<SEC-DOCUMENT>0001104659-22-072347.txt : 20220617
<SEC-HEADER>0001104659-22-072347.hdr.sgml : 20220617
<ACCEPTANCE-DATETIME>20220617153704
ACCESSION NUMBER:		0001104659-22-072347
CONFORMED SUBMISSION TYPE:	S-8
PUBLIC DOCUMENT COUNT:		8
FILED AS OF DATE:		20220617
DATE AS OF CHANGE:		20220617
EFFECTIVENESS DATE:		20220617

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			GREAT SOUTHERN BANCORP, INC.
		CENTRAL INDEX KEY:			0000854560
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				431524856
		STATE OF INCORPORATION:			MD
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		S-8
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-265683
		FILM NUMBER:		221023555

	BUSINESS ADDRESS:	
		STREET 1:		1451 E BATTLEFIELD
		CITY:			SPRINGFIELD
		STATE:			MO
		ZIP:			65804
		BUSINESS PHONE:		417-887-4400

	MAIL ADDRESS:	
		STREET 1:		P O BOX 9009
		CITY:			SPRINGFIELD
		STATE:			MO
		ZIP:			65808-9009

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	GREAT SOUTHERN BANCORP INC
		DATE OF NAME CHANGE:	19920703
</SEC-HEADER>
<DOCUMENT>
<TYPE>S-8
<SEQUENCE>1
<FILENAME>tm2218694d1_s8.htm
<DESCRIPTION>FORM S-8
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<P STYLE="margin: 0pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">As filed with the Securities and Exchange Commission
on June&nbsp;17, 2022</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right">Registration No.&nbsp;333-__________</P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"></P>

<!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="font-size: 1pt; border-top: Black 2pt solid; border-bottom: Black 1pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><FONT STYLE="font-size: 10pt"><B>UNITED
STATES</B></FONT></P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><B>SECURITIES AND EXCHANGE
COMMISSION</B></P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><B>Washington, D.C. 20549</B></P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B>FORM&nbsp;S-8</B></P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><B>REGISTRATION STATEMENT</B></P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><B>UNDER</B></P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><B>THE SECURITIES ACT OF
1933</B></P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&nbsp;</P>

<P STYLE="border-bottom: Black 0.5pt solid; font: 14pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B>GREAT SOUTHERN
BANCORP,&nbsp;INC.</B></P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">(Exact name of registrant
as specified in its charter)</P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
<TD STYLE="border-bottom: Black 1pt solid; width: 50%; padding-right: 6pt; padding-left: 6pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Maryland</B></FONT></TD>
<TD STYLE="width: 5%; padding-right: 6pt; padding-left: 6pt; text-align: center">&nbsp;</TD>
<TD STYLE="border-bottom: Black 1pt solid; width: 45%; padding-right: 6pt; padding-left: 6pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>43-1524856</B></FONT></TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="text-align: center; padding-right: 6pt; padding-left: 6pt">(State or other jurisdiction of<BR> incorporation or organization)</TD>
<TD STYLE="padding-right: 6pt; padding-left: 6pt; text-align: center">&nbsp;</TD>
<TD STYLE="padding-right: 6pt; padding-left: 6pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(I.R.S. Employer Identification No.)</FONT></TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="padding-right: 6pt; padding-left: 6pt; text-align: center">&nbsp;</TD>
<TD STYLE="padding-right: 6pt; padding-left: 6pt; text-align: center">&nbsp;</TD>
<TD STYLE="padding-right: 6pt; padding-left: 6pt; text-align: center">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="border-bottom: Black 1pt solid; padding-right: 6pt; padding-left: 6pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>1451 E. Battlefield, Springfield, Missouri</B></FONT></TD>
<TD STYLE="padding-right: 6pt; padding-left: 6pt; text-align: center">&nbsp;</TD>
<TD STYLE="border-bottom: Black 1pt solid; padding-right: 6pt; padding-left: 6pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>65804</B></FONT></TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="padding-right: 6pt; padding-left: 6pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(Address of Principal Executive Offices)</FONT></TD>
<TD STYLE="padding-right: 6pt; padding-left: 6pt; text-align: center">&nbsp;</TD>
<TD STYLE="padding-right: 6pt; padding-left: 6pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(Zip Code)</FONT></TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">&nbsp;</P>

<P STYLE="border-bottom: Black 0.5pt solid; font: 14pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B>Great Southern
Bancorp,&nbsp;Inc. 2022 Omnibus Incentive Plan</B></P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">(Full title of the plan)</P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">Martin L. Meyrowitz, P.C.</P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">Craig M. Scheer, P.C.</P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">Silver, Freedman, Taff&nbsp;&amp;
Tiernan LLP</P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">(a limited liability partnership
including professional corporations)</P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">3299 K Street, N.W., Suite&nbsp;100</P>

<P STYLE="border-bottom: Black 1pt solid; text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">Washington, D.C. 20007</P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">(Name and address of agent
for service)</P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&nbsp;</P>

<P STYLE="border-bottom: Black 0.5pt solid; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">(202) 295-4500</P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">(Telephone number, including
area code, of agent for service)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Indicate by check mark whether the registrant
is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company or an emerging growth company.
See the definitions of &ldquo;large accelerated filer,&rdquo; &ldquo;accelerated filer,&rdquo; &ldquo;smaller reporting company,&rdquo;
and &ldquo;emerging growth company&rdquo; in Rule&nbsp;12b-2 of the Exchange Act.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 70%; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Large accelerated filer&nbsp;&nbsp;<FONT STYLE="font-family: Wingdings">&#168;</FONT></FONT></TD>
    <TD STYLE="width: 30%; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Accelerated Filer&nbsp;&nbsp;<FONT STYLE="font-family: Wingdings">&#120;</FONT></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Non-accelerated filer&nbsp;&nbsp;&nbsp;&nbsp;<FONT STYLE="font-family: Wingdings">&#168;</FONT></FONT></TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Smaller reporting company <FONT STYLE="font-family: Wingdings">&#168;</FONT></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Emerging growth company <FONT STYLE="font-family: Wingdings">&#168;</FONT></FONT></TD></TR>
</TABLE>

