XML 58 R48.htm IDEA: XBRL DOCUMENT v3.21.2
LOANS AND ALLOWANCE FOR CREDIT LOSSES - Financing Receivable, Allowance for Credit Loss (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jan. 01, 2021
Jun. 30, 2021
Jun. 30, 2020
Jun. 30, 2021
Jun. 30, 2020
Dec. 31, 2020
Provision for Loan and Lease Losses   $ (1,000) $ 6,000 $ (700) $ 9,871  
Balance at beginning of period $ 55,743     55,743    
Balance at end of period   66,602   66,602    
Allowance for credit losses            
Balance at beginning of period 55,743 67,702   55,743    
Balance at end of period 67,338 66,602   66,602    
Provision (benefit) charged to expense   (1,000)   (700)    
Losses charged off   (899)   (1,554)    
Recoveries   799   1,518    
CECL adoption | Allowance for credit losses            
Provision for Loan and Lease Losses 11,595          
Loans Receivable            
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment           $ 713
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment           54,350
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Allowance for Loan Losses           680
Financing Receivable, Individually Evaluated for Impairment           9,048
Financing Receivable, Collectively Evaluated for Impairment           5,117,838
All Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Not Accounted for Using Income Recognition Model           98,643
Loans Receivable | Allowance for unfunded commitment            
Balance at beginning of period   8,016        
Balance at end of period 8,690 7,709   7,709    
Provision (benefit) charged to expense   (307)   (981)    
Loans Receivable | Allowance for credit losses            
Balance at beginning of period     43,928   40,294  
Balance at end of period     49,801   49,801  
Provision (benefit) charged to expense     6,000   9,871  
Losses charged off     (757)   (1,902)  
Recoveries     630   1,538  
Loans Receivable | CECL adoption | Allowance for unfunded commitment            
Provision for Loan and Lease Losses 8,690          
Commercial Real Estate            
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment           445
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment           32,937
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Allowance for Loan Losses           325
Financing Receivable, Individually Evaluated for Impairment           3,438
Financing Receivable, Collectively Evaluated for Impairment           1,550,239
All Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Not Accounted for Using Income Recognition Model           24,613
Commercial Real Estate | Allowance for unfunded commitment            
Balance at beginning of period   457        
Balance at end of period 354 417   417    
Provision (benefit) charged to expense   (40)   63    
Commercial Real Estate | Allowance for credit losses            
Balance at beginning of period 33,707 31,500 25,923 33,707 24,334  
Balance at end of period 31,176 30,507 28,905 30,507 28,905  
Provision (benefit) charged to expense   (1,000) 2,982 (700) 4,538  
Recoveries   7   31 33  
Commercial Real Estate | CECL adoption | Allowance for unfunded commitment            
Provision for Loan and Lease Losses 354          
Commercial Real Estate | CECL adoption | Allowance for credit losses            
Provision for Loan and Lease Losses (2,531)          
Commercial construction            
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment           3,378
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Allowance for Loan Losses           143
Financing Receivable, Collectively Evaluated for Impairment           1,266,847
All Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Not Accounted for Using Income Recognition Model           2,551
Commercial construction | Allowance for unfunded commitment            
Balance at beginning of period   510        
Balance at end of period 910 354   354    
Provision (benefit) charged to expense   (156)   (556)    
Commercial construction | Allowance for credit losses            
Balance at beginning of period 3,521 2,366 2,221 3,521 3,076  
Balance at end of period 2,356 2,215 2,793 2,215 2,793  
Provision (benefit) charged to expense     563   (304)  
Losses charged off   (154)   (154) (1)  
Recoveries   3 9 13 22  
Commercial construction | CECL adoption | Allowance for unfunded commitment            
Provision for Loan and Lease Losses 910          
Commercial construction | CECL adoption | Allowance for credit losses            
Provision for Loan and Lease Losses (1,165)          
One- to four-family residential construction            
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment           90
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment           4,382
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Allowance for Loan Losses           64
Financing Receivable, Individually Evaluated for Impairment           3,546
