XML 57 R48.htm IDEA: XBRL DOCUMENT v3.23.2
LOANS AND ALLOWANCE FOR CREDIT LOSSES - Allowance for credit losses (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2023
Jun. 30, 2022
Jun. 30, 2023
Jun. 30, 2022
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period $ 64,987 $ 60,797 $ 63,480 $ 60,754
Provision (credit) charged to expense     1,500  
Losses charged off (477) (433) (942) (870)
Recoveries 342 694 814 1,174
Balance at end of period 64,852 61,058 64,852 61,058
Allowance for unfunded commitment        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period 11,990 9,436 12,816 9,629
Provision (credit) charged to expense (1,619) 2,223 (2,445) 2,030
Balance at end of period 10,371 11,659 10,371 11,659
One- To Four-Family Residential and Construction        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period 11,797 9,382 11,171 9,364
Provision (credit) charged to expense     647  
Losses charged off   (2) (31) (38)
Recoveries 21 54 31 108
Balance at end of period 11,818 9,434 11,818 9,434
One- To Four-Family Residential and Construction | Allowance for unfunded commitment        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period 832 1,199 736 687
Provision (credit) charged to expense (74) (61) 22 451
Balance at end of period 758 1,138 758 1,138
Other Residential        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period 13,189 10,502 12,110 10,502
Provision (credit) charged to expense     1,079  
Recoveries   110   110
Balance at end of period 13,189 10,612 13,189 10,612
Other Residential | Allowance for unfunded commitment        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period 8,058 4,700 8,624 5,703
Provision (credit) charged to expense (1,267) 2,719 (1,833) 1,716
Balance at end of period 6,791 7,419 6,791 7,419
Commercial Real Estate        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period 25,506 28,604 27,096 28,604
Provision (credit) charged to expense     (1,590)  
Recoveries 2   2  
Balance at end of period 25,508 28,604 25,508 28,604
Commercial Real Estate | Allowance for unfunded commitment        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period 445 423 416 367
Provision (credit) charged to expense 19 78 48 134
Balance at end of period 464 501 464 501
Commercial Construction        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period 2,502 2,797 2,865 2,797
Provision (credit) charged to expense     (363)  
Balance at end of period 2,502 2,797 2,502 2,797
Commercial Construction | Allowance for unfunded commitment        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period 891 1,069 802 908
Provision (credit) charged to expense (20) (374) 69 (213)
Balance at end of period 871 695 871 695
Commercial Business        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period 7,821 4,162 5,822 4,142
Provision (credit) charged to expense     1,851  
Recoveries 6 203 154 223
Balance at end of period 7,827 4,365 7,827 4,365
Commercial Business | Allowance for unfunded commitment        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period 1,263 1,618 1,734 1,582
Provision (credit) charged to expense (276) (212) (747) (176)
Balance at end of period 987 1,406 987 1,406
Consumer        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period 4,172 5,350 4,416 5,345
Provision (credit) charged to expense     (124)  
Losses charged off (477) (431) (911) (832)
Recoveries 313 327 627 733
Balance at end of period 4,008 5,246 4,008 5,246
Consumer | Allowance for unfunded commitment        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period 501 427 504 382
Provision (credit) charged to expense (1) 73 (4) 118
Balance at end of period $ 500 $ 500 $ 500 $ 500