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Loans and Allowance for Credit Losses - Allowance for credit losses (Details) - USD ($) $ in Thousands | 12 Months Ended
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Dec. 31, 2024 | Dec. 31, 2023 | Dec. 31, 2022
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |
Balance at beginning of period | $ 64,670 | $ 63,480 | $ 60,754
Provision (credit) charged to expense | 1,700 | 2,250 | 3,000
Losses charged off | (3,200) | (2,822) | (2,169)
Recoveries | 1,590 | 1,762 | 1,895
Balance at end of period | 64,760 | 64,670 | 63,480
Allowance for unfunded commitment |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |
Balance at beginning of period | 7,487 | 12,816 | 9,629
Provision (credit) charged to expense | 1,016 | (5,329) | 3,187
Balance at end of period | 8,503 | 7,487 | 12,816
One- To Four-Family Residential and Construction |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |
Balance at beginning of period | 9,820 | 11,171 | 9,364
Provision (credit) charged to expense | (570) | (1,390) | 1,652
Losses charged off | (64) | (31) | (40)
Recoveries | 38 | 70 | 195
Balance at end of period | 9,224 | 9,820 | 11,171
One- To Four-Family Residential and Construction | Allowance for unfunded commitment |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |
Balance at beginning of period | 706 | 736 | 687
Provision (credit) charged to expense | (87) | (30) | 49
Balance at end of period | 619 | 706 | 736
Other Residential |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |
Balance at beginning of period | 13,370 | 12,110 | 10,502
Provision (credit) charged to expense | 2,224 | 1,260 | 1,498
Recoveries |  |  | 110
Balance at end of period | 15,594 | 13,370 | 12,110
Other Residential | Allowance for unfunded commitment |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |
Balance at beginning of period | 4,006 | 8,624 | 5,703
Provision (credit) charged to expense | 827 | (4,618) | 2,921
Balance at end of period | 4,833 | 4,006 | 8,624
Commercial Real Estate |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |
Balance at beginning of period | 28,171 | 27,096 | 28,604
Provision (credit) charged to expense | 1,931 | 930 | (1,465)
Losses charged off | (1,300) |  | (44)
Recoveries |  | 145 | 1
Balance at end of period | 28,802 | 28,171 | 27,096
Commercial Real Estate | Allowance for unfunded commitment |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |
Balance at beginning of period | 619 | 416 | 367
Provision (credit) charged to expense | 34 | 203 | 49
Balance at end of period | 653 | 619 | 416
Commercial Construction |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |
Balance at beginning of period | 2,844 | 2,865 | 2,797
Provision (credit) charged to expense | (202) | (27) | 152
Losses charged off | (101) |  | (84)
Recoveries | 194 | 6 |
Balance at end of period | 2,735 | 2,844 | 2,865
Commercial Construction | Allowance for unfunded commitment |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |
Balance at beginning of period | 741 | 802 | 908
Provision (credit) charged to expense | (245) | (61) | (106)
Balance at end of period | 496 | 741 | 802
Commercial Business |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |
Balance at beginning of period | 6,935 | 5,822 | 4,142
Provision (credit) charged to expense | (2,526) | 1,909 | 1,491
Losses charged off | (243) | (1,037) | (51)
Recoveries | 490 | 241 | 240
Balance at end of period | 4,656 | 6,935 | 5,822
Commercial Business | Allowance for unfunded commitment |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |
Balance at beginning of period | 959 | 1,734 | 1,582
Provision (credit) charged to expense | 509 | (775) | 152
Balance at end of period | 1,468 | 959 | 1,734
Consumer |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |
Balance at beginning of period | 3,530 | 4,416 | 5,345
Provision (credit) charged to expense | 843 | (432) | (328)
Losses charged off | (1,492) | (1,754) | (1,950)
Recoveries | 868 | 1,300 | 1,349
Balance at end of period | 3,749 | 3,530 | 4,416
Consumer | Allowance for unfunded commitment |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |
Balance at beginning of period | 456 | 504 | 382
Provision (credit) charged to expense | (22) | (48) | 122
Balance at end of period | $ 434 | $ 456 | $ 504

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