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LOANS AND ALLOWANCE FOR CREDIT LOSSES - Collateral dependent loans by class of loans (Details) - USD ($) $ in Thousands | Sep. 30, 2024 | Dec. 31, 2023
--- | --- | ---
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
Principal Balance | $ 12,586 | $ 18,785
Specific Allowance | 464 | 1,229
Land development |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
Principal Balance | 553 | 384
Owner occupied one- to four-family residential |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
Principal Balance | 306 | 691
Specific Allowance | 8 | 29
Non-owner occupied one- to four-family residential |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
Principal Balance | 525 |
Specific Allowance | 265 |
Commercial real estate |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
Principal Balance | 10,274 | 10,548
Specific Allowance |  | 1,200
Other residential (multi-family) |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
Principal Balance |  | $ 7,162
Commercial business |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
Principal Balance | 330 |
Specific Allowance | 191 |
Home equity lines of credit |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
Principal Balance | $ 598 |

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