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Consolidated Statements of Cash Flows - USD ($)
12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
Cash Flows from Operating Activities:      
Net income (loss) $ 47,151,744 $ (32,760,340) $ 7,116,100
Adjustments to reconcile net income (loss) to net cash provided by operating activities:      
Depreciation, amortization and other non-cash items 5,573,074 6,609,632 6,109,869
Net investment (gains) losses (21,984,617) 4,801,509 (5,705,255)
Equity in earnings of Donegal Financial Services Corporation (295,000) (2,693,962) (1,621,605)
Changes in Assets and Liabilities:      
Losses and loss expenses 55,008,625 137,993,497 70,007,137
Unearned premiums 3,618,879 3,072,065 37,401,313
Accrued expenses 3,011,598 (2,591,630) (212,915)
Premiums receivable (9,030,699) 3,704,182 (1,016,765)
Deferred policy acquisition costs 1,330,268 (325,267) (3,980,664)
Deferred income taxes 649,928 (4,179,805) 11,889,970
Reinsurance receivable (23,652,403) (45,026,502) (35,314,555)
Accrued investment income (504,830) (8,078) (257,608)
Amounts due to affiliate (805,369) 3,560,172 16,519,278
Reinsurance balances payable (1,766,109) (233,966) (253,369)
Prepaid reinsurance premiums (7,095,990) (347,136) (10,777,146)
Current income taxes 19,117,435 (8,097,499) (9,826,855)
Other, net 6,033,243 299,262 (113,482)
Dividends received from Donegal Financial Services Corporation 1,036,750
Net adjustments 29,208,033 96,536,474 73,884,098
Net cash provided by operating activities 76,359,777 63,776,134 81,000,198
Purchases of fixed maturities:      
Held to maturity (96,724,391) (48,969,776) (51,049,152)
Available for sale (165,989,508) (116,961,667) (138,675,907)
Purchases of equity securities (20,722,416) (11,303,361) (17,033,093)
Sales of fixed maturities:      
Available for sale 19,527,658 13,202,367 10,081,785
Maturity of fixed maturities:      
Held to maturity 24,460,749 13,184,665 20,577,326
Available for sale 119,113,273 105,266,805 99,544,479
Sales of equity securities 40,465,748 13,779,330 20,880,814
Net purchases of property and equipment (149,603) (105,525) (1,090,726)
Net sales (purchases) of short-term investments 2,718,538 (5,698,845) (1,678,908)
Net cash used in investing activities (43,377,179) (37,606,007) (58,443,382)
Cash Flows from Financing Activities:      
Issuance of common stock 4,834,514 3,249,849 15,511,457
Cash dividends paid (16,092,643) (15,658,950) (14,822,052)
Payments on lines of credit (25,000,000) (10,000,000)
Borrowings under lines of credit 1,000,000
Net cash used in financing activities (36,258,129) (11,409,101) (9,310,595)
Net (decrease) increase in cash (3,275,531) 14,761,026 13,246,221
Cash at beginning of year 52,594,461 37,833,435 24,587,214
Cash at end of year 49,318,930 52,594,461 37,833,435
Donegal Financial Services Corporation [Member]      
Maturity of fixed maturities:      
Sale of investment $ 33,922,773