<SEC-DOCUMENT>0001171843-24-005683.txt : 20241017
<SEC-HEADER>0001171843-24-005683.hdr.sgml : 20241017
<ACCEPTANCE-DATETIME>20241017123924
ACCESSION NUMBER:		0001171843-24-005683
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		16
CONFORMED PERIOD OF REPORT:	20241016
ITEM INFORMATION:		Results of Operations and Financial Condition
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20241017
DATE AS OF CHANGE:		20241017

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			GREAT SOUTHERN BANCORP, INC.
		CENTRAL INDEX KEY:			0000854560
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		ORGANIZATION NAME:           	02 Finance
		IRS NUMBER:				431524856
		STATE OF INCORPORATION:			MD
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-18082
		FILM NUMBER:		241376767

	BUSINESS ADDRESS:	
		STREET 1:		1451 E BATTLEFIELD
		CITY:			SPRINGFIELD
		STATE:			MO
		ZIP:			65804
		BUSINESS PHONE:		417-887-4400

	MAIL ADDRESS:	
		STREET 1:		P O BOX 9009
		CITY:			SPRINGFIELD
		STATE:			MO
		ZIP:			65808-9009

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	GREAT SOUTHERN BANCORP INC
		DATE OF NAME CHANGE:	19920703
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>f8k_101724.htm
<DESCRIPTION>FORM 8-K
<TEXT>
<XBRL>
<?xml version='1.0' encoding='ASCII'?>
<html xmlns="http://www.w3.org/1999/xhtml" xmlns:xs="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:iso4217="http://www.xbrl.org/2003/iso4217" xmlns:ix="http://www.xbrl.org/2013/inlineXBRL" xmlns:ixt="http://www.xbrl.org/inlineXBRL/transformation/2015-02-26" xmlns:ixt-sec="http://www.sec.gov/inlineXBRL/transformation/2015-08-31" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:dei="http://xbrl.sec.gov/dei/2023" xmlns:ref="http://www.xbrl.org/2006/ref" xmlns:us-gaap="http://fasb.org/us-gaap/2023" xmlns:us-roles="http://fasb.org/us-roles/2021-01-31" xmlns:country="http://xbrl.sec.gov/country/2023" xmlns:srt="http://fasb.org/srt/2023"><head><title>Form 8-K</title></head><body style="font: 10pt Times New Roman, Times, Serif"><div style="display: none;"><ix:header><ix:hidden><ix:nonNumeric name="dei:EntityCentralIndexKey" contextRef="Form8K" id="ixv-130">0000854560</ix:nonNumeric> <ix:nonNumeric format="ixt:booleanfalse" name="dei:AmendmentFlag" contextRef="Form8K" id="ixv-131">False</ix:nonNumeric></ix:hidden><ix:references> <link:schemaRef xlink:href="gnw-20190101.xsd" xlink:type="simple"/> </ix:references> <ix:resources> <xbrli:context id="Form8K"> <xbrli:entity> <xbrli:identifier scheme="http://www.sec.gov/CIK">0000854560</xbrli:identifier> </xbrli:entity> <xbrli:period> <xbrli:startDate>2024-10-16</xbrli:startDate> <xbrli:endDate>2024-10-16</xbrli:endDate> </xbrli:period> </xbrli:context> <xbrli:unit id="USD"> <xbrli:measure>iso4217:USD</xbrli:measure> </xbrli:unit> <xbrli:unit id="Shares"> <xbrli:measure>xbrli:shares</xbrli:measure> </xbrli:unit> <xbrli:unit id="USDPShares"> <xbrli:divide> <xbrli:unitNumerator> <xbrli:measure>iso4217:USD</xbrli:measure> </xbrli:unitNumerator> <xbrli:unitDenominator> <xbrli:measure>xbrli:shares</xbrli:measure> </xbrli:unitDenominator> </xbrli:divide> </xbrli:unit> </ix:resources></ix:header></div><div style="margin-top: 3pt; margin-bottom: 12pt;"><div style="font-size: 1pt; border-top: Black 2pt solid; border-bottom: Black 1pt solid; width: 100%;">&#160;</div></div><p style="font-size: 14pt; font-weight: bold; text-align: center; margin-top: 6pt; margin-bottom: 0pt;">UNITED STATES</p><p style="font-size: 14pt; font-weight: bold; text-align: center; margin-top: 0pt; margin-bottom: 0pt;">SECURITIES AND EXCHANGE COMMISSION</p><p style="font-size: 14pt; font-weight: bold; text-align: center; margin-top: 0pt; margin-bottom: 6pt;">Washington, D.C. 20549</p><p style="text-align: center;">_________________</p><p style="font-size: 14pt; font-weight: bold; text-align: center; margin-top: 6pt; margin-bottom: 6pt;">FORM <ix:nonNumeric name="dei:DocumentType" contextRef="Form8K" id="ixv-151">8-K</ix:nonNumeric></p><p style="text-align: center;">_________________</p><p style="font-size: 12pt; font-weight: bold; text-align: center; margin-top: 6pt; margin-bottom: 6pt;">CURRENT REPORT</p><p style="font-size: 12pt; font-weight: bold; text-align: center; margin-top: 6pt; margin-bottom: 6pt;">Pursuant to Section 13 or 15(d)<br/>of the Securities Exchange Act of 1934</p><p style="font-size: 10pt; font-weight: bold; text-align: center; margin-top: 6pt; margin-bottom: 6pt;">Date of Report (Date of earliest event reported):&#160; <ix:nonNumeric format="ixt:datemonthdayyearen" name="dei:DocumentPeriodEndDate" contextRef="Form8K" id="ixv-152">October 16, 2024</ix:nonNumeric></p><p style="text-align: center;">_______________________________</p><p style="font-size: 12pt; text-align: center; margin-top: 6pt; margin-bottom: 0; font-weight: bold;"><ix:nonNumeric name="dei:EntityRegistrantName" contextRef="Form8K" id="ixv-153">GREAT SOUTHERN BANCORP, INC.</ix:nonNumeric></p><p style="font-size: 10pt; text-align: center; margin-top: 0; margin-bottom: 6pt;">(Exact name of registrant as specified in its charter)</p><p style="text-align: center;">_______________________________</p><table style="width: 100%; margin-right: auto; margin-left: auto;" border="0" cellspacing="0" cellpadding="0"><tr style="vertical-align: top;"><td style="width: 33%; font-size: 10pt; font-weight: bold; text-align: center;"><ix:nonNumeric format="ixt-sec:stateprovnameen" name="dei:EntityIncorporationStateCountryCode" contextRef="Form8K" id="ixv-154">Maryland</ix:nonNumeric></td><td style="width: 34%; font-size: 10pt; text-align: center; font-weight: bold;"><ix:nonNumeric name="dei:EntityFileNumber" contextRef="Form8K" id="ixv-155">0-18082</ix:nonNumeric></td><td style="width: 33%; font-size: 10pt; font-weight: bold; text-align: center;"><ix:nonNumeric name="dei:EntityTaxIdentificationNumber" contextRef="Form8K" id="ixv-156">43-1524856</ix:nonNumeric></td></tr><tr style="vertical-align: top;"><td style="font-size: 10pt; text-align: center;">(State or Other Jurisdiction of Incorporation)</td><td style="font-size: 10pt; text-align: center;">(Commission File Number)</td><td style="font-size: 10pt; text-align: center;">(I.R.S. Employer Identification No.)</td></tr></table><!-- Postal Address Country=UNITED STATES  --><p style="font-size: 10pt; text-align: center; margin-top: 12pt; margin-bottom: 0pt; font-weight: bold;"><ix:nonNumeric name="dei:EntityAddressAddressLine1" contextRef="Form8K" id="ixv-157">1451 East Battlefield</ix:nonNumeric></p><p style="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font-weight: bold;"><ix:nonNumeric name="dei:EntityAddressCityOrTown" contextRef="Form8K" id="ixv-158">Springfield</ix:nonNumeric>, <ix:nonNumeric format="ixt-sec:stateprovnameen" name="dei:EntityAddressStateOrProvince" contextRef="Form8K" id="ixv-159">Missouri</ix:nonNumeric> <ix:nonNumeric name="dei:EntityAddressPostalZipCode" contextRef="Form8K" id="ixv-160">65804</ix:nonNumeric></p><p style="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 6pt;">(Address of Principal Executive Offices) (Zip Code)</p><!-- Phone Number --><p style="font-size: 10pt; font-weight: bold; text-align: center; margin-top: 0pt; margin-bottom: 0pt;">(<ix:nonNumeric name="dei:CityAreaCode" contextRef="Form8K" id="ixv-161">417</ix:nonNumeric>) <ix:nonNumeric name="dei:LocalPhoneNumber" contextRef="Form8K" id="ixv-162">887-4400</ix:nonNumeric></p><p style="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 6pt;">(Registrant's telephone number, including area code)</p><!-- Former Name --><p style="font-size: 10pt; font-weight: bold; text-align: center; margin-top: 0pt; margin-bottom: 0pt;">Not Applicable</p><p style="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt;">(Former name or former address, if changed since last report)</p><p style="text-align: center;">_______________________________</p><!-- Checkboxes --><p style="font-size: 10pt; text-align: left; text-indent: 0; margin-top: 6pt; margin-bottom: 6pt;">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:</p><table style="width: 100%; margin-top: 6pt; margin-bottom: 6pt; font-size: 10pt;" cellspacing="0" cellpadding="0"><tr style="vertical-align: top;"><td style="width: 3%; text-align: center; vertical-align: middle;"><ix:nonNumeric format="ixt-sec:boolballotbox" name="dei:WrittenCommunications" contextRef="Form8K" id="ixv-163">&#9744;</ix:nonNumeric></td><td style="width: 97%; text-align: left;">Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</td></tr><tr style="vertical-align: top;"><td style="width: 3%; text-align: center; vertical-align: middle;"><ix:nonNumeric format="ixt-sec:boolballotbox" name="dei:SolicitingMaterial" contextRef="Form8K" id="ixv-164">&#9744;</ix:nonNumeric></td><td style="width: 97%; text-align: left;">Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</td></tr><tr style="vertical-align: top;"><td style="width: 3%; text-align: center; vertical-align: middle;"><ix:nonNumeric format="ixt-sec:boolballotbox" name="dei:PreCommencementTenderOffer" contextRef="Form8K" id="ixv-165">&#9744;</ix:nonNumeric></td><td style="width: 97%; text-align: left;">Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</td></tr><tr style="vertical-align: top;"><td style="width: 3%; text-align: center; vertical-align: middle;"><ix:nonNumeric format="ixt-sec:boolballotbox" name="dei:PreCommencementIssuerTenderOffer" contextRef="Form8K" id="ixv-166">&#9744;</ix:nonNumeric></td><td style="width: 97%; text-align: left;">Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</td></tr></table><!-- Securities Table --><p style="font-size: 10pt; text-align: left; text-indent: 0; margin-top: 6pt; margin-bottom: 6pt;">Securities registered pursuant to Section 12(b) of the Act:</p><div><table border="0" cellspacing="0" cellpadding="0" style="width: 100%"><tr style="vertical-align: top"><td style="font-size: 10pt; text-align: center; margin-top: 6pt; margin-bottom: 6pt; width: 39%; border-bottom: Black 1pt solid">Title of each class</td><td style="font-size: 10pt; text-align: center; margin-top: 6pt; margin-bottom: 6pt; width: 23%; border-bottom: Black 1pt solid">Trading Symbol(s)</td><td style="font-size: 10pt; text-align: center; margin-top: 6pt; margin-bottom: 6pt; width: 38%; border-bottom: Black 1pt solid">Name of each exchange on which registered</td></tr><tr style="vertical-align: top"><td style="font-size: 10pt; text-align: center"><span><ix:nonNumeric contextRef="Form8K" name="dei:Security12bTitle" id="ixv-167">Common Stock, par value $0.01 per share</ix:nonNumeric></span></td><td style="font-size: 10pt; text-align: center"><span><ix:nonNumeric contextRef="Form8K" name="dei:TradingSymbol" id="ixv-168">GSBC</ix:nonNumeric></span></td><td style="font-size: 10pt; text-align: center"><span><ix:nonNumeric contextRef="Form8K" format="ixt-sec:exchnameen" name="dei:SecurityExchangeName" id="ixv-169">The NASDAQ Stock Market LLC</ix:nonNumeric></span></td></tr></table></div><!-- Emerging Growth Company --><p style="font-size: 10pt; text-align: left; text-indent: 0; margin-top: 6pt; margin-bottom: 6pt;">Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (&#167;230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (&#167;240.12b-2 of this chapter).</p><p style="font-size: 10pt; text-align: left; text-indent: 0; margin-top: 6pt; margin-bottom: 6pt;">Emerging growth company <ix:nonNumeric format="ixt-sec:boolballotbox" name="dei:EntityEmergingGrowthCompany" contextRef="Form8K" id="ixv-170">&#9744;</ix:nonNumeric></p><p style="font-size: 10pt; text-align: left; text-indent: 0; margin-top: 6pt; margin-bottom: 6pt;">If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. &#9744;</p><div style="margin-top: 0pt; margin-bottom: 0pt; border-bottom: Black 4pt solid;">&#160;</div><div style="page-break-before: always; margin-top: 0pt; margin-bottom: 0pt;">&#160;</div><!-- 8-K Items --><div><div><div style="font-size: 10pt;"><strong>Item 2.02. Results of Operations and Financial Condition.</strong></div><div style="font-size: 10pt;"><p>On&#160;October 16, 2024, Great Southern Bancorp, Inc. issued a press release reporting preliminary financial results for the quarter ended&#160;September&#160;30, 2024. A copy of the press release, including unaudited financial information released as a part thereof, is attached as Exhibit 99.1 to this Current Report on Form 8-K and incorporated herein by reference.&#160;</p></div></div><div><div style="font-size: 10pt;"><strong>Item 9.01. Financial Statements and Exhibits.</strong></div><div style="font-size: 10pt;"><p>d) Exhibits</p><table style="font-size: 10pt;" border="0" cellspacing="0" cellpadding="0"><tr><td style="font-size: 10pt;"><a href="exh_991.htm">99.1</a></td><td style="font-size: 10pt; width: 20px;">&#160;</td><td style="font-size: 10pt;"><a href="exh_991.htm">Press Release dated October 16, 2024</a></td></tr><tr><td style="font-size: 10pt;">104</td><td style="font-size: 10pt; width: 20px;">&#160;</td><td style="font-size: 10pt;">Cover Page Interactive Data File (embedded within the Inline XBRL document)</td></tr></table></div></div></div><div style="margin-top: 0pt; margin-bottom: 0pt; border-bottom: Black 4pt solid;">&#160;</div><div style="page-break-before: always; margin-top: 0pt; margin-bottom: 0pt;">&#160;</div><!-- Signatures --><p style="font-size: 10pt; text-align: center; font-weight: bold;">SIGNATURE</p><p style="font-size: 10pt;">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.</p><table style="width: 100%;" border="0" cellspacing="0" cellpadding="0"><tr style="vertical-align: top;"><td>&#160;</td><td style="font-size: 10pt; font-weight: bold;" colspan="2">GREAT SOUTHERN BANCORP, INC.</td></tr><tr style="vertical-align: top;"><td style="width: 49%;">&#160;</td><td style="width: 2%;">&#160;</td><td style="width: 49%;">&#160;</td></tr><tr style="vertical-align: top;"><td>&#160;</td><td>&#160;</td><td style="font-size: 10pt;"/></tr><tr style="vertical-align: top;"><td style="font-size: 10pt;">Date: October 16, 2024</td><td style="font-size: 10pt;">By:&#160;</td><td style="text-decoration: underline; font-size: 10pt;">/s/ Joseph W. Turner&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</td></tr><tr style="vertical-align: top;"><td>&#160;</td><td>&#160;</td><td style="font-size: 10pt;">Joseph W. Turner</td></tr><tr style="vertical-align: top;"><td>&#160;</td><td>&#160;</td><td style="font-size: 10pt;">President and Chief Executive Officer</td></tr><tr style="vertical-align: top;"><td>&#160;</td><td>&#160;</td><td style="font-size: 10pt;"/></tr></table><!-- Exhibit Index --><div></div><!-- (417) 887-4400 Form 8-KOctober 16, 2024 --><p>&#160;</p></body></html>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>2
<FILENAME>exh_991.htm
<DESCRIPTION>PRESS RELEASE
<TEXT>
<!DOCTYPE HTML PUBLIC "-//W3C//DTD HTML 4.0 Transitional//EN">
<html lang="en-US">
<head>
  <title>EdgarFiling</title>
  <meta content="text/html; charset=windows-1252" >
  <meta name="GENERATOR" content="MSHTML 8.00.7601.18094" >
</head>
<body bgcolor="#ffffff">

<p style="text-align: right;"><font style="font-size: 10pt"><b>EXHIBIT 99.1</b></font></p>

<p style="text-align: center"><font style="font-size: 10pt"><b><img src="logo.jpg" alt="" style="height: 84px; width: 225px"></b></font></p>

<p style="text-align: center;"><font style="font-size: 10pt"><b>Great Southern Bancorp, Inc. Reports Preliminary Third Quarter Earnings
of $1.41 Per Diluted Common Share</b></font></p>

<p style="text-align: center;"><font style="font-size: 10pt"><b>Preliminary Financial Results and Business Update for the Quarter and
Nine Months Ended September 30, 2024</b></font></p>

<p><p align="left"><font style="font-size: 10pt">SPRINGFIELD, Mo., Oct. 16, 2024 (GLOBE NEWSWIRE) -- Great Southern Bancorp, Inc. (NASDAQ:GSBC),
the holding company for Great Southern Bank, today reported that preliminary earnings for the three months ended September 30, 2024,
were $1.41 per diluted common share ($16.5 million net income) compared to $1.33 per diluted common share ($15.9 million net income)
for the three months ended September 30, 2023.<br></font></p>

<p><font style="font-size: 10pt">Preliminary earnings for the nine months ended September 30, 2024, were $3.99 per diluted common share
($46.9 million net income) compared to $4.52 per diluted common share ($54.7 million net income) for the nine months ended September
30, 2023.</font></p>

<p><font style="font-size: 10pt">For the quarter ended September 30, 2024, annualized return on average common equity was 11.10%, annualized
return on average assets was 1.11%, and annualized net interest margin was 3.42%, compared to 11.47%, 1.11% and 3.43%, respectively,
for the quarter ended September 30, 2023. For the nine months ended September 30, 2024, annualized return on average common equity was
10.83%, annualized return on average assets was 1.07%, and annualized net interest margin was 3.39%, compared to 13.15%, 1.28% and 3.66%,
respectively, for the nine months ended September 30, 2023.</font></p>

<p><font style="font-size: 10pt"><b><u>Third Quarter 2024 Key Results:</u></b></font></p>

<ul type="disc">

<li><font style="font-size: 10pt"><b><u>Significant or Non-Recurring Items</u>:<br></b>During the three months ended September 30, 2024,
the Company reduced its non-performing assets by $12.7 million, primarily through the resolution by sale of three unrelated non-performing
assets. The Company recorded a gain on the sale of these foreclosed assets of $459,000 in the quarter ended September 30, 2024.<b><u><br></u></b></font></li>

<li><font style="font-size: 10pt"><b><u>Capital</u>:</b> The Company&#8217;s capital position remained strong as of September 30, 2024,
significantly exceeding the thresholds established by regulators. On a preliminary basis, as of September 30, 2024, the Company&#8217;s
Tier 1 Leverage Ratio was 11.0%, Common Equity Tier 1 Capital Ratio was 12.3%, Tier 1 Capital Ratio was 12.8%, and Total Capital Ratio
was 15.5%. Total stockholders&#8217; equity increased $40.3 million in the nine months ended September 30, 2024, and the Company&#8217;s
tangible common equity to tangible assets ratio was 10.0% at September 30, 2024. Retained earnings increased $23.6 million during this
same nine-month period. See &#8220;Capital&#8221; section for additional information regarding the changes to total stockholders&#8217;
equity.</font></li>

<li><font style="font-size: 10pt"><b><u>Liquidity</u>: </b>The Company had secured borrowing line availability at the FHLBank and Federal
Reserve Bank of $1.12 billion and $305.0 million, respectively, at September 30, 2024. In addition, at September 30, 2024, the Company
had unpledged securities with a market value totaling $370.0 million, which could be pledged as collateral for additional borrowing capacity
at either the FHLBank or Federal Reserve Bank. Based partially on the foregoing, the Company believes it has ample sources of liquidity
as of September 30, 2024.</font></li>

<li><font style="font-size: 10pt"><b><u>Net Interest Income</u>:</b> Net interest income for the third quarter of 2024 increased $1.2
million (or approximately 2.6%) to $48.0 million compared to $46.7 million for the third quarter of 2023. Net interest margin was 3.42%
for the quarter ended September 30, 2024, compared to 3.43% for the quarter ended September 30, 2023. Net interest income and net interest
margin in the second quarter of 2024 were $46.8 million and 3.43%, respectively.</font></li>

<li><font style="font-size: 10pt"><b><u>Total Loans</u>:</b> Total outstanding loans, excluding mortgage loans held for sale, increased
$121.7 million, or 2.7%, from $4.59 billion at December 31, 2023, to $4.71 billion at September 30, 2024. This increase was primarily
in other residential (multi-family) loans with decreases in commercial construction loans, commercial business loans and one- to four-family
residential loans. As construction projects are completed, the loans either pay off or move to their respective loan categories, primarily
multi-family or commercial real estate.</font></li>

<li><font style="font-size: 10pt"><b><u>Asset Quality</u>: </b>Non-performing assets and potential problem loans totaled $13.7 million
at September 30, 2024, a decrease of $5.4 million from $19.1 million at December 31, 2023. At September 30, 2024, non-performing assets
were $7.7 million (0.13% of total assets), a decrease of $4.1 million from $11.8 million (0.20% of total assets) at December 31, 2023.
Non-performing assets decreased $12.7 million compared to June 30, 2024. The decrease in non-performing assets in the three months ended
September 30, 2024, was mainly due to the sale of two foreclosed assets and the payoff of a $2.4 million non-performing commercial real
estate loan. The Company experienced net charge-offs of $1.5 million in each of the three and nine months ended September 30, 2024. See
&#8220;Asset Quality&#8221; section for additional information regarding the changes to non-performing assets.<br></font></li></ul>

<p><font style="font-size: 10pt">Great Southern President and CEO Joseph W. Turner commented, &#8220;Our third-quarter results reflect
solid earnings and a strong balance sheet, despite ongoing challenges in the broader economic and banking environment. We reported earnings
of $1.41 per diluted common share, or $16.5 million in net income, for the third quarter of 2024. This compares to $1.33 per diluted
common share, or $15.9 million in net income, for the third quarter of 2023 and $1.45 per diluted common share, or $17.0 million in net
income, for the second quarter of 2024. These results highlight our ability to maintain stability and deliver consistent performance
over the long term, even as we face ongoing macro pressures. I'm proud of our team for their focus on operational excellence and disciplined
approach to managing our business."</font></p>

<p><font style="font-size: 10pt">He continued, &#8220;Net interest income increased $1.2 million, or approximately 2.6%, to $48.0 million,
compared to $46.7 million for the third quarter of 2023. Our net interest margin was 3.42%, down slightly from 3.43% for both the second
quarter of 2024 and the third quarter of 2023. While market conditions have increased deposit costs, we've countered these headwinds
with higher yields on loans and securities. Recent interest rate cuts by the Federal Reserve may help moderate some of the upward pressure
on deposit costs, though we expect the full effects of these rate changes to become more apparent in the coming months.&#8221;</font></p>

<p><font style="font-size: 10pt">Turner remarked, &#8220;One of our important achievements this quarter was the significant reduction
in non-performing assets, which decreased by $12.7 million, bringing the total to $7.7 million, or 0.13% of total assets, at September
30, 2024. This reduction underscores our proactive management of credit risk and reflects the successful resolution of two key non-performing
assets. We did, however, record a $1.2 million provision for credit losses in the quarter, as a result of charge-offs and growth in the
loan portfolio. We do not believe this charge is indicative of broader portfolio concerns, however, and we continue to view the commercial
real estate loan market as a suitable option for potential growth."</font></p>

<p><font style="font-size: 10pt">He then noted, "Our total loan portfolio, excluding mortgage loans held for sale, has increased by $121.7
million, or 2.7%, since the end of 2023. This increase was driven primarily by growth in other residential (multi-family) loans, partially
offset by declines in construction loans, commercial business loans, and one- to-four-family residential loans, as some construction
projects were completed and transferred to other loan categories. At the end of the third quarter of 2024, our pipeline of loan commitments
and unfunded lines remained solid at more than $1.04 billion, despite a slight decrease from the previous quarter."</font></p>

<p><font style="font-size: 10pt">Regarding expenses, Turner noted, "Non-interest expenses decreased by $1.8 million, to $33.7 million,
compared to the third quarter of 2023. This reduction was primarily due to lower professional fees and gains from foreclosed asset sales."</font></p>

<p><font style="font-size: 10pt">In closing, Turner noted, "We view our capital position as very important and a strength of our Company.
Stockholders' equity increased by $40.3 million year to date, to $612.1 million, representing a tangible common equity ratio of 10.0%.
We continue to prioritize returning capital to our stockholders through dividends and strategic share repurchases. These actions reflect
our ongoing commitment to delivering long-term value to stockholders. Our performance in the third quarter underscores our ability to
navigate the challenges of the current interest rate environment while maintaining strong liquidity and capital positions. We remain
focused on prudent loan portfolio management, controlling deposit costs, and leveraging our strengths to deliver sustainable growth."</font></p>

<p><font style="font-size: 10pt"><b><u>Selected Financial Data:</u></b></font></p>

<table align="center" style="width:100%; border-collapse:collapse !important;;border-collapse: collapse; ">
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">(In thousands, except per share data)</font></td>
    <td colspan="7" style="text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>Three
    Months Ended</b><br><b>September 30,</b></font></td>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="7" style="text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>Nine
    Months Ended</b><br><b>September 30,</b></font></td></tr>
  <tr>
    <td style="max-width:49%; width:49%; min-width:49%;;vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:10%; width:10%; min-width:10%;;border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>2024</b></font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:10%; width:10%; min-width:10%;;border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>2023</b></font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:10%; width:10%; min-width:10%;;border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>2024</b></font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:10%; width:10%; min-width:10%;;border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>2023</b></font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">Net interest income</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">47,975</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">46,738</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">139,609</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">148,068</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">Provision (credit) for credit losses on loans and unfunded commitments</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1,137</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">(1,195</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">)</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1,160</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">(2,140</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">)</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">Non-interest income</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">6,992</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">7,852</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">23,631</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">23,510</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">Non-interest expense</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">33,717</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">35,557</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">104,548</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">104,738</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">Provision for income taxes</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">3,623</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">4,349</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">10,647</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">14,325</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">Net income</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">16,490</font></td>
    <td style="border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">15,879</font></td>
    <td style="border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">46,885</font></td>
    <td style="border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">54,655</font></td>
    <td style="border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">Earnings per diluted common share</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1.41</font></td>
    <td style="border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1.33</font></td>
    <td style="border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">3.99</font></td>
    <td style="border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">4.52</font></td>
    <td style="border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  </table>

<p><font style="font-size: 10pt"><b><u><br>NET INTEREST INCOME</u></b></font></p>

<p><font style="font-size: 10pt">Net interest income for the third quarter of 2024 increased $1.2 million to $48.0 million, compared
to $46.7 million for the third quarter of 2023. Net interest margin was 3.42% in the third quarter of 2024, compared to 3.43% in the
same period of 2023 and the second quarter of 2024, a decrease of one basis point. In comparing the 2024 and 2023 third quarter periods,
the average yield on loans increased 52 basis points, the average yield on investment securities increased 26 basis points and the average
yield on other interest earning assets increased five basis points. The average rate on interest-bearing demand and savings deposits,
time deposits and brokered deposits increased 34 basis points, 65 basis points and seven basis points, respectively, in the three months
ended September 30, 2024 compared to the three months ended September 30, 2023. The average interest rate spread was 2.74% for the three
months ended September 30, 2024, compared to 2.79% for the three months ended September 30, 2023 and 2.77% for the three months ended
June 30, 2024. The ratio of average interest-earning assets to average interest-bearing liabilities was 126.8% in the three months ended
September 30, 2024, compared to 131.0% in the three months ended September 30, 2023 and 126.7% in the three months ended June 30, 2024.</font></p>

