial;margin:0'><FONT style='border-bottom:1px solid #000000'>NET INTEREST INCOME</FONT></P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>Net interest income for the third quarter of 2020 decreased $1.7 million to $44.2 million compared to $45.9 million for the third quarter of 2019. &nbsp;Net interest margin was 3.36% in the third quarter of 2020, compared to 3.95% in the same period of 2019, a decrease of 59 basis points. &nbsp;For the three months ended September 30, 2020, the net interest margin decreased three basis points compared to the net interest margin of 3.39% in the three months ended June 30, 2020. &nbsp;The decrease in the margin from the prior year third quarter was primarily the result of decreases in the average yield on loans and other interest-earning assets, partially offset by a decrease in the average rate on deposits when compared to the prior year period. In addition, interest on the subordinated notes issued in June 2020 reduced the net interest margin by eight basis points. The margin decrease also resulted from an increase in interest-earning assets that were primarily at rates that were much lower than the current portfolio rates. &nbsp;Increases included $311 million in loans ($120 million of which were PPP loans), $191 million in interest-earning cash equivalents and $107 million in investment securities. The decrease in the margin from the three months ended June 30, 2020, was primarily due to interest on the subordinated notes issued in June 2020, which reduced net interest margin by eight basis points, partially offset by improvement in the net interest margin as a result of reduced rates on deposits. The average interest rate spread was 3.12% for the three months ended September 30, 2020, compared to 3.61% for the three months ended September 30, 2019 and 3.12% for the three months ended June 30, 2020.</P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>Net interest income for the nine months ended September 30, 2020 decreased $2.8 million to $132.6 million compared to $135.4 million for the nine months ended September 30, 2019. &nbsp;Net interest margin was 3.52% in the nine months ended September 30, 2020, compared to 3.99% in the same period of 2019, a decrease of 47 basis points. &nbsp;The decrease in margin comparing the nine months ended September 30, 2020 to the nine months ended September 30, 2019, was primarily due to the same factors as discussed above for the comparison of the current year third quarter margin to the prior year third quarter margin. The average interest rate spread was 3.24% for the nine months ended September 30, 2020, compared to 3.66% for the nine months ended September 30, 2019.</P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>In October 2018, the Company entered into an interest rate swap transaction as part of its ongoing interest rate management strategies to hedge the risk of its floating rate loans. &nbsp;The notional amount of the swap was $400 million with a contractual termination date in October 2025. &nbsp;Under the terms of the swap, the Company received a fixed rate of interest of 3.018% and paid a floating rate of interest equal to one-month USD-LIBOR. &nbsp;</P>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P align=center style='font:11pt Arial;margin:0'>5</P>
<HR style='page-break-after:always;border:0;height:3pt;background-color:#909090;margin:8pt 0'><P style=line-height:0;margin:0></P>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P style='font:11pt Arial;margin:0'>The floating rate reset monthly and net settlements of interest due to/from the counterparty also occurred monthly. &nbsp;To the extent that the fixed rate exceeded one-month USD-LIBOR, the Company received net interest settlements, which were recorded as interest income on loans. &nbsp;If one-month USD-LIBOR exceeded the fixed rate of interest, the Company was required to pay net settlements to the counterparty and record those net payments as a reduction of interest income on loans. On March 2, 2020, the Company and its swap counterparty mutually agreed to terminate the swap, effective immediately. &nbsp;The Company received a payment of $45.9 million, including accrued but unpaid interest, from its swap counterparty as a result of this termination. This $45.9 million, less the accrued interest portion and net of deferred income taxes, is reflected in the Company&#8217;s stockholders&#8217; equity as Accumulated Other Comprehensive Income and a portion of it is being accreted to interest income on loans monthly through the original contractual termination date of October 6, 2025. The Company recorded interest income related to the swap of $2.0 million and $5.6 million, respectively, in the three and nine months ended September 30, 2020.</P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>The Company&#8217;s net interest margin has been positively impacted by significant additional yield accretion recognized in conjunction with updated estimates of the fair value of the loan pools acquired in the FDIC-assisted transactions. For each of the loan portfolios acquired, the cash flow estimates increased during the current and prior periods presented below, based on payment histories and reduced credit loss expectations. This resulted in increased income that has been spread, on a level-yield basis, over the remaining expected lives of the loan pools (and, therefore, has decreased over time). &nbsp;Because the balance of these adjustments will be recognized generally over the remaining lives of the loan pools, they will impact future periods as well. &nbsp;The remaining accretable yield adjustment that will affect interest income is $2.9 million. &nbsp;Of the remaining adjustments affecting interest income, we expect to recognize $932,000 of interest income during the fourth quarter of 2020. &nbsp;</P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>The impact to income of adjustments on all portfolios acquired in FDIC-assisted transactions for the reporting periods presented is shown below:</P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<TABLE align=center style=border-collapse:collapse;width:453.1pt><TR><TD valign=bottom style=width:216pt;padding-left:2.85pt;padding-right:2.85pt><P style='font:9pt Arial;margin:0;text-indent:-13.35pt;margin-left:13.35pt'>&nbsp;</P>
</TD><TD colspan=5 valign=bottom style=width:237.1pt;padding-left:2.85pt;padding-right:2.85pt><P align=center style='font:9pt Arial;margin:0'><B>Three Months Ended</B></P>
</TD></TR>
<TR><TD valign=bottom style=width:216pt;padding-left:2.85pt;padding-right:2.85pt><P style='font:9pt Arial;margin:0;text-indent:-13.35pt;margin-left:13.35pt'>&nbsp;</P>
</TD><TD colspan=2 valign=bottom style='width:115.2pt;padding-left:2.85pt;padding-right:2.85pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><B>September 30, 2020</B></P>
</TD><TD valign=top style=width:6.7pt;padding-left:2.85pt;padding-right:2.85pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=2 valign=bottom style='width:115.2pt;padding-left:2.85pt;padding-right:2.85pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><B>September 30, 2019</B></P>
</TD></TR>
<TR><TD valign=bottom style=width:216pt;padding-left:2.85pt;padding-right:2.85pt><P style='font:9pt Arial;margin:0;text-indent:-13.35pt;margin-left:13.35pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:72pt;padding-left:2.85pt;padding-right:2.85pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:43.2pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:6.7pt;padding-left:2.85pt;padding-right:2.85pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:72pt;padding-left:2.85pt;padding-right:2.85pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:43.2pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:216pt;padding-left:2.85pt;padding-right:2.85pt><P style='font:9pt Arial;margin:0;text-indent:-13.35pt;margin-left:13.35pt'>&nbsp;</P>
</TD><TD colspan=5 valign=bottom style=width:237.1pt;padding-left:2.85pt;padding-right:2.85pt><P align=center style='font:9pt Arial;margin:0'>(In thousands, except basis points data)</P>
</TD></TR>
<TR><TD valign=bottom style=width:216pt;padding-left:2.85pt;padding-right:2.85pt><P style='font:9pt Arial;margin:0;text-indent:-13.35pt;margin-left:13.35pt'>Impact on net interest income/<BR>net interest margin (in basis points)</P>
</TD><TD valign=bottom style=width:72pt;padding-left:2.85pt;padding-right:2.85pt><P align=center style='font:9pt Arial;margin:0'>$<FONT style='border-bottom:1px solid #000000'> &nbsp;  &nbsp;&nbsp; &nbsp;&nbsp;1,229</FONT></P>
</TD><TD valign=bottom style=width:43.2pt><P align=center style='font:9pt Arial;margin:0'><FONT style='border-bottom:3px double #000000'>9 bps</FONT></P>
</TD><TD valign=top style=width:6.7pt;padding-left:2.85pt;padding-right:2.85pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:72pt;padding-left:2.85pt;padding-right:2.85pt><P align=center style='font:9pt Arial;margin:0'>$<FONT style='border-bottom:1px solid #000000'>  &nbsp; &nbsp;&nbsp; &nbsp; 2,251</FONT></P>
</TD><TD valign=bottom style=width:43.2pt><P align=center style='font:9pt Arial;margin:0'><FONT style='border-bottom:3px double #000000'>20 bps</FONT></P>
</TD></TR>
<TR><TD valign=bottom style=width:216pt;padding-left:2.85pt;padding-right:2.85pt><P style='font:9pt Arial;margin:0;text-indent:-13.35pt;margin-left:13.35pt'>&nbsp;</P>
</TD><TD colspan=5 valign=bottom style=width:237.1pt;padding-left:2.85pt;padding-right:2.85pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
</TABLE>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<TABLE align=center style=border-collapse:collapse;width:453.1pt><TR><TD valign=bottom style=width:216pt;padding-left:2.85pt;padding-right:2.85pt><P style='font:9pt Arial;margin:0;text-indent:-13.35pt;margin-left:13.35pt'>&nbsp;</P>
</TD><TD colspan=5 valign=bottom style=width:237.1pt;padding-left:2.85pt;padding-right:2.85pt><P align=center style='font:9pt Arial;margin:0'><B>Nine Months Ended</B></P>
</TD></TR>
<TR><TD valign=bottom style=width:216pt;padding-left:2.85pt;padding-right:2.85pt><P style='font:9pt Arial;margin:0;text-indent:-13.35pt;margin-left:13.35pt'>&nbsp;</P>
</TD><TD colspan=2 valign=bottom style='width:115.2pt;padding-left:2.85pt;padding-right:2.85pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><B>September 30, 2020</B></P>
</TD><TD valign=top style=width:6.7pt;padding-left:2.85pt;padding-right:2.85pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=2 valign=bottom style='width:115.2pt;padding-left:2.85pt;padding-right:2.85pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><B>September 30, 2019</B></P>
</TD></TR>
<TR><TD valign=bottom style=width:216pt;padding-left:2.85pt;padding-right:2.85pt><P style='font:9pt Arial;margin:0;text-indent:-13.35pt;margin-left:13.35pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:72pt;padding-left:2.85pt;padding-right:2.85pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:43.2pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:6.7pt;padding-left:2.85pt;padding-right:2.85pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:72pt;padding-left:2.85pt;padding-right:2.85pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:43.2pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:216pt;padding-left:2.85pt;padding-right:2.85pt><P style='font:9pt Arial;margin:0;text-indent:-13.35pt;margin-left:13.35pt'>&nbsp;</P>
</TD><TD colspan=5 valign=bottom style=width:237.1pt;padding-left:2.85pt;padding-right:2.85pt><P align=center style='font:9pt Arial;margin:0'>(In thousands, except basis points data)</P>
</TD></TR>
<TR><TD valign=bottom style=width:216pt;padding-left:2.85pt;padding-right:2.85pt><P style='font:9pt Arial;margin:0;text-indent:-13.35pt;margin-left:13.35pt'>Impact on net interest income/<BR>net interest margin (in basis points)</P>
</TD><TD valign=bottom style=width:72pt;padding-left:2.85pt;padding-right:2.85pt><P align=center style='font:9pt Arial;margin:0'>$<FONT style='border-bottom:1px solid #000000'> &nbsp;&nbsp;&nbsp; &nbsp;&nbsp; &nbsp;4,632</FONT></P>
</TD><TD valign=bottom style=width:43.2pt><P align=center style='font:9pt Arial;margin:0'><FONT style='border-bottom:3px double #000000'>12 bps</FONT></P>
</TD><TD valign=top style=width:6.7pt;padding-left:2.85pt;padding-right:2.85pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:72pt;padding-left:2.85pt;padding-right:2.85pt><P align=center style='font:9pt Arial;margin:0'>$<FONT style='border-bottom:1px solid #000000'> &nbsp;&nbsp; &nbsp;&nbsp; &nbsp;&nbsp;5,162</FONT></P>
</TD><TD valign=bottom style=width:43.2pt><P align=center style='font:9pt Arial;margin:0'><FONT style='border-bottom:3px double #000000'>15 bps</FONT></P>
</TD></TR>
<TR><TD valign=bottom style=width:216pt;padding-left:2.85pt;padding-right:2.85pt><P style='font:9pt Arial;margin:0;text-indent:-13.35pt;margin-left:13.35pt'>&nbsp;</P>
</TD><TD colspan=5 valign=bottom style=width:237.1pt;padding-left:2.85pt;padding-right:2.85pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
</TABLE>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>Excluding the impact of the additional yield accretion, net interest margin for the three and nine months ended September 30, 2020, was 3.27% and 3.40%, respectively. &nbsp;This was a decrease of 48 and 44 basis points, respectively, when compared to the year-ago periods. &nbsp;Excluding the impact of the additional yield accretion, net interest margin for the three months ended June 30, 2020, was 3.27%. The September 30, 2020 three-month period included the full effect of the interest expense on the subordinated notes issued in June 2020. The compression in our margin excluding the impact of the additional yield accretion during the three and nine months ended September 30, 2020 is primarily due to the same items as noted above. </P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>For additional information on net interest income components, see the &#8220;Average Balances, Interest Rates and Yields&#8221; tables in this release. </P>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P align=center style='font:11pt Arial;margin:0'>6</P>
<HR style='page-break-after:always;border:0;height:3pt;background-color:#909090;margin:8pt 0'><P style=line-height:0;margin:0></P>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P style='font:11.5pt Arial;margin:0'><FONT style='border-bottom:1px solid #000000'>NON-INTEREST INCOME</FONT></P>
<P style='font:11pt Arial;margin:0;color:#000000'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>For the quarter ended September 30, 2020, non-interest income increased $811,000 to $9.5 million when compared to the quarter ended September 30, 2019, primarily as a result of the following items:</P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0;margin-left:36pt'><KBD style='position:absolute;font:11pt Symbol;margin-left:-18pt'><FONT style=font-family:Symbol>&#183;</FONT></KBD><FONT style='border-bottom:1px solid #000000'>Net gains on loan sales</FONT>: &nbsp;Net gains on loan sales increased $1.9 million compared to the prior year quarter. &nbsp;The increase was due to an increase in originations of fixed-rate loans during the 2020 period compared to the 2019 period. &nbsp;Fixed rate single-family mortgage loans originated are generally subsequently sold in the secondary market. &nbsp;&nbsp;</P>
<P style='font:11pt Arial;margin:0;margin-left:36pt'><KBD style='position:absolute;font:11pt Symbol;margin-left:-18pt'>&#183;</KBD><FONT style='border-bottom:1px solid #000000'>Service charges, debit card and ATM fees</FONT>: &nbsp;Service charges, debit card and ATM fees decreased $927,000 compared to the prior year period. &nbsp;This decrease was primarily due to a decrease in overdraft and insufficient funds fees on customer accounts. This was due to both a reduction in usage by customers and a decision near the end of the first quarter of 2020 to waive (through August 31, 2020) certain fees for customers in response to the COVID-19 pandemic. The effects of that decision were felt during the second and third quarters of 2020. In addition, the Company recorded less in debit card and ATM fees due to a reduction in debit card and ATM usage between the periods.&nbsp;</P>
<P style='font:11pt Arial;margin:0;margin-left:36pt'><KBD style='position:absolute;font:11pt Symbol;margin-left:-18pt'><FONT style=font-family:Symbol>&#183;</FONT></KBD><FONT style='border-bottom:1px solid #000000'>Other income</FONT>: &nbsp;Other income decreased $442,000 compared to the prior year quarter. In the 2019 period, the Company recognized approximately $510,000 in income related to origination of interest rate swaps in the Company&#8217;s back-to-back swap program with loan customers and swap counterparties.&nbsp;</P>
<P style='font:11pt Arial;margin:0;margin-left:36pt'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>For the nine months ended September 30, 2020, non-interest income increased $1.8 million to $25.1 million when compared to the nine months ended September 30, 2019, primarily as a result of the following items:</P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0;margin-left:36pt'><KBD style='position:absolute;font:11pt Symbol;margin-left:-18pt'>&#183;</KBD><FONT style='border-bottom:1px solid #000000'>Net gains on loan sales</FONT>: &nbsp;Net gains on loan sales increased $3.7 million compared to the prior year period. &nbsp;The increase was due to an increase in originations of fixed-rate loans during the 2020 period compared to the 2019 period. &nbsp;As noted above, fixed rate single-family mortgage loans originated are generally subsequently sold in the secondary market. &nbsp;&nbsp;</P>
<P style='font:11pt Arial;margin:0;margin-left:36pt'><KBD style='position:absolute;font:11pt Symbol;margin-left:-18pt'><B>&#183;</B></KBD><FONT style='border-bottom:1px solid #000000'>Other income</FONT>: &nbsp;Other income increased $452,000 compared to the prior year period. In the 2020 period, the Company recognized approximately $658,000 of additional fee income related to newly-originated interest rate swaps in the Company&#8217;s back-to-back swap program with loan customers and swap counterparties when compared to 2019. The Company also recognized approximately $541,000 in income related to the exit of certain tax credit partnerships during the nine months ended September 30, 2020<B>. </B>In the 2019 period, the Company recognized gains totaling $677,000 from the sale of, or recovery of, receivables and assets that were acquired several years prior in FDIC-assisted transactions, with no similar sales or recoveries in the current period.&nbsp;</P>
<P style='font:11pt Arial;margin:0;margin-left:36pt'><KBD style='position:absolute;font:11pt Symbol;margin-left:-18pt'>&#183;</KBD><FONT style='border-bottom:1px solid #000000'>Service charges, debit card and ATM fees</FONT>: &nbsp;Service charges, debit card and ATM fees decreased $2.3 million compared to the prior year period. This decrease was primarily due to a decrease in overdraft and insufficient funds fees on customer accounts. As noted above, a decision to waive certain fees for customers was made in response to the COVID-19 pandemic. In addition, the Company recorded less in debit card and ATM fees due to a reduction in debit card and ATM usage between the periods. Also during the first quarter of 2020, $200,000 in additional expenses were netted against ATM fee income due to the conversion to a new debit card processing system. &nbsp;</P>
<P style='font:11pt Arial;margin:0;margin-left:36pt'><KBD style='position:absolute;font:11pt Symbol;margin-left:-18pt'>&#183;</KBD><FONT style='border-bottom:1px solid #000000'>Gain (loss) on derivative interest rate products</FONT>: &nbsp;The net loss on derivative interest rate products increased $255,000 compared to the net loss in the prior year period. In the 2020 period, the Company recognized a $424,000 decrease in the net fair value related to interest rate swaps in the Company&#8217;s back-to-back swap program with loan customers and swap counterparties compared to a $169,000 decrease in the 2019 period. As market interest rates fall this generally decreases the net fair value of these back-to-back swaps. This is a non-cash item as there was no required settlement of this amount between the Company and its swap counterparties. &nbsp;</P>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P align=center style='font:11pt Arial;margin:0'>7</P>
<HR style='page-break-after:always;border:0;height:3pt;background-color:#909090;margin:8pt 0'><P style=line-height:0;margin:0></P>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P style='font:11pt Arial;margin-top:0pt;margin-bottom:6pt'><FONT style='font-size:11.5pt;border-bottom:1px solid #000000'>NON-INTEREST EXPENSE</FONT></P>
<P style='font:11pt Arial;margin:0'>For the quarter ended September 30, 2020, non-interest expense increased $3.3 million to $32.0 million when compared to the quarter ended September 30, 2019, primarily as a result of the following items:</P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0;margin-left:36pt'><KBD style='position:absolute;font:11pt Symbol;margin-left:-18pt'><FONT style=font-family:Symbol>&#183;</FONT></KBD><FONT style='border-bottom:1px solid #000000'>Salaries and employee benefits</FONT>: &nbsp;Salaries and employee benefits increased $2.9 million from the prior year quarter. &nbsp;The increase was primarily due to annual employee compensation merit increases and increased incentives in the mortgage division, where we have added staff and variable compensation increased due to significant increases in new mortgage loan originations, much of which is sold in the secondary market as noted above. Additionally, in August 2020, the Company paid a special cash bonus to all employees totaling $1.1 million in response to the ongoing impacts of the COVID-19 pandemic. &nbsp;</P>
<P style='font:11pt Arial;margin:0;margin-left:36pt'><KBD style='position:absolute;font:11pt Symbol;margin-left:-18pt'><FONT style=font-family:Symbol>&#183;</FONT></KBD><FONT style='border-bottom:1px solid #000000'>Net occupancy expense</FONT>: &nbsp;Net occupancy expense increased $534,000 compared to the prior year quarter. &nbsp;This was primarily related to increased depreciation on new ATM/ITMs and ATM operating software upgrades implemented during the fourth quarter of 2019. Also included in net occupancy expense for the 2020 quarter are COVID<FONT style='font-family:Times New Roman'>-</FONT>19-related expenses for various items such as cleaning services, equipment, costs to set up remote work sites and other items. &nbsp;</P>
<P style='font:11pt Arial;margin:0;margin-left:36pt'><KBD style='position:absolute;font:11pt Symbol;margin-left:-18pt'>&#183;</KBD><FONT style='border-bottom:1px solid #000000'>Insurance</FONT>: &nbsp;Insurance expense increased $414,000 compared to the prior year quarter. This increase was primarily due to an increase in FDIC deposit insurance premiums. In the 2019 period, the Bank had a credit with the FDIC for a portion of premiums previously paid to the deposit insurance fund. The deposit insurance fund balance was sufficient to cause no premium to be due for the three months ended September 30, 2019.&nbsp;</P>
<P style='font:11pt Arial;margin:0;margin-left:36pt'><KBD style='position:absolute;font:11pt Symbol;margin-left:-18pt'>&#183;</KBD><FONT style='border-bottom:1px solid #000000'>Expense on other real estate owned and repossessions</FONT>: Expense on other real estate owned and repossessions decreased $404,000 compared to the prior year period primarily due to sales of other assets and higher expenses related to certain foreclosed assets during the prior year period. During the 2019 period, expenses related to certain foreclosed assets totaled approximately $572,000, while expenses in the 2020 period totaled approximately $278,000. &nbsp;</P>
<P style='font:11pt Arial;margin:0;margin-left:36pt'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>For the nine months ended September 30, 2020, non-interest expense increased $6.5 million to $92.2 million when compared to the nine months ended September 30, 2019, primarily as a result of the following items:</P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0;margin-left:36pt'><KBD style='position:absolute;font:11pt Symbol;margin-left:-18pt'>&#183;</KBD><FONT style='border-bottom:1px solid #000000'>Salaries and employee benefits</FONT>: &nbsp;Salaries and employee benefits increased $6.8 million in the nine months ended September 30, 2020 compared to the prior year period. The increase was primarily due to annual employee compensation merit increases and increased incentives in lending, including mortgage lending activities as noted above, and operations areas. Additionally, in March 2020, the Company approved a special cash bonus to all employees totaling $1.1 million in response to the COVID-19 pandemic. In August 2020, the Company paid a second special cash bonus to all employees totaling $1.1 million in response to the pandemic. &nbsp;</P>
<P style='font:11pt Arial;margin:0;margin-left:36pt'><KBD style='position:absolute;font:11pt Symbol;margin-left:-18pt'>&#183;</KBD><FONT style='border-bottom:1px solid #000000'>Net occupancy expense</FONT>: &nbsp;Net occupancy expense increased $1.2 million in the nine months ended September 30, 2020 compared to the nine months ended September 30, 2019. &nbsp;This was primarily related to increased depreciation on new ATM/ITMs and ATM operating software upgrades implemented during the fourth quarter of 2019. Also included in net occupancy expense for the 2020 period are COVID<FONT style='font-family:Times New Roman'>-</FONT>19-related expenses for various items such as cleaning services, equipment, costs to set up remote work sites and other items.&nbsp;</P>
<P style='font:11pt Arial;margin:0;margin-left:36pt'><KBD style='position:absolute;font:11pt Symbol;margin-left:-18pt'>&#183;</KBD><FONT style='border-bottom:1px solid #000000'>Advertising</FONT>: &nbsp;Advertising expense decreased $348,000 compared to the prior year period. This decrease was primarily due to activities related to sponsorship agreements being halted as a result of the COVID-19 pandemic.&nbsp;</P>
<P style='font:11pt Times New Roman;margin:0;margin-left:36pt'><KBD style='position:absolute;font:11pt Symbol;margin-left:-18pt'>&#183;</KBD><FONT style='font-family:Arial;border-bottom:1px solid #000000'>Expense on other real estate owned and repossessions</FONT><FONT style=font-family:Arial>: &nbsp;Expense on other real estate owned and repossessions decreased $696,000 compared to the prior year period primarily due to sales of other assets and higher valuation write-downs of certain foreclosed assets during the prior year period. During the 2019 period, valuation write-downs of certain foreclosed assets totaled approximately $724,000, while valuation write-downs in the 2020 period totaled approximately $481,000. &nbsp;&nbsp;</FONT>&nbsp;</P>
<P style='font:11pt Arial;margin:0'> &nbsp;</P>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P align=center style='font:11pt Arial;margin:0'>8</P>
<HR style='page-break-after:always;border:0;height:3pt;background-color:#909090;margin:8pt 0'><P style=line-height:0;margin:0></P>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P style='font:11pt Arial;margin:0'>The Company&#8217;s efficiency ratio for the quarter ended September 30, 2020, was 59.64% compared to 52.63% for the same quarter in 2019. The efficiency ratio for the nine months ended September 30, 2020, was 58.45% compared to 53.94% for the same period in 2019. The higher efficiency ratio in the 2020 three and nine month periods were primarily due to an increase in non-interest expense, along with a small decrease in total revenue. Despite this increase in non-interest expense, the Company&#8217;s ratio of non-interest expense to average assets was 2.34% and 2.33% for the three and nine months ended September 30, 2020, respectively, compared to 2.34% and 2.37% for the three and nine months ended September 30, 2019. &nbsp;The decrease in the current nine month ratio was primarily due to an increase in average assets in the 2020 period compared to the 2019 period, generally offset by the increase in non-interest expense. &nbsp;Average assets for the three months ended September 30, 2020, increased $552.9 million, or 11.3%, from the three months ended September 30, 2019, primarily due to increases in loans receivable, investment securities and interest bearing cash equivalents. &nbsp;Average assets for the nine months ended September 30, 2020, increased $457.9 million, or 9.5%, from the nine months ended September 30, 2019, primarily due to increases in loans receivable, investment securities and interest bearing cash. &nbsp;</P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11.5pt Arial;margin:0'><FONT style='border-bottom:1px solid #000000'>INCOME TAXES</FONT></P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>For the three months ended September 30, 2020 and 2019, the Company's effective tax rate was 21.5% and 17.5%, respectively. &nbsp;For the nine months ended September 30, 2020 and 2019, the Company's effective tax rate was 18.8% and 17.6%, respectively. &nbsp;Except for the three months ended September 30, 2020, these effective rates were lower than the statutory federal tax rate of 21%, due primarily to the utilization of certain investment tax credits and to tax-exempt investments and tax-exempt loans, which reduced the Company&#8217;s effective tax rate. &nbsp;The Company&#8217;s effective tax rate may fluctuate in future periods as it is impacted by the level and timing of the Company&#8217;s utilization of tax credits and the level of tax-exempt investments and loans and the overall level of pre-tax income. &nbsp;The Company's effective income tax rate is currently generally expected to remain below the statutory rate due primarily to the factors noted above. In 2020, the Company&#8217;s state income tax expenses have been higher than normal in various states due to the recognition of income for tax purposes related to the gain recognized on the termination of the interest rate swap. State tax expense estimates have evolved throughout the year as taxable income and apportionment between states has been analyzed. The Company currently expects its effective tax rate (combined federal and state) to be approximately 18.5% to 19.5% for the full year of 2020 and 17.5% to 18.5% in future years.</P>
<P style='font:11pt Arial;margin:0;text-indent:36pt'>&nbsp;</P>
<P style='font:11.5pt Arial;margin:0'><FONT style='border-bottom:1px solid #000000'>CAPITAL </FONT></P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>As of September 30, 2020, total stockholders&#8217; equity and common stockholders&#8217; equity were each $624.6 million (11.5% of total assets), equivalent to a book value of $45.00 per common share. &nbsp;Total stockholders&#8217; equity and common stockholders&#8217; equity at December 31, 2019, were each $603.1 million (12.0% of total assets), equivalent to a book value of $42.29 per common share. &nbsp;At September 30, 2020, the Company&#8217;s tangible common equity to tangible assets ratio was 11.4%, compared to 11.9% at December 31, 2019. &nbsp;The reductions in the ratios of stockholders&#8217; equity to total assets and tangible common equity to tangible assets were due to higher asset balances from increased levels of cash equivalents, investment securities and PPP and other loans. Included in stockholders&#8217; equity at September 30, 2020 and December 31, 2019, were unrealized gains (net of taxes) on the Company&#8217;s available-for-sale investment securities totaling $24.1 million and $9.0 million, respectively. &nbsp;This increase in unrealized gains primarily resulted from lower market interest rates, which increased the fair value of the investment securities. </P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>Also included in stockholders&#8217; equity at September 30, 2020, were realized gains (net of taxes) on the Company&#8217;s cash flow hedge (interest rate swap), which was terminated in March 2020, totaling $31.5 million. &nbsp;This amount, plus associated deferred taxes, is expected to be accreted to interest income over the remaining term of the original interest rate swap contract, which was to end in October 2025. &nbsp;At September 30, 2020, the remaining amount to be recorded in interest income was $40.8 million. &nbsp;The net effect on total stockholders&#8217; equity over time will be no impact as the reduction of this realized gain will be offset by an increase in retained earnings (as the interest income flows through pre-tax income).</P>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P align=center style='font:11pt Arial;margin:0'>9</P>
<HR style='page-break-after:always;border:0;height:3pt;background-color:#909090;margin:8pt 0'><P style=line-height:0;margin:0></P>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P style='font:11pt Arial;margin:0'>On a preliminary basis, as of September 30, 2020, the Company&#8217;s Tier 1 Leverage Ratio was 10.7%, Common Equity Tier 1 Capital Ratio was 11.9%, Tier 1 Capital Ratio was 12.4%, and Total Capital Ratio was 16.7%. &nbsp;On September 30, 2020, and on a preliminary basis, the Bank&#8217;s Tier 1 Leverage Ratio was 11.5%, Common Equity Tier 1 Capital Ratio was 13.3%, Tier 1 Capital Ratio was 13.3%, and Total Capital Ratio was 14.4%. &nbsp;</P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>During the three months ended September 30, 2020, the Company repurchased 206,400 shares of its common stock at an average price of $37.39 and declared a regular cash dividend of $0.34 per common share. &nbsp;During the nine months ended September 30, 2020, the Company repurchased 390,107 shares of its common stock at an average price of $40.67 and declared regular cash dividends of $1.02 per common share. &nbsp;In January 2020, the Company also declared a special cash dividend of $1.00 per common share.</P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>The Company&#8217;s Board of Directors has approved a new stock repurchase program which authorizes the repurchase, from time to time, of up to one million additional shares of the Company&#8217;s common stock. The new stock repurchase program will take effect after we complete the repurchase of the approximately 75,111 shares remaining under our existing stock repurchase program.</P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11.5pt Arial;margin:0'><FONT style='border-bottom:1px solid #000000'>LOANS</FONT></P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>Total gross loans (including the undisbursed portion of loans), excluding FDIC-assisted acquired loans and mortgage loans held for sale, increased $229.6 million, or 4.7%, from $4.9 billion at December 31, 2019, to $5.2 billion at September 30, 2020. &nbsp;This increase was primarily in other residential (multi-family) loans ($152 million), commercial business loans ($126 million, including $120 million of PPP loans), one- to four-family residential loans ($88 million) and commercial real estate loans ($42 million). &nbsp;These increases were partially offset by decreases in construction loans ($118 million) and consumer auto loans ($53 million). Total gross loans decreased $11.4 million from June 30, 2020. The FDIC-assisted acquired loan portfolios had net decreases totaling $4.5 million and $21.1 million, respectively, during the three and nine months ended September 30, 2020. &nbsp;Outstanding net loan receivable balances increased $259.8 million, from $4.15 billion at December 31, 2019 to $4.41 billion at September 30, 2020, and increased $14.1 million from June 30, 2020.</P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>Loan commitments and the unfunded portion of loans at the dates indicated were as follows (in thousands): </P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<TABLE align=center style=border-collapse:collapse;width:100%><TR style=height:16.6pt><TD valign=bottom style=width:43.8%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-15.9pt;color:#000000'>&nbsp;</P>
</TD><TD valign=top style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=top style='width:8.58%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:8pt Arial;margin:0;color:#000000'><B>September</B></P>
<P align=center style='font:8pt Arial;margin:0;color:#000000'><B>2020</B></P>
</TD><TD valign=top style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.46%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:8pt Arial;margin:0;color:#000000'><B>June</B></P>
<P align=center style='font:8pt Arial;margin:0;color:#000000'><B>2020</B></P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.46%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:8pt Arial;margin:0;color:#000000'><B>March</B></P>
<P align=center style='font:8pt Arial;margin:0;color:#000000'><B>2020</B></P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.06%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:8pt Arial;margin:0;color:#000000'><B>December</B></P>
<P align=center style='font:8pt Arial;margin:0;color:#000000'><B>2019</B></P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.06%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:8pt Arial;margin:0;color:#000000'><B>December</B></P>
<P align=center style='font:8pt Arial;margin:0;color:#000000'><B>2018</B></P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.06%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:8pt Arial;margin:0;color:#000000'><B>December</B></P>
<P align=center style='font:8pt Arial;margin:0;color:#000000'><B>2017</B></P>
</TD></TR>
<TR style=height:12.75pt><TD valign=bottom style=width:43.8%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'><B>Closed non-construction loans with unused available lines</B></P>
</TD><TD valign=top style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=top style='width:8.58%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=top style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.46%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.46%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.06%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.06%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.06%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD></TR>
<TR style=height:12.75pt><TD valign=bottom style=width:43.8%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'> &nbsp;Secured by real estate (one- to four-family)</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>$</P>
</TD><TD valign=bottom style=width:8.58%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>160,409</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>$</P>
</TD><TD valign=bottom style=width:7.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>158,687</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>$</P>
</TD><TD valign=bottom style=width:7.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>156,381</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>$</P>
</TD><TD valign=bottom style=width:8.06%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>155,831</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>$</P>
</TD><TD valign=bottom style=width:8.06%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>150,948</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>$</P>
</TD><TD valign=bottom style=width:8.06%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>133,587</P>
</TD></TR>
<TR style=height:12.75pt><TD valign=bottom style=width:43.8%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'> &nbsp;Secured by real estate (not one- to four-family)</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.58%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>19,295</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>16,124</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>16,832</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.06%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>19,512</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.06%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>11,063</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.06%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>10,836</P>
</TD></TR>
<TR style=height:12.75pt><TD valign=bottom style=width:43.8%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'> &nbsp;Not secured by real estate - commercial business</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.58%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>114,519</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>105,071</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>79,117</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.06%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>83,782</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.06%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>87,480</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.06%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>113,317</P>
</TD></TR>
<TR style=height:9.1pt><TD valign=bottom style=width:43.8%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.58%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.06%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.06%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.06%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD></TR>
<TR style=height:12.75pt><TD valign=bottom style=width:43.8%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'><B>Closed construction loans with unused </B></P>
<P style='font:8pt Arial;margin:0'><B> &nbsp;&nbsp;available lines</B></P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.58%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.06%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.06%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.06%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD></TR>
<TR style=height:12.75pt><TD valign=bottom style=width:43.8%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'> &nbsp;Secured by real estate (one-to four-family)</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.58%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>33,359</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>37,789</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>50,101</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.06%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>48,213</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.06%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>37,162</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.06%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>20,919</P>
</TD></TR>
<TR style=height:12.75pt><TD valign=bottom style=width:43.8%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'> &nbsp;Secured by real estate (not one-to four-family)</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.58%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>714,566</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>753,589</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>809,436</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.06%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>798,810</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.06%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>906,006</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.06%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>718,277</P>
</TD></TR>
<TR style=height:9.1pt><TD valign=bottom style=width:43.8%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.58%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.06%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.06%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.06%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD></TR>
<TR style=height:12.75pt><TD valign=bottom style=width:43.8%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'><B>Loan commitments not closed</B></P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.58%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.06%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.06%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.06%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD></TR>
<TR style=height:12.75pt><TD valign=bottom style=width:43.8%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'> &nbsp;Secured by real estate (one-to four-family)</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.58%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>94,203</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>112,769</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>141,432</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.06%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>69,295</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.06%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>24,253</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.06%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>23,340</P>
</TD></TR>
