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  <xsd:element id="hov_CostOfGoodsAndServicesSoldExcludingInterest" name="CostOfGoodsAndServicesSoldExcludingInterest" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element id="hov_CostOfGoodsAndServicesSoldInterest" name="CostOfGoodsAndServicesSoldInterest" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="hov_CustomerDepositsMember" name="CustomerDepositsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="hov_CustomersBankMember" name="CustomersBankMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/>
  <xsd:element id="hov_DebtAgreementMaximumBorrowingCapacity" name="DebtAgreementMaximumBorrowingCapacity" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element id="hov_DebtCovenantFixedChargeCoverageRatioMinimum" name="DebtCovenantFixedChargeCoverageRatioMinimum" nillable="true" substitutionGroup="xbrli:item" type="xbrli:pureItemType" xbrli:periodType="instant"/>
  <xsd:element id="hov_DebtInstrumentAggregatePrincipalOutstandingPercentage" name="DebtInstrumentAggregatePrincipalOutstandingPercentage" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant"/>
  <xsd:element id="hov_DebtInstrumentVariableRateBasisAdjustedLondonInterbankOfferedRateLIBOR" name="DebtInstrumentVariableRateBasisAdjustedLondonInterbankOfferedRateLIBOR" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant"/>
  <xsd:element id="hov_DebtInstrumentVariableRateBasisFloorRate" name="DebtInstrumentVariableRateBasisFloorRate" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant"/>
  <xsd:element id="hov_DebtInstrumentVoluntaryPrepaymentPremiumAggregatePrincipalAmountPercentage" name="DebtInstrumentVoluntaryPrepaymentPremiumAggregatePrincipalAmountPercentage" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant"/>
  <xsd:element abstract="true" id="hov_DelayedDrawTermLoansMember" name="DelayedDrawTermLoansMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/>
  <xsd:element id="hov_DepositsAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities" name="DepositsAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element abstract="true" id="hov_DocumentAndEntityInformation" name="DocumentAndEntityInformation" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="hov_EPACaseInvolvingAHousingRedevelopmentProjectInNewarkNewJerseyMember" name="EPACaseInvolvingAHousingRedevelopmentProjectInNewarkNewJerseyMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="hov_EightPercentSeniorNotesDueTwoThousandNineteenMember" name="EightPercentSeniorNotesDueTwoThousandNineteenMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/>
  <xsd:element id="hov_EquityMethodInvestmentSummarizedFinancialInformationAccountsPayableAndAccruedLiabilities" name="EquityMethodInvestmentSummarizedFinancialInformationAccountsPayableAndAccruedLiabilities" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element id="hov_EquityMethodInvestmentSummarizedFinancialInformationCashAndCashEquivalents" name="EquityMethodInvestmentSummarizedFinancialInformationCashAndCashEquivalents" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element id="hov_EquityMethodInvestmentSummarizedFinancialInformationCostsAndExpenses" name="EquityMethodInvestmentSummarizedFinancialInformationCostsAndExpenses" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element id="hov_EquityMethodInvestmentSummarizedFinancialInformationInventories" name="EquityMethodInvestmentSummarizedFinancialInformationInventories" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element id="hov_EquityMethodInvestmentSummarizedFinancialInformationNotesPayable" name="EquityMethodInvestmentSummarizedFinancialInformationNotesPayable" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element id="hov_EquityMethodInvestmentSummarizedFinancialInformationOtherAssets" name="EquityMethodInvestmentSummarizedFinancialInformationOtherAssets" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element id="hov_EquityMethodInvestmentSummarizedFinancialInformationParent" name="EquityMethodInvestmentSummarizedFinancialInformationParent" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element id="hov_FairValueLiabilitiesMeasuredOnRecurringAndNonrecurringBasis2TableTextBlock" name="FairValueLiabilitiesMeasuredOnRecurringAndNonrecurringBasis2TableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration"/>
  <xsd:element id="hov_FairValueOfInventory" name="FairValueOfInventory" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="hov_FinancialServicesMember" name="FinancialServicesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="hov_FinancialServicesRevenueLineItemMember" name="FinancialServicesRevenueLineItemMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="hov_GSOMember" name="GSOMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/>
  <xsd:element id="hov_GeneralLiabilityInsuranceDeductible" name="GeneralLiabilityInsuranceDeductible" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element abstract="true" id="hov_GreatNotchCondominiumClaimsMember" name="GreatNotchCondominiumClaimsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/>
  <xsd:element id="hov_HomeBuildingInterestTextBlock" name="HomeBuildingInterestTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="hov_HomebuildingJointVentureMember" name="HomebuildingJointVentureMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="hov_HomebuildingMember" name="HomebuildingMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="hov_IndefiniteTaxPeriodMember" name="IndefiniteTaxPeriodMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/>
  <xsd:element id="hov_InterestRateCommittedLoanApplications" name="InterestRateCommittedLoanApplications" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element abstract="true" id="hov_InterestRateCommittedLoanApplicationsMember" name="InterestRateCommittedLoanApplicationsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/>