<p><font style="font-size: 10pt">Net interest income for the nine months ended September 30, 2024 decreased $8.5 million to $139.6 million,
compared to $148.1 million for the nine months ended September 30, 2023. Net interest margin was 3.39% in the nine months ended September
30, 2024, compared to 3.66% in the same period of 2023, a decrease of 27 basis points. The margin contraction primarily resulted from
increasing interest rates on all deposit types due to higher market interest rates and increased competition for deposits. In comparing
the 2024 and 2023 nine-month periods, the average yield on loans increased 47 basis points, the average yield on investment securities
increased 21 basis points and the average yield on other interest earning assets increased 35 basis points. The average rate on interest-bearing
demand and savings deposits, time deposits and brokered deposits increased 58 basis points, 125 basis points and 31 basis points, respectively,
in the nine months ended September 30, 2024, compared to the nine months ended September 30, 2023. The average interest rate spread was
2.72% for the nine months ended September 30, 2024, compared to 3.09% for the nine months ended September 30, 2023.</font></p>

<p><font style="font-size: 10pt">In October 2018, the Company entered into an interest rate swap transaction as part of its ongoing interest
rate management strategies to hedge the risk of its floating rate loans. The notional amount of the swap was $400 million with a contractual
termination date in October 2025. As previously disclosed by the Company, on March 2, 2020, the Company and its swap counterparty mutually
agreed to terminate this swap, effective immediately. The Company was paid $45.9 million, including accrued but unpaid interest, from
its swap counterparty as a result of this termination. This $45.9 million, less the accrued to date interest portion and net of deferred
income taxes, is reflected in the Company&#8217;s stockholders&#8217; equity as part of Accumulated Other Comprehensive Income (AOCI)
and is being accreted to interest income on loans monthly through the original contractual termination date of October 6, 2025. The Company
recorded $2.0 million of interest income related to the swap in both the three months ended September 30, 2024 and the three months ended
September 30, 2023. The Company recorded $6.1 million of interest income related to the swap in both the nine months ended September
30, 2024 and the nine months ended September 30, 2023. The Company currently expects to have a sufficient amount of eligible variable
rate loans to continue to accrete this interest income ratably in future periods. If this expectation changes and the amount of eligible
variable rate loans decreases significantly, the Company may be required to recognize this interest income more rapidly.</font></p>

<p><font style="font-size: 10pt">In March 2022, the Company entered into another interest rate swap transaction as part of its ongoing
interest rate management strategies to hedge the risk of its floating rate loans. The notional amount of the swap was $300 million, with
a contractual termination date of March 1, 2024. Under the terms of the swap, the Company received a fixed rate of interest of 1.6725%
and paid a floating rate of interest equal to one-month USD-LIBOR (or the equivalent replacement USD-SOFR rate once the USD-LIBOR rate
ceased to be available). To the extent that the fixed rate exceeded one-month USD-LIBOR/SOFR, the Company received net interest settlements,
which were recorded as loan interest income. If one-month USD-LIBOR/SOFR exceeded the fixed rate of interest, the Company paid net settlements
to the counterparty and recorded those net payments as a reduction of interest income on loans. As this interest rate swap has reached
its contractual termination date of March 1, 2024, there have been no further interest income impacts related to this swap after that
date. The Company recorded a reduction of loan interest income related to this swap transaction of $1.9 million in the nine months ended
September 30, 2024. The Company recorded a reduction of loan interest income related to this swap transaction of $2.8 million and $7.5
million, respectively, in the three and nine months ended September 30, 2023.</font></p>

<p><font style="font-size: 10pt">In July 2022, the Company entered into two additional interest rate swap transactions as part of its
ongoing interest rate management strategies to hedge the risk of its floating rate loans. The notional amount of each swap is $200 million
with an effective date of May 1, 2023 and a termination date of May 1, 2028. Under the terms of one swap, the Company receives a fixed
rate of interest of 2.628% and pays a floating rate of interest equal to one-month USD-SOFR OIS. Under the terms of the other swap, the
Company receives a fixed rate of interest of 5.725% and pays a floating rate of interest equal to one-month USD-Prime. In each case,
the floating rate resets monthly and net settlements of interest due to/from the counterparty also occur monthly. To the extent the fixed
rate of interest exceeds the floating rate of interest, the Company receives net interest settlements, which are recorded as loan interest
income. If the floating rate of interest exceeds the fixed rate of interest, the Company pays net settlements to the counterparty and
records those net payments as a reduction of interest income on loans. The Company recorded a reduction of loan interest income related
to these swap transactions of $2.7 million in both the three months ended September 30, 2024 and the three months ended September 30,
2023. The Company recorded a reduction of loan interest income related to these swap transactions of $8.3 million in the nine months
ended September 30, 2024, compared to $4.4 million reduction of interest income in the 2023 nine-month period. At September 30, 2024,
the USD-Prime rate was 8.00% and the one-month USD-SOFR OIS rate was 5.16334%.</font></p>

<p><font style="font-size: 10pt">The Company&#8217;s net interest income in the third quarter of 2024 increased 2-3% compared to net
interest income in both the second quarter of 2024 and the third quarter of 2023. Net interest margin was consistent in each of the three
periods. The cost of deposits has been negatively impacted over several quarters by the high level of competition for deposits across
the industry and the lingering effects of liquidity events at several banks in March and April 2023. The Company also had a substantial
amount of time deposits maturing at relatively low rates after the second quarter of 2023, and these time deposits either renewed at
higher rates or left the Company, in the latter case requiring their replacement with other funding sources at then-current higher market
rates. Market rates for time deposits have recently declined as the FOMC has cut the federal funds rate by 50 basis points and signaled
further rate cuts may occur. As of September 30, 2024, time deposit maturities over the next 12 months were as follows: within three
months -- $537 million, with a weighted-average rate of 4.53%; within three to six months -- $507 million, with a weighted-average rate
of 4.07%; and within six to twelve months -- $145 million, with a weighted-average rate of 3.20%. Based on time deposit market rates
in September 2024, replacement rates for these maturing time deposits are likely to be approximately 3.50-4.20%.</font></p>

<p><font style="font-size: 10pt">For additional information on net interest income components, see the &#8220;Average Balances, Interest
Rates and Yields&#8221; tables in this release.</font></p>

<p><font style="font-size: 10pt"><b><u>NON-INTEREST INCOME</u></b></font></p>

<p><font style="font-size: 10pt">For the quarter ended September 30, 2024, non-interest income decreased $860,000 to $7.0 million when
compared to the quarter ended September 30, 2023, primarily as a result of the following items:</font></p>

<ul type="disc">

<li><font style="font-size: 10pt"><u>Overdraft and insufficient funds fees</u>: Overdraft and insufficient funds fees decreased $710,000
compared to the prior-year quarter. This decrease was primarily due to the continuation of a multi-year trend whereby our customers are
choosing to forego authorizing payments of certain items which exceed their account balances, resulting in fewer overdrafts in checking
accounts and related fees.<br><br></font></li>

<li><font style="font-size: 10pt"><u>Point-of-sale and ATM fees</u>: Point-of-sale and ATM fees decreased $257,000 compared to the prior-year
quarter primarily due to a portion of these transactions now being routed through channels with lower fees to us, which we expect will
continue in future periods.<br><br></font></li>

<li><font style="font-size: 10pt"><u>Net gains on loan sales</u>: Net gains on loan sales increased $292,000 compared to the prior-year
quarter. The increase was partially due to an increase in balance of fixed-rate single-family mortgage loans sold during the third quarter
of 2024 compared to the third quarter of 2023. Fixed-rate single-family mortgage loans originated are generally subsequently sold in
the secondary market. The Company realized higher premiums on the sale of loans in the 2024 third quarter compared to the 2023 third
quarter, as market interest rates were more stable in the quarter ended September 30, 2024 compared to the quarter ended September 30,
2023.<br></font></li></ul>

<p><font style="font-size: 10pt">For the nine months ended September 30, 2024, non-interest income increased $121,000 to $23.6 million
when compared to the nine months ended September 30, 2023, primarily as a result of the following items:</font></p>

<ul type="disc">

<li style="margin-top:5pt; margin-bottom:12pt;"><font style="font-size: 10pt"><u>Overdraft and insufficient funds fees</u>: Overdraft
and insufficient funds fees decreased $2.1 million compared to the prior-year period, for the same reason noted in the quarterly comparison
above.</font></li>

<li style="margin-top:5pt; margin-bottom:12pt;"><font style="font-size: 10pt"><u>Point-of-sale and ATM fees</u>: Point-of-sale and ATM
fees decreased $966,000 compared to the prior-year period, for the same reason noted in the quarterly comparison above.</font></li>

<li style="margin-top:5pt; margin-bottom:12pt;"><font style="font-size: 10pt"><u>Net gains on loan sales</u>: Net gains on loan sales
increased $998,000 compared to the prior-year period, for the same reason noted in the quarterly comparison above.</font></li>

<li style="margin-top:5pt; margin-bottom:12pt;"><font style="font-size: 10pt"><u>Other income</u>: Other income increased $1.9 million
compared to the prior-year period. In the second quarter of 2024, the Company recorded $2.7 million of other income, net of expenses
and write-offs, related to the termination of the Master Agreement between the Company and a third-party software vendor for the conversion
of the Company&#8217;s core banking platform. This termination was previously disclosed in the Company&#8217;s Quarterly Report on Form
10-Q for the quarter ended March 31, 2024. This amount represented the elimination of certain deferred credits and other liabilities,
along with the write-off of certain capitalized hardware, software and other assets, that previously had been recorded as part of the
preparation to convert to the new core-banking platform.</font></li></ul>

<p><font style="font-size: 10pt"><b><u>NON-INTEREST EXPENSE</u></b></font></p>

<p><font style="font-size: 10pt">For the quarter ended September 30, 2024, non-interest expense decreased $1.8 million to $33.7 million
when compared to the quarter ended September 30, 2023, primarily as a result of the following items:</font></p>

<ul type="disc">

<li><font style="font-size: 10pt"><u>Legal, Audit and Other Professional Fees</u>: Legal, audit and other professional fees decreased
$1.0 million from the prior-year quarter, to $809,000. In the quarter ended September 30, 2024, the Company expensed a total of $39,000,
compared to $903,000 expensed in the quarter ended September 30, 2023, related to training and implementation costs for the intended
core systems conversion and professional fees to consultants engaged to support the Company&#8217;s proposed transition of core and ancillary
software and information technology systems. <br><br></font></li>

<li><font style="font-size: 10pt"><u>Expense on Other Real Estate Owned</u>: Expense on other real estate owned decreased $598,000 from
the prior-year quarter, to a gain of $536,000 in the quarter ended September 30, 2024. In the third quarter of 2024, the Company recorded
a gain on foreclosed asset sales of $459,000 compared to $22,000 in the third quarter of 2023. <br><br></font></li>

<li><font style="font-size: 10pt"><u>Net occupancy expenses</u>: Net occupancy expenses increased $409,000 from the prior-year quarter.
Various components of computer license and support expenses collectively increased by $369,000 in the third quarter of 2024 compared
to the third quarter of 2023.<br></font></li></ul>

<p><font style="font-size: 10pt">For the nine months ended September 30, 2024, non-interest expense decreased $190,000 to $104.5 million
when compared to the nine months ended September 30, 2023, primarily as a result of the following items:<br></font></p>

<ul type="disc">

<li><font style="font-size: 10pt"><u>Legal, Audit and Other Professional Fees</u>: Legal, audit and other professional fees decreased
$1.1 million from the prior-year period, to $4.4 million. In the 2024 period, the Company expensed a total of $1.9 million, compared
to $2.7 million expensed in the 2023 period, related to training and implementation costs for the intended core systems conversion and
professional fees to consultants engaged to support the Company&#8217;s proposed transition of core and ancillary software and information
technology systems. <br><br></font></li>

<li><font style="font-size: 10pt"><u>Expense on Other Real Estate Owned</u>: Expense on other real estate owned decreased $453,000 from
the prior-year period, to a gain of $190,000. In the 2024 period, the Company recorded a gain on foreclosed loan sales of $491,000 compared
to $41,000 in the 2023 period. <br><br></font></li>

<li><font style="font-size: 10pt"><u>Net occupancy expenses</u>: Net occupancy expenses increased $960,000 from the prior-year period,
for the same reason noted in the quarterly comparison above. <br><br></font></li>

<li><font style="font-size: 10pt"><u>Salaries and employee benefits</u>: Salaries and employee benefits increased $536,000, or 0.9%,
from the prior-year period. Much of this increase related to normal annual merit increases in various lending and operations areas.<br></font></li></ul>

<p><font style="font-size: 10pt">The Company&#8217;s efficiency ratio for the quarter ended September 30, 2024, was 61.34% compared to
65.13% for the same quarter in 2023. The Company&#8217;s efficiency ratio for the nine months ended September 30, 2024, was 64.05% compared
to 61.04% for the same period in 2023. The Company&#8217;s ratio of non-interest expense to average assets was 2.27% and 2.38% for the
three- and nine-months ended September 30, 2024, respectively, compared to 2.49% and 2.45% for the three- and nine-months ended September
30, 2023, respectively. Average assets for the three months ended September 30, 2024, increased $249.6 million, or 4.4%, compared to
the three months ended September 30, 2023, and average assets for the nine months ended September 30, 2024, increased $139.6 million,
or 2.4%, compared to the nine months ended September 30, 2023. Both increases were primarily due to growth in net loans receivable and
available-for-sale securities.</font></p>

<p><font style="font-size: 10pt"><b><u>INCOME TAXES</u></b></font></p>

<p><font style="font-size: 10pt">For the three months ended September 30, 2024 and 2023, the Company's effective tax rate was 18.0% and
21.5%, respectively. For the nine months ended September 30, 2024 and 2023, the Company's effective tax rate was 18.5% and 20.8%, respectively.
These effective rates were at or below the statutory federal tax rate of 21%, due primarily to the utilization of certain investment
tax credits and the Company&#8217;s tax-exempt investments and tax-exempt loans, which reduced the Company&#8217;s effective tax rate.
The Company&#8217;s effective tax rate may fluctuate in future periods as it is impacted by the level and timing of the Company&#8217;s
utilization of tax credits, the level of tax-exempt investments and loans, the amount of taxable income in various state jurisdictions
and the overall level of pre-tax income. State tax expense estimates continually evolve as taxable income and apportionment between states
are analyzed. The Company's effective income tax rate is currently generally expected to remain below the statutory federal tax rate
due primarily to the factors noted above. The Company currently expects its effective tax rate (combined federal and state) will be approximately
18.0% to 20.0% in future periods, primarily due to additional investment tax credits being utilized beginning in 2024.</font></p>

<p><font style="font-size: 10pt"><b><u>CAPITAL </u></b></font></p>

<p><font style="font-size: 10pt">As of September 30, 2024, total stockholders&#8217; equity was $612.1 million (10.1% of total assets),
equivalent to a book value of $52.40 per common share. Total stockholders&#8217; equity at December 31, 2023, was $571.8 million (9.8%
of total assets), equivalent to a book value of $48.44 per common share. At September 30, 2024, the Company&#8217;s tangible common equity
to tangible assets ratio was 10.0%, compared to 9.7% at December 31, 2023. See &#8220;Non-GAAP Financial Measures.&#8221;</font></p>

<p><font style="font-size: 10pt">Included in stockholders&#8217; equity at September 30, 2024 and December 31, 2023, were unrealized
losses (net of taxes) on the Company&#8217;s available-for-sale investment securities totaling $29.1 million and $40.5 million, respectively.
This change in net unrealized losses during the nine months ended September 30, 2024, primarily resulted from decreasing intermediate-term
market interest rates which generally increased the fair value of investment securities.</font></p>

<p><font style="font-size: 10pt">In addition, included in stockholders&#8217; equity at September 30, 2024, were realized gains (net
of taxes) on the Company&#8217;s terminated cash flow hedge (interest rate swap), totaling $6.4 million. This amount, plus associated
deferred taxes, is expected to be accreted to interest income over the remaining term of the original interest rate swap contract, which
was to end in October 2025. At September 30, 2024, the remaining pre-tax amount to be recorded in interest income was $8.3 million. The
net effect on total stockholders&#8217; equity over time will be no impact, as the reduction of this realized gain will be offset by
an increase in retained earnings (as the interest income flows through pre-tax income).</font></p>

<p><font style="font-size: 10pt">Also included in stockholders&#8217; equity at September 30, 2024, was an unrealized loss (net of taxes)
on the Company&#8217;s two outstanding cash flow hedges (interest rate swaps) totaling $6.4 million. Increases in market interest rates
since the inception of these hedges have caused their fair values to decrease. The unrealized loss position on these swaps improved substantially
in the third quarter of 2024 due to a decline in market interest rates in the quarter.</font></p>

<p><font style="font-size: 10pt">As noted above, total stockholders' equity increased $40.3 million, from $571.8 million at December
31, 2023 to $612.1 million at September 30, 2024. Stockholders&#8217; equity increased due to net income of $46.9 million in the nine-month
period ended September 30, 2024 and a $6.9 million increase in stockholders&#8217; equity during that period due to stock option exercises.
Accumulated other comprehensive loss decreased $13.1 million during the nine months ended September 30, 2024, primarily due to increases
in the fair value of cash flow hedges and available-for-sale investment securities resulting from decreases in market interest rates.
Partially offsetting these increases were repurchases of the Company&#8217;s common stock during the nine months ended September 30,
2024 totaling $12.5 million and dividends declared on common stock during that period of $14.0 million.</font></p>

<p><font style="font-size: 10pt">The Company had unrealized losses on its portfolio of held-to-maturity investment securities, which
totaled $19.2 million at September 30, 2024, that were not included in its total capital balance. If these held-to-maturity unrealized
losses were included in capital (net of taxes), they would have decreased total stockholder&#8217;s equity by $14.6 million at September
30, 2024. This amount was equal to 2.4% of total stockholders&#8217; equity of $612.1 million at September 30, 2024.</font></p>

<p><font style="font-size: 10pt">On a preliminary basis, as of September 30, 2024, the Company&#8217;s Tier 1 Leverage Ratio was 11.0%,
Common Equity Tier 1 Capital Ratio was 12.3%, Tier 1 Capital Ratio was 12.8%, and Total Capital Ratio was 15.5%. <br>On September 30,
2024, and on a preliminary basis, the Bank&#8217;s Tier 1 Leverage Ratio was 11.2%, Common Equity Tier 1 Capital Ratio was 12.9%, Tier
1 Capital Ratio was 12.9%, and Total Capital Ratio was 14.2%.</font></p>

<p><font style="font-size: 10pt">In December 2022, the Company&#8217;s Board of Directors authorized the purchase of an additional one
million shares of the Company&#8217;s common stock. As of September 30, 2024, a total of approximately 488,000 shares were available
in our stock repurchase authorization.</font></p>

<p><font style="font-size: 10pt">During the three months ended September 30, 2024, the Company repurchased 2,971 shares of its common
stock at an average price of $53.04, and the Company&#8217;s Board of Directors declared a regular quarterly cash dividend of $0.40 per
common share, which, combined, reduced stockholders&#8217; equity by $4.8 million. During the nine months ended September 30, 2024, the
Company repurchased 239,933 shares of its common stock at an average price of $51.69, and the Company&#8217;s Board of Directors declared
regular quarterly cash dividends totaling $1.20 per common share, which, combined, reduced stockholders&#8217; equity by $26.5 million.</font></p>

<p><font style="font-size: 10pt"><b><u>LIQUIDITY AND DEPOSITS</u></b></font></p>

<p><font style="font-size: 10pt">Liquidity is a measure of the Company&#8217;s ability to generate sufficient cash to meet present and
future financial obligations in a timely manner. Liquid assets include cash, interest-bearing deposits with financial institutions and
certain investment securities and loans. As a result of the Company&#8217;s ability to generate liquidity primarily through liability
funding, management believes that the Company maintains overall liquidity sufficient to satisfy its depositors&#8217; requirements and
meet its borrowers&#8217; credit needs.</font></p>

<p><font style="font-size: 10pt">The Company&#8217;s primary sources of funds are customer deposits, FHLBank advances, other borrowings,
loan repayments, unpledged securities, proceeds from sales of loans and available-for-sale securities and funds provided from operations.
The Company utilizes some or all of these sources of funds depending on the comparative costs and availability at the time. The Company
has from time to time chosen not to pay rates on deposits as high as the rates paid by certain of its competitors and, when believed
to be appropriate, supplements deposits with less expensive alternative sources of funds.</font></p>

<p><font style="font-size: 10pt">At September 30, 2024, the Company had the following available secured lines and on-balance sheet liquidity:</font></p>

<table align="center" style="width:100%; border-collapse:collapse !important;;border-collapse: collapse; ">
  <tr>
    <td style="max-width:20%; width:20%; min-width:20%;;vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:41%; width:41%; min-width:41%;;vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:16%; width:16%; min-width:16%;;vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:20%; width:20%; min-width:20%;;vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;&#160;&#160;&#160;</font></td>
    <td colspan="3" style="white-space: nowrap; border-bottom: black 1pt solid; text-align: center; vertical-align: bottom; vertical-align: bottom"><font style="font-size: 10pt"><b>September
    30, 2024<br></b></font></td>
    <td style="text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">Federal Home Loan Bank line</font></td>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1,116.7 million</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">Federal Reserve Bank line</font></td>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">305.0 million</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">Cash and cash equivalents</font></td>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">208.4 million</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">Unpledged securities &#8211; Available-for-sale</font></td>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">344.3 million</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">Unpledged securities &#8211; Held-to-maturity</font></td>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">25.5 million</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  </table>

<p><font style="font-size: 10pt">During the three months ended September 30, 2024, the Company&#8217;s total deposits increased $82.2
million. Interest-bearing checking balances increased $45.1 million (about 2.1%), primarily in certain money market accounts, partially
offset by decreases in NOW accounts, while non-interest-bearing checking balances decreased $13.5 million (about 1.6%). Time deposits
generated through the Company&#8217;s banking center and corporate services networks decreased $87.7 million (about 10.1%). Brokered
deposits increased $140.4 million (about 21.0%) through a variety of sources. The brokered deposits received during the three months
ended September 30, 2024 generally have a term of less than three months, so these funds may be able to be replaced at a lower interest
rate upon maturity, depending on market interest rates at the time.</font></p>

<p><font style="font-size: 10pt">During the nine months ended September 30, 2024, the Company&#8217;s total deposits decreased $24.2
million. Interest-bearing checking balances increased $19.7 million (about 0.9%) and non-interest-bearing checking balances decreased
$38.8 million (about 4.3%). Time deposits generated through the Company&#8217;s banking center and corporate services networks decreased
$141.6 million (about 15.3%). Brokered deposits increased $148.9 million (about 22.5%) through a variety of sources.</font></p>

<p><font style="font-size: 10pt">At September 30, 2024, the Company had the following deposit balances:</font></p>

<table align="center" style="width:100%; border-collapse:collapse !important;;border-collapse: collapse; ">
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;&#160;&#160;&#160;</font></td>
    <td colspan="3" style="white-space: nowrap; border-bottom: black 1pt solid; text-align: center; vertical-align: bottom; vertical-align: bottom"><font style="font-size: 10pt"><b>September
    30, 2024<br></b></font></td>
    <td style="text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="max-width:20%; width:20%; min-width:20%;;vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:41%; width:41%; min-width:41%;;vertical-align: bottom ; "><font style="font-size: 10pt">Interest-bearing checking</font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="max-width:16%; width:16%; min-width:16%;;text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">2,236.1
    million</font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:20%; width:20%; min-width:20%;;text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">Non-interest-bearing checking</font></td>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">856.7 million</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">Time deposits</font></td>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">794.2 million</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">Brokered deposits</font></td>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">810.4 million</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  </table>

<p><font style="font-size: 10pt">At September 30, 2024, the Company estimated that its uninsured deposits, excluding deposit accounts
of the Company&#8217;s consolidated subsidiaries, were approximately $668 million (14% of total deposits).</font></p>

<p><font style="font-size: 10pt"><b><u>LOANS</u></b></font></p>

<p><font style="font-size: 10pt">Total net loans, excluding mortgage loans held for sale, increased $121.7 million, or 2.7%, from $4.59
billion at December 31, 2023 to $4.71 billion at September 30, 2024. This increase was primarily in other residential (multi-family)
loans ($628 million increase), partially offset by decreases in construction loans ($383 million decrease), commercial business loans
($91 million decrease) and one- to four-family residential loans ($52 million decrease). The pipeline of loan commitments increased in
the third quarter of 2024. The unfunded portion of construction loans remained significant, but continued to decline, in the third quarter
of 2024. As construction projects were completed, the related loans were either moved from the construction category to the appropriate
permanent loan categories or paid off.</font></p>

<p><font style="font-size: 10pt">For further information about the Company&#8217;s loan portfolio, please see the quarterly loan portfolio
presentation available on the Company&#8217;s Investor Relations website under &#8220;Presentations.&#8221;</font></p>

<p><font style="font-size: 10pt">Loan commitments and the unfunded portion of loans at the dates indicated were as follows (in thousands):</font></p>

<table align="center" style="width:100%; border-collapse:collapse !important;;border-collapse: collapse; ">
  <tr>
    <td style="white-space: nowrap; max-width: 36%; width: 36%; min-width: 36%; border-bottom: black 1pt solid; vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="white-space: nowrap; max-width: 2%; width: 2%; min-width: 2%; border-bottom: black 1pt solid; padding-left: 0; padding-right: 0; text-align: center; vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="white-space: nowrap; max-width: 9%; width: 9%; min-width: 9%; border-bottom: black 1pt solid; padding-left: 0; padding-right: 0; text-align: center; vertical-align: bottom"><font style="font-size: 10pt"><b>September
    30, 2024</b></font></td>
    <td style="white-space: nowrap; max-width: 2%; width: 2%; min-width: 2%; border-bottom: black 1pt solid; padding-left: 0; padding-right: 0; text-align: center; vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="white-space: nowrap; max-width: 8%; width: 8%; min-width: 8%; border-bottom: black 1pt solid; padding-left: 0; padding-right: 0; text-align: center; vertical-align: bottom"><font style="font-size: 10pt"><b>June
    30, 2024</b></font></td>
    <td style="white-space: nowrap; max-width: 2%; width: 2%; min-width: 2%; border-bottom: black 1pt solid; padding-left: 0; padding-right: 0; text-align: center; vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="white-space: nowrap; max-width: 8%; width: 8%; min-width: 8%; border-bottom: black 1pt solid; padding-left: 0; padding-right: 0; text-align: center; vertical-align: bottom"><font style="font-size: 10pt"><b>March
    31, 2024</b></font></td>
    <td style="white-space: nowrap; max-width: 2%; width: 2%; min-width: 2%; border-bottom: black 1pt solid; padding-left: 0; padding-right: 0; text-align: center; vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="white-space: nowrap; max-width: 9%; width: 9%; min-width: 9%; border-bottom: black 1pt solid; padding-left: 0; padding-right: 0; text-align: center; vertical-align: bottom"><font style="font-size: 10pt"><b>December
    31, 2023</b></font></td>
    <td style="white-space: nowrap; max-width: 2%; width: 2%; min-width: 2%; border-bottom: black 1pt solid; padding-left: 0; padding-right: 0; text-align: center; vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="white-space: nowrap; max-width: 9%; width: 9%; min-width: 9%; border-bottom: black 1pt solid; padding-left: 0; padding-right: 0; text-align: center; vertical-align: bottom"><font style="font-size: 10pt"><b>December
    31, 2022</b></font></td>
    <td style="white-space: nowrap; max-width: 2%; width: 2%; min-width: 2%; border-bottom: black 1pt solid; padding-left: 0; padding-right: 0; text-align: center; vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="white-space: nowrap; max-width: 9%; width: 9%; min-width: 9%; border-bottom: black 1pt solid; padding-left: 0; padding-right: 0; text-align: center; vertical-align: bottom"><font style="font-size: 10pt"><b>December
    31, 2021</b></font></td></tr>
  <tr>
    <td style="border-top: solid black 1pt ; vertical-align: bottom ; "><font style="font-size: 10pt"><b>Closed non-construction loans
    with unused available lines</b></font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">Secured by real estate (one- to four-family)</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">205,677</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">200,630</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">206,992</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">203,964</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">199,182</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">175,682</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">Secured by real estate (not one- to four-family)</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">23,752</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">Not secured by real estate &#8211; commercial business</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">120,847</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">122,685</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">120,387</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">82,435</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">104,452</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">91,786</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt"><b>Closed construction loans with unused available lines</b></font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">Secured by real estate (one-to four-family)</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">79,554</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">109,153</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">103,839</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">101,545</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">100,669</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">74,501</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">Secured by real estate (not one-to four-family)</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">477,741</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">570,621</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">680,149</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">719,039</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1,444,450</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1,092,029</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt"><b>Loan commitments not closed</b></font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">Secured by real estate (one-to four-family)</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">20,622</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">21,698</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">20,410</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">12,347</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">16,819</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">53,529</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">Secured by real estate (not one-to four-family)</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">118,046</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">33,273</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">50,858</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">48,153</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">157,645</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">146,826</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">Not secured by real estate &#8211; commercial business</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">17,821</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">14,949</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">9,022</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">11,763</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">50,145</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">12,920</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1,040,308</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1,073,009</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1,191,657</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1,179,246</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">2,073,362</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1,671,025</font></td></tr>
  </table>

