XML 99 R83.htm IDEA: XBRL DOCUMENT v3.25.0.1
Loans and Allowance for Credit Losses - Loans by category and risk rating separated by origination and loan class (Details) - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Total $ 4,761,848 $ 4,661,348
Commercial real estate    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 97,512 53,158
One Year Before 81,282 284,738
Two Years Before 320,442 237,822
Three Years Before 217,126 103,393
Four Years Before 96,246 161,834
Prior 695,197 644,811
Revolving Loans 35,937 35,276
Total 1,543,742 1,521,032
Current Period Gross Charge Offs    
Two year Before 54  
Three year Before 10  
Prior 1,236  
Total 1,300  
Commercial real estate | Satisfactory    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 97,512 53,158
One Year Before 81,282 284,738
Two Years Before 320,442 237,822
Three Years Before 217,049 103,393
Four Years Before 96,246 161,680
Prior 682,549 624,515
Revolving Loans 35,937 35,276
Total 1,531,017 1,500,582
Commercial real estate | Watch    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Four Years Before   154
Prior 7,879 5,348
Total 7,879 5,502
Commercial real estate | Special Mention    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Prior 438 4,396
Total 438 4,396
Commercial real estate | Classified    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Three Years Before 77  
Prior 4,331 10,552
Total 4,408 10,552
Consumer    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 17,392 16,629
One Year Before 9,243 12,055
Two Years Before 6,163 6,196
Three Years Before 2,638 2,817
Four Years Before 1,155 831
Prior 10,725 12,339
Revolving Loans 122,212 122,337
Total 169,528 173,204
Current Period Gross Charge Offs    
Current Year 13 4
One Year Before 105 135
Two year Before 122 24
Three year Before 32 3
Four Year Before 4 18
Prior 1,161 1,493
Revolving Loans 54 77
Total 1,491 1,754
Consumer | Satisfactory    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 17,391 16,629
One Year Before 9,234 12,010
Two Years Before 6,147 6,163
Three Years Before 2,618 2,811
Four Years Before 1,151 828
Prior 10,478 12,089
Revolving Loans 120,653 122,166
Total 167,672 172,696
Consumer | Watch    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
One Year Before   3
Two Years Before 5 21
Three Years Before   6
Four Years Before 4 3
Prior 194 201
Revolving Loans 107 154
Total 310 388
Consumer | Special Mention    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Revolving Loans   8
Total   8
Consumer | Classified    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 1  
One Year Before 9 42
Two Years Before 11 12
Three Years Before 20  
Prior 53 49
Revolving Loans 1,452 9
Total 1,546 112
Combined    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 354,122 302,681
One Year Before 340,786 1,275,272
Two Years Before 1,406,976 1,105,013
Three Years Before 982,991 430,496
Four Years Before 379,160 346,862
Prior 1,059,999 969,027
Revolving Loans 237,814 231,997
Total 4,761,848 4,661,348
Current Period Gross Charge Offs    
Current Year 13 4
One Year Before 154 142
Two year Before 176 24
Three year Before 46 3
Four Year Before 31 18
Prior 2,678 2,534
Revolving Loans 102 97
Total 3,200 2,822
Combined | Satisfactory    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 354,121 302,681
One Year Before 339,904 1,274,041
Two Years Before 1,404,573 1,100,593
Three Years Before 979,469 430,315
Four Years Before 378,509 346,534
Prior 1,042,480 926,576
Revolving Loans 234,745 226,496
Total 4,733,801 4,607,236
Combined | Watch    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
One Year Before   3
Two Years Before 1,010 21
Three Years Before 3,296 6
Four Years Before 149 328
Prior 11,380 7,780
Revolving Loans 107 200
Total 15,942 8,338
Combined | Special Mention    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
One Year Before   1,186
Two Years Before 995 3,840
Four Years Before 38  
Prior 438 16,718
Revolving Loans   4,908
Total 1,471 26,652
Combined | Classified    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 1  
One Year Before 882 42
Two Years Before 398 559
Three Years Before 226 175
Four Years Before 464  
Prior 5,701 17,953
Revolving Loans 2,962 393
Total 10,634 19,122
One- to four-family residential construction    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 11,750 12,528
One Year Before 8,961 9,878
Two Years Before 822 41
Revolving Loans 9,000 7,181
Total 30,533 29,628
One- to four-family residential construction | Satisfactory    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 11,750 12,528
One Year Before 8,961 9,878
Two Years Before 822 41
Revolving Loans 9,000 7,181
Total 30,533 29,628
Subdivision construction    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 711 532
One Year Before 182 1,022
Two Years Before 136 21,333
Three Years Before 17,609 43
Four Years Before 29 64
Prior 205 365
Revolving Loans 989  
