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LOANS AND ALLOWANCE FOR CREDIT LOSSES - Allowance for credit losses (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2024
Jun. 30, 2023
Jun. 30, 2024
Jun. 30, 2023
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period $ 65,087 $ 64,987 $ 64,670 $ 63,480
Provision (credit) charged to expense     500 1,500
Losses charged off (549) (477) (976) (942)
Recoveries 717 342 1,061 814
Balance at end of period 65,255 64,852 65,255 64,852
Allowance for unfunded commitment        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period 7,617 11,990 7,487 12,816
Provision (credit) charged to expense (607) (1,619) (477) (2,445)
Balance at end of period 7,010 10,371 7,010 10,371
One- To Four-Family Residential and Construction        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period 9,660 11,797 9,820 11,171
Provision (credit) charged to expense     (107) 647
Losses charged off (9)   (65) (31)
Recoveries 27 21 30 31
Balance at end of period 9,678 11,818 9,678 11,818
One- To Four-Family Residential and Construction | Allowance for unfunded commitment        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period 679 832 706 736
Provision (credit) charged to expense (6) (74) (33) 22
Balance at end of period 673 758 673 758
Other Residential        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period 13,886 13,189 13,370 12,110
Provision (credit) charged to expense     516 1,079
Balance at end of period 13,886 13,189 13,886 13,189
Other Residential | Allowance for unfunded commitment        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period 3,978 8,058 4,006 8,624
Provision (credit) charged to expense (632) (1,267) (660) (1,833)
Balance at end of period 3,346 6,791 3,346 6,791
Commercial Real Estate        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period 29,469 25,506 28,171 27,096
Provision (credit) charged to expense     1,298 (1,590)
Recoveries   2   2
Balance at end of period 29,469 25,508 29,469 25,508
Commercial Real Estate | Allowance for unfunded commitment        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period 614 445 619 416
Provision (credit) charged to expense 32 19 27 48
Balance at end of period 646 464 646 464
Commercial Construction        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period 2,748 2,502 2,844 2,865
Provision (credit) charged to expense     (96) (363)
Losses charged off (101)   (101)  
Recoveries 194   194  
Balance at end of period 2,841 2,502 2,841 2,502
Commercial Construction | Allowance for unfunded commitment        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period 509 891 741 802
Provision (credit) charged to expense 41 (20) (191) 69
Balance at end of period 550 871 550 871
Commercial Business        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period 5,396 7,821 6,935 5,822
Provision (credit) charged to expense     (1,596) 1,851
Losses charged off     (31)  
Recoveries 281 6 369 154
Balance at end of period 5,677 7,827 5,677 7,827
Commercial Business | Allowance for unfunded commitment        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period 1,353 1,263 959 1,734
Provision (credit) charged to expense (10) (276) 384 (747)
Balance at end of period 1,343 987 1,343 987
Consumer        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period 3,928 4,172 3,530 4,416
Provision (credit) charged to expense     485 (124)
Losses charged off (439) (477) (779) (911)
Recoveries 215 313 468 627
Balance at end of period 3,704 4,008 3,704 4,008
Consumer | Allowance for unfunded commitment        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period 484 501 456 504
Provision (credit) charged to expense (32) (1) (4) (4)
Balance at end of period $ 452 $ 500 $ 452 $ 500