<P STYLE="margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
<TD STYLE="width: 100%">If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section&nbsp;7(a)(2)(B)&nbsp;of the Securities Act. <FONT STYLE="font-family: Wingdings">&#168;</FONT></TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>PART&nbsp;I</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>INFORMATION REQUIRED IN THE SECTION&nbsp;10(a)&nbsp;PROSPECTUS</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">The document(s)&nbsp;containing the information
specified in Part&nbsp;I of Form&nbsp;S-8 will be sent or given to participants in the Great Southern Bancorp,&nbsp;Inc. 2022 Omnibus
Incentive Plan, as required by Rule&nbsp;428(b)(1)&nbsp;promulgated by the Securities and Exchange Commission (the &ldquo;Commission&rdquo;)
under the Securities Act of 1933, as amended (the &ldquo;Securities Act&rdquo;).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">Such document(s)&nbsp;are not being filed with
the Commission but constitute (along with the documents incorporated by reference into the Registration Statement pursuant to Item 3 of
Part&nbsp;II hereof) a prospectus that meets the requirements of Section&nbsp;10(a)&nbsp;of the Securities Act.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>PART&nbsp;II</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>INFORMATION REQUIRED IN THE REGISTRATION STATEMENT</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in">Item 3.</TD><TD><U>Incorporation of Documents by Reference</U>.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">The following documents previously or concurrently
filed by Great Southern Bancorp,&nbsp;Inc. (the &ldquo;Company&rdquo;) with the Commission under the Securities Exchange Act of 1934,
as amended (the &ldquo;Exchange Act&rdquo;), are hereby incorporated by reference into this Registration Statement and the prospectus
to which this Registration Statement relates (the &ldquo;Prospectus&rdquo;):</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in"><A HREF="http://www.sec.gov/ix?doc=/Archives/edgar/data/854560/000141057822000289/gsbc-20211231x10k.htm" STYLE="-sec-extract: exhibit">(a)</A></TD><TD><A HREF="http://www.sec.gov/ix?doc=/Archives/edgar/data/854560/000141057822000289/gsbc-20211231x10k.htm" STYLE="-sec-extract: exhibit">The Company&rsquo;s Annual Report on Form&nbsp;10-K for the fiscal year ended December&nbsp;31, 2021;</A></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in"><A HREF="http://www.sec.gov/ix?doc=/Archives/edgar/data/854560/000141057822001181/gsbc-20220331x10q.htm" STYLE="-sec-extract: exhibit">(b)</A></TD><TD><A HREF="http://www.sec.gov/ix?doc=/Archives/edgar/data/854560/000141057822001181/gsbc-20220331x10q.htm" STYLE="-sec-extract: exhibit">The Company&rsquo;s Quarterly Report on Form&nbsp;10-Q for the quarterly period ended March&nbsp;31, 2022;</A></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in">(c)</TD><TD>The Company&rsquo;s Current Reports on Form&nbsp;8-K filed on <A HREF="http://www.sec.gov/ix?doc=/Archives/edgar/data/854560/000110465922009480/tm224961d1_8k.htm" STYLE="-sec-extract: exhibit">January&nbsp;31, 2022</A>, <A HREF="http://www.sec.gov/ix?doc=/Archives/edgar/data/854560/000110465922034348/tm229478d1_8k.htm" STYLE="-sec-extract: exhibit">March&nbsp;16, 2022</A>, <A HREF="http://www.sec.gov/ix?doc=/Archives/edgar/data/854560/000110465922059524/tm2215287d1_8k.htm" STYLE="-sec-extract: exhibit">May&nbsp;12, 2022</A> and <A HREF="http://www.sec.gov/ix?doc=/Archives/edgar/data/854560/000110465922071395/tm2218544d1_8k.htm" STYLE="-sec-extract: exhibit">June&nbsp;15, 2022</A>; and</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in">(d)</TD><TD>The description of the common stock, par value $0.01 per share, of the Company contained in the Company&rsquo;s Registration Statement
on Form&nbsp;8-A filed on November&nbsp;1, 1989, and all amendments or reports filed for the purpose of updating such description.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">All documents filed by the Company with the Commission
pursuant to Sections 13(a), 13(c), 14, or 15(d)&nbsp;of the Exchange Act (excluding any document or portion thereof that has been furnished
to and deemed not to be filed with the Commission), after the filing of this Registration Statement, and prior to the filing of a post-effective
amendment which indicates that all securities offered hereby have been sold or which deregisters all securities then remaining unsold,
shall be deemed incorporated by reference into this Registration Statement and the Prospectus and to be a part hereof and thereof from
the date of the filing of such documents. Any statement contained in the documents incorporated, or deemed to be incorporated, by reference
herein or therein shall be deemed to be modified or superseded for purposes of this Registration Statement and the Prospectus to the extent
that a statement contained herein or therein or in any other subsequently filed document which also is, or is deemed to be, incorporated
by reference herein or therein modifies or supersedes such statement. Any such statement so modified or superseded shall not be deemed,
except as so modified or superseded, to constitute a part of this Registration Statement and the Prospectus.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">The Company shall furnish without charge to each
person to whom the Prospectus is delivered, on the written or oral request of such person, a copy of any or all of the documents incorporated
by reference, other than exhibits to such documents (unless such exhibits are specifically incorporated by reference to the information
that is incorporated). Requests should be directed to: Investor Relations, Great Southern Bancorp,&nbsp;Inc., 1451 E. Battlefield, Springfield,
Missouri 65804-9009, telephone number (417) 887-4400.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">All information appearing in this Registration
Statement and the Prospectus is qualified in its entirety by the detailed information, including financial statements, appearing in the
documents incorporated herein or therein by reference.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in">Item 4.</TD><TD><U>Description of Securities</U>.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">Not applicable.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in">Item 5.</TD><TD><U>Interests of Named Experts and Counsel</U>.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">Not applicable.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in">Item 6.</TD><TD><U>Indemnification of Directors and Officers</U>.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">Section&nbsp;2-405.2 of the Maryland General Corporation
Law permits a Maryland corporation to include in its charter a provision limiting the liability of its directors and officers to the corporation
or its stockholders for money damages except: (1)&nbsp;to the extent it is proven that the director or officer actually received an improper
benefit or profit in money, property or services for the amount of the benefit or profit in money, property or services actually received;
or (2)&nbsp;to the extent that a judgment or other final adjudication adverse to the director or officer is entered in a proceeding based
on a finding that the director&rsquo;s or officer&rsquo;s action or failure to act was the result of active and deliberate dishonesty
and was material to the cause of action adjudicated in the proceeding. The Company&rsquo;s charter contains such a provision, thereby
limiting the liability of its directors and officers to the maximum extent permitted by Maryland law.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">Section&nbsp;2-418 of the Maryland General Corporation
Law permits a Maryland corporation to indemnify a director or officer who is made a party to any proceeding by reason of service in that
capacity against judgments, penalties, fines, settlements and reasonable expenses actually incurred unless it is established that: (1)&nbsp;the
act or omission of the director or officer was material to the matter giving rise to the proceeding and was committed in bad faith or
was the result of active and deliberate dishonesty; (2)&nbsp;the director or officer actually received an improper personal benefit in
money, property or services; or (3)&nbsp;in the case of a criminal proceeding, the director or officer had reasonable cause to believe
that his or her conduct was unlawful. The Maryland General Corporation Law provides that where a director or officer is a defendant in
a proceeding by or in the right of the corporation, the director or officer may not be indemnified if he or she is found liable to the
corporation. The Maryland General Corporation Law also provides that a director or officer may not be indemnified in respect of any proceeding
alleging improper personal benefit in which he or she was found liable on the grounds that personal benefit was improperly received. A
director or officer found liable in a proceeding by or in the right of the corporation or in a proceeding alleging improper personal benefit
may petition a court to nevertheless order indemnification of expenses if the court determines that the director or officer is fairly
and reasonably entitled to indemnification in view of all the relevant circumstances.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">Section&nbsp;2-418 of the Maryland General Corporation
Law provides that unless limited by the charter of a Maryland corporation, a director or an officer who is successful on the merits or
otherwise in defense of any proceeding must be indemnified against reasonable expenses. Section&nbsp;2-418 also provides that a Maryland
corporation may advance reasonable expenses to a director or an officer upon the corporation&rsquo;s receipt of (a)&nbsp;a written affirmation
by the director or officer of his or her good faith belief that he or she has met the standard of conduct necessary for indemnification
by the corporation and (b)&nbsp;a written undertaking by the director or officer or on his or her behalf to repay the amount paid or reimbursed
by the corporation if it is ultimately determined that the standard of conduct was not met.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">The Company&rsquo;s charter provides for indemnification
of directors and officers to the maximum extent permitted by the Maryland General Corporation Law.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">Under a directors&rsquo; and officers&rsquo; liability
insurance policy, directors and officers of the Company are insured against certain liabilities.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in">Item 7.</TD><TD><U>Exemption from Registration Claimed</U>.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">Not applicable.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in">Item 8.</TD><TD><U>Exhibits</U>.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">See Exhibit&nbsp;Index.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in">Item 9.</TD><TD><U>Undertakings</U>.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in; text-align: left">(a)</TD><TD STYLE="text-align: justify">The undersigned registrant hereby undertakes:</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(1)</TD><TD>To file, during any period in which offers or sales are being made, a post-effective amendment to this registration statement:</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-indent: 1in">(i)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;To
include any prospectus required by section 10(a)(3)&nbsp;of the Securities Act of 1933;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-indent: 1in">(ii)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;To
reflect in the prospectus any facts or events arising after the effective date of the registration statement (or the most recent post-effective
amendment thereof) which, individually or in the aggregate, represent a fundamental change in the information set forth in the registration
statement. Notwithstanding the foregoing, any increase or decrease in volume of securities offered (if the total dollar value of securities
offered would not exceed that which was registered) and any deviation from the low or high end of the estimated maximum offering range
may be reflected in the form of prospectus filed with the Commission pursuant to Rule&nbsp;424(b)&nbsp;if, in the aggregate, the changes
in volume and price represent no more than a 20% change in the maximum aggregate offering price set forth in the &ldquo;Calculation of
Registration Fee&rdquo; table in the effective registration statement; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-indent: 1in">(iii)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;To include any material information
with respect to the plan of distribution not previously disclosed in the registration statement or any material change to such information
in the registration statement;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in">provided, however, that paragraphs (a)(1)(i)&nbsp;and (a)(1)(ii)&nbsp;do
not apply if the information required to be included in a post-effective amendment by those paragraphs is contained in reports filed with
or furnished to the Commission by the registrant pursuant to Section&nbsp;13 or Section&nbsp;15(d)&nbsp;of the Securities Exchange Act
of 1934 that are incorporated by reference in the registration statement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(2)</TD><TD>That, for the purpose of determining any liability under the Securities Act of 1933, each such post-effective amendment shall be deemed
to be a new registration statement relating to the securities offered therein, and the offering of such securities at that time shall
be deemed to be the initial bona fide offering thereof.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(3)</TD><TD>To remove from registration by means of a post-effective amendment any of the securities being registered which remain unsold at the
termination of the offering.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in">(b)</TD><TD>The undersigned registrant hereby undertakes that, for purposes of determining any liability under the Securities Act of 1933, each
filing of the registrant&rsquo;s annual report pursuant to Section&nbsp;13(a)&nbsp;or Section&nbsp;15(d)&nbsp;of the Securities Exchange
Act of 1934 (and, where applicable, each filing of an employee benefit plan&rsquo;s annual report pursuant to Section&nbsp;15(d)&nbsp;of
the Securities Exchange Act of 1934) that is incorporated by reference in the registration statement shall be deemed to be a new registration
statement relating to the securities offered therein, and the offering of such securities at that time shall be deemed to be the initial
bona fide offering thereof.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in">(c)</TD><TD>Insofar as indemnification for liabilities arising under the Securities Act of 1933 may be permitted to directors, officers and controlling
persons of the registrant pursuant to the foregoing provisions, or otherwise, the registrant has been advised that in the opinion of the
Securities and Exchange Commission such indemnification is against public policy as expressed in the Act and is, therefore, unenforceable.
In the event that a claim for indemnification against such liabilities (other than the payment by the registrant of expenses incurred
or paid by a director, officer or controlling person of the registrant in the successful defense of any action, suit or proceeding) is
asserted by such director, officer or controlling person in connection with the securities being registered, the registrant will, unless
in the opinion of its counsel the matter has been settled by controlling precedent, submit to a court of appropriate jurisdiction the
question whether such indemnification by it is against public policy as expressed in the Act and will be governed by the final adjudication
of such issue.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>INDEX TO EXHIBITS</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; border-collapse: collapse">
<TR STYLE="vertical-align: top">
<TD STYLE="border-bottom: Black 1pt solid; width: 10%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Exhibit<BR>
 &nbsp;Number</FONT></TD>
    <TD STYLE="width: 2%">&nbsp;</TD>
<TD STYLE="border-bottom: Black 1pt solid; text-align: center; width: 88%; vertical-align: bottom">Document</TD></TR>
<TR STYLE="vertical-align: top">
<TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="text-align: center"><A HREF="http://www.sec.gov/Archives/edgar/data/854560/000092708904000138/proxy6.htm" STYLE="-sec-extract: exhibit"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">4.1</FONT></A></TD>
    <TD>&nbsp;</TD>
<TD><A HREF="http://www.sec.gov/Archives/edgar/data/854560/000092708904000138/proxy6.htm" STYLE="-sec-extract: exhibit"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Charter of the Registrant (included as Appendix D to the Definitive Proxy Statement on Schedule 14A filed on March&nbsp;31, 2004 by Great Southern Bancorp,&nbsp;Inc. (File No.&nbsp;000-18082), and incorporated herein by reference)</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="text-align: center">&nbsp;</TD>
    <TD>&nbsp;</TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="text-align: center"><A HREF="http://www.sec.gov/Archives/edgar/data/854560/000092708907000245/bylawsamrest.htm" STYLE="-sec-extract: exhibit"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">4.2</FONT></A></TD>
    <TD>&nbsp;</TD>
<TD><A HREF="http://www.sec.gov/Archives/edgar/data/854560/000092708907000245/bylawsamrest.htm" STYLE="-sec-extract: exhibit"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Bylaws of the Registrant (included as Exhibit&nbsp;3.2 to the Registrant&rsquo;s Current Report on Form&nbsp;8-K filed on October&nbsp;19, 2007 (File No.&nbsp;000-18082) and incorporated herein by reference)</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="text-align: center">&nbsp;</TD>
    <TD>&nbsp;</TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="text-align: center"><A HREF="tm2218694d1_ex5.htm" STYLE="-sec-extract: exhibit"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">5</FONT></A></TD>
    <TD>&nbsp;</TD>
<TD><A HREF="tm2218694d1_ex5.htm" STYLE="-sec-extract: exhibit"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Opinion of Silver, Freedman, Taff&nbsp;&amp; Tiernan LLP</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="text-align: center">&nbsp;</TD>
    <TD>&nbsp;</TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="text-align: center"><A HREF="tm2218694d1_ex5.htm" STYLE="-sec-extract: exhibit"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">23.1</FONT></A></TD>
    <TD>&nbsp;</TD>
<TD><A HREF="tm2218694d1_ex5.htm" STYLE="-sec-extract: exhibit"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Consent of Silver, Freedman, Taff&nbsp;&amp; Tiernan LLP (contained in Exhibit&nbsp;5)</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="text-align: center">&nbsp;</TD>
    <TD>&nbsp;</TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="text-align: center"><A HREF="tm2218694d1_ex23-2.htm" STYLE="-sec-extract: exhibit"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">23.2</FONT></A></TD>
    <TD>&nbsp;</TD>
<TD><A HREF="tm2218694d1_ex23-2.htm" STYLE="-sec-extract: exhibit"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Consent of FORVIS, LLP (Formerly BKD, LLP)</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="text-align: center">&nbsp;</TD>
    <TD>&nbsp;</TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="text-align: center"><A HREF="#a_001"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">24</FONT></A></TD>
    <TD>&nbsp;</TD>
<TD><A HREF="#a_001"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Power of Attorney (contained on signature page)</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="text-align: center">&nbsp;</TD>
    <TD>&nbsp;</TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="text-align: center"><A HREF="http://www.sec.gov/Archives/edgar/data/854560/000110465922040794/tm2210435d1_def14a.htm" STYLE="-sec-extract: exhibit"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">99.1</FONT></A></TD>
    <TD>&nbsp;</TD>
<TD><A HREF="http://www.sec.gov/Archives/edgar/data/854560/000110465922040794/tm2210435d1_def14a.htm" STYLE="-sec-extract: exhibit"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">The Registrant&rsquo;s 2022 Omnibus Incentive Plan (included as Appendix A to the Registrant&rsquo;s Definitive Proxy Statement on Schedule 14A filed on March&nbsp;31, 2022 and incorporated herein by reference)</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="text-align: center">&nbsp;</TD>
    <TD>&nbsp;</TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="text-align: center"><A HREF="tm2218694d1_ex99-2.htm" STYLE="-sec-extract: exhibit"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">99.2</FONT></A></TD>
    <TD>&nbsp;</TD>
<TD><A HREF="tm2218694d1_ex99-2.htm" STYLE="-sec-extract: exhibit"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Form&nbsp;of Incentive Stock Option Award Agreement under the Registrant&rsquo;s 2022 Omnibus Incentive Plan</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="text-align: center">&nbsp;</TD>
    <TD>&nbsp;</TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="text-align: center"><A HREF="tm2218694d1_ex99-3.htm" STYLE="-sec-extract: exhibit"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">99.3</FONT></A></TD>
    <TD>&nbsp;</TD>
<TD><A HREF="tm2218694d1_ex99-3.htm" STYLE="-sec-extract: exhibit"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Form&nbsp;of Non-Qualified Stock Option Award Agreement under the Registrant&rsquo;s 2022 Omnibus Incentive Plan</FONT></A></TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="text-align: center">&nbsp;</TD>
    <TD>&nbsp;</TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="text-align: center"><A HREF="tm2218694d1_ex107.htm" STYLE="-sec-extract: exhibit"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">107</FONT></A></TD>
    <TD>&nbsp;</TD>
<TD><A HREF="tm2218694d1_ex107.htm" STYLE="-sec-extract: exhibit"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Filing Fee Table</FONT></A></TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>SIGNATURES</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>The
Registrant. </B></FONT>Pursuant to the requirements of the Securities Act of 1933, the registrant certifies that it has reasonable grounds
to believe that it meets all of the requirements for filing on Form&nbsp;S-8 and has duly caused this registration statement to be signed
on its behalf by the undersigned, thereunto duly authorized, in the City of Springfield, State of Missouri, on June&nbsp;17, 2022.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%">
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: bold 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">GREAT
    SOUTHERN BANCORP,&nbsp;INC.</FONT></TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; width: 50%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; width: 3%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">By:</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; width: 47%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">/s/ Joseph W. Turner</FONT></TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Joseph W. Turner</FONT></TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">President and Chief Executive Officer</FONT></TD></TR>
  </TABLE>



