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OPERATING SEGMENTS - Financial Results (Details)
$ in Thousands
 3 Months Ended
Mar. 31, 2026
USD ($)
segment
Mar. 31, 2025
USD ($)
OPERATING SEGMENTS    
Number of reportable segments | segment 1  
Number of operating segments | segment 1  
Interest income $ 71,165 $ 80,243
Interest expense 22,837 30,909
NET INTEREST INCOME 48,328 49,334
Net interest income after credit loss expense 49,259 49,682
Non-interest Income    
Commissions 615 262
Overdraft and insufficient funds fees 1,231 1,215
Point-Of-Sale and ATM fee income and service charges 3,101 3,234
Net gains on loan sales 719 601
Late charges and fees on loans 136 243
Other income 1,229 1,059
TOTAL NON-INTEREST INCOME 7,029 6,590
Non-interest Expense    
Net occupancy expense 8,864 8,533
Postage 925 931
Advertising 372 290
Office supplies and printing 222 266
Telephone 685 706
Legal, audit and other professional fees 690 1,038
Expense (income) on other real estate and repossessions 54 (70)
Intangible asset amortization 108 108
Other operating expenses 1,729 1,726
TOTAL NON-INTEREST EXPENSE 34,792 34,822
INCOME BEFORE INCOME TAXES 21,496 21,450
PROVISION FOR INCOME TAXES 4,020 4,290
NET INCOME 17,476 17,160
Banking segment    
OPERATING SEGMENTS    
Interest income 71,165 80,243
Interest expense 22,837 30,909
NET INTEREST INCOME 48,328 49,334
Credit loss expense (931) (348)
Net interest income after credit loss expense 49,259 49,682
Non-interest Income    
Commissions 615 262
Overdraft and insufficient funds fees 1,231 1,215
Point-Of-Sale and ATM fee income and service charges 3,101 3,234
Net gains on loan sales 719 601
Late charges and fees on loans 136 243
Fees from debit card contracts 410 501
Other income 817 534
TOTAL NON-INTEREST INCOME 7,029 6,590
Non-interest Expense    
Salaries and incentives 16,089 16,203
Employee benefits 3,982 3,926
Net occupancy expense 3,175 3,379
Technology, furniture and equipment expense 5,689 5,154
Postage 925 931
Insurance 1,072 1,165
Advertising 372 290
Office supplies and printing 222 266
Telephone 685 706
Legal, audit and other professional fees 690 1,038
Expense (income) on other real estate and repossessions 54 (70)
Intangible asset amortization 108 108
Travel meals and entertainment 377 348
Other operating expenses 1,352 1,378
TOTAL NON-INTEREST EXPENSE 34,792 34,822
INCOME BEFORE INCOME TAXES 21,496 21,450
PROVISION FOR INCOME TAXES 4,020 4,290
NET INCOME $ 17,476 $ 17,160