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Pay vs Performance Disclosure
12 Months Ended
Dec. 31, 2024
USD ($)
Dec. 31, 2023
USD ($)
Dec. 31, 2022
USD ($)
Dec. 31, 2021
USD ($)
Dec. 31, 2020
USD ($)
Pay vs Performance Disclosure          
Pay vs Performance Disclosure, Table
Pay Versus Performance
SEC rules require certain adjustments to the summary compensation totals that appear in this proxy statement under the caption “Executive Compensation Discussion and Analysis - Summary Compensation Table” in order to determine “compensation actually paid” as those rules define that term. The following table summarizes the compensation actually paid to our president and chief executive officer, who is our principal executive officer (“PEO”), and the average compensation actually paid to our other named executive officers (“Non-PEO NEOs”) for fiscal years 2020 through 2024:
                   
Value of Initial Fixed $100
Investment Based On:
       
Year
 
Summary
Compensation
Total for  PEO ($) (1)
 
Compensation
Actually
Paid to PEO ($) (2)
 
Average
Summary
Compensation
Table Total
for Non-PEO
NEOs ($) (3)
 
Average
Compensation
Actually Paid
to Non-PEO
NEOs ($) (4)
 
Class A
Common Stock
Total Shareholder
Return ($)
 
Peer Group
Total
Shareholder
Return ($)
 
Net
Income
(Loss) ($)
 
Combined
Ratio (%)
2024
 
1,456,810
 
1,464,535
 
995,416
 
1,003,072
 
130.65
 
136.71
 
50,862,252
 
98.6
2023
 
914,440
 
897,995
 
579,336
 
566,573
 
112.65
 
104.50
 
4,425,504
 
104.4
2022
 
1,180,431
 
1,256,456
 
751,940
 
805,762
 
109.16
 
102.08
 
(1,959,405)
 
103.3
2021
 
1,017,560
 
1,044,160
 
677,148
 
695,284
 
104.91
 
105.60
 
25,254,174
 
101.0
2020
 
1,290,278
 
1,281,678
 
847,290
 
840,466
 
98.98
 
90.33
 
52,815,252
 
96.0
(1)
Kevin Burke was our PEO for each of fiscal years 2020 through 2024.
(2)
We calculated the compensation actually paid to our PEO for each fiscal year as shown in the following table:
Year
 
2024
 
2023
 
2022
 
2021
 
2020
PEO
                   
Summary compensation total
 
$          1,456,810
 
$          914,440
 
$          1,180,431
 
$          1,017,560
 
$          1,290,278
Less: Equity award values reported in summary compensation total
 
(43,235)
 
(43,340)
 
(42,665)
 
(36,075)
 
(38,460)
Add: Fair value of outstanding unvested equity awards granted in covered year
 
40,855
 
40,355
 
51,500
 
34,985
 
23,235
Change in fair value of outstanding unvested equity awards from prior years
 
(18,195)
 
(61,000)
 
(28,435)
 
(18,975)
 
(78,210)
Change in fair value of equity awards that vested in covered year
 
28,300
 
47,540
 
95,625
 
46,665
 
84,835
Compensation actually paid
 
$          1,464,535
 
$          897,995
 
$          1,256,456
 
$          1,044,160
 
$          1,281,678
(3)
The following non-PEO NEOs are included in the average figures shown:

(a)
2024: Daniel DeLamater, Jeffery Hay, Jeffrey Miller and Sanjay Pandey

(b)
2023: Jeffery Hay, Jeffrey Miller, Sanjay Pandey, Daniel Wagner

(c)
2022: Jeffery Hay, Jeffrey Miller, Sanjay Pandey, Daniel Wagner

(d)
2021: Jeffery Hay, Richard Kelley, Jeffrey Miller and Sanjay Pandey

(e)
2020: Richard Kelley, Jeffrey Miller, Sanjay Pandey and Daniel Wagner
(4)
We calculated the average compensation actually paid to our non-PEO NEOs for each fiscal year as shown in the following table:
Year
 
2024
 
2023
 
2022
 
2021
 
2020
Non-PEO NEOs
                   
Summary compensation total
 
$          995,416
 
$          579,336
 
$          751,940
 
$          677,148
 
$          847,290
Less: Equity award values reported in summary compensation total
 