<p><font style="font-size: 10pt"><b><u><br>PROVISION FOR CREDIT LOSSES AND ALLOWANCE FOR CREDIT LOSSES</u></b></font></p>

<p><font style="font-size: 10pt">Management estimates the allowance balance using relevant available information, from internal and external
sources, relating to past events, current conditions, and reasonable and supportable forecasts. Historical credit loss experience provides
the basis for the estimation of expected credit losses. Adjustments to historical loss information are made for differences in current
loan-specific risk characteristics such as changes in underwriting standards, portfolio mix, delinquency level or term, as well as for
changes in economic conditions, including but not limited to changes in the national unemployment rate, commercial real estate price
index, consumer sentiment, gross domestic product (GDP) and construction spending.</font></p>

<p><font style="font-size: 10pt">Challenging or worsening economic conditions from higher inflation or interest rates, COVID-19 and subsequent
variant outbreaks or similar events, global unrest or other factors may lead to increased losses in the portfolio and/or requirements
for an increase in provision expense. Management maintains various controls in an attempt to identify and limit future losses, such as
a watch list of problem loans and potential problem loans, documented loan administration policies and loan review staff to review the
quality and anticipated collectability of the portfolio. Additional procedures provide for frequent management review of the loan portfolio
based on loan size, loan type, delinquencies, financial analysis, ongoing correspondence with borrowers and problem loan workouts. Management
determines which loans are collateral-dependent, evaluates risk of loss and makes additional provisions to expense, if necessary, to
maintain the allowance at a satisfactory level.</font></p>

<p><font style="font-size: 10pt">During the quarter ended September 30, 2024, the Company recorded provision expense of $1.2 million
on its portfolio of outstanding loans. During the quarter ended September 30, 2023, the Company did not record a provision expense on
its portfolio of outstanding loans. During the nine months ended September 30, 2024, the Company recorded provision expense of $1.7 million
on its portfolio of outstanding loans, compared to $1.5 million in the nine months ended September 30, 2023. Total net charge-offs were
$1.5 million for the three months ended September 30, 2024, compared to net charge-offs of $99,000 in the three months ended September
30, 2023. Total net charge-offs were $1.5 million for the nine months ended September 30, 2024, compared to net charge-offs of $227,000
in the nine months ended September 30, 2023. For the three months ended September 30, 2024, the Company recorded a negative provision
for losses on unfunded commitments of $63,000, compared to a negative provision of $1.2 million for the three months ended September
30, 2023. For the nine months ended September 30, 2024, the Company recorded a negative provision for losses on unfunded commitments
of $540,000, compared to a negative provision of $3.6 million for the nine months ended September 30, 2023. General market conditions
and unique circumstances related to specific industries and individual projects contribute to the determination of the level of provisions
and charge-offs in each period.</font></p>

<p><font style="font-size: 10pt">The Bank&#8217;s allowance for credit losses as a percentage of total loans was 1.36%, 1.39% and 1.39%
at September 30, 2024, December 31, 2023 and June 30, 2024, respectively. Management considers the allowance for credit losses adequate
to cover losses inherent in the Bank&#8217;s loan portfolio at September 30, 2024, based on recent reviews of the Bank&#8217;s loan portfolio
and current economic conditions. If challenging economic conditions were to last longer than anticipated or deteriorate further or management&#8217;s
assessment of the loan portfolio were to change, additional credit loss provisions could be required, thereby adversely affecting the
Company&#8217;s future results of operations and financial condition.</font></p>

<p><font style="font-size: 10pt"><b><u>ASSET QUALITY </u></b></font></p>

<p><font style="font-size: 10pt">At September 30, 2024, non-performing assets were $7.7 million, a decrease of $4.1 million from $11.8
million at December 31, 2023, and a decrease of $12.7 million from $20.4 million at June 30, 2024. Non-performing assets as a percentage
of total assets were 0.13% at September 30, 2024, compared to 0.20% at December 31, 2023. One loan relationship, totaling $9.3 million,
was transferred from non-performing loans to foreclosed assets held for sale in the three months ended June 30, 2024 and was sold during
the three months ended September 30, 2024. Another non-performing loan totaling $2.4 million was also resolved in the three months ended
September 30, 2024. As a result of changes in loan portfolio composition, changes in economic and market conditions and other factors
specific to a borrower&#8217;s circumstances, the level of non-performing assets will fluctuate.</font></p>

<p><font style="font-size: 10pt">Compared to December 31, 2023, non-performing loans decreased $4.3 million to $7.5 million at September
30, 2024. The majority of this decrease was in the non-performing commercial real estate loans category, which decreased $4.4 million
from December 31, 2023. Compared to June 30, 2024, non-performing loans decreased $3.5 million.</font></p>

<p><font style="font-size: 10pt">Compared to December 31, 2023, foreclosed assets increased $240,000 to $263,000 at September 30, 2024.
The majority of this increase was in the commercial real estate loans category, which increased $230,000 from December 31, 2023. Compared
to June 30, 2024, foreclosed assets decreased $9.2 million, primarily due to the sale of one asset noted previously.</font></p>

<p><font style="font-size: 10pt">Activity in the non-performing loans categories during the quarter ended September 30, 2024, was as
follows:</font></p>

<table align="center" style="width:100%; border-collapse:collapse !important;;border-collapse: collapse; ">
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>Beginning</b><br><b>Balance,</b><br><b>July
    1</b></font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>Additions</b><br><b>to
    Non-</b><br><b>Performing</b></font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>Removed</b><br><b>from
    Non-</b><br><b>Performing</b></font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>Transfers</b><br><b>to
    Potential</b><br><b>Problem</b><br><b>Loans</b></font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>Transfers
    to</b><br><b>Foreclosed</b><br><b>Assets and</b><br><b>Repossessions</b></font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>Charge-</b><br><b>Offs</b></font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>Payments</b></font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>Ending</b><br><b>Balance,</b><br><b>September
    30</b></font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="19" style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>(In
    thousands)</b></font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="max-width:18%; width:18%; min-width:18%;;vertical-align: bottom ; "><font style="font-size: 10pt">One- to four-family
    construction</font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="max-width:7%; width:7%; min-width:7%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="max-width:2%; width:2%; min-width:2%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="max-width:8%; width:8%; min-width:8%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="max-width:2%; width:2%; min-width:2%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="max-width:7%; width:7%; min-width:7%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:2%; width:2%; min-width:2%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="max-width:8%; width:8%; min-width:8%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="max-width:2%; width:2%; min-width:2%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="max-width:9%; width:9%; min-width:9%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:2%; width:2%; min-width:2%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="max-width:6%; width:6%; min-width:6%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:2%; width:2%; min-width:2%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="max-width:6%; width:6%; min-width:6%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:2%; width:2%; min-width:2%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="max-width:12%; width:12%; min-width:12%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">Subdivision construction</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">Land development</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">553</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">553</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">Commercial construction</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">One- to four-family residential</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1,147</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">41</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">(524</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">)</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">(71</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">)</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">593</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">Other residential (multi-family)</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">Commercial real estate</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">9,764</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">287</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">(230</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">)</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">(1,368</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">)</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">(2,351</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">)</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">6,102</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">Commercial business</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">139</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">139</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">Consumer</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">73</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">73</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">(15</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">)</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">(35</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">)</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">96</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 15.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Total
    non-performing loans</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">10,984</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1,093</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">(524</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">)</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">(230</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">)</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">(1,383</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">)</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">(2,457</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">)</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">7,483</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  </table>

<p><font style="font-size: 10pt">At September 30, 2024, the non-performing commercial real estate category included three loans, none
of which was added during the current quarter. The largest relationship in the category, which totaled $6.0 million, or 98.6% of the
total category, was added to non-performing loans during the second quarter of 2023 and is collateralized by an office building in Missouri.
The balance of this relationship was reduced by a charge-off of $1.2 million during the three months ended September 30, 2024. Another
loan, totaling $2.4 million, which was a purchased participation loan originally obtained through an FDIC-assisted acquisition, was collateralized
by a low-income assisted living facility in Wisconsin. During the third quarter of 2024, the Company initiated foreclosure on this collateral
through a sheriff&#8217;s sale. The Company was outbid at the sale by another party. Under the sale process in the State of Wisconsin,
the buyer has a short period of time to provide the balance of the sales proceeds to the court (10% of the sales price was placed with
the court as non-refundable funds and would be remitted to the Company should the buyer fail to complete the purchase). The judge has
signed the order confirming the sheriff&#8217;s sale, and we expect this transaction will be completed in October 2024. The non-performing
one- to four-family residential category included four loans. The largest relationship in the category totaled $525,000, or 88.6% of
the category, and was added in the second quarter of 2024. The land development category consisted of one loan added during the current
quarter. This loan is collateralized by improved commercial land in the Omaha, Neb. area. The non-performing consumer category included
six loans, three of which were added during the current quarter.</font></p>

<p><font style="font-size: 10pt">Potential problem loans decreased $1.4 million, to $6.0 million at September 30, 2024 from $7.4 million
at December 31, 2023. Compared to June 30, 2024, potential problem loans increased $385,000. The increase during the quarter was primarily
due to multiple loans totaling $502,000 being added to potential problem loans, partially offset by $51,000 in loan payments, $32,000
in loans moved to non-performing, $28,000 in charge-offs and $6,000 in loans removed from the potential problem category.</font></p>

<p><font style="font-size: 10pt">Activity in the potential problem loans category during the quarter ended September 30, 2024, was as
follows:</font></p>

<table style="width:100%; border-collapse:collapse !important;;border-collapse: collapse; ">
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>Beginning</b><br><b>Balance,</b><br><b>July
    1</b></font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>Additions
    to</b><br><b>Potential</b><br><b>Problem</b></font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>Removed</b><br><b>from</b><br><b>Potential</b><br><b>Problem</b></font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>Transfers</b><br><b>to
    Non-</b><br><b>Performing</b></font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>Transfers
    to</b><br><b>Foreclosed</b><br><b>Assets and</b><br><b>Repossessions</b></font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>Charge-</b><br><b>Offs</b></font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>Loan<br>Advances<br>(Payments)</b></font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>Ending</b><br><b>Balance,</b><br><b>September
    30</b></font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="19" style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>(In
    thousands)</b></font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="max-width:18%; width:18%; min-width:18%;;vertical-align: bottom ; "><font style="font-size: 10pt">One- to four-family
    construction</font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="max-width:7%; width:7%; min-width:7%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="max-width:2%; width:2%; min-width:2%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="max-width:8%; width:8%; min-width:8%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="max-width:2%; width:2%; min-width:2%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="max-width:7%; width:7%; min-width:7%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:2%; width:2%; min-width:2%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="max-width:8%; width:8%; min-width:8%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:2%; width:2%; min-width:2%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="max-width:9%; width:9%; min-width:9%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="max-width:2%; width:2%; min-width:2%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="max-width:6%; width:6%; min-width:6%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:2%; width:2%; min-width:2%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="max-width:6%; width:6%; min-width:6%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:2%; width:2%; min-width:2%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="max-width:12%; width:12%; min-width:12%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">Subdivision construction</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">Land development</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">Commercial construction</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">One- to four-family residential</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">326</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">378</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">(32</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">)</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">(4</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">)</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">668</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">Other residential (multi-family)</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">Commercial real estate</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">4,358</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">(19</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">)</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">4,339</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">Commercial business</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">208</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">(15</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">)</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">193</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">Consumer</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">713</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">124</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">(6</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">)</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">(28</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">)</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">(13</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">)</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">790</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 15.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Total
    potential problem loans</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">5,605</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">502</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">(6</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">)</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">(32</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">)</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">(28</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">)</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">(51</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">)</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">5,990</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  </table>

<p><font style="font-size: 10pt">At September 30, 2024, the commercial real estate category of potential problem loans included three
loans, all of which are part of one relationship and were added during the second quarter of 2024. This relationship is collateralized
by three nursing care facilities located in southwest Missouri. The borrower&#8217;s business cash flow was negatively impacted by a
labor shortage and a decrease in Medicaid reimbursement during 2022-2023. Monthly payments were timely made prior to the transfer to
this category and have continued to be paid. The one- to four-family residential category of potential problem loans included seven loans,
three of which were added during the current quarter. The largest relationship in this category totaled $154,000, or 23.0% of the total
category. The commercial business category of potential problem loans included two loans. The largest relationship in this category totaled
$191,000, or 99.0% of the total category, and was added during the second quarter of 2024. The consumer category of potential problem
loans included 13 loans, five of which were added during the current quarter, including one home equity loan totaling $598,000 that is
related to the nursing care facility relationship noted above.</font></p>

<p><font style="font-size: 10pt">Activity in foreclosed assets and repossessions during the quarter ended September 30, 2024 was as follows:</font></p>

<table style="width:100%; border-collapse:collapse !important;;border-collapse: collapse; ">
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>Beginning</b><br><b>Balance,</b><br><b>July
    1</b></font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>Additions</b></font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>ORE
    and</b><br><b>Repossession</b><br><b>Sales</b></font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>Capitalized</b><br><b>Costs</b></font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>ORE
    and</b><br><b>Repossession</b><br><b>Write-Downs</b></font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>Ending</b><br><b>Balance,</b><br><b>September
    30</b></font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="12" style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>(In
    thousands)</b></font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="max-width:32%; width:32%; min-width:32%;;vertical-align: bottom ; "><font style="font-size: 10pt">One-to four-family construction</font></td>
    <td style="max-width:2%; width:2%; min-width:2%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="max-width:8%; width:8%; min-width:8%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="max-width:2%; width:2%; min-width:2%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="max-width:8%; width:8%; min-width:8%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="max-width:2%; width:2%; min-width:2%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="max-width:9%; width:9%; min-width:9%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:2%; width:2%; min-width:2%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="max-width:8%; width:8%; min-width:8%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="max-width:2%; width:2%; min-width:2%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="max-width:10%; width:10%; min-width:10%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="max-width:2%; width:2%; min-width:2%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="max-width:12%; width:12%; min-width:12%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">Subdivision construction</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">Land development</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">133</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">(133</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">)</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">Commercial construction</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">One- to four-family residential</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">Other residential (multi-family)</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">9,279</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">(9,279</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">)</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">Commercial real estate</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">230</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">230</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">Commercial business</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">Consumer</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">17</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">35</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">(19</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">)</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">33</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 15.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Total
    foreclosed assets and repossessions</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">9,429</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">265</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">(9,431</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">)</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">263</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  </table>

<p><font style="font-size: 10pt">At September 30, 2024, the commercial real estate category of foreclosed assets consisted of one property
which was transferred from non-performing loans during the three months ended September 30, 2024, as indicated above, and was subsequently
sold in October 2024. The additions and sales in the consumer category were due to the volume of repossessions of automobiles, which
generally are subject to a shorter repossession process. The other residential (multi-family) category of foreclosed assets previously
included one property consisting of student housing in Texas, which was added during the three months ended June 30, 2024, as indicated
above. This property was sold in the three months ended September 30, 2024, with the Company realizing a gain of $300,000.</font></p>

<p><font style="font-size: 10pt"><b><u>BUSINESS INITIATIVES</u></b></font></p>

<p><font style="font-size: 10pt">Since early 2022, Great Southern had been preparing to convert to a new core banking platform (New System)
to be delivered by a third-party vendor.&#160;As previously disclosed, the migration to the New System, originally scheduled for the
third quarter of 2023, was delayed to mid-2024.&#160;In addition, as also previously disclosed, certain contractual disputes arose between
Great Southern and the third-party vendor.&#160;While discussions were ongoing between the parties for an extended period of time, no
meaningful progress was made in resolving the contractual disputes.</font></p>

<p><font style="font-size: 10pt">The system migration efforts were beset by a variety of significant issues, including having missed
a second conversion date because of continued operational and system problems. Therefore, Great Southern took the following actions to
protect its interests. On April 24, 2024, Great Southern informed the third-party vendor that it was terminating the Master Agreement
between Great Southern and the third-party vendor in accordance with Great Southern&#8217;s rights under the Master Agreement. In addition,
on April 24, 2024, Great Southern initiated legal action against the third-party vendor by filing a complaint in the U.S. District Court
for the Western District of Missouri, Southern Division. The complaint seeks to recover damages caused by the third-party vendor&#8217;s
material breach of the Master Agreement, inability and/or inaction on the part of the third-party vendor to effectively and timely manage
the system migration, as well as the third-party vendor&#8217;s misrepresentations and omissions. The third-party vendor filed a counterclaim
alleging that Great Southern terminated the Master Agreement without cause and that Great Southern must pay an early termination fee
in an amount to be proven at trial.&#160;Great Southern denies the allegations in the third-party vendor's counterclaim and will vigorously
defend itself. The parties continue informal settlement discussions, but there is no guarantee that the parties will reach a mutually
agreed upon settlement to terminate the litigation.</font></p>

<p><font style="font-size: 10pt">Great Southern now expects to continue operations with its current core banking provider, which will
allow Great Southern to offer its full array of products and services.&#160;</font></p>

<p><font style="font-size: 10pt">In 2025, the banking center at Benton and Chestnut in Springfield, Mo. will be replaced with a newly-constructed
building on the same property at 723 N. Benton. Construction on the new building is anticipated to begin in the first quarter of 2025,
with completion in the fourth quarter of 2025. During construction, customers will be served in a temporary facility on the property.
The Company also has 11 other banking centers and an Express Center in Springfield.</font></p>

<p><font style="font-size: 10pt">Kris Conley, Chief Retail Banking Officer, will retire in December 2024 after a notable career at Great
Southern Bank. He joined the company in 1998 and has led the retail banking division since 2010. During his tenure, Great Southern expanded
from 30 banking centers, mainly in southwest Missouri, to 89 banking centers across six states. In early 2023, Conley announced his retirement
plans to facilitate a smooth transition, with Laura Smith named as his successor. Smith, who has been with Great Southern since 2003,
previously managed the Company&#8217;s investment services division.</font></p>

<p><font style="font-size: 10pt">Kelly Polonus, Chief Communications &amp; Marketing Officer, will also retire in December 2024, concluding
a distinguished 41-year career in banking, including the last 22 years at Great Southern Bank. She announced her retirement in mid-2023
to ensure a seamless management transition. Succeeding Polonus will be Stacy Fender, who joined Great Southern in June 2024 after serving
18 years in communications and marketing roles at a regional healthcare system.</font></p>

<p><font style="font-size: 10pt">The Company will host a conference call on Thursday, October 17, 2024, at 2:00 p.m. Central Time to
discuss third quarter 2024 preliminary earnings. The call will be available live or in a recorded version at the Company&#8217;s Investor
Relations website, http://investors.greatsouthernbank.com. Participants may register for the call at https://register.vevent.com/register/BIcf52d5fdfdb24c6383d492e9d4e7b00b.</font></p>

<p><font style="font-size: 10pt">Headquartered in Springfield, Missouri, Great Southern offers a broad range of banking services to customers.
The Company operates 89 retail banking centers in Missouri, Iowa, Kansas, Minnesota, Arkansas and Nebraska and commercial lending offices
in Atlanta, Charlotte, Chicago, Dallas, Denver, Omaha, and Phoenix. The common stock of Great Southern Bancorp, Inc. is listed on the
Nasdaq Global Select Market under the symbol &#8220;GSBC.&#8221;</font></p>

<p><font style="font-size: 10pt"><b><i>www.GreatSouthernBank.com</i></b></font></p>

<p><font style="font-size: 10pt"><b>Forward-Looking Statements</b></font></p>

<p><font style="font-size: 10pt">When used in this press release and in other documents filed or furnished by Great Southern Bancorp,
Inc. (the &#8220;Company&#8221;) with the Securities and Exchange Commission (the &#8220;SEC&#8221;), in the Company's other press releases
or other public or stockholder communications, and in oral statements made with the approval of an authorized executive officer, the
words or phrases &#8220;may,&#8221; &#8220;might,&#8221; &#8220;could,&#8221; &#8220;should,&#8221; "will likely result," "are expected
to," "will continue," "is anticipated," &#8220;believe,&#8221; "estimate," "project," "intends" or similar expressions are intended to
identify "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. Forward-looking statements
also include, but are not limited to, statements regarding plans, objectives, expectations or consequences of announced transactions,
known trends and statements about future performance, operations, products and services of the Company. The Company&#8217;s ability to
predict results or the actual effects of future plans or strategies is inherently uncertain, and the Company&#8217;s actual results could
differ materially from those contained in the forward-looking statements.</font></p>

<p><font style="font-size: 10pt">Factors that could cause or contribute to such differences include, but are not limited to: (i) expected
revenues, cost savings, earnings accretion, synergies and other benefits from the Company's&#160;merger and acquisition activities might
not be realized within the anticipated time frames or at all, and costs or difficulties relating to integration matters, including but
not limited to customer and employee retention, might be greater than expected; (ii) changes in economic conditions, either nationally
or in the Company's market areas; (iii) the remaining effects of the COVID-19 pandemic on general economic and financial market conditions
and on public health; (iv) fluctuations in interest rates, the effects of inflation or a potential recession, whether caused by Federal
Reserve actions or otherwise; (v) the impact of bank failures or adverse developments at other banks and related negative press about
the banking industry in general on investor and depositor sentiment; (vi) slower economic growth caused by changes in energy prices,
supply chain disruptions or other factors; (vii) the risks of lending and investing activities, including changes in the level and direction
of loan delinquencies and write-offs and changes in estimates of the adequacy of the allowance for credit losses; (viii) the possibility
of realized or unrealized losses on securities held in the Company's investment portfolio; (ix) the Company's ability to access cost-effective
funding and maintain sufficient liquidity; (x) fluctuations in real estate values and both residential and commercial real estate market
conditions; (xi) the ability to adapt successfully to technological changes to meet customers' needs and developments in the marketplace;
(xii) the possibility that security measures implemented might not be sufficient to mitigate the risk of a cyber-attack or cyber theft,
and that such security measures might not protect against systems failures or interruptions; (xiii) legislative or regulatory changes
that adversely affect the Company's business; (xiv) changes in accounting policies and practices or accounting standards; (xv) results
of examinations of the Company and Great Southern Bank by their regulators, including the possibility that the regulators may, among
other things, require the Company to limit its business activities, change its business mix, increase its allowance for credit losses,
write-down assets or increase its capital levels, or affect its ability to borrow funds or maintain or increase deposits, which could
adversely affect its liquidity and earnings; (xvi) costs and effects of litigation, including settlements and judgments; (xvii) competition;
and (xviii) natural disasters, war, terrorist activities or civil unrest and their effects on economic and business environments in which
the Company operates. The Company wishes to advise readers that the factors listed above and other risks described in the Company&#8217;s
most recent Annual Report on Form 10-K, including, without limitation, those described under &#8220;Item 1A. Risk Factors,&#8221; subsequent
Quarterly Reports on Form 10-Q and other documents filed or furnished from time to time by the Company with the SEC (which are available
on our website at www.greatsouthernbank.com and the SEC&#8217;s website at www.sec.gov), could affect the Company's financial performance
and cause the Company's actual results for future periods to differ materially from any opinions or statements expressed with respect
to future periods in any current statements.</font></p>

<p><font style="font-size: 10pt">The Company does not undertake-and specifically declines any obligation- to publicly release the result
of any revisions which may be made to any forward-looking statements to reflect events or circumstances after the date of such statements
or to reflect the occurrence of anticipated or unanticipated events.<br></font></p>

<p><font style="font-size: 10pt"><br></font></p>

<p><font style="font-size: 10pt">The following tables set forth selected consolidated financial information of the Company at the dates
and for the periods indicated. Financial data at all dates and for all periods is unaudited. In the opinion of management, all adjustments,
which consist only of normal recurring accrual adjustments, necessary for a fair presentation of the results at and for such unaudited
dates and periods have been included. The results of operations and other data for the three and nine months ended September 30, 2024
and 2023, and the three months ended June 30, 2024, are not necessarily indicative of the results of operations which may be expected
for any future period.</font></p>