<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B><A NAME="a_001"></A>POWER OF ATTORNEY</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">We, the undersigned officers and directors of Great
Southern Bancorp,&nbsp;Inc., hereby severally and individually constitute and appoint Joseph W. Turner and Rex A. Copeland, and each of
them, the true and lawful attorneys and agents of each of us to execute in the name, place and stead of each of us (individually and in
any capacity stated below) any and all amendments (including post-effective amendments) to this registration statement and all instruments
necessary or advisable in connection therewith and to file the same with the Securities and Exchange Commission, each of said attorneys
and agents to have the power to act with or without the others and to have full power and authority to do and perform in the name and
on behalf of each of the undersigned every act whatsoever necessary or advisable to be done in the premises as fully and to all intents
and purposes as any of the undersigned might or could do in person, and we hereby ratify and confirm our signatures as they may be signed
by our said attorneys and agents or each of them to any and all such amendments and instruments.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">Pursuant to the requirements of the Securities
Act of 1933, this registration statement has been signed by the following persons in the capacities and on the dates indicated.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
<TD STYLE="width: 6%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">By:</FONT></TD>
<TD STYLE="border-bottom: Black 1pt solid; width: 62%"><FONT STYLE="font-family: Times New Roman, Times, Serif">/s/ Joseph W. Turner </FONT></TD>
<TD STYLE="width: 3%">&nbsp;</TD>
<TD STYLE="text-align: center; width: 29%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Date: June&nbsp;17, 2022</FONT></TD></TR>
<TR STYLE="vertical-align: top">
<TD>&nbsp;</TD>
<TD>Joseph W. Turner, President, Chief Executive Officer and Director </TD>
<TD>&nbsp;</TD>
<TD STYLE="text-align: center">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
<TD>&nbsp;</TD>
<TD> <I>(Principal Executive Officer)</I></TD>
<TD>&nbsp;</TD>
<TD STYLE="text-align: center">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
<TD>&nbsp;</TD>
<TD>&nbsp;</TD>
<TD>&nbsp;</TD>
<TD STYLE="text-align: center">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
<TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">By:</FONT></TD>
<TD STYLE="border-bottom: Black 1pt solid">/s/ Rex A. Copeland</TD>
<TD>&nbsp;</TD>
<TD STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Date: June&nbsp;17, 2022</FONT></TD></TR>
<TR STYLE="vertical-align: top">
<TD>&nbsp;</TD>
<TD>Rex A. Copeland, Treasurer</TD>
<TD>&nbsp;</TD>
<TD STYLE="text-align: center">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
<TD>&nbsp;</TD>
<TD> <I>(Principal Financial and Accounting Officer)</I></TD>
<TD>&nbsp;</TD>
<TD STYLE="text-align: center">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
<TD>&nbsp;</TD>
<TD>&nbsp;</TD>
<TD>&nbsp;</TD>
<TD STYLE="text-align: center">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
<TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">By:</FONT></TD>
<TD STYLE="border-bottom: Black 1pt solid">/s/ William V. Turner</TD>
<TD>&nbsp;</TD>
<TD STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Date: June&nbsp;17, 2022</FONT></TD></TR>
<TR STYLE="vertical-align: top">
<TD>&nbsp;</TD>
<TD> William V. Turner, Chairman of the Board</TD>
<TD>&nbsp;</TD>
<TD STYLE="text-align: center">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
<TD>&nbsp;</TD>
<TD>&nbsp;</TD>
<TD>&nbsp;</TD>
<TD STYLE="text-align: center">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
<TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">By:</FONT></TD>
<TD STYLE="border-bottom: Black 1pt solid">/s/ Kevin R. Ausburn</TD>
<TD>&nbsp;</TD>
<TD STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Date: June&nbsp;17, 2022</FONT></TD></TR>
<TR STYLE="vertical-align: top">
<TD>&nbsp;</TD>
<TD>Kevin R. Ausburn, Director</TD>
<TD>&nbsp;</TD>
<TD STYLE="text-align: center">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
<TD>&nbsp;</TD>
<TD>&nbsp;</TD>
<TD>&nbsp;</TD>
<TD STYLE="text-align: center">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
<TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">By:</FONT></TD>
<TD STYLE="border-bottom: Black 1pt solid">/s/ Julie T. Brown</TD>
<TD>&nbsp;</TD>
<TD STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Date: June&nbsp;17, 2022</FONT></TD></TR>
<TR STYLE="vertical-align: top">
<TD>&nbsp;</TD>
<TD>Julie T. Brown, Director</TD>
<TD>&nbsp;</TD>
<TD STYLE="text-align: center">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="text-align: justify">&nbsp;</TD>
<TD>&nbsp;</TD>
<TD>&nbsp;</TD>
<TD STYLE="text-align: center">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
<TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">By:</FONT></TD>
<TD STYLE="border-bottom: Black 1pt solid">/s/ Thomas J. Carlson</TD>
<TD>&nbsp;</TD>
<TD STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Date: June&nbsp;17, 2022</FONT></TD></TR>
<TR STYLE="vertical-align: top">
<TD>&nbsp;</TD>
<TD>Thomas J. Carlson, Director</TD>
<TD>&nbsp;</TD>
<TD STYLE="text-align: center">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
<TD>&nbsp;</TD>
<TD>&nbsp;</TD>
<TD>&nbsp;</TD>
<TD STYLE="text-align: center">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
<TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">By:</FONT></TD>
<TD STYLE="border-bottom: Black 1pt solid">/s/ Larry D. Frazier</TD>
<TD>&nbsp;</TD>
<TD STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Date: June&nbsp;17, 2022</FONT></TD></TR>
<TR STYLE="vertical-align: top">
<TD>&nbsp;</TD>
<TD>Larry D. Frazier, Director</TD>
<TD>&nbsp;</TD>
<TD STYLE="text-align: center">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
<TD>&nbsp;</TD>
<TD>&nbsp;</TD>
<TD>&nbsp;</TD>
<TD STYLE="text-align: center">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
<TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">By:</FONT></TD>
<TD STYLE="border-bottom: Black 1pt solid">/s/ Debra M. Hart</TD>
<TD>&nbsp;</TD>
<TD STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Date: June&nbsp;17, 2022</FONT></TD></TR>
<TR STYLE="vertical-align: top">
<TD>&nbsp;</TD>
<TD>Debra M. Hart, Director</TD>
<TD>&nbsp;</TD>
<TD STYLE="text-align: center">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
<TD>&nbsp;</TD>
<TD>&nbsp;</TD>
<TD>&nbsp;</TD>
<TD STYLE="text-align: center">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
<TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">By:</FONT></TD>
<TD STYLE="border-bottom: Black 1pt solid">/s/ Douglas M. Pitt</TD>
<TD>&nbsp;</TD>
<TD STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Date: June&nbsp;17, 2022</FONT></TD></TR>
<TR STYLE="vertical-align: top">
<TD>&nbsp;</TD>
<TD>Douglas M. Pitt, Director</TD>
<TD>&nbsp;</TD>
<TD STYLE="text-align: center">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
<TD>&nbsp;</TD>
<TD>&nbsp;</TD>
<TD>&nbsp;</TD>
<TD STYLE="text-align: center">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
<TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">By:</FONT></TD>
<TD STYLE="border-bottom: Black 1pt solid">/s/ Earl A. Steinart</TD>
<TD>&nbsp;</TD>
<TD STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Date: June&nbsp;17, 2022</FONT></TD></TR>
<TR STYLE="vertical-align: top">
<TD>&nbsp;</TD>
<TD>Earl A. Steinert,&nbsp;Jr., Director</TD>
<TD>&nbsp;</TD>
<TD STYLE="text-align: center">&nbsp;</TD></TR>
</TABLE>

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<DOCUMENT>
<TYPE>EX-5
<SEQUENCE>2
<FILENAME>tm2218694d1_ex5.htm
<DESCRIPTION>EXHIBIT 5
<TEXT>
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<P STYLE="margin: 0pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right; margin: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Exhibit 5</B></FONT></P>



<P STYLE="margin: 0pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">Law Offices</P>

