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OTHER REAL ESTATE OWNED AND REPOSSESSIONS (Tables)

9 Months Ended

Sep. 30, 2021

OTHER REAL ESTATE OWNED AND REPOSSESSIONS

Schedule of Major classifications of other real estate owned

​

​	​	​	​	​	​	​
​		September 30,			December 31,
​	​	2021		​	2020
​	​	(In Thousands)
Foreclosed assets held for sale and repossessions		​			​
One- to four-family construction	​	$	—	​	$	—
Subdivision construction	​		—	​		263
Land development	​		—	​		250
Commercial construction	​		—	​		—
One- to four-family residential	​		—	​		111
Other residential	​		—	​		—
Commercial real estate	​		—	​		—
Commercial business	​		—	​		—
Consumer	​		152	​		153
​	​		152	​		777
Foreclosed assets acquired through FDIC-assisted transactions, net of discounts	​		805	​		446
​	​	​	​	​	​	​
Foreclosed assets held for sale and repossessions, net	​		957	​		1,223
​	​	​	​	​	​	​
Other real estate owned not acquired through foreclosure	​		285	​		654
​	​	​	​	​	​	​
Other real estate owned and repossessions	​	$	1,242	​	$	1,877

Schedule of Expenses Applicable to Foreclosed Assets

​

​	​	​	​	​	​	​
​	​	Three Months Ended
​	​	September 30,
​		2021			2020
​	​	(In Thousands)
Net gains on sales of other real estate owned and repossessions	​	$	(1)		$	(348)
Valuation write-downs	​		—		​	269
Operating expenses, net of rental income	​		104		​	278
​	​	$	103	​	$	199

​

​	​	​	​	​	​	​
​		Nine Months Ended
​	​	September 30,
​	​	2021			2020
​	​	(In Thousands)
Net gains on sales of other real estate owned and repossessions	​	$	(169)	​	$	(450)
Valuation write-downs	​		83	​		482
Operating expenses, net of rental income	​		559	​		914
​	​	$	473	​	$	946

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