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Consolidated Statements of Income - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Interest Income      
Loans $ 297,176 $ 271,952 $ 205,751
Investment securities and other 27,522 24,883 21,226
Total Interest Income 324,698 296,835 226,977
Interest Expense      
Deposits 109,705 88,757 20,676
Securities sold under reverse repurchase agreements 1,407 1,205 324
Short-term borrowings, overnight FHLBank borrowings and other interest-bearing liabilities 18,222 7,500 1,066
Subordinated debentures issued to capital trust 1,798 1,736 875
Subordinated notes 4,423 4,422 4,422
Total Interest Expense 135,555 103,620 27,363
Net Interest Income 189,143 193,215 199,614
Provision for Credit Losses on Loans 1,700 2,250 3,000
Provision (Credit) for Unfunded Commitments 1,016 (5,329) 3,187
Net Interest Income After Provision (Credit) for Credit Losses and Provision (Credit) for Unfunded Commitments 186,427 196,294 193,427
Non-interest Income      
Commissions 1,227 1,153 1,208
Overdraft and insufficient funds fees 5,140 7,617 7,872
Point-of-sale and ATM fee income and service charges 13,586 14,346 15,705
Net gain on loan sales 3,779 2,354 2,584
Net realized loss on sales of available-for-sale securities     (130)
Late charges and fees on loans 512 786 1,182
Gain (loss) on derivative interest rate products (58) (337) 321
Other income 6,379 4,154 5,399
Total Non-interest Income 30,565 30,073 34,141
Non-interest Expense      
Salaries and employee benefits 78,599 78,521 75,300
Net occupancy and equipment expense 32,118 30,834 28,471
Postage 3,329 3,590 3,379
Insurance 4,622 4,542 3,197
Advertising 3,124 3,396 3,261
Office supplies and printing 1,008 1,057 867
Telephone 2,772 2,730 3,170
Legal, audit and other professional fees 5,399 7,086 6,330
Expense (income) on other real estate and repossessions (304) 311 359
Acquired intangible asset amortization 433 286 768
Other operating expenses 10,395 8,670 8,264
Total Non-interest Expense 141,495 141,023 133,366
Income Before Income Taxes 75,497 85,344 94,202
Provision for Income Taxes 13,690 17,544 18,254
Net Income $ 61,807 $ 67,800 $ 75,948
Earnings Per Common Share      
Basic Earnings Per Common Share (in dollars per share) $ 5.28 $ 5.65 $ 6.07
Diluted Earnings Per Common Share (in dollars per share) $ 5.26 $ 5.61 $ 6.02