<table align="center" style="width: 100%; border-collapse: collapse; border-collapse: collapse">
  <tr>
    <td style="white-space: nowrap; text-align: center; width: 67%; vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="white-space: nowrap; padding-left: 0; padding-right: 0; text-align: center; vertical-align: bottom; width: 1%"><font style="font-size: 10pt">&#160;</font></td>
    <td style="white-space: nowrap; border-bottom: black 1pt solid; padding-left: 0; padding-right: 0; text-align: center; vertical-align: bottom; width: 15%"><font style="font-size: 10pt"><b>September
    30, 2024</b></font></td>
    <td style="white-space: nowrap; border-bottom: black 1pt solid; padding-left: 0; padding-right: 0; text-align: center; vertical-align: bottom; width: 1%"><font style="font-size: 10pt">&#160;</font></td>
    <td style="white-space: nowrap; border-bottom: black 1pt solid; padding-left: 0; padding-right: 0; text-align: center; vertical-align: bottom; width: 1%"><font style="font-size: 10pt">&#160;</font></td>
    <td style="white-space: nowrap; border-bottom: black 1pt solid; padding-left: 0; padding-right: 0; text-align: center; vertical-align: bottom; width: 15%"><font style="font-size: 10pt"><b>December
    31, 2023</b></font></td></tr>
  <tr>
    <td style="text-align: left; vertical-align: bottom"><font style="font-size: 10pt"><b>Selected Financial
    Condition Data:</b></font></td>
    <td colspan="5" style="padding-left: 0; padding-right: 0; text-align: center; vertical-align: bottom"><font style="font-size: 10pt"><b>(In
    thousands)</b></font></td></tr>
  <tr>
    <td style="vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0; padding-right: 0; text-align: justify; vertical-align: middle; vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0; padding-right: 0; text-align: justify; vertical-align: middle; vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0; padding-right: 0; text-align: justify; vertical-align: middle; vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0; padding-right: 0; text-align: justify; vertical-align: middle; vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0; padding-right: 0; text-align: justify; vertical-align: middle; vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="text-align: left; padding-left: 10px; vertical-align: bottom"><font style="font-size: 10pt">Total
    assets</font></td>
    <td style="padding-left: 0; padding-right: 0; text-align: right; vertical-align: middle; vertical-align: bottom"><font style="font-size: 10pt">$</font></td>
    <td style="padding-left: 0; padding-right: 0; text-align: right; vertical-align: middle; vertical-align: bottom"><font style="font-size: 10pt">6,036,521</font></td>
    <td style="padding-left: 0; padding-right: 0; text-align: right; vertical-align: middle; vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0; padding-right: 0; text-align: right; vertical-align: middle; vertical-align: bottom"><font style="font-size: 10pt">$</font></td>
    <td style="padding-left: 0; padding-right: 0; text-align: right; vertical-align: middle; vertical-align: bottom"><font style="font-size: 10pt">5,812,402</font></td></tr>
  <tr>
    <td style="text-align: left; padding-left: 10px; vertical-align: bottom"><font style="font-size: 10pt">Loans
    receivable, gross</font></td>
    <td style="padding-left: 0; padding-right: 0; text-align: right; vertical-align: middle; vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0; padding-right: 0; text-align: right; vertical-align: middle; vertical-align: bottom"><font style="font-size: 10pt">4,781,953</font></td>
    <td style="padding-left: 0; padding-right: 0; text-align: right; vertical-align: middle; vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0; padding-right: 0; text-align: right; vertical-align: middle; vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0; padding-right: 0; text-align: right; vertical-align: middle; vertical-align: bottom"><font style="font-size: 10pt">4,661,348</font></td></tr>
  <tr>
    <td style="text-align: left; padding-left: 10px; vertical-align: bottom"><font style="font-size: 10pt">Allowance
    for credit losses</font></td>
    <td style="padding-left: 0; padding-right: 0; text-align: right; vertical-align: middle; vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0; padding-right: 0; text-align: right; vertical-align: middle; vertical-align: bottom"><font style="font-size: 10pt">64,915</font></td>
    <td style="padding-left: 0; padding-right: 0; text-align: right; vertical-align: middle; vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0; padding-right: 0; text-align: right; vertical-align: middle; vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0; padding-right: 0; text-align: right; vertical-align: middle; vertical-align: bottom"><font style="font-size: 10pt">64,670</font></td></tr>
  <tr>
    <td style="text-align: left; padding-left: 10px; vertical-align: bottom"><font style="font-size: 10pt">Other
    real estate owned, net</font></td>
    <td style="padding-left: 0; padding-right: 0; text-align: right; vertical-align: middle; vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0; padding-right: 0; text-align: right; vertical-align: middle; vertical-align: bottom"><font style="font-size: 10pt">263</font></td>
    <td style="padding-left: 0; padding-right: 0; text-align: right; vertical-align: middle; vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0; padding-right: 0; text-align: right; vertical-align: middle; vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0; padding-right: 0; text-align: right; vertical-align: middle; vertical-align: bottom"><font style="font-size: 10pt">23</font></td></tr>
  <tr>
    <td style="text-align: left; padding-left: 10px; vertical-align: bottom"><font style="font-size: 10pt">Available-for-sale
    securities, at fair value</font></td>
    <td style="padding-left: 0; padding-right: 0; text-align: right; vertical-align: middle; vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0; padding-right: 0; text-align: right; vertical-align: middle; vertical-align: bottom"><font style="font-size: 10pt">565,225</font></td>
    <td style="padding-left: 0; padding-right: 0; text-align: right; vertical-align: middle; vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0; padding-right: 0; text-align: right; vertical-align: middle; vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0; padding-right: 0; text-align: right; vertical-align: middle; vertical-align: bottom"><font style="font-size: 10pt">478,207</font></td></tr>
  <tr>
    <td style="text-align: left; padding-left: 10px; vertical-align: bottom"><font style="font-size: 10pt">Held-to-maturity
    securities, at amortized cost</font></td>
    <td style="padding-left: 0; padding-right: 0; text-align: right; vertical-align: middle; vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0; padding-right: 0; text-align: right; vertical-align: middle; vertical-align: bottom"><font style="font-size: 10pt">189,257</font></td>
    <td style="padding-left: 0; padding-right: 0; text-align: right; vertical-align: middle; vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0; padding-right: 0; text-align: right; vertical-align: middle; vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0; padding-right: 0; text-align: right; vertical-align: middle; vertical-align: bottom"><font style="font-size: 10pt">195,023</font></td></tr>
  <tr>
    <td style="text-align: left; padding-left: 10px; vertical-align: bottom"><font style="font-size: 10pt">Deposits</font></td>
    <td style="padding-left: 0; padding-right: 0; text-align: right; vertical-align: middle; vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0; padding-right: 0; text-align: right; vertical-align: middle; vertical-align: bottom"><font style="font-size: 10pt">4,697,460</font></td>
    <td style="padding-left: 0; padding-right: 0; text-align: right; vertical-align: middle; vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0; padding-right: 0; text-align: right; vertical-align: middle; vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0; padding-right: 0; text-align: right; vertical-align: middle; vertical-align: bottom"><font style="font-size: 10pt">4,721,708</font></td></tr>
  <tr>
    <td style="text-align: left; padding-left: 10px; vertical-align: bottom"><font style="font-size: 10pt">Total
    borrowings</font></td>
    <td style="padding-left: 0; padding-right: 0; text-align: right; vertical-align: middle; vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0; padding-right: 0; text-align: right; vertical-align: middle; vertical-align: bottom"><font style="font-size: 10pt">618,651</font></td>
    <td style="padding-left: 0; padding-right: 0; text-align: right; vertical-align: middle; vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0; padding-right: 0; text-align: right; vertical-align: middle; vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0; padding-right: 0; text-align: right; vertical-align: middle; vertical-align: bottom"><font style="font-size: 10pt">423,806</font></td></tr>
  <tr>
    <td style="text-align: left; padding-left: 10px; vertical-align: bottom"><font style="font-size: 10pt">Total
    stockholders&#8217; equity</font></td>
    <td style="padding-left: 0; padding-right: 0; text-align: right; vertical-align: middle; vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0; padding-right: 0; text-align: right; vertical-align: middle; vertical-align: bottom"><font style="font-size: 10pt">612,090</font></td>
    <td style="padding-left: 0; padding-right: 0; text-align: right; vertical-align: middle; vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0; padding-right: 0; text-align: right; vertical-align: middle; vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0; padding-right: 0; text-align: right; vertical-align: middle; vertical-align: bottom"><font style="font-size: 10pt">571,829</font></td></tr>
  <tr>
    <td style="text-align: left; padding-left: 10px; vertical-align: bottom"><font style="font-size: 10pt">Non-performing
    assets</font></td>
    <td style="padding-left: 0; padding-right: 0; text-align: right; vertical-align: middle; vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0; padding-right: 0; text-align: right; vertical-align: middle; vertical-align: bottom"><font style="font-size: 10pt">7,746</font></td>
    <td style="padding-left: 0; padding-right: 0; text-align: right; vertical-align: middle; vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0; padding-right: 0; text-align: right; vertical-align: middle; vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0; padding-right: 0; text-align: right; vertical-align: middle; vertical-align: bottom"><font style="font-size: 10pt">11,771</font></td></tr>
  </table>

<p><font style="font-size: 10pt"><br></font></p>

<table align="center" style="width:100%; border-collapse:collapse !important;;border-collapse: collapse; ">
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="6" style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>Three
    Months Ended</b></font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="6" style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>Nine
    Months Ended</b></font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>Three
    Months</b><br><b>Ended</b></font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="6" style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>September
    30,</b></font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="6" style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>September
    30,</b></font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>June
    30,</b></font></td></tr>
  <tr>
    <td style="max-width:38%; min-width:38%;;vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:1%; min-width:1%;;padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:9%; min-width:9%;;border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>2024</b></font></td>
    <td style="max-width:1%; min-width:1%;;border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:1%; min-width:1%;;border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:1%; min-width:1%;;border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:9%; min-width:9%;;border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>2023</b></font></td>
    <td style="max-width:1%; min-width:1%;;border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:1%; min-width:1%;;border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:1%; min-width:1%;;border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:9%; min-width:9%;;border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>2024</b></font></td>
    <td style="max-width:1%; min-width:1%;;border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:1%; min-width:1%;;border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:1%; min-width:1%;;border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:9%; min-width:9%;;border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>2023</b></font></td>
    <td style="max-width:1%; min-width:1%;;border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:1%; min-width:1%;;padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:1%; min-width:1%;;padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="max-width:12%; min-width:12%;;border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>2024</b>&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="18" style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>(In
    thousands)</b></font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt"><b>Selected Operating Data:</b></font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="max-width:38%; width:38%; min-width:38%;;vertical-align: middle; text-align: left; padding-left: 10.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Interest
    income</font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="max-width:9%; width:9%; min-width:9%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">83,796</font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="max-width:9%; width:9%; min-width:9%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">75,272</font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="max-width:9%; width:9%; min-width:9%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">242,113</font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="max-width:9%; width:9%; min-width:9%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">220,353</font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="max-width:12%; width:12%; min-width:12%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">80,927</font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 10.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Interest
    expense</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">35,821</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">28,534</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">102,504</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">72,285</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">34,109</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 10.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Net
    interest income</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">47,975</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">46,738</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">139,609</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">148,068</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">46,818</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 10.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Provision
    (credit) for credit losses on loans and unfunded commitments</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1,137</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">(1,195</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">)</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1,160</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">(2,140</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">)</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">(607</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">)</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 10.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Non-interest
    income</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">6,992</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">7,852</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">23,631</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">23,510</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">9,833</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 10.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Non-interest
    expense</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">33,717</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">35,557</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">104,548</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">104,738</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">36,409</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 10.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Provision
    for income taxes</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">3,623</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">4,349</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">10,647</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">14,325</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">3,861</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 25.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Net
    income</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">16,490</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">15,879</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">46,885</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">54,655</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">16,988</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  </table>

<p><font style="font-size: 10pt"><br></font></p>

<table align="center" style="width:100%; border-collapse:collapse !important;;border-collapse: collapse; ">
  <tr>
    <td style="text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="6" style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>At
    or For the Three</b><br><b>Months Ended</b></font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="6" style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>At
    or For the Nine </b><br><b>Months Ended</b></font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="3" style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>At
    or For the Three<br>Months Ended</b></font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="6" style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>September
    30,</b></font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="6" style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>September
    30,</b></font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="3" style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>June
    30,</b></font></td></tr>
  <tr>
    <td style="max-width:43%; width:43%; min-width:43%;;vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:2%; width:2%; min-width:2%;;border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:6%; width:6%; min-width:6%;;border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>2024</b></font></td>
    <td style="max-width:2%; width:2%; min-width:2%;;border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:2%; width:2%; min-width:2%;;border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:6%; width:6%; min-width:6%;;border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>2023</b></font></td>
    <td style="max-width:2%; width:2%; min-width:2%;;border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:2%; width:2%; min-width:2%;;border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:6%; width:6%; min-width:6%;;border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>2024</b></font></td>
    <td style="max-width:2%; width:2%; min-width:2%;;border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:2%; width:2%; min-width:2%;;border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:6%; width:6%; min-width:6%;;border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>2023</b></font></td>
    <td style="max-width:2%; width:2%; min-width:2%;;border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:4%; width:4%; min-width:4%;;border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:7%; width:7%; min-width:7%;;border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>2024</b></font></td>
    <td style="max-width:4%; width:4%; min-width:4%;;border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="17" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>(Dollars
    in thousands, except per share data)</b></font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt"><b>Per Common Share:</b></font></td>
    <td colspan="3" style="padding-left: 0 ; padding-right: 0 ; text-align: justify ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="3" style="padding-left: 0 ; padding-right: 0 ; text-align: justify ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: justify ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="3" style="padding-left: 0 ; padding-right: 0 ; text-align: justify ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="3" style="padding-left: 0 ; padding-right: 0 ; text-align: justify ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: justify ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="3" style="padding-left: 0 ; padding-right: 0 ; text-align: justify ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 15.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Net
    income (fully diluted)</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; border-bottom: double black 3pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1.41</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; border-bottom: double black 3pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1.33</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; border-bottom: double black 3pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">3.99</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; border-bottom: double black 3pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">4.52</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; border-bottom: double black 3pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1.45</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 15.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Book
    value</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; border-bottom: double black 3pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">52.40</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; border-bottom: double black 3pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">44.81</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; border-bottom: double black 3pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">52.40</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; border-bottom: double black 3pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">44.81</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; border-bottom: double black 3pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">49.11</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="3" style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="3" style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="3" style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="3" style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="3" style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>Earnings Performance
    Ratios:</b></font></td>
    <td colspan="3" style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="3" style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="3" style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="3" style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="3" style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 15.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Annualized
    return on average assets</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1.11%</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1.11%</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1.07%</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1.28%</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1.17%</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 15.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Annualized
    return on average <br> common stockholders&#8217; equity</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">11.10%</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">11.47%</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">10.83%</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">13.15%</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">12.03%</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 15.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Net
    interest margin</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">3.42%</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">3.43%</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">3.39%</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">3.66%</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">3.43%</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 15.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Average
    interest rate spread</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">2.74%</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">2.79%</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">2.72%</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">3.09%</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">2.77%</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 15.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Efficiency
    ratio</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">61.34%</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">65.13%</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">64.05%</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">61.04%</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">64.27%</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 15.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Non-interest
    expense to average total assets</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">2.27%</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">2.49%</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">2.38%</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">2.45%</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">2.50%</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="3" style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="3" style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="3" style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="3" style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="3" style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt"><b>Asset Quality Ratios:</b></font></td>
    <td colspan="3" style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="3" style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="3" style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="3" style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="3" style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 15.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Allowance
    for credit losses to period-end loans</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1.36%</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1.40%</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1.36%</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1.40%</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1.39%</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 15.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Non-performing
    assets to period-end assets</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">0.13%</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">0.19%</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">0.13%</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">0.19%</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">0.34%</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 15.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Non-performing
    loans to period-end loans</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">0.16%</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">0.23%</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">0.16%</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">0.23%</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">0.23%</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 15.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Annualized
    net charge-offs (recoveries) to average loans</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">0.13%</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">0.01%</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">0.03%</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">0.01%</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">(0.01)%</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="3" style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="3" style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="3" style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="3" style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="3" style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  </table>

<p align="center"><font style="font-size: 10pt"><br></font></p>

<table align="center" style="width:100%; border-collapse:collapse !important;;border-collapse: collapse; ">
  <tr>
    <td colspan="10" style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td colspan="10" style="text-align: center ; vertical-align: middle; "><font style="font-size: 10pt"><b>Great Southern Bancorp, Inc.
    and Subsidiaries</b><br><b>Consolidated Statements of Financial Condition</b><br><b>(In thousands, except number of shares)</b></font></td></tr>
  <tr>
    <td colspan="10" style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="white-space: nowrap; vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="white-space: nowrap; text-align: center; vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="white-space: nowrap; border-bottom: black 1pt solid; text-align: center; vertical-align: bottom"><font style="font-size: 10pt"><b>September
30, 2024</b></font></td>
    <td style="white-space: nowrap; text-align: center; vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="white-space: nowrap; border-bottom: black 1pt solid; text-align: center; vertical-align: bottom"><font style="font-size: 10pt"><b>December
31, 2023</b></font></td>
    <td style="white-space: nowrap; text-align: center; vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="white-space: nowrap; border-bottom: black 1pt solid; text-align: center; vertical-align: bottom"><font style="font-size: 10pt"><b>June
30, 2024</b></font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: justify ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="text-align: justify ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: justify ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="text-align: justify ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: justify ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="text-align: justify ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt"><b>Assets</b></font></td>
    <td style="text-align: justify ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="text-align: justify ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: justify ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="text-align: justify ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: justify ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="text-align: justify ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="max-width:58%; width:58%; min-width:58%;;vertical-align: middle; text-align: left; padding-left: 15.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Cash</font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="max-width:12%; width:12%; min-width:12%;;padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">105,098</font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:2%; width:2%; min-width:2%;;text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="max-width:11%; width:11%; min-width:11%;;padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">102,529</font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:2%; width:2%; min-width:2%;;text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="max-width:11%; width:11%; min-width:11%;;padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">109,639</font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 15.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Interest-bearing
    deposits in other financial institutions</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">103,267</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">108,804</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">76,830</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 30.0px; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;
    &#160;Cash and cash equivalents</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">208,365</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">211,333</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">186,469</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 15.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Available-for-sale
    securities</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">565,225</font></td>
    <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">478,207</font></td>
    <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">549,084</font></td>
    <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 15.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Held-to-maturity
    securities</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">189,257</font></td>
    <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">195,023</font></td>
    <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">191,224</font></td>
    <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 15.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Mortgage
    loans held for sale</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">9,959</font></td>
    <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">5,849</font></td>
    <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">13,116</font></td>
    <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 15.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Loans
    receivable, net of allowance for credit losses of $64,915 &#8211; September 2024; $64,670 &#8211; December 2023; $65,255 &#8211;
    June 2024</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">4,711,276</font></td>
    <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">4,589,620</font></td>
    <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">4,633,628</font></td>
    <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 15.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Interest
    receivable</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">22,262</font></td>
    <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">21,206</font></td>
    <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">22,420</font></td>
    <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 15.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Prepaid
    expenses and other assets</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">142,685</font></td>
    <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">106,225</font></td>
    <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">144,552</font></td>
    <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 15.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Other
    real estate owned and repossessions, net</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">263</font></td>
    <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">23</font></td>
    <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">9,429</font></td>
    <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 15.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Premises
    and equipment, net</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">133,311</font></td>
    <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">138,591</font></td>
    <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">134,527</font></td>
    <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 15.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Goodwill
    and other intangible assets</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">10,202</font></td>
    <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">10,527</font></td>
    <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">10,310</font></td>
    <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 15.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Federal
    Home Loan Bank stock and other interest-earning assets</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">17,912</font></td>
    <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">26,313</font></td>
    <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">30,052</font></td>
    <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 15.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Current
    and deferred income taxes</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">25,804</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">29,485</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">33,955</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 30.0px; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;
    &#160;Total Assets</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-bottom: double black 3pt ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">6,036,521</font></td>
    <td style="border-bottom: double black 3pt ; padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-bottom: double black 3pt ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">5,812,402</font></td>
    <td style="border-bottom: double black 3pt ; padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-bottom: double black 3pt ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">5,958,766</font></td>
    <td style="border-bottom: double black 3pt ; padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: double black 3pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: double black 3pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: double black 3pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt"><b>Liabilities and Stockholders&#8217; Equity</b></font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 10.0px; vertical-align: bottom ; "><font style="font-size: 10pt"><b>Liabilities</b></font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 15.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Deposits</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">4,697,460</font></td>
    <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">4,721,708</font></td>
    <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">4,615,295</font></td>
    <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 15.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Securities
    sold under reverse repurchase agreements with customers</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">75,829</font></td>
    <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">70,843</font></td>
    <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">74,155</font></td>
    <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 15.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Short-term
    borrowings</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">442,246</font></td>
    <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">252,610</font></td>
    <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">476,347</font></td>
    <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 15.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Subordinated
    debentures issued to capital trust</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">25,774</font></td>
    <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">25,774</font></td>
    <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">25,774</font></td>
    <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 15.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Subordinated
    notes</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">74,802</font></td>
    <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">74,579</font></td>
    <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">74,727</font></td>
    <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 15.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Accrued
    interest payable</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">12,002</font></td>
    <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">6,225</font></td>
    <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">9,006</font></td>
    <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 15.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Advances
    from borrowers for taxes and insurance</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">9,625</font></td>
    <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">4,946</font></td>
    <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">8,240</font></td>
    <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 15.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Accounts
    payable and accrued expenses</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">79,746</font></td>
    <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">76,401</font></td>
    <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">99,420</font></td>
    <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 15.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Liability
    for unfunded commitments</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">6,947</font></td>
    <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">7,487</font></td>
    <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">7,010</font></td>
    <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 30.0px; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;
    &#160;Total Liabilities</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">5,424,431</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">5,240,573</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">5,389,974</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt"><b>Stockholders&#8217; Equity</b></font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 15.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Capital
    stock</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 25.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Preferred
    stock, $.01 par value; authorized 1,000,000 shares; issued and outstanding September 2024, December 2023 and June 2024 -0- shares</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 25.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Common
    stock, $.01 par value; authorized 20,000,000 shares; issued and outstanding September 2024 &#8211; 11,680,968 shares; December 2023
    &#8211; 11,804,430 shares; June 2024 &#8211; 11,582,606 shares</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">117</font></td>
    <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">118</font></td>
    <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">116</font></td>
    <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 15.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Additional
    paid-in capital</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">47,914</font></td>
    <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">44,320</font></td>
    <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">45,321</font></td>
    <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 15.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Retained
    earnings</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">593,422</font></td>
    <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">569,872</font></td>
    <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">578,800</font></td>
    <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 15.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Accumulated
    other comprehensive gain (loss)</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">(29,363</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">)</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">(42,481</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">)</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">(55,445</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">)</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 30.0px; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;
    &#160;Total Stockholders&#8217; Equity</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">612,090</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">571,829</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">568,792</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 30.0px; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: solid black 1pt ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: solid black 1pt ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: solid black 1pt ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 30.0px; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;
    &#160;Total Liabilities and Stockholders&#8217; Equity</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-bottom: double black 3pt ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">6,036,521</font></td>
    <td style="border-bottom: double black 3pt ; padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-bottom: double black 3pt ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">5,812,402</font></td>
    <td style="border-bottom: double black 3pt ; padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-bottom: double black 3pt ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">5,958,766</font></td>
    <td style="border-bottom: double black 3pt ; padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  </table>

<p align="center"><font style="font-size: 10pt"><br></font></p>

<table align="center" style="width:100%; border-collapse:collapse !important;;border-collapse: collapse; ">
  <tr>
    <td colspan="20" style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td colspan="20" style="text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>Great
    Southern Bancorp, Inc. and Subsidiaries</b><br><b>Consolidated Statements of Income</b><br><b>(In thousands, except per share data)</b></font></td></tr>
  <tr>
    <td colspan="20" style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="6" style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>Three
    Months Ended</b></font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="6" style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>Nine
    Months Ended</b></font></td>
    <td colspan="2" style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>Three
    Months Ended</b></font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="6" style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>September
    30,</b></font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="6" style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>September
    30,</b></font></td>
    <td colspan="2" style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>June
    30,</b></font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>2024</b></font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>2023</b></font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>2024</b></font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>2023</b></font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>2024</b></font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt"><b>Interest Income</b></font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="max-width:38%; width:38%; min-width:38%;;vertical-align: middle; text-align: left; padding-left: 15.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Loans</font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="max-width:9%; width:9%; min-width:9%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">76,425</font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="max-width:9%; width:9%; min-width:9%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">68,878</font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="max-width:9%; width:9%; min-width:9%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">221,796</font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="max-width:9%; width:9%; min-width:9%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">201,758</font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="max-width:12%; width:12%; min-width:12%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">74,295</font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 15.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Investment
    securities and other</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">7,371</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">6,394</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">20,317</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">18,595</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">6,632</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">83,796</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">75,272</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">242,113</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">220,353</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">80,927</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt"><b>Interest Expense</b></font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 15.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Deposits</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">28,486</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">25,233</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">83,906</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">61,668</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">27,783</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 15.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Securities
    sold under reverse repurchase agreements</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">385</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">308</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1,112</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">871</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">394</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 15.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Short-term
    borrowings, overnight FHLBank borrowings and other interest-bearing liabilities</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">5,388</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1,433</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">12,805</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">5,156</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">4,373</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 15.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Subordinated
    debentures issued to capital trust</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">456</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">454</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1,364</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1,273</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">454</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 15.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Subordinated
    notes</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1,106</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1,106</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">3,317</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">3,317</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1,105</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">35,821</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">28,534</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">102,504</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">72,285</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">34,109</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt"><b>Net Interest Income</b></font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">47,975</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">46,738</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">139,609</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">148,068</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">46,818</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt"><b>Provision for Credit Losses on Loans</b></font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1,200</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1,700</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1,500</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#8212;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt"><b>Provision (Credit) for Unfunded Commitments</b></font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">(63</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">)</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">(1,195</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">)</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">(540</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">)</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">(3,640</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">)</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">(607</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">)</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt"><b>Net Interest Income After Provision for Credit Losses and
    Provision (Credit) for Unfunded Commitments</b></font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">46,838</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">47,933</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">138,449</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">150,208</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">47,425</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt"><b>Noninterest Income</b></font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 20.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Commissions</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">360</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">232</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1,010</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">887</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">269</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 20.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Overdraft
    and Insufficient funds fees</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1,307</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">2,017</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">3,826</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">5,902</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1,230</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 20.0px; vertical-align: bottom ; "><font style="font-size: 10pt">POS
    and ATM fee income and service charges</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">3,467</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">3,724</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">10,238</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">11,204</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">3,588</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 20.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Net
    gains on loan sales</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1,076</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">784</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">2,880</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1,882</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1,127</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 20.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Late
    charges and fees on loans</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">77</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">149</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">380</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">454</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">136</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 20.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Gain
    (loss) on derivative interest rate products</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">(37</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">)</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">55</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">(57</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">)</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">(234</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">)</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">(7</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">)</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 20.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Other
    income</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">742</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">891</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">5,354</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">3,415</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">3,490</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">6,992</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">7,852</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">23,631</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">23,510</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">9,833</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt"><b>Noninterest Expense</b></font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 20.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Salaries
    and employee benefits</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">19,548</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">19,673</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">59,090</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">58,554</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">19,886</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 20.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Net
    occupancy and equipment expense</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">8,138</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">7,729</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">23,818</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">22,858</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">7,841</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 20.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Postage</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">861</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">844</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">2,445</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">2,586</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">777</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 20.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Insurance</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1,052</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1,301</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">3,459</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">3,178</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1,263</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 20.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Advertising</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">928</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">950</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">2,169</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">2,500</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">891</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 20.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Office
    supplies and printing</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">232</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">294</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">735</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">820</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">236</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 20.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Telephone</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">669</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">657</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">2,075</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">2,048</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">685</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 20.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Legal,
    audit and other professional fees</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">809</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1,849</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">4,398</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">5,477</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1,864</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 20.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Expense
    on other real estate and repossessions</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">(536</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">)</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">62</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">(190</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">)</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">263</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">285</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 20.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Acquired
    intangible asset amortization</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">108</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">59</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">325</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">228</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">109</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 20.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Other
    operating expenses</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1,908</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">2,139</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">6,224</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">6,226</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">2,572</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">33,717</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">35,557</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">104,548</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">104,738</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">36,409</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt"><b>Income Before Income Taxes</b></font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">20,113</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">20,228</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">57,532</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">68,980</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">20,849</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt"><b>Provision for Income Taxes</b></font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">3,623</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">4,349</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">10,647</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">14,325</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">3,861</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt"><b>Net Income </b></font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">16,490</font></td>
    <td style="border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">15,879</font></td>
    <td style="border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">46,885</font></td>
    <td style="border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">54,655</font></td>
    <td style="border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">16,988</font></td>
    <td style="border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt"><b>Earnings Per Common Share</b></font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 15.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Basic</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1.41</font></td>
    <td style="border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1.33</font></td>
    <td style="border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">4.01</font></td>
    <td style="border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">4.53</font></td>
    <td style="border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1.46</font></td>
    <td style="border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 15.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Diluted</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-top: double black 3pt ; border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1.41</font></td>
    <td style="border-top: double black 3pt ; border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-top: double black 3pt ; border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1.33</font></td>
    <td style="border-top: double black 3pt ; border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-top: double black 3pt ; border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">3.99</font></td>
    <td style="border-top: double black 3pt ; border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-top: double black 3pt ; border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">4.52</font></td>
    <td style="border-top: double black 3pt ; border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-top: double black 3pt ; border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1.45</font></td>
    <td style="border-top: double black 3pt ; border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt"><b>Dividends Declared Per Common Share</b></font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">0.40</font></td>
    <td style="border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">0.40</font></td>
    <td style="border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1.20</font></td>
    <td style="border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1.20</font></td>
    <td style="border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">0.40</font></td>
    <td style="border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  </table>

<p align="center"><font style="font-size: 10pt"><b><br></b></font></p>

<p align="center"><font style="font-size: 10pt"><b>Average Balances, Interest Rates and Yields</b></font></p>

<p><font style="font-size: 10pt">The following table presents, for the periods indicated, the total dollar amounts of interest income
from average interest-earning assets and the resulting yields, as well as the interest expense on average interest-bearing liabilities,
expressed both in dollars and rates, and the net interest margin. Average balances of loans receivable include the average balances of
non-accrual loans for each period. Interest income on loans includes interest received on non-accrual loans on a cash basis. Interest
income on loans includes the amortization of net loan fees, which were deferred in accordance with accounting standards. Net fees included
in interest income were $1.1 million and $1.5 million for the three months ended September 30, 2024 and 2023, respectively. Net fees
included in interest income were $3.4 million and $4.4 million for the nine months ended September 30, 2024 and 2023, respectively. Tax-exempt
income was not calculated on a tax equivalent basis. The table does not reflect any effect of income taxes.</font></p>