(30,061)
 
(30,088)
 
(29,536)
 
(19,001)
 
(26,771)
Add: Fair value of outstanding unvested equity awards granted in covered year
 
29,879
 
27,811
 
36,463
 
18,316
 
14,809
Change in fair value of outstanding unvested equity awards from prior years
 
(10,499)
 
(43,250)
 
(16,273)
 
(7,156)
 
(58,819)
Change in fair value of equity awards that vested in covered year
 
18,337
 
32,764
 
63,168
 
25,977
 
63,957
Compensation actually paid
 
$          1,003,072
 
$          566,573
 
$          805,762
 
$          695,284
 
$          840,466
We determined fair value of equity awards in the same manner we determine fair value for share-based payments we reflect in our financial statements.
We calculated the value of an initial fixed $100 investment at December 31, 2019 based on total shareholder return for our Class A common stock and peer group total using the same methodology that we used in preparing the performance graph that appeared in our 2024 Annual Report on Form 10-K. Our peer group consists of Cincinnati Financial Corporation, The Hanover Insurance Group, Inc., Horace Mann Educators Corporation, Kemper Corporation, Selective Insurance Group Inc. and United Fire Group, Inc.
       
Company Selected Measure Name adjusted statutory combined ratio for the Donegal Insurance Group        
Named Executive Officers, Footnote
(1)
Kevin Burke was our PEO for each of fiscal years 2020 through 2024.
(3)
The following non-PEO NEOs are included in the average figures shown:

(a)
2024: Daniel DeLamater, Jeffery Hay, Jeffrey Miller and Sanjay Pandey

(b)
2023: Jeffery Hay, Jeffrey Miller, Sanjay Pandey, Daniel Wagner

(c)
2022: Jeffery Hay, Jeffrey Miller, Sanjay Pandey, Daniel Wagner

(d)
2021: Jeffery Hay, Richard Kelley, Jeffrey Miller and Sanjay Pandey

(e)
2020: Richard Kelley, Jeffrey Miller, Sanjay Pandey and Daniel Wagner
       
Peer Group Issuers, Footnote
We calculated the value of an initial fixed $100 investment at December 31, 2019 based on total shareholder return for our Class A common stock and peer group total using the same methodology that we used in preparing the performance graph that appeared in our 2024 Annual Report on Form 10-K. Our peer group consists of Cincinnati Financial Corporation, The Hanover Insurance Group, Inc., Horace Mann Educators Corporation, Kemper Corporation, Selective Insurance Group Inc. and United Fire Group, Inc.
       
PEO Total Compensation Amount $ 1,456,810 $ 914,440 $ 1,180,431 $ 1,017,560 $ 1,290,278
PEO Actually Paid Compensation Amount $ 1,464,535 897,995 1,256,456 1,044,160 1,281,678
Adjustment To PEO Compensation, Footnote
(2)
We calculated the compensation actually paid to our PEO for each fiscal year as shown in the following table:
Year
 
2024
 
2023
 
2022
 
2021
 
2020
PEO
                   
Summary compensation total
 
$          1,456,810
 
$          914,440
 
$          1,180,431
 
$          1,017,560
 
$          1,290,278
Less: Equity award values reported in summary compensation total
 
(43,235)
 
(43,340)
 
(42,665)
 
(36,075)
 
(38,460)
Add: Fair value of outstanding unvested equity awards granted in covered year
 
40,855
 
40,355
 
51,500
 
34,985
 
23,235
Change in fair value of outstanding unvested equity awards from prior years
 
(18,195)
 
(61,000)
 
(28,435)
 
(18,975)
 
(78,210)
Change in fair value of equity awards that vested in covered year
 
28,300
 
47,540
 
95,625
 
46,665
 
84,835
Compensation actually paid
 
$          1,464,535
 
$          897,995
 
$          1,256,456
 
$          1,044,160
 
$          1,281,678
       
Non-PEO NEO Average Total Compensation Amount $ 995,416 579,336 751,940 677,148 847,290
Non-PEO NEO Average Compensation Actually Paid Amount $ 1,003,072 566,573 805,762 695,284 840,466
Adjustment to Non-PEO NEO Compensation Footnote
(4)
We calculated the average compensation actually paid to our non-PEO NEOs for each fiscal year as shown in the following table:
Year
 
