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  <xsd:element name="LineOfCreditFacilityApplicableMargin" id="hov_LineOfCreditFacilityApplicableMargin" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" />
  <xsd:element name="LineOfCreditFacilityMaximumBorrowingCapacityReversionAfterInitialPeriod" id="hov_LineOfCreditFacilityMaximumBorrowingCapacityReversionAfterInitialPeriod" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="LineOfCreditFacilityUnusedCommitmentFeeRate" id="hov_LineOfCreditFacilityUnusedCommitmentFeeRate" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" />
  <xsd:element name="LineOfCreditFacilityVariableRateFloor" id="hov_LineOfCreditFacilityVariableRateFloor" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" />
  <xsd:element name="LoanApplicationsInProcess" id="hov_LoanApplicationsInProcess" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="LoansHeldForSaleMortgagesUnpaidPrincipal" id="hov_LoansHeldForSaleMortgagesUnpaidPrincipal" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="ModelSaleLeasebackFinancingArrangementsMember" id="hov_ModelSaleLeasebackFinancingArrangementsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="MortgageLoansHeldForSaleCarryingValue" id="hov_MortgageLoansHeldForSaleCarryingValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="MortgageWarehouseLinesOfCreditMember" id="hov_MortgageWarehouseLinesOfCreditMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="NetIncomeLossAvailableToCommonStockholdersBeforeUndistributedEarningsLoss" id="hov_NetIncomeLossAvailableToCommonStockholdersBeforeUndistributedEarningsLoss" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="NewUnconsolidatedJointVentureMember" id="hov_NewUnconsolidatedJointVentureMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="NoncontrollingInterestIncomeInConsolidatedJointVenture" id="hov_NoncontrollingInterestIncomeInConsolidatedJointVenture" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="NonemployeeDirectorMember" id="hov_NonemployeeDirectorMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="NonrecourseMortgagesSecuredByInventoryMember" id="hov_NonrecourseMortgagesSecuredByInventoryMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="NumberOfCommunitiesEvaluatedForImpairment" id="hov_NumberOfCommunitiesEvaluatedForImpairment" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="NumberOfCommunitiesPerformedDetailedImpairmentCalculations" id="hov_NumberOfCommunitiesPerformedDetailedImpairmentCalculations" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="NumberOfDaysInCommittment" id="hov_NumberOfDaysInCommittment" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="NumberOfOwnedActiveCommunitiesTransferredToTheJointVenture" id="hov_NumberOfOwnedActiveCommunitiesTransferredToTheJointVenture" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="NumberOfOwnedCommunitiesTransferredToTheJointVenture" id="hov_NumberOfOwnedCommunitiesTransferredToTheJointVenture" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="NumberOfUnconsolidatedJointVenturesDissolved" id="hov_NumberOfUnconsolidatedJointVenturesDissolved" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="OfficersAndAssociatesMember" id="hov_OfficersAndAssociatesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="OperatingIncomeLossTaxEffect" id="hov_OperatingIncomeLossTaxEffect" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="OutOfTheMoneyStockOptionsMember" id="hov_OutOfTheMoneyStockOptionsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="OwnercontrolledInsuranceProgramForSubcontractorsMember" id="hov_OwnercontrolledInsuranceProgramForSubcontractorsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="ParticipantsWithServiceRequirementMember" id="hov_ParticipantsWithServiceRequirementMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="ParticipantsWithoutServiceRequirementMember" id="hov_ParticipantsWithoutServiceRequirementMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="PaymentsByInsuranceCompaniesForClaims" id="hov_PaymentsByInsuranceCompaniesForClaims" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="PaymentsForLandBankFinancingProgram" id="hov_PaymentsForLandBankFinancingProgram" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="PaymentsForModelSaleLeasebackFinancingPrograms" id="hov_PaymentsForModelSaleLeasebackFinancingPrograms" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="PaymentsForPartnerDistributionsToConsolidatedJointVenture" id="hov_PaymentsForPartnerDistributionsToConsolidatedJointVenture" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="PaymentsToAcquireInterestInJointVentureNetOfReimbursements" id="hov_PaymentsToAcquireInterestInJointVentureNetOfReimbursements" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="PercentageOfTargetNumberOfSharesCoveredByMSUAwards" id="hov_PercentageOfTargetNumberOfSharesCoveredByMSUAwards" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
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  <xsd:element name="PerformanceBasedPerformanceShareUnitsPSUsMember" id="hov_PerformanceBasedPerformanceShareUnitsPSUsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="PostdevelopmentCompletionWarrantyCostsAndInsuranceDeductibleReservesPolicyPolicyTextBlock" id="hov_PostdevelopmentCompletionWarrantyCostsAndInsuranceDeductibleReservesPolicyPolicyTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="PotentialConversionOfSpecifiedJuniorDebtToAdditionalLienNotesMember" id="hov_PotentialConversionOfSpecifiedJuniorDebtToAdditionalLienNotesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="PreferredStockDepositarySharesNumberOfSharesOfPreferredStockInEachDepositaryShare" id="hov_PreferredStockDepositarySharesNumberOfSharesOfPreferredStockInEachDepositaryShare" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" />
