XML 57 R48.htm IDEA: XBRL DOCUMENT v3.22.2.2
LOANS AND ALLOWANCE FOR CREDIT LOSSES - Financing Receivable, Allowance for Credit Loss (Details) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2022
Sep. 30, 2021
Sep. 30, 2022
Sep. 30, 2021
Sep. 30, 2021
LOANS AND ALLOWANCE FOR CREDIT LOSSES          
Balance at beginning of period $ 61,058 $ 66,602 $ 60,754 $ 67,338  
Provision (credit) charged to expense 2,000 (3,000) 2,000 (3,700) $ (3,700)
Losses charged off (621) (486) (1,491) (2,040)  
Recoveries 324 513 1,498 2,031  
Balance at end of period 62,761 63,629 62,761 63,629 63,629
Allowance for unfunded commitment          
LOANS AND ALLOWANCE FOR CREDIT LOSSES          
Balance at beginning of period 11,659 7,709 9,629   8,690
Provision (credit) charged to expense 1,315 643 3,345   (338)
Balance at end of period 12,974 8,352 12,974 8,352 8,352
CECL adoption          
LOANS AND ALLOWANCE FOR CREDIT LOSSES          
Balance at beginning of period         11,595
CECL adoption | Allowance for unfunded commitment          
LOANS AND ALLOWANCE FOR CREDIT LOSSES          
Balance at beginning of period         8,690
Before CECL adoption          
LOANS AND ALLOWANCE FOR CREDIT LOSSES          
Balance at beginning of period         55,743
One- to four-family residential          
LOANS AND ALLOWANCE FOR CREDIT LOSSES          
Balance at beginning of period 9,434 9,209 9,364 9,069  
Provision (credit) charged to expense 1,076   1,076    
Losses charged off   (37) (38) (179)  
Recoveries 20 45 128 327  
Balance at end of period 10,530 9,217 10,530 9,217 9,217
One- to four-family residential | Allowance for unfunded commitment          
LOANS AND ALLOWANCE FOR CREDIT LOSSES          
Balance at beginning of period 1,138 760 687   917
Provision (credit) charged to expense (401) 5 50   (152)
Balance at end of period 737 765 737 765 765
One- to four-family residential | CECL adoption          
LOANS AND ALLOWANCE FOR CREDIT LOSSES          
Balance at beginning of period         4,533
One- to four-family residential | CECL adoption | Allowance for unfunded commitment          
LOANS AND ALLOWANCE FOR CREDIT LOSSES          
Balance at beginning of period         917
One- to four-family residential | Before CECL adoption          
LOANS AND ALLOWANCE FOR CREDIT LOSSES          
Balance at beginning of period         4,536
Other Residential          
LOANS AND ALLOWANCE FOR CREDIT LOSSES          
Balance at beginning of period 10,612 15,299 10,502 15,207  
Provision (credit) charged to expense 881   881    
Recoveries     110 92  
Balance at end of period 11,493 15,299 11,493 15,299 15,299
Other Residential | Allowance for unfunded commitment          
LOANS AND ALLOWANCE FOR CREDIT LOSSES          
Balance at beginning of period 7,419 4,972 5,703   5,227
Provision (credit) charged to expense 967 188 2,683   (67)
Balance at end of period 8,386 5,160 8,386 5,160 5,160
Other Residential | CECL adoption          
LOANS AND ALLOWANCE FOR CREDIT LOSSES          
Balance at beginning of period         5,832
Other Residential | CECL adoption | Allowance for unfunded commitment          
LOANS AND ALLOWANCE FOR CREDIT LOSSES          
Balance at beginning of period         5,227
Other Residential | Before CECL adoption          
LOANS AND ALLOWANCE FOR CREDIT LOSSES          
Balance at beginning of period         9,375
Commercial real estate          
LOANS AND ALLOWANCE FOR CREDIT LOSSES          
Balance at beginning of period 28,604 30,507 28,604 31,176  
Provision (credit) charged to expense (1,105) (3,000) (1,105) (3,700)  
Recoveries 1 6 1 37  
Balance at end of period 27,500 27,513 27,500 27,513 27,513
Commercial real estate | Allowance for unfunded commitment          
