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Consolidated Statements of (Loss) Income and Comprehensive (Loss) Income - USD ($)
 12 Months Ended
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
Revenues      
Net premiums earned (includes affiliated reinsurance of $232,105,306, $212,591,341 and $192,861,276 - see note 3) $ 822,489,450 $ 776,015,201 $ 742,040,339
Investment income, net of investment expenses 34,016,112 31,125,631 29,504,466
Installment payment fees 1,516,330 2,416,873 3,063,097
Lease income 383,451 430,800 434,089
Net investment (losses) gains (includes ($979,972), $382,602 and $572,106 accumulated other comprehensive income reclassification) (10,184,797) 6,477,286 2,777,919
Total revenues 848,220,546 816,465,791 777,819,910
Expenses      
Net losses and loss expenses (includes affiliated reinsurance of $177,849,040, $131,367,599 and $87,374,791 - see note 3) 564,078,993 520,709,542 459,764,293
Amortization of deferred policy acquisition costs 142,430,000 128,733,000 119,072,000
Other underwriting expenses 137,923,739 129,367,893 125,862,651
Policyholder dividends 5,560,407 5,198,515 7,394,310
Interest 620,558 895,605 1,196,406
Other, net 1,244,948 1,222,728 1,257,747
Total expenses 851,858,645 786,127,283 714,547,407
(Loss) income before income tax (benefit) expense (3,638,099) 30,338,508 63,272,503
Income tax (benefit) expense (includes ($205,794), $80,346 and $120,142 income tax (benefit) expense from reclassification items) (1,678,694) 5,084,334 10,457,251
Net (loss) income (1,959,405) 25,254,174 52,815,252
Statements of Comprehensive (Loss) Income      
Net (loss) income (1,959,405) 25,254,174 52,815,252
Unrealized (loss) gain on securities:      
Unrealized holding (loss) gain arising during the period, net of income tax (benefit) expense of ($12,164,443), ($2,008,078) and $2,944,892 (45,761,476) (7,544,805) 11,078,406
Reclassification adjustment for losses (gains) included in net (loss) income, net of income tax (benefit) expense of ($205,794), $80,346 and $120,142 774,178 (302,256) (451,964)
Other comprehensive (loss) income (44,987,298) (7,847,061) 10,626,442
Comprehensive (loss) income $ (46,946,703) $ 17,407,113 $ 63,441,694
Class A Common Stock [Member]      
Basic (loss) earnings per common share:      
Basic (in dollars per share) $ (0.06) $ 0.83 $ 1.84
Diluted (loss) earnings per common share:      
Diluted (in dollars per share) (0.06) 0.83 1.83
Class B Common Stock [Member]      
Basic (loss) earnings per common share:      
Basic (in dollars per share) (0.07) 0.74 1.65
Diluted (loss) earnings per common share:      
Diluted (in dollars per share) $ (0.07) $ 0.74 $ 1.65