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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Operating Activities      
Net income $ 67,800 $ 75,948 $ 74,627
Proceeds from sales of loans held for sale 157,213 103,347 351,391
Originations of loans held for sale (155,995) (95,007) (332,289)
Items not requiring (providing) cash      
Depreciation 8,723 8,498 9,555
Amortization 589 1,179 1,583
Compensation expense for stock option grants 1,621 1,437 1,225
Provision (credit) for credit losses 2,250 3,000 (6,700)
Provision (credit) for unfunded commitments (5,329) 3,187 939
Net gain on loan sales (2,354) (2,584) (9,463)
Net realized (gain) loss on available-for-sale securities 0 130 0
Loss (gain) on sale of premises and equipment 26 (1,023) (1)
Loss (gain) on sale/write-down of other real estate and repossessions 39 (126) (71)
Accretion of deferred income, premiums, discounts and other (13,774) (15,842) (18,385)
Loss (gain) on derivative interest rate products 337 (321) (312)
Deferred income taxes 2,985 2,485 3,712
Changes in      
Interest receivable (2,099) (8,402) 2,088
Prepaid expenses and other assets (4,543) 2,141 20,146
Accrued expenses and other liabilities 23,470 5,637 (2,495)
Income taxes refundable/payable (259) 1,162 (1,808)
Net cash provided by operating activities 80,700 84,846 93,742
Investing Activities      
Net change in loans (79,096) (134,344) 448,599
Purchase of loans (400) (361,817) (152,797)
Purchase of premises and equipment (7,300) (20,110) (5,739)
Proceeds from sale of premises and equipment 254 3,980 586
Proceeds from sale of other real estate and repossessions 313 2,351 2,230
Proceeds from sale of available-for-sale securities 0 18,375 0
Proceeds from repayments of held-to-maturity securities 7,228 23,821 0
Proceeds from maturities, calls and repayments of available-for-sale securities 26,888 51,348 72,149
Purchase of available-for-sale securities (5,436) (360,725) (177,466)
Investment in tax credit partnerships (35,160) (18,266) (8,766)
Redemption (purchase) of Federal Home Loan Bank stock and other interest-earning assets 4,501 (24,159) 3,151
Net cash provided by (used in) investing activities (88,208) (819,546) 181,947
Financing Activities      
Net increase (decrease) in certificates of deposit 26,806 321,718 (429,723)
Net increase (decrease) in checking and savings accounts 9,856 (188,909) 464,921
Net increase (decrease) in shortterm borrowings and other interest-bearing liabilities 57,027 127,471 (26,737)
Advances from (to) borrowers for taxes and insurance (1,644) 443 (1,389)
Redemption of subordinated notes 0 0 (75,000)
Purchase of the company's common stock (23,326) (61,847) (39,123)
Dividends paid (19,282) (19,181) (18,800)
Stock options exercised 884 6,258 3,700
Net cash provided by (used in) financing activities 50,321 185,953 (122,151)
Increase (Decrease) in Cash and Cash Equivalents 42,813 (548,747) 153,538
Cash and Cash Equivalents, Beginning of Year 168,520 717,267 563,729
Cash and Cash Equivalents, End of Year $ 211,333 $ 168,520 $ 717,267