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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
CASH FLOWS FROM OPERATING ACTIVITIES    
Net income $ 54,698 $ 46,885
Proceeds from sales of loans held for sale 112,932 133,935
Originations of loans held for sale (108,734) (134,855)
Items not requiring (providing) cash:    
Depreciation 5,935 6,230
Amortization 376 526
Compensation expense for stock option grants 1,369 1,299
Provision for credit losses on loans   1,700
Provision (credit) for unfunded commitments (837) (540)
Net gain on loan sales (2,410) (2,880)
Net (gain) loss on sale of premises and equipment (25) 16
Net gain on sale/write-down of other real estate owned and repossessions (1) (491)
Accretion of deferred income, premiums, discounts and other (11,119) (10,461)
Loss on derivative interest rate products 54 57
Net non-cash gain recorded on contract termination   (2,762)
Deferred income taxes (618) (544)
Changes in:    
Interest receivable 499 (1,056)
Prepaid expenses and other assets 914 3,977
Accrued expenses and other liabilities 5,776 (6,583)
Income taxes refundable/payable 1,087 (175)
Net cash provided by operating activities 59,896 34,278
CASH FLOWS FROM INVESTING ACTIVITIES    
Net change in loans 245,169 (123,795)
Purchase of loans (20,000) (6,251)
Purchase of premises and equipment (8,066) (3,492)
Proceeds from sale of premises and equipment 79 96
Proceeds from sale of other real estate owned and repossessions 142 11,012
Proceeds from maturities and calls of available-for-sale securities 1,624  
Principal reductions on mortgage-backed securities 37,664 27,151
Purchase of available-for-sale securities (8,903) (92,631)
Investment in tax credit partnerships (10,909) (11,997)
Redemption of Federal Home Loan Bank stock and change in other interest-earning assets 2,789 8,401
Net cash provided by (used in) investing activities 239,589 (191,506)
CASH FLOWS FROM FINANCING ACTIVITIES    
Net decrease in certificates of deposit (144,174) (5,062)
Net increase (decrease) in checking and savings deposits 66,682 (19,111)
Net increase in short-term borrowings 69,890 14,622
Proceeds from borrowing under Federal Reserve Bank Term Funding Program   180,000
Repayment of borrowing under Federal Reserve Bank Term Funding Program (180,000)  
Redemption of subordinated notes (75,000)  
Advances from borrowers for taxes and insurance 4,632 4,679
Repurchase of the Company's common stock (30,049) (12,469)
Dividends paid (13,877) (14,036)
Stock options exercised 2,890 5,637
Net cash provided by (used in) financing activities (299,006) 154,260
INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS 479 (2,968)
CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD 195,756 211,333
CASH AND CASH EQUIVALENTS, END OF PERIOD $ 196,235 $ 208,365