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Note 9 (Tables)
6 Months Ended
Apr. 30, 2013
Loan Origination Reserves [Table Text Block]
 

Three Months Ended

April 30,

Six Months Ended

April 30,

(In thousands)

2013

2012

2013

2012

                                 

Loan origination reserves, beginning of period

  $ 9,118   $ 6,429   $ 9,334   $ 5,063

Provisions for losses during the period

    709     724     1,335     2,388

Adjustments to pre-existing provisions for losses from changes in estimates

    (61

)

    (39

)

    (253

)

    53

Payments/settlements

    -     (544

)

    (650

)

    (934

)

Loan origination reserves, end of period

  $ 9,766   $ 6,570   $ 9,766   $ 6,570