<P STYLE="font: 14pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 14pt">Silver,
Freedman, Taff&nbsp;&amp; Tiernan LLP</FONT></P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">A Limited Liability Partnership
Including Professional Corporations</P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
<TD STYLE="text-align: center; width: 100%">3299 K STREET, N.W., SUITE 100<BR>
 WASHINGTON, D.C. 20007<BR>
 (202) 295-4500<BR>
 WWW.SFTTLAW.COM</TD>
</TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">June&nbsp;17, 2022</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Great Southern Bancorp,&nbsp;Inc.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">1451 E. Battlefield</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Springfield, Missouri 65804</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Ladies and Gentlemen:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">We have acted as special counsel to Great Southern
Bancorp,&nbsp;Inc., a Maryland corporation (the &ldquo;Company&rdquo;), in connection with the preparation and filing with the Securities
and Exchange Commission (the &ldquo;Commission&rdquo;) of a Registration Statement on Form&nbsp;S-8 (the &ldquo;Registration Statement&rdquo;)
under the Securities Act of 1933, as amended (the &ldquo;Securities Act&rdquo;), relating to 900,000 shares of the Company&rsquo;s common
stock, par value $0.01 per share (the &ldquo;Common Stock&rdquo;), to be offered pursuant to the Great Southern Bancorp,&nbsp;Inc. 2022
Omnibus Incentive Plan (the &ldquo;Plan&rdquo;).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">In connection with our opinion, we have examined
originals or copies, certified or otherwise identified to our satisfaction, of the Plan, the Registration Statement, the Company&rsquo;s
charter and bylaws, resolutions of the Company&rsquo;s Board of Directors and committees thereof, and such other documents and corporate
records as we have deemed appropriate for the purpose of rendering this opinion. We have assumed without investigation the genuineness
of all signatures, the legal capacity of natural persons, the authenticity, accuracy and completeness of all documents submitted to us
as originals, the conformity to authentic and complete original documents of all documents submitted to us as certified, conformed or
photostatic copies and the authenticity, accuracy and completeness of the originals of such copies. We have further assumed the accuracy
of certifications of public officials, government agencies and departments, and corporate officers and other individuals on which we are
relying, and have made no independent investigations thereof. In addition, we have assumed that the shares of Common Stock issuable pursuant
to awards under the Plan will continue to be duly authorized at the respective times of such issuances, and that the agreements evidencing
awards under the Plan will constitute valid and binding obligations of the Company, enforceable against the Company in accordance with
their terms (subject to applicable bankruptcy, insolvency, moratorium, reorganization and other laws and legal principles affecting creditors&rsquo;
rights).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">Based upon the foregoing, and subject to the limitations,
qualifications, exceptions and assumptions set forth herein, it is our opinion that the shares of Common Stock being so registered will
be, when and if issued, sold and paid for in accordance with and as contemplated by the Plan, validly issued, fully paid and non-assessable.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">In rendering the foregoing opinion, we express
no opinion as to the laws of any jurisdiction other than the General Corporation Law of the State of Maryland, as currently in effect.
This opinion is limited to the facts bearing on this opinion as they exist on the date of this opinion. We disclaim any obligation to
review or supplement this opinion or to advise you of any changes in the circumstances, laws or events that may occur after this date
or otherwise update this opinion.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">We hereby consent to the inclusion of this opinion
as Exhibit&nbsp;5 to the Registration Statement. In giving this consent, we do not admit that we are within the category of persons whose
consent is required under Section&nbsp;7 of the Securities Act or the rules&nbsp;and regulations of the Commission thereunder. The opinion
expressed herein is a matter of professional judgment and is not a guarantee of result.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%">
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    <TD STYLE="font: 10pt Times New Roman, Times, Serif; width: 50%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 50%; font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Very
    truly yours,</FONT></TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">/s/
    SILVER, FREEDMAN, TAFF&nbsp;&amp; TIERNAN LLP</FONT></TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">SILVER,
    FREEDMAN, TAFF&nbsp;&amp; TIERNAN LLP</FONT></TD></TR>
  </TABLE>


<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

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<TYPE>EX-23.2
<SEQUENCE>3
<FILENAME>tm2218694d1_ex23-2.htm
<DESCRIPTION>EXHIBIT 23.2
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<P STYLE="text-align: right; margin: 0"><FONT STYLE="font-size: 10pt"><B>&nbsp;</B></FONT><B>Exhibit 23.2</B></P>

<P STYLE="margin: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="margin: 0"><FONT STYLE="font-size: 10pt">&nbsp;<IMG SRC="image_001.jpg" ALT=""></FONT></P>

<P STYLE="margin: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="margin: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="text-align: center; margin-top: 0; margin-bottom: 0"><FONT STYLE="font-size: 12pt"><B>Consent of Independent Registered Public
Accounting Firm</B></FONT></P>

<P STYLE="margin: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="margin: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="margin: 0"><FONT STYLE="font-size: 10pt">Audit Committee, Board of Directors, and Stockholders</FONT></P>

<P STYLE="margin: 0"><FONT STYLE="font-size: 10pt">Great Southern Bancorp, Inc.</FONT></P>

<P STYLE="margin: 0"><FONT STYLE="font-size: 10pt">Springfield, Missouri</FONT></P>

<P STYLE="margin: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="margin: 0"><FONT STYLE="font-size: 10pt">We consent to the incorporation by reference in this Registration Statement on Form
S-8 of our report dated March 7, 2022, on our audits of the consolidated financial statements included in the Annual Report on Form 10-K
of Great Southern Bancorp, Inc. as of December 31, 2021 and 2020, and for each of the three years in the period ended December 31, 2021.
We also consent to the incorporation by reference of our report dated March 7, 2022, on our audit of the internal control over financial
reporting of Great Southern Bancorp, Inc. as of December 31, 2021, which is included in the Annual Report on Form 10-K.</FONT></P>

<P STYLE="margin: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="margin: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="text-align: center; margin-top: 0; margin-bottom: 0"><FONT STYLE="font-size: 10pt">/s/FORVIS, LLP (Formerly BKD, LLP)</FONT></P>

<P STYLE="margin: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="margin: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="margin: 0"><FONT STYLE="font-size: 10pt">Springfield, Missouri</FONT></P>

<P STYLE="margin: 0"><FONT STYLE="font-size: 10pt">June 17, 2022</FONT></P>

<P STYLE="margin: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="margin: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="margin: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="margin: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="margin: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="margin: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="margin: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="margin: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="text-align: center; margin-top: 0; margin-bottom: 0"><FONT STYLE="font-size: 10pt"><IMG SRC="image_002.jpg" ALT="">&nbsp;</FONT></P>

<P STYLE="margin: 0"></P>

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<TYPE>EX-99.2
<SEQUENCE>4
<FILENAME>tm2218694d1_ex99-2.htm
<DESCRIPTION>EXHIBIT 99.2
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<P STYLE="text-align: right; font: 10pt Times New Roman, Times, Serif; margin: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Exhibit 99.2</B></FONT></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>GREAT SOUTHERN BANCORP,&nbsp;INC.</B></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>2022 OMNIBUS INCENTIVE PLAN</B></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B><U>INCENTIVE STOCK OPTION AGREEMENT</U></B></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">ISO NO. &laquo;Grant_Number&raquo;</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">This option, intended to qualify
as an Incentive Stock Option under Section&nbsp;422 of the Internal Revenue Code of 1986, as amended, is granted as of <B>&laquo;Grant_Date&raquo;</B>
by Great Southern Bancorp,&nbsp;Inc. (the &ldquo;Company&rdquo;) to <B>&laquo;Full_Name&raquo;</B> (the &ldquo;Optionee&rdquo;), in accordance
with the following terms and conditions:</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">1.&nbsp;<U>Option Grant and
Exercise Period</U>.&nbsp;&nbsp;The Company hereby grants to the Optionee an Option (the &ldquo;Option&rdquo;) to purchase, pursuant to
the Great Southern Bancorp,&nbsp;Inc. 2022 Omnibus Incentive Plan (as the same may from time to time be amended, the &ldquo;Plan&rdquo;),
and upon the terms and conditions therein and hereinafter set forth, an aggregate of <B>&laquo;Shares&raquo; </B>shares (the &ldquo;Option
Shares&rdquo;) of the Common Stock, par value $.01 per share (&ldquo;Common Stock&rdquo;), of the Company at the price (the &ldquo;Exercise
Price&rdquo;) of $<B>&laquo;Grant_Price&raquo;</B> per share.&nbsp;&nbsp;A copy of the Plan, as currently in effect, is incorporated herein
by reference, and either is attached hereto or has been delivered previously to the Optionee. Capitalized terms used but not otherwise
defined in this Agreement shall have the meanings ascribed to them in the Plan.</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Except as set forth in Section&nbsp;5
below or Section&nbsp;8 below, this Option shall be exercisable only during the period (the &ldquo;Exercise Period&rdquo;) commencing
on the date and to the extent it becomes vested as set forth below and ending at 5:00 p.m., Central time, on &laquo;Expiration_Date&raquo;,
such later time and date being hereinafter referred to as the &ldquo;Expiration Date.&rdquo;&nbsp;&nbsp;Subject to Sections 5 and 8 below,
this Option shall vest and become exercisable according to the following schedule:</P>

