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CONSOLIDATED STATEMENTS OF INCOME (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2021
Jun. 30, 2020
Jun. 30, 2021
Jun. 30, 2020
Interest and dividend income        
Loans, including fees $ 18,626 $ 17,523 $ 37,239 $ 33,584
Taxable securities 338 329 597 715
Nontaxable securities 219 63 433 131
Interest-bearing deposits in other banks 125 370 229 874
Interest and dividend income 19,308 18,285 38,498 35,304
Interest expense        
Deposits 568 2,259 1,267 4,626
Subordinated notes 444 443 887 887
Interest expense 1,012 2,702 2,154 5,513
Net interest income 18,296 15,583 36,344 29,791
Provision for loan losses 1,550 200 4,150
Net interest income after provision for loan losses 18,296 14,033 36,144 25,641
Non-interest income        
Service charges on deposit accounts 106 76 196 176
Net gains on sales of securities available-for-sale 92 434 274 966
Gain on sale of loans 1,091 802 2,022 1,441
Loan-related fees 211 947 333 1,165
FHLB stock dividends 92 64 170 153
Earnings on bank-owned life insurance 60 58 112 115
Other 194 93 355 211
Noninterest Income 1,846 2,474 3,462 4,227
Non-interest expense        
Salaries and employee benefits 4,939 3,029 9,636 6,475
Occupancy and equipment 441 412 892 792
Data processing and software 598 452 1,227 904
Federal deposit insurance 150 342 430 547
Professional services 1,311 368 2,843 707
Advertising and promotional 265 247 435 502
Loan-related expenses 218 194 447 325
Other operating expenses 1,658 972 2,474 1,860
Noninterest expense 9,580 6,016 18,384 12,112
Income before provision for income taxes 10,562 10,491 21,222 17,756
Provision for income taxes 734 368 1,116 627
Net income $ 9,828 $ 10,123 $ 20,106 $ 17,129
Basic earnings per share $ 0.67 $ 1.05 $ 1.57 $ 1.77
Diluted earnings per share $ 0.67 $ 1.05 $ 1.57 $ 1.77