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LOANS AND ALLOWANCE FOR CREDIT LOSSES - Allowance for credit losses (Details) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period $ 64,815 $ 65,255 $ 64,760 $ 64,670
Provision (credit) charged to expense 0 1,200   1,700
Provision (credit) for unfunded commitments (379) (63) (837) (540)
Losses charged off (302) (1,731) (978) (2,707)
Recoveries 236 191 967 1,252
Balance at end of period 64,749 64,915 64,749 64,915
Allowance for unfunded commitment        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period 8,045 7,010 8,503 7,487
Provision (credit) for unfunded commitments (379) (63) (837) (540)
Balance at end of period 7,666 6,947 7,666 6,947
One- To Four-Family Residential and Construction        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period 9,204 9,678 9,224 9,820
Provision (credit) charged to expense 0 (463)   (570)
Losses charged off 0   (46) (65)
Recoveries 2 4 28 34
Balance at end of period 9,206 9,219 9,206 9,219
One- To Four-Family Residential and Construction | Allowance for unfunded commitment        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period 755 673 619 706
Provision (credit) for unfunded commitments 46 (262) 182 (295)
Balance at end of period 801 411 801 411
Other Residential        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period 15,594 13,886 15,594 13,370
Provision (credit) charged to expense 0 1,708   2,224
Losses charged off 0   0  
Balance at end of period 15,594 15,594 15,594 15,594
Other Residential | Allowance for unfunded commitment        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period 4,603 3,346 4,833 4,006
Provision (credit) for unfunded commitments (136) (543) (366) (1,203)
Balance at end of period 4,467 2,803 4,467 2,803
Commercial Real Estate        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period 28,794 29,469 28,802 28,171
Provision (credit) charged to expense 0 633   1,931
Losses charged off 0 (1,235) (8) (1,235)
Balance at end of period 28,794 28,867 28,794 28,867
Commercial Real Estate | Allowance for unfunded commitment        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period 681 646 653 619
Provision (credit) for unfunded commitments (91) (19) (63) 8
Balance at end of period 590 627 590 627
Commercial Construction        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period 2,936 2,841 2,735 2,844
Provision (credit) charged to expense 0 (106)   (202)
Losses charged off 0   0 (101)
Recoveries     201 194
Balance at end of period 2,936 2,735 2,936 2,735
Commercial Construction | Allowance for unfunded commitment        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period 472 550 496 741
Provision (credit) for unfunded commitments (94) (57) (118) (248)
Balance at end of period 378 493 378 493
Commercial Business        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period 4,712 5,677 4,656 6,935
Provision (credit) charged to expense 0 (930)   (2,526)
Losses charged off (32) (164) (179) (195)
Recoveries 90 17 293 386
Balance at end of period 4,770 4,600 4,770 4,600
Commercial Business | Allowance for unfunded commitment        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period 1,147 1,343 1,468 959
Provision (credit) for unfunded commitments (84) 801 (405) 1,185
Balance at end of period 1,063 2,144 1,063 2,144
Consumer        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period 3,575 3,704 3,749 3,530
Provision (credit) charged to expense 0 358   843
Losses charged off (270) (332) (745) (1,111)
Recoveries 144 170 445 638
Balance at end of period 3,449 3,900 3,449 3,900
Consumer | Allowance for unfunded commitment        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period 387 452 434 456
Provision (credit) for unfunded commitments (20) 17 (67) 13
Balance at end of period $ 367 $ 469 $ 367 $ 469