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INCOME TAXES - Effective income tax rate reconciliation (Details) - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2026
Mar. 31, 2025
Effective Income Tax Rate Reconciliation, Amount    
Tax at statutory rate $ 4,514 $ 4,505
Nontaxable interest and dividends (52) (96)
U.S. federal tax credits, net (predominantly low-income housing) (989) (859)
State income/franchise taxes, net of federal benefit 486 625
Other 61 115
Income Tax Expense (Benefit), Total $ 4,020 $ 4,290
Effective Income Tax Rate Reconciliation, Percent    
Tax at statutory rate 21.00% 21.00%
Nontaxable interest and dividends (0.20%) (0.40%)
U.S. federal tax credits (primarily low-income housing) (4.60%) (4.00%)
State income or franchise taxes 2.30% 2.90%
Other 0.20% 0.50%
Effective income tax rate reconciliation, percent, Total 18.70% 20.00%