2024
 
2023
 
2022
 
2021
 
2020
Non-PEO NEOs
                   
Summary compensation total
 
$          995,416
 
$          579,336
 
$          751,940
 
$          677,148
 
$          847,290
Less: Equity award values reported in summary compensation total
 
(30,061)
 
(30,088)
 
(29,536)
 
(19,001)
 
(26,771)
Add: Fair value of outstanding unvested equity awards granted in covered year
 
29,879
 
27,811
 
36,463
 
18,316
 
14,809
Change in fair value of outstanding unvested equity awards from prior years
 
(10,499)
 
(43,250)
 
(16,273)
 
(7,156)
 
(58,819)
Change in fair value of equity awards that vested in covered year
 
18,337
 
32,764
 
63,168
 
25,977
 
63,957
Compensation actually paid
 
$          1,003,072
 
$          566,573
 
$          805,762
 
$          695,284
 
$          840,466
       
Compensation Actually Paid vs. Total Shareholder Return        
Compensation Actually Paid vs. Net Income        
Compensation Actually Paid vs. Company Selected Measure        
Total Shareholder Return Vs Peer Group        
Tabular List, Table
We consider the following financial performance measures, as we define them in this proxy statement under the caption “Our Annual Cash Incentive Bonus Plan - Definition of Performance Measures,” as our most important financial performance measures we used to link compensation actually paid to our named executive officers to our performance for 2024:

commercial lines direct premium growth rate for the Donegal Insurance Group;

adjusted statutory combined ratio for the Donegal Insurance Group; and

our operating return on equity.
       
Total Shareholder Return Amount $ 130.65 112.65 109.16 104.91 98.98
Peer Group Total Shareholder Return Amount 136.71 104.5 102.08 105.6 90.33
Net Income (Loss) $ 50,862,252 $ 4,425,504 $ (1,959,405) $ 25,254,174 $ 52,815,252
Company Selected Measure Amount 0.986 1.044 1.033 1.01 0.96
PEO Name Kevin Burke Kevin Burke Kevin Burke Kevin Burke Kevin Burke
Measure:: 1          
Pay vs Performance Disclosure          
Name commercial lines direct premium growth rate for the Donegal Insurance Group;        
Measure:: 2          
Pay vs Performance Disclosure          
Name adjusted statutory combined ratio for the Donegal Insurance Group        
Measure:: 3          
Pay vs Performance Disclosure          
Name our operating return on equity        
PEO | Aggregate Grant Date Fair Value of Equity Award Amounts Reported in Summary Compensation Table          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount $ (43,235) $ (43,340) $ (42,665) $ (36,075) $ (38,460)
PEO | Year-end Fair Value of Equity Awards Granted in Covered Year that are Outstanding and Unvested          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount 40,855 40,355 51,500 34,985 23,235
PEO | Year-over-Year Change in Fair Value of Equity Awards Granted in Prior Years That are Outstanding and Unvested          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount (18,195) (61,000) (28,435) (18,975) (78,210)
PEO | Change in Fair Value as of Vesting Date of Prior Year Equity Awards Vested in Covered Year          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount 28,300 47,540 95,625 46,665 84,835
Non-PEO NEO | Aggregate Grant Date Fair Value of Equity Award Amounts Reported in Summary Compensation Table          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount (30,061) (30,088) (29,536) (19,001) (26,771)
Non-PEO NEO | Year-end Fair Value of Equity Awards Granted in Covered Year that are Outstanding and Unvested          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount 29,879 27,811 36,463 18,316 14,809
Non-PEO NEO | Year-over-Year Change in Fair Value of Equity Awards Granted in Prior Years That are Outstanding and Unvested          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount (10,499) (43,250) (16,273) (7,156) (58,819)
Non-PEO NEO | Change in Fair Value as of Vesting Date of Prior Year Equity Awards Vested in Covered Year          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount $ 18,337 $ 32,764 $ 63,168 $ 25,977 $ 63,957