XML 66 R56.htm IDEA: XBRL DOCUMENT v3.25.3
LOANS AND ALLOWANCE FOR CREDIT LOSSES - Loans by category and risk rating separated by origination and loan class (Details) - USD ($)
$ in Thousands
9 Months Ended 12 Months Ended
Sep. 30, 2025
Dec. 31, 2024
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Total $ 4,538,114 $ 4,761,848
Commercial real estate    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 37,758 97,512
One Year Before 127,216 81,282
Two Years Before 98,011 320,442
Three Years Before 331,338 217,126
Four Years Before 191,515 96,246
Prior 714,590 695,197
Revolving Loans 30,562 35,937
Total 1,530,990 1,543,742
Current Period Gross Charge Offs    
Two year Before   54
Three year Before   10
Four Year Before 8  
Prior   1,236
Total 8 1,300
Commercial real estate | Satisfactory    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 37,758 97,512
One Year Before 127,216 81,282
Two Years Before 98,011 320,442
Three Years Before 320,790 217,049
Four Years Before 191,515 96,246
Prior 702,547 682,549
Revolving Loans 30,562 35,937
Total 1,508,399 1,531,017
Commercial real estate | Watch    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Three Years Before 10,548  
Prior 7,768 7,879
Total 18,316 7,879
Commercial real estate | Special Mention    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Prior 4,275 438
Total 4,275 438
Commercial real estate | Classified    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Three Years Before   77
Prior   4,331
Total   4,408
Consumer    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 12,968 17,392
One Year Before 11,514 9,243
Two Years Before 5,586 6,163
Three Years Before 3,251 2,638
Four Years Before 1,294 1,155
Prior 8,469 10,725
Revolving Loans 128,436 122,212
Total 171,518 169,528
Current Period Gross Charge Offs    
Current Year 19 13
One Year Before 43 105
Two year Before 21 122
Three year Before 14 32
Four Year Before 2 4
Prior 643 1,161
Revolving Loans 3 54
Total 745 1,491
Consumer | Satisfactory    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 12,968 17,391
One Year Before 11,513 9,234
Two Years Before 5,566 6,147
Three Years Before 3,239 2,618
Four Years Before 1,280 1,151
Prior 8,232 10,478
Revolving Loans 127,310 120,653
Total 170,108 167,672
Consumer | Watch    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Two Years Before   5
Three Years Before 1  
Four Years Before   4
Prior 190 194
Revolving Loans 72 107
Total 263 310
Consumer | Special Mention    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Revolving Loans 883  
Total 883  
Consumer | Classified    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year   1
One Year Before 1 9
Two Years Before 20 11
Three Years Before 11 20
Four Years Before 14  
Prior 47 53
Revolving Loans 171 1,452
Total 264 1,546
Combined    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 248,915 354,122
One Year Before 488,548 340,786
Two Years Before 299,632 1,406,976
Three Years Before 1,255,143 982,991
Four Years Before 764,154 379,160
Prior 1,208,415 1,059,999
Revolving Loans 273,307 237,814
Total 4,538,114 4,761,848
Current Period Gross Charge Offs    
Current Year 19 13
One Year Before 43 154
Two year Before 21 176
Three year Before 35 46
Four Year Before 26 31
Prior 787 2,678
Revolving Loans 47 102
Total 978 3,200
Combined | Satisfactory    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 248,915 354,121
One Year Before 488,518 339,904
Two Years Before 299,541 1,404,573
Three Years Before 1,243,245 979,469
Four Years Before 761,302 378,509
Prior 1,191,315 1,042,480
Revolving Loans 271,567 234,745
Total 4,504,403 4,733,801
Combined | Watch    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Two Years Before   1,010
Three Years Before 11,412 3,296
Four Years Before 2,568 149
Prior 11,375 11,380
Revolving Loans 72 107
Total 25,427 15,942
Combined | Special Mention    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Two Years Before   995
Four Years Before   38
Prior 4,275 438
Revolving Loans 883  
Total 5,158 1,471
Combined | Classified    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year   1
One Year Before 30 882
Two Years Before 91 398
Three Years Before 486 226
Four Years Before 284 464
Prior 1,450 5,701
Revolving Loans 785 2,962
Total 3,126 10,634
One- to four-family residential construction    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 6,449 11,750
One Year Before 4,465 8,961
Two Years Before 3,162 822
Three Years Before 822  
Revolving Loans 6,958 9,000
Total 21,856 30,533
One- to four-family residential construction | Satisfactory    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 6,449 11,750
One Year Before 4,465 8,961
Two Years Before 3,162 822
Three Years Before 822  
Revolving Loans 6,958 9,000
Total 21,856 30,533
Subdivision construction    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 790 711
