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LOANS AND ALLOWANCE FOR CREDIT LOSSES - Collateral dependent loans by class of loans (Details) - USD ($) $ in Thousands | Mar. 31, 2025 | Dec. 31, 2024
--- | --- | ---
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
Principal Balance | $ 10,018 | $ 9,849
Specific Allowance |  | 518
Land development |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
Principal Balance | 368 | 464
Specific Allowance |  | 12
Owner occupied one- to four-family residential |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
Principal Balance | 2,038 | 1,677
Non-owner occupied one- to four-family residential |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
Principal Balance | 2,623 | 1,681
Specific Allowance |  | 261
Commercial real estate |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
Principal Balance | 4,241 | 4,253
Commercial business |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
Principal Balance |  | 384
Specific Allowance |  | 245
Home equity lines of credit |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |
Principal Balance | $ 748 | $ 1,390

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