XML 62 R52.htm IDEA: XBRL DOCUMENT v3.24.3
LOANS AND ALLOWANCE FOR CREDIT LOSSES - Allowance for credit losses (Details) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2024
Sep. 30, 2023
Sep. 30, 2024
Sep. 30, 2023
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period $ 65,255 $ 64,852 $ 64,670 $ 63,480
Provision (credit) charged to expense 1,200   1,700 1,500
Losses charged off (1,731) (498) (2,707) (1,440)
Recoveries 191 399 1,252 1,213
Balance at end of period 64,915 64,753 64,915 64,753
Allowance for unfunded commitment        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period 7,010 10,371 7,487 12,816
Provision (credit) charged to expense (63) (1,195) (540) (3,640)
Balance at end of period 6,947 9,176 6,947 9,176
One- To Four-Family Residential and Construction        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period 9,678 11,818 9,820 11,171
Provision (credit) charged to expense (463)   (570) 647
Losses charged off     (65) (31)
Recoveries 4 41 34 72
Balance at end of period 9,219 11,859 9,219 11,859
One- To Four-Family Residential and Construction | Allowance for unfunded commitment        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period 673 758 706 736
Provision (credit) charged to expense (262) 146 (295) 168
Balance at end of period 411 904 411 904
Other Residential        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period 13,886 13,189 13,370 12,110
Provision (credit) charged to expense 1,708   2,224 1,079
Balance at end of period 15,594 13,189 15,594 13,189
Other Residential | Allowance for unfunded commitment        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period 3,346 6,791 4,006 8,624
Provision (credit) charged to expense (543) (1,412) (1,203) (3,245)
Balance at end of period 2,803 5,379 2,803 5,379
Commercial Real Estate        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period 29,469 25,508 28,171 27,096
Provision (credit) charged to expense 633   1,931 (1,590)
Losses charged off (1,235)   (1,235)  
Recoveries       2
Balance at end of period 28,867 25,508 28,867 25,508
Commercial Real Estate | Allowance for unfunded commitment        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period 646 464 619 416
Provision (credit) charged to expense (19) 33 8 81
Balance at end of period 627 497 627 497
Commercial Construction        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period 2,841 2,502 2,844 2,865
Provision (credit) charged to expense (106)   (202) (363)
Losses charged off     (101)  
Recoveries     194  
Balance at end of period 2,735 2,502 2,735 2,502
Commercial Construction | Allowance for unfunded commitment        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period 550 871 741 802
Provision (credit) charged to expense (57) 108 (248) 177
Balance at end of period 493 979 493 979
Commercial Business        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period 5,677 7,827 6,935 5,822
Provision (credit) charged to expense (930)   (2,526) 1,851
Losses charged off (164)   (195)  
Recoveries 17 28 386 182
Balance at end of period 4,600 7,855 4,600 7,855
Commercial Business | Allowance for unfunded commitment        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period 1,343 987 959 1,734
Provision (credit) charged to expense 801 (34) 1,185 (781)
Balance at end of period 2,144 953 2,144 953
Consumer        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period 3,704 4,008 3,530 4,416
Provision (credit) charged to expense 358   843 (124)
Losses charged off (332) (498) (1,111) (1,409)
Recoveries 170 330 638 957
Balance at end of period 3,900 3,840 3,900 3,840
Consumer | Allowance for unfunded commitment        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period 452 500 456 504
Provision (credit) charged to expense 17 (36) 13 (40)
Balance at end of period $ 469 $ 464 $ 469 $ 464