<TR style=height:12.75pt><TD valign=bottom style=width:43.8%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'> &nbsp;Secured by real estate (not one-to four-family)</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.58%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>50,264</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>73,103</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>95,652</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.06%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>92,434</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.06%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>104,871</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.06%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>156,658</P>
</TD></TR>
<TR style=height:13.6pt><TD valign=bottom style=width:43.8%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'> &nbsp;Not secured by real estate - commercial business</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.58%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;color:#000000'>800</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.46%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;color:#000000'>800</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.46%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;color:#000000'>&#8212;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.06%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;color:#000000'>&#8212;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.06%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;color:#000000'>405</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.06%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;color:#000000'>4,870</P>
</TD></TR>
<TR style=height:9.1pt><TD valign=bottom style=width:43.8%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=top style='width:8.58%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.46%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.46%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.06%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.06%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.06%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD></TR>
<TR style=height:12.75pt><TD valign=bottom style=width:43.8%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;color:#000000'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:8.58%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>1,187,415</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:7.46%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>1,257,932</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:7.46%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>1,348,951</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:8.06%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>1,267,877</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:8.06%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>1,322,188</P>
</TD><TD valign=bottom style=width:1.42%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:8.06%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>1,181,804</P>
</TD></TR>
</TABLE>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>For further information about the Company&#8217;s loan portfolio, please see the quarterly loan portfolio presentation available on the Company&#8217;s Investor Relations website under &#8220;Presentations.&#8221; &nbsp;</P>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P align=center style='font:11pt Arial;margin:0'>10</P>
<HR style='page-break-after:always;border:0;height:3pt;background-color:#909090;margin:8pt 0'><P style=line-height:0;margin:0></P>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P style='font:11.5pt Arial;margin:0'><FONT style='border-bottom:1px solid #000000'>PROVISION FOR LOAN LOSSES AND ALLOWANCE FOR LOAN LOSSES</FONT></P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>In the first quarter of 2020, pursuant to the recently-enacted CARES Act and guidance from the SEC and FASB, we elected to delay adoption of the new accounting standard (CECL) related to accounting for credit losses. &nbsp;Our first, second and third quarter financial statements are prepared under the existing incurred loss methodology standard for accounting for loan losses.</P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:10pt Times New Roman;margin:0;color:#000000'><FONT style='font:11pt Arial'>Management records a provision for loan losses in an amount it believes is sufficient to result in an allowance for loan losses that will cover current net charge-offs as well as risks believed to be inherent in the loan portfolio of the Bank. The amount of provision charged against current income is based on several factors, including, but not limited to, past loss experience, current portfolio mix, actual and potential losses identified in the loan portfolio, economic conditions, and internal as well as external reviews. &nbsp;The levels of non-performing assets, potential problem loans, loan loss provisions and net charge-offs fluctuate from period to period and are difficult to predict.</FONT></P>
<P style='font:11pt Arial;margin:0;color:#000000'>&nbsp;</P>
<P style='font:11pt Arial;margin:0;color:#000000'>Worsening economic conditions from the COVID-19 pandemic, higher inflation or interest rates, or other factors may lead to increased losses in the portfolio and/or requirements for an increase in loan loss provision expense. Management maintains various controls in an attempt to limit future losses, such as a watch list of possible problem loans, documented loan administration policies and loan review staff to review the quality and anticipated collectability of the portfolio. Additional procedures provide for frequent management review of the loan portfolio based on loan size, loan type, delinquencies, financial analysis, on-going correspondence with borrowers and problem loan work-outs. Management determines which loans are potentially uncollectible, or represent a greater risk of loss, and makes additional provisions to expense, if necessary, to maintain the allowance at a satisfactory level.</P>
<P style='font:11pt Arial;margin:0;color:#000000'>&nbsp;</P>
<P style='font:11pt Arial;margin:0;color:#000000'>The provision for loan losses for the quarter ended September 30, 2020 was $4.5 million compared with $2.0 million for the quarter ended September 30, 2019. The provision for loan losses for the nine months ended September 30, 2020 was $14.4 million compared with $5.5 million for the nine months ended September 30, 2019. Total net charge-offs were $63,000 and $798,000 for the three months ended September 30, 2020 and 2019, respectively. &nbsp;During the quarter ended September 30, 2020, a substantial portion of the $63,000 of net charge-offs were in the consumer category. Total net charge-offs were $427,000 and $3.5 million for the nine months ended September 30, 2020 and 2019, respectively. During the nine months ended September 30, 2020, a substantial portion of the $427,000 of net charge-offs were in the consumer category. We have seen and expect to continue to see rapid reductions in the automobile loan outstanding balance as we determined in February 2019 to cease providing indirect lending services to automobile dealerships. &nbsp;At September 30, 2020, indirect automobile loans totaled approximately $60 million. &nbsp;We expect this balance will be largely paid off in the next two years. General market conditions and unique circumstances related to specific industries and individual projects contributed to the level of provisions and charge-offs. &nbsp;Collateral and repayment evaluations of all assets categorized as potential problem loans, non-performing loans or foreclosed assets were completed with corresponding charge-offs or reserve allocations made as appropriate. &nbsp;&nbsp;</P>
<P style='font:11pt Arial;margin:0;color:#000000'>&nbsp;</P>
<P style='font:11pt Arial;margin:0;color:#000000'>All FDIC-acquired loans were grouped into pools based on common characteristics and were recorded at their estimated fair values, which incorporated estimated credit losses at the acquisition date.&#160; These loan pools are systematically reviewed by the Company to determine the risk of losses that may exceed those identified at the time of the acquisition.&#160; Techniques used in determining risk of loss are similar to those used to determine the risk of loss for the legacy Great Southern Bank portfolio, with most focus being placed on those loan pools which include larger loan relationships and those loan pools which exhibit higher risk characteristics.&#160; Review of the acquired loan portfolio also includes review of financial information, collateral valuations and customer interaction to determine if additional reserves are warranted.</P>
<P style='font:11pt Arial;margin:0;color:#000000'>&nbsp;</P>
<P style='font:11pt Arial;margin:0;color:#000000'>The Bank&#8217;s allowance for loan losses as a percentage of total loans, excluding FDIC-assisted acquired loans, was 1.24%, 1.00% and 1.14% at September 30, 2020, December 31, 2019 and June 30, 2020, respectively. &nbsp;Management considers the allowance for loan losses adequate to cover losses inherent in the Bank&#8217;s loan </P>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P align=center style='font:11pt Arial;margin:0'>11</P>
<HR style='page-break-after:always;border:0;height:3pt;background-color:#909090;margin:8pt 0'><P style=line-height:0;margin:0></P>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P style='font:11pt Arial;margin:0;color:#000000'>portfolio at September 30, 2020, based on recent reviews of the Bank&#8217;s loan portfolio and current economic conditions. If economic conditions were to deteriorate further or management&#8217;s assessment of the loan portfolio were to change, it is expected that additional loan loss provisions would be required, thereby adversely affecting the Company&#8217;s future results of operations and financial condition. </P>
<P style='font:11pt Arial;margin:0;color:#000000'>&nbsp;</P>
<P style='font:11.5pt Arial;margin:0;color:#000000'><FONT style='border-bottom:1px solid #000000'>ASSET QUALITY </FONT></P>
<P style='font:11pt Arial;margin:0;color:#000000'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>Former TeamBank, Vantus Bank, Sun Security Bank, InterBank and Valley Bank non-performing assets, including foreclosed assets and potential problem loans, are not included in the totals or in the discussion of non-performing loans, potential problem loans and foreclosed assets below. These assets were initially recorded at their estimated fair values as of their acquisition dates and are accounted for in pools. Therefore, these loan pools are analyzed rather than the individual loans. &nbsp;The performance of the loan pools acquired in each of the five transactions has been better than expectations as of the acquisition dates. As a result of changes in balances and composition of the loan portfolio, changes in economic and market conditions and other factors specific to a borrower&#8217;s circumstances, the level of non-performing assets will fluctuate. &nbsp;</P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>Non-performing assets, excluding all FDIC-assisted acquired assets, at September 30, 2020 were $5.5 million, a decrease of $2.7 million from $8.2 million at December 31, 2019, and a decrease of $2.1 million from $7.6 million at June 30, 2020. &nbsp;Non-performing assets, excluding all FDIC-assisted acquired assets, as a percentage of total assets were 0.10% at September 30, 2020, compared to 0.16% at December 31, 2019 and 0.14% at June 30, 2020. &nbsp;</P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>Compared to December 31, 2019 and June 30, 2020, non-performing loans decreased $682,000 and $1.5 million, respectively, to $3.8 million at September 30, 2020, and foreclosed assets decreased $2.0 million and $718,000, respectively, to $1.6 million at September 30, 2020.  Non-performing one- to four-family residential loans comprised $2.2 million, or 56.3%, of the total non-performing loans at September 30, 2020, a decrease of $228,000 from June 30, 2020. Non-performing consumer loans comprised $836,000, or 21.8%, of the total non-performing loans at September 30, 2020, a decrease of $156,000 from June 30, 2020. &nbsp;Non-performing commercial real estate loans comprised $701,000, or 18.3%, of the total non-performing loans at September 30, 2020, a decrease of $26,000 from June 30, 2020. Non-performing commercial business loans comprised $140,000, or 3.6%, of the total non-performing loans at September 30, 2020, a decrease of $1.0 million from June 30, 2020. &nbsp;</P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>Compared to December 31, 2019 and June 30, 2020, potential problem loans decreased $753,000 and $366,000, respectively, to $3.6 million at September 30, 2020. Due to the deteriorating economic conditions from COVID-19, however, it is possible that we could experience an increase in potential problem loans in the remainder of 2020. &nbsp;As noted, we experienced an increased level of loan modifications in late March through June 2020; however, total loan modifications were much lower at September 30, 2020 compared to June 30, 2020. In accordance with guidance from the banking regulatory agencies, we made certain short-term modifications to loan terms to help our customers navigate through the current pandemic situation. &nbsp;Although loan modifications were made, they did not result in these loans being classified as troubled debt restructurings, potential problem loans or non-performing loans. &nbsp;If&#160;more severe or lengthier negative impacts&#160;of the COVID-19 pandemic occur or&#160;the effects of the SBA loan programs and other&#160;loan and stimulus programs do not enable companies and individuals to completely recover financially,&#160;this could result in&#160;longer-term modifications, which may be deemed to be troubled debt restructurings, additional potential problem loans and/or additional non-performing loans. &nbsp;Further actions on our part, including additions to the allowance for loan losses, could result. </P>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P align=center style='font:11pt Arial;margin:0'>12</P>
<HR style='page-break-after:always;border:0;height:3pt;background-color:#909090;margin:8pt 0'><P style=line-height:0;margin:0></P>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P style='font:11pt Arial;margin:0'>Activity in the non-performing loans categories during the quarter ended September 30, 2020, was as follows:</P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<TABLE align=center style=border-collapse:collapse;width:100%><TR style=height:40.5pt><TD valign=bottom style=width:17.76%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.76%;border-bottom:0.5pt solid #000000'><P align=center style='font:8pt Arial;margin:0'><B>Beginning</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>Balance,</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>July 1</B></P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.76%;padding-left:0.7pt;padding-right:0.7pt;border-bottom:0.5pt solid #000000'><P align=center style='font:8pt Arial;margin:0'><B>Additions</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>to Non-</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>Performing</B></P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.76%;padding-left:0.7pt;padding-right:0.7pt;border-bottom:0.5pt solid #000000'><P align=center style='font:8pt Arial;margin:0'><B>Removed</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>from Non-</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>Performing</B></P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.92%;padding-left:0.7pt;padding-right:0.7pt;border-bottom:0.5pt solid #000000'><P align=center style='font:8pt Arial;margin:0'><B>Transfers</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>to Potential</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>Problem</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>Loans</B></P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:11.92%;padding-left:0.7pt;padding-right:0.7pt;border-bottom:0.5pt solid #000000'><P align=center style='font:8pt Arial;margin:0'><B>Transfers to</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>Foreclosed</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>Assets and</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>Repossessions</B></P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.28%;padding-left:0.7pt;padding-right:0.7pt;border-bottom:0.5pt solid #000000'><P align=center style='font:8pt Arial;margin:0'><B>Charge-</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>Offs</B></P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.78%;padding-left:0.7pt;padding-right:0.7pt;border-bottom:0.5pt solid #000000'><P align=center style='font:8pt Arial;margin:0'><B>Payments</B></P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:10.4%;border-bottom:0.5pt solid #000000'><P align=center style='font:8pt Arial;margin:0'><B>Ending</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>Balance,</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>September 30</B></P>
</TD></TR>
<TR><TD valign=bottom style=width:17.76%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.76%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.76%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.76%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.92%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.92%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.28%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.78%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:10.4%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:17.76%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=22 valign=bottom style=width:81.06%;padding-left:0.7pt;padding-right:0.7pt><P align=center style='font:8pt Arial;margin:0'><B>(In thousands)</B></P>
</TD></TR>
<TR><TD valign=bottom style=width:17.76%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>One- to four-family</P>
<P style='font:8pt Arial;margin:0'> &nbsp;&nbsp;construction</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:7.76%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:8.76%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:8.76%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:8.92%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:11.92%><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:6.28%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:7.78%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:10.4%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD></TR>
<TR><TD valign=bottom style=width:17.76%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>Subdivision</P>
<P style='font:8pt Arial;margin:0'> &nbsp;  construction</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.76%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.76%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.76%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.92%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.92%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.28%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.78%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:10.4%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD></TR>
<TR><TD valign=bottom style=width:17.76%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>Land development</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.76%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.76%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.76%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.92%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.92%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.28%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.78%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:10.4%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD></TR>
<TR><TD valign=bottom style=width:17.76%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>Commercial</P>
<P style='font:8pt Arial;margin:0'>   &nbsp;construction</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.76%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.76%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.76%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.92%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.92%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.28%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.78%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:10.4%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD></TR>
<TR><TD valign=bottom style=width:17.76%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>One- to four-family</P>
<P style='font:8pt Arial;margin:0'> &nbsp;&nbsp;residential</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.76%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>2,388</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.76%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>141</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.76%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.92%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>(143)</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.92%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.28%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.78%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>(226)</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:10.4%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>2,160</P>
</TD></TR>
<TR><TD valign=bottom style=width:17.76%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>Other residential</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.76%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.76%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.76%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.92%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.92%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.28%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.78%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:10.4%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD></TR>
<TR><TD valign=bottom style=width:17.76%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>Commercial real</P>
<P style='font:8pt Arial;margin:0'> &nbsp;&nbsp; estate</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.76%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>727</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.76%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.76%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.92%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.92%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.28%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.78%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>(26)</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:10.4%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>701</P>
</TD></TR>
<TR><TD valign=bottom style=width:17.76%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>Commercial business</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.76%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>1,182</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.76%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.76%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.92%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.92%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.28%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.78%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>(1,042)</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:10.4%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>140</P>
</TD></TR>
<TR><TD valign=bottom style=width:17.76%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>Consumer</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.76%;padding-left:0.7pt;padding-right:0.7pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>992</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.76%;padding-left:0.7pt;padding-right:0.7pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>94</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.76%;padding-left:0.7pt;padding-right:0.7pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.92%;padding-left:0.7pt;padding-right:0.7pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>(85)</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:11.92%;padding-left:0.7pt;padding-right:0.7pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>(17)</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.28%;padding-left:0.7pt;padding-right:0.7pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>(16)</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.78%;padding-left:0.7pt;padding-right:0.7pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>(132)</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:10.4%;padding-left:0.7pt;padding-right:0.7pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>836</P>
</TD></TR>
<TR><TD valign=bottom style=width:17.76%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.76%;padding-left:0.7pt;padding-right:0.7pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.76%;padding-left:0.7pt;padding-right:0.7pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.76%;padding-left:0.7pt;padding-right:0.7pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.92%;padding-left:0.7pt;padding-right:0.7pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:11.92%;padding-left:0.7pt;padding-right:0.7pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.28%;padding-left:0.7pt;padding-right:0.7pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.78%;padding-left:0.7pt;padding-right:0.7pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:10.4%;padding-left:0.7pt;padding-right:0.7pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR style=height:4.15pt><TD valign=bottom style=width:17.76%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>Total </P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:7.76%;padding-left:0.7pt;padding-right:0.7pt;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>5,289</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:8.76%;padding-left:0.7pt;padding-right:0.7pt;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>235</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:8.76%;padding-left:0.7pt;padding-right:0.7pt;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:8.92%;padding-left:0.7pt;padding-right:0.7pt;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>(228)</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:11.92%;padding-left:0.7pt;padding-right:0.7pt;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>(17)</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:6.28%;padding-left:0.7pt;padding-right:0.7pt;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>(16)</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:7.78%;padding-left:0.7pt;padding-right:0.7pt;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>(1,426)</P>
</TD><TD valign=bottom style=width:0.34%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.16%;padding-left:0.7pt;padding-right:0.7pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:10.4%;padding-left:0.7pt;padding-right:0.7pt;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>3,837</P>
</TD></TR>
</TABLE>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>At September 30, 2020, the non-performing one- to four-family residential category included 29 loans, one of which was added during the current quarter. &nbsp;The largest relationship in the category totaled $276,000, or 12.8% of the total category. &nbsp;The non-performing commercial real estate category included three loans, none of which were added during the current quarter. &nbsp;The largest relationship in the category totaled $511,000, or 73.0% of the total category. &nbsp;The non-performing commercial business category included two loans, neither of which was added during the current quarter. &nbsp;The previous largest relationship in this category, which was added during 2018 and totaled $1.0 million, paid off during the quarter ended September 30, 2020. The non-performing consumer category included 77 loans, eight of which were added during the current quarter, and the majority of which are indirect and used automobile loans.</P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin-top:0pt;margin-bottom:8pt'>Activity in the potential problem loans category during the quarter ended September 30, 2020, was as follows:</P>
<TABLE style=border-collapse:collapse;width:100%><TR style=height:34.15pt><TD valign=bottom style=width:16.02%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.38%;border-bottom:0.5pt solid #000000'><P align=center style='font:8pt Arial;margin:0'><B>Beginning</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>Balance,</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>July 1</B></P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:9.34%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:8pt Arial;margin:0'><B>Additions to</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>Potential</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>Problem</B></P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.34%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:8pt Arial;margin:0'><B>Removed</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>from</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>Potential</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>Problem</B></P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.6%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:8pt Arial;margin:0'><B>Transfers</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>to Non-</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>Performing</B></P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:11.62%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:8pt Arial;margin:0'><B>Transfers to</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>Foreclosed</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>Assets and</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>Repossessions</B></P>
</TD><TD valign=top style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.24%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:8pt Arial;margin:0'><B>Charge-</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>Offs</B></P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.68%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:8pt Arial;margin:0'><B>Payments</B></P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:10.52%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:8pt Arial;margin:0'><B>Ending</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>Balance,</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>September 30</B></P>
</TD></TR>
<TR><TD valign=bottom style=width:16.02%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.34%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.34%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.24%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.68%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:10.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:16.02%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=22 valign=bottom style=width:82.6%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'><B>(In thousands)</B></P>
</TD></TR>
<TR><TD valign=bottom style=width:16.02%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>One- to four-family</P>
<P style='font:8pt Arial;margin:0'> &nbsp;&nbsp;construction</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:7.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:9.34%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:7.34%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:8.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:11.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=top style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:6.24%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:7.68%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:10.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD></TR>
<TR><TD valign=bottom style=width:16.02%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>Subdivision </P>
<P style='font:8pt Arial;margin:0'> &nbsp;&nbsp;construction </P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>24</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.34%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.34%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=top style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.24%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.68%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>(2)</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:10.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>22</P>
</TD></TR>
<TR><TD valign=bottom style=width:16.02%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>Land development</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.34%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.34%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=top style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.24%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.68%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:10.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD></TR>
<TR style=height:5.85pt><TD valign=bottom style=width:16.02%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>Commercial</P>
<P style='font:8pt Arial;margin:0'> &nbsp;&nbsp;construction </P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.34%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.34%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=top style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.24%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.68%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:10.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD></TR>
<TR><TD valign=bottom style=width:16.02%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>One- to four-family</P>
<P style='font:8pt Arial;margin:0'> &nbsp;&nbsp;residential</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>580</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.34%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>143</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.34%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=top style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.24%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.68%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>(10)</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:10.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>713</P>
</TD></TR>
<TR><TD valign=bottom style=width:16.02%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>Other residential</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.34%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.34%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=top style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.24%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.68%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:10.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD></TR>
<TR><TD valign=bottom style=width:16.02%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>Commercial real</P>
<P style='font:8pt Arial;margin:0'>&#160;&#160;&#160;estate</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>2,947</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.34%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>559</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.34%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=top style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.24%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.68%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>(1,151)</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:10.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>2,355</P>
</TD></TR>
<TR><TD valign=bottom style=width:16.02%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>Commercial</P>
<P style='font:8pt Arial;margin:0'> &nbsp; business</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.34%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.34%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=top style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.24%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.68%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:10.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD></TR>
<TR><TD valign=bottom style=width:16.02%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>Consumer</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.38%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>443</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:9.34%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>194</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.34%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.6%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:11.62%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>(7)</P>
</TD><TD valign=top style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.24%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>(32)</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.68%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>(60)</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:10.52%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>538</P>
</TD></TR>
<TR><TD valign=bottom style=width:16.02%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.38%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:9.34%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.34%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.6%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:11.62%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.24%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.68%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:10.52%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:16.02%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>Total </P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:7.38%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>3,994</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:9.34%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>896</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:7.34%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:8.6%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:11.62%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>(7)</P>
</TD><TD valign=top style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:6.24%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>(32)</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:7.68%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>(1,223)</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.38%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:10.52%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>3,628</P>
</TD></TR>
</TABLE>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>At September 30, 2020, the commercial real estate category of potential problem loans included two loans, one of which was added during the current quarter. The largest relationship in this category (added during 2018), which totaled $1.8 million, or 76.3% of the total category, is collateralized by a mixed use commercial retail building. The other relationship in the category (previously mentioned, added this quarter), which totaled </P>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P align=center style='font:11pt Arial;margin:0'>13</P>
<HR style='page-break-after:always;border:0;height:3pt;background-color:#909090;margin:8pt 0'><P style=line-height:0;margin:0></P>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P style='font:11pt Arial;margin:0'>$559,000, or 23.7% of the total category, is collateralized by a restaurant building. Payments were current on both relationships at September 30, 2020. The previous other relationship in this category, which was added during 2019 and totaled $1.1 million, paid off during the quarter ended September 30, 2020. The one- to four-</P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>family residential category of potential problem loans included 17 loans, four of which were added during the current quarter. The consumer category of potential problem loans included 58 loans, 18 of which were added during the current quarter and the majority of which are indirect and used automobile loans. &nbsp; &nbsp;&nbsp;</P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>Activity in foreclosed assets and repossessions during the quarter ended September 30, 2020, excluding $446,000 in foreclosed assets related to loans acquired in FDIC-assisted transactions and $940,000 in properties which were not acquired through foreclosure, was as follows:</P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<TABLE style=border-collapse:collapse;width:100%><TR style=height:34.15pt><TD valign=bottom style=width:24.5%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;border-bottom:0.5pt solid #000000'><P align=center style='font:8pt Arial;margin:0'><B>Beginning</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>Balance,</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>July 1</B></P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.7%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:8pt Arial;margin:0'><B>Additions</B></P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:12.48%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:8pt Arial;margin:0'><B>ORE and</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>Repossession</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>Sales</B></P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:9.86%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:8pt Arial;margin:0'><B>Capitalized</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>Costs</B></P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:11.86%;border-bottom:0.5pt solid #000000'><P align=center style='font:8pt Arial;margin:0'><B>ORE and</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>Repossession</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>Write-Downs</B></P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:10.98%;border-bottom:0.5pt solid #000000'><P align=center style='font:8pt Arial;margin:0'><B>Ending</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>Balance,</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>September 30</B></P>
</TD></TR>
<TR><TD valign=bottom style=width:24.5%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:-7.2pt;margin-left:7.2pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.7%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:12.48%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.86%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.86%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:10.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:24.5%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:-7.2pt;margin-left:7.2pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=16 valign=bottom style=width:73.92%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'><B>(In thousands)</B></P>
</TD></TR>
<TR style=height:7.2pt><TD valign=bottom style=width:24.5%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:-7.2pt;margin-left:7.2pt'>One-to four-family construction</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:8.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:12.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:9.86%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:11.86%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:10.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD></TR>
<TR><TD valign=bottom style=width:24.5%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:-7.2pt;margin-left:7.2pt'>Subdivision construction </P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>350</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:12.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.86%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.86%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:10.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>350</P>
</TD></TR>
<TR><TD valign=bottom style=width:24.5%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:-7.2pt;margin-left:7.2pt'>Land development</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>1,358</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:12.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>(50</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>)</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.86%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.86%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0;margin-right:-0.7pt'>(233</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>)</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:10.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>1,075</P>
</TD></TR>
<TR><TD valign=bottom style=width:24.5%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:-7.2pt;margin-left:7.2pt'>Commercial construction</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:12.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.86%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.86%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:10.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD></TR>