One Year Before 3,899 182
Two Years Before 339 136
Three Years Before 265 17,609
Four Years Before 17,368 29
Prior 437 205
Revolving Loans 2,354 989
Total 25,452 19,861
Subdivision construction | Satisfactory    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 790 711
One Year Before 3,899 182
Two Years Before 339 136
Three Years Before 265 17,609
Four Years Before 17,368 29
Prior 437 205
Revolving Loans 2,354 989
Total 25,452 19,861
Construction and land development    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 5,666 18,282
One Year Before 9,929 6,112
Two Years Before 4,250 2,722
Three Years Before 2,329 5,210
Four Years Before 392 3,569
Prior 7,267 4,236
Revolving Loans 2,892 2,373
Total 32,725 42,504
Current Period Gross Charge Offs    
Prior   101
Total   101
Construction and land development | Satisfactory    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 5,666 18,282
One Year Before 9,929 6,112
Two Years Before 4,250 2,722
Three Years Before 2,329 5,210
Four Years Before 392 3,105
Prior 7,267 4,236
Revolving Loans 2,892 2,373
Total 32,725 42,040
Construction and land development | Classified    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Four Years Before   464
Total   464
Other construction    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 24,194 78,337
One Year Before 146,042 52,046
Two Years Before 11,306 189,389
Three Years Before 43,233 33,021
Four Years Before 18,161  
Total 242,936 352,793
Other construction | Satisfactory    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 24,194 78,337
One Year Before 146,042 52,046
Two Years Before 11,306 189,389
Three Years Before 43,233 33,021
Four Years Before 18,161  
Total 242,936 352,793
One- to four-family residential    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 48,726 42,931
One Year Before 40,824 60,601
Two Years Before 53,711 304,441
Three Years Before 279,361 176,888
Four Years Before 157,787 91,383
Prior 214,454 155,167
Revolving Loans 1,929 1,936
Total 796,792 833,347
Current Period Gross Charge Offs    
One Year Before   49
Three year Before 21  
Four Year Before 16  
Prior 9 16
Total 46 65
One- to four-family residential | Satisfactory    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 48,726 42,931
One Year Before 40,795 59,973
Two Years Before 53,640 304,054
Three Years Before 278,886 176,759
Four Years Before 157,517 91,238
Prior 212,337 153,392
Revolving Loans 1,315 426
Total 793,216 828,773
One- to four-family residential | Watch    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Four Years Before   145
Prior 714 597
Total 714 742
One- to four-family residential | Classified    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
One Year Before 29 628
Two Years Before 71 387
Three Years Before 475 129
Four Years Before 270  
Prior 1,403 1,178
Revolving Loans 614 1,510
Total 2,862 3,832
Other residential (multi-family)    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 88,290 66,028
One Year Before 120,379 92,268
Two Years Before 112,729 552,183
Three Years Before 578,941 506,902
Four Years Before 358,548 179,094
Prior 223,323 149,422
Revolving Loans 3,336 3,352
Total 1,485,546 1,549,249
Other residential (multi-family) | Satisfactory    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 88,290 66,028
One Year Before 120,379 92,268
Two Years Before 112,729 552,183
Three Years Before 578,941 506,902
Four Years Before 358,548 179,094
Prior 220,649 146,712
Revolving Loans 3,336 3,352
Total 1,482,872 1,546,539
Other residential (multi-family) | Watch    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Prior 2,674 2,710
Total 2,674 2,710
Commercial business    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 24,074 21,179
One Year Before 24,280 30,091
Two Years Before 10,538 30,678
Three Years Before 15,603 23,597
Four Years Before 19,089 7,684
Prior 39,875 45,047
Revolving Loans 96,840 62,015
Total 230,299 220,291
Current Period Gross Charge Offs    
Three year Before   4
Four Year Before   27
Prior 135 164
Revolving Loans 44 48
Total 179 243
Commercial business | Satisfactory    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 24,074 21,179
One Year Before 24,280 29,846
Two Years Before 10,538 28,678
Three Years Before 14,740 20,301
Four Years Before 16,521 7,646
Prior 39,846 44,908
Revolving Loans 96,840 62,015
Total 226,839 214,573
Commercial business | Watch    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Two Years Before   1,005
Three Years Before 863 3,296
Four Years Before 2,568  
Prior 29  
Total $ 3,460 4,301
Commercial business | Special Mention    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Two Years Before   995
Four Years Before   38
Total   1,033
Commercial business | Classified    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
One Year Before   245
Prior   139
Total   $ 384