XML 67 R57.htm IDEA: XBRL DOCUMENT v3.24.3
LOANS AND ALLOWANCE FOR CREDIT LOSSES - Loans by category and risk rating separated by origination and loan class (Details) - USD ($)
$ in Thousands
 9 Months Ended 12 Months Ended
Sep. 30, 2024
Dec. 31, 2023
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Total $ 4,781,953 $ 4,661,348
Commercial real estate    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 49,148 53,158
One Year Before 71,127 284,738
Two Years Before 351,065 237,822
Three Years Before 225,100 103,393
Four Years Before 96,327 161,834
Prior 719,219 644,811
Revolving Loans 34,019 35,276
Total 1,546,005 1,521,032
Current Period Gross Charge Offs    
Two year Before 54  
Prior 1,181  
Total 1,235  
Commercial real estate | Satisfactory    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 49,148 53,158
One Year Before 71,127 284,738
Two Years Before 351,065 237,822
Three Years Before 225,014 103,393
Four Years Before 96,327 161,680
Prior 700,369 624,515
Revolving Loans 34,019 35,276
Total 1,527,069 1,500,582
Commercial real estate | Watch    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Four Years Before   154
Prior 8,056 5,348
Total 8,056 5,502
Commercial real estate | Special Mention    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Prior 439 4,396
Total 439 4,396
Commercial real estate | Classified    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Three Years Before 86  
Prior 10,355 10,552
Total 10,441 10,552
Consumer    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 14,272 16,629
One Year Before 10,857 12,055
Two Years Before 7,437 6,196
Three Years Before 3,208 2,817
Four Years Before 1,397 831
Prior 10,299 12,339
Revolving Loans 120,482 122,337
Total 167,952 173,204
Current Period Gross Charge Offs    
Current Year 5 4
One Year Before 80 135
Two year Before 96 24
Three year Before 32 3
Four Year Before 4 18
Prior 855 1,493
Revolving Loans 41 77
Total 1,113 1,754
Consumer | Satisfactory    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 14,270 16,629
One Year Before 10,844 12,010
Two Years Before 7,399 6,163
Three Years Before 3,186 2,811
Four Years Before 1,393 828
Prior 9,982 12,089
Revolving Loans 119,660 122,166
Total 166,734 172,696
Consumer | Watch    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
One Year Before   3
Two Years Before 7 21
Three Years Before 16 6
Four Years Before 4 3
Prior 196 201
Revolving Loans 109 154
Total 332 388
Consumer | Special Mention    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Revolving Loans   8
Total   8
Consumer | Classified    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 2  
One Year Before 13 42
Two Years Before 31 12
Three Years Before 6  
Prior 121 49
Revolving Loans 713 9
Total 886 112
Combined    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 229,617 302,681
One Year Before 345,886 1,275,272
Two Years Before 1,442,155 1,105,013
Three Years Before 1,026,780 430,496
Four Years Before 417,955 346,862
Prior 1,106,786 969,027
Revolving Loans 212,774 231,997
Total 4,781,953 4,661,348
Current Period Gross Charge Offs    
Current Year 5 4
One Year Before 129 142
Two year Before 150 24
Three year Before 36 3
Four Year Before 31 18
Prior 2,316 2,534
Revolving Loans 41 97
Total 2,708 2,822
Combined | Satisfactory    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 229,424 302,681
One Year Before 345,801 1,274,041
Two Years Before 1,439,766 1,100,593
Three Years Before 1,023,288 430,315
Four Years Before 417,209 346,534
Prior 1,083,184 926,576
Revolving Loans 209,399 226,496
Total 4,748,071 4,607,236
Combined | Watch    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
One Year Before   3
Two Years Before 7 21
Three Years Before 16 6
Four Years Before 149 328
Prior 8,946 7,780
Revolving Loans 109 200
Total 9,227 8,338
Combined | Special Mention    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
One Year Before   1,186
Two Years Before 2,045 3,840
Three Years Before 3,384  
Four Years Before 42  
Prior 3,159 16,718
Revolving Loans 2,553 4,908
Total 11,183 26,652
Combined | Classified    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 193  
One Year Before 85 42
Two Years Before 337 559
Three Years Before 92 175
Four Years Before 555  
Prior 11,497 17,953
Revolving Loans 713 393
Total 13,472 19,122
One- to four-family residential construction    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 7,079 12,528
One Year Before 11,566 9,878
Two Years Before 3,710 41
Three Years Before 44  
Revolving Loans 5,244 7,181
Total 27,643 29,628
One- to four-family residential construction | Satisfactory    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 7,079 12,528
One Year Before 11,566 9,878
Two Years Before 3,710 41
Three Years Before 44  
Revolving Loans 5,244 7,181
Total 27,643 29,628
Subdivision construction    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 436 532