<TR><TD valign=bottom style=width:24.5%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:-7.2pt;margin-left:7.2pt'>One- to four-family residential</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>291</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:12.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>(291</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>)</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.86%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.86%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:10.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD></TR>
<TR><TD valign=bottom style=width:24.5%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:-7.2pt;margin-left:7.2pt'>Other residential</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:12.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.86%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.86%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:10.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD></TR>
<TR><TD valign=bottom style=width:24.5%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:-7.2pt;margin-left:7.2pt'>Commercial real estate</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:12.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.86%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.86%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:10.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD></TR>
<TR><TD valign=bottom style=width:24.5%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:-7.2pt;margin-left:7.2pt'>Commercial business</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:12.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.86%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.86%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:10.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD></TR>
<TR><TD valign=bottom style=width:24.5%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:-7.2pt;margin-left:7.2pt'>Consumer</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>340</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.7%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>273</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:12.48%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>(417</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>)</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:9.86%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:11.86%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:10.98%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>196</P>
</TD></TR>
<TR><TD valign=bottom style=width:24.5%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.7%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:12.48%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:9.86%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:11.86%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:10.98%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:24.5%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:14.4pt'>Total </P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>2,339</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:8.7%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>273</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:12.48%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>(758</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>)</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:9.86%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:11.86%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-0.7pt'>(233</P>
</TD><TD valign=bottom style=width:0.7%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>)</P>
</TD><TD valign=bottom style=width:1.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:10.98%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>1,621</P>
</TD></TR>
</TABLE>
<P style='font:8pt Arial;margin:0'>&nbsp;</P>
<P style='font:8pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>At September 30, 2020, the land development category of foreclosed assets included two properties, the largest of which is located in the Branson, Mo. area and had a balance of $675,000, or 62.8% of the total category.  The other property, which totaled 37.2% of the total category, was located in the Lake of the Ozarks, Mo. area. &nbsp;The subdivision construction category of foreclosed assets included one property, located in the Branson, Mo. area, and had a balance of $350,000. A one- to four-family residential property located in Springfield, Mo. was sold during the three months ended September 30, 2020 for $419,000, resulting in a gain of $128,000. The amount of additions and sales in the consumer category are due to the volume of repossessions of automobiles, which generally are subject to a shorter repossession process. &nbsp;The Company experienced increased levels of delinquencies and repossessions in indirect and used automobile loans throughout 2016 and 2017. &nbsp;The level of delinquencies and repossessions in indirect and used automobile loans generally decreased in 2018 through 2020. &nbsp;</P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11.5pt Arial;margin:0;color:#FF0000'><FONT style='color:#000000;border-bottom:1px solid #000000'>BUSINESS INITIATIVES</FONT><FONT style=color:#000000> </FONT></P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>The Company&#8217;s banking center network continues to evolve. In August 2020, remodeling of the downtown office at 1900 Main in Parsons, Kansas, was completed, which included the addition of drive-thru banking lanes. With this completion, the nearby drive-thru facility was consolidated into the downtown office, leaving one location serving the Parsons market. &nbsp;</P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>In the Joplin, Missouri, market, the Company purchased a banking facility in the fourth quarter of 2019 vacated by another financial institution, which included a contractual black-out period ending in April 2021. A third party vendor has been engaged by the Company to redesign this facility as a &#8220;bank of the future&#8221; prototype to incorporate evolving customer preferences. Variations of this prototype design may be utilized in other select banking centers in the Company&#8217;s footprint in the future. The Company expects the new office in Joplin to be completed in the second quarter of 2021, whereupon the nearby leased banking center at 1710 E. 32nd Street will be consolidated into this new office. There are two banking centers currently serving the Joplin market. &nbsp;</P>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P align=center style='font:11pt Arial;margin:0'>14</P>
<HR style='page-break-after:always;border:0;height:3pt;background-color:#909090;margin:8pt 0'><P style=line-height:0;margin:0></P>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P style='font:11pt Arial;margin:0'>The Company&#8217;s Board of Directors recently approved a new stock repurchase program, which will succeed the existing repurchase program (authorized in April 2018) following the repurchase of the remaining approximately 75,111 available shares under the existing program. The new stock repurchase program authorizes the repurchase, from time to time, of up to one million additional shares of the Company&#8217;s common stock.</P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'>The Company will host a conference call on Thursday, October 22, 2020, at 2:00 p.m. Central Time to discuss third quarter 2020 preliminary earnings. Individuals interested in listening to the conference call may dial 1.833.832.5121 and enter the passcode 6855367. The call will be available live or in a recorded version at the Company&#8217;s Investor Relations website, <FONT style='color:#0000FF;border-bottom:1px solid #0000FF'>http://investors.greatsouthernbank.com</FONT>. &nbsp;&nbsp;</P>
<P style='font:11pt Arial;margin:0;background-color:#FFFFFF'>&nbsp;</P>
<P style='font:11pt Arial;margin:0;background-color:#FFFFFF'>Headquartered in Springfield, Mo., Great Southern offers a broad range of banking services to customers. The Company operates 94 retail banking centers in Missouri, Iowa, Kansas, Minnesota, Arkansas and Nebraska and commercial lending offices in Atlanta, Chicago, Dallas, Denver, Omaha, Neb., and Tulsa, Okla. The common stock of Great Southern Bancorp, Inc. is listed on the Nasdaq Global Select Market under the symbol &quot;GSBC.&quot;</P>
<P style='font:10pt Times New Roman;margin:0'>&nbsp;</P>
<P style='font:11pt Arial;margin:0'><FONT style='color:#0000FF;border-bottom:1px solid #0000FF'><B><I>www.GreatSouthernBank.com</I></B></FONT></P>
<P style='font:9pt Arial;margin:0'>&nbsp;</P>
<P style='font:9pt Arial;margin:0'>&nbsp;</P>
<P style='font:9pt Arial;margin:0'><B>Forward-Looking Statements</B></P>
<P style='font:9pt Arial;margin:0'>&nbsp;</P>
<P style='font:8pt Arial;margin:0'>When used in this press release and in other documents filed or furnished by Great Southern Bancorp, Inc. (the &#8220;Company&#8221;) with the SEC, in the Company's press releases or other public or stockholder communications, and in oral statements made with the approval of an authorized executive officer, the words or phrases &#8220;may,&#8221; &#8220;might,&#8221; &#8220;could,&#8221; &#8220;should,&#8221; &quot;will likely result,&quot; &quot;are expected to,&quot; &quot;will continue,&quot; &quot;is anticipated,&quot; &#8220;believe,&#8221; &quot;estimate,&quot; &quot;project,&quot; &quot;intends&quot; or similar expressions are intended to identify &quot;forward-looking statements&quot; within the meaning of the Private Securities Litigation Reform Act of 1995. Forward-looking statements also include, but are not limited to, statements regarding plans, objectives, expectations or consequences of announced transactions, known trends and statements about future performance, operations, products and services of the Company. The Company&#8217;s ability to predict results or the actual effects of future plans or strategies is inherently uncertain, and the Company&#8217;s actual results could differ materially from those contained in the forward-looking statements. The novel coronavirus disease, or COVID-19, pandemic is adversely affecting the Company, its customers, counterparties, employees, and third-party service providers, and the ultimate extent of the impacts on the Company&#8217;s business, financial position, results of operations, liquidity, and prospects is uncertain. Continued deterioration in general business and economic conditions, including further increases in unemployment rates, or turbulence in domestic or global financial markets could adversely affect the Company&#8217;s revenues and the values of its assets and liabilities, reduce the availability of funding, lead to a tightening of credit, and further increase stock price volatility. In addition, changes to statutes, regulations, or regulatory policies or practices as a result of, or in response to, COVID-19, could affect the Company in substantial and unpredictable ways.</P>
<P style='font:8pt Arial;margin:0'>&nbsp;</P>
<P style='font:8pt Arial;margin:0'>Other factors that could cause or contribute to such differences include, but are not limited to: (i) expected revenues, cost savings, earnings accretion, synergies and other benefits from the Company's &nbsp;merger and acquisition activities might not be realized within the anticipated time frames or at all, and costs or difficulties relating to integration matters, including but not limited to customer and employee retention, might be greater than expected; (ii) changes in economic conditions, either nationally or in the Company's market areas; (iii) fluctuations in interest rates; (iv) the risks of lending and investing activities, including changes in the level and direction of loan delinquencies and write-offs and changes in estimates of the adequacy of the allowance for loan losses; (v) the possibility of other-than-temporary impairments of securities held in the Company's securities portfolio; (vi) the Company's ability to access cost-effective funding; (vii) fluctuations in real estate values and both residential and commercial real estate market conditions; (viii) the ability to adapt successfully to technological changes to meet customers' needs and developments in the marketplace; (ix) the possibility that security measures implemented might not be sufficient to mitigate the risk of a cyber-attack or cyber theft, and that such security measures might not protect against systems failures or interruptions; (x) legislative or regulatory changes that adversely affect the Company's business, including, without limitation, the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 and its implementing regulations, the overdraft protection regulations and customers' responses thereto and the Tax Cut and Jobs Act; (xi) changes in accounting policies and practices or accounting standards, including Accounting Standards Update 2016-13, Credit Losses (Topic 326), &#8220;Measurement of Credit Losses on Financial Instruments,&#8221; commonly referenced as the Current Expected Credit Loss model, which, upon adoption, is expected to result in an increase in the Company&#8217;s allowance for credit losses; (xii) monetary and fiscal policies of the Federal Reserve Board and the U.S. Government and other governmental initiatives affecting the financial services industry; (xiii) results of examinations of the Company and Great Southern Bank by their regulators, including the possibility that the regulators may, among other things, require the Company to limit its business activities, change its business mix, increase its allowance for loan losses, write-down assets or increase its capital levels, or affect its ability to borrow funds or maintain or increase deposits, which could adversely affect its liquidity and earnings; (xiv) costs and effects of litigation, including settlements and judgments; (xv) competition; (xvi) uncertainty regarding the future of LIBOR; and (xvii) natural disasters, war, terrorist activities or civil unrest and their effects on economic and business environments in which the Company operates. The Company wishes to advise readers that the factors listed above and other risks described from time to time in documents filed or furnished by the Company with the SEC could affect the Company's financial performance and could cause the Company's actual results for future periods to differ materially from any opinions or statements expressed with respect to future periods in any current statements.</P>
<P style='font:8pt Arial;margin:0'>&nbsp;</P>
<P style='font:8pt Arial;margin:0'>The Company does not undertake-and specifically declines any obligation- to publicly release the result of any revisions which may be made to any forward-looking statements to reflect events or circumstances after the date of such statements or to reflect the occurrence of anticipated or unanticipated events.</P>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P align=center style='font:11pt Arial;margin:0'>15</P>
<HR style='page-break-after:always;border:0;height:3pt;background-color:#909090;margin:8pt 0'><P style=line-height:0;margin:0></P>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P style='font:11pt Arial;margin:0'>The following tables set forth selected consolidated financial information of the Company at the dates and for the periods indicated. &nbsp;Financial data at all dates and for all periods is unaudited. &nbsp;In the opinion of management, all adjustments, which consist only of normal recurring accrual adjustments, necessary for a fair presentation of the results at and for such unaudited dates and periods have been included. &nbsp;The results of operations and other data for the three and nine months ended September 30, 2020 and 2019, and the three months ended June 30, 2020, are not necessarily indicative of the results of operations which may be expected for any future period. &nbsp;</P>
<P style='font:11pt Times New Roman;margin:0;margin-left:9pt'>&nbsp;</P>
<TABLE align=center style=border-collapse:collapse><TR><TD valign=bottom style=width:298.8pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:7.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:66pt;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'><FONT style='font-family:Times New Roman'><B>September</B><B> 30</B><B>,</B></FONT></P>
</TD><TD valign=top style=width:9pt;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:9pt;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:63.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'><FONT style='font-family:Times New Roman'><B>December 31,</B></FONT></P>
</TD></TR>
<TR><TD valign=top style=width:298.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:7.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:66pt;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><FONT style='font-family:Times New Roman'><B>2020</B></FONT></P>
</TD><TD valign=top style=width:9pt;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:9pt;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:63.2pt;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><FONT style='font-family:Times New Roman'><B>2019</B></FONT></P>
</TD></TR>
<TR><TD valign=top style=width:298.8pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-10.8pt;margin-left:12pt;margin-right:14.4pt'>&nbsp;</P>
</TD><TD valign=top style=width:7.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=justify style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:66pt;padding-left:1.45pt;padding-right:1.45pt><P align=justify style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:9pt;padding-left:1.45pt;padding-right:1.45pt><P align=justify style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:9pt;padding-left:1.45pt;padding-right:1.45pt><P align=justify style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:63.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=justify style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=top style=width:298.8pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-10.8pt;margin-left:12pt;margin-right:14.4pt'><B>Selected Financial Condition Data:</B></P>
</TD><TD valign=top style=width:7.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=justify style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=4 valign=bottom style=width:147.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'><B>(In thousands)</B></P>
</TD></TR>
<TR><TD valign=top style=width:298.8pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-45pt;margin-left:54pt;margin-right:14.4pt'>Total assets</P>
</TD><TD valign=top style=width:7.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:66pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>5,443,010</P>
</TD><TD valign=top style=width:9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:63.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>5,015,072</P>
</TD></TR>
<TR><TD valign=top style=width:298.8pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-45pt;margin-left:54pt;margin-right:14.4pt'>Loans receivable, gross</P>
</TD><TD valign=top style=width:7.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:66pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>4,477,750</P>
</TD><TD valign=top style=width:9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:63.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>4,201,380</P>
</TD></TR>
<TR><TD valign=top style=width:298.8pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-45pt;margin-left:54pt;margin-right:14.4pt'>Allowance for loan losses</P>
</TD><TD valign=top style=width:7.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:66pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>54,238</P>
</TD><TD valign=top style=width:9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:63.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>40,294</P>
</TD></TR>
<TR><TD valign=top style=width:298.8pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-45pt;margin-left:54pt;margin-right:14.4pt'>Other real estate owned, net</P>
</TD><TD valign=top style=width:7.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:66pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>3,007</P>
</TD><TD valign=top style=width:9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:63.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>5,525</P>
</TD></TR>
<TR><TD valign=top style=width:298.8pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-45pt;margin-left:54pt;margin-right:14.4pt'>Available-for-sale securities, at fair value</P>
</TD><TD valign=top style=width:7.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:66pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>445,940</P>
</TD><TD valign=top style=width:9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:63.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>374,175</P>
</TD></TR>
<TR><TD valign=top style=width:298.8pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-45pt;margin-left:54pt;margin-right:14.4pt'>Deposits</P>
</TD><TD valign=top style=width:7.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:66pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>4,443,757</P>
</TD><TD valign=top style=width:9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:63.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>3,960,106</P>
</TD></TR>
<TR><TD valign=top style=width:298.8pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-45pt;margin-left:54pt;margin-right:14.4pt'>Total borrowings</P>
</TD><TD valign=top style=width:7.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:66pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>330,251</P>
</TD><TD valign=top style=width:9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:63.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>412,374</P>
</TD></TR>
<TR><TD valign=top style=width:298.8pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-45pt;margin-left:54pt;margin-right:14.4pt'>Total common stockholders&#8217; equity</P>
</TD><TD valign=top style=width:7.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:66pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>624,643</P>
</TD><TD valign=top style=width:9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:63.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>603,066</P>
</TD></TR>
<TR><TD valign=top style=width:298.8pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-10.8pt;margin-left:20.15pt;margin-right:14.4pt'>Non-performing assets (excluding FDIC-assisted transaction assets)</P>
</TD><TD valign=top style=width:7.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:66pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>5,458</P>
</TD><TD valign=top style=width:9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:63.2pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>8,170</P>
</TD></TR>
</TABLE>
<P style='font:9pt Times New Roman;margin-top:0pt;margin-bottom:0.95pt;margin-left:9.35pt'>&nbsp;</P>
<TABLE align=center style=border-collapse:collapse;width:88%><TR><TD valign=bottom style=width:34.36%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:2.06%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=4 valign=bottom style=width:21.84%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'><B>Three Months Ended</B></P>
</TD><TD valign=top style=width:0.92%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=5 valign=bottom style=width:24.58%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'><B>Nine Months Ended</B></P>
</TD><TD valign=bottom style=width:0.86%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:13.36%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'><B>Three Months</B></P>
<P align=center style='font:9pt Arial;margin:0'><B>Ended</B></P>
</TD></TR>
<TR><TD valign=bottom style=width:34.36%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.06%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=4 valign=bottom style=width:21.84%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'><B>September 30,</B></P>
</TD><TD valign=top style=width:0.92%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.68%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=4 valign=bottom style=width:22.9%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'><B>September 30,</B></P>
</TD><TD valign=bottom style=width:0.86%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:13.36%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'><B>June 30,</B></P>
</TD></TR>
<TR><TD valign=bottom style=width:34.36%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.06%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style='width:9.76%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><B>2020</B></P>
</TD><TD valign=top style=width:0.88%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:2.12%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style='width:9.08%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><B>2019</B></P>
</TD><TD valign=top style=width:0.92%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.68%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:9.32%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><B>2020</B></P>
</TD><TD valign=bottom style=width:0.88%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.68%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:11.02%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><B>2019</B></P>
</TD><TD valign=bottom style=width:0.86%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:13.36%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><B>2020</B></P>
</TD></TR>
<TR><TD valign=bottom style=width:34.36%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.06%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.76%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.88%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:0.92%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.68%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.32%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.88%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.68%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.02%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.86%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:13.36%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:34.36%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.06%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=13 valign=bottom style=width:63.58%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'><B>(In thousands)</B></P>
</TD></TR>
<TR><TD valign=bottom style=width:34.36%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'><B>Selected Operating Data:</B></P>
</TD><TD valign=bottom style=width:2.06%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.76%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.88%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:0.92%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.68%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.32%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.88%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.68%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.02%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.86%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:13.36%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:34.36%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:8.25pt'>Interest income</P>
</TD><TD valign=bottom style=width:2.06%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:9.76%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>53,599</P>
</TD><TD valign=bottom style=width:0.88%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.12%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:9.08%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>60,187</P>
</TD><TD valign=top style=width:0.92%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.68%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:9.32%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>165,084</P>
</TD><TD valign=bottom style=width:0.88%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.68%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:11.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>176,267</P>
</TD><TD valign=bottom style=width:0.86%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:13.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>54,011</P>
</TD></TR>
<TR><TD valign=bottom style=width:34.36%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:8.25pt'>Interest expense</P>
</TD><TD valign=bottom style=width:2.06%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:9.76%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>9,431</P>
</TD><TD valign=bottom style=width:0.88%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.12%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:9.08%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>14,263</P>
</TD><TD valign=top style=width:0.92%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.68%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:9.32%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>32,523</P>
</TD><TD valign=bottom style=width:0.88%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.68%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:11.02%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>40,818</P>
</TD><TD valign=bottom style=width:0.86%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:13.36%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>10,556</P>
</TD></TR>
<TR><TD valign=bottom style=width:34.36%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:8.25pt'>Net interest income</P>
</TD><TD valign=bottom style=width:2.06%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:9.76%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>44,168</P>
</TD><TD valign=bottom style=width:0.88%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.12%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:9.08%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>45,924</P>
</TD><TD valign=top style=width:0.92%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.68%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:9.32%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>132,561</P>
</TD><TD valign=bottom style=width:0.88%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.68%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:11.02%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>135,449</P>
</TD><TD valign=bottom style=width:0.86%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:13.36%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>43,455</P>
</TD></TR>
<TR><TD valign=bottom style=width:34.36%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:8.25pt'>Provision for loan losses</P>
</TD><TD valign=bottom style=width:2.06%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.76%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>4,500</P>
</TD><TD valign=bottom style=width:0.88%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.12%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.08%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>1,950</P>
</TD><TD valign=top style=width:0.92%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.68%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.32%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>14,371</P>
</TD><TD valign=bottom style=width:0.88%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.68%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>5,500</P>
</TD><TD valign=bottom style=width:0.86%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:13.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>6,000</P>
</TD></TR>
<TR><TD valign=bottom style=width:34.36%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:8.25pt'>Non-interest income</P>
</TD><TD valign=bottom style=width:2.06%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.76%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>9,466</P>
</TD><TD valign=bottom style=width:0.88%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.12%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.08%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>8,655</P>
</TD><TD valign=top style=width:0.92%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.68%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.32%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>25,093</P>
</TD><TD valign=bottom style=width:0.88%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.68%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>23,263</P>
</TD><TD valign=bottom style=width:0.86%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:13.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>8,261</P>
</TD></TR>
<TR><TD valign=bottom style=width:34.36%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:8.25pt'>Non-interest expense</P>
</TD><TD valign=bottom style=width:2.06%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.76%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>31,988</P>
</TD><TD valign=bottom style=width:0.88%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.12%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.08%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>28,725</P>
</TD><TD valign=top style=width:0.92%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.68%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.32%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>92,151</P>
</TD><TD valign=bottom style=width:0.88%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.68%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>85,602</P>
</TD><TD valign=bottom style=width:0.86%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:13.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>29,349</P>
</TD></TR>
<TR><TD valign=bottom style=width:34.36%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:8.25pt'>Provision for income taxes</P>
</TD><TD valign=bottom style=width:2.06%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:9.76%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>3,692</P>
</TD><TD valign=bottom style=width:0.88%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.12%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:9.08%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>4,172</P>
</TD><TD valign=top style=width:0.92%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.68%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:9.32%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>9,607</P>
</TD><TD valign=bottom style=width:0.88%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.68%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:11.02%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>11,890</P>
</TD><TD valign=bottom style=width:0.86%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:13.36%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>3,164</P>
</TD></TR>
<TR><TD valign=bottom style=width:34.36%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-5.85pt;margin-left:21.75pt'>Net income and net income available to common shareholders</P>
</TD><TD valign=bottom style=width:2.06%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:9.76%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>13,454</P>
</TD><TD valign=bottom style=width:0.88%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.12%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:9.08%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>19,732</P>
</TD><TD valign=top style=width:0.92%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.68%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:9.32%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>41,525</P>
</TD><TD valign=bottom style=width:0.88%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.68%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:11.02%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>55,720</P>
</TD><TD valign=bottom style=width:0.86%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:13.36%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>13,203</P>
</TD></TR>
</TABLE>
<P style='font:9pt Times New Roman;margin-top:0pt;margin-bottom:0.95pt;margin-left:9.35pt'>&nbsp;</P>
<TABLE align=center style=border-collapse:collapse;width:528pt><TR><TD valign=bottom style=width:220.5pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=2 valign=bottom style=width:100.05pt><P align=center style='font:9pt Arial;margin:0'><FONT style='font-family:Times New Roman'><B>At or For the Three</B></FONT></P>
<P align=center style='font:9pt Arial;margin:0'><FONT style='font-family:Times New Roman'><B>Months Ended</B></FONT></P>
</TD><TD valign=top style=width:11.8pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=2 valign=bottom style=width:104.1pt><P align=center style='font:9pt Arial;margin:0'><FONT style='font-family:Times New Roman'><B>At or For the </B><B>Nine</B></FONT></P>
<P align=center style='font:9pt Arial;margin:0'><FONT style='font-family:Times New Roman'><B>Months Ended</B></FONT></P>
</TD><TD valign=top style=width:11.8pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:79.75pt><P align=center style='font:9pt Arial;margin:0'><FONT style='font-family:Times New Roman'><B>At or For the Three Months Ended</B></FONT></P>
</TD></TR>
<TR><TD valign=bottom style=width:220.5pt><P style='font:9pt Arial;margin:0;text-indent:-10.8pt;margin-left:54pt;margin-right:14.4pt'>&nbsp;</P>
</TD><TD colspan=2 valign=bottom style=width:100.05pt><P align=center style='font:9pt Arial;margin:0'><FONT style='font-family:Times New Roman'><B>September</B><B> 30,</B></FONT></P>
</TD><TD valign=top style=width:11.8pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=2 valign=bottom style=width:104.1pt><P align=center style='font:9pt Arial;margin:0'><FONT style='font-family:Times New Roman'><B>September</B><B> 30,</B></FONT></P>
</TD><TD valign=top style=width:11.8pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:79.75pt><P align=center style='font:9pt Arial;margin:0'><FONT style='font-family:Times New Roman'><B>June 30</B><B>,</B></FONT></P>
</TD></TR>
<TR><TD valign=bottom style=width:220.5pt><P style='font:9pt Arial;margin:0;text-indent:-10.8pt;margin-left:54pt;margin-right:14.4pt'>&nbsp;</P>
</TD><TD valign=bottom style='width:49.65pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><FONT style='font-family:Times New Roman'><B>2020</B></FONT></P>
</TD><TD valign=bottom style='width:50.4pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><FONT style='font-family:Times New Roman'><B>2019</B></FONT></P>
</TD><TD valign=top style=width:11.8pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:48.6pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><FONT style='font-family:Times New Roman'><B>2020</B></FONT></P>
</TD><TD valign=bottom style='width:55.5pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><FONT style='font-family:Times New Roman'><B>2019</B></FONT></P>
</TD><TD valign=top style=width:11.8pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:79.75pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><FONT style='font-family:Times New Roman'><B>2020</B></FONT></P>
</TD></TR>
<TR style=height:8.1pt><TD valign=bottom style=width:220.5pt><P style='font:9pt Arial;margin:0;text-indent:-54pt;margin-left:54pt;margin-right:14.4pt'>&nbsp;</P>
</TD><TD valign=top style=width:49.65pt><P align=justify style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:50.4pt><P align=justify style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:11.8pt><P align=justify style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:48.6pt><P align=justify style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:55.5pt><P align=justify style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:11.8pt><P align=justify style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:79.75pt><P align=justify style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR style=height:8.1pt><TD valign=bottom style=width:220.5pt><P style='font:9pt Arial;margin:0;text-indent:-54pt;margin-left:54pt;margin-right:14.4pt'>&nbsp;</P>
</TD><TD colspan=7 valign=bottom style=width:307.5pt><P align=center style='font:9pt Arial;margin:0'><B>(Dollars in thousands, except per share data)</B></P>
</TD></TR>
<TR style=height:8.1pt><TD valign=bottom style=width:220.5pt><P style='font:9pt Arial;margin:0;text-indent:-54pt;margin-left:54pt;margin-right:14.4pt'><B>Per Common Share:</B></P>
</TD><TD valign=top style=width:49.65pt><P align=justify style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:50.4pt><P align=justify style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:11.8pt><P align=justify style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:48.6pt><P align=justify style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:55.5pt><P align=justify style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:11.8pt><P align=justify style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:79.75pt><P align=justify style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:220.5pt><P style='font:9pt Arial;margin:0;text-indent:-41.4pt;margin-left:54pt;margin-right:14.4pt'>Net income (fully diluted)</P>
</TD><TD valign=bottom style=width:49.65pt><P align=right style='font:9pt Arial;margin:0'>$<FONT style='border-bottom:3px double #000000'> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0.96</FONT></P>
</TD><TD valign=bottom style=width:50.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;$&nbsp;<FONT style='border-bottom:3px double #000000'> &nbsp;&nbsp;&nbsp;&nbsp;1.38</FONT></P>
</TD><TD valign=top style=width:11.8pt><P align=right style='font:9pt Arial;margin:0;margin-right:-5.25pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:48.6pt><P align=right style='font:9pt Arial;margin:0;margin-right:0.65pt'>&nbsp;$<FONT style='border-bottom:3px double #000000'> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.93</FONT></P>
</TD><TD valign=bottom style=width:55.5pt><P align=right style='font:9pt Arial;margin:0;margin-right:3.8pt'>&nbsp;$<FONT style='border-bottom:3px double #000000'> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.90</FONT></P>
</TD><TD valign=top style=width:11.8pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:79.75pt><P align=right style='font:9pt Arial;margin:0'>$<FONT style='border-bottom:3px double #000000'> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0.93</FONT></P>
</TD></TR>
<TR><TD valign=bottom style=width:220.5pt><P style='font:9pt Arial;margin:0;text-indent:-41.4pt;margin-left:54pt;margin-right:14.4pt'>Book value</P>
</TD><TD valign=bottom style=width:49.65pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;$<FONT style='border-bottom:3px double #000000'> &nbsp;&nbsp;&nbsp;&nbsp;45.00</FONT></P>
</TD><TD valign=bottom style=width:50.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;$&nbsp;<FONT style='border-bottom:3px double #000000'> &nbsp;&nbsp;41.98</FONT></P>
</TD><TD valign=top style=width:11.8pt><P align=right style='font:9pt Arial;margin:0;margin-right:-5.25pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:48.6pt><P align=right style='font:9pt Arial;margin:0;margin-right:0.65pt'>&nbsp;$<FONT style='border-bottom:3px double #000000'> &nbsp;&nbsp;&nbsp;45.00</FONT></P>
</TD><TD valign=bottom style=width:55.5pt><P align=right style='font:9pt Arial;margin:0;margin-right:3.8pt'>&nbsp;$<FONT style='border-bottom:3px double #000000'> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;41.98</FONT></P>
</TD><TD valign=top style=width:11.8pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:79.75pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;$<FONT style='border-bottom:3px double #000000'> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;44.50</FONT></P>
</TD></TR>
<TR><TD valign=bottom style=width:220.5pt><P style='font:9pt Arial;margin:0;text-indent:-41.4pt;margin-left:54pt;margin-right:14.4pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:49.65pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:50.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:11.8pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:48.6pt><P align=right style='font:9pt Arial;margin:0;margin-right:0.65pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:55.5pt><P align=right style='font:9pt Arial;margin:0;margin-right:-0.7pt'>&nbsp;</P>
</TD><TD valign=top style=width:11.8pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:79.75pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:220.5pt><P style='font:9pt Arial;margin:0'><FONT style='font-family:Times New Roman'><B>Earnings Performance Ratios:</B></FONT></P>
</TD><TD valign=bottom style=width:49.65pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:50.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:11.8pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:48.6pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:55.5pt><P align=right style='font:9pt Arial;margin:0;margin-right:-0.7pt'>&nbsp;</P>
</TD><TD valign=top style=width:11.8pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:79.75pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:220.5pt><P style='font:9pt Arial;margin:0;text-indent:-41.4pt;margin-left:54pt;margin-right:14.4pt'>Annualized return on average assets</P>