<table style="width:100%; border-collapse:collapse !important;;border-collapse: collapse; ">
  <tr>
    <td style="white-space: nowrap; vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="white-space: nowrap; border-bottom: black 1pt solid; padding-left: 0; padding-right: 0; text-align: center; vertical-align: bottom"><font style="font-size: 10pt"><b>September
    30, 2024</b></font></td>
    <td style="white-space: nowrap; padding-left: 0; padding-right: 0; text-align: center; vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="white-space: nowrap; padding-left: 0; padding-right: 0; text-align: center; vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="white-space: nowrap; padding-left: 0; padding-right: 0; text-align: center; vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="6" style="white-space: nowrap; border-bottom: black 1pt solid; padding-left: 0; padding-right: 0; text-align: center; vertical-align: bottom"><font style="font-size: 10pt"><b>Three
    Months Ended<br>September 30, 2024<br></b></font></td>
    <td style="white-space: nowrap; padding-left: 0; padding-right: 0; text-align: center; vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="white-space: nowrap; padding-left: 0; padding-right: 0; text-align: center; vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="white-space: nowrap; border-bottom: black 1pt solid; padding-left: 0; padding-right: 0; text-align: center; vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="7" style="white-space: nowrap; border-bottom: black 1pt solid; padding-left: 0; padding-right: 0; text-align: center; vertical-align: bottom"><font style="font-size: 10pt"><b>Three
    Months Ended<br>September 30, 2023</b></font></td>
    <td style="white-space: nowrap; padding-left: 0; padding-right: 0; text-align: center; vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="max-width:36%; width:36%; min-width:36%;;vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:9%; width:9%; min-width:9%;;border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>Yield/</b></font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:8%; width:8%; min-width:8%;;border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>Average</b></font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:7%; width:7%; min-width:7%;;border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:6%; width:6%; min-width:6%;;border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>Yield/</b></font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:8%; width:8%; min-width:8%;;border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>Average</b></font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:7%; width:7%; min-width:7%;;border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="max-width:6%; width:6%; min-width:6%;;border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>Yield/</b></font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>Rate</b></font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>Balance</b></font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>Interest</b></font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>Rate</b></font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>Balance</b></font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>Interest</b></font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>Rate</b></font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="20" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>(Dollars
    in thousands)<br></b></font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">Interest-earning assets:</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">Loans receivable:</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 10.0px; vertical-align: bottom ; "><font style="font-size: 10pt">One-
    to four-family residential</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">4.07</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">%</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">859,737</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">8,781</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">4.06</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">%</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">903,147</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">8,594</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">3.78</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">%</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 10.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Other
    residential</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">7.32</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1,291,490</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">24,208</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">7.46</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">829,520</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">14,702</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">7.03</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 10.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Commercial
    real estate</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">6.20</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1,515,949</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">24,115</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">6.33</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1,466,739</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">21,730</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">5.88</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 10.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Construction</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">7.33</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">644,620</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">12,633</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">7.80</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">911,731</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">16,691</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">7.26</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 10.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Commercial
    business</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">6.36</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">230,956</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">3,827</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">6.59</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">313,909</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">4,812</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">6.08</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 10.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Other
    loans</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">6.23</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">169,172</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">2,648</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">6.23</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">178,030</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">2,128</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">4.74</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 10.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Industrial
    revenue bonds</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">6.13</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">11,663</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">213</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">7.26</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">12,322</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">221</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">7.11</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 20.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Total
    loans receivable</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">6.30</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">4,723,587</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">76,425</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">6.44</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">4,615,398</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">68,878</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">5.92</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 10.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Investment
    securities</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">3.06</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">758,793</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">6,092</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">3.19</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">678,564</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">5,018</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">2.93</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 10.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Other
    interest-earning assets</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">4.85</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">96,641</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1,279</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">5.27</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">104,546</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1,376</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">5.22</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 20.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Total
    interest-earning assets</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">5.85</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">5,579,021</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">83,796</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">5.98</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">5,398,508</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">75,272</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">5.53</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 10.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Non-interest-earning
    assets:</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 15.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Cash
    and cash equivalents</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">104,409</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">91,860</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 15.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Other
    non-earning assets</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">269,972</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">213,411</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 20.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Total
    assets</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">5,953,402</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">5,703,779</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 10.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Interest-bearing
    liabilities:</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 15.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Interest-bearing
    demand and savings</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1.62</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">2,210,988</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">10,030</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1.80</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">2,195,848</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">8,064</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1.46</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 15.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Time
    deposits</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">3.77</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">856,418</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">8,664</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">4.02</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">996,220</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">8,450</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">3.37</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 15.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Brokered
    deposits</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">4.91</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">745,373</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">9,792</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">5.23</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">669,829</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">8,719</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">5.16</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 20.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Total
    deposits</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">2.76</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">3,812,779</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">28,486</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">2.97</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">3,861,897</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">25,233</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">2.59</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 10.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Securities
    sold under reverse repurchase agreements</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1.79</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">76,572</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">385</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">2.00</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">56,152</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">308</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">2.18</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 10.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Short-term
    borrowings, overnight FHLBank borrowings and other interest-bearing liabilities</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">4.99</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">408,739</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">5,388</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">5.24</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">103,828</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1,433</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">5.47</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 10.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Subordinated
    debentures issued&#160;to capital trust</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">7.11</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">25,774</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">456</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">7.04</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">25,774</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">454</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">7.00</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 10.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Subordinated
    notes</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">5.91</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">74,770</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1,106</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">5.88</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">74,462</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1,106</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">5.89</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 20.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Total
    interest-bearing liabilities</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">3.04</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">4,398,634</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">35,821</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">3.24</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">4,122,113</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">28,534</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">2.74</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 10.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Non-interest-bearing
    liabilities:</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 15.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Demand
    deposits</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">862,170</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">938,076</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 15.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Other
    liabilities</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">98,590</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">89,970</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 20.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Total
    liabilities</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">5,359,394</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">5,150,159</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 10.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Stockholders&#8217;
    equity</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">594,008</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">553,620</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 20.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Total
    liabilities and stockholders&#8217;&#160;equity</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">5,953,402</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">5,703,779</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: double black 3pt ; padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: double black 3pt ; padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 10.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Net
    interest income:</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">47,975</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">46,738</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 10.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Interest
    rate spread</font></td>
    <td style="border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">2.81</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">%</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">2.74</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">%</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">2.79</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">%</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 10.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Net
    interest margin*</font></td>
    <td style="border-top: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: double black 3pt ; border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">3.42</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">%</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: double black 3pt ; border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">3.43</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">%</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 10.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Average
    interest-earning assets to&#160;average interest-bearing liabilities</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">126.8</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">%</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">131.0</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">%</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="border-top: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 10.0px; border-bottom: solid black 1pt ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; border-bottom: solid black 1pt ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; border-bottom: solid black 1pt ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; border-bottom: solid black 1pt ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; border-bottom: solid black 1pt ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="2" style="padding-left: 0 ; padding-right: 0 ; border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; border-bottom: solid black 1pt ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  </table>

<p></p>

<p><font style="font-size: 10pt"><sup>*Defined as the Company&#8217;s net interest income divided by average total interest-earning assets.</sup></font></p>

<p><font style="font-size: 10pt"><br></font></p>

<table style="width:100%; border-collapse:collapse !important;;border-collapse: collapse; ">
  <tr>
    <td style="white-space: nowrap; vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="white-space: nowrap; border-bottom: black 1pt solid; padding-left: 0; padding-right: 0; text-align: center; vertical-align: bottom"><font style="font-size: 10pt"><b>September
    30, 2024</b></font></td>
    <td style="white-space: nowrap; padding-left: 0; padding-right: 0; text-align: center; vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="white-space: nowrap; padding-left: 0; padding-right: 0; text-align: center; vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="white-space: nowrap; padding-left: 0; padding-right: 0; text-align: center; vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="7" style="white-space: nowrap; border-bottom: black 1pt solid; padding-left: 0; padding-right: 0; text-align: center; vertical-align: bottom"><font style="font-size: 10pt"><b>Nine
    Months Ended</b><br><b>September 30, 2024</b></font></td>
    <td style="white-space: nowrap; padding-left: 0; padding-right: 0; text-align: center; vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="white-space: nowrap; border-bottom: black 1pt solid; padding-left: 0; padding-right: 0; text-align: center; vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="6" style="white-space: nowrap; border-bottom: black 1pt solid; padding-left: 0; padding-right: 0; text-align: center; vertical-align: bottom"><font style="font-size: 10pt"><b>Nine
    Months Ended<br>September 30, 2023</b></font></td>
    <td style="white-space: nowrap; padding-left: 0; padding-right: 0; text-align: center; vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="max-width:36%; width:36%; min-width:36%;;vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:9%; width:9%; min-width:9%;;border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>Yield/</b></font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:8%; width:8%; min-width:8%;;border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>Average</b></font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:7%; width:7%; min-width:7%;;border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:6%; width:6%; min-width:6%;;border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>Yield/</b></font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:8%; width:8%; min-width:8%;;border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>Average</b></font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:7%; width:7%; min-width:7%;;border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="max-width:6%; width:6%; min-width:6%;;border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>Yield/</b></font></td>
    <td style="max-width:1%; width:1%; min-width:1%;;padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>Rate</b></font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>Balance</b></font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>Interest</b></font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>Rate</b></font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>Balance</b></font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>Interest</b></font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>Rate</b></font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="19" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt"><b>(Dollars
    in thousands)</b></font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">Interest-earning assets:</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">Loans receivable:</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 10.0px; vertical-align: bottom ; "><font style="font-size: 10pt">One-
    to four-family residential</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">4.07</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">%</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">875,829</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">26,247</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">4.00</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">%</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">907,990</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">25,124</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">3.70</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">%</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 10.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Other
    residential</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">7.32</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1,108,548</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">60,699</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">7.31</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">824,453</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">41,767</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">6.77</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 10.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Commercial
    real estate</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">6.20</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1,505,200</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">70,179</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">6.23</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1,495,186</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">65,508</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">5.86</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 10.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Construction</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">7.33</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">767,772</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">44,001</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">7.66</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">899,026</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">48,544</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">7.22</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 10.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Commercial
    business</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">6.36</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">253,086</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">12,382</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">6.54</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">296,605</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">13,153</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">5.93</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 10.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Other
    loans</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">6.23</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">171,085</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">7,646</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">5.97</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">183,679</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">7,001</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">5.10</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 10.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Industrial
    revenue bonds</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">6.13</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">11,792</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">642</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">7.27</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">12,493</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">661</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">7.08</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 20.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Total
    loans receivable</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">6.30</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">4,693,312</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">221,796</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">6.31</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">4,619,432</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">201,758</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">5.84</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">Investment securities</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">3.06</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">708,422</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">16,450</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">3.10</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">694,727</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">15,005</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">2.89</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">Other interest-earning assets</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">4.85</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">98,156</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">3,867</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">5.26</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">97,829</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">3,590</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">4.91</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 20.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Total
    interest-earning assets</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">5.85</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">5,499,890</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">242,113</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">5.88</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">5,411,988</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">220,353</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">5.44</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">Non-interest-earning assets:</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 15.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Cash
    and cash equivalents</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">96,546</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">91,515</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 15.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Other
    non-earning assets</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">252,076</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">205,415</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 20.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Total
    assets</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">5,848,512</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">5,708,918</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">Interest-bearing liabilities:</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 15.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Interest-bearing
    demand and savings</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1.62</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">2,223,153</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">29,306</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1.76</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">2,191,827</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">19,281</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1.18</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 15.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Time
    deposits</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">3.77</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">896,059</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">26,902</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">4.01</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">999,856</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">20,658</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">2.76</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 15.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Brokered
    deposits</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">4.91</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">705,988</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">27,698</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">5.24</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">588,862</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">21,729</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">4.93</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 20.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Total
    deposits</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">2.76</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">3,825,200</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">83,906</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">2.93</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">3,780,545</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">61,668</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">2.18</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">Securities sold under reverse repurchase agreements</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1.79</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">76,005</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1,112</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1.95</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">85,811</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">871</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1.36</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">Short-term borrowings, overnight FHLBank borrowings and other
    interest-bearing liabilities</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">4.99</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">330,155</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">12,805</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">5.18</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">134,595</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">5,156</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">5.12</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">Subordinated debentures issued&#160;to capital trust</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">7.11</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">25,774</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1,364</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">7.07</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">25,774</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">1,273</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">6.61</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">Subordinated notes</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">5.91</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">74,696</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">3,317</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">5.93</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">74,392</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">3,317</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">5.96</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 20.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Total
    interest-bearing liabilities</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">3.04</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">4,331,830</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">102,504</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">3.16</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">4,101,117</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">72,285</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">2.36</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">Non-interest-bearing liabilities:</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 15.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Demand
    deposits</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">856,877</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">965,403</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 15.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Other
    liabilities</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">82,516</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">88,309</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 20.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Total
    liabilities</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">5,271,223</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">5,154,829</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">Stockholders&#8217; equity</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">577,289</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">554,089</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: middle; text-align: left; padding-left: 20.0px; vertical-align: bottom ; "><font style="font-size: 10pt">Total
    liabilities and stockholders&#8217;&#160;equity</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">5,848,512</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-top: solid black 1pt ; border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">5,708,918</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: double black 3pt ; padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: double black 3pt ; padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">Net interest income:</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">139,609</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">$</font></td>
    <td style="border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">148,068</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">Interest rate spread</font></td>
    <td style="border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">2.81</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">%</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">2.72</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">%</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">3.09</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">%</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">Net interest margin*</font></td>
    <td style="border-top: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: double black 3pt ; border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">3.39</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">%</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: double black 3pt ; border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">3.66</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">%</font></td></tr>
  <tr>
    <td style="vertical-align: bottom ; "><font style="font-size: 10pt">Average interest-earning assets to&#160;average interest-bearing
    liabilities</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">127.0</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">%</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">132.0</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">%</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: double black 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="border-bottom: solid black 1pt ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; border-bottom: solid black 1pt ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; border-bottom: solid black 1pt ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; border-bottom: solid black 1pt ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; border-bottom: solid black 1pt ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td>
    <td style="padding-left: 0 ; padding-right: 0 ; border-bottom: solid black 1pt ; vertical-align: bottom ; "><font style="font-size: 10pt">&#160;</font></td></tr>
  </table>

<p></p>

<p><font style="font-size: 10pt"><sup>*Defined as the Company&#8217;s net interest income divided by average total interest-earning assets.</sup></font></p>

<p><font style="font-size: 10pt"><u><br></u></font></p>

<p><font style="font-size: 10pt"><u>NON-GAAP FINANCIAL MEASURES</u></font></p>

<p><font style="font-size: 10pt">This document contains certain financial information determined by methods other than in accordance
with accounting principles generally accepted in the United States (&#8220;GAAP&#8221;). This non-GAAP financial information includes
the tangible common equity to tangible assets ratio.</font></p>

<p><font style="font-size: 10pt">In calculating the ratio of tangible common equity to tangible assets, we subtract period-end intangible
assets from common equity and from total assets. Management believes that the presentation of this measure excluding the impact of intangible
assets provides useful supplemental information that is helpful in understanding our financial condition and results of operations, as
it provides a method to assess management&#8217;s success in utilizing our tangible capital as well as our capital strength. Management
also believes that providing a measure that excludes balances of intangible assets, which are subjective components of valuation, facilitates
the comparison of our performance with the performance of our peers. In addition, management believes that this is a standard financial
measure used in the banking industry to evaluate performance.</font></p>

<p><font style="font-size: 10pt">This non-GAAP financial measurement is supplemental and is not a substitute for any analysis based on
GAAP financial measures. Because not all companies use the same calculation of non-GAAP measures, this presentation may not be comparable
to other similarly titled measures as calculated by other companies.</font></p>

<p><font style="font-size: 10pt"><b>Non-GAAP Reconciliation: Ratio of Tangible Common Equity to Tangible Assets</b></font></p>

<table align="center" style="width: 100%; border-collapse: collapse; border-collapse: collapse">
  <tr>
    <td style="white-space: nowrap; vertical-align: bottom; width: 15%"><font style="font-size: 10pt">&#160;</font></td>
    <td style="white-space: nowrap; vertical-align: bottom; width: 38%"><font style="font-size: 10pt">&#160;</font></td>
    <td style="white-space: nowrap; vertical-align: bottom; width: 2%"><font style="font-size: 10pt">&#160;</font></td>
    <td style="white-space: nowrap; border-bottom: black 1pt solid; text-align: center; width: 13%; vertical-align: bottom"><font style="font-size: 10pt"><b>September
    30, 2024</b></font></td>
    <td style="white-space: nowrap; text-align: center; width: 2%; vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="white-space: nowrap; text-align: center; width: 1%; vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="white-space: nowrap; text-align: center; vertical-align: bottom; width: 1%"><font style="font-size: 10pt">&#160;</font></td>
    <td style="white-space: nowrap; border-bottom: black 1pt solid; text-align: center; width: 13%; vertical-align: bottom"><font style="font-size: 10pt"><b>December
    31, 2023</b></font></td>
    <td style="white-space: nowrap; vertical-align: bottom; width: 15%"><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="5" style="text-align: center; vertical-align: bottom"><font style="font-size: 10pt"><b>(Dollars
    in thousands)</b></font></td>
    <td style="vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td colspan="5" style="text-align: center; vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="vertical-align: bottom"><font style="font-size: 10pt">Common equity at period end</font></td>
    <td style="text-align: right; vertical-align: bottom"><font style="font-size: 10pt">$</font></td>
    <td style="text-align: right; vertical-align: bottom"><font style="font-size: 10pt">612,090</font></td>
    <td style="vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right; vertical-align: middle; vertical-align: bottom"><font style="font-size: 10pt">$</font></td>
    <td style="text-align: right; vertical-align: bottom"><font style="font-size: 10pt">571,829</font></td>
    <td style="vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="vertical-align: bottom"><font style="font-size: 10pt">Less: Intangible assets at period end</font></td>
    <td style="text-align: right; vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: black 1pt solid; text-align: right; vertical-align: bottom"><font style="font-size: 10pt">10,202</font></td>
    <td style="vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right; vertical-align: middle; vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: black 1pt solid; text-align: right; vertical-align: bottom"><font style="font-size: 10pt">10,527</font></td>
    <td style="vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="vertical-align: bottom"><font style="font-size: 10pt">Tangible common equity at period end (a)</font></td>
    <td style="text-align: right; vertical-align: bottom"><font style="font-size: 10pt">$</font></td>
    <td style="border-top: black 1pt solid; border-bottom: black 3pt double; text-align: right; vertical-align: bottom"><font style="font-size: 10pt">601,888</font></td>
    <td style="vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right; vertical-align: middle; vertical-align: bottom"><font style="font-size: 10pt">$</font></td>
    <td style="border-top: black 1pt solid; border-bottom: black 3pt double; text-align: right; vertical-align: bottom"><font style="font-size: 10pt">561,302</font></td>
    <td style="vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right; vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: black 3pt double; vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right; vertical-align: middle; vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: black 3pt double; vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="vertical-align: bottom"><font style="font-size: 10pt">Total assets at period end</font></td>
    <td style="text-align: right; vertical-align: bottom"><font style="font-size: 10pt">$</font></td>
    <td style="text-align: right; vertical-align: bottom"><font style="font-size: 10pt">6,036,521</font></td>
    <td style="vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right; vertical-align: middle; vertical-align: bottom"><font style="font-size: 10pt">$</font></td>
    <td style="text-align: right; vertical-align: bottom"><font style="font-size: 10pt">5,812,402</font></td>
    <td style="vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="vertical-align: bottom"><font style="font-size: 10pt">Less: Intangible assets at period end</font></td>
    <td style="text-align: right; vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: black 1pt solid; text-align: right; vertical-align: bottom"><font style="font-size: 10pt">10,202</font></td>
    <td style="vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right; vertical-align: middle; vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: black 1pt solid; text-align: right; vertical-align: bottom"><font style="font-size: 10pt">10,527</font></td>
    <td style="vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="vertical-align: bottom"><font style="font-size: 10pt">Tangible assets at period end (b)</font></td>
    <td style="text-align: right; vertical-align: bottom"><font style="font-size: 10pt">$</font></td>
    <td style="border-top: black 1pt solid; border-bottom: black 3pt double; text-align: right; vertical-align: bottom"><font style="font-size: 10pt">6,026,319</font></td>
    <td style="vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right; vertical-align: middle; vertical-align: bottom"><font style="font-size: 10pt">$</font></td>
    <td style="border-top: black 1pt solid; border-bottom: black 3pt double; text-align: right; vertical-align: bottom"><font style="font-size: 10pt">5,801,875</font></td>
    <td style="vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right; vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: black 3pt double; text-align: right; vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right; vertical-align: middle; vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-top: black 3pt double; text-align: right; vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td></tr>
  <tr>
    <td style="vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="vertical-align: bottom"><font style="font-size: 10pt">Tangible common equity to tangible assets (a) / (b)</font></td>
    <td style="text-align: right; vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: black 3pt double; text-align: right; vertical-align: bottom"><font style="font-size: 10pt">9.99</font></td>
    <td style="vertical-align: bottom"><font style="font-size: 10pt">%</font></td>
    <td style="vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="text-align: right; vertical-align: middle; vertical-align: bottom"><font style="font-size: 10pt">&#160;</font></td>
    <td style="border-bottom: black 3pt double; text-align: right; vertical-align: bottom"><font style="font-size: 10pt">9.67</font></td>
    <td style="vertical-align: bottom"><font style="font-size: 10pt">%</font></td></tr>
  </table>

<p><font style="font-size: 10pt"><b><br></b></font></p>

<p><font style="font-size: 10pt"><b>CONTACT: </b></font></p>

<p><font style="font-size: 10pt">Kelly Polonus, <br>Great Southern Bank, <br>(417) 895-5242<br>kpolonus@greatsouthernbank.com</font></p>

<p><font style="font-size: 10pt">Zack Mukewa, <br>Investor Relations,<br>(616) 233-0500<br>GSBC@lambert.com</font></p> </p>

