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Consolidated Statements of Income - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Interest Income      
Loans $ 271,952 $ 205,751 $ 186,269
Investment securities and other 24,883 21,226 12,404
Total Interest Income 296,835 226,977 198,673
Interest Expense      
Deposits 88,757 20,676 13,102
Securities sold under reverse repurchase agreements 1,205 324 37
Short-term borrowings, overnight FHLBank borrowings and other interest-bearing liabilities 7,500 1,066  
Subordinated debentures issued to capital trust 1,736 875 448
Subordinated notes 4,422 4,422 7,165
Total Interest Expense 103,620 27,363 20,752
Net Interest Income 193,215 199,614 177,921
Provision (Credit) for Credit Losses on Loans 2,250 3,000 (6,700)
Provision (Credit) for Unfunded Commitments (5,329) 3,187 939
Net Interest Income After Provision (Credit) for Credit Losses and Provision (Credit) for Unfunded Commitments 196,294 193,427 183,682
Non-interest Income      
Commissions 1,153 1,208 1,263
Overdraft and insufficient funds fees 7,617 7,872 6,686
Point-of-sale and ATM fee income and service charges 14,346 15,705 15,029
Net gain on loan sales 2,354 2,584 9,463
Net realized loss on sales of available-for-sale securities   (130)  
Late charges and fees on loans 786 1,182 1,434
Gain (loss) on derivative interest rate products (337) 321 312
Other income 4,154 5,399 4,130
Total Noninterest Income 30,073 34,141 38,317
Non-interest Expense      
Salaries and employee benefits 78,521 75,300 70,290
Net occupancy and equipment expense 30,834 28,471 29,163
Postage 3,590 3,379 3,164
Insurance 4,542 3,197 3,061
Advertising 3,396 3,261 3,072
Office supplies and printing 1,057 867 848
Telephone 2,730 3,170 3,458
Legal, audit and other professional fees 7,086 6,330 6,555
Expense on other real estate and repossessions 311 359 627
Acquired intangible asset amortization 286 768 863
Other operating expenses 8,670 8,264 6,534
Total Noninterest Expense 141,023 133,366 127,635
Income Before Income Taxes 85,344 94,202 94,364
Provision for Income Taxes 17,544 18,254 19,737
Net Income $ 67,800 $ 75,948 $ 74,627
Earnings Per Common Share      
Basic Earnings Per Common Share $ 5.65 $ 6.07 $ 5.50
Diluted Earnings Per Common Share $ 5.61 $ 6.02 $ 5.46