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LOANS AND ALLOWANCE FOR CREDIT LOSSES - Additional Information (Details) - USD ($) | 3 Months Ended | 6 Months Ended |
--- | --- | --- | ---
Jun. 30, 2025 | Jun. 30, 2024 | Jun. 30, 2025 | Jun. 30, 2024 | Dec. 31, 2024
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |  |  |
Interest income | $ 115,000 | $ 0 | $ 115,000 | $ 0 |
Non-accrual loans for no related allowance amortized cost | 1,900,000 |  | 1,900,000 |  | $ 2,200,000
Minimum loan balance required for collateral-dependent loans | 100,000 |  | 100,000 |  |
Provision expense on its portfolio of outstanding loans | 0 | 0 | 0 | 500,000 |
Consumer | Principal forgiveness |  |  |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |  |  |
Loan paid during period | 0 |  | 7,000 |  |
Consumer and land development loans | Principal forgiveness |  |  |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |  |  |
Loan paid during period |  | 241,000 |  | 255,000 |
Allowance for unfunded commitment |  |  |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |  |  |
Provision for losses on unfunded commitments | $ (110,000) | $ (607,000) | $ (458,000) | $ (477,000) |

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