</TD><TD valign=bottom style=width:49.65pt><P align=right style='font:9pt Arial;margin:0'>0.98%</P>
</TD><TD valign=bottom style=width:50.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;&nbsp;1.61%</P>
</TD><TD valign=top style=width:11.8pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:48.6pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.4pt'>1.05%</P>
</TD><TD valign=bottom style=width:55.5pt><P align=right style='font:9pt Arial;margin:0;margin-right:-0.7pt'>&nbsp;&nbsp;1.54%</P>
</TD><TD valign=top style=width:11.8pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:79.75pt><P align=right style='font:9pt Arial;margin:0'>0.98%</P>
</TD></TR>
<TR><TD valign=bottom style=width:220.5pt;padding-left:5.75pt><P style='font:9pt Arial;margin:0;text-indent:-41.75pt;margin-left:54.7pt'>Annualized return on average </P>
<P style='font:9pt Arial;margin:0;text-indent:-41.75pt;margin-left:54.7pt'> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;common stockholders&#8217; equity</P>
</TD><TD valign=bottom style=width:49.65pt><P align=right style='font:9pt Arial;margin:0'>8.48%</P>
</TD><TD valign=bottom style=width:50.4pt><P align=right style='font:9pt Arial;margin:0'>13.46%</P>
</TD><TD valign=top style=width:11.8pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:48.6pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.4pt'>8.94%</P>
</TD><TD valign=bottom style=width:55.5pt><P align=right style='font:9pt Arial;margin:0;margin-right:-0.7pt'>&nbsp;&nbsp;13.28%</P>
</TD><TD valign=top style=width:11.8pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:79.75pt><P align=right style='font:9pt Arial;margin:0'>8.45%</P>
</TD></TR>
<TR><TD valign=bottom style=width:220.5pt><P style='font:9pt Arial;margin:0;text-indent:-41.4pt;margin-left:54pt;margin-right:14.4pt'>Net interest margin</P>
</TD><TD valign=bottom style=width:49.65pt><P align=right style='font:9pt Arial;margin:0'>3.36%</P>
</TD><TD valign=bottom style=width:50.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;&nbsp;3.95%</P>
</TD><TD valign=top style=width:11.8pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:48.6pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.4pt'>3.52%</P>
</TD><TD valign=bottom style=width:55.5pt><P align=right style='font:9pt Arial;margin:0;margin-right:-0.7pt'>&nbsp;&nbsp;3.99%</P>
</TD><TD valign=top style=width:11.8pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:79.75pt><P align=right style='font:9pt Arial;margin:0'>3.39%</P>
</TD></TR>
<TR><TD valign=bottom style=width:220.5pt><P style='font:9pt Arial;margin:0;text-indent:-41.4pt;margin-left:54pt;margin-right:14.4pt'>Average interest rate spread</P>
</TD><TD valign=bottom style=width:49.65pt><P align=right style='font:9pt Arial;margin:0'>3.12%</P>
</TD><TD valign=bottom style=width:50.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;&nbsp;3.61%</P>
</TD><TD valign=top style=width:11.8pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:48.6pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.4pt'>3.24%</P>
</TD><TD valign=bottom style=width:55.5pt><P align=right style='font:9pt Arial;margin:0;margin-right:-0.7pt'>&nbsp;&nbsp;3.66%</P>
</TD><TD valign=top style=width:11.8pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:79.75pt><P align=right style='font:9pt Arial;margin:0'>3.12%</P>
</TD></TR>
<TR><TD valign=bottom style=width:220.5pt><P style='font:9pt Arial;margin:0;text-indent:-41.4pt;margin-left:54pt;margin-right:14.4pt'>Efficiency ratio</P>
</TD><TD valign=bottom style=width:49.65pt><P align=right style='font:9pt Arial;margin:0'>59.64%</P>
</TD><TD valign=bottom style=width:50.4pt><P align=right style='font:9pt Arial;margin:0'>52.63%</P>
</TD><TD valign=top style=width:11.8pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:48.6pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.4pt'>58.45%</P>
</TD><TD valign=bottom style=width:55.5pt><P align=right style='font:9pt Arial;margin:0;margin-right:-0.7pt'>&nbsp;53.94%</P>
</TD><TD valign=top style=width:11.8pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:79.75pt><P align=right style='font:9pt Arial;margin:0'>56.75%</P>
</TD></TR>
<TR><TD valign=bottom style=width:220.5pt><P style='font:9pt Arial;margin:0;text-indent:-41.4pt;margin-left:54pt;margin-right:14.4pt'>Non-interest expense to average total assets</P>
</TD><TD valign=bottom style=width:49.65pt><P align=right style='font:9pt Arial;margin:0'>2.34%</P>
</TD><TD valign=bottom style=width:50.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;&nbsp;2.34%</P>
</TD><TD valign=top style=width:11.8pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:48.6pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.4pt'>2.33%</P>
</TD><TD valign=bottom style=width:55.5pt><P align=right style='font:9pt Arial;margin:0;margin-right:-0.7pt'>&nbsp;&nbsp;2.37%</P>
</TD><TD valign=top style=width:11.8pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:79.75pt><P align=right style='font:9pt Arial;margin:0'>2.17%</P>
</TD></TR>
<TR><TD valign=bottom style=width:220.5pt><P style='font:9pt Arial;margin:0;text-indent:-41.4pt;margin-left:54pt;margin-right:14.4pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:49.65pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:50.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:11.8pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:48.6pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.4pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:55.5pt><P align=right style='font:9pt Arial;margin:0;margin-right:-0.7pt'>&nbsp;</P>
</TD><TD valign=top style=width:11.8pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:79.75pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:220.5pt><P style='font:9pt Arial;margin:0;margin-right:14.4pt'><B>Asset Quality Ratios:</B></P>
</TD><TD valign=bottom style=width:49.65pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:50.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:11.8pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:48.6pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.4pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:55.5pt><P align=right style='font:9pt Arial;margin:0;margin-right:-0.7pt'>&nbsp;</P>
</TD><TD valign=top style=width:11.8pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:79.75pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:220.5pt><P style='font:9pt Arial;margin:0;text-indent:-41.4pt;margin-left:54pt;margin-right:14.4pt'>Allowance for loan losses to period-end loans</P>
<P style='font:9pt Arial;margin:0;text-indent:-41.4pt;margin-left:54pt'> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(excluding covered/previously covered loans)</P>
</TD><TD valign=bottom style=width:49.65pt><P align=right style='font:9pt Arial;margin:0'>1.24%</P>
</TD><TD valign=bottom style=width:50.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;&nbsp;0.99%</P>
</TD><TD valign=top style=width:11.8pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:48.6pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.4pt'>1.24%</P>
</TD><TD valign=bottom style=width:55.5pt><P align=right style='font:9pt Arial;margin:0;margin-right:-0.7pt'>&nbsp;&nbsp;0.99%</P>
</TD><TD valign=top style=width:11.8pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:79.75pt><P align=right style='font:9pt Arial;margin:0'>1.14%</P>
</TD></TR>
<TR><TD valign=bottom style=width:220.5pt><P style='font:9pt Arial;margin:0;text-indent:-41.4pt;margin-left:54pt;margin-right:-0.9pt'>Non-performing assets to period-end assets</P>
</TD><TD valign=bottom style=width:49.65pt><P align=right style='font:9pt Arial;margin:0'>0.10%</P>
</TD><TD valign=bottom style=width:50.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;&nbsp;0.18%</P>
</TD><TD valign=top style=width:11.8pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:48.6pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.4pt'>0.10%</P>
</TD><TD valign=bottom style=width:55.5pt><P align=right style='font:9pt Arial;margin:0;margin-right:-0.7pt'>&nbsp;&nbsp;0.18%</P>
</TD><TD valign=top style=width:11.8pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:79.75pt><P align=right style='font:9pt Arial;margin:0'>0.14%</P>
</TD></TR>
<TR><TD valign=bottom style=width:220.5pt><P style='font:9pt Arial;margin:0;text-indent:-41.4pt;margin-left:54pt;margin-right:14.4pt'>Non-performing loans to period-end loans</P>
</TD><TD valign=bottom style=width:49.65pt><P align=right style='font:9pt Arial;margin:0'>0.09%</P>
</TD><TD valign=bottom style=width:50.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;&nbsp;0.11%</P>
</TD><TD valign=top style=width:11.8pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:48.6pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.4pt'>0.09%</P>
</TD><TD valign=bottom style=width:55.5pt><P align=right style='font:9pt Arial;margin:0;margin-right:-0.7pt'>&nbsp;&nbsp;0.11%</P>
</TD><TD valign=top style=width:11.8pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:79.75pt><P align=right style='font:9pt Arial;margin:0'>0.12%</P>
</TD></TR>
<TR><TD valign=bottom style=width:220.5pt><P style='font:9pt Arial;margin:0;text-indent:-41.4pt;margin-left:54pt;margin-right:14.4pt'>Annualized net charge-offs to average loans</P>
</TD><TD valign=bottom style=width:49.65pt><P align=right style='font:9pt Arial;margin:0'>0.01%</P>
</TD><TD valign=bottom style=width:50.4pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;&nbsp;0.08%</P>
</TD><TD valign=top style=width:11.8pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:48.6pt><P align=right style='font:9pt Arial;margin:0;margin-right:-2.4pt'>0.01%</P>
</TD><TD valign=bottom style=width:55.5pt><P align=right style='font:9pt Arial;margin:0;margin-right:-0.7pt'>&nbsp;&nbsp;0.11%</P>
</TD><TD valign=top style=width:11.8pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:79.75pt><P align=right style='font:9pt Arial;margin:0'>0.01%</P>
</TD></TR>
</TABLE>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P align=center style='font:11pt Arial;margin:0'>16</P>
<HR style='page-break-after:always;border:0;height:3pt;background-color:#909090;margin:8pt 0'><P style=line-height:0;margin:0></P>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P align=center style='font:10pt Arial;margin:0'><FONT style=font-size:11pt><B>Great Southern Bancorp, </B><B>Inc.</B><B> and Subsidiaries</B></FONT></P>
<P align=center style='font:11pt Arial;margin:0'><B>Consolidated Statements of Financial Condition</B></P>
<P align=center style='font:11pt Arial;margin:0'><B>(In thousands, except number of shares)</B></P>
<P align=center style='font:10pt Courier New;margin:0;margin-right:22.5pt'>&nbsp;</P>
<TABLE align=center style=border-collapse:collapse;width:100%><TR><TD valign=bottom style=width:58.14%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-30.6pt;margin-left:39.6pt;margin-right:14.4pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:12.36%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><FONT style='font-family:Times New Roman'><B>September</B><B> 30,</B></FONT></P>
<P align=center style='font:9pt Arial;margin:0'><FONT style='font-family:Times New Roman'><B>2020</B></FONT></P>
</TD><TD valign=bottom style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:11.8%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><FONT style='font-family:Times New Roman'><B>December 31,</B></FONT></P>
<P align=center style='font:9pt Arial;margin:0'><FONT style='font-family:Times New Roman'><B>2019</B></FONT></P>
</TD><TD valign=top style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:11.22%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><FONT style='font-family:Times New Roman'><B>&#160;&#160;&#160;&#160;</B><B>June 30</B><B>,</B><B>&#160;&#160;&#160;&#160;</B></FONT></P>
<P align=center style='font:9pt Arial;margin:0'><FONT style='font-family:Times New Roman'><B>2020</B></FONT></P>
</TD><TD valign=top style=width:0.68%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:58.14%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-30.6pt;margin-left:25.2pt;margin-right:14.4pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=justify style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:12.36%;padding-left:1.45pt;padding-right:1.45pt><P align=justify style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=justify style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=justify style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.8%;padding-left:1.45pt;padding-right:1.45pt><P align=justify style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=justify style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=justify style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.22%;padding-left:1.45pt;padding-right:1.45pt><P align=justify style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:0.68%;padding-left:1.45pt;padding-right:1.45pt><P align=justify style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:58.14%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-30.6pt;margin-left:25.2pt;margin-right:14.4pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=justify style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=7 valign=bottom style=width:39.66%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'><FONT style='font-family:Times New Roman'><B>(In thousands)</B></FONT></P>
</TD><TD valign=top style=width:0.68%;padding-left:1.45pt;padding-right:1.45pt><P align=justify style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:58.14%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-30.6pt;margin-left:25.2pt;margin-right:14.4pt'><B> &nbsp;Assets</B></P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=justify style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:12.36%;padding-left:1.45pt;padding-right:1.45pt><P align=justify style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=justify style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=justify style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.8%;padding-left:1.45pt;padding-right:1.45pt><P align=justify style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=justify style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=justify style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.22%;padding-left:1.45pt;padding-right:1.45pt><P align=justify style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:0.68%;padding-left:1.45pt;padding-right:1.45pt><P align=justify style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:58.14%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-30.6pt;margin-left:39.6pt;margin-right:14.4pt'>Cash</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:12.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>91,098</P>
</TD><TD valign=bottom style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:11.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>99,299</P>
</TD><TD valign=top style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:11.22%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>97,208</P>
</TD><TD valign=top style=width:0.68%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:58.14%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-30.6pt;margin-left:39.6pt;margin-right:14.4pt'>Interest-bearing deposits in other financial institutions</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:12.36%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>247,168</P>
</TD><TD valign=bottom style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:11.8%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>120,856</P>
</TD><TD valign=top style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:11.22%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>376,437</P>
</TD><TD valign=top style=width:0.68%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:58.14%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-30.6pt;margin-left:72pt;margin-right:14.4pt'>Cash and cash equivalents</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:12.36%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>338,266</P>
</TD><TD valign=bottom style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:11.8%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>220,155</P>
</TD><TD valign=top style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:11.22%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>473,645</P>
</TD><TD valign=top style=width:0.68%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:58.14%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-30.6pt;margin-left:72pt;margin-right:14.4pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:12.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.22%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:0.68%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR style=height:12.15pt><TD valign=bottom style=width:58.14%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-30.6pt;margin-left:39.6pt;margin-right:14.4pt'>Available-for-sale securities</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:12.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>445,940</P>
</TD><TD valign=bottom style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>374,175</P>
</TD><TD valign=top style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.22%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>446,935</P>
</TD><TD valign=top style=width:0.68%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:58.14%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-30.6pt;margin-left:39.6pt;margin-right:14.4pt'>Mortgage loans held for sale</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:12.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>23,973</P>
</TD><TD valign=bottom style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>9,242</P>
</TD><TD valign=top style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.22%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>20,188</P>
</TD><TD valign=top style=width:0.68%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR style=height:21.15pt><TD valign=bottom style=width:58.14%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-10.8pt;margin-left:20.15pt;margin-right:7.5pt'>Loans receivable (1), net of allowance for loan losses of $54,238 &nbsp;&#8211;</P>
<P style='font:9pt Arial;margin:0;text-indent:-10.8pt;margin-left:20.15pt;margin-right:7.5pt'> &nbsp;&nbsp; September 2020; &nbsp;$40,294 &nbsp;&#8211;&nbsp;December 2019; $49,801 &#8211;&nbsp;June 2020</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:12.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>4,413,764</P>
</TD><TD valign=bottom style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>4,153,982</P>
</TD><TD valign=top style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.22%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>4,399,645</P>
</TD><TD valign=top style=width:0.68%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:58.14%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-30.6pt;margin-left:39.6pt;margin-right:14.4pt'>Interest receivable</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:12.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>14,139</P>
</TD><TD valign=bottom style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>13,530</P>
</TD><TD valign=top style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.22%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>14,759</P>
</TD><TD valign=top style=width:0.68%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:58.14%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-30.6pt;margin-left:39.6pt;margin-right:14.4pt'>Prepaid expenses and other assets</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:12.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>44,671</P>
</TD><TD valign=bottom style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>74,984</P>
</TD><TD valign=top style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.22%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>47,688</P>
</TD><TD valign=top style=width:0.68%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:58.14%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-30.6pt;margin-left:39.6pt;margin-right:14.4pt'>Other real estate owned and repossessions (2), net</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:12.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>3,007</P>
</TD><TD valign=bottom style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>5,525</P>
</TD><TD valign=top style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.22%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>4,435</P>
</TD><TD valign=top style=width:0.68%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:58.14%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-30.6pt;margin-left:39.6pt;margin-right:14.4pt'>Premises and equipment, net</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:12.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>140,502</P>
</TD><TD valign=bottom style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>141,908</P>
</TD><TD valign=top style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.22%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>140,558</P>
</TD><TD valign=top style=width:0.68%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:58.14%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-30.6pt;margin-left:39.6pt;margin-right:14.4pt'>Goodwill and other intangible assets</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:12.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>7,232</P>
</TD><TD valign=bottom style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>8,098</P>
</TD><TD valign=top style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.22%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>7,521</P>
</TD><TD valign=top style=width:0.68%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:58.14%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-30.6pt;margin-left:39.6pt;margin-right:14.4pt'>Federal Home Loan Bank stock and other interest earning assets</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:12.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>11,036</P>
</TD><TD valign=bottom style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>13,473</P>
</TD><TD valign=top style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.22%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>11,276</P>
</TD><TD valign=top style=width:0.68%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:58.14%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-30.6pt;margin-left:39.6pt;margin-right:14.4pt'>Current and deferred income taxes</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:12.36%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>480</P>
</TD><TD valign=bottom style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:11.8%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=top style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:11.22%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=top style=width:0.68%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:58.14%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-30.6pt;margin-left:39.6pt;margin-right:14.4pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:12.36%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:11.8%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:11.22%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:0.68%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:58.14%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-30.6pt;margin-left:72pt;margin-right:14.4pt'>Total Assets</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:12.36%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>5,443,010</P>
</TD><TD valign=bottom style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:11.8%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>5,015,072</P>
</TD><TD valign=top style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:11.22%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>5,566,650</P>
</TD><TD valign=top style=width:0.68%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR style=height:4pt><TD valign=bottom style=width:58.14%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-30.6pt;margin-left:72pt;margin-right:14.4pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:12.36%;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:11.8%;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:11.22%;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:0.68%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:58.14%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-77.4pt;margin-left:72pt;margin-right:14.4pt'><B> &nbsp;Liabilities and Stockholders&#8217; Equity</B></P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:12.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.22%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:0.68%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:58.14%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-21.6pt;margin-left:25.2pt;margin-right:14.4pt'><B>Liabilities</B></P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:12.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.22%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:0.68%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:58.14%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-30.6pt;margin-left:39.6pt;margin-right:14.4pt'>Deposits</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:12.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>4,443,757</P>
</TD><TD valign=bottom style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:11.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>3,960,106</P>
</TD><TD valign=top style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:11.22%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>4,512,158</P>
</TD><TD valign=top style=width:0.68%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:58.14%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-12.6pt;margin-left:21.6pt;margin-right:1.5pt'>Securities sold under reverse repurchase agreements with customers</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:12.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>155,042</P>
</TD><TD valign=bottom style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>84,167</P>
</TD><TD valign=top style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.22%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>191,624</P>
</TD><TD valign=top style=width:0.68%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:58.14%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-30.6pt;margin-left:39.6pt;margin-right:14.4pt'>Short-term borrowings</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:12.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>1,218</P>
</TD><TD valign=bottom style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>228,157</P>
</TD><TD valign=top style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.22%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>1,279</P>
</TD><TD valign=top style=width:0.68%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:58.14%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-30.6pt;margin-left:39.6pt;margin-right:14.4pt'>Subordinated debentures issued to capital trust</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:12.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>25,774</P>
</TD><TD valign=bottom style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>25,774</P>
</TD><TD valign=top style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.22%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>25,774</P>
</TD><TD valign=top style=width:0.68%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:58.14%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-30.6pt;margin-left:39.6pt;margin-right:14.4pt'>Subordinated notes</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:12.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>148,217</P>
</TD><TD valign=bottom style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>74,276</P>
</TD><TD valign=top style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.22%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>148,032</P>
</TD><TD valign=top style=width:0.68%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:58.14%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-30.6pt;margin-left:39.6pt;margin-right:14.4pt'>Accrued interest payable</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:12.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>2,859</P>
</TD><TD valign=bottom style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>4,250</P>
</TD><TD valign=top style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.22%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>3,464</P>
</TD><TD valign=top style=width:0.68%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:58.14%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-30.6pt;margin-left:39.6pt'>Advances from borrowers for taxes and insurance</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:12.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>11,841</P>
</TD><TD valign=bottom style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>7,484</P>
</TD><TD valign=top style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.22%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>10,729</P>
</TD><TD valign=top style=width:0.68%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR style=height:3.7pt><TD valign=bottom style=width:58.14%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-30.6pt;margin-left:39.6pt;margin-right:14.4pt'>Accounts payable and accrued expenses</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:12.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>29,659</P>
</TD><TD valign=bottom style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>24,904</P>
</TD><TD valign=top style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.22%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>33,520</P>
</TD><TD valign=top style=width:0.68%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:58.14%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-30.6pt;margin-left:39.6pt;margin-right:14.4pt'>Current and deferred income taxes</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:12.36%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:11.8%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>2,888</P>
</TD><TD valign=top style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:11.22%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>13,342</P>
</TD><TD valign=top style=width:0.68%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:58.14%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-30.6pt;margin-left:72pt;margin-right:14.4pt'>Total Liabilities</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:12.36%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>4,818,367</P>
</TD><TD valign=bottom style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:11.8%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>4,412,006</P>
</TD><TD valign=top style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:11.22%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>4,939,922</P>
</TD><TD valign=top style=width:0.68%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:58.14%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:12.36%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:11.8%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:11.22%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:0.68%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:58.14%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-21.6pt;margin-left:25.2pt;margin-right:14.4pt'><B>Stockholders&#8217; Equity</B></P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:12.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.22%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:0.68%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:58.14%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-30.6pt;margin-left:39.6pt;margin-right:14.4pt'>Capital stock</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:12.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.22%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:0.68%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR style=height:20.25pt><TD valign=bottom style=width:58.14%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-6.9pt;margin-left:28.5pt;margin-right:3pt'>Preferred stock, $.01 par value; authorized 1,000,000 shares; issued</P>
<P style='font:9pt Arial;margin:0;text-indent:-6.9pt;margin-left:28.5pt;margin-right:3pt'> &nbsp;&nbsp; and outstanding September 2020, December 2019 and June 2020 </P>
<P style='font:9pt Arial;margin:0;text-indent:-6.9pt;margin-left:28.5pt;margin-right:3pt'> &nbsp;&nbsp;-0- shares </P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:12.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=bottom style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=top style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.22%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&#8212;</P>
</TD><TD valign=top style=width:0.68%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:58.14%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-6.9pt;margin-left:28.5pt;margin-right:7.5pt'>Common stock, $.01 par value; authorized 20,000,000 shares;</P>
<P style='font:9pt Arial;margin:0;text-indent:-6.9pt;margin-left:28.5pt;margin-right:7.5pt'> &nbsp;&nbsp; issued and outstanding September 2020 &#8211;&nbsp;13,880,570 shares;</P>
<P style='font:9pt Arial;margin:0;text-indent:-6.9pt;margin-left:28.5pt;margin-right:7.5pt'> &nbsp;&nbsp; December 2019 &#8211;&nbsp;14,261,052 shares; June 2020 &#8211;&nbsp;</P>
<P style='font:9pt Arial;margin:0;text-indent:30pt;margin-right:7.5pt'>14,084,420 shares</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:12.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>139</P>
</TD><TD valign=bottom style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>143</P>
</TD><TD valign=top style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.22%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>141</P>
</TD><TD valign=top style=width:0.68%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:58.14%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-30.6pt;margin-left:39.6pt;margin-right:14.4pt'>Additional paid-in capital</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:12.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>34,539</P>
</TD><TD valign=bottom style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>33,510</P>
</TD><TD valign=top style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.22%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>34,230</P>
</TD><TD valign=top style=width:0.68%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:58.14%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-30.6pt;margin-left:39.6pt;margin-right:14.4pt'>Retained earnings</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:12.36%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>534,331</P>
</TD><TD valign=bottom style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.8%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>537,167</P>
</TD><TD valign=top style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.22%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>533,346</P>
</TD><TD valign=top style=width:0.68%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:58.14%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-30.6pt;margin-left:39.6pt;margin-right:14.4pt'>Accumulated other comprehensive gain </P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:12.36%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>55,634</P>
</TD><TD valign=bottom style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:11.8%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>32,246</P>
</TD><TD valign=top style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:11.22%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>59,011</P>
</TD><TD valign=top style=width:0.68%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:58.14%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-30.6pt;margin-left:72pt;margin-right:14.4pt'>Total Stockholders&#8217; Equity</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:12.36%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>624,643</P>
</TD><TD valign=bottom style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:11.8%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>603,066</P>
</TD><TD valign=top style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:11.22%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>626,728</P>
</TD><TD valign=top style=width:0.68%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:58.14%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-30.6pt;margin-left:72pt;margin-right:14.4pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:12.36%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:11.8%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:11.22%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:0.68%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:58.14%;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-30.6pt;margin-left:72pt;margin-right:14.4pt'>Total Liabilities and Stockholders&#8217; Equity</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:12.36%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>5,443,010</P>
</TD><TD valign=bottom style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:11.8%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>5,015,072</P>
</TD><TD valign=top style=width:0.62%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.52%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:11.22%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>5,566,650</P>
</TD><TD valign=top style=width:0.68%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
</TABLE>
<P style='font:10pt LinePrinter;margin:0;margin-right:-72pt'>&nbsp;</P>
<P style='font:7pt Arial;margin:0;margin-left:18pt;margin-right:36pt'><KBD style='position:absolute;font:7pt Arial;margin-left:-18pt'>(1)</KBD>At September 30, 2020, December 31, 2019 and June 30, 2020, includes loans, net of discounts, totaling $106.1 million, $127.2 million and $110.7 million, respectively, which were acquired in FDIC-assisted transactions and are accounted for under ASC 310-30.&nbsp;</P>
<P style='font:7pt Arial;margin:0;margin-left:18pt;margin-right:36pt'><KBD style='position:absolute;font:7pt Arial;margin-left:-18pt'>(2)</KBD>At September 30, 2020, December 31, 2019 and June 30, 2020, includes foreclosed assets, net of discounts, totaling $446,000, $1.0 million and $1.2 million, respectively, which were acquired in FDIC-assisted transactions. &nbsp;In addition, September 30, 2020, December 31, 2019 and June 30, 2020, includes $940,000, $871,000 and $860,000 of properties which were not acquired through foreclosure, but are held for sale.&nbsp;</P>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P align=center style='font:11pt Arial;margin:0'>17</P>
<HR style='page-break-after:always;border:0;height:3pt;background-color:#909090;margin:8pt 0'><P style=line-height:0;margin:0></P>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P align=center style='font:11pt Arial;margin:0'><B>Great Southern Bancorp, Inc. and Subsidiaries</B></P>
<P align=center style='font:11pt Arial;margin:0;text-indent:-13.5pt'><B>Consolidated Statements of Income</B></P>
<P align=center style='font:11pt Arial;margin:0;text-indent:-13.5pt'><B>(In thousands, except per share data)</B></P>
<P style='font:10pt Times New Roman;margin:0'>&nbsp;</P>
<TABLE align=center style=border-collapse:collapse;width:100%><TR style=height:12.2pt><TD valign=bottom style=width:40.8%;padding-left:5.75pt;padding-right:3.6pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=4 valign=bottom style=width:15.72%;padding-left:2.15pt;padding-right:2.15pt><P align=center style='font:8pt Arial;margin:0'><B>Three Months Ended</B></P>
</TD><TD valign=top style=width:1.7%;padding-left:2.15pt;padding-right:2.15pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=4 valign=bottom style=width:17%;padding-left:3.6pt;padding-right:3.6pt><P align=center style='font:8pt Arial;margin:0'><B>Nine Months Ended</B></P>
</TD><TD valign=bottom style=width:1.76%;padding-left:2.15pt;padding-right:2.15pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:16.06%;padding-left:5.75pt;padding-right:2.15pt><P align=center style='font:8pt Arial;margin:0'><B>Three Months Ended</B></P>
</TD><TD valign=top style=width:2.02%;padding-left:2.15pt;padding-right:2.15pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR style=height:12.2pt><TD valign=bottom style=width:40.8%;padding-left:5.75pt;padding-right:3.6pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=4 valign=bottom style=width:15.72%;padding-left:2.15pt;padding-right:2.15pt><P align=center style='font:8pt Arial;margin:0'><B>September 30,</B></P>
</TD><TD valign=top style=width:1.7%;padding-left:2.15pt;padding-right:2.15pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=4 valign=bottom style=width:17%;padding-left:3.6pt;padding-right:3.6pt><P align=center style='font:8pt Arial;margin:0'><B>September 30,</B></P>
</TD><TD valign=bottom style=width:1.76%;padding-left:2.15pt;padding-right:2.15pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:16.06%;padding-left:5.75pt;padding-right:2.15pt><P align=center style='font:8pt Arial;margin:0'><B>June 30,</B></P>
</TD><TD valign=top style=width:2.02%;padding-left:2.15pt;padding-right:2.15pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR style=height:12.2pt><TD valign=bottom style=width:40.8%;padding-left:5.75pt;padding-right:3.6pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.16%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><P align=center style='font:8pt Arial;margin:0'><B>2020</B></P>
</TD><TD valign=bottom style=width:1.02%;padding-left:2.15pt;padding-right:2.15pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.94%;padding-left:2.15pt;padding-right:2.15pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.62%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><P align=center style='font:8pt Arial;margin:0'><B>2019</B></P>
</TD><TD valign=top style=width:1.7%;padding-left:2.15pt;padding-right:2.15pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.62%;padding-left:3.6pt;padding-right:3.6pt;border-bottom:0.5pt solid #000000'><P align=center style='font:8pt Arial;margin:0'><B>2020</B></P>
</TD><TD valign=bottom style=width:1.62%;padding-left:2.15pt;padding-right:2.15pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.14%;padding-left:5.75pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><P align=center style='font:8pt Arial;margin:0'><B>2019</B></P>
</TD><TD valign=bottom style=width:1.76%;padding-left:2.15pt;padding-right:2.15pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:16.06%;padding-left:5.75pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><P align=center style='font:8pt Arial;margin:0'><B>2020</B></P>
</TD><TD valign=top style=width:2.02%;padding-left:2.15pt;padding-right:2.15pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR style=height:9.45pt><TD valign=bottom style=width:40.8%;padding-left:5.75pt;padding-right:3.6pt><P style='font:8pt Arial;margin:0;margin-left:-6pt'><B>Interest Income</B></P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style='width:6.16%;padding-left:2.15pt;padding-right:2.15pt;border-top:0.5pt solid #000000'><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:1.02%;padding-left:2.15pt;padding-right:2.15pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:1.94%;padding-left:2.15pt;padding-right:2.15pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style='width:6.62%;padding-left:2.15pt;padding-right:2.15pt;border-top:0.5pt solid #000000'><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:1.7%;padding-left:2.15pt;padding-right:2.15pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.62%;padding-left:3.6pt;padding-right:3.6pt;border-top:0.5pt solid #000000'><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:2.15pt;padding-right:2.15pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.14%;padding-left:5.75pt;padding-right:2.15pt;border-top:0.5pt solid #000000'><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.76%;padding-left:2.15pt;padding-right:2.15pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:16.06%;padding-left:5.75pt;padding-right:2.15pt;border-top:0.5pt solid #000000'><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:2.02%;padding-left:2.15pt;padding-right:2.15pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR style=height:7.25pt><TD valign=bottom style=width:40.8%;padding-left:5.75pt;padding-right:3.6pt><P style='font:8pt Arial;margin:0;margin-left:3pt'>Loans</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:6.16%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>50,476</P>
</TD><TD valign=bottom style=width:1.02%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.94%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:6.62%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'> 57,226</P>
</TD><TD valign=top style=width:1.7%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:6.62%;padding-left:3.6pt;padding-right:3.6pt><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>155,453</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:7.14%;padding-left:5.75pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'> 167,552</P>
