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Reinsurance (Tables) | 12 Months Ended
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Dec. 31, 2019
Insurance [Abstract] |
Ceded Reinsurance Transactions with Unaffiliated Reinsurers | The following amounts represent ceded reinsurance transactions with unaffiliated reinsurers during 2019, 2018 and 2017:
|  | 2019 |  |  | 2018 |  |  | 2017 |
Premiums written |  | $ | 36,941,997 |  |  | $ | 50,160,604 |  |  | $ | 51,241,267 |
Premiums earned |  |  | 39,732,282 |  |  |  | 51,266,000 |  |  |  | 49,633,348 |
Losses and loss expenses |  |  | 33,615,819 |  |  |  | 50,652,202 |  |  |  | 44,575,268 |
Prepaid reinsurance premiums |  |  | 7,067,989 |  |  |  | 10,108,269 |  |  |  | 11,213,665 |
Liability for losses and loss expenses |  |  | 139,694,097 |  |  |  | 137,904,346 |  |  |  | 116,689,871 |
Total Ceded Reinsurance Transactions with both Affiliated and Unaffiliated Reinsurers | The following amounts represent total ceded reinsurance transactions with both affiliated and unaffiliated reinsurers during 2019, 2018 and 2017:
|  | 2019 |  |  | 2018 |  |  | 2017 |
Premiums earned |  | $ | 314,859,014 |  |  | $ | 326,198,234 |  |  | $ | 310,179,267 |
Losses and loss expenses |  |  | 240,241,845 |  |  |  | 246,223,074 |  |  |  | 218,523,260 |
Prepaid reinsurance premiums |  |  | 142,475,767 |  |  |  | 135,379,777 |  |  |  | 135,032,641 |
Liability for losses and loss expenses |  |  | 362,768,427 |  |  |  | 339,267,525 |  |  |  | 293,271,257 |
Amounts Represent Effect of Reinsurance on Premiums Written | The following amounts represent the effect of reinsurance on premiums written for 2019, 2018 and 2017:
|  | 2019 |  |  | 2018 |  |  | 2017 |
Direct |  | $ | 589,572,526 |  |  | $ | 594,078,723 |  |  | $ | 584,007,351 |
Assumed |  |  | 485,233,762 |  |  |  | 476,482,451 |  |  |  | 466,087,983 |
Ceded |  |  | (322,204,999 | ) |  |  | (326,545,370 | ) |  |  | (320,956,412 | )
Net premiums written |  | $ | 752,601,289 |  |  | $ | 744,015,804 |  |  | $ | 729,138,922 |
Amounts Represent Effect of Reinsurance on Premiums Earned | The following amounts represent the effect of reinsurance on premiums earned for 2019, 2018 and 2017:
|  | 2019 |  |  | 2018 |  |  | 2017 |
Direct |  | $ | 591,101,804 |  |  | $ | 593,976,241 |  |  | $ | 561,178,447 |
Assumed |  |  | 479,835,610 |  |  |  | 473,512,866 |  |  |  | 451,515,575 |
Ceded |  |  | (314,859,014 | ) |  |  | (326,198,234 | ) |  |  | (310,179,267 | )
Net premiums earned |  | $ | 756,078,400 |  |  | $ | 741,290,873 |  |  | $ | 702,514,755 |
Percentage of assumed premiums earned to net premiums earned |  |  | 63.5 | % |  |  | 63.9 | % |  |  | 64.3 | %

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