<p ></p>

</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.SCH
<SEQUENCE>3
<FILENAME>gnw-20190101.xsd
<DESCRIPTION>XBRL SCHEMA FILE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII" ?>
<schema xmlns="http://www.w3.org/2001/XMLSchema" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:dei="http://xbrl.sec.gov/dei/2023" xmlns:us-gaap="http://fasb.org/us-gaap/2023" xmlns:srt="http://fasb.org/srt/2023" xmlns:srt-types="http://fasb.org/srt-types/2023" xmlns:gnw="http://globenewswire.com/20190101" elementFormDefault="qualified" targetNamespace="http://globenewswire.com/20190101">
    <annotation>
      <appinfo>
	<link:roleType roleURI="http://globenewswire.com/role/Cover" id="Cover">
	  <link:definition>00000001 - Document - Cover</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:linkbaseRef xlink:type="simple" xlink:href="gnw-20190101_pre.xml" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:title="Presentation Links" />
	<link:linkbaseRef xlink:type="simple" xlink:href="gnw-20190101_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:title="Label Links" />
	<link:linkbaseRef xlink:type="simple" xlink:href="gnw-20190101_def.xml" xlink:role="http://www.xbrl.org/2003/role/definitionLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:title="Definition Links" />
      </appinfo>
    </annotation>
    <import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd" />
    <import namespace="http://www.xbrl.org/2003/linkbase" schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd" />
    <import namespace="http://xbrl.sec.gov/dei/2023" schemaLocation="https://xbrl.sec.gov/dei/2023/dei-2023.xsd" />
    <import namespace="http://fasb.org/us-gaap/2023" schemaLocation="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd" />
    <import namespace="http://fasb.org/us-types/2023" schemaLocation="https://xbrl.fasb.org/us-gaap/2023/elts/us-types-2023.xsd" />
    <import namespace="http://www.xbrl.org/dtr/type/non-numeric" schemaLocation="http://www.xbrl.org/dtr/type/nonNumeric-2009-12-16.xsd" />
    <import namespace="http://www.xbrl.org/dtr/type/numeric" schemaLocation="http://www.xbrl.org/dtr/type/numeric-2009-12-16.xsd" />
    <import namespace="http://xbrl.sec.gov/country/2023" schemaLocation="https://xbrl.sec.gov/country/2023/country-2023.xsd" />
    <import namespace="http://fasb.org/srt/2023" schemaLocation="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd" />
    <import namespace="http://fasb.org/srt-types/2023" schemaLocation="https://xbrl.fasb.org/srt/2023/elts/srt-types-2023.xsd" />
</schema>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.DEF
<SEQUENCE>4
<FILENAME>gnw-20190101_def.xml
<DESCRIPTION>XBRL DEFINITION FILE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII" standalone="no"?>
<link:linkbase xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:xbrli="http://www.xbrl.org/2003/instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
    <link:roleRef roleURI="http://globenewswire.com/role/Cover" xlink:href="gnw-20190101.xsd#Cover" xlink:type="simple" />
    <link:arcroleRef xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#hypercube-dimension" arcroleURI="http://xbrl.org/int/dim/arcrole/hypercube-dimension" />
    <link:arcroleRef xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#dimension-domain" arcroleURI="http://xbrl.org/int/dim/arcrole/dimension-domain" />
    <link:arcroleRef xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#domain-member" arcroleURI="http://xbrl.org/int/dim/arcrole/domain-member" />
    <link:arcroleRef xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#all" arcroleURI="http://xbrl.org/int/dim/arcrole/all" />
    <link:arcroleRef xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#notAll" arcroleURI="http://xbrl.org/int/dim/arcrole/notAll" />
    <link:arcroleRef xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#dimension-default" arcroleURI="http://xbrl.org/int/dim/arcrole/dimension-default" />
    <link:definitionLink xlink:type="extended" xlink:role="http://globenewswire.com/role/Cover" xlink:title="00000001 - Document - Cover">
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaapStatementLineItems" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaapStatementTable" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xbrldt:contextElement="segment" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_us-gaapStatementTable" xlink:type="arc" order="10" xbrldt:closed="true" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StatementClassOfStockAxis" xlink:label="loc_us-gaapStatementClassOfStockAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaapStatementTable" xlink:to="loc_us-gaapStatementClassOfStockAxis" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ClassOfStockDomain" xlink:label="loc_us-gaapClassOfStockDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaapStatementClassOfStockAxis" xlink:to="loc_us-gaapClassOfStockDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ClassOfStockDomain" xlink:label="loc_us-gaapClassOfStockDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_us-gaapStatementClassOfStockAxis" xlink:to="loc_us-gaapClassOfStockDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommonClassAMember" xlink:label="loc_us-gaapCommonClassAMember_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapClassOfStockDomain" xlink:to="loc_us-gaapCommonClassAMember_10" xlink:type="arc" order="11" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PreferredClassAMember" xlink:label="loc_us-gaapPreferredClassAMember_20" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapClassOfStockDomain" xlink:to="loc_us-gaapPreferredClassAMember_20" xlink:type="arc" order="21" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentType" xlink:label="loc_deiDocumentType_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiDocumentType_40" xlink:type="arc" order="0" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_AmendmentFlag" xlink:label="loc_deiAmendmentFlag_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiAmendmentFlag_40" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_AmendmentDescription" xlink:label="loc_deiAmendmentDescription_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiAmendmentDescription_40" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentRegistrationStatement" xlink:label="loc_deiDocumentRegistrationStatement_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiDocumentRegistrationStatement_40" xlink:type="arc" order="3" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentAnnualReport" xlink:label="loc_deiDocumentAnnualReport_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiDocumentAnnualReport_40" xlink:type="arc" order="4" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentQuarterlyReport" xlink:label="loc_deiDocumentQuarterlyReport_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiDocumentQuarterlyReport_40" xlink:type="arc" order="5" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentTransitionReport" xlink:label="loc_deiDocumentTransitionReport_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiDocumentTransitionReport_40" xlink:type="arc" order="6" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentShellCompanyReport" xlink:label="loc_deiDocumentShellCompanyReport_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiDocumentShellCompanyReport_40" xlink:type="arc" order="7" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentShellCompanyEventDate" xlink:label="loc_deiDocumentShellCompanyEventDate_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiDocumentShellCompanyEventDate_40" xlink:type="arc" order="8" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentPeriodStartDate" xlink:label="loc_deiDocumentPeriodStartDate_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiDocumentPeriodStartDate_40" xlink:type="arc" order="9" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentPeriodEndDate" xlink:label="loc_deiDocumentPeriodEndDate_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiDocumentPeriodEndDate_40" xlink:type="arc" order="10" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_CurrentFiscalYearEndDate" xlink:label="loc_deiCurrentFiscalYearEndDate_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiCurrentFiscalYearEndDate_40" xlink:type="arc" order="11" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityFileNumber" xlink:label="loc_deiEntityFileNumber_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityFileNumber_40" xlink:type="arc" order="12" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityRegistrantName" xlink:label="loc_deiEntityRegistrantName_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityRegistrantName_40" xlink:type="arc" order="13" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityCentralIndexKey" xlink:label="loc_deiEntityCentralIndexKey_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityCentralIndexKey_40" xlink:type="arc" order="14" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityPrimarySicNumber" xlink:label="loc_deiEntityPrimarySicNumber_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityPrimarySicNumber_40" xlink:type="arc" order="15" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityTaxIdentificationNumber" xlink:label="loc_deiEntityTaxIdentificationNumber_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityTaxIdentificationNumber_40" xlink:type="arc" order="16" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityIncorporationStateCountryCode" xlink:label="loc_deiEntityIncorporationStateCountryCode_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityIncorporationStateCountryCode_40" xlink:type="arc" order="17" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressAddressLine1" xlink:label="loc_deiEntityAddressAddressLine1_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityAddressAddressLine1_40" xlink:type="arc" order="18" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressAddressLine2" xlink:label="loc_deiEntityAddressAddressLine2_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityAddressAddressLine2_40" xlink:type="arc" order="19" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressAddressLine3" xlink:label="loc_deiEntityAddressAddressLine3_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityAddressAddressLine3_40" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressCityOrTown" xlink:label="loc_deiEntityAddressCityOrTown_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityAddressCityOrTown_40" xlink:type="arc" order="21" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressStateOrProvince" xlink:label="loc_deiEntityAddressStateOrProvince_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityAddressStateOrProvince_40" xlink:type="arc" order="22" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressCountry" xlink:label="loc_deiEntityAddressCountry_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityAddressCountry_40" xlink:type="arc" order="23" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressPostalZipCode" xlink:label="loc_deiEntityAddressPostalZipCode_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityAddressPostalZipCode_40" xlink:type="arc" order="24" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_CountryRegion" xlink:label="loc_deiCountryRegion_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiCountryRegion_40" xlink:type="arc" order="25" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_CityAreaCode" xlink:label="loc_deiCityAreaCode_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiCityAreaCode_40" xlink:type="arc" order="26" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_LocalPhoneNumber" xlink:label="loc_deiLocalPhoneNumber_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiLocalPhoneNumber_40" xlink:type="arc" order="27" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_Extension" xlink:label="loc_deiExtension_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiExtension_40" xlink:type="arc" order="28" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_WrittenCommunications" xlink:label="loc_deiWrittenCommunications_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiWrittenCommunications_40" xlink:type="arc" order="29" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_SolicitingMaterial" xlink:label="loc_deiSolicitingMaterial_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiSolicitingMaterial_40" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_PreCommencementTenderOffer" xlink:label="loc_deiPreCommencementTenderOffer_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiPreCommencementTenderOffer_40" xlink:type="arc" order="31" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_PreCommencementIssuerTenderOffer" xlink:label="loc_deiPreCommencementIssuerTenderOffer_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiPreCommencementIssuerTenderOffer_40" xlink:type="arc" order="32" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_Security12bTitle" xlink:label="loc_deiSecurity12bTitle_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiSecurity12bTitle_40" xlink:type="arc" order="33" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_NoTradingSymbolFlag" xlink:label="loc_deiNoTradingSymbolFlag_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiNoTradingSymbolFlag_40" xlink:type="arc" order="34" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_TradingSymbol" xlink:label="loc_deiTradingSymbol_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiTradingSymbol_40" xlink:type="arc" order="35" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_SecurityExchangeName" xlink:label="loc_deiSecurityExchangeName_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiSecurityExchangeName_40" xlink:type="arc" order="36" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_Security12gTitle" xlink:label="loc_deiSecurity12gTitle_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiSecurity12gTitle_40" xlink:type="arc" order="37" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_SecurityReportingObligation" xlink:label="loc_deiSecurityReportingObligation_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiSecurityReportingObligation_40" xlink:type="arc" order="38" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_AnnualInformationForm" xlink:label="loc_deiAnnualInformationForm_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiAnnualInformationForm_40" xlink:type="arc" order="39" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_AuditedAnnualFinancialStatements" xlink:label="loc_deiAuditedAnnualFinancialStatements_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiAuditedAnnualFinancialStatements_40" xlink:type="arc" order="40" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityWellKnownSeasonedIssuer" xlink:label="loc_deiEntityWellKnownSeasonedIssuer_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityWellKnownSeasonedIssuer_40" xlink:type="arc" order="41" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityVoluntaryFilers" xlink:label="loc_deiEntityVoluntaryFilers_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityVoluntaryFilers_40" xlink:type="arc" order="42" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityCurrentReportingStatus" xlink:label="loc_deiEntityCurrentReportingStatus_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityCurrentReportingStatus_40" xlink:type="arc" order="43" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityInteractiveDataCurrent" xlink:label="loc_deiEntityInteractiveDataCurrent_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityInteractiveDataCurrent_40" xlink:type="arc" order="44" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityFilerCategory" xlink:label="loc_deiEntityFilerCategory_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityFilerCategory_40" xlink:type="arc" order="45" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntitySmallBusiness" xlink:label="loc_deiEntitySmallBusiness_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntitySmallBusiness_40" xlink:type="arc" order="46" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityEmergingGrowthCompany" xlink:label="loc_deiEntityEmergingGrowthCompany_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityEmergingGrowthCompany_40" xlink:type="arc" order="47" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityExTransitionPeriod" xlink:label="loc_deiEntityExTransitionPeriod_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityExTransitionPeriod_40" xlink:type="arc" order="48" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentAccountingStandard" xlink:label="loc_deiDocumentAccountingStandard_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiDocumentAccountingStandard_40" xlink:type="arc" order="49" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_OtherReportingStandardItemNumber" xlink:label="loc_deiOtherReportingStandardItemNumber_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiOtherReportingStandardItemNumber_40" xlink:type="arc" order="50" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityShellCompany" xlink:label="loc_deiEntityShellCompany_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityShellCompany_40" xlink:type="arc" order="51" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityPublicFloat" xlink:label="loc_deiEntityPublicFloat_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityPublicFloat_40" xlink:type="arc" order="52" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityBankruptcyProceedingsReportingCurrent" xlink:label="loc_deiEntityBankruptcyProceedingsReportingCurrent_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityBankruptcyProceedingsReportingCurrent_40" xlink:type="arc" order="53" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityCommonStockSharesOutstanding" xlink:label="loc_deiEntityCommonStockSharesOutstanding_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityCommonStockSharesOutstanding_40" xlink:type="arc" order="54" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentsIncorporatedByReferenceTextBlock" xlink:label="loc_deiDocumentsIncorporatedByReferenceTextBlock_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiDocumentsIncorporatedByReferenceTextBlock_40" xlink:type="arc" order="55" />
    </link:definitionLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>5
<FILENAME>gnw-20190101_lab.xml
<DESCRIPTION>XBRL LABEL FILE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII" standalone="no"?>
<link:linkbase xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xbrli="http://www.xbrl.org/2003/instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
    <link:roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedLabel" roleURI="http://www.xbrl.org/2009/role/negatedLabel" />
    <link:roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodEndLabel" roleURI="http://www.xbrl.org/2009/role/negatedPeriodEndLabel" />
    <link:roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodStartLabel" roleURI="http://www.xbrl.org/2009/role/negatedPeriodStartLabel" />
    <link:roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTotalLabel" roleURI="http://www.xbrl.org/2009/role/negatedTotalLabel" />
    <link:roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedNetLabel" roleURI="http://www.xbrl.org/2009/role/negatedNetLabel" />
    <link:roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTerseLabel" roleURI="http://www.xbrl.org/2009/role/negatedTerseLabel" />
    <link:roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/net-2009-12-16.xsd#netLabel" roleURI="http://www.xbrl.org/2009/role/netLabel" />
    <link:labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_CoverAbstract" xlink:label="dei_CoverAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_CoverAbstract" xlink:to="dei_CoverAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_CoverAbstract_lbl" xml:lang="en-US">Cover [Abstract]</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentType" xlink:label="dei_DocumentType" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentType" xlink:to="dei_DocumentType_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentType_lbl" xml:lang="en-US">Document Type</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_AmendmentFlag" xlink:label="dei_AmendmentFlag" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_AmendmentFlag" xlink:to="dei_AmendmentFlag_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_AmendmentFlag_lbl" xml:lang="en-US">Amendment Flag</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_AmendmentDescription" xlink:label="dei_AmendmentDescription" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_AmendmentDescription" xlink:to="dei_AmendmentDescription_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_AmendmentDescription_lbl" xml:lang="en-US">Amendment Description</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentRegistrationStatement" xlink:label="dei_DocumentRegistrationStatement" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentRegistrationStatement" xlink:to="dei_DocumentRegistrationStatement_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentRegistrationStatement_lbl" xml:lang="en-US">Document Registration Statement</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentAnnualReport" xlink:label="dei_DocumentAnnualReport" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentAnnualReport" xlink:to="dei_DocumentAnnualReport_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentAnnualReport_lbl" xml:lang="en-US">Document Annual Report</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentQuarterlyReport" xlink:label="dei_DocumentQuarterlyReport" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentQuarterlyReport" xlink:to="dei_DocumentQuarterlyReport_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentQuarterlyReport_lbl" xml:lang="en-US">Document Quarterly Report</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentTransitionReport" xlink:label="dei_DocumentTransitionReport" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentTransitionReport" xlink:to="dei_DocumentTransitionReport_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentTransitionReport_lbl" xml:lang="en-US">Document Transition Report</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentShellCompanyReport" xlink:label="dei_DocumentShellCompanyReport" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentShellCompanyReport" xlink:to="dei_DocumentShellCompanyReport_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentShellCompanyReport_lbl" xml:lang="en-US">Document Shell Company Report</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentShellCompanyEventDate" xlink:label="dei_DocumentShellCompanyEventDate" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentShellCompanyEventDate" xlink:to="dei_DocumentShellCompanyEventDate_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentShellCompanyEventDate_lbl" xml:lang="en-US">Document Shell Company Event Date</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentPeriodStartDate" xlink:label="dei_DocumentPeriodStartDate" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentPeriodStartDate" xlink:to="dei_DocumentPeriodStartDate_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentPeriodStartDate_lbl" xml:lang="en-US">Document Period Start Date</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentPeriodEndDate" xlink:label="dei_DocumentPeriodEndDate" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentPeriodEndDate" xlink:to="dei_DocumentPeriodEndDate_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentPeriodEndDate_lbl" xml:lang="en-US">Document Period End Date</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentFiscalPeriodFocus" xlink:label="dei_DocumentFiscalPeriodFocus" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentFiscalPeriodFocus" xlink:to="dei_DocumentFiscalPeriodFocus_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentFiscalPeriodFocus_lbl" xml:lang="en-US">Document Fiscal Period Focus</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentFiscalYearFocus" xlink:label="dei_DocumentFiscalYearFocus" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentFiscalYearFocus" xlink:to="dei_DocumentFiscalYearFocus_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentFiscalYearFocus_lbl" xml:lang="en-US">Document Fiscal Year Focus</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_CurrentFiscalYearEndDate" xlink:label="dei_CurrentFiscalYearEndDate" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_CurrentFiscalYearEndDate" xlink:to="dei_CurrentFiscalYearEndDate_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_CurrentFiscalYearEndDate_lbl" xml:lang="en-US">Current Fiscal Year End Date</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityFileNumber" xlink:label="dei_EntityFileNumber" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityFileNumber" xlink:to="dei_EntityFileNumber_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityFileNumber_lbl" xml:lang="en-US">Entity File Number</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityRegistrantName" xlink:label="dei_EntityRegistrantName" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityRegistrantName" xlink:to="dei_EntityRegistrantName_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityRegistrantName_lbl" xml:lang="en-US">Entity Registrant Name</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityCentralIndexKey" xlink:label="dei_EntityCentralIndexKey" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityCentralIndexKey" xlink:to="dei_EntityCentralIndexKey_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityCentralIndexKey_lbl" xml:lang="en-US">Entity Central Index Key</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityPrimarySicNumber" xlink:label="dei_EntityPrimarySicNumber" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityPrimarySicNumber" xlink:to="dei_EntityPrimarySicNumber_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityPrimarySicNumber_lbl" xml:lang="en-US">Entity Primary SIC Number</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityTaxIdentificationNumber" xlink:label="dei_EntityTaxIdentificationNumber" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityTaxIdentificationNumber" xlink:to="dei_EntityTaxIdentificationNumber_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityTaxIdentificationNumber_lbl" xml:lang="en-US">Entity Tax Identification Number</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityIncorporationStateCountryCode" xlink:label="dei_EntityIncorporationStateCountryCode" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityIncorporationStateCountryCode" xlink:to="dei_EntityIncorporationStateCountryCode_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityIncorporationStateCountryCode_lbl" xml:lang="en-US">Entity Incorporation, State or Country Code</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressAddressLine1" xlink:label="dei_EntityAddressAddressLine1" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressAddressLine1" xlink:to="dei_EntityAddressAddressLine1_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressAddressLine1_lbl" xml:lang="en-US">Entity Address, Address Line One</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressAddressLine2" xlink:label="dei_EntityAddressAddressLine2" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressAddressLine2" xlink:to="dei_EntityAddressAddressLine2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressAddressLine2_lbl" xml:lang="en-US">Entity Address, Address Line Two</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressAddressLine3" xlink:label="dei_EntityAddressAddressLine3" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressAddressLine3" xlink:to="dei_EntityAddressAddressLine3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressAddressLine3_lbl" xml:lang="en-US">Entity Address, Address Line Three</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressCityOrTown" xlink:label="dei_EntityAddressCityOrTown" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressCityOrTown" xlink:to="dei_EntityAddressCityOrTown_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressCityOrTown_lbl" xml:lang="en-US">Entity Address, City or Town</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressStateOrProvince" xlink:label="dei_EntityAddressStateOrProvince" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressStateOrProvince" xlink:to="dei_EntityAddressStateOrProvince_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressStateOrProvince_lbl" xml:lang="en-US">Entity Address, State or Province</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressCountry" xlink:label="dei_EntityAddressCountry" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressCountry" xlink:to="dei_EntityAddressCountry_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressCountry_lbl" xml:lang="en-US">Entity Address, Country</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressPostalZipCode" xlink:label="dei_EntityAddressPostalZipCode" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressPostalZipCode" xlink:to="dei_EntityAddressPostalZipCode_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressPostalZipCode_lbl" xml:lang="en-US">Entity Address, Postal Zip Code</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_CountryRegion" xlink:label="dei_CountryRegion" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_CountryRegion" xlink:to="dei_CountryRegion_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_CountryRegion_lbl" xml:lang="en-US">Country Region</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_CityAreaCode" xlink:label="dei_CityAreaCode" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_CityAreaCode" xlink:to="dei_CityAreaCode_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_CityAreaCode_lbl" xml:lang="en-US">City Area Code</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_LocalPhoneNumber" xlink:label="dei_LocalPhoneNumber" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_LocalPhoneNumber" xlink:to="dei_LocalPhoneNumber_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_LocalPhoneNumber_lbl" xml:lang="en-US">Local Phone Number</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_Extension" xlink:label="dei_Extension" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_Extension" xlink:to="dei_Extension_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_Extension_lbl" xml:lang="en-US">Extension</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_WrittenCommunications" xlink:label="dei_WrittenCommunications" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_WrittenCommunications" xlink:to="dei_WrittenCommunications_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_WrittenCommunications_lbl" xml:lang="en-US">Written Communications</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_SolicitingMaterial" xlink:label="dei_SolicitingMaterial" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_SolicitingMaterial" xlink:to="dei_SolicitingMaterial_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_SolicitingMaterial_lbl" xml:lang="en-US">Soliciting Material</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_PreCommencementTenderOffer" xlink:label="dei_PreCommencementTenderOffer" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_PreCommencementTenderOffer" xlink:to="dei_PreCommencementTenderOffer_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_PreCommencementTenderOffer_lbl" xml:lang="en-US">Pre-commencement Tender Offer</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_PreCommencementIssuerTenderOffer" xlink:label="dei_PreCommencementIssuerTenderOffer" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_PreCommencementIssuerTenderOffer" xlink:to="dei_PreCommencementIssuerTenderOffer_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_PreCommencementIssuerTenderOffer_lbl" xml:lang="en-US">Pre-commencement Issuer Tender Offer</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_Security12bTitle" xlink:label="dei_Security12bTitle" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_Security12bTitle" xlink:to="dei_Security12bTitle_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_Security12bTitle_lbl" xml:lang="en-US">Title of 12(b) Security</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_NoTradingSymbolFlag" xlink:label="dei_NoTradingSymbolFlag" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_NoTradingSymbolFlag" xlink:to="dei_NoTradingSymbolFlag_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_NoTradingSymbolFlag_lbl" xml:lang="en-US">No Trading Symbol Flag</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_TradingSymbol" xlink:label="dei_TradingSymbol" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_TradingSymbol" xlink:to="dei_TradingSymbol_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_TradingSymbol_lbl" xml:lang="en-US">Trading Symbol</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_SecurityExchangeName" xlink:label="dei_SecurityExchangeName" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_SecurityExchangeName" xlink:to="dei_SecurityExchangeName_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_SecurityExchangeName_lbl" xml:lang="en-US">Security Exchange Name</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_Security12gTitle" xlink:label="dei_Security12gTitle" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_Security12gTitle" xlink:to="dei_Security12gTitle_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_Security12gTitle_lbl" xml:lang="en-US">Title of 12(g) Security</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_SecurityReportingObligation" xlink:label="dei_SecurityReportingObligation" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_SecurityReportingObligation" xlink:to="dei_SecurityReportingObligation_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_SecurityReportingObligation_lbl" xml:lang="en-US">Security Reporting Obligation</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_AnnualInformationForm" xlink:label="dei_AnnualInformationForm" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_AnnualInformationForm" xlink:to="dei_AnnualInformationForm_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_AnnualInformationForm_lbl" xml:lang="en-US">Annual Information Form</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_AuditedAnnualFinancialStatements" xlink:label="dei_AuditedAnnualFinancialStatements" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_AuditedAnnualFinancialStatements" xlink:to="dei_AuditedAnnualFinancialStatements_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_AuditedAnnualFinancialStatements_lbl" xml:lang="en-US">Audited Annual Financial Statements</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityWellKnownSeasonedIssuer" xlink:label="dei_EntityWellKnownSeasonedIssuer" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityWellKnownSeasonedIssuer" xlink:to="dei_EntityWellKnownSeasonedIssuer_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityWellKnownSeasonedIssuer_lbl" xml:lang="en-US">Entity Well-known Seasoned Issuer</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityVoluntaryFilers" xlink:label="dei_EntityVoluntaryFilers" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityVoluntaryFilers" xlink:to="dei_EntityVoluntaryFilers_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityVoluntaryFilers_lbl" xml:lang="en-US">Entity Voluntary Filers</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityCurrentReportingStatus" xlink:label="dei_EntityCurrentReportingStatus" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityCurrentReportingStatus" xlink:to="dei_EntityCurrentReportingStatus_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityCurrentReportingStatus_lbl" xml:lang="en-US">Entity Current Reporting Status</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityInteractiveDataCurrent" xlink:label="dei_EntityInteractiveDataCurrent" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityInteractiveDataCurrent" xlink:to="dei_EntityInteractiveDataCurrent_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityInteractiveDataCurrent_lbl" xml:lang="en-US">Entity Interactive Data Current</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityFilerCategory" xlink:label="dei_EntityFilerCategory" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityFilerCategory" xlink:to="dei_EntityFilerCategory_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityFilerCategory_lbl" xml:lang="en-US">Entity Filer Category</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntitySmallBusiness" xlink:label="dei_EntitySmallBusiness" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntitySmallBusiness" xlink:to="dei_EntitySmallBusiness_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntitySmallBusiness_lbl" xml:lang="en-US">Entity Small Business</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityEmergingGrowthCompany" xlink:label="dei_EntityEmergingGrowthCompany" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityEmergingGrowthCompany" xlink:to="dei_EntityEmergingGrowthCompany_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityEmergingGrowthCompany_lbl" xml:lang="en-US">Entity Emerging Growth Company</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityExTransitionPeriod" xlink:label="dei_EntityExTransitionPeriod" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityExTransitionPeriod" xlink:to="dei_EntityExTransitionPeriod_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityExTransitionPeriod_lbl" xml:lang="en-US">Elected Not To Use the Extended Transition Period</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentAccountingStandard" xlink:label="dei_DocumentAccountingStandard" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentAccountingStandard" xlink:to="dei_DocumentAccountingStandard_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentAccountingStandard_lbl" xml:lang="en-US">Document Accounting Standard</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_OtherReportingStandardItemNumber" xlink:label="dei_OtherReportingStandardItemNumber" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_OtherReportingStandardItemNumber" xlink:to="dei_OtherReportingStandardItemNumber_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_OtherReportingStandardItemNumber_lbl" xml:lang="en-US">Other Reporting Standard Item Number</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityShellCompany" xlink:label="dei_EntityShellCompany" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityShellCompany" xlink:to="dei_EntityShellCompany_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityShellCompany_lbl" xml:lang="en-US">Entity Shell Company</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityPublicFloat" xlink:label="dei_EntityPublicFloat" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityPublicFloat" xlink:to="dei_EntityPublicFloat_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityPublicFloat_lbl" xml:lang="en-US">Entity Public Float</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityBankruptcyProceedingsReportingCurrent" xlink:label="dei_EntityBankruptcyProceedingsReportingCurrent" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityBankruptcyProceedingsReportingCurrent" xlink:to="dei_EntityBankruptcyProceedingsReportingCurrent_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityBankruptcyProceedingsReportingCurrent_lbl" xml:lang="en-US">Entity Bankruptcy Proceedings, Reporting Current</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityCommonStockSharesOutstanding" xlink:label="dei_EntityCommonStockSharesOutstanding" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityCommonStockSharesOutstanding" xlink:to="dei_EntityCommonStockSharesOutstanding_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityCommonStockSharesOutstanding_lbl" xml:lang="en-US">Entity Common Stock, Shares Outstanding</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentsIncorporatedByReferenceTextBlock" xlink:label="dei_DocumentsIncorporatedByReferenceTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentsIncorporatedByReferenceTextBlock" xlink:to="dei_DocumentsIncorporatedByReferenceTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentsIncorporatedByReferenceTextBlock_lbl" xml:lang="en-US">Documents Incorporated by Reference [Text Block]</link:label>
    </link:labelLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>6
<FILENAME>gnw-20190101_pre.xml
<DESCRIPTION>XBRL PRESENTATION FILE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="us-ascii" standalone="no"?>
<link:linkbase xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xbrli="http://www.xbrl.org/2003/instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
    <link:roleRef roleURI="http://globenewswire.com/role/Cover" xlink:href="gnw-20190101.xsd#Cover" xlink:type="simple" />
    <link:presentationLink xlink:type="extended" xlink:role="http://globenewswire.com/role/Cover" xlink:title="00000001 - Document - Cover">
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_CoverAbstract" xlink:label="loc_deiCoverAbstract" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentType" xlink:label="loc_deiDocumentType" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentType" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_AmendmentFlag" xlink:label="loc_deiAmendmentFlag" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiAmendmentFlag" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_AmendmentDescription" xlink:label="loc_deiAmendmentDescription" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiAmendmentDescription" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentRegistrationStatement" xlink:label="loc_deiDocumentRegistrationStatement" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentRegistrationStatement" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentAnnualReport" xlink:label="loc_deiDocumentAnnualReport" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentAnnualReport" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentQuarterlyReport" xlink:label="loc_deiDocumentQuarterlyReport" />
      <link:presentationArc order="50" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentQuarterlyReport" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentTransitionReport" xlink:label="loc_deiDocumentTransitionReport" />
      <link:presentationArc order="60" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentTransitionReport" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentShellCompanyReport" xlink:label="loc_deiDocumentShellCompanyReport" />
      <link:presentationArc order="70" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentShellCompanyReport" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentShellCompanyEventDate" xlink:label="loc_deiDocumentShellCompanyEventDate" />
      <link:presentationArc order="80" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentShellCompanyEventDate" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentPeriodStartDate" xlink:label="loc_deiDocumentPeriodStartDate" />
      <link:presentationArc order="90" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentPeriodStartDate" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentPeriodEndDate" xlink:label="loc_deiDocumentPeriodEndDate" />
      <link:presentationArc order="100" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentPeriodEndDate" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentFiscalPeriodFocus" xlink:label="loc_deiDocumentFiscalPeriodFocus" />
      <link:presentationArc order="110" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentFiscalPeriodFocus" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentFiscalYearFocus" xlink:label="loc_deiDocumentFiscalYearFocus" />
      <link:presentationArc order="120" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentFiscalYearFocus" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_CurrentFiscalYearEndDate" xlink:label="loc_deiCurrentFiscalYearEndDate" />
      <link:presentationArc order="130" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiCurrentFiscalYearEndDate" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityFileNumber" xlink:label="loc_deiEntityFileNumber" />
      <link:presentationArc order="140" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityFileNumber" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityRegistrantName" xlink:label="loc_deiEntityRegistrantName" />
      <link:presentationArc order="150" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityRegistrantName" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityCentralIndexKey" xlink:label="loc_deiEntityCentralIndexKey" />
      <link:presentationArc order="160" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityCentralIndexKey" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityPrimarySicNumber" xlink:label="loc_deiEntityPrimarySicNumber" />
      <link:presentationArc order="170" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityPrimarySicNumber" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityTaxIdentificationNumber" xlink:label="loc_deiEntityTaxIdentificationNumber" />
      <link:presentationArc order="180" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityTaxIdentificationNumber" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityIncorporationStateCountryCode" xlink:label="loc_deiEntityIncorporationStateCountryCode" />
      <link:presentationArc order="190" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityIncorporationStateCountryCode" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressAddressLine1" xlink:label="loc_deiEntityAddressAddressLine1" />
      <link:presentationArc order="200" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityAddressAddressLine1" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressAddressLine2" xlink:label="loc_deiEntityAddressAddressLine2" />
      <link:presentationArc order="210" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityAddressAddressLine2" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressAddressLine3" xlink:label="loc_deiEntityAddressAddressLine3" />
      <link:presentationArc order="220" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityAddressAddressLine3" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressCityOrTown" xlink:label="loc_deiEntityAddressCityOrTown" />
      <link:presentationArc order="230" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityAddressCityOrTown" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressStateOrProvince" xlink:label="loc_deiEntityAddressStateOrProvince" />
      <link:presentationArc order="240" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityAddressStateOrProvince" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressCountry" xlink:label="loc_deiEntityAddressCountry" />
      <link:presentationArc order="250" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityAddressCountry" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressPostalZipCode" xlink:label="loc_deiEntityAddressPostalZipCode" />
      <link:presentationArc order="260" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityAddressPostalZipCode" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_CountryRegion" xlink:label="loc_deiCountryRegion" />
      <link:presentationArc order="270" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiCountryRegion" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_CityAreaCode" xlink:label="loc_deiCityAreaCode" />
      <link:presentationArc order="280" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiCityAreaCode" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_LocalPhoneNumber" xlink:label="loc_deiLocalPhoneNumber" />
      <link:presentationArc order="290" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiLocalPhoneNumber" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_Extension" xlink:label="loc_deiExtension" />
      <link:presentationArc order="300" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiExtension" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_WrittenCommunications" xlink:label="loc_deiWrittenCommunications" />
      <link:presentationArc order="310" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiWrittenCommunications" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_SolicitingMaterial" xlink:label="loc_deiSolicitingMaterial" />
      <link:presentationArc order="320" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiSolicitingMaterial" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_PreCommencementTenderOffer" xlink:label="loc_deiPreCommencementTenderOffer" />
      <link:presentationArc order="330" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiPreCommencementTenderOffer" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_PreCommencementIssuerTenderOffer" xlink:label="loc_deiPreCommencementIssuerTenderOffer" />
      <link:presentationArc order="340" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiPreCommencementIssuerTenderOffer" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_Security12bTitle" xlink:label="loc_deiSecurity12bTitle" />
      <link:presentationArc order="350" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiSecurity12bTitle" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_NoTradingSymbolFlag" xlink:label="loc_deiNoTradingSymbolFlag" />
      <link:presentationArc order="360" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiNoTradingSymbolFlag" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_TradingSymbol" xlink:label="loc_deiTradingSymbol" />
      <link:presentationArc order="370" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiTradingSymbol" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_SecurityExchangeName" xlink:label="loc_deiSecurityExchangeName" />
      <link:presentationArc order="380" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiSecurityExchangeName" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_Security12gTitle" xlink:label="loc_deiSecurity12gTitle" />
      <link:presentationArc order="390" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiSecurity12gTitle" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_SecurityReportingObligation" xlink:label="loc_deiSecurityReportingObligation" />
      <link:presentationArc order="400" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiSecurityReportingObligation" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_AnnualInformationForm" xlink:label="loc_deiAnnualInformationForm" />
      <link:presentationArc order="410" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiAnnualInformationForm" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_AuditedAnnualFinancialStatements" xlink:label="loc_deiAuditedAnnualFinancialStatements" />
      <link:presentationArc order="420" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiAuditedAnnualFinancialStatements" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityWellKnownSeasonedIssuer" xlink:label="loc_deiEntityWellKnownSeasonedIssuer" />
      <link:presentationArc order="430" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityWellKnownSeasonedIssuer" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityVoluntaryFilers" xlink:label="loc_deiEntityVoluntaryFilers" />
      <link:presentationArc order="440" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityVoluntaryFilers" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityCurrentReportingStatus" xlink:label="loc_deiEntityCurrentReportingStatus" />
      <link:presentationArc order="450" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityCurrentReportingStatus" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityInteractiveDataCurrent" xlink:label="loc_deiEntityInteractiveDataCurrent" />
      <link:presentationArc order="460" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityInteractiveDataCurrent" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityFilerCategory" xlink:label="loc_deiEntityFilerCategory" />
      <link:presentationArc order="470" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityFilerCategory" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntitySmallBusiness" xlink:label="loc_deiEntitySmallBusiness" />
      <link:presentationArc order="480" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntitySmallBusiness" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityEmergingGrowthCompany" xlink:label="loc_deiEntityEmergingGrowthCompany" />
      <link:presentationArc order="490" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityEmergingGrowthCompany" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityExTransitionPeriod" xlink:label="loc_deiEntityExTransitionPeriod" />
      <link:presentationArc order="500" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityExTransitionPeriod" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentAccountingStandard" xlink:label="loc_deiDocumentAccountingStandard" />
      <link:presentationArc order="510" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentAccountingStandard" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_OtherReportingStandardItemNumber" xlink:label="loc_deiOtherReportingStandardItemNumber" />
      <link:presentationArc order="520" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiOtherReportingStandardItemNumber" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityShellCompany" xlink:label="loc_deiEntityShellCompany" />
      <link:presentationArc order="530" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityShellCompany" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityPublicFloat" xlink:label="loc_deiEntityPublicFloat" />
      <link:presentationArc order="540" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityPublicFloat" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityBankruptcyProceedingsReportingCurrent" xlink:label="loc_deiEntityBankruptcyProceedingsReportingCurrent" />
      <link:presentationArc order="550" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityBankruptcyProceedingsReportingCurrent" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityCommonStockSharesOutstanding" xlink:label="loc_deiEntityCommonStockSharesOutstanding" />
      <link:presentationArc order="560" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityCommonStockSharesOutstanding" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentsIncorporatedByReferenceTextBlock" xlink:label="loc_deiDocumentsIncorporatedByReferenceTextBlock" />
      <link:presentationArc order="570" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentsIncorporatedByReferenceTextBlock" xlink:type="arc" />
    </link:presentationLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>7
<FILENAME>logo.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 logo.jpg
M_]C_X  02D9)1@ ! 0$ > !X  #_VP!#  ," @," @,# P,$ P,$!0@%!00$
M!0H'!P8(# H,# L*"PL-#A(0#0X1#@L+$!80$1,4%145# \7&!84&!(4%13_
MVP!# 0,$! 4$!0D%!0D4#0L-%!04%!04%!04%!04%!04%!04%!04%!04%!04
M%!04%!04%!04%!04%!04%!04%!04%!3_P  1" !F 1 # 2(  A$! Q$!_\0
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M>(=-T66X4O$E]=)"7 ."0&(R!6)_POOX;_\ 0]^'O_!E%_\ %4 =[16;X?\
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M?X?C\-:K,F2(+68"?W.,AS7E_P"I]?\ GC^/^1[7^O&6V7[F?_DO^9X/X/\
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M;@NS.<XYKM/..GHK/U[Q!IGA?2YM2UB_M],T^''F75U((XTR0!ECP,D@?C6
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M-D8R!GOQR:\8_:F\=>-OA?X*\-_!^\\52:[>M;?:-0U&"-HI9X68K#;$EB6
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M\//K>MW-EJT]K/*Y>)71H#(5VD)C!\PYR.PH \!\+_LVK\8?V1=$U_0[9?\
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? %%%% !1110 4444 %%%% !1110 4444 %%%% '_V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>9
<FILENAME>R1.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.3</span><table class="report" border="0" cellspacing="2" id="idm45502349885584">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Cover<br></strong></div></th>
<th class="th"><div>Oct. 16, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CoverAbstract', window );"><strong>Cover [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
<td class="text">8-K<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
<td class="text">Oct. 16,  2024<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityFileNumber', window );">Entity File Number</a></td>
<td class="text">0-18082<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
<td class="text">GREAT SOUTHERN BANCORP, INC.<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
<td class="text">0000854560<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityTaxIdentificationNumber', window );">Entity Tax Identification Number</a></td>
<td class="text">43-1524856<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityIncorporationStateCountryCode', window );">Entity Incorporation, State or Country Code</a></td>
<td class="text">MD<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressAddressLine1', window );">Entity Address, Address Line One</a></td>
<td class="text">1451 East Battlefield<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressCityOrTown', window );">Entity Address, City or Town</a></td>
<td class="text">Springfield<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressStateOrProvince', window );">Entity Address, State or Province</a></td>
<td class="text">MO<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressPostalZipCode', window );">Entity Address, Postal Zip Code</a></td>
<td class="text">65804<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CityAreaCode', window );">City Area Code</a></td>
<td class="text">417<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_LocalPhoneNumber', window );">Local Phone Number</a></td>
<td class="text">887-4400<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_WrittenCommunications', window );">Written Communications</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SolicitingMaterial', window );">Soliciting Material</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_PreCommencementTenderOffer', window );">Pre-commencement Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_PreCommencementIssuerTenderOffer', window );">Pre-commencement Issuer Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Common Stock, par value $0.01 per share<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">GSBC<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NASDAQ<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityEmergingGrowthCompany', window );">Entity Emerging Growth Company</a></td>
<td class="text">false<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CityAreaCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Area code of city</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CityAreaCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CoverAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Cover page.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CoverAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period.  The format of the date is YYYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Address Line 1 such as Attn, Building Name, Street Name</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCityOrTown">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the City or Town</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCityOrTown</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressPostalZipCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Code for the postal or zip code</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressPostalZipCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressStateOrProvince">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the state or province.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressStateOrProvince</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:stateOrProvinceItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityEmergingGrowthCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicate if registrant meets the emerging growth company criteria.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityEmergingGrowthCompany</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFileNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFileNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:fileNumberItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityIncorporationStateCountryCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Two-character EDGAR code representing the state or country of incorporation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityIncorporationStateCountryCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarStateCountryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityTaxIdentificationNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityTaxIdentificationNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:employerIdItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LocalPhoneNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Local phone number for entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LocalPhoneNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementIssuerTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 13e<br> -Subsection 4c<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementIssuerTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 14d<br> -Subsection 2b<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_Security12bTitle">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Title of a 12(b) registered security.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_Security12bTitle</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:securityTitleItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SecurityExchangeName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the Exchange on which a security is registered.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection d1-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SecurityExchangeName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarExchangeCodeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SolicitingMaterial">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Section 14a<br> -Number 240<br> -Subsection 12<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SolicitingMaterial</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_TradingSymbol">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Trading symbol of an instrument as listed on an exchange.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_TradingSymbol</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:tradingSymbolItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_WrittenCommunications">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br> -Section 425<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_WrittenCommunications</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EXCEL
<SEQUENCE>10
<FILENAME>Financial_Report.xlsx
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 Financial_Report.xlsx
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M=]W3CHG&K=!X#;[Q3X?#KHG&J]!TZVDF)_VN:Z3I%FA"1N/K>A(5M>5 TR
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M!Z.:60F]A%9JGZJ'-#ZH'C(*!?&Y'C[E>G@*-Y;&O%"N@GL!_]':-\*K^(+
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MU4#E/]O4#6CV#30<D05>,9FV-J/D3@H\W/[O#;#"Q([A[8N_ 5!+ P04
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MQKLT,GAND)0I\L*BC).?W6N7DA1FJW=,H=0G6P'<M5>*A;;ZEF_Q6E;67HW
MXW(XPDA*O_=P;WY/&!F_!CN6;/G9][<:H>E@>3_X V,JC=Z[R.C',5=;FZ5'
M4# [:R I2ZJ7]G_N"IHGNTJ[0W]B]HZ:0,,'(??Z%DQ;'3:]AX&1:;[17$L#
MV];\<,<9/ KV OA^(Z5Y']B]:_'30_]?4$L#!!0    ( .MD45F?H!OPL0(
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M3AI_YHOA/UY_ 5!+ 0(4 Q0    ( .MD45D'04UB@0   +$    0
M      "  0    !D;V-0<F]P<R]A<' N>&UL4$L! A0#%     @ ZV116?&]
MSLCO    *P(  !$              ( !KP   &1O8U!R;W!S+V-O<F4N>&UL
M4$L! A0#%     @ ZV1169E<G",0!@  G"<  !,              ( !S0$
M 'AL+W1H96UE+W1H96UE,2YX;6Q02P$"% ,4    " #K9%%9IW2YHT\$  "&
M$   &               @($."   >&PO=V]R:W-H965T<R]S:&5E=#$N>&UL
M4$L! A0#%     @ ZV1169^@&_"Q @  X@P   T              ( !DPP
M 'AL+W-T>6QE<RYX;6Q02P$"% ,4    " #K9%%9EXJ[',     3 @  "P
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52P4&      D "0 ^ @  YQ,