</TD><TD valign=bottom style=width:1.76%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:16.06%;padding-left:5.75pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>50,848</P>
</TD><TD valign=top style=width:2.02%;padding-left:2.15pt;padding-right:2.15pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.7pt><TD valign=bottom style=width:40.8%;padding-left:5.75pt;padding-right:3.6pt><P style='font:8pt Arial;margin:0;margin-left:3pt'>Investment securities and other</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.16%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>3,123</P>
</TD><TD valign=bottom style=width:1.02%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.94%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.62%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>2,961</P>
</TD><TD valign=top style=width:1.7%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.62%;padding-left:3.6pt;padding-right:3.6pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>9,631</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.14%;padding-left:5.75pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>8,715</P>
</TD><TD valign=bottom style=width:1.76%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:16.06%;padding-left:5.75pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>3,163</P>
</TD><TD valign=top style=width:2.02%;padding-left:2.15pt;padding-right:2.15pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.05pt><TD valign=bottom style=width:40.8%;padding-left:5.75pt;padding-right:3.6pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.16%;padding-left:2.15pt;padding-right:2.15pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>53,599</P>
</TD><TD valign=bottom style=width:1.02%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.94%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.62%;padding-left:2.15pt;padding-right:2.15pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>60,187</P>
</TD><TD valign=top style=width:1.7%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.62%;padding-left:3.6pt;padding-right:3.6pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>165,084</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.14%;padding-left:5.75pt;padding-right:2.15pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>176,267</P>
</TD><TD valign=bottom style=width:1.76%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:16.06%;padding-left:5.75pt;padding-right:2.15pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>54,011</P>
</TD><TD valign=top style=width:2.02%;padding-left:2.15pt;padding-right:2.15pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.7pt><TD valign=bottom style=width:40.8%;padding-left:5.75pt;padding-right:3.6pt><P style='font:8pt Arial;margin:0;margin-left:-6pt'><B>Interest Expense</B></P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.16%;padding-left:2.15pt;padding-right:2.15pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.02%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.94%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.62%;padding-left:2.15pt;padding-right:2.15pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;</P>
</TD><TD valign=top style=width:1.7%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.62%;padding-left:3.6pt;padding-right:3.6pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.14%;padding-left:5.75pt;padding-right:2.15pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.76%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:16.06%;padding-left:5.75pt;padding-right:2.15pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>&nbsp;</P>
</TD><TD valign=top style=width:2.02%;padding-left:2.15pt;padding-right:2.15pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.05pt><TD valign=bottom style=width:40.8%;padding-left:5.75pt;padding-right:3.6pt><P style='font:8pt Arial;margin:0;margin-left:3pt'>Deposits</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.16%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>7,094</P>
</TD><TD valign=bottom style=width:1.02%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.94%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.62%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>11,792</P>
</TD><TD valign=top style=width:1.7%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.62%;padding-left:3.6pt;padding-right:3.6pt><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>26,712</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.14%;padding-left:5.75pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>33,844</P>
</TD><TD valign=bottom style=width:1.76%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:16.06%;padding-left:5.75pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>9,041</P>
</TD><TD valign=top style=width:2.02%;padding-left:2.15pt;padding-right:2.15pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:11.25pt><TD valign=bottom style=width:40.8%;padding-left:5.75pt;padding-right:3.6pt><P style='font:8pt Arial;margin:0;margin-left:3pt'>Short-term borrowings and repurchase agreements</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.16%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>8</P>
</TD><TD valign=bottom style=width:1.02%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.94%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.62%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>1,123</P>
</TD><TD valign=top style=width:1.7%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.62%;padding-left:3.6pt;padding-right:3.6pt><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>667</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.14%;padding-left:5.75pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>2,904</P>
</TD><TD valign=bottom style=width:1.76%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:16.06%;padding-left:5.75pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>10</P>
</TD><TD valign=top style=width:2.02%;padding-left:2.15pt;padding-right:2.15pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.05pt><TD valign=bottom style=width:40.8%;padding-left:5.75pt;padding-right:3.6pt><P style='font:8pt Arial;margin:0;margin-left:3pt'>Subordinated debentures issued to capital trust</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.16%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>128</P>
</TD><TD valign=bottom style=width:1.02%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.94%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.62%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>253</P>
</TD><TD valign=top style=width:1.7%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.62%;padding-left:3.6pt;padding-right:3.6pt><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>511</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.14%;padding-left:5.75pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>787</P>
</TD><TD valign=bottom style=width:1.76%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:16.06%;padding-left:5.75pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>167</P>
</TD><TD valign=top style=width:2.02%;padding-left:2.15pt;padding-right:2.15pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.7pt><TD valign=bottom style=width:40.8%;padding-left:5.75pt;padding-right:3.6pt><P style='font:8pt Arial;margin:0;margin-left:3pt'>Subordinated notes</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.16%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>2,201</P>
</TD><TD valign=bottom style=width:1.02%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.94%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.62%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>1,095</P>
</TD><TD valign=top style=width:1.7%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.62%;padding-left:3.6pt;padding-right:3.6pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>4,633</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.14%;padding-left:5.75pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>3,283</P>
</TD><TD valign=bottom style=width:1.76%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:16.06%;padding-left:5.75pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>1,338</P>
</TD><TD valign=top style=width:2.02%;padding-left:2.15pt;padding-right:2.15pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.05pt><TD valign=bottom style=width:40.8%;padding-left:5.75pt;padding-right:3.6pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.16%;padding-left:2.15pt;padding-right:2.15pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>9,431</P>
</TD><TD valign=bottom style=width:1.02%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.94%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.62%;padding-left:2.15pt;padding-right:2.15pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>14,263</P>
</TD><TD valign=top style=width:1.7%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.62%;padding-left:3.6pt;padding-right:3.6pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>32,523</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.14%;padding-left:5.75pt;padding-right:2.15pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>40,818</P>
</TD><TD valign=bottom style=width:1.76%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:16.06%;padding-left:5.75pt;padding-right:2.15pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>10,556</P>
</TD><TD valign=top style=width:2.02%;padding-left:2.15pt;padding-right:2.15pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.7pt><TD valign=bottom style=width:40.8%;padding-left:5.75pt;padding-right:3.6pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.16%;padding-left:2.15pt;padding-right:2.15pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.02%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.94%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.62%;padding-left:2.15pt;padding-right:2.15pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;</P>
</TD><TD valign=top style=width:1.7%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.62%;padding-left:3.6pt;padding-right:3.6pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.14%;padding-left:5.75pt;padding-right:2.15pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.76%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:16.06%;padding-left:5.75pt;padding-right:2.15pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>&nbsp;</P>
</TD><TD valign=top style=width:2.02%;padding-left:2.15pt;padding-right:2.15pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.05pt><TD valign=bottom style=width:40.8%;padding-left:5.75pt;padding-right:3.6pt><P style='font:8pt Arial;margin:0;margin-left:-6pt'><B>Net Interest Income</B></P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.16%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>44,168</P>
</TD><TD valign=bottom style=width:1.02%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.94%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.62%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>45,924</P>
</TD><TD valign=top style=width:1.7%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.62%;padding-left:3.6pt;padding-right:3.6pt><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>132,561</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.14%;padding-left:5.75pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>135,449</P>
</TD><TD valign=bottom style=width:1.76%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:16.06%;padding-left:5.75pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>43,455</P>
</TD><TD valign=top style=width:2.02%;padding-left:2.15pt;padding-right:2.15pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.7pt><TD valign=bottom style=width:40.8%;padding-left:5.75pt;padding-right:3.6pt><P style='font:8pt Arial;margin:0;margin-left:-6pt'><B>Provision for Loan Losses</B></P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.16%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>4,500</P>
</TD><TD valign=bottom style=width:1.02%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.94%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.62%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>1,950</P>
</TD><TD valign=top style=width:1.7%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.62%;padding-left:3.6pt;padding-right:3.6pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>14,371</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.14%;padding-left:5.75pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>5,500</P>
</TD><TD valign=bottom style=width:1.76%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:16.06%;padding-left:5.75pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>6,000</P>
</TD><TD valign=top style=width:2.02%;padding-left:2.15pt;padding-right:2.15pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:11.65pt><TD valign=bottom style=width:40.8%;padding-left:5.75pt;padding-right:3.6pt><P style='font:8pt Arial;margin:0;margin-left:-6pt'><B>Net Interest Income After Provision for Loan</B></P>
<P style='font:8pt Arial;margin:0;margin-left:-6pt'><B> &nbsp; Losses</B></P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.16%;padding-left:2.15pt;padding-right:2.15pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>39,668</P>
</TD><TD valign=bottom style=width:1.02%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.94%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.62%;padding-left:2.15pt;padding-right:2.15pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>43,974</P>
</TD><TD valign=top style=width:1.7%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.62%;padding-left:3.6pt;padding-right:3.6pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>118,190</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.14%;padding-left:5.75pt;padding-right:2.15pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>129,949</P>
</TD><TD valign=bottom style=width:1.76%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:16.06%;padding-left:5.75pt;padding-right:2.15pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>37,455</P>
</TD><TD valign=top style=width:2.02%;padding-left:2.15pt;padding-right:2.15pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.7pt><TD valign=bottom style=width:40.8%;padding-left:5.75pt;padding-right:3.6pt><P style='font:8pt Arial;margin:0;margin-left:-6pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.16%;padding-left:2.15pt;padding-right:2.15pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.02%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.94%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.62%;padding-left:2.15pt;padding-right:2.15pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;</P>
</TD><TD valign=top style=width:1.7%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.62%;padding-left:3.6pt;padding-right:3.6pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.14%;padding-left:5.75pt;padding-right:2.15pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.76%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:16.06%;padding-left:5.75pt;padding-right:2.15pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>&nbsp;</P>
</TD><TD valign=top style=width:2.02%;padding-left:2.15pt;padding-right:2.15pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.05pt><TD valign=bottom style=width:40.8%;padding-left:5.75pt;padding-right:3.6pt><P style='font:8pt Arial;margin:0;margin-left:-6pt'><B>Noninterest Income</B></P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.16%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.02%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.94%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.62%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;</P>
</TD><TD valign=top style=width:1.7%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.62%;padding-left:3.6pt;padding-right:3.6pt><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.14%;padding-left:5.75pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.76%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:16.06%;padding-left:5.75pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>&nbsp;</P>
</TD><TD valign=top style=width:2.02%;padding-left:2.15pt;padding-right:2.15pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.7pt><TD valign=bottom style=width:40.8%;padding-left:5.75pt;padding-right:3.6pt><P style='font:8pt Arial;margin:0;text-indent:3pt'>Commissions</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.16%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>318</P>
</TD><TD valign=bottom style=width:1.02%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.94%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.62%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>173</P>
</TD><TD valign=top style=width:1.7%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.62%;padding-left:3.6pt;padding-right:3.6pt><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>760</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.14%;padding-left:5.75pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>670</P>
</TD><TD valign=bottom style=width:1.76%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:16.06%;padding-left:5.75pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>176</P>
</TD><TD valign=top style=width:2.02%;padding-left:2.15pt;padding-right:2.15pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.05pt><TD valign=bottom style=width:40.8%;padding-left:5.75pt;padding-right:3.6pt><P style='font:8pt Arial;margin:0;text-indent:3pt'>Service charges, debit card and ATM fees</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.16%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>4,692</P>
</TD><TD valign=bottom style=width:1.02%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.94%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.62%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>5,619</P>
</TD><TD valign=top style=width:1.7%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.62%;padding-left:3.6pt;padding-right:3.6pt><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>13,590</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.14%;padding-left:5.75pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>15,887</P>
</TD><TD valign=bottom style=width:1.76%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:16.06%;padding-left:5.75pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>4,140</P>
</TD><TD valign=top style=width:2.02%;padding-left:2.15pt;padding-right:2.15pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.4pt><TD valign=bottom style=width:40.8%;padding-left:5.75pt;padding-right:3.6pt><P style='font:8pt Arial;margin:0;text-indent:3pt'>Net gains on loan sales</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.16%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>2,878</P>
</TD><TD valign=bottom style=width:1.02%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.94%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.62%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>1,021</P>
</TD><TD valign=top style=width:1.7%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.62%;padding-left:3.6pt;padding-right:3.6pt><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>5,308</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.14%;padding-left:5.75pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>1,645</P>
</TD><TD valign=bottom style=width:1.76%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:16.06%;padding-left:5.75pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>1,841</P>
</TD><TD valign=top style=width:2.02%;padding-left:2.15pt;padding-right:2.15pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.4pt><TD valign=bottom style=width:40.8%;padding-left:5.75pt;padding-right:3.6pt><P style='font:8pt Arial;margin:0;text-indent:3pt'>Late charges and fees on loans</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.16%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>352</P>
</TD><TD valign=bottom style=width:1.02%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.94%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.62%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>364</P>
</TD><TD valign=top style=width:1.7%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.62%;padding-left:3.6pt;padding-right:3.6pt><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>1,175</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.14%;padding-left:5.75pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>1,066</P>
</TD><TD valign=bottom style=width:1.76%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:16.06%;padding-left:5.75pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>468</P>
</TD><TD valign=top style=width:2.02%;padding-left:2.15pt;padding-right:2.15pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:9pt><TD valign=bottom style=width:40.8%;padding-left:5.75pt;padding-right:3.6pt><P style='font:8pt Arial;margin:0;text-indent:-27.55pt;margin-left:30.55pt'>Net realized gains on sales of available-for</P>
<P style='font:8pt Arial;margin:0;text-indent:-27.55pt;margin-left:30.55pt'> &nbsp;-sale securities</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.16%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>&#8212;</P>
</TD><TD valign=bottom style=width:1.02%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;text-indent:-2.9pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.94%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.62%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>&#8212;</P>
</TD><TD valign=top style=width:1.7%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.62%;padding-left:3.6pt;padding-right:3.6pt><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>78</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:2.15pt;padding-right:2.15pt><P align=justify style='font:8pt Arial;margin:0;text-indent:-2.9pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.14%;padding-left:5.75pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>10</P>
</TD><TD valign=bottom style=width:1.76%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:16.06%;padding-left:5.75pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>78</P>
</TD><TD valign=top style=width:2.02%;padding-left:2.15pt;padding-right:2.15pt><P style='font:8pt Arial;margin:0;text-indent:-0.85pt;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.7pt><TD valign=bottom style=width:40.8%;padding-left:5.75pt;padding-right:3.6pt><P style='font:8pt Arial;margin:0;text-indent:3pt'>Gain (loss) on derivative interest rate products</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.16%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>89</P>
</TD><TD valign=bottom style=width:1.02%;padding-left:2.15pt;padding-right:2.15pt><P style='font:8pt Arial;margin:0;margin-left:-2.9pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.94%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.62%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>(101</P>
</TD><TD valign=top style=width:1.7%;padding-left:2.15pt;padding-right:2.15pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt;margin-right:-2.55pt'>)</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.62%;padding-left:3.6pt;padding-right:3.6pt><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>(424</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:2.15pt;padding-right:2.15pt><P style='font:8pt Arial;margin:0;margin-left:-2.9pt'>)</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.14%;padding-left:5.75pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>(169</P>
</TD><TD valign=bottom style=width:1.76%;padding-left:2.15pt;padding-right:2.15pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>)</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:16.06%;padding-left:5.75pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>(106</P>
</TD><TD valign=top style=width:2.02%;padding-left:2.15pt;padding-right:2.15pt><P style='font:8pt Arial;margin:0;margin-left:-2.9pt;margin-right:2.15pt'>)</P>
</TD></TR>
<TR style=height:10.05pt><TD valign=bottom style=width:40.8%;padding-left:5.75pt;padding-right:3.6pt><P style='font:8pt Arial;margin:0;text-indent:3pt'>Other income</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.16%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>1,137</P>
</TD><TD valign=bottom style=width:1.02%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;text-indent:-2.9pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.94%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.62%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>1,579</P>
</TD><TD valign=top style=width:1.7%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.62%;padding-left:3.6pt;padding-right:3.6pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>4,606</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;text-indent:-2.9pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.14%;padding-left:5.75pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>4,154</P>
</TD><TD valign=bottom style=width:1.76%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:16.06%;padding-left:5.75pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>1,664</P>
</TD><TD valign=top style=width:2.02%;padding-left:2.15pt;padding-right:2.15pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.05pt><TD valign=bottom style=width:40.8%;padding-left:5.75pt;padding-right:3.6pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.16%;padding-left:2.15pt;padding-right:2.15pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>9,466</P>
</TD><TD valign=bottom style=width:1.02%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;text-indent:-2.9pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.94%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.62%;padding-left:2.15pt;padding-right:2.15pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>8,655</P>
</TD><TD valign=top style=width:1.7%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.62%;padding-left:3.6pt;padding-right:3.6pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>25,093</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;text-indent:-2.9pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.14%;padding-left:5.75pt;padding-right:2.15pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>23,263</P>
</TD><TD valign=bottom style=width:1.76%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:16.06%;padding-left:5.75pt;padding-right:2.15pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>8,261</P>
</TD><TD valign=top style=width:2.02%;padding-left:2.15pt;padding-right:2.15pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.7pt><TD valign=bottom style=width:40.8%;padding-left:5.75pt;padding-right:3.6pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.16%;padding-left:2.15pt;padding-right:2.15pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.02%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;text-indent:-2.9pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.94%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.62%;padding-left:2.15pt;padding-right:2.15pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;</P>
</TD><TD valign=top style=width:1.7%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.62%;padding-left:3.6pt;padding-right:3.6pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;text-indent:-2.9pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.14%;padding-left:5.75pt;padding-right:2.15pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.76%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:16.06%;padding-left:5.75pt;padding-right:2.15pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>&nbsp;</P>
</TD><TD valign=top style=width:2.02%;padding-left:2.15pt;padding-right:2.15pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.05pt><TD valign=bottom style=width:40.8%;padding-left:5.75pt;padding-right:3.6pt><P style='font:8pt Arial;margin:0;margin-left:-6pt'><B>Noninterest Expense</B></P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.16%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.02%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.94%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.62%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;</P>
</TD><TD valign=top style=width:1.7%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.62%;padding-left:3.6pt;padding-right:3.6pt><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.14%;padding-left:5.75pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.76%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:16.06%;padding-left:5.75pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>&nbsp;</P>
</TD><TD valign=top style=width:2.02%;padding-left:2.15pt;padding-right:2.15pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.7pt><TD valign=bottom style=width:40.8%;padding-left:5.75pt;padding-right:3.6pt><P style='font:8pt Arial;margin:0;text-indent:3pt'>Salaries and employee benefits</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.16%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>18,701</P>
</TD><TD valign=bottom style=width:1.02%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.94%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.62%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>15,827</P>
</TD><TD valign=top style=width:1.7%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.62%;padding-left:3.6pt;padding-right:3.6pt><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>53,699</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.14%;padding-left:5.75pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>46,895</P>
</TD><TD valign=bottom style=width:1.76%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:16.06%;padding-left:5.75pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>16,830</P>
</TD><TD valign=top style=width:2.02%;padding-left:2.15pt;padding-right:2.15pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.05pt><TD valign=bottom style=width:40.8%;padding-left:5.75pt;padding-right:3.6pt><P style='font:8pt Arial;margin:0;text-indent:3pt'>Net occupancy and equipment expense</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.16%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>7,147</P>
</TD><TD valign=bottom style=width:1.02%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.94%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.62%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>6,613</P>
</TD><TD valign=top style=width:1.7%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.62%;padding-left:3.6pt;padding-right:3.6pt><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>20,619</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.14%;padding-left:5.75pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>19,462</P>
</TD><TD valign=bottom style=width:1.76%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:16.06%;padding-left:5.75pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>6,707</P>
</TD><TD valign=top style=width:2.02%;padding-left:2.15pt;padding-right:2.15pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.7pt><TD valign=bottom style=width:40.8%;padding-left:5.75pt;padding-right:3.6pt><P style='font:8pt Arial;margin:0;text-indent:3pt'>Postage</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.16%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>748</P>
</TD><TD valign=bottom style=width:1.02%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.94%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.62%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>792</P>
</TD><TD valign=top style=width:1.7%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.62%;padding-left:3.6pt;padding-right:3.6pt><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>2,294</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.14%;padding-left:5.75pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>2,342</P>
</TD><TD valign=bottom style=width:1.76%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:16.06%;padding-left:5.75pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>777</P>
</TD><TD valign=top style=width:2.02%;padding-left:2.15pt;padding-right:2.15pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.05pt><TD valign=bottom style=width:40.8%;padding-left:5.75pt;padding-right:3.6pt><P style='font:8pt Arial;margin:0;text-indent:3pt'>Insurance</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.16%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>753</P>
</TD><TD valign=bottom style=width:1.02%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.94%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.62%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>339</P>
</TD><TD valign=top style=width:1.7%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.62%;padding-left:3.6pt;padding-right:3.6pt><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>1,668</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.14%;padding-left:5.75pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>1,667</P>
</TD><TD valign=bottom style=width:1.76%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:16.06%;padding-left:5.75pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>534</P>
</TD><TD valign=top style=width:2.02%;padding-left:2.15pt;padding-right:2.15pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.7pt><TD valign=bottom style=width:40.8%;padding-left:5.75pt;padding-right:3.6pt><P style='font:8pt Arial;margin:0;text-indent:3pt'>Advertising</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.16%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>757</P>
</TD><TD valign=bottom style=width:1.02%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.94%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.62%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>794</P>
</TD><TD valign=top style=width:1.7%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.62%;padding-left:3.6pt;padding-right:3.6pt><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>1,814</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.14%;padding-left:5.75pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>2,162</P>
</TD><TD valign=bottom style=width:1.76%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:16.06%;padding-left:5.75pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>437</P>
</TD><TD valign=top style=width:2.02%;padding-left:2.15pt;padding-right:2.15pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.05pt><TD valign=bottom style=width:40.8%;padding-left:5.75pt;padding-right:3.6pt><P style='font:8pt Arial;margin:0;text-indent:3pt'>Office supplies and printing</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.16%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>271</P>
</TD><TD valign=bottom style=width:1.02%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.94%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.62%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>258</P>
</TD><TD valign=top style=width:1.7%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.62%;padding-left:3.6pt;padding-right:3.6pt><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>806</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.14%;padding-left:5.75pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>743</P>
</TD><TD valign=bottom style=width:1.76%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:16.06%;padding-left:5.75pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>301</P>
</TD><TD valign=top style=width:2.02%;padding-left:2.15pt;padding-right:2.15pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.7pt><TD valign=bottom style=width:40.8%;padding-left:5.75pt;padding-right:3.6pt><P style='font:8pt Arial;margin:0;text-indent:3pt'>Telephone</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.16%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>987</P>
</TD><TD valign=bottom style=width:1.02%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.94%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.62%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>904</P>
</TD><TD valign=top style=width:1.7%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.62%;padding-left:3.6pt;padding-right:3.6pt><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>2,904</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.14%;padding-left:5.75pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>2,645</P>
</TD><TD valign=bottom style=width:1.76%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:16.06%;padding-left:5.75pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>1,005</P>
</TD><TD valign=top style=width:2.02%;padding-left:2.15pt;padding-right:2.15pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.05pt><TD valign=bottom style=width:40.8%;padding-left:5.75pt;padding-right:3.6pt><P style='font:8pt Arial;margin:0;text-indent:3pt'>Legal, audit and other professional fees</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.16%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>582</P>
</TD><TD valign=bottom style=width:1.02%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.94%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.62%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>681</P>
</TD><TD valign=top style=width:1.7%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.62%;padding-left:3.6pt;padding-right:3.6pt><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>1,844</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.14%;padding-left:5.75pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>2,023</P>
</TD><TD valign=bottom style=width:1.76%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:16.06%;padding-left:5.75pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>664</P>
</TD><TD valign=top style=width:2.02%;padding-left:2.15pt;padding-right:2.15pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.35pt><TD valign=bottom style=width:40.8%;padding-left:5.75pt;padding-right:3.6pt><P style='font:8pt Arial;margin:0;text-indent:3pt'>Expense on other real estate and repossessions</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.16%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>199</P>
</TD><TD valign=bottom style=width:1.02%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.94%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.62%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>603</P>
</TD><TD valign=top style=width:1.7%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.62%;padding-left:3.6pt;padding-right:3.6pt><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>946</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.14%;padding-left:5.75pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>1,642</P>
</TD><TD valign=bottom style=width:1.76%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:16.06%;padding-left:5.75pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>268</P>
</TD><TD valign=top style=width:2.02%;padding-left:2.15pt;padding-right:2.15pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.05pt><TD valign=bottom style=width:40.8%;padding-left:5.75pt;padding-right:3.6pt><P style='font:8pt Arial;margin:0;text-indent:3pt'>Partnership tax credit investment amortization</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.16%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>&#8212;</P>
</TD><TD valign=bottom style=width:1.02%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.94%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.62%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>91</P>
</TD><TD valign=top style=width:1.7%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.62%;padding-left:3.6pt;padding-right:3.6pt><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>&#8212;</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.14%;padding-left:5.75pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>274</P>
</TD><TD valign=bottom style=width:1.76%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:16.06%;padding-left:5.75pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>&#8212;</P>
</TD><TD valign=top style=width:2.02%;padding-left:2.15pt;padding-right:2.15pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.7pt><TD valign=bottom style=width:40.8%;padding-left:5.75pt;padding-right:3.6pt><P style='font:8pt Arial;margin:0;text-indent:3pt'>Acquired deposit intangible asset amortization</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.16%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>289</P>
</TD><TD valign=bottom style=width:1.02%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.94%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.62%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>289</P>
</TD><TD valign=top style=width:1.7%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.62%;padding-left:3.6pt;padding-right:3.6pt><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>866</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.14%;padding-left:5.75pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>902</P>
</TD><TD valign=bottom style=width:1.76%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:16.06%;padding-left:5.75pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>289</P>
</TD><TD valign=top style=width:2.02%;padding-left:2.15pt;padding-right:2.15pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.05pt><TD valign=bottom style=width:40.8%;padding-left:5.75pt;padding-right:3.6pt><P style='font:8pt Arial;margin:0;text-indent:3pt'>Other operating expenses</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.16%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>1,554</P>
</TD><TD valign=bottom style=width:1.02%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.94%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.62%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>1,534</P>
</TD><TD valign=top style=width:1.7%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.62%;padding-left:3.6pt;padding-right:3.6pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>4,691</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.14%;padding-left:5.75pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>4,845</P>
</TD><TD valign=bottom style=width:1.76%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:16.06%;padding-left:5.75pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>1,537</P>
</TD><TD valign=top style=width:2.02%;padding-left:2.15pt;padding-right:2.15pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.05pt><TD valign=bottom style=width:40.8%;padding-left:5.75pt;padding-right:3.6pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.16%;padding-left:2.15pt;padding-right:2.15pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>31,988</P>
</TD><TD valign=bottom style=width:1.02%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.94%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.62%;padding-left:2.15pt;padding-right:2.15pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>28,725</P>
</TD><TD valign=top style=width:1.7%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.62%;padding-left:3.6pt;padding-right:3.6pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>92,151</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.14%;padding-left:5.75pt;padding-right:2.15pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>85,602</P>
</TD><TD valign=bottom style=width:1.76%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:16.06%;padding-left:5.75pt;padding-right:2.15pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>29,349</P>
</TD><TD valign=top style=width:2.02%;padding-left:2.15pt;padding-right:2.15pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.7pt><TD valign=bottom style=width:40.8%;padding-left:5.75pt;padding-right:3.6pt><P style='font:8pt Arial;margin:0;margin-left:-6pt'><B>Income Before Income Taxes</B></P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.16%;padding-left:2.15pt;padding-right:2.15pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>17,146</P>
</TD><TD valign=bottom style=width:1.02%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.94%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.62%;padding-left:2.15pt;padding-right:2.15pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>23,904</P>
</TD><TD valign=top style=width:1.7%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.62%;padding-left:3.6pt;padding-right:3.6pt><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>51,132</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.14%;padding-left:5.75pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>67,610</P>
</TD><TD valign=bottom style=width:1.76%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:16.06%;padding-left:5.75pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>16,367</P>
</TD><TD valign=top style=width:2.02%;padding-left:2.15pt;padding-right:2.15pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.05pt><TD valign=bottom style=width:40.8%;padding-left:5.75pt;padding-right:3.6pt><P style='font:8pt Arial;margin:0;margin-left:-6pt'><B>Provision for Income Taxes</B></P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.16%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>3,692</P>
</TD><TD valign=bottom style=width:1.02%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.94%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.62%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>4,172</P>