  <xsd:element name="PreferredStockPurchaseRightsMember" id="hov_PreferredStockPurchaseRightsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="PrepaidExpensesPolicyPolicyTextBlock" id="hov_PrepaidExpensesPolicyPolicyTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="PrincipalCommencingMarch302026Member" id="hov_PrincipalCommencingMarch302026Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
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  <xsd:element name="PrincipalCommencingSeptember302028Member" id="hov_PrincipalCommencingSeptember302028Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="ProceedsFromLandBankFinancingProgram" id="hov_ProceedsFromLandBankFinancingProgram" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="ProceedsFromModelSaleLeasebackFinancingPrograms" id="hov_ProceedsFromModelSaleLeasebackFinancingPrograms" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="ProceedsFromPartnerDistributionsToConsolidatedJointVenture" id="hov_ProceedsFromPartnerDistributionsToConsolidatedJointVenture" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="ProceedsFromTransferOfLandToJointVenture" id="hov_ProceedsFromTransferOfLandToJointVenture" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="PurchasePriceAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities" id="hov_PurchasePriceAssociatedWithLandAndLotOptionsOfUnconsolidatedVariableInterestEntities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="QualifyingAssetsNotExceedingDebtMember" id="hov_QualifyingAssetsNotExceedingDebtMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="RealEstateInventoryCapitalizedInterestCostsInterestAcquiredFromJointVenture" id="hov_RealEstateInventoryCapitalizedInterestCostsInterestAcquiredFromJointVenture" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="RealEstateInventoryCapitalizedInterestCostsInterestContributedToJointVenture" id="hov_RealEstateInventoryCapitalizedInterestCostsInterestContributedToJointVenture" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="RealEstateInventoryExpenseNotEligibleForCapitalization" id="hov_RealEstateInventoryExpenseNotEligibleForCapitalization" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="RedeemablePriorToMarch302026Member" id="hov_RedeemablePriorToMarch302026Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="RedeemablePriorToSeptember302025Member" id="hov_RedeemablePriorToSeptember302025Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="RedemptionWithNetCashProceedsFromCertainEquityOfferingsMember" id="hov_RedemptionWithNetCashProceedsFromCertainEquityOfferingsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="ReductionInInvestmentFromConsolidationOfReminingInterestInJointVenture" id="hov_ReductionInInvestmentFromConsolidationOfReminingInterestInJointVenture" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="ReductionInInvestmentFromPurchaseOfReminingInterestInJointVenture" id="hov_ReductionInInvestmentFromPurchaseOfReminingInterestInJointVenture" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="RsusAndPerformanceUnitsMember" id="hov_RsusAndPerformanceUnitsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfComponentsOfIncomeTaxPayableReceivableTableTextBlock" id="hov_ScheduleOfComponentsOfIncomeTaxPayableReceivableTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfRealEstateInventoryCapitalizedInterestCostsTableTextBlock" id="hov_ScheduleOfRealEstateInventoryCapitalizedInterestCostsTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="SegmentConcentrationRiskMember" id="hov_SegmentConcentrationRiskMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="SeniorSecured175LienTermLoanCreditFacilityDueJanuary312028Member" id="hov_SeniorSecured175LienTermLoanCreditFacilityDueJanuary312028Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="SeniorSecuredNotesMember" id="hov_SeniorSecuredNotesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="SeniorSecuredRevolvingCreditFacilityMember" id="hov_SeniorSecuredRevolvingCreditFacilityMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="SeniorSecuredTermLoanMember" id="hov_SeniorSecuredTermLoanMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="SeniorUnsecuredTermLoanCreditFacilityDue2027Member" id="hov_SeniorUnsecuredTermLoanCreditFacilityDue2027Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="SharebasedCompensationArrangementBySharebasedCompensationAwardFairValueMeasurementPeriod" id="hov_SharebasedCompensationArrangementBySharebasedCompensationAwardFairValueMeasurementPeriod" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="SharebasedCompensationArrangementBySharebasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodGrantDateFairValue" id="hov_SharebasedCompensationArrangementBySharebasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodGrantDateFairValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="duration" />
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  <xsd:element name="SharebasedCompensationArrangementBySharebasedPaymentAwardNumberOfInstallments" id="hov_SharebasedCompensationArrangementBySharebasedPaymentAwardNumberOfInstallments" type="xbrli:pureItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" />
