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OTHER REAL ESTATE OWNED AND REPOSSESSIONS (Tables) | 3 Months Ended
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Mar. 31, 2021
OTHER REAL ESTATE OWNED AND REPOSSESSIONS |
Schedule of Major classifications of other real estate owned | ​
​ | ​ | ​ | ​ | ​ | ​ | ​
​ |  | March 31, |  | December 31,
​ | ​ | 2021 | ​ | 2020
​ | ​ | (In Thousands)
Foreclosed assets held for sale and repossessions |  | ​ |  |  | ​ |
One- to four-family construction | ​ | $ | — | ​ | $ | —
Subdivision construction | ​ |  | 169 | ​ |  | 263
Land development | ​ |  | 250 | ​ |  | 250
Commercial construction | ​ |  | — | ​ |  | —
One- to four-family residential | ​ |  | 111 | ​ |  | 111
Other residential | ​ |  | — | ​ |  | —
Commercial real estate | ​ |  | — | ​ |  | —
Commercial business | ​ |  | — | ​ |  | —
Consumer | ​ |  | 174 | ​ |  | 153
​ | ​ |  | 704 | ​ |  | 777
Foreclosed assets acquired through FDIC-assisted transactions, net of discounts | ​ |  | 615 | ​ |  | 446
​ | ​ | ​ | ​ | ​ | ​ | ​
Foreclosed assets held for sale and repossessions, net | ​ |  | 1,319 | ​ |  | 1,223
​ | ​ | ​ | ​ | ​ | ​ | ​
Other real estate owned not acquired through foreclosure | ​ |  | 532 | ​ |  | 654
​ | ​ | ​ | ​ | ​ | ​ | ​
Other real estate owned and repossessions | ​ | $ | 1,851 | ​ | $ | 1,877
Schedule of Expenses Applicable to Foreclosed Assets | ​
​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Three Months Ended
​ | ​ | March 31,
​ |  | 2021 |  | 2020
​ | ​ | (In Thousands)
Net gains on sales of other real estate owned and repossessions | ​ | $ | (46) |  | $ | (96)
Valuation write-downs | ​ |  | 82 |  | ​ | 163
Operating expenses, net of rental income | ​ |  | 232 |  | ​ | 412
​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | $ | 268 | ​ | $ | 479

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