</TD><TD valign=top style=width:1.7%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.62%;padding-left:3.6pt;padding-right:3.6pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>9,607</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.14%;padding-left:5.75pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>11,890</P>
</TD><TD valign=bottom style=width:1.76%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:16.06%;padding-left:5.75pt;padding-right:2.15pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>3,164</P>
</TD><TD valign=top style=width:2.02%;padding-left:2.15pt;padding-right:2.15pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.7pt><TD valign=bottom style=width:40.8%;padding-left:5.75pt;padding-right:3.6pt><P style='font:8pt Arial;margin:0;margin-left:-6pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.16%;padding-left:2.15pt;padding-right:2.15pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.02%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.94%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.62%;padding-left:2.15pt;padding-right:2.15pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;</P>
</TD><TD valign=top style=width:1.7%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.62%;padding-left:3.6pt;padding-right:3.6pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.14%;padding-left:5.75pt;padding-right:2.15pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.76%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:16.06%;padding-left:5.75pt;padding-right:2.15pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>&nbsp;</P>
</TD><TD valign=top style=width:2.02%;padding-left:2.15pt;padding-right:2.15pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:11.3pt><TD valign=bottom style=width:40.8%;padding-left:5.75pt;padding-right:3.6pt><P style='font:8pt Arial;margin:0;margin-left:-6pt'><B>Net Income and Net Income Available to</B></P>
<P style='font:8pt Arial;margin:0;margin-left:-6pt'><B> &nbsp;&nbsp;Common Shareholders</B></P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:6.16%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>13,454</P>
</TD><TD valign=bottom style=width:1.02%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.94%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:6.62%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>19,732</P>
</TD><TD valign=top style=width:1.7%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:6.62%;padding-left:3.6pt;padding-right:3.6pt;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>41,525</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:7.14%;padding-left:5.75pt;padding-right:2.15pt;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>55,720</P>
</TD><TD valign=bottom style=width:1.76%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:16.06%;padding-left:5.75pt;padding-right:2.15pt;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>13,203</P>
</TD><TD valign=top style=width:2.02%;padding-left:2.15pt;padding-right:2.15pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.7pt><TD valign=bottom style=width:40.8%;padding-left:5.75pt;padding-right:3.6pt><P style='font:8pt Arial;margin:0;margin-left:-6pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.16%;padding-left:2.15pt;padding-right:2.15pt;border-top:3px double #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.02%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.94%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.62%;padding-left:2.15pt;padding-right:2.15pt;border-top:3px double #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;</P>
</TD><TD valign=top style=width:1.7%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.62%;padding-left:3.6pt;padding-right:3.6pt;border-top:3px double #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.14%;padding-left:5.75pt;padding-right:2.15pt;border-top:3px double #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.76%;padding-left:5.75pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-1.45pt'>&nbsp;</P>
</TD><TD valign=bottom style='width:16.06%;padding-left:2.15pt;padding-right:2.15pt;border-top:3px double #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>&nbsp;</P>
</TD><TD valign=top style=width:2.02%;padding-left:2.15pt;padding-right:2.15pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.05pt><TD valign=bottom style=width:40.8%;padding-left:5.75pt;padding-right:3.6pt><P style='font:8pt Arial;margin:0;margin-left:-6pt'><B>Earnings Per Common Share</B></P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.16%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.02%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.94%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.62%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;</P>
</TD><TD valign=top style=width:1.7%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.62%;padding-left:3.6pt;padding-right:3.6pt><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.14%;padding-left:5.75pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.76%;padding-left:5.75pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-1.45pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:16.06%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>&nbsp;</P>
</TD><TD valign=top style=width:2.02%;padding-left:2.15pt;padding-right:2.15pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.7pt><TD valign=bottom style=width:40.8%;padding-left:5.75pt;padding-right:3.6pt><P style='font:8pt Arial;margin:0'> &nbsp;&nbsp;&nbsp;Basic</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:6.16%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>0.96</P>
</TD><TD valign=bottom style=width:1.02%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.94%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:6.62%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>1.39</P>
</TD><TD valign=top style=width:1.7%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:6.62%;padding-left:3.6pt;padding-right:3.6pt;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>2.94</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:7.14%;padding-left:5.75pt;padding-right:2.15pt;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>3.93</P>
</TD><TD valign=bottom style=width:1.76%;padding-left:5.75pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=center style='font:8pt Arial;margin:0;margin-right:-1.45pt'>$</P>
</TD><TD valign=bottom style='width:16.06%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>0.94</P>
</TD><TD valign=top style=width:2.02%;padding-left:2.15pt;padding-right:2.15pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.7pt><TD valign=bottom style=width:40.8%;padding-left:5.75pt;padding-right:3.6pt><P style='font:8pt Arial;margin:0'> &nbsp;&nbsp;&nbsp;Diluted</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:6.16%;padding-left:2.15pt;padding-right:2.15pt;border-top:3px double #000000;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>0.96</P>
</TD><TD valign=bottom style=width:1.02%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.94%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:6.62%;padding-left:2.15pt;padding-right:2.15pt;border-top:3px double #000000;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>1.38</P>
</TD><TD valign=top style=width:1.7%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:6.62%;padding-left:3.6pt;padding-right:3.6pt;border-top:3px double #000000;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>2.93</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:7.14%;padding-left:5.75pt;padding-right:2.15pt;border-top:3px double #000000;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>3.90</P>
</TD><TD valign=bottom style=width:1.76%;padding-left:5.75pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=center style='font:8pt Arial;margin:0;margin-right:-1.45pt'>$</P>
</TD><TD valign=bottom style='width:16.06%;padding-left:2.15pt;padding-right:2.15pt;border-top:3px double #000000;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>0.93</P>
</TD><TD valign=top style=width:2.02%;padding-left:2.15pt;padding-right:2.15pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.7pt><TD valign=bottom style=width:40.8%;padding-left:5.75pt;padding-right:3.6pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.16%;padding-left:2.15pt;padding-right:2.15pt;border-top:3px double #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.02%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.94%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.62%;padding-left:2.15pt;padding-right:2.15pt;border-top:3px double #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;</P>
</TD><TD valign=top style=width:1.7%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.62%;padding-left:3.6pt;padding-right:3.6pt;border-top:3px double #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.14%;padding-left:5.75pt;padding-right:2.15pt;border-top:3px double #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.76%;padding-left:5.75pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=center style='font:8pt Arial;margin:0;margin-right:-1.45pt'>&nbsp;</P>
</TD><TD valign=bottom style='width:16.06%;padding-left:2.15pt;padding-right:2.15pt;border-top:3px double #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>&nbsp;</P>
</TD><TD valign=top style=width:2.02%;padding-left:2.15pt;padding-right:2.15pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.05pt><TD valign=bottom style=width:40.8%;padding-left:5.75pt;padding-right:3.6pt><P style='font:8pt Arial;margin:0;margin-left:-6pt'><B>Dividends Declared Per Common Share</B></P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:6.16%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>0.34</P>
</TD><TD valign=bottom style=width:1.02%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.94%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:6.62%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>0.34</P>
</TD><TD valign=top style=width:1.7%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:6.62%;padding-left:3.6pt;padding-right:3.6pt;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>2.02</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:7.14%;padding-left:5.75pt;padding-right:2.15pt;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-1.25pt'>1.73</P>
</TD><TD valign=bottom style=width:1.76%;padding-left:5.75pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=center style='font:8pt Arial;margin:0;margin-right:-1.45pt'>$</P>
</TD><TD valign=bottom style='width:16.06%;padding-left:2.15pt;padding-right:2.15pt;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-0.75pt'>0.34</P>
</TD><TD valign=top style=width:2.02%;padding-left:2.15pt;padding-right:2.15pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt;margin-right:2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:10.05pt><TD valign=bottom style=width:40.8%;padding-left:5.75pt;padding-right:3.6pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style='width:6.16%;padding-left:2.15pt;padding-right:2.15pt;border-top:3px double #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=top style=width:1.02%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=top style=width:1.94%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=top style='width:6.62%;padding-left:2.15pt;padding-right:2.15pt;border-top:3px double #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=top style=width:1.7%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=top style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.62%;padding-left:3.6pt;padding-right:3.6pt;border-top:3px double #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-2.55pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.62%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.14%;padding-left:5.75pt;padding-right:2.15pt;border-top:3px double #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-0.6pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.76%;padding-left:5.75pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.64%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0;margin-right:-1.45pt'>&nbsp;</P>
</TD><TD valign=bottom style='width:16.06%;padding-left:2.15pt;padding-right:2.15pt;border-top:3px double #000000'><P align=right style='font:8pt Arial;margin:0;margin-right:-1.45pt'>&nbsp;</P>
</TD><TD valign=top style=width:2.02%;padding-left:2.15pt;padding-right:2.15pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
</TABLE>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P align=center style='font:11pt Arial;margin:0'>18</P>
<HR style='page-break-after:always;border:0;height:3pt;background-color:#909090;margin:8pt 0'><P style=line-height:0;margin:0></P>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P align=center style='font:11pt Arial;margin:0'><B>Average Balances, Interest Rates and Yields</B></P>
<P style='font:10pt Times New Roman;margin:0'>&nbsp;</P>
<P style='font:9pt Arial;margin:0'>The following table presents, for the periods indicated, the total dollar amounts of interest income from average interest-earning assets and the resulting yields, as well as the interest expense on average interest-bearing liabilities, expressed both in dollars and rates, and the net interest margin. &nbsp;Average balances of loans receivable include the average balances of non-accrual loans for each period. &nbsp;Interest income on loans includes interest received on non-accrual loans on a cash basis. &nbsp;Interest income on loans includes the amortization of net loan fees, which were deferred in accordance with accounting standards. &nbsp;Net fees included in interest income were $1.7 million and $1.0 million for the three months ended September 30, 2020 and 2019, respectively. &nbsp;Net fees included in interest income were $4.4 million and $3.1 million for the nine months ended September 30, 2020 and 2019, respectively. &nbsp;Tax-exempt income was not calculated on a tax equivalent basis. The table does not reflect any effect of income taxes.</P>
<P style='font:9pt Arial;margin:0'>&nbsp;</P>
<TABLE style=border-collapse:collapse;width:100%><TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:9.26%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.25pt solid #000000'><P align=center style='font:8pt Arial;margin:0'><B>September 30, 2020<SUP>(1)</SUP></B></P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=7 valign=bottom style='width:25.44%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.25pt solid #000000'><P align=center style='font:8pt Arial;margin:0'><B>Three Months Ended</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>September 30, 2020</B></P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=6 valign=bottom style='width:24.88%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.25pt solid #000000'><P align=center style='font:8pt Arial;margin:0'><B>Three Months Ended</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>September 30, 2019</B></P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:9.26%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.25pt solid #000000'><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.25pt solid #000000'><P align=center style='font:8pt Arial;margin:0'><B>Average</B></P>
</TD><TD valign=bottom style='width:2.02%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.25pt solid #000000'><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:0.6%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.25pt solid #000000'><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:1.48%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.25pt solid #000000'><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.98%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.25pt solid #000000'><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:0.6%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.25pt solid #000000'><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.25pt solid #000000'><P align=center style='font:8pt Arial;margin:0'><B>Yield/</B></P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.25pt solid #000000'><P align=center style='font:8pt Arial;margin:0'><B>Average</B></P>
</TD><TD valign=bottom style='width:2.02%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.25pt solid #000000'><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:1.48%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.25pt solid #000000'><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.02%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.25pt solid #000000'><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:0.6%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.25pt solid #000000'><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.25pt solid #000000'><P align=center style='font:8pt Arial;margin:0'><B>Yield/</B></P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:9.26%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:8pt Arial;margin:0'><B>Yield/Rate</B></P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:8pt Arial;margin:0'><B>Balance</B></P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.98%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:8pt Arial;margin:0'><B>Interest</B></P>
</TD><TD valign=bottom style='width:0.6%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:8pt Arial;margin:0'><B>Rate</B></P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:8pt Arial;margin:0'><B>Balance</B></P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.02%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:8pt Arial;margin:0'><B>Interest</B></P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:8pt Arial;margin:0'><B>Rate</B></P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.45pt;margin-left:-3.1pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=20 valign=bottom style=width:67.9%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'><B>(Dollars in thousands)</B></P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>Interest-earning assets:</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.45pt;margin-left:-3.1pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>Loans receivable:</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.45pt;margin-left:-3.1pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'> &nbsp;One- to four-family residential</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>3.72</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>%</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>680,452</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>7,379</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>4.31</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>%</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>542,892</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>7,153</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>5.23</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>%</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'> &nbsp;Other residential</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>4.22</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>989,574</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>11,301</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>4.54</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>814,326</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>11,074</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>5.40</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'> &nbsp;Commercial real estate</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>4.17</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>1,545,358</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>16,850</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>4.34</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>1,471,431</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>19,236</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>5.19</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'> &nbsp;Construction</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>4.28</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>649,985</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>7,450</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>4.56</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>730,027</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>10,814</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>5.88</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'> &nbsp;Commercial business</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>3.70</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>356,505</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>3,663</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>4.09</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>253,225</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>3,316</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>5.20</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'> &nbsp;Other loans</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>5.24</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>270,136</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>3,645</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>5.37</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>369,704</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>5,423</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>5.82</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'> &nbsp;Industrial revenue bonds</P>
</TD><TD valign=bottom style='width:9.26%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>4.45</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>15,345</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.98%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>188</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>4.87</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>14,770</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.02%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>210</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>5.64</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:9.26%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.98%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.02%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'> &nbsp;&nbsp;&nbsp;&nbsp;Total loans receivable</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>4.28</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>4,507,355</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>50,476</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>4.46</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>4,196,375</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>57,226</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>5.41</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:14.4pt><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>Investment securities</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>2.99</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>449,383</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>3,060</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>2.71</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>342,277</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>2,534</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>2.94</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>Other interest-earning assets</P>
</TD><TD valign=bottom style='width:9.26%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>0.24</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>270,509</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.98%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>63</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>0.09</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>79,344</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.02%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>427</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>2.13</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:9.26%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.98%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.02%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'> &nbsp;&nbsp;&nbsp;&nbsp;Total interest-earning assets</P>
</TD><TD valign=bottom style='width:9.26%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>3.96</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>5,227,247</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.98%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>53,599</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>4.08</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>4,617,996</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.02%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>60,187</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>5.17</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>Non-interest-earning assets:</P>
</TD><TD valign=bottom style='width:9.26%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.98%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.02%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'> &nbsp;Cash and cash equivalents</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>92,244</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>93,293</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'> &nbsp;Other non-earning assets</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>147,084</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>202,361</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'> &nbsp;&nbsp;&nbsp;&nbsp;Total assets</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>5,466,575</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>4,913,650</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>Interest-bearing liabilities:</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:7.65pt'>Interest-bearing demand and savings</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>0.29</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>1,962,023</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>1,650</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>0.33</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>1,501,697</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>2,030</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>0.54</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:7.65pt'>Time deposits</P>
</TD><TD valign=bottom style='width:9.26%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>1.19</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>1,602,981</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.98%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>5,444</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>1.35</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>1,728,620</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.02%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>9,762</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>2.24</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:7.65pt'>Total deposits</P>
</TD><TD valign=bottom style='width:9.26%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>0.67</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>3,565,004</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.98%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>7,094</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>0.79</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>3,230,317</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.02%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>11,792</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>1.45</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:-13.5pt;margin-left:13.5pt'> &nbsp;Short-term borrowings and</P>
<P style='font:8pt Arial;margin:0;text-indent:-13.5pt;margin-left:13.5pt'> &nbsp;&nbsp;&nbsp;&nbsp;repurchase agreements</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>0.02</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>159,373</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>8</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>0.02</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>289,222</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>1,123</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>1.54</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:-13.8pt;margin-left:13.8pt'> &nbsp;Subordinated debentures issued</P>
<P style='font:8pt Arial;margin:0;text-indent:-13.8pt;margin-left:13.8pt'> &nbsp;&nbsp;&nbsp;&nbsp;to capital trust</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>1.85</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>25,774</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>128</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>1.98</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>25,774</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>253</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>3.90</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:-13.8pt;margin-left:13.8pt'> &nbsp;Subordinated notes</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>5.85</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>148,113</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>2,201</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>5.91</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>74,119</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>1,095</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>5.86</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:9.26%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.98%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.02%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'> &nbsp;&nbsp;&nbsp;&nbsp;Total interest-bearing liabilities</P>
</TD><TD valign=bottom style='width:9.26%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>0.85</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>3,898,264</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.98%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>9,431</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>0.96</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>3,619,432</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.02%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>14,263</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>1.56</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>Non-interest-bearing liabilities:</P>
</TD><TD valign=bottom style='width:9.26%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.98%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.02%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'> &nbsp;Demand deposits</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>888,568</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>670,158</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'> &nbsp;Other liabilities</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>45,123</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>37,754</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'> &nbsp;&nbsp;&nbsp;&nbsp;Total liabilities</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>4,831,955</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>4,327,344</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>Stockholders&#8217; equity</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>634,620</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>586,306</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'> &nbsp;&nbsp;&nbsp;&nbsp;Total liabilities and stockholders&#8217;</P>
<P style='font:8pt Arial;margin:0'> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;equity</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>5,466,575</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>4,913,650</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>Net interest income:</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>Interest rate spread</P>
</TD><TD valign=bottom style='width:9.26%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>3.11</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>%</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:6.98%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>44,168</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>3.12</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>%</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:7.02%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>45,924</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>3.61</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>%</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>Net interest margin*</P>
</TD><TD valign=bottom style='width:9.26%;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.45pt;margin-left:-3.1pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.98%;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>3.36</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>%</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.5%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7.02%;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>3.95</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>%</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.12%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:-13.8pt;margin-left:13.8pt'>Average interest-earning assets to</P>
<P style='font:8pt Arial;margin:0;text-indent:-13.8pt;margin-left:13.8pt'> &nbsp;&nbsp;&nbsp;&nbsp;average interest-bearing liabilities</P>
</TD><TD valign=bottom style=width:9.26%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin-top:0pt;margin-bottom:2pt;text-indent:0.45pt;margin-left:-3.1pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin-top:0pt;margin-bottom:2pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin-top:0pt;margin-bottom:2pt'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin-top:0pt;margin-bottom:2pt'>134.1</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin-top:0pt;margin-bottom:2pt;margin-left:-2.15pt'>%</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin-top:0pt;margin-bottom:2pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin-top:0pt;margin-bottom:2pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.98%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin-top:0pt;margin-bottom:2pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin-top:0pt;margin-bottom:2pt'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P align=right style='font:8pt Arial;margin-top:0pt;margin-bottom:2pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin-top:0pt;margin-bottom:2pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin-top:0pt;margin-bottom:2pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin-top:0pt;margin-bottom:2pt'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.5%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin-top:0pt;margin-bottom:2pt'>127.6</P>
</TD><TD valign=bottom style=width:2.02%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin-top:0pt;margin-bottom:2pt;margin-left:-2.15pt'>%</P>
</TD><TD valign=bottom style=width:1.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin-top:0pt;margin-bottom:2pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.02%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin-top:0pt;margin-bottom:2pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.6%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin-top:0pt;margin-bottom:2pt'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.26%;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P align=right style='font:8pt Arial;margin-top:0pt;margin-bottom:2pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.98%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin-top:0pt;margin-bottom:2pt;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
</TABLE>
<P style='font:10pt Times New Roman;margin:0'>______________</P>
<P style='font:7pt Arial;margin:0'>*Defined as the Company&#8217;s net interest income divided by average total interest-earning assets.</P>
<P style='font:7pt Arial;margin:0;margin-left:14.4pt'><KBD style='position:absolute;font:7pt Arial;margin-left:-14.4pt'>(1)</KBD>The yield on loans at September 30, 2020, does not include the impact of the adjustments to the accretable yield (income) on loans acquired in the FDIC-assisted transactions. &nbsp;See &#8220;Net Interest Income&#8221; for a discussion of the effect on results of operations for the three months ended September 30, 2020.&nbsp;</P>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P align=center style='font:11pt Arial;margin:0'>19</P>
<HR style='page-break-after:always;border:0;height:3pt;background-color:#909090;margin:8pt 0'><P style=line-height:0;margin:0></P>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><TABLE style=border-collapse:collapse;width:100%><TR><TD valign=bottom style=width:30.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:9.22%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.25pt solid #000000'><P align=center style='font:8pt Arial;margin:0'><B>September 30, 2020<SUP>(1)</SUP></B></P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.34%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=7 valign=bottom style='width:25.62%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.25pt solid #000000'><P align=center style='font:8pt Arial;margin:0'><B>Nine Months Ended</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>September 30, 2020</B></P>
</TD><TD valign=bottom style=width:2.06%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=6 valign=bottom style='width:24.9%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.25pt solid #000000'><P align=center style='font:8pt Arial;margin:0'><B>Nine Months Ended</B></P>
<P align=center style='font:8pt Arial;margin:0'><B>September 30, 2019</B></P>
</TD><TD valign=bottom style=width:1.88%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:9.22%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.25pt solid #000000'><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.34%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.48%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.25pt solid #000000'><P align=center style='font:8pt Arial;margin:0'><B>Average</B></P>
</TD><TD valign=bottom style='width:2%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.25pt solid #000000'><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:0.74%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.25pt solid #000000'><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:1.44%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.25pt solid #000000'><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.96%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.25pt solid #000000'><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:0.72%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.25pt solid #000000'><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.28%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.25pt solid #000000'><P align=center style='font:8pt Arial;margin:0'><B>Yield/</B></P>
</TD><TD valign=bottom style=width:2.06%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.48%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.25pt solid #000000'><P align=center style='font:8pt Arial;margin:0'><B>Average</B></P>
</TD><TD valign=bottom style='width:2%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.25pt solid #000000'><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:1.46%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.25pt solid #000000'><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.25pt solid #000000'><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:0.72%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.25pt solid #000000'><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.24%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.25pt solid #000000'><P align=center style='font:8pt Arial;margin:0'><B>Yield/</B></P>
</TD><TD valign=bottom style=width:1.88%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:9.22%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:8pt Arial;margin:0'><B>Yield/Rate</B></P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.34%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.48%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:8pt Arial;margin:0'><B>Balance</B></P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.74%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.44%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.96%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:8pt Arial;margin:0'><B>Interest</B></P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.28%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:8pt Arial;margin:0'><B>Rate</B></P>
</TD><TD valign=bottom style=width:2.06%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.48%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:8pt Arial;margin:0'><B>Balance</B></P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:8pt Arial;margin:0'><B>Interest</B></P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.24%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:8pt Arial;margin:0'><B>Rate</B></P>
</TD><TD valign=bottom style=width:1.88%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.22%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.45pt;margin-left:-3.1pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.34%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.48%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.74%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.44%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.96%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.28%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.06%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.48%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.24%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.88%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=20 valign=bottom style=width:68.04%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'><B>(Dollars in thousands)</B></P>
</TD><TD valign=bottom style=width:1.88%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>Interest-earning assets:</P>
</TD><TD valign=bottom style=width:9.22%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.45pt;margin-left:-3.1pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.34%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.48%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.74%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.44%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.96%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.28%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.06%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.48%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.24%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.88%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>Loans receivable:</P>
</TD><TD valign=bottom style=width:9.22%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.45pt;margin-left:-3.1pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.34%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.48%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.74%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.44%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.96%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.28%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.06%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.48%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.24%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.88%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'> &nbsp;One- to four-family residential</P>
</TD><TD valign=bottom style=width:9.22%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>3.72</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>%</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.34%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:8.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>645,662</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.74%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.44%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:6.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>21,949</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.28%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>4.54</P>
</TD><TD valign=bottom style=width:2.06%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>%</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:8.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'> &nbsp;518,758</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>20,097</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.24%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>5.18</P>
</TD><TD valign=bottom style=width:1.88%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>%</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'> &nbsp;Other residential</P>
</TD><TD valign=bottom style=width:9.22%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>4.22</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.34%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>917,778</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.74%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.44%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>32,997</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.28%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>4.80</P>
