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LOANS AND ALLOWANCE FOR CREDIT LOSSES - Schedule of Accounts, Notes, Loans and Financing Receivable (Details) - USD ($) $ in Thousands | Mar. 31, 2021 | Dec. 31, 2020
--- | --- | ---
Loans Receivable weighted average interest rate | 4.30% | 4.29%
Allowance for credit losses |  |
Loans Receivable | $ (67,702) | $ (55,743)
Undisbursed portion of loans in process |  |
Loans Receivable | (851,768) | (863,722)
Deferred loan fees and gains, net |  |
Loans Receivable | (10,907) | (9,260)
Loans Receivable |  |
Loans Receivable | 4,285,737 | 4,296,804
Commercial construction |  |
Loans Receivable | 1,206,687 | 1,212,837
Commercial Real Estate |  |
Loans Receivable | 1,588,771 | 1,553,677
Industrial revenue bonds |  |
Loans Receivable | 14,559 | 14,003
Consumer auto |  |
Loans Receivable | 73,651 | 86,173
Home Equity Line of Credit |  |
Loans Receivable | 113,794 | 114,689
Loans Receivable, Gross |  |
Loans Receivable | 5,216,114 | 5,225,529
Land development |  |
Loans Receivable | 54,590 | 54,010
One- to four-family residential construction |  |
Loans Receivable | 48,161 | 42,793
Subdivision construction |  |
Loans Receivable | 7,297 | 30,894
Owner occupied one- to four-family residential |  |
Loans Receivable | 510,343 | 470,436
Non-owner occupied one- to four-family residential |  |
Loans Receivable | 130,609 | 114,569
Other residential |  |
Loans Receivable | 1,055,395 | 1,021,145
Commercial business |  |
Loans Receivable | 372,533 | 370,898
Consumer |  |
Loans Receivable | $ 39,724 | 40,762
Acquired Loans Net of Discount |  |
Loans Receivable |  | $ 98,643

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