One Year Before 173 1,022
Two Years Before 809 21,333
Three Years Before 17,633 43
Four Years Before 30 64
Prior 222 365
Revolving Loans 774  
Total 20,077 23,359
Subdivision construction | Satisfactory    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 436 532
One Year Before 173 1,022
Two Years Before 809 21,333
Three Years Before 17,633 43
Four Years Before 30 64
Prior 222 365
Revolving Loans 774  
Total 20,077 23,359
Construction and land development    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 13,178 14,860
One Year Before 7,455 12,564
Two Years Before 3,936 5,658
Three Years Before 5,153 3,682
Four Years Before 3,645 5,458
Prior 5,302 4,531
Revolving Loans 354 1,262
Total 39,023 48,015
Current Period Gross Charge Offs    
Prior 101  
Total 101  
Construction and land development | Satisfactory    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 13,178 14,860
One Year Before 7,455 12,564
Two Years Before 3,936 5,658
Three Years Before 5,153 3,682
Four Years Before 3,092 5,458
Prior 5,302 4,531
Revolving Loans 354 878
Total 38,470 47,631
Construction and land development | Classified    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Four Years Before 553  
Revolving Loans   384
Total 553 384
Other construction    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 41,729 60,895
One Year Before 54,931 422,727
Two Years Before 205,478 203,918
Three Years Before 32,161 15,867
Total 334,299 703,407
Other construction | Satisfactory    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 41,729 60,895
One Year Before 54,931 422,727
Two Years Before 205,478 203,918
Three Years Before 32,161 15,867
Total 334,299 703,407
One- to four-family residential    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 27,701 66,733
One Year Before 63,266 330,489
Two Years Before 310,344 204,324
Three Years Before 180,197 108,380
Four Years Before 95,973 60,459
Prior 160,466 119,621
Revolving Loans 459 529
Total 838,406 890,535
Current Period Gross Charge Offs    
One Year Before 49  
Prior 15 11
Revolving Loans   20
Total 64 31
One- to four-family residential | Satisfactory    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 27,701 66,733
One Year Before 63,194 330,489
Two Years Before 310,038 203,781
Three Years Before 180,197 108,232
Four Years Before 95,828 60,288
Prior 158,900 118,570
Revolving Loans 459 483
Total 836,317 888,576
One- to four-family residential | Watch    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Four Years Before 145 171
Prior 684 862
Revolving Loans   46
Total 829 1,079
One- to four-family residential | Classified    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
One Year Before 72  
Two Years Before 306 543
Three Years Before   148
Prior 882 189
Total 1,260 880
Other residential    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 61,801 18,795
One Year Before 91,470 108,389
Two Years Before 497,174 391,516
Three Years Before 538,574 180,916
Four Years Before 212,321 108,173
Prior 165,137 130,947
Revolving Loans 3,402 3,335
Total 1,569,879 942,071
Other residential | Satisfactory    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 61,801 18,795
One Year Before 91,470 108,389
Two Years Before 497,174 391,516
Three Years Before 538,574 180,916
Four Years Before 212,321 108,173
Prior 162,417 111,462
Revolving Loans 3,402 3,335
Total 1,567,159 922,586
Other residential | Special Mention    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Prior 2,720 12,322
Total 2,720 12,322
Other residential | Classified    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Prior   7,163
Total   7,163
Commercial business    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 14,273 58,551
One Year Before 35,041 93,410
Two Years Before 62,202 34,205
Three Years Before 24,710 15,398
Four Years Before 8,262 10,043
Prior 46,141 56,413
Revolving Loans 48,040 62,077
Total 238,669 330,097
Current Period Gross Charge Offs    
One Year Before   7
Three year Before 4  
Four Year Before 27  
Prior 164 1,030
Total 195 1,037
Commercial business | Satisfactory    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 14,082 58,551
One Year Before 35,041 92,224
Two Years Before 60,157 30,361
Three Years Before 21,326 15,371
Four Years Before 8,218 10,043
Prior 45,992 55,044
Revolving Loans 45,487 57,177
Total 230,303 318,771
Commercial business | Watch    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Prior 10 1,369
Total 10 1,369
Commercial business | Special Mention    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
One Year Before   1,186
Two Years Before 2,045 3,840
Three Years Before 3,384  
Four Years Before 42  
Revolving Loans 2,553 4,900
Total 8,024 9,926
Commercial business | Classified    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 191  
Two Years Before   4
Three Years Before   27
Four Years Before 2  
Prior 139  
Total $ 332 $ 31