</TD><TD valign=bottom style=width:2.06%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>815,008</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>33,334</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.24%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>5.47</P>
</TD><TD valign=bottom style=width:1.88%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'> &nbsp;Commercial real estate</P>
</TD><TD valign=bottom style=width:9.22%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>4.17</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.34%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>1,522,825</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.74%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.44%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>52,820</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.28%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>4.63</P>
</TD><TD valign=bottom style=width:2.06%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>1,424,595</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>55,235</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.24%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>5.18</P>
</TD><TD valign=bottom style=width:1.88%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'> &nbsp;Construction</P>
</TD><TD valign=bottom style=width:9.22%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>4.28</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.34%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>665,567</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.74%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.44%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>24,785</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.28%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>4.97</P>
</TD><TD valign=bottom style=width:2.06%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>704,074</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>31,573</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.24%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>6.00</P>
</TD><TD valign=bottom style=width:1.88%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'> &nbsp;Commercial business</P>
</TD><TD valign=bottom style=width:9.22%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>3.70</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.34%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>318,657</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.74%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.44%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>10,215</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.28%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>4.28</P>
</TD><TD valign=bottom style=width:2.06%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>259,021</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>10,066</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.24%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>5.20</P>
</TD><TD valign=bottom style=width:1.88%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'> &nbsp;Other loans</P>
</TD><TD valign=bottom style=width:9.22%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>5.24</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.34%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>293,582</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.74%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.44%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>12,068</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.28%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>5.49</P>
</TD><TD valign=bottom style=width:2.06%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>403,176</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>16,576</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.24%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>5.50</P>
</TD><TD valign=bottom style=width:1.88%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'> &nbsp;Industrial revenue bonds</P>
</TD><TD valign=bottom style='width:9.22%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>4.45</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.34%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.48%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>15,453</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.74%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.44%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.96%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>619</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.28%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>5.35</P>
</TD><TD valign=bottom style=width:2.06%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.48%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'> &nbsp;&nbsp;&nbsp;&nbsp;14,970</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>671</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.24%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>5.99</P>
</TD><TD valign=bottom style=width:1.88%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:9.22%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.34%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.48%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.74%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.44%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.96%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.28%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.06%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.48%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.24%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.88%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'> &nbsp;&nbsp;&nbsp;&nbsp;Total loans receivable</P>
</TD><TD valign=bottom style=width:9.22%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>4.28</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.34%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>4,379,524</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.74%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.44%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>155,453</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.28%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>4.74</P>
</TD><TD valign=bottom style=width:2.06%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>4,139,602</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>167,552</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.24%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>5.41</P>
</TD><TD valign=bottom style=width:1.88%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.22%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.34%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.74%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.44%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.28%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.06%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.24%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.88%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR style=height:14.4pt><TD valign=bottom style=width:30.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>Investment securities</P>
</TD><TD valign=bottom style=width:9.22%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>2.99</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.34%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>422,696</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.74%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.44%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>9,226</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.28%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>2.92</P>
</TD><TD valign=bottom style=width:2.06%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>310,227</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>7,201</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.24%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>3.10</P>
</TD><TD valign=bottom style=width:1.88%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>Other interest-earning assets</P>
</TD><TD valign=bottom style='width:9.22%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>0.24</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.34%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.48%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>227,506</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.74%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.44%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.96%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>405</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.28%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>0.24</P>
</TD><TD valign=bottom style=width:2.06%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.48%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'> &nbsp;&nbsp;&nbsp;&nbsp;87,193</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>1,514</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.24%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>2.32</P>
</TD><TD valign=bottom style=width:1.88%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:9.22%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.34%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.48%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.74%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.44%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.96%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.28%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.06%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.48%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.24%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.88%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'> &nbsp;&nbsp;&nbsp;&nbsp;Total interest-earning assets</P>
</TD><TD valign=bottom style='width:9.22%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>3.96</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.34%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>5,029,726</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.74%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.44%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.96%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>165,084</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.28%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>4.38</P>
</TD><TD valign=bottom style=width:2.06%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>4,537,022</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>176,267</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.24%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>5.19</P>
</TD><TD valign=bottom style=width:1.88%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>Non-interest-earning assets:</P>
</TD><TD valign=bottom style='width:9.22%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.34%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.74%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.44%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.96%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.28%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.06%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.24%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.88%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'> &nbsp;Cash and cash equivalents</P>
</TD><TD valign=bottom style=width:9.22%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.34%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>93,493</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.74%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.44%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.28%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.06%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>92,208</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.24%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.88%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'> &nbsp;Other non-earning assets</P>
</TD><TD valign=bottom style=width:9.22%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.34%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.48%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>155,233</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.74%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.44%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.28%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.06%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.48%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'> &nbsp;&nbsp;&nbsp;191,296</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.24%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.88%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'> &nbsp;&nbsp;&nbsp;&nbsp;Total assets</P>
</TD><TD valign=bottom style=width:9.22%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.34%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:8.48%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>5,278,452</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.74%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.44%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.28%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.06%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:8.48%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>4,820,526</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.24%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.88%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.22%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.34%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.48%;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.74%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.44%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.28%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.06%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.48%;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.24%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.88%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>Interest-bearing liabilities:</P>
</TD><TD valign=bottom style=width:9.22%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.34%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.74%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.44%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.28%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.06%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.24%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.88%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:7.65pt'>Interest-bearing demand and savings</P>
</TD><TD valign=bottom style=width:9.22%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>0.29</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.34%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:8.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>1,792,492</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.74%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.44%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>5,629</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.28%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>0.42</P>
</TD><TD valign=bottom style=width:2.06%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:8.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>1,491,255</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>5,723</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.24%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>0.51</P>
</TD><TD valign=bottom style=width:1.88%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:7.65pt'>Time deposits</P>
</TD><TD valign=bottom style='width:9.22%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>1.19</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.34%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.48%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>1,701,383</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.74%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.44%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.96%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>21,083</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.28%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>1.66</P>
</TD><TD valign=bottom style=width:2.06%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.48%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>1,711,692</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>28,121</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.24%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>2.20</P>
</TD><TD valign=bottom style=width:1.88%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:7.65pt'>Total deposits</P>
</TD><TD valign=bottom style='width:9.22%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>0.67</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.34%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.48%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>3,493,875</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.74%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.44%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.96%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>26,712</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.28%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>1.02</P>
</TD><TD valign=bottom style=width:2.06%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.48%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>3,202,947</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>33,844</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.24%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>1.41</P>
</TD><TD valign=bottom style=width:1.88%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:-13.5pt;margin-left:13.5pt'> &nbsp;Short-term borrowings and</P>
<P style='font:8pt Arial;margin:0;text-indent:-13.5pt;margin-left:13.5pt'> &nbsp;&nbsp;&nbsp;&nbsp;repurchase agreements</P>
</TD><TD valign=bottom style=width:9.22%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>0.02</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.34%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>195,459</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.74%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.44%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>667</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.28%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>0.46</P>
</TD><TD valign=bottom style=width:2.06%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>264,111</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>2,904</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.24%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>1.47</P>
</TD><TD valign=bottom style=width:1.88%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:-13.8pt;margin-left:13.8pt'> &nbsp;Subordinated debentures issued</P>
<P style='font:8pt Arial;margin:0;text-indent:-13.8pt;margin-left:13.8pt'> &nbsp;&nbsp;&nbsp;&nbsp;to capital trust</P>
</TD><TD valign=bottom style=width:9.22%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>1.85</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.34%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>25,774</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.74%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.44%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>511</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.28%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>2.65</P>
</TD><TD valign=bottom style=width:2.06%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>25,774</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>787</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.24%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>4.08</P>
</TD><TD valign=bottom style=width:1.88%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:-13.8pt;margin-left:13.8pt'> &nbsp;Subordinated notes</P>
</TD><TD valign=bottom style=width:9.22%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>5.85</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.34%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>104,256</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.74%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.44%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>4,633</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.28%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>5.94</P>
</TD><TD valign=bottom style=width:2.06%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>74,012</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>3,283</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.24%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>5.93</P>
</TD><TD valign=bottom style=width:1.88%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:9.22%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.34%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.48%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.74%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.44%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.96%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.28%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.06%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.48%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.24%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.88%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'> &nbsp;&nbsp;&nbsp;&nbsp;Total interest-bearing liabilities</P>
</TD><TD valign=bottom style='width:9.22%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>0.85</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.34%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>3,819,364</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.74%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.44%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.96%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>32,523</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.28%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>1.14</P>
</TD><TD valign=bottom style=width:2.06%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>3,566,844</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>40,818</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.24%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>1.53</P>
</TD><TD valign=bottom style=width:1.88%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>Non-interest-bearing liabilities:</P>
</TD><TD valign=bottom style='width:9.22%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.34%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.48%;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.74%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.44%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.96%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.28%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.06%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.24%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.88%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'> &nbsp;Demand deposits</P>
</TD><TD valign=bottom style=width:9.22%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.34%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>799,594</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.74%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.44%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.28%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.06%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>661,446</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.24%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.88%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'> &nbsp;Other liabilities</P>
</TD><TD valign=bottom style=width:9.22%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.34%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.48%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>39,983</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.74%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.44%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.28%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.06%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.48%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>32,620</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.24%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.88%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'> &nbsp;&nbsp;&nbsp;&nbsp;Total liabilities</P>
</TD><TD valign=bottom style=width:9.22%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.34%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.48%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>4,658,941</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.74%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.44%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.28%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.06%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.48%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>4,260,910</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.24%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.88%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>Stockholders&#8217; equity</P>
</TD><TD valign=bottom style=width:9.22%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.34%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.48%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>619,511</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.74%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.44%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.28%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.06%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.48%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:8pt Arial;margin:0'>559,616</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.24%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.88%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'> &nbsp;&nbsp;&nbsp;&nbsp;Total liabilities and stockholders&#8217;</P>
<P style='font:8pt Arial;margin:0'> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;equity</P>
</TD><TD valign=bottom style=width:9.22%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.34%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:8.48%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>5,278,452</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.74%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.44%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.28%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.06%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:8.48%;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>4,820,526</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.24%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.88%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.22%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.34%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.48%;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.74%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.44%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.28%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.06%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.48%;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P align=center style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.24%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.88%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>Net interest income:</P>
</TD><TD valign=bottom style=width:9.22%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.34%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.74%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.44%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.28%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.06%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:5.24%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.88%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>Interest rate spread</P>
</TD><TD valign=bottom style='width:9.22%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>3.11</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.7pt;margin-left:-2.15pt'>%</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.34%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.74%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.44%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:6.96%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>132,561</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.28%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>3.24</P>
</TD><TD valign=bottom style=width:2.06%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>%</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:7%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>135,449</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.24%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>3.66</P>
</TD><TD valign=bottom style=width:1.88%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>%</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0'>Net interest margin*</P>
</TD><TD valign=bottom style='width:9.22%;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:0.45pt;margin-left:-3.1pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.34%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.74%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.44%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:6.96%;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.28%;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>3.52</P>
</TD><TD valign=bottom style=width:2.06%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>%</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.48%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:7%;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.24%;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin:0'>3.99</P>
</TD><TD valign=bottom style=width:1.88%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;margin-left:-2.15pt'>%</P>
</TD></TR>
<TR><TD valign=bottom style=width:30.08%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin:0;text-indent:-13.8pt;margin-left:13.8pt'>Average interest-earning assets to</P>
<P style='font:8pt Arial;margin:0;text-indent:-13.8pt;margin-left:13.8pt'> &nbsp;&nbsp;&nbsp;&nbsp;average interest-bearing liabilities</P>
</TD><TD valign=bottom style=width:9.22%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin-top:0pt;margin-bottom:2pt;text-indent:0.45pt;margin-left:-3.1pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin-top:0pt;margin-bottom:2pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.34%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin-top:0pt;margin-bottom:2pt'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.48%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin-top:0pt;margin-bottom:2pt'>131.7</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin-top:0pt;margin-bottom:2pt;margin-left:-2.15pt'>%</P>
</TD><TD valign=bottom style=width:0.74%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin-top:0pt;margin-bottom:2pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.44%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin-top:0pt;margin-bottom:2pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:6.96%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin-top:0pt;margin-bottom:2pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin-top:0pt;margin-bottom:2pt'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.28%;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P align=right style='font:8pt Arial;margin-top:0pt;margin-bottom:2pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:2.06%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin-top:0pt;margin-bottom:2pt;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin-top:0pt;margin-bottom:2pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin-top:0pt;margin-bottom:2pt'>&nbsp;</P>
</TD><TD valign=bottom style='width:8.48%;padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:8pt Arial;margin-top:0pt;margin-bottom:2pt'>127.2</P>
</TD><TD valign=bottom style=width:2%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin-top:0pt;margin-bottom:2pt;margin-left:-2.15pt'>%</P>
</TD><TD valign=bottom style=width:1.46%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin-top:0pt;margin-bottom:2pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:7%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin-top:0pt;margin-bottom:2pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:0.72%;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:8pt Arial;margin-top:0pt;margin-bottom:2pt'>&nbsp;</P>
</TD><TD valign=bottom style='width:5.24%;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P align=right style='font:8pt Arial;margin-top:0pt;margin-bottom:2pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:1.88%;padding-left:1.45pt;padding-right:1.45pt><P style='font:8pt Arial;margin-top:0pt;margin-bottom:2pt;margin-left:-2.15pt'>&nbsp;</P>
</TD></TR>
</TABLE>
<P style='font:10pt Times New Roman;margin:0'>______________</P>
<P style='font:7pt Arial;margin:0'>*Defined as the Company&#8217;s net interest income divided by average total interest-earning assets.</P>
<P style='font:7pt Arial;margin:0;margin-left:14.4pt'><KBD style='position:absolute;font:7pt Arial;margin-left:-14.4pt'>(1)</KBD>The yield on loans at September 30, 2020, does not include the impact of the adjustments to the accretable yield (income) on loans acquired in the FDIC-assisted transactions. &nbsp;See &#8220;Net Interest Income&#8221; for a discussion of the effect on results of operations for the nine months ended September 30, 2020.&nbsp;</P>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P align=center style='font:11pt Arial;margin:0'>20</P>
<HR style='page-break-after:always;border:0;height:3pt;background-color:#909090;margin:8pt 0'><P style=line-height:0;margin:0></P>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P style='font:11.5pt Arial;margin:0'><FONT style='border-bottom:1px solid #000000'>NON-GAAP FINANCIAL MEASURES</FONT></P>
<P style='font:11pt Arial;margin-top:6.3pt;margin-bottom:0pt;color:#000000'>This document contains certain financial information determined by methods other than in accordance with accounting principles generally accepted in the United States (&#8220;GAAP&#8221;). These non-GAAP financial measures include core net interest income, core net interest margin and the tangible common equity to tangible assets ratio. </P>
<P style='font:11pt Arial;margin-top:6.3pt;margin-bottom:0pt;color:#000000'>We calculate core net interest income and core net interest margin by subtracting the impact of adjustments regarding changes in expected cash flows related to pools of loans we acquired through FDIC-assisted transactions from reported net interest income and net interest margin. Management believes that core net interest income and core net interest margin are useful in assessing the Company&#8217;s core performance and trends, in light of the fluctuations that can occur related to updated estimates of the fair value of the loan pools acquired in the 2009, 2011, 2012 and 2014 FDIC-assisted transactions. </P>
<P style='font:11pt Arial;margin-top:6.3pt;margin-bottom:0pt;color:#000000'>In calculating the ratio of tangible common equity to tangible assets, we subtract period-end intangible assets from common equity and from total assets. &nbsp;Management believes that the presentation of this measure excluding the impact of intangible assets provides useful supplemental information that is helpful in understanding our financial condition and results of operations, as it provides a method to assess management&#8217;s success in utilizing our tangible capital as well as our capital strength. &nbsp;Management also believes that providing a measure that excludes balances of intangible assets, which are subjective components of valuation, facilitates the comparison of our performance with the performance of our peers. &nbsp;In addition, management believes that this is a standard financial measure used in the banking industry to evaluate performance. </P>
<P style='font:11pt Arial;margin-top:6.3pt;margin-bottom:0pt'>These non-GAAP financial measures are supplemental and are not a substitute for any analysis based on GAAP financial measures. Because not all companies use the same calculation of non-GAAP measures, this presentation may not be comparable to other similarly titled measures as calculated by other companies. </P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<P style='font:9pt Arial;margin:0'><B>Non-GAAP Reconciliation: &nbsp;Core Net Interest Income and Core Net Interest Margin</B></P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<TABLE align=center style=border-collapse:collapse;width:100%><TR><TD valign=bottom style=width:169.4pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:11.85pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=9 valign=bottom style=width:159.4pt;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'><B>Three Months Ended</B></P>
</TD><TD valign=bottom style=width:12pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:4.75pt;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:7.15pt;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=9 valign=bottom style=width:160.1pt;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'><B>Nine Months Ended</B></P>
</TD><TD valign=bottom style=width:10.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:4.55pt;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:169.4pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:11.85pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=9 valign=bottom style='width:159.4pt;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><B>September 30,</B></P>
</TD><TD valign=bottom style=width:12pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:4.75pt;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:7.15pt;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=9 valign=bottom style='width:160.1pt;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><B>September 30,</B></P>
</TD><TD valign=bottom style=width:10.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:4.55pt;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:169.4pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:11.85pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=3 valign=bottom style='width:67.25pt;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><B>2020</B></P>
</TD><TD valign=bottom style=width:9.5pt;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:4.75pt;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.4pt;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=3 valign=bottom style='width:68.5pt;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><B>2019</B></P>
</TD><TD valign=bottom style=width:12pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:4.75pt;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:7.15pt;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=3 valign=bottom style='width:65.7pt;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><B>2020</B></P>
</TD><TD valign=bottom style='width:10.6pt;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:4.75pt;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:9.5pt;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=3 valign=bottom style='width:69.55pt;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><B>2019</B></P>
</TD><TD valign=bottom style=width:10.8pt;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:4.55pt;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:169.4pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.85pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:37.1pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:4.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:25.5pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.5pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:4.75pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.4pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:37.7pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:4.75pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:26.05pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:12pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:4.75pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.15pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:35.55pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:4.55pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:25.6pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:10.6pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:4.75pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.5pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:37.7pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:4.75pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:27.1pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:10.8pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:4.55pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:169.4pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:11.85pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=21 valign=bottom style=width:343.4pt;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'><B>(Dollars in thousands)</B></P>
</TD><TD valign=bottom style=width:10.8pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:4.55pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:169.4pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>Reported net interest income/margin</P>
</TD><TD valign=bottom style=width:11.85pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:37.1pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>44,168</P>
</TD><TD valign=bottom style=width:4.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:25.5pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>3.36</P>
</TD><TD valign=bottom style=width:9.5pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>%</P>
</TD><TD valign=bottom style=width:4.75pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.4pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:37.7pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>45,924</P>
</TD><TD valign=bottom style=width:4.75pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:26.05pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>3.95</P>
</TD><TD valign=bottom style=width:12pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>%</P>
</TD><TD valign=bottom style=width:4.75pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.15pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:35.55pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>132,561</P>
</TD><TD valign=bottom style=width:4.55pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:25.6pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>3.52</P>
</TD><TD valign=bottom style=width:10.6pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>%</P>
</TD><TD valign=bottom style=width:4.75pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.5pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:37.7pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>135,449</P>
</TD><TD valign=bottom style=width:4.75pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:27.1pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>3.99</P>
</TD><TD valign=bottom style=width:10.8pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>%</P>
</TD><TD valign=bottom style=width:4.55pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:169.4pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-14.4pt;margin-left:14.4pt'>Less: &nbsp;Impact of FDIC-assisted acquired loan accretion adjustments</P>
</TD><TD valign=bottom style=width:11.85pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:37.1pt;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>1,229</P>
</TD><TD valign=bottom style=width:4.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:25.5pt;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>0.09</P>
</TD><TD valign=bottom style=width:9.5pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:4.75pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.4pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:37.7pt;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>2,251</P>
</TD><TD valign=bottom style=width:4.75pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:26.05pt;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>0.20</P>
</TD><TD valign=bottom style=width:12pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=top style=width:4.75pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:7.15pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:35.55pt;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>4,632</P>