  <xsd:element name="SharebasedCompensationArrangementBySharebasedPaymentAwardParticipantsAge" id="hov_SharebasedCompensationArrangementBySharebasedPaymentAwardParticipantsAge" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="SharebasedCompensationArrangementBySharebasedPaymentAwardParticipantsYearsOfService" id="hov_SharebasedCompensationArrangementBySharebasedPaymentAwardParticipantsYearsOfService" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="SharebasedCompensationArrangementBySharebasedPaymentAwardPostvestingHoldingPeriod" id="hov_SharebasedCompensationArrangementBySharebasedPaymentAwardPostvestingHoldingPeriod" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
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  <xsd:element name="SharebasedPaymentArrangementTrancheFourMember" id="hov_SharebasedPaymentArrangementTrancheFourMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="ShareholderOwnershipPercentage" id="hov_ShareholderOwnershipPercentage" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" />
  <xsd:element name="ShareholderOwnershipPercentageOfIncrease" id="hov_ShareholderOwnershipPercentageOfIncrease" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" />
  <xsd:element name="ShareholdersCurrentOwnershipPercentage" id="hov_ShareholdersCurrentOwnershipPercentage" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" />
  <xsd:element name="ShareholdersOwnershipPercentageOnTransfers" id="hov_ShareholdersOwnershipPercentageOnTransfers" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" />
  <xsd:element name="ShareholdersOwnershipPercentageThreshold" id="hov_ShareholdersOwnershipPercentageThreshold" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" />
  <xsd:element name="ShareholdersPreExistingOwnershipPercentage" id="hov_ShareholdersPreExistingOwnershipPercentage" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" />
  <xsd:element name="StandaloneCashCollateralizedLetterOfCreditAgreementsAndFacilitiesMember" id="hov_StandaloneCashCollateralizedLetterOfCreditAgreementsAndFacilitiesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="StockIssuedDuringPeriodValueRestrictedStockAwardsNetOfForfeituresAndAdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRequisiteServicePeriodRecognitionValue" id="hov_StockIssuedDuringPeriodValueRestrictedStockAwardsNetOfForfeituresAndAdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRequisiteServicePeriodRecognitionValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="StockOptionsAmortizationAndIssuanceShares" id="hov_StockOptionsAmortizationAndIssuanceShares" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="StockOptionsAmortizationAndIssuanceValue" id="hov_StockOptionsAmortizationAndIssuanceValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="The100SeniorSecured175LienNotesDue2025Member" id="hov_The100SeniorSecured175LienNotesDue2025Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="The100SeniorSecured175LienTermLoansDue2028Member" id="hov_The100SeniorSecured175LienTermLoansDue2028Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="The105SeniorSecured125LienNotesDueFebruary152026Member" id="hov_The105SeniorSecured125LienNotesDueFebruary152026Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="The1125SeniorSecured15LienNotesDueFebruary152026Member" id="hov_The1125SeniorSecured15LienNotesDueFebruary152026Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="The1175SeniorSecured125LienNotesDue2029Member" id="hov_The1175SeniorSecured125LienNotesDue2029Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="The135SeniorNotesDue2026Member" id="hov_The135SeniorNotesDue2026Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="The50SeniorNotesDue2040Member" id="hov_The50SeniorNotesDue2040Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="The775SeniorSecured1125LienNotesDueFebruary152026Member" id="hov_The775SeniorSecured1125LienNotesDueFebruary152026Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="The80SeniorNotesDue2027Member" id="hov_The80SeniorNotesDue2027Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="The80SeniorSecured1125LienNotesDue2028Member" id="hov_The80SeniorSecured1125LienNotesDue2028Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="The80SeniorSecured1125LienNotesDueSeptember302028Member" id="hov_The80SeniorSecured1125LienNotesDueSeptember302028Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="TheSecuredCreditFacilityTheNewSecuredNotesAndTheSecondLienNotesMember" id="hov_TheSecuredCreditFacilityTheNewSecuredNotesAndTheSecondLienNotesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="TimeBasedShareUnitsMember" id="hov_TimeBasedShareUnitsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="TotalConsolidatedInventoryNotOwned" id="hov_TotalConsolidatedInventoryNotOwned" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="UnsecuredSeniorNotesMember" id="hov_UnsecuredSeniorNotesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="UnsecuredSeniorTermLoanMember" id="hov_UnsecuredSeniorTermLoanMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="WriteOffsAndLotsWalkedAwayFromTableTextBlock" id="hov_WriteOffsAndLotsWalkedAwayFromTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="The100SeniorSecured175LienNotesDueNovember152025Member" id="hov_The100SeniorSecured175LienNotesDueNovember152025Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="The1175SeniorSecured125LienNotesDueSeptember302029Member" id="hov_The1175SeniorSecured125LienNotesDueSeptember302029Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="The135SeniorNotesDue2026AndSeniorUnsecuredTermLoanCreditFacilityDue2027Member" id="hov_The135SeniorNotesDue2026AndSeniorUnsecuredTermLoanCreditFacilityDue2027Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="JointVenturesConsolidated" id="hov_JointVenturesConsolidated" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="BodilyInjuryInsuranceDeductibleForActionOverClaims" id="hov_BodilyInjuryInsuranceDeductibleForActionOverClaims" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="LiabilitiesExcludingAccruedIncomeTaxes" id="hov_LiabilitiesExcludingAccruedIncomeTaxes" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="AssetsExcludingDeferredIncomeTaxAssetsNet" id="hov_AssetsExcludingDeferredIncomeTaxAssetsNet" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="CostsAndExpensesExcludingCorporateGeneralAndAdministrativeRealEstateInventoryInterestExpenseNotEligibleForCapitalizationAndOtherOperatingExpensesNet" id="hov_CostsAndExpensesExcludingCorporateGeneralAndAdministrativeRealEstateInventoryInterestExpenseNotEligibleForCapitalizationAndOtherOperatingExpensesNet" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="RevenueSourcesDomain" id="hov_RevenueSourcesDomain" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="RevenueSourcesAxis" id="hov_RevenueSourcesAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="HomeBuildingSegmentMember" id="hov_HomeBuildingSegmentMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="NumberOfReportableSegmentsHistorically" id="hov_NumberOfReportableSegmentsHistorically" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="PercentageOfEquityInterestInConsolidatedJointVentureThatIsNotOwnedByCompanyDirectlyOrIndirectly" id="hov_PercentageOfEquityInterestInConsolidatedJointVentureThatIsNotOwnedByCompanyDirectlyOrIndirectly" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" />
  <xsd:element name="NatureOfOperationsDisclosureLineItems" id="hov_NatureOfOperationsDisclosureLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfActivityInLoanOriginationReservesTableTextBlock" id="hov_ScheduleOfActivityInLoanOriginationReservesTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="IssuerRule10b51MaterialTermsTextBlock" id="hov_IssuerRule10b51MaterialTermsTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="DisclosureOfIssuerRule10b51MaterialTermsAbstract" id="hov_DisclosureOfIssuerRule10b51MaterialTermsAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="DisclosureOfInventoryImpairmentsAndLandOptionCostWriteOffsAbstract" id="hov_DisclosureOfInventoryImpairmentsAndLandOptionCostWriteOffsAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="MortgageLoansHeldForSaleDisclosureAbstract" id="hov_MortgageLoansHeldForSaleDisclosureAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="DisclosureOfMortgageLoansTextBlock" id="hov_DisclosureOfMortgageLoansTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="DisclosureOfMortgageLoansAbstract" id="hov_DisclosureOfMortgageLoansAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="AgreementAxis" id="hov_AgreementAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="AgreementDomain" id="hov_AgreementDomain" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="ExchangeAgreementsMember" id="hov_ExchangeAgreementsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="PreImpairmentValueOfInventory" id="hov_PreImpairmentValueOfInventory" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="NonconsolidatedInvesteesHomebuildingJointVentureMember" id="hov_NonconsolidatedInvesteesHomebuildingJointVentureMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="NonconsolidatedInvesteesLandDevelopmentJointVentureMember" id="hov_NonconsolidatedInvesteesLandDevelopmentJointVentureMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="HinsdaleBankAndTrustCompanyNAMember" id="hov_HinsdaleBankAndTrustCompanyNAMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="FlagstarBankNAMember" id="hov_FlagstarBankNAMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="BloombergShortTermBankYieldIndexBsbyRateOrSecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember" id="hov_BloombergShortTermBankYieldIndexBsbyRateOrSecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="SignificantAccountingPoliciesDisclosureTable" id="hov_SignificantAccountingPoliciesDisclosureTable" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="SignificantAccountingPoliciesDisclosureLineItems" id="hov_SignificantAccountingPoliciesDisclosureLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="InventoriesHeldForSale" id="hov_InventoriesHeldForSale" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="VariableInterestEntityDisclosureAbstract" id="hov_VariableInterestEntityDisclosureAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="NatureOfOperationsDisclosureAbstract" id="hov_NatureOfOperationsDisclosureAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="NatureOfOperationsDisclosureTable" id="hov_NatureOfOperationsDisclosureTable" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTable" id="hov_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTable" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureLineItems" id="hov_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
</xsd:schema>
