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LOANS AND ALLOWANCE FOR CREDIT LOSSES - Additional Information (Details) - USD ($) | 3 Months Ended | 9 Months Ended | 12 Months Ended
--- | --- | --- | ---
Sep. 30, 2025 | Sep. 30, 2024 | Sep. 30, 2025 | Sep. 30, 2024 | Dec. 31, 2024
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |  |  |
Interest income | $ 74,000 | $ 0 | $ 189,000 | $ 0 |
Non-accrual loans for no related allowance amortized cost | 1,700,000 |  | 1,700,000 |  | $ 2,200,000
Minimum loan balance required for collateral-dependent loans | 100,000 |  | 100,000 |  |
Provision expense on its portfolio of outstanding loans | 0 | 1,200,000 | 0 | 1,700,000 |
Loan modifications |  |  | 0 |  | 2,810,000
Consumer |  |  |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |  |  |
Loan modifications |  |  |  |  | $ 31,000
Consumer | Principal forgiveness |  |  |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |  |  |
Loan paid during period | 27,000 |  | 34,000 |  |
Loan modifications |  |  | 0 |  |
Consumer and land development loans | Principal forgiveness |  |  |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |  |  |
Loan paid during period |  | 20,000 |  | 275,000 |
Allowance for unfunded commitment |  |  |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |  |  |
Provision for losses on unfunded commitments | $ (379,000) | $ (63,000) | $ (837,000) | $ (540,000) |

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