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>11
<FILENAME>Show.js
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
// Edgar(tm) Renderer was created by staff of the U.S. Securities and Exchange Commission.  Data and content created by government employees within the scope of their employment are not subject to domestic copyright protection. 17 U.S.C. 105.
var Show={};Show.LastAR=null,Show.showAR=function(a,r,w){if(Show.LastAR)Show.hideAR();var e=a;while(e&&e.nodeName!='TABLE')e=e.nextSibling;if(!e||e.nodeName!='TABLE'){var ref=((window)?w.document:document).getElementById(r);if(ref){e=ref.cloneNode(!0);
e.removeAttribute('id');a.parentNode.appendChild(e)}}
if(e)e.style.display='block';Show.LastAR=e};Show.hideAR=function(){Show.LastAR.style.display='none'};Show.toggleNext=function(a){var e=a;while(e.nodeName!='DIV')e=e.nextSibling;if(!e.style){}else if(!e.style.display){}else{var d,p_;if(e.style.display=='none'){d='block';p='-'}else{d='none';p='+'}
e.style.display=d;if(a.textContent){a.textContent=p+a.textContent.substring(1)}else{a.innerText=p+a.innerText.substring(1)}}}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>12
<FILENAME>report.css
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
/* Updated 2009-11-04 */
/* v2.2.0.24 */

/* DefRef Styles */
..report table.authRefData{
	background-color: #def;
	border: 2px solid #2F4497;
	font-size: 1em;
	position: absolute;
}

..report table.authRefData a {
	display: block;
	font-weight: bold;
}

..report table.authRefData p {
	margin-top: 0px;
}

..report table.authRefData .hide {
	background-color: #2F4497;
	padding: 1px 3px 0px 0px;
	text-align: right;
}

..report table.authRefData .hide a:hover {
	background-color: #2F4497;
}

..report table.authRefData .body {
	height: 150px;
	overflow: auto;
	width: 400px;
}

..report table.authRefData table{
	font-size: 1em;
}

/* Report Styles */
..pl a, .pl a:visited {
	color: black;
	text-decoration: none;
}

/* table */
..report {
	background-color: white;
	border: 2px solid #acf;
	clear: both;
	color: black;
	font: normal 8pt Helvetica, Arial, san-serif;
	margin-bottom: 2em;
}

..report hr {
	border: 1px solid #acf;
}

/* Top labels */
..report th {
	background-color: #acf;
	color: black;
	font-weight: bold;
	text-align: center;
}

..report th.void	{
	background-color: transparent;
	color: #000000;
	font: bold 10pt Helvetica, Arial, san-serif;
	text-align: left;
}

..report .pl {
	text-align: left;
	vertical-align: top;
	white-space: normal;
	width: 200px;
	white-space: normal; /* word-wrap: break-word; */
}

..report td.pl a.a {
	cursor: pointer;
	display: block;
	width: 200px;
	overflow: hidden;
}

..report td.pl div.a {
	width: 200px;
}

..report td.pl a:hover {
	background-color: #ffc;
}

/* Header rows... */
..report tr.rh {
	background-color: #acf;
	color: black;
	font-weight: bold;
}

/* Calendars... */
..report .rc {
	background-color: #f0f0f0;
}

/* Even rows... */
..report .re, .report .reu {
	background-color: #def;
}

..report .reu td {
	border-bottom: 1px solid black;
}

/* Odd rows... */
..report .ro, .report .rou {
	background-color: white;
}

..report .rou td {
	border-bottom: 1px solid black;
}

..report .rou table td, .report .reu table td {
	border-bottom: 0px solid black;
}

/* styles for footnote marker */
..report .fn {
	white-space: nowrap;
}

/* styles for numeric types */
..report .num, .report .nump {
	text-align: right;
	white-space: nowrap;
}

..report .nump {
	padding-left: 2em;
}

..report .nump {
	padding: 0px 0.4em 0px 2em;
}

/* styles for text types */
..report .text {
	text-align: left;
	white-space: normal;
}

