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INCOME TAXES - Effective income tax rate reconciliation (Details) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Effective Income Tax Rate Reconciliation, Amount        
Tax at statutory rate $ 4,640 $ 4,224 $ 14,244 $ 12,082
Nontaxable interest and dividends 60 (74) (135) (272)
U.S. federal tax credits (primarily low-income housing) (1,028) (830) (2,746) (2,489)
State income or franchise taxes 492 255 1,195 1,031
Other 182 48 572 295
Income Tax Expense (Benefit), Total $ 4,346 $ 3,623 $ 13,130 $ 10,647
Effective Income Tax Rate Reconciliation, Percent        
Tax at statutory rate 21.00% 21.00% 21.00% 21.00%
Nontaxable interest and dividends 0.30% (0.40%) (0.20%) (0.50%)
U.S. federal tax credits (primarily low-income housing) (4.70%) (4.10%) (4.00%) (4.30%)
State income or franchise taxes 2.20% 1.30% 1.80% 1.80%
Other 0.90% 0.20% 0.80% 0.50%
Effective income tax rate reconciliation, percent, Total 19.70% 18.00% 19.40% 18.50%