  <xsd:element id="hov_InventoryImpairmentsAndLandOptionCostWriteOffs" name="InventoryImpairmentsAndLandOptionCostWriteOffs" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element id="hov_InventoryImpairmentsAndLandOptionCostWriteOffsTextBlock" name="InventoryImpairmentsAndLandOptionCostWriteOffsTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration"/>
  <xsd:element id="hov_InventoryMeasurementInput" name="InventoryMeasurementInput" nillable="true" substitutionGroup="xbrli:item" type="xbrli:decimalItemType" xbrli:periodType="duration"/>
  <xsd:element id="hov_InventoryRealEstateLandHeldForFutureDevelopmentAndSale" name="InventoryRealEstateLandHeldForFutureDevelopmentAndSale" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element id="hov_InventoryRealEstateMothballedCommunities" name="InventoryRealEstateMothballedCommunities" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element id="hov_InventoryRealEstateMothballedCommunitiesAccumulatedImpairmentCharges" name="InventoryRealEstateMothballedCommunitiesAccumulatedImpairmentCharges" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element id="hov_InventoryRealEstateOtherOptions" name="InventoryRealEstateOtherOptions" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element id="hov_InventoryRealEstateSoldAndUnsoldHomesAndLotsUnderDevelopment" name="InventoryRealEstateSoldAndUnsoldHomesAndLotsUnderDevelopment" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element abstract="true" id="hov_InvestmentInJointVenturesMember" name="InvestmentInJointVenturesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="hov_JPMorganChaseBankMember" name="JPMorganChaseBankMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/>
  <xsd:element id="hov_JointVentureImpairmentCharge" name="JointVentureImpairmentCharge" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element id="hov_JointVentureTotalDebtToCapitalizationRatio" name="JointVentureTotalDebtToCapitalizationRatio" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant"/>
  <xsd:element abstract="true" id="hov_JointVenturesInNortheastMember" name="JointVenturesInNortheastMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="hov_KHovnanianAtSunriseTrailIIILLCMember" name="KHovnanianAtSunriseTrailIIILLCMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="hov_LandAndLandOptionsHeldForFutureDevelopmentOrSaleMember" name="LandAndLandOptionsHeldForFutureDevelopmentOrSaleMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="hov_LandBankingArrangementMember" name="LandBankingArrangementMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="hov_LandDevelopmentJointVentureMember" name="LandDevelopmentJointVentureMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/>
  <xsd:element id="hov_LandOptionWriteOffs" name="LandOptionWriteOffs" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="hov_LandSalesAndOtherRevenuesMember" name="LandSalesAndOtherRevenuesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/>
  <xsd:element id="hov_LiabilitiesFromInventoryRealEstateNotOwned" name="LiabilitiesFromInventoryRealEstateNotOwned" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element id="hov_LineOfCreditTextBlock" name="LineOfCreditTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration"/>
  <xsd:element id="hov_LoanApplicationsInProcess" name="LoanApplicationsInProcess" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element abstract="true" id="hov_LoansHeldForSaleMember" name="LoansHeldForSaleMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/>
  <xsd:element id="hov_LoansHeldForSaleMortgagesUnpaidPrincipal" name="LoansHeldForSaleMortgagesUnpaidPrincipal" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element id="hov_LossContingencyPercentageOfPlaintiffsCostsForWhichReimbursementIsDemanded" name="LossContingencyPercentageOfPlaintiffsCostsForWhichReimbursementIsDemanded" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="hov_ManagementFeesMember" name="ManagementFeesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="hov_MidatlanticMember" name="MidatlanticMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="hov_MidwestMember" name="MidwestMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="hov_ModelSaleLeasebackFinancingArrangementsMember" name="ModelSaleLeasebackFinancingArrangementsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/>
  <xsd:element id="hov_MortgageLoansHeldForSaleCarryingValue" name="MortgageLoansHeldForSaleCarryingValue" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element abstract="true" id="hov_MortgageWarehouseLinesOfCreditMember" name="MortgageWarehouseLinesOfCreditMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="hov_NonVestedStockAndOutstandingOptionsMember" name="NonVestedStockAndOutstandingOptionsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/>
  <xsd:element id="hov_NoncontrollingInterestIncomeInConsolidatedJointVenture" name="NoncontrollingInterestIncomeInConsolidatedJointVenture" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="hov_NonrecourseMortgagesSecuredByInventoryMember" name="NonrecourseMortgagesSecuredByInventoryMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="hov_NortheastMember" name="NortheastMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="hov_NoteToFinancialStatementDetailsTextual" name="NoteToFinancialStatementDetailsTextual" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="hov_NotesToFinancialStatements" name="NotesToFinancialStatements" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="hov_NotesToFinancialStatementsAbstract" name="NotesToFinancialStatementsAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element id="hov_NumberOfCommunitiesEvaluatedForImpairment" name="NumberOfCommunitiesEvaluatedForImpairment" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="duration"/>
