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EARNINGS PER SHARE (Tables)
9 Months Ended
Sep. 30, 2025
EARNINGS PER SHARE  
Schedule of earnings per common share

    

Three Months Ended September 30, 

2025

    

2024

    

(In Thousands, Except Per Share Data)

Basic:

Average common shares outstanding

 

11,335

 

11,656

Net income

 

$

17,752

 

$

16,490

Per common share amount

 

$

1.57

 

$

1.41

Diluted:

Average common shares outstanding

11,335

11,656

Net effect of dilutive stock options – based on the treasury stock method using average market price

62

63

Diluted common shares

11,397

11,719

Net income

 

$

17,752

 

$

16,490

Per common share amount

 

$

1.56

 

$

1.41

    

Nine Months Ended September 30, 

    

2025

    

2024

    

(In Thousands, Except Per Share Data)

Basic:

  

 

  

Average common shares outstanding

11,479

 

11,688

Net income

$

54,698

$

46,885

Per common share amount

$

4.77

$

4.01

Diluted:

 

 

Average common shares outstanding

 

11,479

 

11,688

Net effect of dilutive stock options – based on the treasury stock method using average market price

 

62

 

58

Diluted common shares

 

11,541

 

11,746

Net income

$

54,698

$

46,885

Per common share amount

$

4.74

$

3.99