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<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 52%; text-align: center"><B><U>Vesting Date</U></B></TD>
    <TD STYLE="width: 48%; text-align: center"><B><U>Number of Shares Vesting</U></B></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: center"><B>&laquo;Vest_Date1&raquo;</B></TD>
    <TD STYLE="text-align: center"><B>&laquo;Vest1&raquo;</B></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: center"><B>&laquo;Vest_Date2&raquo;</B></TD>
    <TD STYLE="text-align: center"><B>&laquo;Vest2&raquo;</B></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: center"><B>&laquo;Vest_Date3&raquo;</B></TD>
    <TD STYLE="text-align: center"><B>&laquo;Vest3&raquo;</B></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: center"><B>&laquo;Vest_Date4&raquo;</B></TD>
    <TD STYLE="text-align: center"><B>&laquo;Vest4&raquo;</B></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">During the Exercise Period,
to the extent vested, this Option shall be exercisable in whole at any time or in part from time to time subject to the provisions of
this Agreement.&nbsp;&nbsp;In the event this Option or any portion thereof fails to qualify as an Incentive Stock Option for any reason
whatsoever, this Option or such portion thereof shall automatically be deemed a Non-Qualified Stock Option.&nbsp;&nbsp;For example, to
the extent that this Option or any portion thereof becomes or remains exercisable after the expiration of three months following the Optionee&rsquo;s
termination of employment (other than by reason of death&nbsp;or Disability), this Option shall no longer qualify as an Incentive Stock
Option but shall deem to be a Non-Qualified Stock Option for tax purposes.</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">2.&nbsp;<U>Method of Exercise
of This Option</U>.&nbsp;&nbsp;This Option may be exercised during the Exercise Period by providing written notice to the Plan administrator
of the Company specifying the number of Option Shares to be purchased; provided however, that the minimum number of Option Shares which
may be purchased at any time shall be 100, or, if less, the total number of Option Shares relating to this Option which remain un-purchased.&nbsp;&nbsp;The
date of exercise is the date on which such notice is received by the Company.&nbsp;&nbsp;Such notice must be accompanied by payment in
full of the aggregate Exercise Price for the Option Shares to be purchased upon such exercise.&nbsp;&nbsp;Payment shall be made (i)&nbsp;in
cash or its equivalent (including cash or its equivalent paid through a broker-assisted exercise program), (ii)&nbsp;by tendering previously
acquired shares of Common Stock having an aggregate Fair Market Value at the time of exercise equal to the aggregate Exercise Price, (iii)&nbsp;by
net exercise (a cashless exercise whereby the Company will reduce the number of Option Shares issuable upon exercise by the number of
Shares having a Fair Market Value equal to the aggregate Exercise Price for the Option Shares to be purchased upon exercise), or (iv)&nbsp;by
a combination of (i), (ii)&nbsp;and (iii).&nbsp;&nbsp;Promptly after such payment, subject to Section&nbsp;3 below, the Company shall
issue and deliver to the Optionee (or other person exercising this Option if the Option was transferred in accordance with Section&nbsp;6.11
of the Plan and Section&nbsp;4 below) a certificate or certificates representing the shares of Common Stock so purchased, registered in
the name of the Optionee (or such other person), or, upon request, in the name of the Optionee (or such other person) and in the name
of another jointly with right of survivorship. In lieu of issuing a certificate or certificates representing the shares of Common Stock
so purchased, the Company may cause such shares to be credited to a book entry account maintained by the Company (or its transfer agent
or other designee) for the benefit of the Optionee or other person exercising this Option, including any joint owner as provided in the
immediately preceding sentence.</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">3.&nbsp;<U>Delivery and Registration
of Shares of Common Stock</U>.&nbsp;&nbsp;The Company&rsquo;s obligation to deliver shares of Common Stock hereunder shall, if the Committee
so requests, be conditioned upon the receipt of a representation as to the investment intention of the Optionee or any other person to
whom such shares are to be delivered pursuant to Section&nbsp;6.8(a)&nbsp;of the Plan in the event of the death of the Optionee, in such
form as the Committee shall determine to be necessary or advisable to comply with the provisions of the Securities Act of 1933, as amended
(the &ldquo;Securities Act&rdquo;), or any other federal, state or local securities law or regulation.&nbsp;&nbsp;In requesting any such
representation, it may be provided that such representation requirement shall become inoperative upon a registration of such shares or
other action eliminating the necessity of such representation under the Securities Act or other securities law or regulation.&nbsp;&nbsp;The
Company shall not be required to deliver any shares upon exercise of this Option prior to (i)&nbsp;the admission of such shares to listing
on any stock exchange or system on which the shares of Common Stock may then be listed, and (ii)&nbsp;the completion of such registration
or other qualification of such shares under any state or federal law, rule&nbsp;or regulation, as the Committee shall determine to be
necessary or advisable.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">4.&nbsp;<U>Non-transferability
of This Option</U>.&nbsp;&nbsp;This Option may not be sold, transferred, pledged, assigned or otherwise alienated or hypothecated except
(i)&nbsp;in the event of the death of the Optionee, to the person designated as the Optionee&rsquo;s Beneficiary or, if no Beneficiary
has been properly designated by the Optionee, by will or by the laws of descent and distribution, or (ii)&nbsp;as otherwise provided with
respect to ISOs in Section&nbsp;6.11 of the Plan.&nbsp;&nbsp;Unless transferred as permitted hereby, this Option is exercisable during
the Optionee&rsquo;s lifetime only by the Optionee.&nbsp;&nbsp;The provisions of this Option shall be binding upon, inure to the benefit
of and be enforceable by the parties hereto, the successors and assigns of the Company and any person to whom this Option is transferred
as permitted hereby.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">5.&nbsp;<U>Termination of
Employment or Service</U>.&nbsp;&nbsp;Except as otherwise provided in this Section&nbsp;5, if the Optionee voluntarily terminates employment
or service as a Director or the Optionee&rsquo;s employment is involuntarily terminated without Cause (including voluntary termination
under circumstances constituting an involuntary termination or a resignation for good reason under an employment, severance or other agreement
applicable to Optionee), then the Optionee shall have three months after such termination of employment or service to exercise this Option
to the extent it is otherwise exercisable on the date of employment or service termination, but in no event later than the Expiration
Date. If the Optionee is terminated for Cause, all rights under this Option shall expire immediately upon the giving to the Optionee of
notice of such termination. The Optionee acknowledges that if this Option is not exercised within three months following a termination
of employment, then the Option will no longer qualify as an Incentive Stock Option. For purposes of clarification, if and so long as the
Optionee is a Director following termination of employment as an Employee, this Option shall continue to vest and become exercisable,
and shall remain exercisable, in accordance with its terms.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Nothing herein is intended
to diminish the rights of the Optionee under the Plan if the Optionee&rsquo;s employment or service is terminated due to death or Disability.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">In accordance with Section&nbsp;8
below, the foregoing provisions of this Section&nbsp;5 shall apply following a Change in Control to this Option or, if applicable, the
Replacement Award (as defined in Section&nbsp;8) which continues in effect after the Change in Control, provided, that if the Optionee&rsquo;s
employment or service terminates upon or after a Change in Control under circumstances constituting involuntary termination without Cause
(as described above), then this Option, or, if applicable, the&nbsp;&nbsp;Replacement Award, shall become immediately exercisable (to
the extent not already exercisable) and shall remain exercisable for a period of three months after such termination of employment or
service, but in no event later than the Expiration Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">6.&nbsp;<U>Regulatory, Recoupment
and Holding Period Requirements</U>. The Optionee acknowledges and agrees that this Option and the Optionee&rsquo;s receipt of any Shares
hereunder is subject to possible reduction, cancellation, forfeiture, recoupment (clawback), delayed or deferred payment or holding period
requirements, (a)&nbsp;upon the occurrence of events set forth in Section&nbsp;17.3 of the Plan, or (b)&nbsp;pursuant to policies which
the Company has or may adopt in furtherance of any Regulatory Requirements (including, but not limited to, the Dodd-Frank Wall Street
Reform and Consumer Protection Act) or otherwise.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">7.&nbsp;<U>Adjustments for
Changes in Capitalization of the Company</U>.&nbsp;&nbsp;In the event of any corporate event or transaction (including, but not limited
to, a change in the Shares of the Company or the capitalization of the Company), such as a merger, consolidation, reorganization, recapitalization,
separation, stock dividend, stock split, reverse stock split, split up, spin-off, or other distribution of stock or property of the Company,
combination of Shares, exchange of Shares, dividend in kind, or other like change in capital structure or distribution (other than normal
cash dividends) to stockholders of the Company, or any similar corporate event or transaction, such adjustment shall be made in the number
and class of shares covered by this Option and the Exercise Price of this Option as shall be determined to be appropriate and equitable
by the Committee to prevent dilution or enlargement of rights; and provided that the number of shares subject to this Option shall always
be a whole number.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">8.&nbsp;<U>Effect of Change
in Control</U>.&nbsp;&nbsp;A Change in Control shall not, by itself, result in acceleration of the vesting and exercisability of the Option,
except as provided in this Section&nbsp;8.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Upon a Change in Control prior
to the scheduled vesting date, except to the extent that another Award meeting the requirements of this Section&nbsp;8 (a &ldquo;Replacement
Award&rdquo;) is provided to the Optionee to replace this Option (the &ldquo;Replaced Award&rdquo;), this Option shall vest and be exercisable
in full on the effective date of such Change in Control.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">An Award shall meet the conditions
of this Section&nbsp;8 (and thereby qualify as a Replacement Award) if the following conditions are met:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(a)&nbsp;The Replacement Award
has a value at least equal to the value of the Replaced Award;</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(b)&nbsp;The Replacement Award
relates to publicly traded equity securities of the Company or its successor following the Change the Change in Control or another entity
that is affiliated with the Company or its successor following the Change in Control;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(c)&nbsp;The
Replacement Award meets the requirements of Section&nbsp;12.4 of the Plan; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(d)&nbsp;The other terms and
conditions of the Replacement Award are not less favorable to the Optionee than the terms and conditions of the Replaced Award (including
the provisions that would apply in the event of a subsequent Change in Control and the provisions of Section&nbsp;5 of this Agreement
and Section&nbsp;12.4 of the Plan).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Without limiting the generality
of the foregoing, a Replacement Award may take the form of a continuation of a Replaced Award if the requirements of the preceding sentence
are satisfied.&nbsp;&nbsp;The determination of whether the conditions of this Section&nbsp;8 are satisfied shall be made by the Committee,
as constituted immediately before the Change in Control, in its sole discretion.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">9.&nbsp;<U>Stockholder Rights
Not Granted by This Option</U>.&nbsp;&nbsp;The Optionee is not entitled by virtue hereof to any rights of a stockholder of the Company
or to notice of meetings of stockholders or to notice of any other proceedings of the Company.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">10.&nbsp;<U>Withholding Tax</U>.&nbsp;&nbsp;The
Company shall have the power and the right to deduct or withhold from shares of Common Stock issuable upon exercise of the Option, shares
with a Fair Market Value equal to the amount sufficient to satisfy any applicable income, employment or other taxes required by law to
be withheld, unless the Optionee has made arrangements acceptable to the Company for the payment of such taxes.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">11.&nbsp;<U>Notices</U>.&nbsp;&nbsp;All
notices hereunder to the Company shall be delivered or mailed to it addressed to the Secretary of Great Southern Bancorp,&nbsp;Inc., 218
South Glenstone Avenue, Springfield, Missouri 65802. Any notices hereunder to the Optionee shall be delivered personally or mailed to
the Optionee&rsquo;s address noted below.&nbsp;&nbsp;Such addresses for the service of notices may be changed at any time provided written
notice of the change is furnished in advance to the Company or to the Optionee, as the case may be.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">12.&nbsp;<U>Plan and Plan
Interpretations as Controlling</U>.&nbsp;&nbsp;This Option and the terms and conditions herein set forth are subject in all respects to
the terms and conditions of the Plan, which are controlling.&nbsp;&nbsp;All determinations and interpretations of the Committee shall
be binding and conclusive upon the Optionee or his legal representatives with regard to any question arising hereunder or under the Plan.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">13.&nbsp;<U>Optionee Service</U>.&nbsp;&nbsp;Nothing
in this Option shall limit the right of the Company or any of its affiliates to terminate the Optionee&rsquo;s service as an officer or
employee, or otherwise impose upon the Company or any of its affiliates any obligation to employ or accept the services of the Optionee.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">14.&nbsp;<U>Optionee Acceptance</U>.&nbsp;&nbsp;The
Optionee shall signify his acceptance of the terms and conditions of this Option by signing in the space provided below and returning
a signed copy hereof to the Company at the address set forth in Section&nbsp;11 above. To the extent the terms of any employment, severance
or other agreement to which the Optionee is a party with the Company or any Subsidiary that is then in effect provide for any rights that
conflict with or are otherwise contrary to the terms contained in this Agreement, including the vesting or exercise rights contained in
Sections&nbsp;5 and 8, the terms of this Agreement shall control.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">15.&nbsp;<U>Electronic Signature</U>.&nbsp;&nbsp;All
references to signatures and delivery of documents in this Option may be satisfied by procedures the Company has established or may establish
from time to time for an electronic system for execution and delivery of any such documents, including this Option.&nbsp;&nbsp;The Optionee&rsquo;s
electronic signature, including, without limitation, &ldquo;click-through&rdquo; acceptance of this Option through a website maintained
by or on behalf of the Company, is the same as, and shall have the same force and effect as, the Optionee&rsquo;s manual signature.&nbsp;&nbsp;Any
such procedures and delivery may be effected by a third party engaged by the Company to provide administrative services relating to this
Option.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">16.&nbsp;<U>Notice of Sale</U>.&nbsp;&nbsp;The
Optionee or any person to whom this Option or the Option Shares shall have been transferred by will or by the laws of descent and distribution
promptly shall give notice to the Company in the event of the sale or other disposition of Option Shares within the later of (a)&nbsp;two
years from the date of grant of this Option or (b)&nbsp;one year from the date of exercise of this Option.&nbsp;&nbsp;Such notice shall
specify the number of Option Shares sold or otherwise disposed of and be directed to the address set forth in Section&nbsp;11 above.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">17. <U>Non-Disclosure of Confidential
Information and Non-Solicitation</U>. Information concerning any customer of the Company (including its Subsidiaries and affiliates, &ldquo;Great
Southern&rdquo;) or the business matters of Great Southern, to the extent learned or obtained as a result of employment or service with
Great Southern and which has not been disclosed to the public, is privileged, private and confidential (&ldquo;Confidential Information&rdquo;).
The Optionee agrees to protect all Confidential Information and not disclose it to any unauthorized persons, either during or after employment
or service. Furthermore, the Optionee understands that any password and/or security code issued to allow access to designated areas of
Great Southern, including any computer system(s), is also to be treated as Confidential Information and must not be disclosed to any unauthorized
persons, either during or after employment or service. The Optionee understands that disregard of this Agreement would damage Great Southern,
may result in disciplinary action up to and including termination of employment or service, and may also be a violation of state and/or
federal law or regulation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">If the Optionee is requested
or required (including but not limited to by oral questions, interrogatories, requests for information or documents in connection with
a legal proceeding, subpoena, civil investigative demand or other similar process) to disclose any Confidential Information, the Optionee
shall provide the Company with prompt written notice of any such request or requirement so that the Company and/or a Subsidiary of the
Company may seek a protective order or other appropriate remedy and/or waive compliance with the provisions of this Section&nbsp;17. If,
in the absence of a protective order or other remedy or the receipt of a waiver from the Company, the Optionee is nonetheless legally
compelled to disclose Confidential Information to any tribunal or else stand liable for contempt or suffer other censure or penalty, the
Optionee may, without liability hereunder, disclose to such tribunal only that portion of the Confidential Information which is legally
required to be disclosed, provided that the Optionee exercises best efforts to preserve the confidentiality of the Confidential Information,
including without limitation by cooperating with the Company and/or a Subsidiary of the Company to obtain an appropriate protective order
or other reliable assurance that confidential treatment will be accorded the Confidential Information by such tribunal. Notwithstanding
anything to the contrary herein, the parties hereto agree that nothing contained in this Agreement limits the Optionee&rsquo;s ability
to report information to or file a charge or complaint with the Equal Employment Opportunity Commission, the Securities and Exchange Commission,
the Federal Deposit Insurance Corporation, the Board of Governors of the Federal Reserve System or any other federal, state or local governmental
agency or commission that has jurisdiction over the Company or any Subsidiary of the Company (the &ldquo;Government Agencies&rdquo;).
The Optionee further understands that this Agreement does not limit the Optionee&rsquo;s ability to communicate with any Government Agencies
or otherwise participate in any investigation or proceeding that may be conducted by any Government Agency, including providing documents
or other information, without notice to the Company and/or any Subsidiary of the Company. This Agreement does not limit the Optionee&rsquo;s
right to receive an award for information provided to any Government Agencies. In addition, pursuant to the Defend Trade Secrets Act of
2016, the Optionee understands that an individual may not be held criminally or civilly liable under any federal or state trade secret
law for the disclosure of a trade secret that (i)&nbsp;is made (A)&nbsp;in confidence to a federal, state or local government official,
either directly or indirectly, or to an attorney; and (B)&nbsp;solely for the purpose of reporting or investigating a suspected violation
of law; or (ii)&nbsp;is made in a complaint or other document that is filed under seal in a lawsuit or other proceeding.&nbsp; Further,
an individual who files a lawsuit for retaliation by an employer for reporting a suspected violation of law may disclose the employer's
trade secrets to the attorney of the individual and use the trade secret information in the court proceeding if the individual (y)&nbsp;files
any document containing the trade secret under seal; and (z)&nbsp;does not disclose the trade secret, except pursuant to court order.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The Optionee agrees that,
upon leaving employment or service with Great Southern, for whatever reason, whether voluntary or involuntary, the Optionee will not keep
or take any Confidential Information. The Optionee also agrees that, for a period of three (3)&nbsp;years from the date of such termination
of employment or service, the Optionee will not solicit or service, either directly or indirectly, any Great Southern customer where information
about the customer was obtained through employment or service with Great Southern. The Optionee further agrees that, for a period of one
(1)&nbsp;year from the date of such termination of employment or service, the Optionee will not solicit, recruit, hire or otherwise interfere
with the employment of any employee of Great Southern.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Should the Optionee breach
this Agreement either during or after employment or service, the Company shall be entitled to obtain injunctive relief, and also to recover
from the Optionee any damages caused by such breach, and all costs associated with enforcement of this Agreement, including, but not limited
to, reasonable attorneys&rsquo; fees and expenses.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">IN WITNESS WHEREOF, the parties
hereto have caused this INCENTIVE STOCK OPTION AGREEMENT to be executed as of the date first above written.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%">
<TR STYLE="vertical-align: top">
<TD STYLE="width: 50%; font-size: 10pt">&nbsp;</TD>
<TD STYLE="width: 50%"><B>GREAT SOUTHERN BANCORP,&nbsp;INC.</B> </TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="font-size: 10pt">&nbsp;</TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="font-size: 10pt">&nbsp;</TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="font-size: 10pt">&nbsp;</TD>
<TD STYLE="border-top: Black 1pt solid">Joseph W. Turner, President and Chief Executive Officer</TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="font-size: 10pt">&nbsp;</TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="font-size: 10pt">&nbsp;</TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="font-size: 10pt">&nbsp;</TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="font-size: 10pt">&nbsp;</TD>
<TD>ACCEPTED: </TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="font-size: 10pt">&nbsp;</TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="font-size: 10pt">&nbsp;</TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="font-size: 10pt">&nbsp;</TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="font-size: 10pt">&nbsp;</TD>
<TD STYLE="border-top: Black 1pt solid">&nbsp;&laquo;Full_Name&raquo; </TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="font-size: 10pt">&nbsp;</TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="font-size: 10pt">&nbsp;</TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="font-size: 10pt">&nbsp;</TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="font-size: 10pt">&nbsp;</TD>
<TD STYLE="border-top: Black 1pt solid">(Street Address)</TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="font-size: 10pt">&nbsp;</TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="font-size: 10pt">&nbsp;</TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="font-size: 10pt">&nbsp;</TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="font-size: 10pt">&nbsp;</TD>
<TD STYLE="border-top: Black 1pt solid"> (City, State, and Zip Code)</TD></TR>
</TABLE>