  <xsd:element id="hov_NumberOfCommunitiesImpaired" name="NumberOfCommunitiesImpaired" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="duration"/>
  <xsd:element id="hov_NumberOfCommunitiesMothballed" name="NumberOfCommunitiesMothballed" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="instant"/>
  <xsd:element id="hov_NumberOfCommunitiesMothballedDuringThePeriod" name="NumberOfCommunitiesMothballedDuringThePeriod" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="duration"/>
  <xsd:element id="hov_NumberOfCommunitiesPerformedDetailedImpairmentCalculations" name="NumberOfCommunitiesPerformedDetailedImpairmentCalculations" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="duration"/>
  <xsd:element id="hov_NumberOfCommunitiesTestedForImpairmentForWhichUndiscountedFutureCashFlowOnlyExceededCarryingAmountByLessThan20Percent" name="NumberOfCommunitiesTestedForImpairmentForWhichUndiscountedFutureCashFlowOnlyExceededCarryingAmountByLessThan20Percent" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="duration"/>
  <xsd:element id="hov_NumberOfDaysInCommittment" name="NumberOfDaysInCommittment" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration"/>
  <xsd:element id="hov_NumberOfFractionalSharesIssued" name="NumberOfFractionalSharesIssued" nillable="true" substitutionGroup="xbrli:item" type="xbrli:sharesItemType" xbrli:periodType="duration"/>
  <xsd:element id="hov_NumberOfLoansReservedFor" name="NumberOfLoansReservedFor" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="instant"/>
  <xsd:element id="hov_NumberOfMothballedCommunitiesReactivated" name="NumberOfMothballedCommunitiesReactivated" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="duration"/>
  <xsd:element id="hov_NumberOfPreviouslyMothballedCommunitiesSoldDuringThePeriod" name="NumberOfPreviouslyMothballedCommunitiesSoldDuringThePeriod" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="duration"/>
  <xsd:element id="hov_NumberOfRights" name="NumberOfRights" nillable="true" substitutionGroup="xbrli:item" type="xbrli:pureItemType" xbrli:periodType="instant"/>
  <xsd:element id="hov_NumberOfWalkAwayLots" name="NumberOfWalkAwayLots" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="hov_OutOfTheMoneyStockOptionsMember" name="OutOfTheMoneyStockOptionsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/>
  <xsd:element id="hov_PaymentOfFinancingCostsForDebtIssuanceAndLandBankFinancing" name="PaymentOfFinancingCostsForDebtIssuanceAndLandBankFinancing" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element id="hov_PaymentsByInsuranceCompaniesForClaims" name="PaymentsByInsuranceCompaniesForClaims" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element id="hov_PaymentsForLandBankFinancingProgram" name="PaymentsForLandBankFinancingProgram" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element id="hov_PaymentsForModelSaleLeasebackFinancingPrograms" name="PaymentsForModelSaleLeasebackFinancingPrograms" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element id="hov_PaymentsSettlements" name="PaymentsSettlements" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element id="hov_PercentageUndiscountedCashFlowExceedsCarryingAmount" name="PercentageUndiscountedCashFlowExceedsCarryingAmount" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration"/>
  <xsd:element id="hov_PreferredStockDepositarySharesNumberOfSharesOfPreferredStockInEachDepositaryShare" name="PreferredStockDepositarySharesNumberOfSharesOfPreferredStockInEachDepositaryShare" nillable="true" substitutionGroup="xbrli:item" type="xbrli:sharesItemType" xbrli:periodType="instant"/>
  <xsd:element id="hov_PreimpairmentValue" name="PreimpairmentValue" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element id="hov_ProceedsFromLandBankFinancingProgram" name="ProceedsFromLandBankFinancingProgram" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element id="hov_ProceedsFromModelSaleLeasebackFinancingPrograms" name="ProceedsFromModelSaleLeasebackFinancingPrograms" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element id="hov_PurchasePriceAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities" name="PurchasePriceAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element abstract="true" id="hov_QualifyingAssetsNotExceedingDebtMember" name="QualifyingAssetsNotExceedingDebtMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/>
  <xsd:element id="hov_RealEstateInventoryExpenseNotEligibleForCapitalization" name="RealEstateInventoryExpenseNotEligibleForCapitalization" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="hov_RedemptionWithNetCashProceedsFromCertainEquityOfferingsMember" name="RedemptionWithNetCashProceedsFromCertainEquityOfferingsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="hov_RestrictedCashMember" name="RestrictedCashMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="hov_ReverseStockSplitMember" name="ReverseStockSplitMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/>
  <xsd:element id="hov_ScheduleOfRealEstateInventoryCapitalizedInterestCostsTableTextBlock" name="ScheduleOfRealEstateInventoryCapitalizedInterestCostsTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="hov_SecuredGroupMember" name="SecuredGroupMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="hov_SeniorAmortizingNotesMember" name="SeniorAmortizingNotesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="hov_SeniorExchangeableNotesMember" name="SeniorExchangeableNotesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/>
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  <xsd:element abstract="true" id="hov_SeniorSecuredNotesMember" name="SeniorSecuredNotesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/>
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</xsd:schema>
