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LOANS AND ALLOWANCE FOR CREDIT LOSSES - Additional Information (Details) - USD ($) | 3 Months Ended | 12 Months Ended
--- | --- | ---
Mar. 31, 2026 | Mar. 31, 2025 | Dec. 31, 2025
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |
Interest income | $ 120,000 | $ 0 |
Non-accrual loans for no related allowance amortized cost | 3,300,000 |  | $ 2,000,000
Minimum loan balance required for collateral-dependent loans | 100,000 |  |
Provision expense on its portfolio of outstanding loans | 0 | 0 |
Loan modifications | 0 |  | 5,000
Consumer |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |
Loan modifications | 0 |  | $ 5,000
Consumer | Principal forgiveness |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |
Loan paid during period | 8,000 | 7,000 |
Allowance for unfunded commitment |  |  |
LOANS AND ALLOWANCE FOR CREDIT LOSSES |  |  |
Provision for losses on unfunded commitments | $ (931,000) | $ (348,000) |

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