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<P STYLE="margin: 0pt"></P>

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</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.3
<SEQUENCE>5
<FILENAME>tm2218694d1_ex99-3.htm
<DESCRIPTION>EXHIBIT 99.3
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="margin: 0pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right; margin: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Exhibit 99.3</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>GREAT SOUTHERN BANCORP,&nbsp;INC.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>2022 OMNIBUS INCENTIVE PLAN</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B><U>NON-QUALIFIED STOCK OPTION AGREEMENT</U></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">NQSO NO. &laquo;Grant_Number&raquo;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">This option, intended to be
a Non-Qualified Stock Option,&nbsp;is granted as of <B>&laquo;Grant_Date&raquo;</B> by Great Southern Bancorp,&nbsp;Inc. (the &ldquo;Company&rdquo;)
to <B>&laquo;Full_Name&raquo;</B> (the &ldquo;Optionee&rdquo;), in accordance with the following terms and conditions:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">1.&nbsp;<U>Option Grant and
Exercise Period</U>.&nbsp;&nbsp;The Company hereby grants to the Optionee an Option (the &ldquo;Option&rdquo;) to purchase, pursuant to
the Great Southern Bancorp,&nbsp;Inc. 2022 Omnibus Incentive Plan (as the same may from time to time be amended, the &ldquo;Plan&rdquo;),
and upon the terms and conditions therein and hereinafter set forth, an aggregate of <B>&laquo;Shares&raquo; </B>shares (the &ldquo;Option
Shares&rdquo;) of the Common Stock, par value $.01 per share (&ldquo;Common Stock&rdquo;), of the Company at the price (the &ldquo;Exercise
Price&rdquo;) of <B>$&laquo;Grant_Price&raquo; </B>per share.&nbsp;&nbsp;A copy of the Plan, as currently in effect, is incorporated herein
by reference, and either is attached hereto or has been delivered previously to the Optionee. Capitalized terms used but not otherwise
defined in this Agreement shall have the meanings ascribed to them in the Plan.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Except as set forth in Section&nbsp;5
below or Section&nbsp;8 below, this Option shall be exercisable only during the period (the &ldquo;Exercise Period&rdquo;) commencing
on the date and to the extent it becomes vested as set forth below and ending at 5:00 p.m., Central time, on &laquo;Expiration_Date&raquo;,
such later time and date being hereinafter referred to as the &ldquo;Expiration Date.&rdquo;&nbsp;&nbsp;Subject to Sections 5 and 8 below,
this Option shall vest and become exercisable according to the following schedule:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 42%; text-align: center"><B><U>Vesting Date</U></B></TD>
    <TD STYLE="width: 58%; text-align: center"><B><U>Number of Shares Vesting</U></B></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: center"><B>&laquo;Vest_Date1&raquo;</B></TD>
    <TD STYLE="text-align: center"><B>&laquo;Vest1&raquo;</B></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: center"><B>&laquo;Vest_Date2&raquo;</B></TD>
    <TD STYLE="text-align: center"><B>&laquo;Vest2&raquo;</B></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: center"><B>&laquo;Vest_Date3&raquo;</B></TD>
    <TD STYLE="text-align: center"><B>&laquo;Vest3&raquo;</B></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: center"><B>&laquo;Vest_Date4&raquo;</B></TD>
    <TD STYLE="text-align: center"><B>&nbsp;&laquo;Vest4&raquo;&nbsp;</B></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">During the Exercise Period,
to the extent vested, this Option shall be exercisable in whole at any time or in part from time to time subject to the provisions of
this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">2.&nbsp;<U>Method of Exercise
of This Option</U>.&nbsp;&nbsp;This Option may be exercised during the Exercise Period by providing written notice to the Plan administrator
of the Company specifying the number of Option Shares to be purchased; provided however, that the minimum number of Option Shares which
may be purchased at any time shall be 100, or, if less, the total number of Option Shares relating to this Option which remain un-purchased.&nbsp;&nbsp;&nbsp;&nbsp;The
date of exercise is the date on which such notice is received by the Company.&nbsp;&nbsp;Such notice must be accompanied by payment in
full of the aggregate Exercise Price for the Option Shares to be purchased upon such exercise.&nbsp;&nbsp;Payment shall be made (i)&nbsp;in
cash or its equivalent (including cash or its equivalent paid through a broker-assisted exercise program), (ii)&nbsp;by tendering previously
acquired shares of Common Stock having an aggregate Fair Market Value at the time of exercise equal to the aggregate Exercise Price, (iii)&nbsp;by
net exercise (a cashless exercise whereby the Company will reduce the number of Option Shares issuable upon exercise by the number of
Shares having a Fair Market Value equal to the aggregate Exercise Price for the Option Shares to be purchased upon exercise), or (iv)&nbsp;by
a combination of (i), (ii)&nbsp;and (iii).&nbsp;&nbsp;Promptly after such payment, subject to Section&nbsp;3 below, the Company shall
issue and deliver to the Optionee (or other person exercising this Option if the Option was transferred in accordance with Section&nbsp;6.11
of the Plan and Section&nbsp;4 below) a certificate or certificates representing the shares of Common Stock so purchased, registered in
the name of the Optionee (or such other person), or, upon request, in the name of the Optionee (or such other person) and in the name
of another jointly with right of survivorship. In lieu of issuing a certificate or certificates representing the shares of Common Stock
so purchased, the Company may cause such shares to be credited to a book entry account maintained by the Company (or its transfer agent
or other designee) for the benefit of the Optionee or other person exercising this Option, including any joint owner as provided in the
immediately preceding sentence.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">3.&nbsp;<U>Delivery and Registration
of Shares of Common Stock</U>.&nbsp;&nbsp;The Company&rsquo;s obligation to deliver shares of Common Stock hereunder shall, if the Committee
so requests, be conditioned upon the receipt of a representation as to the investment intention of the Optionee or any other person to
whom such shares are to be delivered pursuant to Section&nbsp;6.8(a)&nbsp;of the Plan in the event of the death of the Optionee, in such
form as the Committee shall determine to be necessary or advisable to comply with the provisions of the Securities Act of 1933, as amended
(the &ldquo;Securities Act&rdquo;), or any other federal, state or local securities law or regulation.&nbsp;&nbsp;In requesting any such
representation, it may be provided that such representation requirement shall become inoperative upon a registration of such shares or
other action eliminating the necessity of such representation under the Securities Act or other securities law or regulation.&nbsp;&nbsp;The
Company shall not be required to deliver any shares upon exercise of this Option prior to (i)&nbsp;the admission of such shares to listing
on any stock exchange or system on which the shares of Common Stock may then be listed, and (ii)&nbsp;the completion of such registration
or other qualification of such shares under any state or federal law, rule&nbsp;or regulation, as the Committee shall determine to be
necessary or advisable.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">4.&nbsp;<U>Non-transferability
of This Option</U>.&nbsp;&nbsp;This Option may not be sold, transferred, pledged, assigned or otherwise alienated or hypothecated except
(i)&nbsp;in the event of the death of the Optionee, to the person designated as the Optionee&rsquo;s Beneficiary or, if no Beneficiary
has been properly designated by the Optionee, by will or by the laws of descent and distribution, (ii)&nbsp;pursuant to a Qualified Domestic
Relations Order, (iii)&nbsp;to a grantor trust if, under Code Section&nbsp;671 and applicable state law, the Optionee is considered the
sole beneficial owner of this Option while it is held by the trust or (iv)&nbsp;if allowed by the Committee, in its sole and absolute
discretion, by gift to any member of the Optionee&rsquo;s immediate family (as defined in Section&nbsp;6.11 of the Plan) or to a trust
for the benefit of the Optionee or one or more of the Optionee&rsquo;s immediate family members. Unless transferred as permitted hereby,
this Option is exercisable during the Optionee&rsquo;s lifetime only by the Optionee.&nbsp;&nbsp;The provisions of this Option shall be
binding upon, inure to the benefit of and be enforceable by the parties hereto, the successors and assigns of the Company and any person
to whom this Option is transferred as permitted hereby.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">5.&nbsp;<U>Termination of
Employment or Service</U>.&nbsp;&nbsp;Except as otherwise provided in this Section&nbsp;5, if the Optionee voluntarily terminates employment
or service as a Director or the Optionee&rsquo;s employment is involuntarily terminated without Cause (including voluntary termination
under circumstances constituting an involuntary termination or a resignation for good reason under an employment, severance or other agreement
applicable to Optionee), then the Optionee shall have three months after such termination of employment or service as a Director to exercise
this Option to the extent it is otherwise exercisable on the date of employment or service termination, but in no event later than the
Expiration Date. If the Optionee is terminated for Cause, all rights under this Option shall expire immediately upon the giving to the
Optionee of notice of such termination. For purposes of clarification, if and so long as the Optionee (i)&nbsp;is a Director following
termination of employment as an Employee or (ii)&nbsp;is an Employee following termination of service as a Director, this Option shall
continue to vest and become exercisable, and shall remain exercisable, in accordance with its terms.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Nothing herein is intended
to diminish the rights of the Optionee under the Plan if the Optionee&rsquo;s employment or service is terminated due to death or Disability.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">In accordance with Section&nbsp;8
below, the foregoing provisions of this Section&nbsp;5 shall apply following a Change in Control to this Option or, if applicable, the
Replacement Award (as defined in Section&nbsp;8) which continues in effect after the Change in Control, provided, that if the Optionee&rsquo;s
employment or service terminates upon or after a Change in Control under circumstances constituting involuntary termination without Cause
(as described above), then this Option, or, if applicable, the&nbsp;&nbsp;Replacement Award, shall become immediately exercisable (to
the extent not already exercisable) and shall remain exercisable for a period of three months after such termination of employment or
service, but in no event later than the Expiration Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">6.&nbsp;<U>Regulatory, Recoupment
and Holding Period Requirements</U>. The Optionee acknowledges and agrees that this Option and the Optionee&rsquo;s receipt of any Shares
hereunder is subject to possible reduction, cancellation, forfeiture, recoupment (clawback), delayed or deferred payment or holding period
requirements, (a)&nbsp;upon the occurrence of events set forth in Section&nbsp;17.3 of the Plan, or (b)&nbsp;pursuant to policies which
the Company has or may adopt in furtherance of any Regulatory Requirements (including, but not limited to, the Dodd-Frank Wall Street
Reform and Consumer Protection Act) or otherwise.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">7.&nbsp;<U>Adjustments for
Changes in Capitalization of the Company</U>.&nbsp;&nbsp;In the event of any corporate event or transaction (including, but not limited
to, a change in the Shares of the Company or the capitalization of the Company), such as a merger, consolidation, reorganization, recapitalization,
separation, stock dividend, stock split, reverse stock split, split up, spin-off, or other distribution of stock or property of the Company,
combination of Shares, exchange of Shares, dividend in kind, or other like change in capital structure or distribution (other than normal
cash dividends) to stockholders of the Company, or any similar corporate event or transaction, such adjustment shall be made in the number
and class of shares covered by this Option and the Exercise Price of this Option as shall be determined to be appropriate and equitable
by the Committee to prevent dilution or enlargement of rights; and provided that the number of shares subject to this Option shall always
be a whole number.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">8.&nbsp;<U>Effect of Change
in Control</U>.&nbsp;&nbsp;A Change in Control shall not, by itself, result in acceleration of the vesting and exercisability of the Option,
except as provided in this Section&nbsp;8.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Upon a Change in Control prior
to the scheduled vesting date, except to the extent that another Award meeting the requirements of this Section&nbsp;8 (a &ldquo;Replacement
Award&rdquo;) is provided to the Optionee to replace this Option (the &ldquo;Replaced Award&rdquo;), this Option shall vest and be exercisable