..report .text .big {
	margin-bottom: 1em;
	width: 17em;
}

..report .text .more {
	display: none;
}

..report .text .note {
	font-style: italic;
	font-weight: bold;
}

..report .text .small {
	width: 10em;
}

..report sup {
	font-style: italic;
}

..report .outerFootnotes {
	font-size: 1em;
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>14
<FILENAME>FilingSummary.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version='1.0' encoding='utf-8'?>
<FilingSummary>
  <Version>3.24.3</Version>
  <ProcessingTime/>
  <ReportFormat>html</ReportFormat>
  <ContextCount>1</ContextCount>
  <ElementCount>22</ElementCount>
  <EntityCount>1</EntityCount>
  <FootnotesReported>false</FootnotesReported>
  <SegmentCount>0</SegmentCount>
  <ScenarioCount>0</ScenarioCount>
  <TuplesReported>false</TuplesReported>
  <UnitCount>3</UnitCount>
  <MyReports>
    <Report instance="f8k_101724.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R1.htm</HtmlFileName>
      <LongName>00000001 - Document - Cover</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://globenewswire.com/role/Cover</Role>
      <ShortName>Cover</ShortName>
      <MenuCategory>Cover</MenuCategory>
      <Position>1</Position>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <LongName>All Reports</LongName>
      <ReportType>Book</ReportType>
      <ShortName>All Reports</ShortName>
    </Report>
  </MyReports>
  <InputFiles>
    <File doctype="8-K" isOnlyDei="true" isUsgaap="true" original="f8k_101724.htm">f8k_101724.htm</File>
    <File>gnw-20190101.xsd</File>
    <File>gnw-20190101_def.xml</File>
    <File>gnw-20190101_lab.xml</File>
    <File>gnw-20190101_pre.xml</File>
  </InputFiles>
  <SupplementalFiles/>
  <BaseTaxonomies>
    <BaseTaxonomy items="22">http://xbrl.sec.gov/dei/2023</BaseTaxonomy>
  </BaseTaxonomies>
  <HasPresentationLinkbase>true</HasPresentationLinkbase>
  <HasCalculationLinkbase>false</HasCalculationLinkbase>
</FilingSummary>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>JSON
<SEQUENCE>16
<FILENAME>MetaLinks.json
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
{
 "version": "2.2",
 "instance": {
  "f8k_101724.htm": {
   "nsprefix": "gnw",
   "nsuri": "http://globenewswire.com/20190101",
   "dts": {
    "inline": {
     "local": [
      "f8k_101724.htm"
     ]
    },
    "schema": {
     "local": [
      "gnw-20190101.xsd"
     ],
     "remote": [
      "http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xl-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xlink-2003-12-31.xsd",
      "http://www.xbrl.org/2005/xbrldt-2005.xsd",
      "http://www.xbrl.org/2006/ref-2006-02-27.xsd",
      "http://www.xbrl.org/dtr/type/nonNumeric-2009-12-16.xsd",
      "http://www.xbrl.org/dtr/type/numeric-2009-12-16.xsd",
      "http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd",
      "http://www.xbrl.org/lrr/role/net-2009-12-16.xsd",
      "https://www.xbrl.org/2020/extensible-enumerations-2.0.xsd",
      "https://www.xbrl.org/dtr/type/2020-01-21/types.xsd",
      "https://www.xbrl.org/dtr/type/2022-03-31/types.xsd",
      "https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd",
      "https://xbrl.fasb.org/srt/2023/elts/srt-roles-2023.xsd",
      "https://xbrl.fasb.org/srt/2023/elts/srt-types-2023.xsd",
      "https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd",
      "https://xbrl.fasb.org/us-gaap/2023/elts/us-roles-2023.xsd",
      "https://xbrl.fasb.org/us-gaap/2023/elts/us-types-2023.xsd",
      "https://xbrl.sec.gov/country/2023/country-2023.xsd",
      "https://xbrl.sec.gov/dei/2023/dei-2023.xsd"
     ]
    },
    "definitionLink": {
     "local": [
      "gnw-20190101_def.xml"
     ]
    },
    "labelLink": {
     "local": [
      "gnw-20190101_lab.xml"
     ]
    },
    "presentationLink": {
     "local": [
      "gnw-20190101_pre.xml"
     ]
    }
   },
   "keyStandard": 22,
   "keyCustom": 0,
   "axisStandard": 0,
   "axisCustom": 0,
   "memberStandard": 0,
   "memberCustom": 0,
   "hidden": {
    "total": 2,
    "http://xbrl.sec.gov/dei/2023": 2
   },
   "contextCount": 1,
   "entityCount": 1,
   "segmentCount": 0,
   "elementCount": 59,
   "unitCount": 3,
   "baseTaxonomies": {
    "http://xbrl.sec.gov/dei/2023": 22
   },
   "report": {
    "R1": {
     "role": "http://globenewswire.com/role/Cover",
     "longName": "00000001 - Document - Cover",
     "shortName": "Cover",
     "isDefault": "true",
     "groupType": "document",
     "subGroupType": "",
     "menuCat": "Cover",
     "order": "1",
     "firstAnchor": {
      "contextRef": "Form8K",
      "name": "dei:DocumentType",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "p",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "f8k_101724.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "Form8K",
      "name": "dei:DocumentType",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "p",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "f8k_101724.htm",
      "first": true,
      "unique": true
     }
    }
   },
   "tag": {
    "dei_AmendmentDescription": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "AmendmentDescription",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Amendment Description",
        "documentation": "Description of changes contained within amended document."
       }
      }
     },
     "auth_ref": []
    },
    "dei_AmendmentFlag": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "AmendmentFlag",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Amendment Flag",
        "documentation": "Boolean flag that is true when the XBRL content amends previously-filed or accepted submission."
       }
      }
     },
     "auth_ref": []
    },
    "dei_AnnualInformationForm": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "AnnualInformationForm",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Annual Information Form",
        "documentation": "Boolean flag with value true on a form if it is an annual report containing an annual information form."
       }
      }
     },
     "auth_ref": [
      "r14"
     ]
    },
    "dei_AuditedAnnualFinancialStatements": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "AuditedAnnualFinancialStatements",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Audited Annual Financial Statements",
        "documentation": "Boolean flag with value true on a form if it is an annual report containing audited financial statements."
       }
      }
     },
     "auth_ref": [
      "r14"
     ]
    },
    "dei_CityAreaCode": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "CityAreaCode",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "City Area Code",
        "documentation": "Area code of city"
       }
      }
     },
     "auth_ref": []
    },
    "dei_CountryRegion": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "CountryRegion",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Country Region",
        "documentation": "Region code of country"
       }
      }
     },
     "auth_ref": []
    },
    "dei_CoverAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "CoverAbstract",
     "lang": {
      "en-us": {
       "role": {
        "label": "Cover [Abstract]",
        "documentation": "Cover page."
       }
      }
     },
     "auth_ref": []
    },
    "dei_CurrentFiscalYearEndDate": {
     "xbrltype": "gMonthDayItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "CurrentFiscalYearEndDate",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Current Fiscal Year End Date",
        "documentation": "End date of current fiscal year in the format --MM-DD."
       }
      }
     },
     "auth_ref": []
    },
    "dei_DocumentAccountingStandard": {
     "xbrltype": "accountingStandardItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "DocumentAccountingStandard",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Document Accounting Standard",
        "documentation": "The basis of accounting the registrant has used to prepare the financial statements included in this filing This can either be 'U.S. GAAP', 'International Financial Reporting Standards', or 'Other'."
       }
      }
     },
     "auth_ref": [
      "r13"
     ]
    },
    "dei_DocumentAnnualReport": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "DocumentAnnualReport",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Document Annual Report",
        "documentation": "Boolean flag that is true only for a form used as an annual report."
       }
      }
     },
     "auth_ref": [
      "r11",
      "r13",
      "r14"
     ]
    },
    "dei_DocumentFiscalPeriodFocus": {
     "xbrltype": "fiscalPeriodItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "DocumentFiscalPeriodFocus",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Document Fiscal Period Focus",
        "documentation": "Fiscal period values are FY, Q1, Q2, and Q3.  1st, 2nd and 3rd quarter 10-Q or 10-QT statements have value Q1, Q2, and Q3 respectively, with 10-K, 10-KT or other fiscal year statements having FY."
       }
      }
     },
     "auth_ref": []
    },
    "dei_DocumentFiscalYearFocus": {
     "xbrltype": "gYearItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "DocumentFiscalYearFocus",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Document Fiscal Year Focus",
        "documentation": "This is focus fiscal year of the document report in YYYY format. For a 2006 annual report, which may also provide financial information from prior periods, fiscal 2006 should be given as the fiscal year focus. Example: 2006."
       }
      }
     },
     "auth_ref": []
    },
    "dei_DocumentPeriodEndDate": {
     "xbrltype": "dateItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "DocumentPeriodEndDate",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Document Period End Date",
        "documentation": "For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period.  The format of the date is YYYY-MM-DD."
       }
      }
     },
     "auth_ref": []
    },
    "dei_DocumentPeriodStartDate": {
     "xbrltype": "dateItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "DocumentPeriodStartDate",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Document Period Start Date",
        "documentation": "The start date of the period covered in the document, in YYYY-MM-DD format."
       }
      }
     },
     "auth_ref": []
    },
    "dei_DocumentQuarterlyReport": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "DocumentQuarterlyReport",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Document Quarterly Report",
        "documentation": "Boolean flag that is true only for a form used as an quarterly report."
       }
      }
     },
     "auth_ref": [
      "r12"
     ]
    },
    "dei_DocumentRegistrationStatement": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "DocumentRegistrationStatement",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Document Registration Statement",
        "documentation": "Boolean flag that is true only for a form used as a registration statement."
       }
      }
     },
     "auth_ref": [
      "r0"
     ]
    },
    "dei_DocumentShellCompanyEventDate": {
     "xbrltype": "dateItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "DocumentShellCompanyEventDate",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Document Shell Company Event Date",
        "documentation": "Date of event requiring a shell company report."
       }
      }
     },
     "auth_ref": [
      "r13"
     ]
    },
    "dei_DocumentShellCompanyReport": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "DocumentShellCompanyReport",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Document Shell Company Report",
        "documentation": "Boolean flag that is true for a Shell Company Report pursuant to section 13 or 15(d) of the Exchange Act."
       }
      }
     },
     "auth_ref": [
      "r13"
     ]
    },
    "dei_DocumentTransitionReport": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "DocumentTransitionReport",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Document Transition Report",
        "documentation": "Boolean flag that is true only for a form used as a transition report."
       }
      }
     },
     "auth_ref": [
      "r15"
     ]
    },
    "dei_DocumentType": {
     "xbrltype": "submissionTypeItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "DocumentType",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Document Type",
        "documentation": "The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'."
       }
      }
     },
     "auth_ref": []
    },
    "dei_DocumentsIncorporatedByReferenceTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "DocumentsIncorporatedByReferenceTextBlock",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Documents Incorporated by Reference [Text Block]",
        "documentation": "Documents incorporated by reference."
       }
      }
     },
     "auth_ref": [
      "r3"
     ]
    },
    "dei_EntityAddressAddressLine1": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityAddressAddressLine1",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Address, Address Line One",
        "documentation": "Address Line 1 such as Attn, Building Name, Street Name"
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityAddressAddressLine2": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityAddressAddressLine2",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Address, Address Line Two",
        "documentation": "Address Line 2 such as Street or Suite number"
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityAddressAddressLine3": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityAddressAddressLine3",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Address, Address Line Three",
        "documentation": "Address Line 3 such as an Office Park"
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityAddressCityOrTown": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityAddressCityOrTown",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Address, City or Town",
        "documentation": "Name of the City or Town"
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityAddressCountry": {
     "xbrltype": "countryCodeItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityAddressCountry",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Address, Country",
        "documentation": "ISO 3166-1 alpha-2 country code."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityAddressPostalZipCode": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityAddressPostalZipCode",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Address, Postal Zip Code",
        "documentation": "Code for the postal or zip code"
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityAddressStateOrProvince": {
     "xbrltype": "stateOrProvinceItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityAddressStateOrProvince",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Address, State or Province",
        "documentation": "Name of the state or province."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityBankruptcyProceedingsReportingCurrent": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityBankruptcyProceedingsReportingCurrent",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Bankruptcy Proceedings, Reporting Current",
        "documentation": "For registrants involved in bankruptcy proceedings during the preceding five years, the value Yes indicates that the registrant has filed all documents and reports required to be filed by Section 12, 13 or 15(d) of the Securities Exchange Act of 1934 subsequent to the distribution of securities under a plan confirmed by a court; the value No indicates the registrant has not.  Registrants not involved in bankruptcy proceedings during the preceding five years should not report this element."
       }
      }
     },
     "auth_ref": [
      "r6"
     ]
    },
    "dei_EntityCentralIndexKey": {
     "xbrltype": "centralIndexKeyItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityCentralIndexKey",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Central Index Key",
        "documentation": "A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK."
       }
      }
     },
     "auth_ref": [
      "r2"
     ]
    },
    "dei_EntityCommonStockSharesOutstanding": {
     "xbrltype": "sharesItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityCommonStockSharesOutstanding",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Common Stock, Shares Outstanding",
        "documentation": "Indicate number of shares or other units outstanding of each of registrant's classes of capital or common stock or other ownership interests, if and as stated on cover of related periodic report. Where multiple classes or units exist define each class/interest by adding class of stock items such as Common Class A [Member], Common Class B [Member] or Partnership Interest [Member] onto the Instrument [Domain] of the Entity Listings, Instrument."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityCurrentReportingStatus": {
     "xbrltype": "yesNoItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityCurrentReportingStatus",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Current Reporting Status",
        "documentation": "Indicate 'Yes' or 'No' whether registrants (1) have filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that registrants were required to file such reports), and (2) have been subject to such filing requirements for the past 90 days. This information should be based on the registrant's current or most recent filing containing the related disclosure."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityEmergingGrowthCompany": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityEmergingGrowthCompany",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Emerging Growth Company",
        "documentation": "Indicate if registrant meets the emerging growth company criteria."
       }
      }
     },
     "auth_ref": [
      "r2"
     ]
    },
    "dei_EntityExTransitionPeriod": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityExTransitionPeriod",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Elected Not To Use the Extended Transition Period",
        "documentation": "Indicate if an emerging growth company has elected not to use the extended transition period for complying with any new or revised financial accounting standards."
       }
      }
     },
     "auth_ref": [
      "r19"
     ]
    },
    "dei_EntityFileNumber": {
     "xbrltype": "fileNumberItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityFileNumber",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity File Number",
        "documentation": "Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityFilerCategory": {
     "xbrltype": "filerCategoryItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityFilerCategory",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Filer Category",
        "documentation": "Indicate whether the registrant is one of the following: Large Accelerated Filer, Accelerated Filer, Non-accelerated Filer. Definitions of these categories are stated in Rule 12b-2 of the Exchange Act. This information should be based on the registrant's current or most recent filing containing the related disclosure."
       }
      }
     },
     "auth_ref": [
      "r2"
     ]
    },
    "dei_EntityIncorporationStateCountryCode": {
     "xbrltype": "edgarStateCountryItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityIncorporationStateCountryCode",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Incorporation, State or Country Code",
        "documentation": "Two-character EDGAR code representing the state or country of incorporation."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityInteractiveDataCurrent": {
     "xbrltype": "yesNoItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityInteractiveDataCurrent",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Interactive Data Current",
        "documentation": "Boolean flag that is true when the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T during the preceding 12 months (or for such shorter period that the registrant was required to submit such files)."
       }
      }
     },
     "auth_ref": [
      "r16"
     ]
    },
    "dei_EntityPrimarySicNumber": {
     "xbrltype": "sicNumberItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityPrimarySicNumber",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Primary SIC Number",
        "documentation": "Primary Standard Industrial Classification (SIC) Number for the Entity."
       }
      }
     },
     "auth_ref": [
      "r14"
     ]
    },
    "dei_EntityPublicFloat": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityPublicFloat",
     "crdr": "credit",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Public Float",
        "documentation": "The aggregate market value of the voting and non-voting common equity held by non-affiliates computed by reference to the price at which the common equity was last sold, or the average bid and asked price of such common equity, as of the last business day of the registrant's most recently completed second fiscal quarter."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityRegistrantName": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityRegistrantName",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Registrant Name",
        "documentation": "The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC."
       }
      }
     },
     "auth_ref": [
      "r2"
     ]
    },
    "dei_EntityShellCompany": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityShellCompany",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Shell Company",
        "documentation": "Boolean flag that is true when the registrant is a shell company as defined in Rule 12b-2 of the Exchange Act."
       }
      }
     },
     "auth_ref": [
      "r2"
     ]
    },
    "dei_EntitySmallBusiness": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntitySmallBusiness",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Small Business",
        "documentation": "Indicates that the company is a Smaller Reporting Company (SRC)."
       }
      }
     },
     "auth_ref": [
      "r2"
     ]
    },
    "dei_EntityTaxIdentificationNumber": {
     "xbrltype": "employerIdItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityTaxIdentificationNumber",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Tax Identification Number",
        "documentation": "The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS."
       }
      }
     },
     "auth_ref": [
      "r2"
     ]
    },
    "dei_EntityVoluntaryFilers": {
     "xbrltype": "yesNoItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityVoluntaryFilers",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Voluntary Filers",
        "documentation": "Indicate 'Yes' or 'No' if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityWellKnownSeasonedIssuer": {
     "xbrltype": "yesNoItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityWellKnownSeasonedIssuer",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Well-known Seasoned Issuer",
        "documentation": "Indicate 'Yes' or 'No' if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Is used on Form Type: 10-K, 10-Q, 8-K, 20-F, 6-K, 10-K/A, 10-Q/A, 20-F/A, 6-K/A, N-CSR, N-Q, N-1A."
       }
      }
     },
     "auth_ref": [
      "r17"
     ]
    },
    "dei_Extension": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "Extension",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Extension",
        "documentation": "Extension number for local phone number."
       }
      }
     },
     "auth_ref": []
    },
    "dei_LocalPhoneNumber": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "LocalPhoneNumber",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Local Phone Number",
        "documentation": "Local phone number for entity."
       }
      }
     },
     "auth_ref": []
    },
    "dei_NoTradingSymbolFlag": {
     "xbrltype": "trueItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "NoTradingSymbolFlag",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "No Trading Symbol Flag",
        "documentation": "Boolean flag that is true only for a security having no trading symbol."
       }
      }
     },
     "auth_ref": []
    },
    "dei_OtherReportingStandardItemNumber": {
     "xbrltype": "otherReportingStandardItemNumberItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "OtherReportingStandardItemNumber",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Other Reporting Standard Item Number",
        "documentation": "\"Item 17\" or \"Item 18\" specified when the basis of accounting is neither US GAAP nor IFRS."
       }
      }
     },
     "auth_ref": [
      "r13"
     ]
    },
    "dei_PreCommencementIssuerTenderOffer": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "PreCommencementIssuerTenderOffer",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Pre-commencement Issuer Tender Offer",
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act."
       }
      }
     },
     "auth_ref": [
      "r7"
     ]
    },
    "dei_PreCommencementTenderOffer": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "PreCommencementTenderOffer",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Pre-commencement Tender Offer",
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act."
       }
      }
     },
     "auth_ref": [
      "r8"
     ]
    },
    "dei_Security12bTitle": {
     "xbrltype": "securityTitleItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "Security12bTitle",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Title of 12(b) Security",
        "documentation": "Title of a 12(b) registered security."
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "dei_Security12gTitle": {
     "xbrltype": "securityTitleItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "Security12gTitle",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Title of 12(g) Security",
        "documentation": "Title of a 12(g) registered security."
       }
      }
     },
     "auth_ref": [
      "r5"
     ]
    },
    "dei_SecurityExchangeName": {
     "xbrltype": "edgarExchangeCodeItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "SecurityExchangeName",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Security Exchange Name",
        "documentation": "Name of the Exchange on which a security is registered."
       }
      }
     },
     "auth_ref": [
      "r4"
     ]
    },
    "dei_SecurityReportingObligation": {
     "xbrltype": "securityReportingObligationItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "SecurityReportingObligation",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Security Reporting Obligation",
        "documentation": "15(d), indicating whether the security has a reporting obligation under that section of the Exchange Act."
       }
      }
     },
     "auth_ref": [
      "r9"
     ]
    },
    "dei_SolicitingMaterial": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "SolicitingMaterial",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Soliciting Material",
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act."
       }
      }
     },
     "auth_ref": [
      "r10"
     ]
    },
    "dei_TradingSymbol": {
     "xbrltype": "tradingSymbolItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "TradingSymbol",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Trading Symbol",
        "documentation": "Trading symbol of an instrument as listed on an exchange."
       }
      }
     },
     "auth_ref": []
    },
    "dei_WrittenCommunications": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "WrittenCommunications",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Written Communications",
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act."
       }
      }
     },
     "auth_ref": [
      "r18"
     ]
    }
   }
  }
 },
 "std_ref": {
  "r0": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "12"
  },
  "r1": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "12",
   "Subsection": "b"
  },
  "r2": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "12",
   "Subsection": "b-2"
  },
  "r3": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "12",
   "Subsection": "b-23"
  },
  "r4": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "12",
   "Subsection": "d1-1"
  },
  "r5": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "12",
   "Subsection": "g"
  },
  "r6": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "12, 13, 15d"
  },
  "r7": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "13e",
   "Subsection": "4c"
  },
  "r8": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "14d",
   "Subsection": "2b"
  },
  "r9": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "15",
   "Subsection": "d"
  },
  "r10": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Section": "14a",
   "Number": "240",
   "Subsection": "12"
  },
  "r11": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Form 10-K",
   "Number": "249",
   "Section": "310"
  },
  "r12": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Form 10-Q",
   "Number": "240",
   "Section": "308",
   "Subsection": "a"
  },
  "r13": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Form 20-F",
   "Number": "249",
   "Section": "220",
   "Subsection": "f"
  },
  "r14": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Form 40-F",
   "Number": "249",
   "Section": "240",
   "Subsection": "f"
  },
  "r15": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Forms 10-K, 10-Q, 20-F",
   "Number": "240",
   "Section": "13",
   "Subsection": "a-1"
  },
  "r16": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Regulation S-T",
   "Number": "232",
   "Section": "405"
  },
  "r17": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Securities Act",
   "Number": "230",
   "Section": "405"
  },
  "r18": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Securities Act",
   "Number": "230",
   "Section": "425"
  },
  "r19": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Securities Act",
   "Number": "7A",
   "Section": "B",
   "Subsection": "2"
  }
 }
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>ZIP
<SEQUENCE>17
<FILENAME>0001171843-24-005683-xbrl.zip
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 0001171843-24-005683-xbrl.zip
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M8*=_^W3U]@/[_.&/ZS\NOWYXP<[.V$;^G'Z^N'Y_\<]7?[M^^^Z%4:\A9M/
M<X CH$^SN>4O"./50;X;+ X<:\%"8C&@'$_AD;E"4"Y9F]$LGH:<LYF@$U]#
M)X#BEH=<RL(<?G&D+-A"%B*4!7;ZW.PUNFSF>AZ8(^;SF+F V8R_$("'"%&
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MQ&H&<+(H2$*;DP7R4K:C6R@W2?<6J<] Q,LT^KBDB#4WU9_5T$2$LTJZ@@%
MZD@ *(H!%'6$(*5>2]7Q%&D\GX?!#W"1,4@*:S5Z)R]$8#W(6;84<O>4D'K3
MQ!#J?=X49VX=,W:* 1?%GVS[>+.,8*@S:HP'1!'021L+LAWXJY04N0M08)!1
M8$U$?&_>"^_P*;#\2''/]"7DLN O?3)O'CY@H&?U$OIB!BGM!#T<_<*F'+0+
M:82!B)&+0+T&\9&I!DCP# 1, /XX#&:440USTQ*S]]R6!#4%00V9>/5-];$R
M^P+A:.X+B.]9,%:O8:A$R@M4<QWNHU:RTQD$JN[9V +H%B\D*F1<'"Z&P0')
M<_&0"A_ )HA&$N$8)%&4GT=I+40,A<P*P.,@"F/093D3A>H9$/1H@UU$Q<%!
M3_X-W(5!0O*=8 \@1A160XPNK='< N,R'B-A9\$-)^\SY6ZHR >] *8L!M,3
M@@$U5,JH-,!!%'2 !!X%33&_MX!=H'/'),$K^*S/I?$T$FP>Q)(R0 ((#V82
M73+P9%3:N3R162Z-1S(6D@?K-CJY$2'!,X<-,]>J$L$#EI0/79H*I#69OF*M
M3IL-$TP'AN6D4.+)%RO =11()'"FHO(P3*NY.DPYT/5:.673"9UBPE*P=/](
M($I0]8GG<((:E*= TH*MYE?U6FDY!M02PWJ0-2=)A35/7VZ#DN0EC2U!TDG0
MQT# YRV%HTN0+4DPA%PDPB1'Q6R*_\ PD/NVS,&QIC[A9S!+) .?KAH.<PLB
M"9%E283)L&\1(%.<6:_)0+.@$[\BW"QE3;'BANKZ,O&VR^^7JIE?4GM%^+[[
M<,7^ ?R93]D?0,XD]+FT&CY9*(GD51(*/WV6NK505HU#/O8 68C) \]5XG@J
MBJ39WLCR+. +@V2-QP8(8@3!.0B)3]$3(N]YG/"7$C@* \M!SPQF-)BY-@TW
M@E@,'^?^C0O#(H@-]@?/:[)\M;J^KKY'OJM85'75*I^Q.2Z2#DHJ7%1:>ZW7
M2B94ZZ\[3-@6D3J@U+T+I;X2?(D9T&$6IR@/44B=(IZQ=NI.IAYV5R!Z #&6
MR0:@BCJ/>1O#%%RF(#"< W'O#8F/#^DV&GXFY1B9#TRYD?&VAS(!$\\@"+GA
M/H;OMQ"(6G8N$C/+#@/,X:,(TA]PJ9=_G:$/21R$%N&)N35+$0('.0[L),+
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M PD=CRDPS,I] IC<&XPX20R$Z!QE WA.H NG$<Q$^([NJB%]SZY"*VT^%NB
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ME^%[0+SV%-I]2&^O77?':D4$X7AR%+S$]VB0.1IC<G# 'I/ MW=:\5ZME/R
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MEZ^6H5")FCT1N;ETHKM\RLJT&UZ0R?&R!(,$>KLYNNV66)0Y.W5=;,O,G!U
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M6=I K_;>DZ'M]HV>7I*\%])V(!1L/<0Q*4_]?+>EVY;N>1W" QU4##)Q1(M
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M9'<6LI=%Z60A 2\/,TT/8B&.<H\AHA+988J&0N8&&+)#@!I2C U?YW%:"B6
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M^"#$!P$*G)#]F5@DZ< -0+MM$+\!-&L!S\*88"K/2#T%,)=^IJ(D/987!6O
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M"TOB(RY*5JAS\,CZO%@LF1E3@92*X])$A""2Z*#0;8E."<Y,R[=P'1CY::6
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M^)-D<5G*RJ [1_2!%2JW^XEJ<J>Q74G!0@00 2U8,;$"*';DL&)BAQ !8.G
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MVQZ"!TWG11Y?KY*%\R@Z3Z@^%R+_/4!_S8OJ4_QIT]=O3T]<J-9@?;E3DP1
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ML(1D*BR7>RZN](%0#K8D3F""3&B?YJ):%2S>/.<U[)T<6] D!3LVE0)V&)'
ME@;9<G  79Q)"A:A'K"C"$^#V[*?DU0&MZOV\XA=GHYB^#RBAWE$P X.ZW$O
MB+AEQ#',%&$)!:S0X4%DP@ O/=-[DRX.OT"E ^S]V@HG"KG7Q6W4,*[9 2OP
MN&W$;<+4)P,]K%Z] >C[/#NZF&ZV=&W.^1S#>NA' !:P]&''%JQT@1V;W0<'
M(&4MP )6(]BQ!:O!87'S X$LT[MGEODF+A>;K#)3+E?_8O+/.OD2IS([,*\)
M=YM7YP%[WVTIKF70SC7  M9(V,$!2%D+L!=A(\%#OX,+IV!9P.H J_5Y-QH&
M?4VSN3,GWF1Y=IM%JO"V>96:(BRAA0RV'_'(B 4E@ 6LR;"# Y"REBZPE)H"
MX7!78+\"8 V!13ZH0S[8Y<Y%Y("CK,C:P?YXCT4>%WH$\[R>IG+S"4>S+H''
M(T]U"BSDAX %K-ZP@P.0LA::B4Z;B<!R>&#2<<> '3<L<L<^<\?QZ0DMN>FP
M9YMSK5MKTPP/6, :"3LX "EKZ0*+=@"P@$7*IGV;H.F1,>^VQ\5,95PDV^-B
MTB2>)NGZZOK]9\; Y>;5;, "%K" -1QV< !2U@(L8 %K,BP2.BT2NOONY[LZ
MH9O+97-82_-?&7]1?Z:RK%-,?+WN@=385J1@]Z_6T8?3YK:P>!3BM/"QPRH9
M6 X.<.@ER(<=V'4<MB(%2R?(B\CCH8L@/W;8D%N^2X25;#8G)FX'%S"9G\M]
M3)9RF[^M\C(ALQG/F02!5@[6V%: [2V6>SYW!=KTL<.&W#>B3=<.UIUTL5=U
M'+8";%^P4>1SV\; S-AA0^YZ)JA Z]3-F3AZ]>PU3=U>%_EG6<CY+=(W0H=7
MN9.H@Y.KQA&63(,E)-/ ];@3='!UJ"ZV)P5+2"@1#R*#3MTA9'EO8NMUM2]M
MSY.")213WX]X:./$%0CE8!(:"!-D0OW">#&&"<8N#_N\38JJ_66.]B30R_]$
MHP!%6"H:=7@H;!SC!IT<BF4A=\,.HAGL?MLV)-)KI)NVVTG!4M&H:D-\P<,N
MA*J+Z4G!4M&)[7';,6$<G/ %\_;$ZZ"KIWU.>N\3:3[(65VLCYYIF91/YZS.
ME(]9(=532ZG^OZJ+V2)6+^-/A91+0A?/BTD7/7Y$8,#>:V;4YQ[N(1P]K!-Z
M1$A)F=6>6-C/"-BA)T%\+CS$^+'#.I8).V"T7A1K3[K8932"U&Z1%]51)8ME
MRZ12]R+_JGZ@Y"Q73\W6#OK'OWYY'6>?S[R[/K<F;RZJ9\F%XVW.'E5*1.;N
M)$(&"-BA56B%/' P^3AV6(\[.-NH%\-.[ XVG8[#5H#M;;C9<GAHHX*/'59P
MU]0)0'W O8FKUY(17?/ NIFT3;*X.MT@.9595:O,CB5E6<MY6Y8J9[-XE51Q
MRJJB+BLB @XF MLC 3OTJ)3'@P#GGHP=UO4,6CRJ#VPPL9#> 18QWE#+DH)U
M/1,TH'5N%^BVIH-,;I?E%9FY.0\'VP!V<-C 5:VZ"4>9 ?9^8[;"0N[62Y3O
M8LIS'+8";(]1WNWB<BM8EC2L*5%>Z^Q-17R]UMS=+GL;XYY5#:]\)%HS*<*.
M3:6 A4C(P([-[H,#D+*6+K!C4RE@(1+]80F?X*)A<]+/)&"7YXK>><,>H>-F
M':P% NS@L"YWHI#[C@E+02C"4@I8'@_M#A8ZP/1W:"NP+1"P0\.Z7-@V%\*$
M+6$480D%+#ODGA%]"MI76MB3+M9Y:Y]ZWGO]Z?L\.[J8<[9T9Q+/YQ@30F<"
ML("E#SNV8*4+[-CL/C@ *6L!%K :P8XM6 T.BUE. JFF=\]4\ZU<QMGN )L;
M7)\()YM7TP%[']C0M[G 5D?  E9SV,$!2%D+L!=A(R?D5A>W,L.T@-4!5NO]
MCAI&?4V3N-^::R4N31 :H$\T[J;#$EJ]$(7<BY#F 1:P>L,.#D#*6KK $FH)
MPHA'&/ #K"FP2 -U2 .[W+&(-'"\M9DB+)6%!1YWO(@[D0E["0 +6)-A!P<@
M92U=8.FT!,*SU'^X?1:PAL B#=0A#;S_[155/ON\R%,51LN__D=HB^"XA9-_
MUDGUW0"AHA=@.BRAP6 O<KEEX79BP )6;]C! 4A92Q=82DV!YW#?QL0@8 V!
M14:H0T;8T\0@B[,&[5*RV!8+R>(H:[QVL#_>8[3X0M=AGM?35&X^X>C6=^"1
MZCVX%B[3 BQ@]88='("4M=!,=-I,!);#@P#3CH U!!9)9I])YOCTA);<=-BS
MS?E=6VL8$[" -1EV< !2UM(%%K$=L(!%:D4@M7JX^R!DU<)L+X50+V;Y4NZ_
M @*>-J]" Q:P.L+>:/B=Q "[&_ H\(B8G91&T H %K FPQK4"O@\<$S8TX$,
MT(@,\-TF\6N)BKB2K%P5,IX;4^/L2=C!9<YW_OF?#*CK@ 4L4=@N1OUU*0LI
M6%I-Q*#7!Z.) "Q@AXY4:"*&S!V)-1<=K)+NIKG0-*V\/+&XC(M/2?8WU$2,
M. ,6L( %[%W; 4I]!6?B=K#Q%JDE8 $+6, >NCR>?G/AZ-)<:)I:OE+?C#_)
M\^GED8R+3/T(B\M25B6K\E9#<?OAT\]-U0>;S^$>B_&&$(JPE(*8L/U)!TM<
MT.D%+$;]$?='#4LJ[CMBTL$9I8C[@-4B<:11+B/7LQX\FWEP4QXD)"4,V!NE
M06E0%U :E&;$I=&?T"Q[HS3ZED9_0K/LC=+TG>X;4C)=:_GIB,"S*IZF4KU^
M_.C%2OU]M7NY]Y$ORGKU\F]OY4F2R3F+2U8M)'N3+Y4;OV^N$"E9)JN+IQ6Q
M>?(EF:NO3+^S[81OU=Q,<MWT\.3%L^:G=O WY9L6E[ZS+NGV&U^3>;5X+BSK
MIYWEE0S3>%7*Y]L7["_)<I4759Q5Q\<7/\2VKQK[7SNX\G615/)(J7NFOI'E
M7XMX=9TC.]#9E;]V05>GBEHK[-+0V65MGJ]',]DXZJZ%>#%]^4&N*KF<RJ+%
M=RS.;,MV7SR;OKQ]X1X4_JX> .2=6H/@!U*Z?J]"85N*7]6[BY+]G*E MY9U
M$XS."'\,FM?*.S>2FV^$W)34+NG,(:FS_;,6R_C;4=N&.[YJPL^\7";9F7>.
M^^S7G4)$.X;H'(+ZU_'9J:L.;JYL[=Q'3U:IZG\2F<Z?'=3+:<'%KN#B7,'5
MOXXU*MJMG(DRT2A3N"M3>*Y,(;%*MUDFVU&M(U/RSO1K9HF#78F#<R4.C"WQ
M^'Q\VG4YWW/Q*948W0:4B5*9T&T83X =7XG1;3#?Q^@V4&N.;K<$M\==";I+
MXH^X.MRB42J382Y"<70NCJI K^,TSF:H0RC. XIN>S0Y5*=O<="XHC@H#AI7
MP[UD6''0N)(HSDT;5XV0M1BDV*V^$M&56[UU=_J3M\TJX*+<'G'%JD5>EW$V
M+Y]VHP7]W;L-3Q<6;G=P+^W@2_(!              "@?W?TESS.2E;(F4R^
M-!O^T \%              #  YZ.>6?0WS)YU-)4.3O)Z^+H)%XFZ7?5M2V3
MN<RJ)$Z)'/7J3JP 9PV;=7SOCT0XP\#CH=W!':"0 %4)V#ZWW0X"$!1P16#'
M(?*&^91*K8ZL@$=1!_*#!*A*P/:X: Y1(@%+2@'.)- FL.N:GU6+[1%V]#*R
M8.(,>=4MJ;H V+Y@!1=6R#VW@POH8%S2L+[%_0A)>C^17B#2 W;@43C;Y:[7
MP77),"UI6%?PP,=07!\MZ"08<HZ%S+3:FWRYE,5,I6K;W"U.F2RK]>8=(IZV
MA\S-2=4*P/:7NWF6Q^TNQO]A7-*P@<5%@-RMGTC?09=Y'+8";'^1WHT\+D*?
M""\IXY*"]3W5Z&.PM@=8;])%]1I#]I:555'/JB3/B+@VF#AHQ $[M K]@ =!
M!W.^,"UI6-?EEM7!A! L>SG.^WHUX1K;"K"]3;1%$;=LI&ICAW6;=358&ME+
MG+?U6CJG;:IV?J)M6I=))LN2B)O]B8/F'+ #P]J>PRV,O(X>5MC<"9&]]Q+G
MO0ZZ2>.P%6![B_.1SWW+(T)+RK2D8(7#!9;)]@'K32*]IF$T3=O.;&M+FY/T
MB+@72V4 .SRL"(1*U]",CQTVX+Z+I+V?5ERO70X:VPJPO87YT.$^ECR/'C;
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MZ]P=B[,&[5)NV!8+"2(JC@ZP/]YC0/="=V&>U]-4;C[AZ-9?X*$;<D_@CBG
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M/Z(>8F4E17/*?!?^J@\>'1^:W<XU/B"#S8GU<TI?0 ^3$,]8"#(A0NNA#CW
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M;J1K*/RE)/P-)37U&O\'4$L#!!0    ( .MD45F%)5>KL (  -4+   0
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M(N>==9>6YV3:1Z]]SI3N([<T:4WW<QR:%SFSE>!1HY29;+PV@J*VFLAPP$6
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MY:AVWE^ ]4#K8[:@U$XSWR^(/8MXH_S]7' ?8_-@2![.R1;)5ZL*>F!/^SA
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M/POH@@"EQYQQU[:4MT#Q- -=TSS)#S=)2NYVFQ7AEL:9$E=L0.84$WIY$"P
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MIL=V^Z$90!P$3D,< H_.R*#QBXQ"*JRZ$N:%I%]9NJ,YYL6[Y-PV,@$ZM^0
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ML9A+E19QC,P'-W:/% H<9XIDR%[3J/.8930N0QHQ041D2JK]O#9/=5[?"IH
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MOHS5+/D?4$L! A0#%     @ ZV1161S>=F0SJ0  X]P.  L
M ( !     &5X:%\Y.3$N:'1M4$L! A0#%     @ ZV1167$$QG,J#0  )#@
M  X              ( !7*D  &8X:U\Q,#$W,C0N:'1M4$L! A0#%     @
MZV11684E5ZNP @  U0L  !               ( !LK8  &=N=RTR,#$Y,#$P
M,2YX<V102P$"% ,4    " #K9%%9K^]J@5$(  "'9   %
M@ &0N0  9VYW+3(P,3DP,3 Q7V1E9BYX;6Q02P$"% ,4    " #K9%%99U'1
M\)8*  "8A0  %               @ $3P@  9VYW+3(P,3DP,3 Q7VQA8BYX
M;6Q02P$"% ,4    " #K9%%9;,% U?<&  #V5@  %               @ ';
MS   9VYW+3(P,3DP,3 Q7W!R92YX;6Q02P4&      8 !@!Y 0  !-0

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>18
<FILENAME>f8k_101724_htm.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version="1.0" encoding="utf-8"?>
<xbrl
  xmlns="http://www.xbrl.org/2003/instance"
  xmlns:dei="http://xbrl.sec.gov/dei/2023"
  xmlns:iso4217="http://www.xbrl.org/2003/iso4217"
  xmlns:link="http://www.xbrl.org/2003/linkbase"
  xmlns:xlink="http://www.w3.org/1999/xlink">
    <link:schemaRef xlink:href="gnw-20190101.xsd" xlink:type="simple"/>
    <context id="Form8K">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000854560</identifier>
        </entity>
        <period>
            <startDate>2024-10-16</startDate>
            <endDate>2024-10-16</endDate>
        </period>
    </context>
    <unit id="USD">
        <measure>iso4217:USD</measure>
    </unit>
    <unit id="Shares">
        <measure>shares</measure>
    </unit>
    <unit id="USDPShares">
        <divide>
            <unitNumerator>
                <measure>iso4217:USD</measure>
            </unitNumerator>
            <unitDenominator>
                <measure>shares</measure>
            </unitDenominator>
        </divide>
    </unit>
    <dei:EntityCentralIndexKey contextRef="Form8K" id="ixv-130">0000854560</dei:EntityCentralIndexKey>
    <dei:AmendmentFlag contextRef="Form8K" id="ixv-131">false</dei:AmendmentFlag>
    <dei:DocumentType contextRef="Form8K" id="ixv-151">8-K</dei:DocumentType>
    <dei:DocumentPeriodEndDate contextRef="Form8K" id="ixv-152">2024-10-16</dei:DocumentPeriodEndDate>
    <dei:EntityRegistrantName contextRef="Form8K" id="ixv-153">GREAT SOUTHERN BANCORP, INC.</dei:EntityRegistrantName>
    <dei:EntityIncorporationStateCountryCode contextRef="Form8K" id="ixv-154">MD</dei:EntityIncorporationStateCountryCode>
    <dei:EntityFileNumber contextRef="Form8K" id="ixv-155">0-18082</dei:EntityFileNumber>
    <dei:EntityTaxIdentificationNumber contextRef="Form8K" id="ixv-156">43-1524856</dei:EntityTaxIdentificationNumber>
    <dei:EntityAddressAddressLine1 contextRef="Form8K" id="ixv-157">1451 East Battlefield</dei:EntityAddressAddressLine1>
    <dei:EntityAddressCityOrTown contextRef="Form8K" id="ixv-158">Springfield</dei:EntityAddressCityOrTown>
    <dei:EntityAddressStateOrProvince contextRef="Form8K" id="ixv-159">MO</dei:EntityAddressStateOrProvince>
    <dei:EntityAddressPostalZipCode contextRef="Form8K" id="ixv-160">65804</dei:EntityAddressPostalZipCode>
    <dei:CityAreaCode contextRef="Form8K" id="ixv-161">417</dei:CityAreaCode>
    <dei:LocalPhoneNumber contextRef="Form8K" id="ixv-162">887-4400</dei:LocalPhoneNumber>
    <dei:WrittenCommunications contextRef="Form8K" id="ixv-163">false</dei:WrittenCommunications>
    <dei:SolicitingMaterial contextRef="Form8K" id="ixv-164">false</dei:SolicitingMaterial>
    <dei:PreCommencementTenderOffer contextRef="Form8K" id="ixv-165">false</dei:PreCommencementTenderOffer>
    <dei:PreCommencementIssuerTenderOffer contextRef="Form8K" id="ixv-166">false</dei:PreCommencementIssuerTenderOffer>
    <dei:Security12bTitle contextRef="Form8K" id="ixv-167">Common Stock, par value $0.01 per share</dei:Security12bTitle>
    <dei:TradingSymbol contextRef="Form8K" id="ixv-168">GSBC</dei:TradingSymbol>
    <dei:SecurityExchangeName contextRef="Form8K" id="ixv-169">NASDAQ</dei:SecurityExchangeName>
    <dei:EntityEmergingGrowthCompany contextRef="Form8K" id="ixv-170">false</dei:EntityEmergingGrowthCompany>
</xbrl>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
