0001135428-03-000396 11-K 3 20021231 20030630 DONEGAL GROUP INC 0000800457 6331 232424711 DE 1231 11-K 34 000-15341 03764230 1195 RIVER RD PO BOX 302 MARIETTA PA 17547-0302 7174261931 1195 RIVER ROAD BOX 302 MARIETTA PA 17547 11-K 1 donegal_11k.txt EX-23 3 ex-23.txt EX-99.1 4 ex-991.txt