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Other Real Estate Owned and Repossessions | 12 Months Ended
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Dec. 31, 2023
Other Real Estate Owned and Repossessions |
Other Real Estate Owned and Repossessions | Note 5: Other Real Estate Owned and Repossessions Major classifications of other real estate owned at December 31, 2023 and 2022, were as follows: ​
​ | ​ | ​ | ​ | ​ | ​ | ​
​ |  | 2023 |  | 2022
​ | ​ | (In Thousands)
Foreclosed assets held for sale and repossessions |  | ​ |  |  | ​ |
One- to four-family construction | ​ | $ | — | ​ | $ | —
Subdivision construction | ​ |  | — | ​ |  | —
Land development | ​ |  | — | ​ |  | —
Commercial construction | ​ |  | — | ​ |  | —
One- to four-family residential | ​ |  | — | ​ |  | —
Other residential | ​ |  | — | ​ |  | —
Commercial real estate | ​ |  | — | ​ |  | —
Commercial business | ​ |  | — | ​ |  | —
Consumer | ​ |  | 23 | ​ |  | 50
​ | ​ | ​ | ​ | ​ | ​ | ​
Foreclosed assets held for sale and repossessions | ​ |  | 23 | ​ |  | 50
​ | ​ | ​ | ​ | ​ | ​ | ​
Other real estate owned not acquired through foreclosure | ​ |  | — | ​ |  | 183
​ | ​ | ​ | ​ | ​ | ​ | ​
Other real estate owned and repossessions | ​ | $ | 23 | ​ | $ | 233
​ At December 31, 2023, there was no other real estate owned not acquired through foreclosure, as two former branch locations were sold during the year. At December 31, 2022, other real estate owned not acquired through foreclosure included two properties, both of which were branch locations that were closed and held for sale; these were sold during the year ended December 31, 2023, as indicated above. During the year ended December 31, 2022, two former branch location were sold. During the year ended December 31, 2022, no additional valuation write-downs were recorded on branch locations that were closed and held for sale. At December 31, 2023 and 2022, residential mortgage loans totaling $-0- and $173,000, respectively, were in the process of foreclosure. Expenses applicable to other real estate owned and repossessions for the years ended December 31, 2023, 2022 and 2021, included the following: ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ |  | 2023 |  | 2022 |  | 2021
​ | ​ | (In Thousands)
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Net gains on sales of other real estate owned and repossessions | ​ | $ | (42) | ​ | $ | (149) | ​ | $ | (282)
Valuation write-downs | ​ |  | 81 | ​ |  | 23 | ​ |  | 211
Operating expenses, net of rental income | ​ |  | 272 | ​ |  | 485 | ​ |  | 698
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | $ | 311 | ​ | $ | 359 | ​ | $ | 627
​

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- Definition The entire disclosure for real estate owned (as defined). Generally, the largest component of real estate owned by lenders is assets taken in settlement of troubled loans through surrender or foreclosure. Real estate investments, real estate loans that qualify as investments in real estate, and premises that are no longer used in operations may also be included in real estate owned. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 45 -Paragraph 3 -Publisher FASB -URI https://asc.fasb.org//1943274/2147481990/310-10-45-3 + Details
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