LOANS AND ALLOWANCE FOR CREDIT LOSSES          
Balance at beginning of period 501 417 367   354
Provision (credit) charged to expense 17 (79) 151   (16)
Balance at end of period 518 338 518 338 338
Commercial real estate | CECL adoption          
LOANS AND ALLOWANCE FOR CREDIT LOSSES          
Balance at beginning of period         (2,531)
Commercial real estate | CECL adoption | Allowance for unfunded commitment          
LOANS AND ALLOWANCE FOR CREDIT LOSSES          
Balance at beginning of period         354
Commercial real estate | Before CECL adoption          
LOANS AND ALLOWANCE FOR CREDIT LOSSES          
Balance at beginning of period         33,707
Commercial Construction          
LOANS AND ALLOWANCE FOR CREDIT LOSSES          
Balance at beginning of period 2,797 2,215 2,797 2,356  
Provision (credit) charged to expense 265   265    
Losses charged off       (154)  
Recoveries   6   19  
Balance at end of period 3,062 2,221 3,062 2,221 2,221
Commercial Construction | Allowance for unfunded commitment          
LOANS AND ALLOWANCE FOR CREDIT LOSSES          
Balance at beginning of period 695 354 908   910
Provision (credit) charged to expense 553   340   (556)
Balance at end of period 1,248 354 1,248 354 354
Commercial Construction | CECL adoption          
LOANS AND ALLOWANCE FOR CREDIT LOSSES          
Balance at beginning of period         (1,165)
Commercial Construction | CECL adoption | Allowance for unfunded commitment          
LOANS AND ALLOWANCE FOR CREDIT LOSSES          
Balance at beginning of period         910
Commercial Construction | Before CECL adoption          
LOANS AND ALLOWANCE FOR CREDIT LOSSES          
Balance at beginning of period         3,521
Commercial Business          
LOANS AND ALLOWANCE FOR CREDIT LOSSES          
Balance at beginning of period 4,365 3,932 4,142 3,889  
Provision (credit) charged to expense 1,302   1,302    
Losses charged off (50) (3) (50) (60)  
Recoveries 15 52 238 152  
Balance at end of period 5,632 3,981 5,632 3,981 3,981
Commercial Business | Allowance for unfunded commitment          
LOANS AND ALLOWANCE FOR CREDIT LOSSES          
Balance at beginning of period 1,406 821 1,582   935
Provision (credit) charged to expense 146 534 (30)   420
Balance at end of period 1,552 1,355 1,552 1,355 1,355
Commercial Business | CECL adoption          
LOANS AND ALLOWANCE FOR CREDIT LOSSES          
Balance at beginning of period         1,499
Commercial Business | CECL adoption | Allowance for unfunded commitment          
LOANS AND ALLOWANCE FOR CREDIT LOSSES          
Balance at beginning of period         935
Commercial Business | Before CECL adoption          
LOANS AND ALLOWANCE FOR CREDIT LOSSES          
Balance at beginning of period         2,390
Consumer.          
LOANS AND ALLOWANCE FOR CREDIT LOSSES          
Balance at beginning of period 5,246 5,440 5,345 5,641  
Provision (credit) charged to expense (419)   (419)    
Losses charged off (571) (446) (1,403) (1,647)  
Recoveries 288 404 1,021 1,404  
Balance at end of period 4,544 5,398 4,544 5,398 5,398
Consumer. | Allowance for unfunded commitment          
LOANS AND ALLOWANCE FOR CREDIT LOSSES          
Balance at beginning of period 500 385 382   347
Provision (credit) charged to expense 33 (5) 151   33
Balance at end of period $ 533 $ 380 $ 533 $ 380 380
Consumer. | CECL adoption          
LOANS AND ALLOWANCE FOR CREDIT LOSSES          
Balance at beginning of period         3,427
Consumer. | CECL adoption | Allowance for unfunded commitment          
LOANS AND ALLOWANCE FOR CREDIT LOSSES          
Balance at beginning of period         347
Consumer. | Before CECL adoption          
LOANS AND ALLOWANCE FOR CREDIT LOSSES          
Balance at beginning of period         $ 2,214