</TD><TD valign=bottom style=width:4.55pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:25.6pt;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>0.12</P>
</TD><TD valign=bottom style=width:10.6pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:4.75pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.5pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:37.7pt;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>5,162</P>
</TD><TD valign=bottom style=width:4.75pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:27.1pt;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>0.15</P>
</TD><TD valign=bottom style=width:10.8pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:4.55pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:169.4pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>Core net interest income/margin</P>
</TD><TD valign=bottom style=width:11.85pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:37.1pt;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>42,939</P>
</TD><TD valign=bottom style=width:4.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:25.5pt;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>3.27</P>
</TD><TD valign=bottom style=width:9.5pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>%</P>
</TD><TD valign=bottom style=width:4.75pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.4pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:37.7pt;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>43,673</P>
</TD><TD valign=bottom style=width:4.75pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:26.05pt;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>3.75</P>
</TD><TD valign=bottom style=width:12pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>%</P>
</TD><TD valign=bottom style=width:4.75pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:7.15pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:35.55pt;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>127,929</P>
</TD><TD valign=bottom style=width:4.55pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:25.6pt;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>3.40</P>
</TD><TD valign=bottom style=width:10.6pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>%</P>
</TD><TD valign=bottom style=width:4.75pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.5pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:37.7pt;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>130,287</P>
</TD><TD valign=bottom style=width:4.75pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:27.1pt;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>3.84</P>
</TD><TD valign=bottom style=width:10.8pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>%</P>
</TD><TD valign=bottom style=width:4.55pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:169.4pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:11.85pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style='width:37.1pt;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:4.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style='width:25.5pt;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:9.5pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:4.75pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:9.4pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style='width:37.7pt;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:4.75pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style='width:26.05pt;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:12pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:4.75pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:7.15pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:35.55pt;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:4.55pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:25.6pt;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:10.6pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:4.75pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.5pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:37.7pt;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:4.75pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:27.1pt;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:10.8pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:4.55pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
</TABLE>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<TABLE align=center style=border-collapse:collapse;width:65.22%><TR><TD valign=bottom style=width:178.25pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:8.9pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=9 valign=bottom style=width:154.75pt;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'><B>Three Months Ended</B></P>
</TD><TD valign=bottom style=width:10.3pt;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:178.25pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:8.9pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=9 valign=bottom style='width:154.75pt;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><B>June 30,</B></P>
</TD><TD valign=bottom style=width:10.3pt;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:178.25pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:8.9pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=3 valign=bottom style='width:65.95pt;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><B>2020</B></P>
</TD><TD valign=bottom style=width:10.05pt;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:4.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.15pt;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=3 valign=bottom style='width:64.95pt;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><B>2019</B></P>
</TD><TD valign=bottom style=width:10.3pt;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:178.25pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:35.85pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:4.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:25.45pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:10.05pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:4.65pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.15pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:35.85pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:4.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:24.45pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:10.3pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:178.25pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:8.9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=9 valign=bottom style=width:154.75pt;padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'><B>(Dollars in thousands)</B></P>
</TD><TD valign=bottom style=width:10.3pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:178.25pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>Reported net interest income/margin</P>
</TD><TD valign=bottom style=width:8.9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:35.85pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>43,455</P>
</TD><TD valign=bottom style=width:4.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:25.45pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>3.39</P>
</TD><TD valign=bottom style=width:10.05pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>%</P>
</TD><TD valign=bottom style=width:4.65pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.15pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=width:35.85pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>44,921</P>
</TD><TD valign=bottom style=width:4.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:24.45pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>3.97</P>
</TD><TD valign=bottom style=width:10.3pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>%</P>
</TD></TR>
<TR><TD valign=bottom style=width:178.25pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;text-indent:-14.4pt;margin-left:14.4pt'>Less: &nbsp;Impact of FDIC-assisted acquired loan accretion adjustments</P>
</TD><TD valign=bottom style=width:8.9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:35.85pt;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>1,537</P>
</TD><TD valign=bottom style=width:4.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:25.45pt;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>0.12</P>
</TD><TD valign=bottom style=width:10.05pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>&nbsp;</P>
</TD><TD valign=bottom style=width:4.65pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.15pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:35.85pt;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>1,399</P>
</TD><TD valign=bottom style=width:4.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:24.45pt;padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>0.12</P>
</TD><TD valign=bottom style=width:10.3pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=width:178.25pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>Core net interest income/margin</P>
</TD><TD valign=bottom style=width:8.9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:35.85pt;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>41,918</P>
</TD><TD valign=bottom style=width:4.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:25.45pt;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>3.27</P>
</TD><TD valign=bottom style=width:10.05pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>%</P>
</TD><TD valign=bottom style=width:4.65pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:9.15pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='width:35.85pt;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>43,522</P>
</TD><TD valign=bottom style=width:4.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='width:24.45pt;padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>3.85</P>
</TD><TD valign=bottom style=width:10.3pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>%</P>
</TD></TR>
<TR><TD valign=bottom style=width:178.25pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:8.9pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style='width:35.85pt;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:4.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style='width:25.45pt;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:10.05pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:4.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:9.15pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style='width:35.85pt;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style=width:4.65pt;padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=top style='width:24.45pt;padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=width:10.3pt;padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
</TABLE>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P align=center style='font:11pt Arial;margin:0'>21</P>
<HR style='page-break-after:always;border:0;height:3pt;background-color:#909090;margin:8pt 0'><P style=line-height:0;margin:0></P>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P style='font:9pt Arial;margin:0'><B>Non-GAAP Reconciliation: &nbsp;Ratio of Tangible Common Equity to Tangible Assets</B></P>
<P style='font:11pt Arial;margin:0'>&nbsp;</P>
<TABLE align=center style=border-collapse:collapse><TR style=height:13.05pt><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'><B>September 30,</B></P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'><B>December 31,</B></P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR style=height:10.25pt><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><B>2020</B></P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=center style='font:9pt Arial;margin:0'><B>2019</B></P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD colspan=5 valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P align=center style='font:9pt Arial;margin:0'><B>(Dollars in thousands)</B></P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR style=height:17.1pt><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>Common equity at period end</P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>624,643</P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>603,066</P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR style=height:18pt><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>Less: &nbsp;Intangible assets at period end</P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>7,232</P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>8,098</P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR style=height:18.45pt><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>Tangible common equity at period end &nbsp;(a)</P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>617,411</P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>594,968</P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR style=height:11.1pt><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR style=height:11.1pt><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>Total assets at period end</P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>5,443,010</P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>5,015,072</P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR style=height:18pt><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>Less: &nbsp;Intangible assets at period end</P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>7,232</P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='padding-left:1.45pt;padding-right:1.45pt;border-bottom:0.5pt solid #000000'><P align=right style='font:9pt Arial;margin:0'>8,098</P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR style=height:18.45pt><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>Tangible assets at period end (b)</P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>5,435,778</P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>$</P>
</TD><TD valign=bottom style='padding-left:1.45pt;padding-right:1.45pt;border-top:0.5pt solid #000000;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>5,006,974</P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR style=height:9.25pt><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='padding-left:1.45pt;padding-right:1.45pt;border-top:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD></TR>
<TR style=height:18.45pt><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>Tangible common equity to tangible assets (a) / (b)</P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>11.36</P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>%</P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P align=right style='font:9pt Arial;margin:0'>&nbsp;</P>
</TD><TD valign=bottom style='padding-left:1.45pt;padding-right:1.45pt;border-bottom:3px double #000000'><P align=right style='font:9pt Arial;margin:0'>11.88</P>
</TD><TD valign=bottom style=padding-left:1.45pt;padding-right:1.45pt><P style='font:9pt Arial;margin:0;margin-left:-2.15pt'>%</P>
</TD></TR>
</TABLE>
<HR style='border:0;height:0;width:0;margin:14pt 0 0 0'><P align=center style='font:11pt Arial;margin:0'>22</P>
</DIV>
</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.DEF
<SEQUENCE>3
<FILENAME>gsbc-20201021_def.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION DEFINITION LINKBASE DOCUMENT
<TEXT>
<XBRL>
<?xml version='1.0' encoding='iso-8859-1'?>
<!-- Produced by EDGARsuite software, Advanced Computer Innovations, Inc., Copyright (C) 2008-2020 [PPXC7JF4UJYCVJKAFUMT]. www.edgarsuite.com -->
<link:linkbase xmlns="http://www.xbrl.org/2003/linkbase"
		xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
		xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd"
		xmlns:fil="http://www.greatsouthernbank.com/20201021"
		xmlns:link="http://www.xbrl.org/2003/linkbase"
		xmlns:xlink="http://www.w3.org/1999/xlink"
		xmlns:xbrldt="http://xbrl.org/2005/xbrldt"
		xmlns:xbrli="http://www.xbrl.org/2003/instance">
	<link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/all" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#all"/>
	<link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#hypercube-dimension"/>
	<link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#dimension-default"/>
	<link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#dimension-domain"/>
	<link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/domain-member" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#domain-member"/>
	<link:roleRef roleURI="http://www.greatsouthernbank.com/20201021/role/idr_DocumentDocumentAndEntityInformation" xlink:type="simple" xlink:href="gsbc-20201021.xsd#idr_DocumentDocumentAndEntityInformation"/>
	<link:definitionLink xlink:type="extended" xlink:role="http://www.greatsouthernbank.com/20201021/role/idr_DocumentDocumentAndEntityInformation"/>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>4
<FILENAME>gsbc-20201021_lab.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION LABELS LINKBASE DOCUMENT
<TEXT>
<XBRL>
<?xml version='1.0' encoding='iso-8859-1'?>
<!-- Produced by EDGARsuite software, Advanced Computer Innovations, Inc., Copyright (C) 2008-2020 [PPXC7JF4UJYCVJKAFUMT]. www.edgarsuite.com -->
<link:linkbase xmlns="http://www.xbrl.org/2003/linkbase"
		xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
		xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd"
		xmlns:fil="http://www.greatsouthernbank.com/20201021"
		xmlns:link="http://www.xbrl.org/2003/linkbase"
		xmlns:xlink="http://www.w3.org/1999/xlink"
		xmlns:xbrldt="http://xbrl.org/2005/xbrldt"
		xmlns:xbrli="http://www.xbrl.org/2003/instance">
	<roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/net-2009-12-16.xsd#netLabel" roleURI="http://www.xbrl.org/2009/role/netLabel"/>
	<roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedLabel" roleURI="http://www.xbrl.org/2009/role/negatedLabel"/>
	<roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodEndLabel" roleURI="http://www.xbrl.org/2009/role/negatedPeriodEndLabel"/>
	<roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodStartLabel" roleURI="http://www.xbrl.org/2009/role/negatedPeriodStartLabel"/>
	<roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTerseLabel" roleURI="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
	<roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTotalLabel" roleURI="http://www.xbrl.org/2009/role/negatedTotalLabel"/>
	<roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedNetLabel" roleURI="http://www.xbrl.org/2009/role/negatedNetLabel"/>
	<link:labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_PreCommencementTenderOffer' xlink:label='dei_PreCommencementTenderOffer'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_PreCommencementTenderOffer' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Pre-commencement Tender Offer</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_PreCommencementTenderOffer' xlink:to='lab_dei_PreCommencementTenderOffer'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityAddressPostalZipCode' xlink:label='dei_EntityAddressPostalZipCode'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntityAddressPostalZipCode' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Entity Address, Postal Zip Code</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntityAddressPostalZipCode' xlink:to='lab_dei_EntityAddressPostalZipCode'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityWellKnownSeasonedIssuer' xlink:label='dei_EntityWellKnownSeasonedIssuer'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntityWellKnownSeasonedIssuer' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Well-known Seasoned Issuer</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntityWellKnownSeasonedIssuer' xlink:to='lab_dei_EntityWellKnownSeasonedIssuer'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityInteractiveDataCurrent' xlink:label='dei_EntityInteractiveDataCurrent'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntityInteractiveDataCurrent' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Interactive Data Current</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntityInteractiveDataCurrent' xlink:to='lab_dei_EntityInteractiveDataCurrent'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityEmergingGrowthCompany' xlink:label='dei_EntityEmergingGrowthCompany'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntityEmergingGrowthCompany' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Emerging Growth Company</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntityEmergingGrowthCompany' xlink:to='lab_dei_EntityEmergingGrowthCompany'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_TradingSymbol' xlink:label='dei_TradingSymbol'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_TradingSymbol' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Trading Symbol</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_TradingSymbol' xlink:to='lab_dei_TradingSymbol'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityExTransitionPeriod' xlink:label='dei_EntityExTransitionPeriod'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntityExTransitionPeriod' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Ex Transition Period</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntityExTransitionPeriod' xlink:to='lab_dei_EntityExTransitionPeriod'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityCommonStockSharesOutstanding' xlink:label='dei_EntityCommonStockSharesOutstanding'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntityCommonStockSharesOutstanding' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Number of common stock shares outstanding</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntityCommonStockSharesOutstanding' xlink:to='lab_dei_EntityCommonStockSharesOutstanding'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_DocumentPeriodEndDate' xlink:label='dei_DocumentPeriodEndDate'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_DocumentPeriodEndDate' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Period End date</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_DocumentPeriodEndDate' xlink:to='lab_dei_DocumentPeriodEndDate'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityCentralIndexKey' xlink:label='dei_EntityCentralIndexKey'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntityCentralIndexKey' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Registrant CIK</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntityCentralIndexKey' xlink:to='lab_dei_EntityCentralIndexKey'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_Security12bTitle' xlink:label='dei_Security12bTitle'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_Security12bTitle' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Title of 12(b) Security</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_Security12bTitle' xlink:to='lab_dei_Security12bTitle'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_SolicitingMaterial' xlink:label='dei_SolicitingMaterial'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_SolicitingMaterial' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Soliciting Material</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_SolicitingMaterial' xlink:to='lab_dei_SolicitingMaterial'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityIncorporationStateCountryCode' xlink:label='dei_EntityIncorporationStateCountryCode'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntityIncorporationStateCountryCode' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Entity Incorporation, State or Country Code</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntityIncorporationStateCountryCode' xlink:to='lab_dei_EntityIncorporationStateCountryCode'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityTaxIdentificationNumber' xlink:label='dei_EntityTaxIdentificationNumber'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntityTaxIdentificationNumber' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Tax Identification Number (TIN)</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntityTaxIdentificationNumber' xlink:to='lab_dei_EntityTaxIdentificationNumber'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_TextBlockAbstract' xlink:label='us-gaap_TextBlockAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_TextBlockAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Details</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_TextBlockAbstract' xlink:to='lab_us-gaap_TextBlockAbstract'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_AmendmentDescription' xlink:label='dei_AmendmentDescription'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_AmendmentDescription' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Amendment Description</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_AmendmentDescription' xlink:to='lab_dei_AmendmentDescription'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityCurrentReportingStatus' xlink:label='dei_EntityCurrentReportingStatus'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntityCurrentReportingStatus' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Current with reporting</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntityCurrentReportingStatus' xlink:to='lab_dei_EntityCurrentReportingStatus'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityAddressCityOrTown' xlink:label='dei_EntityAddressCityOrTown'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntityAddressCityOrTown' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Entity Address, City or Town</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntityAddressCityOrTown' xlink:to='lab_dei_EntityAddressCityOrTown'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityAddressAddressLine1' xlink:label='dei_EntityAddressAddressLine1'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntityAddressAddressLine1' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Entity Address, Address Line One</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntityAddressAddressLine1' xlink:to='lab_dei_EntityAddressAddressLine1'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_WrittenCommunications' xlink:label='dei_WrittenCommunications'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_WrittenCommunications' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Written Communications</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_WrittenCommunications' xlink:to='lab_dei_WrittenCommunications'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityShellCompany' xlink:label='dei_EntityShellCompany'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntityShellCompany' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Shell Company</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntityShellCompany' xlink:to='lab_dei_EntityShellCompany'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityFilerCategory' xlink:label='dei_EntityFilerCategory'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntityFilerCategory' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Filer Category</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntityFilerCategory' xlink:to='lab_dei_EntityFilerCategory'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_PreCommencementIssuerTenderOffer' xlink:label='dei_PreCommencementIssuerTenderOffer'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_PreCommencementIssuerTenderOffer' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Pre-commencement Issuer Tender Offer</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_PreCommencementIssuerTenderOffer' xlink:to='lab_dei_PreCommencementIssuerTenderOffer'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityVoluntaryFilers' xlink:label='dei_EntityVoluntaryFilers'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntityVoluntaryFilers' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Voluntary filer</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntityVoluntaryFilers' xlink:to='lab_dei_EntityVoluntaryFilers'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_SecurityExchangeName' xlink:label='dei_SecurityExchangeName'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_SecurityExchangeName' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Trading Exchange</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_SecurityExchangeName' xlink:to='lab_dei_SecurityExchangeName'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_AmendmentFlag' xlink:label='dei_AmendmentFlag'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_AmendmentFlag' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Amendment Flag</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_AmendmentFlag' xlink:to='lab_dei_AmendmentFlag'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntitySmallBusiness' xlink:label='dei_EntitySmallBusiness'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntitySmallBusiness' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Small Business</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntitySmallBusiness' xlink:to='lab_dei_EntitySmallBusiness'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_LocalPhoneNumber' xlink:label='dei_LocalPhoneNumber'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_LocalPhoneNumber' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Local Phone Number</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_LocalPhoneNumber' xlink:to='lab_dei_LocalPhoneNumber'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_DocumentType' xlink:label='dei_DocumentType'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_DocumentType' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>SEC Form</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_DocumentType' xlink:to='lab_dei_DocumentType'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_CityAreaCode' xlink:label='dei_CityAreaCode'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_CityAreaCode' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>City Area Code</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_CityAreaCode' xlink:to='lab_dei_CityAreaCode'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityFileNumber' xlink:label='dei_EntityFileNumber'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntityFileNumber' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Entity File Number</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntityFileNumber' xlink:to='lab_dei_EntityFileNumber'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityAddressStateOrProvince' xlink:label='dei_EntityAddressStateOrProvince'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntityAddressStateOrProvince' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Entity Address, State or Province</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntityAddressStateOrProvince' xlink:to='lab_dei_EntityAddressStateOrProvince'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityPublicFloat' xlink:label='dei_EntityPublicFloat'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntityPublicFloat' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Public Float</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntityPublicFloat' xlink:to='lab_dei_EntityPublicFloat'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityRegistrantName' xlink:label='dei_EntityRegistrantName'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntityRegistrantName' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Registrant Name</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntityRegistrantName' xlink:to='lab_dei_EntityRegistrantName'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_CurrentFiscalYearEndDate' xlink:label='dei_CurrentFiscalYearEndDate'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_CurrentFiscalYearEndDate' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fiscal Year End</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_CurrentFiscalYearEndDate' xlink:to='lab_dei_CurrentFiscalYearEndDate'/>
	</link:labelLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>5
<FILENAME>gsbc-20201021_pre.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE DOCUMENT
<TEXT>
<XBRL>
<?xml version='1.0' encoding='iso-8859-1'?>
<!-- Produced by EDGARsuite software, Advanced Computer Innovations, Inc., Copyright (C) 2008-2020 [PPXC7JF4UJYCVJKAFUMT]. www.edgarsuite.com -->
<link:linkbase xmlns="http://www.xbrl.org/2003/linkbase"
		xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
		xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd"
		xmlns:fil="http://www.greatsouthernbank.com/20201021"
		xmlns:link="http://www.xbrl.org/2003/linkbase"
		xmlns:xlink="http://www.w3.org/1999/xlink"
		xmlns:xbrldt="http://xbrl.org/2005/xbrldt"
		xmlns:xbrli="http://www.xbrl.org/2003/instance">
	<link:roleRef roleURI="http://www.greatsouthernbank.com/20201021/role/idr_DocumentDocumentAndEntityInformation" xlink:type="simple" xlink:href="gsbc-20201021.xsd#idr_DocumentDocumentAndEntityInformation"/>
	<link:presentationLink xlink:type="extended" xlink:role="http://www.greatsouthernbank.com/20201021/role/idr_DocumentDocumentAndEntityInformation">
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_TextBlockAbstract' xlink:label='us-gaap_TextBlockAbstract'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityCentralIndexKey' xlink:label='dei_EntityCentralIndexKey'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='dei_EntityCentralIndexKey' use='optional' order='1.0'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_CurrentFiscalYearEndDate' xlink:label='dei_CurrentFiscalYearEndDate'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='dei_CurrentFiscalYearEndDate' use='optional' order='2.0'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityRegistrantName' xlink:label='dei_EntityRegistrantName'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='dei_EntityRegistrantName' use='optional' order='3.0'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_DocumentType' xlink:label='dei_DocumentType'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='dei_DocumentType' use='optional' order='4.0'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_DocumentPeriodEndDate' xlink:label='dei_DocumentPeriodEndDate'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='dei_DocumentPeriodEndDate' use='optional' order='5.0'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_TradingSymbol' xlink:label='dei_TradingSymbol'/>
		<link:presentationArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/parent-child' xlink:from='us-gaap_TextBlockAbstract' xlink:to='dei_TradingSymbol' use='optional' order='6.0'/>
		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_SecurityExchangeName' xlink:label='dei_SecurityExchangeName'/>
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		<link:loc xlink:type='locator' xlink:href='https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityTaxIdentificationNumber' xlink:label='dei_EntityTaxIdentificationNumber'/>
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<DOCUMENT>
<TYPE>EX-101.SCH
<SEQUENCE>6
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<DESCRIPTION>XBRL TAXONOMY EXTENSION SCHEMA DOCUMENT
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<DOCUMENT>
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end
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<TYPE>XML
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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<XML>
<?xml version="1.0" encoding="utf-8"?>
<xbrl
  xmlns="http://www.xbrl.org/2003/instance"
  xmlns:dei="http://xbrl.sec.gov/dei/2020-01-31"
  xmlns:link="http://www.xbrl.org/2003/linkbase"
  xmlns:xlink="http://www.w3.org/1999/xlink">
    <link:schemaRef xlink:href="gsbc-20201021.xsd" xlink:type="simple"/>
    <context id="D201021">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000854560</identifier>
        </entity>
        <period>
            <startDate>2020-10-21</startDate>
            <endDate>2020-10-21</endDate>
        </period>
    </context>
    <dei:EntityCentralIndexKey contextRef="D201021" id="fact1">0000854560</dei:EntityCentralIndexKey>
    <dei:AmendmentFlag contextRef="D201021" id="fact2">false</dei:AmendmentFlag>
    <dei:DocumentType contextRef="D201021">8-K</dei:DocumentType>
    <dei:DocumentPeriodEndDate contextRef="D201021">2020-10-21</dei:DocumentPeriodEndDate>
    <dei:EntityRegistrantName contextRef="D201021">GREAT SOUTHERN BANCORP, INC.</dei:EntityRegistrantName>
    <dei:EntityIncorporationStateCountryCode contextRef="D201021">MD</dei:EntityIncorporationStateCountryCode>
    <dei:EntityFileNumber contextRef="D201021">0-18082</dei:EntityFileNumber>
    <dei:EntityTaxIdentificationNumber contextRef="D201021">43-1524856</dei:EntityTaxIdentificationNumber>
    <dei:EntityAddressAddressLine1 contextRef="D201021">1451 East Battlefield</dei:EntityAddressAddressLine1>
    <dei:EntityAddressCityOrTown contextRef="D201021">Springfield</dei:EntityAddressCityOrTown>
    <dei:EntityAddressStateOrProvince contextRef="D201021">MO</dei:EntityAddressStateOrProvince>
    <dei:EntityAddressPostalZipCode contextRef="D201021">65804</dei:EntityAddressPostalZipCode>
    <dei:CityAreaCode contextRef="D201021">417</dei:CityAreaCode>
    <dei:LocalPhoneNumber contextRef="D201021">887-4400</dei:LocalPhoneNumber>
    <dei:WrittenCommunications contextRef="D201021">false</dei:WrittenCommunications>
    <dei:SolicitingMaterial contextRef="D201021">false</dei:SolicitingMaterial>
    <dei:PreCommencementTenderOffer contextRef="D201021">false</dei:PreCommencementTenderOffer>
    <dei:PreCommencementIssuerTenderOffer contextRef="D201021">false</dei:PreCommencementIssuerTenderOffer>
    <dei:Security12bTitle contextRef="D201021">Common Stock</dei:Security12bTitle>
    <dei:TradingSymbol contextRef="D201021">GSBC</dei:TradingSymbol>
    <dei:SecurityExchangeName contextRef="D201021">NASDAQ</dei:SecurityExchangeName>
    <dei:EntityEmergingGrowthCompany contextRef="D201021">false</dei:EntityEmergingGrowthCompany>
</xbrl>
</XML>
</TEXT>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>9
<FILENAME>R1.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
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</head>
<body>
<span style="display: none;">v3.20.2</span><table class="report" border="0" cellspacing="2" id="idm140347460384104">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Document and Entity Information<br></strong></div></th>
<th class="th"><div>Oct. 21, 2020</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TextBlockAbstract', window );"><strong>Details</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Registrant CIK</a></td>
<td class="text">0000854560<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Registrant Name</a></td>
<td class="text">GREAT SOUTHERN BANCORP, INC.<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentType', window );">SEC Form</a></td>
<td class="text">8-K<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Period End date</a></td>
<td class="text">Oct. 21,  2020<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">GSBC<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Trading Exchange</a></td>
<td class="text">NASDAQ<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityTaxIdentificationNumber', window );">Tax Identification Number (TIN)</a></td>
<td class="text">43-1524856<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityEmergingGrowthCompany', window );">Emerging Growth Company</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityIncorporationStateCountryCode', window );">Entity Incorporation, State or Country Code</a></td>
<td class="text">MD<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityFileNumber', window );">Entity File Number</a></td>
<td class="text">0-18082<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressAddressLine1', window );">Entity Address, Address Line One</a></td>
<td class="text">1451 East Battlefield<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressCityOrTown', window );">Entity Address, City or Town</a></td>
<td class="text">Springfield<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressStateOrProvince', window );">Entity Address, State or Province</a></td>
<td class="text">MO<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressPostalZipCode', window );">Entity Address, Postal Zip Code</a></td>
<td class="text">65804<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_CityAreaCode', window );">City Area Code</a></td>
<td class="text">417<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_LocalPhoneNumber', window );">Local Phone Number</a></td>
<td class="text">887-4400<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_WrittenCommunications', window );">Written Communications</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_SolicitingMaterial', window );">Soliciting Material</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_PreCommencementTenderOffer', window );">Pre-commencement Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_PreCommencementIssuerTenderOffer', window );">Pre-commencement Issuer Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Common Stock<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
<td class="text">false<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CityAreaCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Area code of city</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CityAreaCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The end date of the period reflected on the cover page if a periodic report. For all other reports and registration statements containing historical data, it is the date up through which that historical data is presented.  If there is no historical data in the report, use the filing date. The format of the date is YYYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Address Line 1 such as Attn, Building Name, Street Name</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCityOrTown">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Name of the City or Town</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCityOrTown</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressPostalZipCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Code for the postal or zip code</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressPostalZipCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressStateOrProvince">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Name of the state or province.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressStateOrProvince</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:stateOrProvinceItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityEmergingGrowthCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Indicate if registrant meets the emerging growth company criteria.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityEmergingGrowthCompany</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFileNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFileNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:fileNumberItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityIncorporationStateCountryCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Two-character EDGAR code representing the state or country of incorporation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityIncorporationStateCountryCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarStateCountryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityTaxIdentificationNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityTaxIdentificationNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:employerIdItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LocalPhoneNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Local phone number for entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LocalPhoneNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementIssuerTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 13e<br> -Subsection 4c<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementIssuerTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 14d<br> -Subsection 2b<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<tr>
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<td>duration</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Title of a 12(b) registered security.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_Security12bTitle</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
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<td>duration</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Name of the Exchange on which a security is registered.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection d1-1<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SecurityExchangeName</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Section 14a<br> -Number 240<br> -Subsection 12<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SolicitingMaterial</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Trading symbol of an instrument as listed on an exchange.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br> -Section 425<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Balance Type:</strong></td>
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<td>duration</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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M ( !'N,  &=S8F,M,C R,#$P,C%?<')E+GAM;%!+!08     !@ & '\!   ;
%Z0     !

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