in full on the effective date of such Change in Control.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">An Award shall meet the conditions
of this Section&nbsp;8 (and thereby qualify as a Replacement Award) if the following conditions are met:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(a)&nbsp;The Replacement Award
has a value at least equal to the value of the Replaced Award;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(b)&nbsp;The Replacement Award
relates to publicly traded equity securities of the Company or its successor following the Change the Change in Control or another entity
that is affiliated with the Company or its successor following the Change in Control;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(c)&nbsp;The
Replacement Award meets the requirements of Section&nbsp;12.4 of the Plan; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(d)&nbsp;The other terms and
conditions of the Replacement Award are not less favorable to the Optionee than the terms and conditions of the Replaced Award (including
the provisions that would apply in the event of a subsequent Change in Control and the provisions of Section&nbsp;5 of this Agreement
and Section&nbsp;12.4 of the Plan).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Without limiting the generality
of the foregoing, a Replacement Award may take the form of a continuation of a Replaced Award if the requirements of the preceding sentence
are satisfied.&nbsp;&nbsp;The determination of whether the conditions of this Section&nbsp;8 are satisfied shall be made by the Committee,
as constituted immediately before the Change in Control, in its sole discretion.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">9.&nbsp;<U>Stockholder Rights
Not Granted by This Option</U>.&nbsp;&nbsp;The Optionee is not entitled by virtue hereof to any rights of a stockholder of the Company
or to notice of meetings of stockholders or to notice of any other proceedings of the Company.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">10.&nbsp;<U>Withholding Tax</U>.&nbsp;&nbsp;The
Company shall have the power and the right to deduct or withhold from shares of Common Stock issuable upon exercise of the Option, shares
with a Fair Market Value equal to the amount sufficient to satisfy any applicable income, employment or other taxes required by law to
be withheld, unless the Optionee has made arrangements acceptable to the Company for the payment of such taxes.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">11.&nbsp;<U>Notices</U>.&nbsp;&nbsp;All
notices hereunder to the Company shall be delivered or mailed to it addressed to the Secretary of Great Southern Bancorp,&nbsp;Inc., 218
South Glenstone Avenue, Springfield, Missouri 65802.&nbsp;&nbsp; Any notices hereunder to the Optionee shall be delivered personally or
mailed to the Optionee&rsquo;s address noted below.&nbsp;&nbsp;Such addresses for the service of notices may be changed at any time provided
written notice of the change is furnished in advance to the Company or to the Optionee, as the case may be.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">12.&nbsp;<U>Plan and Plan
Interpretations as Controlling</U>.&nbsp;&nbsp;This Option and the terms and conditions herein set forth are subject in all respects to
the terms and conditions of the Plan, which are controlling.&nbsp;&nbsp;All determinations and interpretations of the Committee shall
be binding and conclusive upon the Optionee or his legal representatives with regard to any question arising hereunder or under the Plan.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">13.&nbsp;<U>Optionee Service</U>.&nbsp;&nbsp;Nothing
in this Option shall limit the right of the Company or any of its affiliates to terminate the Optionee&rsquo;s service as an officer or
employee, or otherwise impose upon the Company or any of its affiliates any obligation to employ or accept the services of the Optionee.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">14.&nbsp;<U>Optionee Acceptance</U>.&nbsp;&nbsp;The
Optionee shall signify his acceptance of the terms and conditions of this Option by signing in the space provided below and returning
a signed copy hereof to the Company at the address set forth in Section&nbsp;11 above. To the extent the terms of any employment, severance
or other agreement to which the Optionee is a party with the Company or any Subsidiary that is then in effect provide for any rights that
conflict with or are otherwise contrary to the terms contained in this Agreement, including the vesting or exercise rights contained in
Sections&nbsp;5 and 8, the terms of this Agreement shall control.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">15.&nbsp;<U>Electronic Signature</U>.&nbsp;&nbsp;All
references to signatures and delivery of documents in this Option may be satisfied by procedures the Company has established or may establish
from time to time for an electronic system for execution and delivery of any such documents, including this Option.&nbsp;&nbsp;The Optionee&rsquo;s
electronic signature, including, without limitation, &ldquo;click-through&rdquo; acceptance of this Option through a website maintained
by or on behalf of the Company, is the same as, and shall have the same force and effect as, the Optionee&rsquo;s manual signature.&nbsp;&nbsp;Any
such procedures and delivery may be effected by a third party engaged by the Company to provide administrative services relating to this
Option.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">16. <U>Non-Disclosure of Confidential
Information and Non-Solicitation</U>. Information concerning any customer of the Company (including its Subsidiaries and affiliates, &ldquo;Great
Southern&rdquo;) or the business matters of Great Southern, to the extent learned or obtained as a result of employment or service with
Great Southern and which has not been disclosed to the public, is privileged, private and confidential (&ldquo;Confidential Information&rdquo;).
The Optionee agrees to protect all Confidential Information and not disclose it to any unauthorized persons, either during or after employment
or service. Furthermore, the Optionee understands that any password and/or security code issued to allow access to designated areas of
Great Southern, including any computer system(s), is also to be treated as Confidential Information and must not be disclosed to any unauthorized
persons, either during or after employment or service. The Optionee understands that disregard of this Agreement would damage Great Southern,
may result in disciplinary action up to and including termination of employment or service, and may also be a violation of state and/or
federal law or regulation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">If the Optionee is requested
or required (including but not limited to by oral questions, interrogatories, requests for information or documents in connection with
a legal proceeding, subpoena, civil investigative demand or other similar process) to disclose any Confidential Information, the Optionee
shall provide the Company with prompt written notice of any such request or requirement so that the Company and/or a Subsidiary of the
Company may seek a protective order or other appropriate remedy and/or waive compliance with the provisions of this Section&nbsp;17. If,
in the absence of a protective order or other remedy or the receipt of a waiver from the Company, the Optionee is nonetheless legally
compelled to disclose Confidential Information to any tribunal or else stand liable for contempt or suffer other censure or penalty, the
Optionee may, without liability hereunder, disclose to such tribunal only that portion of the Confidential Information which is legally
required to be disclosed, provided that the Optionee exercises best efforts to preserve the confidentiality of the Confidential Information,
including without limitation by cooperating with the Company and/or a Subsidiary of the Company to obtain an appropriate protective order
or other reliable assurance that confidential treatment will be accorded the Confidential Information by such tribunal. Notwithstanding
anything to the contrary herein, the parties hereto agree that nothing contained in this Agreement limits the Optionee&rsquo;s ability
to report information to or file a charge or complaint with the Equal Employment Opportunity Commission, the Securities and Exchange Commission,
the Federal Deposit Insurance Corporation, the Board of Governors of the Federal Reserve System or any other federal, state or local governmental
agency or commission that has jurisdiction over the Company or any Subsidiary of the Company (the &ldquo;Government Agencies&rdquo;).
The Optionee further understands that this Agreement does not limit the Optionee&rsquo;s ability to communicate with any Government Agencies
or otherwise participate in any investigation or proceeding that may be conducted by any Government Agency, including providing documents
or other information, without notice to the Company and/or any Subsidiary of the Company. This Agreement does not limit the Optionee&rsquo;s
right to receive an award for information provided to any Government Agencies. In addition, pursuant to the Defend Trade Secrets Act of
2016, the Optionee understands that an individual may not be held criminally or civilly liable under any federal or state trade secret
law for the disclosure of a trade secret that (i)&nbsp;is made (A)&nbsp;in confidence to a federal, state or local government official,
either directly or indirectly, or to an attorney; and (B)&nbsp;solely for the purpose of reporting or investigating a suspected violation
of law; or (ii)&nbsp;is made in a complaint or other document that is filed under seal in a lawsuit or other proceeding.&nbsp; Further,
an individual who files a lawsuit for retaliation by an employer for reporting a suspected violation of law may disclose the employer's
trade secrets to the attorney of the individual and use the trade secret information in the court proceeding if the individual (y)&nbsp;files
any document containing the trade secret under seal; and (z)&nbsp;does not disclose the trade secret, except pursuant to court order.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The Optionee agrees that,
upon leaving employment or service with Great Southern, for whatever reason, whether voluntary or involuntary, the Optionee will not keep
or take any Confidential Information. The Optionee also agrees that, for a period of three (3)&nbsp;years from the date of such termination
of employment or service, the Optionee will not solicit or service, either directly or indirectly, any Great Southern customer where information
about the customer was obtained through employment or service with Great Southern. The Optionee further agrees that, for a period of one
(1)&nbsp;year from the date of such termination of employment or service, the Optionee will not solicit, recruit, hire or otherwise interfere
with the employment of any employee of Great Southern.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Should the Optionee breach
this Agreement either during or after employment or service, the Company shall be entitled to obtain injunctive relief, and also to recover
from the Optionee any damages caused by such breach, and all costs associated with enforcement of this Agreement, including, but not limited
to, reasonable attorneys&rsquo; fees and expenses.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">IN WITNESS WHEREOF, the parties hereto have caused
this NON-QUALIFIED STOCK OPTION AGREEMENT to be executed as of the date first above written.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%">
<TR STYLE="vertical-align: top">
<TD STYLE="font-size: 10pt; width: 50%">&nbsp;</TD>
<TD STYLE="width: 50%"><B>GREAT SOUTHERN BANCORP,&nbsp;INC.</B> </TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="font-size: 10pt">&nbsp;</TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="font-size: 10pt">&nbsp;</TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="font-size: 10pt">&nbsp;</TD>
<TD STYLE="border-top: Black 1pt solid">Joseph W Turner, President and Chief Executive Officer</TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="font-size: 10pt">&nbsp;</TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="font-size: 10pt">&nbsp;</TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="font-size: 10pt">&nbsp;</TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="font-size: 10pt">&nbsp;</TD>
<TD>ACCEPTED: </TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="font-size: 10pt">&nbsp;</TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="font-size: 10pt">&nbsp;</TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="font-size: 10pt">&nbsp;</TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="font-size: 10pt">&nbsp;</TD>
<TD STYLE="border-top: Black 1pt solid">&nbsp;&laquo;Full_Name&raquo; </TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="font-size: 10pt">&nbsp;</TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="font-size: 10pt">&nbsp;</TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="font-size: 10pt">&nbsp;</TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="font-size: 10pt">&nbsp;</TD>
<TD STYLE="border-top: Black 1pt solid">(Street Address)</TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="font-size: 10pt">&nbsp;</TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="font-size: 10pt">&nbsp;</TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="font-size: 10pt">&nbsp;</TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="font-size: 10pt">&nbsp;</TD>
<TD STYLE="border-top: Black 1pt solid"> (City, State, and Zip Code)</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>&nbsp;</B></FONT></P>