Financing Receivable, Collectively Evaluated for Impairment           655,146
All Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Not Accounted for Using Income Recognition Model           57,113
One- to four-family residential construction | Allowance for unfunded commitment            
Balance at beginning of period   957        
Balance at end of period 917 760   760    
Provision (benefit) charged to expense   (197)   (157)    
One- to four-family residential construction | Allowance for credit losses            
Balance at beginning of period 4,536 9,101 4,739 4,536 4,339  
Balance at end of period 9,069 9,209 4,492 9,209 4,492  
Provision (benefit) charged to expense     (250)   144  
Losses charged off   (136) (11) (142) (40)  
Recoveries   244 14 282 49  
One- to four-family residential construction | CECL adoption | Allowance for unfunded commitment            
Provision for Loan and Lease Losses 917          
One- to four-family residential construction | CECL adoption | Allowance for credit losses            
Provision for Loan and Lease Losses 4,533          
Other residential            
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment           9,282
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Allowance for Loan Losses           93
Financing Receivable, Collectively Evaluated for Impairment           1,021,145
All Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Not Accounted for Using Income Recognition Model           6,150
Other residential | Allowance for unfunded commitment            
Balance at beginning of period   4,814        
Balance at end of period 5,227 4,972   4,972    
Provision (benefit) charged to expense   158   (255)    
Other residential | Allowance for credit losses            
Balance at beginning of period 9,375 15,299 6,146 9,375 5,153  
Balance at end of period 15,207 15,299 9,064 15,299 9,064  
Provision (benefit) charged to expense     2,866   3,738  
Recoveries     52 92 173  
Other residential | CECL adoption | Allowance for unfunded commitment            
Provision for Loan and Lease Losses 5,227          
Other residential | CECL adoption | Allowance for credit losses            
Provision for Loan and Lease Losses 5,832          
Commercial business            
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment           14
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment           2,331
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Allowance for Loan Losses           45
Financing Receivable, Individually Evaluated for Impairment           167
Financing Receivable, Collectively Evaluated for Impairment           384,734
All Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Not Accounted for Using Income Recognition Model           2,549
Commercial business | Allowance for unfunded commitment            
Balance at beginning of period   956        
Balance at end of period 935 821   821    
Provision (benefit) charged to expense   (135)   (114)    
Commercial business | Allowance for credit losses            
Balance at beginning of period 2,390 3,936 1,579 2,390 1,355  
Balance at end of period 3,889 3,932 1,817 3,932 1,817  
Provision (benefit) charged to expense     200   369  
Losses charged off   (57)   (57) (9)  
Recoveries   53 38 100 102  
Commercial business | CECL adoption | Allowance for unfunded commitment            
Provision for Loan and Lease Losses 935          
Commercial business | CECL adoption | Allowance for credit losses            
Provision for Loan and Lease Losses 1,499          
Consumer            
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment           164
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment           2,040
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Allowance for Loan Losses           10
Financing Receivable, Individually Evaluated for Impairment           1,897
Financing Receivable, Collectively Evaluated for Impairment           239,727
All Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Not Accounted for Using Income Recognition Model           $ 5,667
Consumer | Allowance for unfunded commitment            
Balance at beginning of period   322        
Balance at end of period 347 385   385    
Provision (benefit) charged to expense   63   38    
Consumer | Allowance for credit losses            
Balance at beginning of period 2,214 5,500 3,320 2,214 2,037  
Balance at end of period 5,641 5,440 2,730 5,440 2,730  
Provision (benefit) charged to expense     (361)   1,386  
Losses charged off   (552) (746) (1,201) (1,852)  
Recoveries   $ 492 $ 517 $ 1,000 $ 1,159  
Consumer | CECL adoption | Allowance for unfunded commitment            
Provision for Loan and Lease Losses 347          
Consumer | CECL adoption | Allowance for credit losses            
Provision for Loan and Lease Losses $ 3,427