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OPERATING SEGMENTS - Financial Results (Details)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2025
USD ($)
segment
Sep. 30, 2024
USD ($)
segment
Sep. 30, 2025
USD ($)
segment
Sep. 30, 2024
USD ($)
segment
OPERATING SEGMENTS        
Number of reportable segments | segment 1 1 1 1
Interest income $ 79,079 $ 83,796 $ 240,297 $ 242,113
Interest expense 28,306 35,821 89,227 102,504
NET INTEREST INCOME 50,773 47,975 151,070 139,609
Net interest income after credit loss expense 51,152 46,838 151,907 138,449
Non-interest Income        
Commissions 566 360 1,239 1,010
Overdraft and insufficient funds fees 1,367 1,307 3,848 3,826
Point-Of-Sale and ATM fee income and service charges 3,290 3,467 9,968 10,238
Net gains on loan sales 916 1,076 2,410 2,880
Late charges and fees on loans 189 77 772 380
Other income 736 742 3,681 5,354
TOTAL NON-INTEREST INCOME 7,062 6,992 21,864 23,631
Non-interest Expense        
Net occupancy expense 8,873 8,138 25,841 23,818
Postage 893 861 2,649 2,445
Advertising 985 928 1,980 2,169
Office supplies and printing 238 232 742 735
Telephone 690 669 2,101 2,075
Legal, audit and other professional fees 1,248 809 3,215 4,398
Income on other real estate and repossessions (142) (536) (380) (190)
Intangible asset amortization 109 108 325 325
Other operating expenses 1,928 1,908 5,782 6,224
TOTAL NON-INTEREST EXPENSE 36,116 33,717 105,943 104,548
INCOME BEFORE INCOME TAXES 22,098 20,113 67,828 57,532
Provision for Income Taxes 4,346 3,623 13,130 10,647
NET INCOME 17,752 16,490 54,698 46,885
Banking segment        
OPERATING SEGMENTS        
Interest income 79,079 83,796 240,297 242,113
Interest expense 28,306 35,821 89,227 102,504
NET INTEREST INCOME 50,773 47,975 151,070 139,609
Credit loss expense (379) 1,137 (837) 1,160
Net interest income after credit loss expense 51,152 46,838 151,907 138,449
Non-interest Income        
Commissions 566 360 1,239 1,010
Overdraft and insufficient funds fees 1,367 1,307 3,848 3,826
Point-Of-Sale and ATM fee income and service charges 3,290 3,467 9,968 10,238
Net gains on loan sales 916 1,076 2,410 2,880
Late charges and fees on loans 189 77 772 380
Fees from debit card contracts 348 348 1,216 1,449
Other income 386 357 2,411 3,848
TOTAL NON-INTEREST INCOME 7,062 6,992 21,864 23,631
Non-interest Expense        
Salaries and incentives 16,450 15,943 48,928 48,021
Employee benefits 3,734 3,605 11,390 11,069
Net occupancy expense 3,281 3,267 9,663 9,252
Technology, furniture and equipment expense 5,592 4,871 16,178 14,566
Postage 893 861 2,649 2,445
Insurance 1,110 1,052 3,370 3,459
Advertising 985 928 1,980 2,169
Office supplies and printing 238 232 742 735
Telephone 690 669 2,101 2,075
Legal, audit and other professional fees 1,248 809 3,215 4,398
Income on other real estate and repossessions (142) (536) (380) (190)
Intangible asset amortization 109 108 325 325
Travel meals and entertainment 883 808 1,541 1,407
Other operating expenses 1,045 1,100 4,241 4,817
TOTAL NON-INTEREST EXPENSE 36,116 33,717 105,943 104,548
INCOME BEFORE INCOME TAXES 22,098 20,113 67,828 57,532
Provision for Income Taxes 4,346 3,623 13,130 10,647
NET INCOME $ 17,752 $ 16,490 $ 54,698 $ 46,885