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Deposits (Tables)
12 Months Ended
Dec. 31, 2024
Deposits  
Schedule of deposits

Weighted Average

    

Interest Rate

    

2024

    

2023

(In Thousands, Except Interest Rates)

Non-interest-bearing accounts

 

$

842,931

$

895,496

Interest-bearing checking and savings accounts

 

1.39% and 1.67%

  

 

2,214,732

 

2,216,482

 

 

3,057,663

 

3,111,978

Certificate accounts

 

0.00% - 0.99%

 

52,720

 

86,831

 

1.00% - 1.99%

 

75,938

 

22,485

 

2.00% - 2.99%

 

8,244

 

44,354

 

3.00% - 3.99%

 

89,967

 

46,304

 

4.00% - 4.99%

 

548,903

 

739,645

 

5.00% and above

 

 

8,583

 

 

775,772

 

948,202

Brokered deposits

4.61% and 5.20%

772,114

661,528

772,114

661,528

 

$

4,605,549

$

4,721,708

Schedule of Maturities of certificates of deposit

At December 31, 2024, scheduled maturities of certificates of deposit and brokered deposits were as follows:

    

Retail

    

Brokered

    

Total

(In Thousands)

2025

$

762,159

$

623,919

$

1,386,078

2026

 

8,381

148,195

156,576

2027

 

2,761

2,761

2028

 

947

947

2029

 

584

584

Thereafter

 

940

940

$

775,772

$

772,114

$

1,547,886

Schedule of Interest Expense on Deposit Liabilities

    

2024

    

2023

    

2022

(In Thousands)

Checking and savings accounts

$

38,140

$

28,579

$

5,968

Certificate accounts

 

34,262

 

29,796

 

8,788

Brokered deposits

37,537

30,719

6,162

Early withdrawal penalties

 

(234)

 

(337)

 

(242)

$

109,705

$

88,757

$

20,676