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OTHER REAL ESTATE OWNED AND REPOSSESSIONS | 3 Months Ended
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Mar. 31, 2025
OTHER REAL ESTATE OWNED AND REPOSSESSIONS |
OTHER REAL ESTATE OWNED AND REPOSSESSIONS | NOTE 8: OTHER REAL ESTATE OWNED AND REPOSSESSIONS Major classifications of other real estate owned were as follows: ​
​ | ​ | ​ | ​ | ​ | ​ | ​
​ |  | March 31, |  | December 31,
​ | ​ | 2025 | ​ | 2024
​ | ​ | (In Thousands)
Foreclosed assets held for sale and repossessions |  | ​ |  |  | ​ |
One- to four-family construction | ​ | $ | — | ​ | $ | —
Subdivision construction | ​ |  | — | ​ |  | —
Land development | ​ |  | — | ​ |  | —
Commercial construction | ​ |  | — | ​ |  | —
One- to four-family residential | ​ |  | — | ​ |  | —
Other residential (multi-family) | ​ |  | — | ​ |  | —
Commercial real estate | ​ |  | 6,036 | ​ |  | 5,960
Commercial business | ​ |  | — | ​ |  | —
Consumer | ​ |  | — | ​ |  | 33
Total foreclosed assets held for sale and repossessions | ​ |  | 6,036 | ​ |  | 5,993
​ | ​ | ​ | ​ | ​ | ​ | ​
Other real estate owned not acquired through foreclosure | ​ |  | — | ​ |  | —
​ | ​ | ​ | ​ | ​ | ​ | ​
Other real estate owned and repossessions | ​ | $ | 6,036 | ​ | $ | 5,993
​ At March 31, 2025 and December 31, 2024, there was no other real estate owned not acquired through foreclosure. At both March 31, 2025 and December 31, 2024, residential mortgage loans totaling $12,000 were in the process of foreclosure. Expenses (income) applicable to other real estate owned and repossessions included the following: ​
​ | ​ | ​ | ​ | ​ | ​ | ​
​ |  | Three Months Ended
​ | ​ | March 31,
​ | ​ | 2025 |  | 2024
​ | ​ | (In Thousands)
Net loss on sales of other real estate owned and repossessions | ​ | $ | 5 | ​ | $ | 4
Valuation write-downs | ​ |  | — | ​ | ​ | —
Operating expenses, net of rental income | ​ |  | (75) | ​ | ​ | 57
​ | ​ | $ | (70) | ​ | $ | 61
​

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- Definition The entire disclosure for real estate owned (as defined). Generally, the largest component of real estate owned by lenders is assets taken in settlement of troubled loans through surrender or foreclosure. Real estate investments, real estate loans that qualify as investments in real estate, and premises that are no longer used in operations may also be included in real estate owned. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 45 -Paragraph 3 -Publisher FASB -URI https://asc.fasb.org/1943274/2147481990/310-10-45-3 + Details
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