Total 19,861 23,359
Subdivision construction | Satisfactory    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 711 532
One Year Before 182 1,022
Two Years Before 136 21,333
Three Years Before 17,609 43
Four Years Before 29 64
Prior 205 365
Revolving Loans 989  
Total 19,861 23,359
Construction and land development    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 18,282 14,860
One Year Before 6,112 12,564
Two Years Before 2,722 5,658
Three Years Before 5,210 3,682
Four Years Before 3,569 5,458
Prior 4,236 4,531
Revolving Loans 2,373 1,262
Total 42,504 48,015
Current Period Gross Charge Offs    
Prior 101  
Total 101  
Construction and land development | Satisfactory    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 18,282 14,860
One Year Before 6,112 12,564
Two Years Before 2,722 5,658
Three Years Before 5,210 3,682
Four Years Before 3,105 5,458
Prior 4,236 4,531
Revolving Loans 2,373 878
Total 42,040 47,631
Construction and land development | Classified    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Four Years Before 464  
Revolving Loans   384
Total 464 384
Other construction    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 78,337 60,895
One Year Before 52,046 422,727
Two Years Before 189,389 203,918
Three Years Before 33,021 15,867
Total 352,793 703,407
Other construction | Satisfactory    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 78,337 60,895
One Year Before 52,046 422,727
Two Years Before 189,389 203,918
Three Years Before 33,021 15,867
Total 352,793 703,407
One- to four-family residential    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 42,931 66,733
One Year Before 60,601 330,489
Two Years Before 304,441 204,324
Three Years Before 176,888 108,380
Four Years Before 91,383 60,459
Prior 155,167 119,621
Revolving Loans 1,936 529
Total 833,347 890,535
Current Period Gross Charge Offs    
One Year Before 49  
Prior 16 11
Revolving Loans   20
Total 65 31
One- to four-family residential | Satisfactory    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 42,931 66,733
One Year Before 59,973 330,489
Two Years Before 304,054 203,781
Three Years Before 176,759 108,232
Four Years Before 91,238 60,288
Prior 153,392 118,570
Revolving Loans 426 483
Total 828,773 888,576
One- to four-family residential | Watch    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Four Years Before 145 171
Prior 597 862
Revolving Loans   46
Total 742 1,079
One- to four-family residential | Classified    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
One Year Before 628  
Two Years Before 387 543
Three Years Before 129 148
Prior 1,178 189
Revolving Loans 1,510  
Total 3,832 880
Other residential    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 66,028 18,795
One Year Before 92,268 108,389
Two Years Before 552,183 391,516
Three Years Before 506,902 180,916
Four Years Before 179,094 108,173
Prior 149,422 130,947
Revolving Loans 3,352 3,335
Total 1,549,249 942,071
Other residential | Satisfactory    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 66,028 18,795
One Year Before 92,268 108,389
Two Years Before 552,183 391,516
Three Years Before 506,902 180,916
Four Years Before 179,094 108,173
Prior 146,712 111,462
Revolving Loans 3,352 3,335
Total 1,546,539 922,586
Other residential | Watch    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Prior 2,710  
Total 2,710  
Other residential | Special Mention    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Prior   12,322
Total   12,322
Other residential | Classified    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Prior   7,163
Total   7,163
Commercial business    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 21,179 58,551
One Year Before 30,091 93,410
Two Years Before 30,678 34,205
Three Years Before 23,597 15,398
Four Years Before 7,684 10,043
Prior 45,047 56,413
Revolving Loans 62,015 62,077
Total 220,291 330,097
Current Period Gross Charge Offs    
One Year Before   7
Three year Before 4  
Four Year Before 27  
Prior 164 1,030
Revolving Loans 48  
Total 243 1,037
Commercial business | Satisfactory    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 21,179 58,551
One Year Before 29,846 92,224
Two Years Before 28,678 30,361
Three Years Before 20,301 15,371
Four Years Before 7,646 10,043
Prior 44,908 55,044
Revolving Loans 62,015 57,177
Total 214,573 318,771
Commercial business | Watch    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Two Years Before 1,005  
Three Years Before 3,296  
Prior   1,369
Total 4,301 1,369
Commercial business | Special Mention    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
One Year Before   1,186
Two Years Before 995 3,840
Four Years Before 38  
Revolving Loans   4,900
Total 1,033 9,926
Commercial business | Classified    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
One Year Before 245  
Two Years Before   4
Three Years Before   27
Prior 139  
Total $ 384 $ 31