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</DOCUMENT>
<DOCUMENT>
<TYPE>EX-FILING FEES
<SEQUENCE>6
<FILENAME>tm2218694d1_ex107.htm
<DESCRIPTION>EXHIBIT 107
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="margin: 0pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right; margin: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Exhibit 107</B></FONT></P>



<P STYLE="text-align: center; margin-top: 0pt; margin-bottom: 0pt">&nbsp;</P>

<P STYLE="font: 14pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B>Calculation of Filing Fee Tables</B></P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&nbsp;</P>

<P STYLE="font: 14pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B>Form&nbsp;S-8</B></P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">(Form&nbsp;Type)</P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&nbsp;</P>

<P STYLE="font: 14pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B>Great Southern Bancorp,&nbsp;Inc.</B></P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">(Exact Name of Registrant
as Specified in its Charter)</P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><U>Table 1: Newly Registered Securities</U></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-top: black 1pt solid; width: 11%; border-bottom: black 1pt solid; border-left: black 1pt solid"><FONT STYLE="font-size: 10pt"><B>Security Type</B></FONT></TD>
    <TD STYLE="border-top: black 1pt solid; width: 13%; border-left: black 1pt solid"><FONT STYLE="font-size: 10pt"><B>Security Class&nbsp;Title</B></FONT></TD>
    <TD STYLE="border-top: black 1pt solid; width: 11%; border-left: black 1pt solid"><FONT STYLE="font-size: 10pt"><B>Fee Calculation<BR>
 Rule<SUP>(1)</SUP></B></FONT></TD>
    <TD STYLE="border-top: black 1pt solid; width: 13%; border-left: black 1pt solid"><FONT STYLE="font-size: 10pt"><B>Amount<BR>
 Registered<SUP>(2)</SUP></B></FONT></TD>
    <TD STYLE="border-top: black 1pt solid; width: 13%; border-left: black 1pt solid"><FONT STYLE="font-size: 10pt"><B>Proposed<BR>
 Maximum<BR>
 Offering Price Per Share<SUP>(3)</SUP></B></FONT></TD>
    <TD STYLE="border-top: black 1pt solid; width: 17%; border-left: black 1pt solid"><FONT STYLE="font-size: 10pt"><B>Maximum Aggregate<BR>
 Offering Price<SUP>(3)</SUP></B></FONT></TD>
    <TD STYLE="border-top: black 1pt solid; width: 9%; border-left: black 1pt solid"><FONT STYLE="font-size: 10pt"><B>Fee Rate</B></FONT></TD>
    <TD STYLE="border: black 1pt solid; width: 13%"><FONT STYLE="font-size: 10pt"><B>Amount of<BR>
 Registration Fee</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: black 1pt solid; border-left: black 1pt solid"><FONT STYLE="font-size: 10pt">Equity</FONT></TD>
    <TD STYLE="border-top: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid"><FONT STYLE="font-size: 10pt">Common Stock, $0.01 par value per share</FONT></TD>
    <TD STYLE="border-top: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid"><FONT STYLE="font-size: 10pt">Other</FONT></TD>
    <TD STYLE="border-top: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid"><FONT STYLE="font-size: 10pt">900,000<B><SUP>(3)</SUP></B></FONT></TD>
    <TD STYLE="border-top: black 1pt solid; border-left: black 1pt solid"><FONT STYLE="font-size: 10pt">$56.94</FONT></TD>
    <TD STYLE="border-top: black 1pt solid; border-left: black 1pt solid"><FONT STYLE="font-size: 10pt">$51,246,000</FONT></TD>
    <TD STYLE="border-top: black 1pt solid; border-left: black 1pt solid"><FONT STYLE="font-size: 10pt">0.0000927</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid"><FONT STYLE="font-size: 10pt">$4,751</FONT></TD></TR>
  <TR>
    <TD COLSPAN="4" STYLE="border-bottom: black 1pt solid; vertical-align: top; border-left: black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt"><B>Total Offering Amounts</B></FONT></TD>
    <TD STYLE="border-top: black 1pt solid; border-left: black 1pt solid">&nbsp;</TD>
    <TD STYLE="border-top: black 1pt solid; vertical-align: top; border-left: black 1pt solid"><FONT STYLE="font-size: 10pt">$51,246,000</FONT></TD>
    <TD STYLE="border-top: black 1pt solid; border-left: black 1pt solid">&nbsp;</TD>
    <TD STYLE="border-right: Black 1pt solid; vertical-align: top; border-bottom: black 1pt solid; border-left: black 1pt solid"><FONT STYLE="font-size: 10pt">$4,751</FONT></TD></TR>
  <TR>
    <TD COLSPAN="4" STYLE="border-bottom: black 1pt solid; vertical-align: top; border-left: black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt"><B>Total Fee Offsets</B></FONT></TD>
    <TD STYLE="border-top: black 1pt solid; border-left: black 1pt solid">&nbsp;</TD>
    <TD STYLE="border-top: black 1pt solid; border-left: black 1pt solid">&nbsp;</TD>
    <TD STYLE="border-top: black 1pt solid; border-left: black 1pt solid">&nbsp;</TD>
    <TD STYLE="border-right: black 1pt solid; vertical-align: top; border-bottom: black 1pt solid; border-left: black 1pt solid"><FONT STYLE="font-size: 10pt">---</FONT></TD></TR>
  <TR>
    <TD COLSPAN="4" STYLE="border-bottom: black 1pt solid; vertical-align: top; border-left: black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt"><B>Net Fee Due</B></FONT></TD>
    <TD STYLE="border-top: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid">&nbsp;</TD>
    <TD STYLE="border-top: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid">&nbsp;</TD>
    <TD STYLE="border-top: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; border-left: Black 1pt solid; vertical-align: top"><FONT STYLE="font-size: 10pt">$4,751</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
<TD STYLE="width: 7%">(1)</TD>
<TD STYLE="width: 93%">Pursuant to Rules&nbsp;457(c)&nbsp;and 457(h)&nbsp;under the Securities Act of 1933, as amended (the &ldquo;Securities Act&rdquo;), the proposed maximum offering price per share and the maximum aggregate offering price are estimated solely for the purpose of calculating the registration fee and are based on the average of the high and low prices per share of the common stock, par value $0.01 per share (the &ldquo;Common Stock&rdquo;), of Great Southern Bancorp,&nbsp;Inc. as reported on the NASDAQ Stock Market on June&nbsp;14, 2022.</TD></TR>
<TR STYLE="vertical-align: top">
<TD>&nbsp;</TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
<TD>(2)</TD>
<TD>Pursuant to Rule&nbsp;416(a)&nbsp;under the Securities Act, this Registration Statement shall also cover any additional shares of Common Stock as may be issuable as a result of a stock split, stock dividend or similar transaction with respect to the Common Stock.</TD></TR>
<TR STYLE="vertical-align: top">
<TD>&nbsp;</TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
<TD>(3)</TD>
<TD STYLE="text-align: justify">Represents shares of Common Stock reserved for issuance pursuant to the Great Southern Bancorp,&nbsp;Inc. 2022 Omnibus Incentive Plan.</TD></TR>
</TABLE>

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end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
